Lori Swanigan #1

We are talking with the CEO of The Benefits Solutions Group Lori Swanigan on The Bev Johnson Show on WDIA Radio.

Episode Transcript

Speaker 1 (00:03):
Memphis probably presents the Ben Johnson Show.

Speaker 2 (00:08):
Let me say bethne emphisto me.

Speaker 3 (00:14):
First, let me you say.

Speaker 2 (00:21):
She's done Memphistoga all. No matter of the problem, she
can have me. So all the.

Speaker 3 (00:34):
Phone and norma your mind.

Speaker 4 (00:38):
She was there Jimmy in the hair by chilling you
to just keep the fair.

Speaker 3 (00:48):
When Aridle picking up Bim Johnson Show.

Speaker 2 (00:52):
Because we have got out there every fuck you can
hear every day, let me I ain't well, bell.

Speaker 1 (01:03):
Got me a missed up.

Speaker 4 (01:48):
Good morning, Good morning, good morning, and welcome into w
d i A The Bev Johnson Show.

Speaker 2 (01:55):
I'm Bev.

Speaker 4 (01:57):
It is indeed a pleasure to have you with us
once again on this Monday, October twenty seventh, twenty twenty five.
Enjoyed this fabulous day to day. Get ready to put
your ears on as we share the good news. Coming up,

(02:19):
we will have the CEO from the Benefits Solutions Group,
Miss Lorie's One again in of our house to talk
to y'all. You know it's that time of year, get
enrolled those benefits. Yeah, we'll talk to Laurie. Second hour,

(02:40):
we'll tell you what's coming up with the city of Memphis.
Beautified this city. Yeah, we'll talk about that when it's
your turn to talk.

Speaker 2 (02:51):
You know you can.

Speaker 4 (02:52):
All you'll need to do is dial these numbers nine
zero one, five, three, five, nine three four two nine
zero one five three five nine three four two eight
hundred five zero three, nine three four two eight hundred

(03:17):
five zero three nine three four two eight three three
five three five nine three four two.

Speaker 2 (03:29):
Will get you in to me.

Speaker 4 (03:35):
And if this day, this this here day, Monday October
twenty seventh, twenty twenty five, is your birthday.

Speaker 2 (03:49):
Happy birthday to each and every one.

Speaker 4 (03:51):
Of y'all out there who may be celebrating a birthday
on this day. You know what we say, Go out
y'all and celebrate. Rate your life. You better, you better.
When we come back, we'll talk to the c e
OH of the Benefits Solutions Group, Miss Laurie Swanagan, and

(04:14):
me Bev Johnson on the Bev Johnson Show.

Speaker 2 (04:20):
Only on w d I.

Speaker 4 (04:24):
A good morning and welcome back to wdi A The

(04:54):
Bev Johnson Show. It is a Monday, October twenty seventh,
twenty twenty five. Enjoyed this fat buleous day today as
we get ready to share the good news with the
CEO of the Benefits Solutions Group, Lourie Swanigan. But let

(05:15):
me say, yeah, I know I was out. Yeah, don't
y'all see it. Don't don't even say it. But that's okay.
It was a close game, I know what y'all thinking. Yeah,
my v I love Jackson State University. It was close.

Speaker 2 (05:31):
They beat us by one point. Gremlin. I think Grambling
shocked themselves.

Speaker 4 (05:39):
Grambling shocked themselves because they just everybody knew Jackson's State
would win.

Speaker 2 (05:44):
But it was It was a beautiful time.

Speaker 4 (05:46):
It was a good fellowship with my alumni and with
my bff and friends. It hadn't seen a long time
as we were in Las Vegas for the it was
the h b C Classic. It was simply fabulous. I mean,
y'all was in the house. You know what I'm talking about,

(06:07):
y'all you black folk. And some white folks were that too,
because you know, we got some white folks playing on
the team, both teams Gremlin and Jackson State. But it
was a good time. We had a good time. I
had a good time. I needed it. I needed to
break to get away, but we had a good time.
Before we get to Laurie, let me say this, and

(06:29):
I promised to condolences to the family of Lady D. Yeah,
condolences with her cousin. And I want to say condolences
for the family of Maggie Freeman. And I met Miss
Maggie and Sheila would go to the rocking chair were

(06:51):
Sheila lost her mother, Maggie Freeman and their cousins of
Lady D and Lady D.

Speaker 2 (06:56):
You want me to all to.

Speaker 4 (06:57):
Tell you that services will be Thursday, October thirtieth and
at nine am visitation eleven am service at the Bloomfield
Full Gospel Baptist Church right there on South Park where
you won twenty three. That is the homegoing services for
Miss Maggie Freeman cousins of Lady.

Speaker 2 (07:19):
D and Sheila.

Speaker 4 (07:20):
We've seen our thoughts and prayers and you two, Lady
D out to your family for the homegoing celebration of
Miss Maggie freedom. And I want so today if my
mother had still been living Laurie, today is her birthday,
she would have been ninety three years young. So yeah,

(07:40):
my mother, Julia Atlas Danner Johnson, Yeah, my mom would
have been ninety three. But as little Daddy would say,
happy heavily, Little daddy. She up there with yo, Mama,
little daddy. They have no birthday party today. They have
the birthday party today. Wanted to say that.

Speaker 2 (08:01):
Welcome in, Laurie, Lord, how are you.

Speaker 3 (08:03):
I'm happy to be here, Ben, thank you for having me.

Speaker 2 (08:06):
I'm so glad to have you. Lord. Wait a minute, Lord,
let me say this to you. Sister.

Speaker 4 (08:12):
Wait a minute, sister, Wait a minute, Lord. I love
the TV spot I saw this morning. Oh, thank you,
bab good Kanjie Anthony. Yes, oh that's that's your office. Yes,
I love y'all. Laurie got a bad office. And as

(08:36):
she says, she wants you to call the TV now
you see Laurie.

Speaker 2 (08:41):
On the TV.

Speaker 4 (08:44):
I saw Laurie this morning on the TV with Kanjie
good spot of beautiful office.

Speaker 2 (08:51):
Thank I love those pictures of your mom.

Speaker 3 (08:54):
Yes, we really mean that a lot of people have
Those commercials are really working because I'm running to a
lot of people who says, are you really that serious
about what happened with your mom? Absolutely? Bev and I
walk people into the room where I have a huge photo,
like a picture bro my office.

Speaker 2 (09:16):
Yeah it's beautiful.

Speaker 3 (09:17):
Yeah, And I'm just so serious about what I say
when I say her friends my mom's friends. Your friends
are my mom and dad now, And I mean that
with everything that I have BED. We have a lot
of people who during the AEPCS and BED they come
on the scene, you know, from all cultures, all walks,
a lot of agencies, a lot of agents. I really

(09:39):
wanted to share my heart today with that. Listen, if
we stay engaged in this community, the Benefit Solutions Group,
because we mean everything that we're saying, everything that we're doing.
We go to conferences to try to find out the
information BED, we try to get ahead of it. The

(10:00):
impact is not so great or devastating to our seniors
and our communities. Beb, I'm so glad to be here
today because we got a lot to talk about.

Speaker 2 (10:10):
Yeah, well, let's get started.

Speaker 4 (10:11):
Because I'm hearing Laurie that it is crazy people trying
to get benefits they can't get them. Let's talk about it, Lord,
because I've been hearing all kinds of crazy things about
what's going on with these benefits.

Speaker 3 (10:32):
So Bab, we can start with I know everyone has
heard about the November.

Speaker 2 (10:39):
Yeah, I was hearing that November first date. That's scary.

Speaker 3 (10:44):
Yeah, those snap benefits will be turned off. Yes, that
is affecting millions of Americans and certainly our Tennesseeans and
absolutely our seniors. And he's doing it. I just say,
it's happening in the month of November. And you all

(11:08):
know what the month of November holds. It holds Thanksgiving.
So I was reading in the news just this morning
that someone had broken in one of the grocery stores,
and I, you know, this just brings about a whole
different set of dynamics. But bad there's.

Speaker 2 (11:28):
Good news, Okay, Okay.

Speaker 3 (11:31):
I want to put it out there now because I
want people to prepare for one of the largest turkey
giveaways on Tiger Lane bed.

Speaker 2 (11:44):
Yes on Tiger on Tiger.

Speaker 3 (11:48):
Lane, sponsored by one of our partners, our carriers, Elevant's Health.
We're giving away five hundred turkeys. Wow, and over read
thousand dollars in produce. Whoa November the twenty second bed
the twenty second Yeah, now, you know, the times and

(12:11):
the dynamics of the news was not going to affect
my singers in such a way. The Benefit Solutions Group
had to jump in their bed. Look, we're gonna make
sure Thanksgiving is well for our seniors. Now, don't bring
seven and eight people fifteen year olds out there, y'all.

Speaker 4 (12:30):
Don't violate, No, no, no, no, tell them Laurie, what
used to say?

Speaker 3 (12:35):
Say Lauri?

Speaker 2 (12:35):
You need to be an adult?

Speaker 3 (12:37):
Yeah, be an adult, be a singior. You know, two
turkeys per car. You don't come out there for five families, y'all.
Let's be fair about it, because this is a time
where y'all a lot of families are going to need
to be supported through this. I have Veronica, she's my
executive asistant. She's actually sending me over another list of events.

(13:01):
We have the events for you, bev. So I can't
wait to be able to share some of the things.
I'll share that at the end.

Speaker 2 (13:08):
So that stay to jump in the middle.

Speaker 3 (13:10):
No, what November the twenty second, you might as well
get on out there early time. You're going to start
probably about it may start about eight or nine o'clock,
but i'd probably be there at seven am lined up
because I want you to be able to get it.
We're going to be raffling off an air friar and
some more great prizes or great gifts that day. No worries,

(13:33):
no worries. I'm gonna do my apartment South. I'm actually
going to have and she's gonna send me that date
over here shortly. But I'm actually going to have another
food drive at my office, and I'll go ahead and
share the address. Get this down, and this is for
anybody under the sound of my voice. If you can

(13:55):
get yourself to twenty seven point fifty Colony Heark Drive,
then you can participate in the food drive that's going
to be at my office. Now again, that one is
going to be sponsored by United Healthcare. Yes, so Elevance
is one of our partners, so is United Healthcare. We

(14:15):
write for about nine carriers. We're brokers, yes, And so
I spoke with a person, just an agent, just yesterday
and she was interested in being a part of the
team and was thinking about being captive. Nothing wrong with it,
but you just, you know, writing for one company BEV
kind of leads you to, you know, have a hammer

(14:38):
in a nail. You see everything as a nail and
you just go to hammering. So, no, this Medicare landscape,
whether it's a Medicare supplement or a Medicare advantage plan,
is no place for just one carrier certain doctors. BEAV
doesn't take certain plans and so you want to be

(14:58):
able to go to these homes and offer them solutions
based on their needs, not mine, not based on you know,
I'm just quoting unquote my favorite carrier. It doesn't work
like that. The Benefit Solutions Group can be bought. You know,
we are stopping your homes and we are going to

(15:20):
absolutely listen to your needs. We are going to listen
actively to your providers. We want to make sure your
prescription drugs are in the plan. We're not going to
leave you half done, half baked. We're gonna make sure

(15:42):
that when we leave, there is a comprehensive solution for
all of your mom and dad, for all of your
Medicare needs. I really truly mean that. You know on
the commercials, you know, they're not gimmicks. I've heard other agencies,
you know, try to do some of the some some
something similar. It doesn't work. You know, this is my life,

(16:05):
you know, I live a purpose driven life. Bell and
you know so much so that even when the annual
enrollment season is over, guess what, we're still on the
bed of Johnson show. Yes, you know, because I believe
in Bev. I believe the work that she's doing. I
believe you know the station wd I A has been
around for so many years, and we have invested in

(16:28):
our relationship with BEV and WDA. So I just want
people to be able to trust us. You know when
we come to your homes. You know when we're on
the phone and listen, we take the time to call
you back. So if we haven't heard from us and
you think you haven't make the call again, don't give up.
We have Ring Central. We've expanded rings Central and many

(16:53):
more agents are on Ring Central. We have a slew
of them at the office right now waiting on you
to walk in the door. As a matter of fact,
we have the Carters bell. Mister Carter called in a
few BEV Johnson's ago and said that his wife was
jealous of his benefits. I don't know if you remember him.

(17:14):
How about he has brought He walked in this morning
with his wife ready to enroll. So thank you Carters
for being in the office as we speak. And then
I've got my little lady, Miss Tatsi out there in Ripley, Mississippi.
She is listening. Miss Tazzi. I told you I was
gonna call you nagger. Miss Tatsi is such a testimony

(17:38):
for Benefit Solutions Group. She will bring people to her
home and allow us to make presentations. She is one
of the kind I just appreciate you, Miss Tazzi in Ripley, Mississippi,
for all that you do and all of our Ripley,
Mississippi clients. Thank you for listening in today.

Speaker 5 (17:59):
Bell.

Speaker 2 (18:00):
Well, you know what, Laurie.

Speaker 4 (18:02):
You are here and you have been talking about this,
and now is the time that people get enrolled and
know what they're getting because it is, as I said, Laurie,
it's scary out here.

Speaker 2 (18:16):
Now.

Speaker 4 (18:17):
Yes, people don't know where they're gonna get food. People
don't know if they're gonna have any kind of healthcare.
So let's talk about when we talk about the annual
enrollment period that's going on now, Yes, what you need
to have. And you always talk about, Laurie, I will say,
think about you.

Speaker 2 (18:36):
And I see the red, white and blue calls. Yes, yes, yes,
that's medical care care, that's.

Speaker 4 (18:42):
Right, and I get them confused. Another one is Medicaid,
that's right. So we're red, white and blue medicare.

Speaker 3 (18:48):
Right, So you all are aware. So let's let's start
with part eight. And I'll do this quickly because We've
gone over ABC so much because I do want to
get to the heart, okay of everything that's happening. So
let's start with Part A. Part A. It says hospital
on your card. I just ran into someone yesterday and

(19:08):
I said, you know what, Oh, I was over at
Mount Mariah East. Mount Mariah East Baptist Church. They had
a choir day and I met the pastor. He is
one incredible soul, and thank you so much for giving
us your time for introducing me to the choir. But

(19:30):
I ran into someone yesterday who they listened to the
BAB show. I told him I was. I went into
the choir room before they went out for choir day, BAB,
and I told him I would give them a shout out.
So Mount Mariah is here is your show out, and
they're gonna have us back for some things. But I
ran into someone yesterday, BAB that said that they have

(19:51):
been following the commercials, but they thought that their hospital
on their Medicare card covered the entire hospital bill. It
does not nothing further from the truth. When it says hospital,
Essentially it means room and board. So that's what your

(20:11):
Part A does. Now. Part A covers other things hospice,
long term care. It covers three pints of blood. It
covers so several other little caveats that par A covers
and not fully at a percentage. But Part A essentially
is room and board. That's you're part A. Part A

(20:35):
has a deductible, a deductible. Let's walk it down. A
deductible is what you are going to pay out of
pocket before the plan or anything kicks in. Now, Bell,
I say this number, it's over seventeen hundred dollars, but
I don't think the audience follows me when I tell
you there is a solution for it. So today I

(20:56):
want you to hang with me through the ABC's and
Lord and when we get to see I'm going to
have a solution for it. Here is Part A. It's
seventeen hundred dollars plus for your deductible. That's what you owe.
Then let's get to Part B. Part B has a
deductible bed. There's a deductible word again, so you're going

(21:17):
to owe over to forty there. So you're really at
eighteen nineteen hundred dollars in what you would owe if
you kept traditional medicare. When I say traditional medicare, that's
right when I mentioned traditional Medicare, that means a person

(21:38):
who desires to just have their red, white and blue card,
nothing else, and a prescription drug card. So here's the question,
y'all and go with me with this. If you just
have traditional Medicare, which is just the red, white and
blue card, no Medicaid, no LIS, no Medicare, vanas plan,

(22:02):
no meds up, and you have your prescription drug plan
if Part B do some math with me here. If
Part B covers eighty percent, who is going to be
left to cover the twenty percent? Is that you?

Speaker 6 (22:22):
Is that you?

Speaker 7 (22:23):
Math?

Speaker 3 (22:24):
Is that you? Sir? Do you understand mother, father, auntie, uncle, cousin, niece, nephew.
Do you understand what twenty percent of a hospital bill
would be for you? Do you understand what twenty percent

(22:45):
of a specialist visit would be. Let's not even talk
about the C word where you would have to go
to many specialists. Do you understand what the cost would
be for you to survive any health crisis? So when

(23:07):
I talk about Parts C and D, for one, C
is going to remove the deductibles that I talked about.
It's going to remove the Part A deductible. It's going
to remove the Part B deductible. That's Part C. Now,
so let's go back to B. So not only does

(23:28):
B have a deductible that C is going to remove,
but B it's the thing that covers the eighty percent.
So for those people who have A only, you need B.
Like this is the reality. Can you afford it? Maybe not,
but you can't afford not to have it. That sounds

(23:48):
like an oxymoron, but when I tell you it is
critical for you to have Part B, Part B is
the thing that covers the eighty percent of your health care.
Part B has some Part B drugs that it covers,
it's got durable medical equipment included in it. But Part

(24:09):
B covers eighty percent. Now, yes, Part B has the
premium that many of you this has this, you know,
just saying flat out saying I'm not gonna pay you
will find yourself in a really precarious position if you
don't I need you to pay Part b's premium. It's

(24:32):
the thing that's going to cover the eighty percent. So
if you have Part A only, can you imagine where
you're going to be if you have a crisis. Now,
this is real talk. This is no sales talk. This
is whatever you choose to do with that information that
gets yours to have and execute. But I want to

(24:54):
talk to our community. We have got to we kind
of wiseen up actually in the day and time that
we're in. You know how many people are having blood
clots nowadays, a lot heart attacks from different things that
we've been required to take and do. Lots of really

(25:15):
really different things are happening health wise, and so I
need for you to get ahead of it, which is
one of the things that's so good about the Medicare
Advantage plan. And I'm not just selling a Medicare advantage
plan because you have an option to cover your Part
C the twenty percent with a Medicare Advantage plan or

(25:35):
a Medicare supplement. It's based on what you can afford.
But either way, ma'am and sir, you're going to have
to have parts A and B. And if you have B,
you're good. But if you qualify for Part B, and
I need you to listen to me really well here.

(25:57):
If you qualify for part and you don't take it,
guess what, You're going to have a life time penalty.
They don't tell you that. But if you don't take
it and you qualify for it at the time that
you're supposed to have it. So if you don't take

(26:19):
Part B, that's a ten percent lifetime penalty year over year.
So just think about not having it for ten years
at ten percent per year. It is time, Maaminser, for
you to wake up to what's happening in our world,
our industry. That Part B you have to have it.

(26:41):
I don't care who told you you don't. The only
time you don't have to have it is what what
do we say, employer coverage or yeah, you could be
on your husbands or wife's employer coverage that is considered
credible coverage. Let's define credible coverage. Credible coverage meets the

(27:03):
standards of the same thing that Medicare pays. So as
long as credible coverage is paying eighty percent, you're good.
Let's talk about the vets. Bell, Okay, the VA is
no longer credible coverage for try Care for life vets.

(27:24):
If you are under the sound of my voice, I
don't care what state you're in, you need to call
the Benefits Solutions Group. And I haven't thrown the number
out there. Bell, No, you have not let's do it.

Speaker 2 (27:35):
Let's do it.

Speaker 3 (27:36):
It's nine zero one four or five three six three
four six. Again that's nine oh one four five three
six three four six. And for those of you who
have just picked up your pen, here it is one
more time nine zero one four five three six three

(28:00):
for six. Do yourselves a favor. Pick up the phone. Now,
make the phone call. Let me tell you why. We
just got some news as of late Friday that there
were plans going on and off the market in many, many,
many states. I'm not just talking about Tennessee. There are

(28:21):
plans going on and it's some of your favorite carriers.
Make the call to find out if your plan is
even still on the market. Let us do a healthcare
review with you. And if you're okay where you are
and bev. There are so many people that can attest

(28:42):
those that have walked into our office, those that who
have called, we will check it and I'll say, I
just told somebody yesterday, Oh no, no, no, stay where
you are. We do have in Arkansas, so here's a disruption.
In Arkansas. We do have one of our Maor carriers

(29:04):
with thousands of clients, thousands, and I mean this one
is pretty devastating, y'all, thousands of clients will not be
able with this particular carrier's plan to go to any
A Baptist anymore. It's any A Baptist. And there's another
hospital there, Pocahontas Medical, I mean several different So if

(29:29):
you are in Arkansas, you need to call because what's
happening in Arkansas has been a real disruption, and you
have gotten a letter. They have sent our letters saying
in fact, any A Baptist has sent our letters. And
the other hospital, it's two different hospitals there in Jonesborough, Arkansas.

(29:50):
So if you're listening in Jonesboro, Arkansas, any parts of Arkansas,
another place in Cabot, there's oh my god, there's disruptions.
Oh the place for Arkansas. Call nine oh one four
five three six three four six, And if you don't
understand what's happening, at least call and say what is

(30:12):
that crazy lady talking about on the radio? Yeah, at
least make the call because at the end of this now,
so the annual enrollment period lasts from October the fifteenth,
so you know, we're we're in the stretch right now
at Beth and it no we goes through December the.

Speaker 2 (30:32):
Seventh, the seventh.

Speaker 3 (30:34):
Okay, okay, December the seventh. So you all know that
there is a deadline. This is time sensitive. This is
time sensitive. So you need to make the call. Now,
pick up the phone. If you are listening to me,
you have got to pick up the phone and call
the Benefits Solutions Group. Do not call just anybody that

(30:57):
you see on TV. I won't call his nam. Don't
call anyone that you see if you see Laurie, make
the call and make the call if you when you
hear us on the Bad Show. But I just need
you guys to or my family. Y'all are like my family.
I need you to pick up the phone. We've got
some news for you, bab we got news for our

(31:18):
listing audience. Pick up the phone now nine on one
four five three six three four six.

Speaker 4 (31:25):
If you've just tuned in today, Laurie's wanted to get
the CEO of the Benefits Solutions glopers here. You know
it's annual enrollment time. Are you confused about your benefits?
You don't know what's going on. You just maybe Laurie,
maybe you're that person who just receives that red, white

(31:47):
and blue card and thinking about what am I gonna
do with this? Now's the time to call to ask
Laurie a question about your benefits. Our numbers here nine zero, one, five, three, five,
nine three four two eight hundred five zero three nine

(32:07):
three four two eight three three five three five nine
three four two will get you in to us. Yes,
you're listening to the heart and Soul of Memphis.

Speaker 3 (32:21):
W d i A.

Speaker 5 (32:25):
Don't go away. The Bev Johnson Show returns after these messages.

Speaker 2 (32:29):
The Bev jocensial.

Speaker 8 (33:14):
Thing you know over the town working hard to bring

(33:35):
you holadays now settling.

Speaker 3 (33:43):
Every day on.

Speaker 4 (33:47):
Mondayish people, Good morning and welcome. We are talking with
the CEO of the Benefits Solutions Group, Laurie's one again.

Speaker 2 (34:05):
We're talking about the benefits.

Speaker 4 (34:08):
It is annual enrollment period time and Laurie's talking about that. Laurie,
We're going to our phone lines to talk to some
of our listeners.

Speaker 2 (34:16):
Thank you all for waiting. Good morning to you, Beverly.

Speaker 9 (34:20):
Hi, Hi, Good Monday morning, Bev. And good Monday morning
to you, Miss Laurie.

Speaker 2 (34:26):
Good Monday morning, Miss Laurie.

Speaker 9 (34:30):
I have several questions I'd like to ask you.

Speaker 10 (34:32):
Please ma'am.

Speaker 9 (34:34):
The first question, just will the government shut down have
any effect on people who are trying to enroll in
the medicary advantage plans.

Speaker 3 (34:45):
Absolutely, no, ma'am. We know we are at the office
right now where people are walking in calling no, ma'am.
So the enrolling period is going to ensue through December seventh, now,
so there is a window so you have to get in,
but it ends December the seventh.

Speaker 11 (35:04):
Okay.

Speaker 9 (35:06):
My other question, if you have traditional Medicare and you
have a supplement, yes, ma'am. Okay, is that considered your
Part C.

Speaker 3 (35:17):
That's exactly right, So that's your Part C now. But
with a Medicare supplement, make sure you get Part D
d's and drugs because if you don't, you're going to
get another penalty. So don't. If you have a Medicare supplement,
some agents, new agents will write a supplement and forget
to do the prescription drug plan. So you have to

(35:38):
get an additional prescription drug plan. And in addition to that,
you know you need to get your your separate dental
vision and hearing.

Speaker 9 (35:49):
Okay. Also for people who cannot afford the Medicare Part
B premium.

Speaker 3 (35:59):
Yes, ma'am.

Speaker 9 (36:01):
Isn't best something called extra help? And is that the
same as QMB.

Speaker 3 (36:08):
Oh wow, these are amazing questions. No, so yes, ma'am.
So the first question is yes. The first answer is yes,
the second one is no. So the first answer with
the guest is yes. Low Income Subsidy is the same
as extra help. So that's the thing I was talking
about when I was talking about the ABC's that we

(36:28):
can get you some help. If you would just get B.
It would be help on that your Part B premium,
it could possibly go away. It would also be help
on your deductibles for drugs, and it would help you
pay for your prescription drugs. But that is something that
if you come in, if you call us, we can

(36:48):
actually go online and submit an extra help application for you.
That's a great observation. Now the second part of that
is a no, So l I, S and X. Your
help is different from QMB. So QMB which is a
qualified Medicare beneficiary. That's QMB. That is a person who

(37:11):
is on Medicaid. That person is definitely going to get
the help with what I just named, and that is
a level of Medicaid. So the levels of Medicaid start
with FBD, E that's a full benefits dual eligible individual.
So that person is a certain percentage under the poverty level,
so they get you know, full subsidies. They get full benefits.

(37:36):
Then there's Q and B right under them, which is
I'm sorry, Q and B plus which is right under them.
So anyway, the levels of Medicaid determine how much support
you get. How are you awarded a QMB or fbd
E status that is solely based on your what income? Yeah,

(37:58):
so if you're talking about Medicare aid, Medicaid is income based.
If you're talking about Medicare, part A is the qualifications
is the you know, forty quarters, ten years, and you
just pay for B when you when you qualify for it.
So Medicare, the red, white, and blue card is different
from Medicaid, and Extra Help, which is low income Subsidy,

(38:24):
is different from Medicaid. Now, when we go in the
system to apply for Extra Help, there is a button
that we can choose that sends your application up to Medicaid,
but it's not one and the same, like we have
to request your application to be sent to Medicaid after

(38:46):
we apply for the low income subsidy. Thank you for that.

Speaker 9 (38:51):
Okay, and another question I have to ask, I want
to ask please. I was doing reading and I noticed
that there are the plans that are out there, uh,
dependent on where you live, like your zip code, and
I put in you know, I was just doing stuff
and I put in my zip code, and I noticed

(39:13):
that most of the plans that were out there specific
to my zip code, most of them were h and MOS,
which you know, you are restricted to be within that
particular network and you have to get authorizations to go
to specialists and things of that. My question is what
determines what plans is in your area? I mean, is

(39:37):
it a based on population or income in that area
or just what determines that that's good.

Speaker 3 (39:43):
Well, you're amazing. So with first off, the I have
a whole nother story on the whole HMOPPO thing. But
in every single state, every area there is probably going
to be an A in a PPO selection. So while
most of them are HMOs, there are PPO plans out there,

(40:08):
and so you can actually find those plans on medicare
dot gov and it'll show you a litany of what
the plans are now for HMOs. Yes, ma'am, you stay
with it a network, but let's talk about the PPO
side of things. With a PPO, you can go in

(40:28):
and out of network. Typically you're going to pay more
to have that plan. When if once we sit down
with you, we do the needs assessment and we figure
out who your doctors are, why not be able to
get them in an HMON network as well. When you
can get every doctor that you have in the HMON network,

(40:50):
save some money. Now, hmmo's are not for everybody because
some provider officers are just gonna flat out say they
want a PPO. So I mean, so it just depends
on the consumer. But then here's the thing. Doctor still
have the right to decline or deny a PPO. So
just because you can go in and out of network,

(41:11):
it doesn't mean you can go anywhere you want. So
with a PPO, you know, people think we have these restrictions,
but you're gonna have the same restrictions on the other
side as well. Not you know, it's not as restrictive,
but it's restricted. And so if you if you find
that you can get them in an HMO and get

(41:33):
more benefits, you know, I would choose, you know, the
path of least resistance. Here is some news I'm gonna
announce it. Now. There are plans out there this year
that even on your preventative things like your mammograms, your colonoscopes,
guess what, you're gonna have to have a prior authorization

(41:57):
and that's that's on an HMO or p PO. So see,
the landscape has just changed, which is why, my dear,
if you would just get connected, and I'm not gonna
say to an agent, I'm gonna say the Benefit Solutions Group,
because when I tell you, I don't get rest studying
this stuff and making sure we can we can get

(42:17):
you to the place that you that meet your needs.
Because I have to word that right, because I know
CMS is probably listening as well, so I want to
word it right. We don't steer you towards a plan.
We don't say you got to have this plan, We
don't say any of that. What we do is educate
you on what's there, and then when you can see

(42:37):
what you're I don't want to say up against, but
what is there, you can make an informed decision. So
a lot of people say, you know, I don't want
to HMO. I want to people, but why because they're
the restrictions are all over the place, right, now, so
if we can just do it, it's not a cookie cutter.
If we can just do an individual assessment of what

(42:59):
you need, sir, and what you need ma'am, and what
you need Auntie, then then everybody will be okay. But
we can't just do cookie cutters and say, well, yeah,
you don't need a you don't need a HMO, you
need a PPO, because even with ppo's the doctor, still
you know, there's some doctors in this city that that

(43:20):
won't even take it. They don't take a PPO, HMO nothing,
And so it is definitely based on your particular situation. Now,
the zip code thing, in different zip codes in different states,
there is you know, there are different offerings. But in
terms of all of that silly stuff, and I'm gonna

(43:42):
just call it what it was that Jimmy, you know,
JJ and jim all of those people were saying on
television that was silly scams. So when you talk about
a zip code, let let me give you an example.
Three A one oh nine, three A one o six,
three A one oh seven. Those are different zip codes, right,

(44:03):
the same plan, the same plan three A one one
one three one two seven, the same plan because it
shall be county. So when you talk about the counties,
it's going to be the same offerings in the county.
So it doesn't necessarily this whole zip code thing is
a joke. It's about the county and each county, city, state,

(44:29):
they're going to have an offering of a PPO and
they're going to have some HMO offerings. So the thing
that we need to do with every individual that we
touch is sit down and do or on the phone.
We can even do it over the phone because we
can do a text scope. A scope of appointment is
what we have to do to make sure everybody. All

(44:50):
minds are hard to clear on sharing hip of information.
And so when you sit down with an individual and
you find out that their doctors accept this plan, this plan,
and this plan, and then now we go to your knees.
Is it more dental you need? Is it more vision?
Is it transportation? Is it the grocery? Because even with that,

(45:11):
you know those you know, they're coming up with restrictions
to that. They're saying this. You know, now some plans
say you have to have a chronic illness to to
receive like the gas at the pump card to receive groceries.
They will give you over the counter or let me
rephrase that you qualify. You may qualify for over the

(45:32):
counter drugs, but in terms of what we did last
year with people just automatically getting groceries if they get
this plan, or getting gas if you get this plan,
that doesn't exist anymore. You have to have a chronic
disease meaning heart problems, diabetes to receive yes, ma'am, Yes, ma'am,

(45:58):
you don't have to have ma'am. Are you hiring, yes, ma'am,
I am, yes, ma'am. Call the number I want to.
I want to talk with you today. We need help.
We have a lot of events. I just I just
passed ball my list of events. She said, girl, you're
doing everything right, because my heart is breaking for our

(46:22):
climate right now and my seniors. When I tell you
my heart is I'm losing rest over. So I have
filled the calendar for November, two different food drives, a
blanket giveaway. When I tell you, I am going to
take care of my singers, and I ain't even gonna
tell you bed what I got for the last week

(46:43):
in aph but it'll be coming up shortly, all right.

Speaker 10 (46:47):
Thank you.

Speaker 9 (46:48):
This bove Ground and Insurance I'm a nurse, retired nurse,
and I have done insurance, so I do have a
bad ground in insurances. I'll give you all the call.

Speaker 3 (46:58):
Please call me so that I can speak directly to
you today.

Speaker 9 (47:02):
I sure will thank you, Beverly all, thank you, bye bye.

Speaker 2 (47:06):
Bye bye w D I a hey caller.

Speaker 11 (47:10):
Good afternoon, Lord.

Speaker 2 (47:18):
This is a crazy bird.

Speaker 6 (47:19):
Leg.

Speaker 7 (47:22):
I love you.

Speaker 2 (47:24):
I love you.

Speaker 7 (47:25):
Guys.

Speaker 6 (47:25):
Hey, baby face, how are you?

Speaker 7 (47:29):
I am good. I woke up.

Speaker 11 (47:30):
Everything else is a bonus, I tell you, Yes it is, Yes,
it is, Yes it is.

Speaker 3 (47:36):
Hey Laurie, Hey, Leg, I'm so glad to hear your voice.

Speaker 11 (47:40):
Yes, it's good to be heard.

Speaker 7 (47:41):
I tell you this.

Speaker 11 (47:42):
Listen, listen, listen, people, all those paid actors on TV
about man, I just got to say it. Prior to
coming to Benefit Solutions, and before I became an agent,
I paid almost six hundred dollars per month. I won't
call the company's name.

Speaker 7 (48:00):
Yes I did, Yes, I did.

Speaker 11 (48:02):
And then when I became an agent, I've been with
Benefits Solutions since then, and it's been most pleasurable. I've
said it before on these airways. I got a whole,
not partial. But I can't even think of what the bridge,
and it's still looking good. I didn't pay no one dime,
but try to that I got a bridge and I
had to pay a couple of thousand dollars out of

(48:23):
my pocket. So to everybody that's listening, and I'm gonna
call you guys to make sure I'm up to part
for the new year that's coming up, with the new
changes and what have you, because I don't understand all
this insunes M b q P.

Speaker 6 (48:38):
You know, I don't know it.

Speaker 7 (48:40):
I don't know about.

Speaker 11 (48:42):
Yes, but I do trust Laurie Benefit Solutions to handle
my affairs. As far as that. I don't trust you
that because I've said it before as well, and I'm
gonna say it again. If BEV got you on the show,
if she believes in you, I got to believe in
you because I trust and believe in what Bed.

Speaker 7 (49:00):
Does and has done for many, many, many many years.

Speaker 1 (49:04):
So I'm gonna say these.

Speaker 12 (49:05):
Paid actors, I know somebody that did that. And when
they found out, yeah they got a little grocery of
stipend or whatever, but they lost some more stuff. I
know somebody personally that did that. So I say to
you listeners, don't call the TV.

Speaker 11 (49:28):
Don't call the TV called lau Reed or you may
be saw reach. I'm that serious. People, Hey make a call.

Speaker 10 (49:38):
It's no, it's she's not charging you to come out
and talk with you.

Speaker 6 (49:43):
Call it.

Speaker 11 (49:43):
You know there's no fee for that. So just check
into what you have because this insurance stuff, it's it's
not as if you're not an insurance person to understand.
So once again before finding off, don't call TV called Laurie.

Speaker 7 (50:02):
Are you maybe sorry? Y'all?

Speaker 4 (50:05):
You w d I a high little daddy?

Speaker 2 (50:13):
God?

Speaker 7 (50:13):
What do Johnny green jacket?

Speaker 2 (50:17):
I'm good, brother, I'm good.

Speaker 7 (50:19):
Yeah, all do it. You got to swirl it all.
Believe me, hanging he will be asking for that whole bill.
I don't get I look at you like a sister.
You do it. You be doing me wrong sometime, but
I'm just missed with I know it. Look bell Uh.
First of all, I'm going all the way up to
Heaven to get my mama a shout out because I

(50:42):
love my mama. That's all I hear is she work,
the daddy and the mama and it's eight of us.
And bell Uh also want to give your mama. You
said she was ninety eight, right, bell.

Speaker 2 (50:53):
Now she would have been ninety three.

Speaker 7 (50:57):
Ninety three years young. That's a that's that would have
been a blessing frond the front of the old Mighty God.
She would have been still here, but she all way
up in the head kicking it and get out, squirrel,
all with my mama up there, all the way up
and hear me. Now I'm done with it. Yeah, bah,

(51:18):
I got two of your fans all over the world.
Lord probably think I'm sugar and dad, but I'm not.
And people love a little daddy. And the bottom line,
that's mean. I call the airways. I've been calling for
forty years, my course, and they are to look. Lord,
I still ain't got my red right blue car. And

(51:39):
I'm kind of upset a little bit. Simple fact I heard.
I ain't upset with Lord. I upset because these folks
I sister. I hear turned. I told Lord, fact, I'm
gonna call her.

Speaker 3 (51:57):
You ain't fitting that standing calling the radio for people here.

Speaker 7 (52:03):
Talking about here. You shot me. I'm a good guy.
I leave my car and that I got one course
in the act. Okay, Uh do y'all, Uh y'all, what
about the U car? Do y'all handle that? That bus
the too, because they're gonna cut that off for every time.

Speaker 3 (52:21):
To know that what the car with the big beautiful
bill Uh, I.

Speaker 7 (52:29):
Mean it's it's you know that. I don't. I ain't
never voted for no Republic. I can't stand there. You
got a bunch of handkerchief negro call the airways and
they blacks just as black as me, and.

Speaker 3 (52:44):
You don't get back. Don't get me out with them.

Speaker 13 (52:50):
Now.

Speaker 7 (52:50):
I talk about you. I talked about you, though, I
talk about the gooles that because saying Bill in the morning,
I'm talking about the haters that Uncle y'all Hankership Zingle
called it a bed. Know what it is and the
thing it is they still be trying to stop pushing
guns into single. He stayed all the way up in

(53:13):
the and uh a diver, but he got the dashing
up to call the airways.

Speaker 2 (53:21):
So okay, little dad, but little.

Speaker 7 (53:25):
Okay, So in Single where he belongs, weated the single
put the goons in the hatar And if I want
to get my shots out, well I gotta go.

Speaker 2 (53:37):
Little daddy gave a shout out already.

Speaker 7 (53:40):
Now let me give my trees and trees of playing
the letis a little dad because the fact I loved them,
and the lord, you're still in the black house cabin.
It is what it is, and I ain't what of
that jolly green giz. Mister little Dad. I'm gonna push
your goons lay up up there the news and.

Speaker 2 (54:02):
You too, little daddy, have you got your one? Liveit
that you got?

Speaker 7 (54:08):
Hey?

Speaker 4 (54:08):
Hey, Lord, I'll tell little daddy, little daddy all the
way out in Las Vegas. A guy came up to
me and said, Bell Blair Lane Johnson, that's you, Bill.
He said, I'm saying little Daddy's words. I said, okay,
wow in Las Vegas.

Speaker 3 (54:26):
I love it.

Speaker 2 (54:27):
I love it too. I'm going to our phone lines
w D. I a hi caller.

Speaker 6 (54:32):
Hi h Hiame is Carolyn, Hi Carolyn. I have a question.
My grandson just her twenty one and he lost his
mether cave who do have some health issues, and I
was wondering do you all help with that to give
him through the healthcare dot gov website.

Speaker 3 (54:52):
Yes, we do, but not during ap So our ap
NS December seventh, so we'll get on right on that
December eighth.

Speaker 6 (55:00):
Okay, some her a, all right, I'll tell you, thank.

Speaker 4 (55:04):
You, thank you, Carolyn, Bye, bye w D. I a
high caller.

Speaker 7 (55:11):
Hello, Bell, Hello, how are you? I'm great? Don't get
it twisted.

Speaker 4 (55:17):
That's how caf is got right now, that's TC Okay,
he's jabs.

Speaker 7 (55:22):
I just want to I just want to. I just
wanted to say, Laurie, it's all my military prints.

Speaker 2 (55:30):
I challenge you.

Speaker 6 (55:32):
I promise you.

Speaker 7 (55:34):
She will take care of you. I promise you that.
And Bell, I'm great in a vacation. But you're still jobing, right.
Have have a great day, lady.

Speaker 2 (55:44):
T Taller, so we can do a review, all right, Bye,
bye w D. I A Hi, Larry, how you doing?
I'm doing well, Larry, and yourself.

Speaker 7 (55:55):
You know, let me say this right quick.

Speaker 14 (55:57):
Then I want to ask you a pep quick, but
let me say this rightly.

Speaker 7 (55:59):
You know.

Speaker 14 (56:00):
Oh, it's amazing that you always well that title that
they give you.

Speaker 7 (56:06):
With all this.

Speaker 14 (56:07):
Stuff going on and around Memphis, you still stick to
what you know. You're amazing. You're amazing.

Speaker 7 (56:16):
You know you don't try to get out of no.

Speaker 14 (56:21):
I hope that your coworkers and people that really love you.

Speaker 7 (56:26):
Really pay attention of what you do.

Speaker 10 (56:29):
You don't out of mind is out of sight with
you and you keep it negativity away from you. It's
good that people can pay attention to something positive.

Speaker 14 (56:42):
You are a positive role model for anyone and that's
why you still here, and that's why it's lots more
for you to do.

Speaker 13 (56:54):
Now back to you, young lady, ask question. Yes, yes,
I want to share something with everyone.

Speaker 10 (57:05):
People that TV, you cannot touch those people. They don't
care about what they tell you. You ain't gonna see.

Speaker 7 (57:12):
The folks no more.

Speaker 10 (57:14):
But you've got something real you can watch. You can
got someone that you can go see. Those people is
not gonna do you wrong.

Speaker 6 (57:23):
They're not.

Speaker 13 (57:24):
I mean, go check and listen.

Speaker 10 (57:27):
And then the way the world has come, if we
see it, you might not even have the benefits that
you got.

Speaker 2 (57:34):
Now.

Speaker 10 (57:34):
Look, my insurance has changed. I had to call them
to realize that it had changed. And some fellows me said,
call and feel about your insult. And they had changed
dramatic enough that you know, I wasn't pleased.

Speaker 7 (57:52):
Because they didn't call.

Speaker 10 (57:54):
But you know, o people go check with her and
she'll look whatever you that going on. She'll check it
out for you. I mean, but you need to know
what you've got.

Speaker 7 (58:06):
That's the main thing.

Speaker 13 (58:07):
Don't be running up into these doctor's office and don't
know what you got.

Speaker 7 (58:11):
You need to know because.

Speaker 10 (58:12):
You might be turned around right at an emergency rule because.

Speaker 13 (58:16):
You ain't got nothing that's right.

Speaker 7 (58:17):
Don't go and see people. Call this lady.

Speaker 13 (58:21):
Please call oh right, y'all be good.

Speaker 2 (58:26):
You too. I really appreciate that.

Speaker 4 (58:28):
I know, Hey, hey, Laurie, Larry saying call Laurie.

Speaker 3 (58:33):
That's right. Not the TV unless you say, see Laurie,
or you'll be sorry.

Speaker 7 (58:41):
W D.

Speaker 4 (58:42):
Well, let me get this caller. Hold on now, w
D I a high caller.

Speaker 1 (58:48):
I am the most aerodite mind, brilliant thinker and political philosopher.
Get out, then, beth into your guest.

Speaker 2 (58:55):
Good afternoon, Black conservatives.

Speaker 1 (58:58):
You know, let me first say that loved daddy. He
always wanted to put me in the sink hold Clyde
Denver Us conservative guys in the sink hole. Uh let that.

Speaker 5 (59:08):
Let me.

Speaker 1 (59:09):
Let let me give you the memo. We don't care
if you put us into sea hold.

Speaker 2 (59:14):
Look that, keep on talking. I won't put you in
the sink hole. That's about to Laurie. Get your question, Lauri,
keep on, move yes, move on, because I'm gonna.

Speaker 1 (59:25):
Put your well let me move on, because I know
I'm about to put both of y'all in the hot seat,
So let me move on, not me this time.

Speaker 3 (59:32):
I'm ready for you black and Third, I've given you
grace the last two times called in, but today it's
your day. Let's go.

Speaker 1 (59:39):
Well, I had tough skins, so let's rock and roll. Listen,
you need to make it simple for people like lid
Daddy and others to call in for the HPO, h
m O and the p PO. You got to break
it down very plain because they don't know nothing about
no prefer provide organization. They don't understand what no health
maintenance orization means. So you got to break it down

(01:00:02):
very simple. If you have an h p O or
you want an h p O, it just simply means
you're gonna have server flexibilities. In other words, with an
h p O.

Speaker 3 (01:00:13):
Well, well why why wh w So you're calling it wrong.
That's the first thing. It's an h m oh, not
an h p OH. It's a p p O or
an hm oh.

Speaker 2 (01:00:27):
Yeah.

Speaker 1 (01:00:29):
Well mind, well I know it's an hp O.

Speaker 3 (01:00:33):
Wait, it's not an HBO, sir, It's not an HBO
h m oh.

Speaker 1 (01:00:38):
It's a right, it's an RhE m oh. Okay, I
stand correct, it's an h m oh. I know that
I'm a man a much book learning, but let me
just say this here. You got to make it very simple,
folks like Lord Dad, because he ain't gonna understand. If
you have an h m O simple that means that
you can choose a primary care physician from a network.
In other words, little clan group of doctors. I call

(01:00:59):
him the click group doctor, a little network. They look
they're running buddies.

Speaker 7 (01:01:03):
Right.

Speaker 1 (01:01:04):
If you have a p p OH, you have a
little more. You can see any provider outside of your network.

Speaker 3 (01:01:09):
Incorrect. You can go, but they can decline it. You
cannot because the provider has to be able to have
to accept it. And there are providers out there, as
I stated, that will not let you come in with
a p p O or h mom.

Speaker 1 (01:01:24):
But with a p p O you can't see in
provided you too, whether in your network or not, without
a referral. That's the point I'm trying to make with
the HM. You need a refer You need a referra,
not you can see one without.

Speaker 3 (01:01:39):
Incorrect. They took referrals away so many years ago. It
was it was See, that was when you had your license.

Speaker 2 (01:01:47):
Well, that's when you have your license.

Speaker 3 (01:01:50):
You do not have your license anymore.

Speaker 2 (01:01:54):
It's a little see this question.

Speaker 1 (01:02:00):
Let me ask you this question.

Speaker 2 (01:02:01):
Let's go for you choose.

Speaker 1 (01:02:04):
Can you not choose in the provider, whether you whether
you're in the network or not.

Speaker 3 (01:02:09):
If the provider accepts it, you cannot choose any provider.

Speaker 1 (01:02:15):
No, that's not a given. But with the h m oh,
you're gonna need you're gonna need a referral. Yes, you
doing the hm.

Speaker 3 (01:02:27):
Oh, But that was when you had your license. We're
talking about my life and I know my bases.

Speaker 7 (01:02:32):
Well, well let me tell you.

Speaker 1 (01:02:36):
Let me tell you this here, let me tell you
this here. Nurse barely call in and she's she's a
retired nurse. Uh and she called inybody. She should know.
But here's the thing you can also have in the
state of Tennessee. It's not a mandate. You don't have
to have h p O and p p O. You
still h p O. H Oh, I got h M

(01:02:58):
O and p p O. You can have private insurance.
You can have private inshort that don't even have to
worry about all going through all those hoops.

Speaker 3 (01:03:05):
Yeah, and how many people out there have private insurance.
So what you're saying that that's.

Speaker 1 (01:03:10):
Neither can afford it.

Speaker 7 (01:03:13):
Afford you know, because she is a retired nurse. Got Okay, it.

Speaker 1 (01:03:17):
Doesn't matter the money.

Speaker 3 (01:03:18):
You don't know her her wallet.

Speaker 1 (01:03:21):
But but the only reason you need a m O
and p p O as if you are low income individual.

Speaker 3 (01:03:29):
You know that's a correct broke.

Speaker 1 (01:03:30):
That is incorrect, that is, unless you want to just
gain it conserve.

Speaker 2 (01:03:35):
Didn't she tell you that's incorrect? And she does this
and that's wrong.

Speaker 3 (01:03:39):
It's wrong to say beervative.

Speaker 4 (01:03:42):
If you're not gonna get you're not gonna give out
incorrect information when Laurie has been here for years, twenty
years and she's been doing this. Yeah, I've been incorrect information.

Speaker 3 (01:03:54):
Yeah yeah. I was ready for him today.

Speaker 2 (01:03:57):
I know we have.

Speaker 3 (01:03:58):
We have allowed him to get on this radio and
kind of grandstand as if he knew. Let me tell you,
I'm at conferences every year. This is information that we
study every single minute of the day. If there is
breaking news, I'm on it. If there are plan changes,
i am on it. So let me tell you again

(01:04:19):
about an HMO versus PPO. Please do and HMO is
a network. But if, like I said before, if we
sit down with you and we figure out that all
of your doctors is within this line of network, this network,
you're gonna be fine. Ppo. And for him to say
that an AGMO is for broke and poor people, that

(01:04:41):
is so insensitive, right, And I'm glad he's not on
the line anymore. Bell that an HMO is for individuals
who we find that their doctors are in the network,
it's just a it's just a network thing that has
zero to do with your your status and the economy.
That's nothing further from the truth. But here it is.

(01:05:03):
We have to keep we have to stay focused because
we realize that we wrestle not against what flesh and blood,
but against principalities and high places. So I know that
certain things and certain people will serve as a distraction. Yes,
but I want you to do me a favor. Pick
up the phone. That is how you're going to get

(01:05:26):
your answer. Call nine oh one four five three six
three four six. At a time when you are getting
information from all sources, we absolutely can't affoord to get
distracted with the things that are going on in the country. Now,

(01:05:47):
some things are serving as a distraction because they don't
want to release other things, right, So don't get your
focus off. It's about you, Mama, you daddy, you auntie,
you uncle, about your health. It's about Lorie's health. You know.
I have been at the doctor's office, left my card

(01:06:07):
at home, my insurance card. They're sitting there struggling trying
to figure out what insurance you have because they are
super hyper focused on you bringing that insurance card in
that doctor's office. So because of the struggle to find
the information, my care was delayed. So I'm standing there.

(01:06:30):
I'm sick because I can be with the flu or
whatever it is that I had that day, and we're
struggling to find my health insurance information. All that I'm
trying to do, bab I'm gonna land it here with
black Conservative is find a way to help you before
you get there. So I don't want you to get
checked into the hospital and they can't figure out what

(01:06:52):
you have or if you have anything. Do you understand
how many people arrive at that hospital every day and
I know this to be the case, sick as they
can be, but they can't identify what health coverage they have.
Everybody has been at that window, that check in window

(01:07:13):
where there's like, let me struggle for my health card.
The struggle should be over. You are listening to the
Bev Johnson Show. We're here every month, We're here twice
this month. We are engaged in this community. And I
won't let black conservative or anyone question my twenty years

(01:07:35):
of service to this community or the knowledge that I have. Now.
I don't know everything, but this medicare space. Oh, this
is my business. It's my business. Bell I got, So
I'm gonna stand on that. So I want you to
calling in. Call the phone number they are waiting by.
My agents, say that they were trying to get in.
The numbers of lines are busy. But I want you

(01:07:58):
to do me a favor. Walk in that office. If
you're really serious about your healthcare and you can get
around now. If you can't guess what we're coming to you,
We're gonna get every car we have patched out to
service our community. We're gonna feed you, We're going to
everything it is that you're gonna need to survive what

(01:08:19):
we have coming up. Oh, you heard some things in
the news, but you have no idea, uh, everything that's coming.
I mean it is. It is a different time. I
want you to hear me, and it's not a sales pitch.
This is coming from my heart. I need you to
hear me say that you need to make the call today.

(01:08:43):
You need to make the call nine on one four
five three sixty three four six or walk in. They're
there now waiting on you. Twenty seven fifty Colony Park Drive.

Speaker 2 (01:08:54):
Laurie will get these last callers. W D I a
high caller.

Speaker 9 (01:09:00):
Hey, deav Hey Lordie, Hey, how are you ladies?

Speaker 11 (01:09:05):
I love y'all.

Speaker 9 (01:09:07):
Oh we oh we you know.

Speaker 6 (01:09:10):
I tell you the finest that you have with those
ignorant people that call don't know nothing.

Speaker 7 (01:09:18):
You know.

Speaker 9 (01:09:18):
I ain't gonna lie nothing.

Speaker 6 (01:09:20):
This bad English, but I'm intelligent.

Speaker 10 (01:09:22):
I know the way I feel.

Speaker 9 (01:09:26):
I tell you, I tell you, Oh, I appreciate you, ladies.

Speaker 3 (01:09:31):
How you handle these people that just call and know
everything and don't know nothing.

Speaker 9 (01:09:37):
I don't know X from Shahnola. You know what I mean. Yeah,
but I'm telling you, I'm telling you.

Speaker 6 (01:09:43):
I just had to call to commend you, ladies.

Speaker 1 (01:09:47):
Thank you, Thank you to you.

Speaker 3 (01:09:48):
Pat.

Speaker 11 (01:09:49):
I love y'all and.

Speaker 6 (01:09:50):
Y'all take care and welcome back.

Speaker 2 (01:09:52):
Dav Well.

Speaker 4 (01:09:53):
Thank you, Pat, and you be safe and thanks for
listening as always.

Speaker 6 (01:09:57):
All right, take care.

Speaker 2 (01:09:58):
YouTube, bye bye. W d I a HI caller.

Speaker 6 (01:10:03):
Hi, Hi, I'm just calling to get the number and
the address began to help my senior people, Yes, to
get the information.

Speaker 10 (01:10:13):
Could you repeat those numbers again, please?

Speaker 3 (01:10:15):
Yes, ma'am. It is nine zero one four five three
six three four six, and I'll throw a number out
to This is to my executive system. Her name is Veronica.
If you can't get into that number called five six
five zero zero five six, that's directly to her and

(01:10:37):
she'll get me the message.

Speaker 2 (01:10:39):
Hi address, What is your address again?

Speaker 3 (01:10:42):
The address? The address is twenty seven fifty Colony Park Drive,
twenty seven fifty Colony Park Drive.

Speaker 2 (01:10:55):
Thank you, thank you, thank you, and w d I
a HI caller.

Speaker 7 (01:11:02):
All I want to say they are together another great show.
Thank you. Because she said she said the records.

Speaker 1 (01:11:15):
The A M T.

Speaker 2 (01:11:18):
And when she correct them right there that I had
to do it today.

Speaker 7 (01:11:23):
I have to thank you appreciate it. Somebody has shut
that nonsense down. Thank you. That's the reason that the
only reason I call.

Speaker 3 (01:11:33):
Okay, thank you, thank you.

Speaker 4 (01:11:36):
I forget it all right, bye bye, hey you unforgetful
good show today. Lord, before you get out of here again,
what's going on.

Speaker 2 (01:11:49):
It's in your roommate and I know you you mentioned.

Speaker 4 (01:11:51):
I want you to mention that coming up again so
people will know.

Speaker 2 (01:11:55):
November twenty second. Yes it's Tiger Lane.

Speaker 3 (01:11:59):
Oh my god, beb oh, y'all, golly, I'm so very
excited about what's getting ready to happen November the twenty
second and Tiger Lane. Get there early. We are giving
out five hundred turkeys and over three thousand dollars in produce,

(01:12:21):
and I'm gonna throw some extra special stuff in there too.
So I want to see every singor under the sound
of my voice. You can come from the north, Southeast
and West Arkansas, get on in here in Mississippi. Everywhere
you are, meet me at Tiger Lane. I'll be there
to take a photo with you. Do whatever you need

(01:12:42):
because our country needs the Benefit Solutions Group right now,
and I'm stepping in. I'm stepping up. I can barely
get rest over this, so I want to make sure
every singor under the sound of my voice has a
turkey on that dog on table. On Thanksgiving, which is
the twenty seventh and beb we got several more events.

(01:13:03):
Can I throw those out real quick?

Speaker 7 (01:13:05):
Sure?

Speaker 2 (01:13:05):
Sure?

Speaker 3 (01:13:06):
Okay, So we've got on Thursday, October the thirtieth, and
I know these are gonna be a lot of dates,
so I want you to if you can't drop them down,
just call the number the four five three six three
four six or five six five zero zero five six
and she can tell you what I'm saying. But let
me throw it out real quickly. Thursday, October the thirtieth,

(01:13:27):
we're having a daytime Senior trunk or treat, So I'm
gonna have some socks for you, candy fruit for those
who can do the candy. But come on buy our
office the Benefit Solutions Group at twenty seven fifty Colony
Park Drive. That's from one pm to three pm. And

(01:13:48):
again call the number if you miss some of the dates.
And then we got October the thirty first. If you
are a senior and you're able to get out at night,
we are bowling with the seniors at seventy two nineteen
Appling Farms Parkway at main event from five thirty to nine.
That is October the thirty first, bowling with our seniors.

(01:14:11):
So we have some bowling leagues out there, so if
you all you avid bowlers, come on out so I
can do a turkey on you. And then we have Tuesday,
November the fourth, I'll be at New Life in Christ.
Pastor Lynda and Pastor Kevin has so graciously allowed me
to come in to speak with our seniors and I'm
sure they won't mind you coming on down and look

(01:14:34):
becoming a member of New Life at sixty eight twenty
five East Holmes Road. That's at twelve pm. That's speaking
to our senior ministry November the fourth. And then we've
got Saturday, November the first, that's this coming Saturday. We
have a free senior health clinic at the south Brook
Mall from twelve to four and we are celebrating Memphis

(01:14:59):
Health Center. Oh, they've been in business many many years,
so we're excited to be partnering with the Memphis Health
Center on November the when is it the health fare
is November the first. It's a free clinic at the
south Brook Mall from twelve pm to four pm. And

(01:15:19):
then you know, I'm concerned about my singers now, so
not only are we partnering with elevhants to give the
five hundred turkeys out at Tiger Lane. Don't forget it.
It's on Tiger Lane on November twenty second. But on
November November the seventh, we're gonna have a hen and
Ham drive at my office. Oh wow, yes, Belly.

Speaker 2 (01:15:43):
Are you doing it?

Speaker 3 (01:15:43):
We're doing it bad, and.

Speaker 2 (01:15:44):
I have the information and I'll make sure I give
our listeners.

Speaker 3 (01:15:47):
Yes, Bell, So that is November the seventh, y'all, nine
to twelve. Then listen. I'm concerned about you warming up.
So on the nineteenth of November, we have a fall
Fast Senior fall Fest and Blanket drive at the offense
twenty seven fifty Colony Park Drive. So BEV, oh oh,

(01:16:09):
I got to talk about the Big Manhattan's concert at
the Renaissance Center ball. It is November the twenty first, y'all.
We are the stage sponsors, BEV.

Speaker 2 (01:16:21):
We are celebrating seventy seven years.

Speaker 3 (01:16:24):
Yes, we want to see you out. So BEV is
going to talk about it. I'm gonna make sure we
get that in there and listen. Come on by the
office or call the number at nine oh one four
five three six three four six again that's nine O
one four five three six three four six. Listen. Bring
your bus loads in. We've got a multipurpose room. We

(01:16:47):
got a seventy two hundred square foot facility. Bell we
can take every singer in memphiss bus load. Bring your
community centers in and listen. Arkansas, we're talking about you,
Mississippi Tech, Louisiana, We're talking about you. My sister Brenda
put on a big show down there in Pine Bluff, Arkansas.
So we're gonna do it again with missus Gracie Gunner

(01:17:09):
and the Arkansas Food Bank. So stay tuned, make sure
you call in so that we can take care of you.

Speaker 4 (01:17:16):
Thank you, Bev, Thank you Laurie, and thank you for
all the good information. Laurie Swan again, the CEO of
the Benefits Solutions Group. Get ready as we go to
the other side of the Bev Johnson Show coming up
next right here on w d IA.

Speaker 5 (01:17:35):
Whether you're in Arkansas, Tennessee, or Mississippi on Facebook, Twitter,
or Instagram, thank you for listening to the Bev Johnson
Show on WDA Memphis.

Speaker 3 (01:17:46):
BEV Show.

Speaker 8 (01:18:10):
The Rent.

Speaker 9 (01:18:15):
Between the

Speaker 2 (01:18:17):
Pis