August 26, 2024 • 61 mins
We are 'Asking the Expert" with Lori Swanigan CEO of The Benefits Solutions Group on The Bev Johnson Show on WDIA Radio.
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Episode Transcript
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Speaker 1 (00:03):
Memphis probably presents the Beam Johnson Show.
Speaker 2 (00:08):
Let me say bathe first, let me you say She's
gone memphistop gain a. No matter of the problem, she
(00:31):
can have sol the.
Speaker 3 (00:34):
Phone and the normans your mind.
Speaker 2 (00:38):
She understand Jimmy in the hair by challing you to
just keep the thing, went.
Speaker 4 (00:49):
Around picking up the Dunting Show.
Speaker 5 (00:52):
Got this outing hay you can hear every day your
d I hate well.
Speaker 2 (01:03):
Bell got me a missed king.
Speaker 6 (01:48):
Good morning, good morning, good morning, and welcome in to
w d I A The BEV Johnson Show. It is
in adeed a pleasure that I have you with us
once again on this Monday, August twenty six, twenty twenty four.
Speaker 7 (02:05):
Enjoy this fabulous day to day. Get ready to.
Speaker 6 (02:08):
Put your ears on as we ask the expert. Our
expert is Laurie Sweegan, CEO of the Benefits Solutions Group,
to help you with all your Medicaid benefits. So get
ready to talk. F nine zero one five three five
nine three four two five three five nine three four
(02:34):
two eight hundred five zero three nine three four two
eight hundred five zero three nine three four two eight
three three five three five nine three four two eight
three three five, three five nine three four two will
get you in to.
Speaker 5 (02:56):
Me.
Speaker 6 (02:59):
And if this day, this day, Monday August twenty six,
twenty twenty four, is your birthday like Dimitria Davis Blunt. Yeah,
that's from her parents, her children and her friends, all
(03:21):
who love her. Gonna die, says, that's my bonus daughter,
Dimitria Davis Blunt.
Speaker 7 (03:27):
Happy birthday, sister.
Speaker 6 (03:29):
Happy birthday to all of you all out there who
may be celebrating a birthday on this day. We say,
go out, y'all, go out and celebrate your life. You're better,
You're better. When we come back, we'll talk with Glory
(03:53):
Sworn again, other Benefit Solutions Group and me Bev Johnson.
Speaker 7 (04:00):
On the Bev Johnson Show on w d I.
Speaker 6 (04:04):
A good morning and welcome back to w d I
(05:08):
a The Bev Johnson Show. It is in adda pleasure
to have you with us once again on this Monday,
August twenty six, twenty twenty four. Enjoyed this fabulous day
to day. As I said earlier, she is back in
the back in the house. I hear she's back in
(05:30):
the house, my girl. The CEO of the.
Speaker 7 (05:33):
Benefits Solutions Group, Laurie Swanna.
Speaker 4 (05:36):
Yes, Good morning, Laurie. How Maria Fev I'm doing fabulous.
Speaker 7 (05:41):
You look fabulous, sister.
Speaker 4 (05:42):
What's going on with you? You know what's coming up
and your en roman period.
Speaker 5 (05:48):
So I'm just.
Speaker 4 (05:49):
Excited to be here.
Speaker 6 (05:51):
The last time we talked, Laurie, and I gotta ask
you that didn't you all complete the moves?
Speaker 4 (05:58):
Yes, we did. Ben, we had a very successful transition
with the Chamber of Commerce, who had a ribbon cutting
at our new location. So I want to make sure
everyone understands that we are no longer downtown at the
five twenty five North Main location. Been there for several
years and we had a good run. But now we
(06:18):
have our own space and it's seventy two hundred square
feet of resources to help seniors bev So we've got
some good things coming up for our seniors in the marketplace.
So I'm excited about what God is doing for us.
I have to have to put him first.
Speaker 7 (06:36):
Yeah you do, Hey, that's who you put first. Put first.
So I'm glad you all are finished with the move
and you're working.
Speaker 4 (06:42):
Yes, there had to be one hundred or one hundred
and fifty two hundred people at the ribbon cutting, so
the community knows about us. We're gonna actually start doing
the pantries over there. So I've got some good stuff
up my sleeves now. So stay tuned, stay connected to
the Benefit Solutions Group because Bell, of course, we'll be
talking later about the annual and Roman period that's coming
(07:05):
up on us.
Speaker 8 (07:07):
Uh.
Speaker 4 (07:07):
This is almost September, and so we have less than
two months and we'll be back in the swing of things.
But I know we want to start this thing off
right right, we do.
Speaker 6 (07:17):
And I'm so glad you're here because I had got
a call last week Laurie from one of my listeners,
and she said, I need Laurie's number because my cousin
got messed up. She did what Laurie said, don't call
the TV. I said, Oh no, she said, she.
Speaker 4 (07:36):
Called the TV.
Speaker 7 (07:38):
She got missed.
Speaker 4 (07:40):
And listen, Bell, you make it. You know, I say it.
I have to say it myself. Don't call the TV,
she said.
Speaker 7 (07:51):
Said Laurie that her cousin got messed up for something.
Speaker 4 (07:54):
Oh my god, they will take money out of your
account before you're even able to call the bank to
get it reversed. And of course you know how the
bank process is. It will take them, you know, several
weeks to get your money back to you. But if
you say yes, you know when you call in, you
know they are not going to be checking all of
(08:15):
your providers to make sure your providers are in network.
They're just not gonna do it. And here's the other thing.
When you make that phone call and you get enrolled
with them over the phone, guess what, you never get
to talk to that person ever again. And so your healthcare,
ma'am and sir, if I can say anything today, you matter,
(08:37):
You matter, and your health is everything. You know, I
had a little about myself and you know health is
better than wealth any day, Yes it is. Health is
nothing or wealth is nothing without health. And so our
health is everything. And you don't want to be the
one that gets to your provider office and you're not
(08:58):
able to see them because one has written you into
the wrong plan, into the wrong network. So do me
a favor, ma'am, sir. Don't call anyone else. Call the
Benefit Solutions Group, someone that you trust, someone that's been
here right here with the community for the last what
bev two three years now? Yeah, you have, yeah, And
(09:18):
so I want to, you know, just empower our seniors
this annual Roman period even starting now, bev to give
us a call because there are so many changes coming up,
and I started talking about them a couple of months ago,
but even more importantly now because the plans are starting
to kind of come out and we see what's happening
(09:41):
with the Centers for Medicare and Medicaid Services CMS. You
can actually go on there and read up on some
of the stuff if you're sculled enough. But if you
want a synopsis of what that says about what's going
to happen with you, miss sor mister senior, or what's
going to happen to you you daughter or son. You know,
(10:02):
with parents that you're the caregiver for, you need to
call us. We're not a high powered sales team that's
going to try to write you out of your plan,
because what's most important to me is that you have
the information and the accurate information.
Speaker 6 (10:20):
And right now, so our listeners, Laurie should if they're confused,
if they don't know understand what's going on, they don't
understand their benefits, this is the time to call your office.
Speaker 4 (10:34):
Yes, yes, the time is now, so that you're situated.
You know, once that time comes, we can tell you
whether or not. Hey, if you're good where you are,
guess what you stay there? Because for every person bev
that we're able to help, there is another person out
there that's going to tell two or three people about
the Benefits Solutions Group. So if we're telling you you
(10:55):
know you're good where you are, Hey, word of mouth
gets around. As a matter of fact, I was just
a church, New Life and Christ pastor landa pastor Kevin.
Very good congregation there. But how about one of the
members walked out yesterday and said, listen, I want you.
I've been trying to get in touch with you. I
heard you on the Bed Show, and I want you
(11:15):
to write my sister, help my sister. But then last
night she called me again and said, hey, I have
an aunt that I'd like for you to help. So again,
where a mouth beats anything. So we're not gonna pressure
you into getting into a plan that may not service
your need. So call us, let us give you an
education on what's about to happen to you.
Speaker 9 (11:37):
And and.
Speaker 6 (11:39):
So when they hear and I always like to go
back to this because this is crucial, Laurie, and you
always say, call you know we laugh and jokes say
don't call the TV.
Speaker 7 (11:51):
But because you.
Speaker 6 (11:52):
All are a local office, yes that that people can
call here and even they can come in and see
your agents who are there.
Speaker 4 (12:02):
Yes, yes, and bev. I'll start here. So we moved
to the new location. It's big enough. There are individual
rooms there, so there is enough to fit two hundred
people down there at the same time and service you.
We have at least two hundred agents so that they
can service you. They can come to your home. You
(12:23):
can come to the new location at twenty seven point
fifty Colony Park Drive. Again, write that down. It's two
seven five zero Colony Park Drive. That's off of American
Way and get well. So listen, we're in the heart
of the community. You know, we're not going way out
(12:43):
so you can't get to us. It's on a bus route.
You can come and see us Monday through Friday. Hey,
if you want to make an appointment, I'll see you
on a Saturday. So make it your business. This AEP
to get in there to see a local agent. Why
do you want a local agent because if you have
questions because this thing changes bad. So seniors are going
(13:05):
to start I'll just do it. Seniors are going to
start receiving letters about carriers exiting their market. There is
a huge carrier in Mississippi that's exiting their chronic plan.
There's one of the carriers is going to be losing
in one county five thousand members and you're not going
(13:29):
to have a plan. And so I don't care if
you've had this plan three five years. This is the
year for someone to check your plan to see if
it's still going to be on the market. There is
another carrier that's losing fifty thousand members. So this AEP
and you're in Roman Perier is actually going to be
(13:50):
the largest plan change year in the history of Medicare.
They're anticipating over a million seniors being impact and changing
their plans this year. And so if you have questions
about your plan, there is only one agency that you
can trust and that is the Benefit Solutions Group. And
(14:12):
I'm standing on business on that one. Be a call
holl the Benefit Solutions Group. Can I throw the number
out there?
Speaker 8 (14:18):
Bell?
Speaker 7 (14:18):
Why don't you do that now, Laurie?
Speaker 4 (14:20):
Yes, it's a nine zero one four five three six
three four six nine oh one four five three six
three four six and listen. If you can't get that line,
because we did have some issues with AT and T
and porting that number over, I'll throw my cell number out,
but don't call me at four.
Speaker 7 (14:38):
And the more it's I know, that's right.
Speaker 4 (14:41):
It's nine zero one three zero one seven four one one.
So that's my cell phone number. If you can't get
that number at four five three sixty three four six.
Because we just made the transition and they are porting
numbers over, we have a new call center going up actually,
and when you hear from the Benefits Luci's group, then
(15:03):
you can talk to those folks, so they're actually poorting
numbers over to them as well. So if you can't
reach the four five three six three four six number,
please call nine oh one three zero one seventy four eleven.
Speaker 6 (15:17):
Sounds good, and let me ask it. Well, I'm looking
at my email and let me say this. If you can't,
here's the number to call me. Laurie is in studio.
You can you can ask her questions. Nine zero one
five three five nine three four two or eight hundred
five zero three nine three four two eight three three
(15:41):
five three five nine three four two.
Speaker 7 (15:44):
That's the number to call Lauria is in the studio.
Speaker 6 (15:47):
Or if you can't call and you'd like to email me,
my email is Bev Johnson at iHeartMedia dot com. Bev
Johnson at iHeartMedia dot com and that will get your
questions into me. And Laurie saying that I have an
(16:07):
email and from Melanie, she says, ask Lauri, Bev Laurie,
how can I get rid of these people acting like
they're calling from medicare every time I can?
Speaker 7 (16:21):
How can I get rid of these scammers? Meloani Wow?
Speaker 4 (16:25):
Simple answer, answer the phone and say do not call
me again. Put me on your do not call this.
The second part of that answer is go to the
website that do Not Call Registry and put your number,
every number that you have that you do not want
to be bothered on, put it on that registry because
(16:46):
you will be paid for it. I actually got a
check in the mail for fifteen hundred What why because
of the people that were calling told not to call
me and they kept calling. Yes, wow, but you have
to get read. But you have to register for yourself,
registered on that do not Call registry and you have
to answer the phone. See a lot of people ignore
(17:08):
the calls or they hang up on the phone, right, no, no, no,
go through you know their little spiel. Never say yes yes,
and then say ma'am, put me on your do not
call list, and if they keep calling, they're gonna be
fine for it. Wow, because those calls are being recorded.
Speaker 7 (17:26):
Yeah, yes, yeah, wow. Okay, thank you Meloy.
Speaker 6 (17:29):
That was a good question for people. Yes, so when
we're talking, well, I know I had this other question. So, Laurie,
I know you talk about we get ready for the AEP. Yes,
can you sign up before that begins?
Speaker 4 (17:44):
You can? But what so the annuine romant period is
something different than what's going on now. Okay, so right
now you can sign up based on a special election
period and SEP. So if you qualify for one of
those SEPs, which ninety five plus do, because they're gonna
(18:06):
be chronic conditions, like well, we don't even consider this
a chronic condition, but you know anything with your heart diabetes,
I don't consider that a chronic condition. But hey, that's
a part of the chronic condition.
Speaker 10 (18:19):
Yeah.
Speaker 4 (18:20):
So and then the new plans that are going to
be well, I can't talk about the new plans. What
am I doing here? But what's out now is a
chronic condition, and it deals with diabetes and heart failure.
So if you had anything going on with your heart
or and you're taking meds for it or diabetes, then
you're going to qualify for a chronic plan. That's a
plan at this moment that you can write year round.
(18:43):
If you have moved out of the service area, that
we can write.
Speaker 7 (18:47):
You if you what do you mean the service area?
Speaker 4 (18:50):
I'm glad you said that.
Speaker 7 (18:52):
People When you say that, people want to know if
I live in.
Speaker 4 (18:55):
Wheatley, Arkansas, and I move over here to Memphis, Tennessee. Gotcha,
then you have to change plan because there are different
plans offered based on states. Okay, So then the other
thing is if you lose your Medicaid. Now, so many
people have lost their Medicaid they don't even realize it.
So that is absolutely another reason to have a conversation
(19:18):
with the Benefit Solutions Group because you don't know if
you had it or not. You know a lot of people,
you know, they say, bev you know I don't qualify
for it. Well, yeah, you do qualify for extra help
if your resources are fifteen hundred dollars per month or less.
And see a lot of people are not making that
and don't even realize that they can get some help
(19:41):
and so bev. That's kind of why I come here
every month to make sure we're getting the word out.
We want to be educators to our singings. We're senior
market advisors so that you can have the information that
is going to be critical for you to sustain through
this volatile mar The market has changing so much bad
(20:02):
and there are so many things that are getting ready
to be released and come down the pipeline for singers.
I want to help you, like we cannot help you
if you don't make the call, So start making the calls.
You got a call, and starting October first, we will
be able to talk about new plans.
Speaker 7 (20:21):
Okay, so that's October, yes, OK So.
Speaker 4 (20:25):
That's going to be a big day. So tell your
friends you all want to tune into the Bed Johnson
Show the first. I don't know what day am I coming.
Speaker 7 (20:33):
To in October.
Speaker 4 (20:36):
October that's going to be a big day. That's going
to be a big day because the new plans will
be coming out. I can talk about them on the show,
and I want to tell them to you so that.
Speaker 6 (20:49):
You know what you have coming October first, am I yes, yes, yes, yes,
that's a Tuesday.
Speaker 4 (20:56):
Yes, So October the first is exciting. Hey, all your
friends listen. I wanted to have a million seniors on
the line listening to the Bell of Johnson Show on
October the first. Start making your calls. Now, I know
that there are people coming down from other states.
Speaker 2 (21:14):
Bay.
Speaker 4 (21:15):
I've heard that there is some guy that comes to
the library here calls him tell medicare Joe or something,
and he's coming out of Atlanta. Okay, well that's not
a good thing either, because you know, you want to
go local so that you can come right into our office,
so that you can say, Laurie, come over to my home.
(21:35):
We have questions because we will come to your homes.
We can meet you at the library, we can do whatever.
But it's always good to have a local agent. We
may even be able to meet you at the provider office.
So just give us a call nine oh one four
or five three six three four six, and I'll do this.
I'll put my number out there once again, just in
(21:55):
case you can't get the other number. It's nine zero one,
three zero one seventy four eleven.
Speaker 6 (22:01):
Bev all right, if you've just tuned in this day,
we are talking with Laurie Swangen, who is the c
e O of the Benefits Solutions Group. If you have
a question about your benefits and we're talking about Medicaid,
Medicare and trying to need know what what's a B
(22:23):
C D if you know, Lauri, Hey, if you're you're unsure,
this is the time to call nine zero one five
three five nine three four two eight hundred five zero
three nine three four two eight three three five three
five nine three four two and you can do like Melanie.
(22:45):
If you can't get in, email me your question for
Laurie at Bev Johnson at iHeartMedia dot com and I'll
get your question to Laurie. You're listening to the Bev
Johnson Show on Double You d I A.
Speaker 11 (23:14):
Don't go away. The Bev Johnson Show returns after these messages.
Speaker 3 (23:48):
Working hard to bring you outa day now selling.
Speaker 7 (24:14):
Good morning and welcome back.
Speaker 6 (24:15):
We are talking with the CEO of the Benefits Solutions
Group or Swanage.
Speaker 7 (24:20):
It is in the house, Laurie. We're going to our
phone lines to talk to summer of our listeners.
Speaker 12 (24:26):
What's up, Freddy, Hey, damn, how you doing this afternoon,
and your guests, I'm doing well, doing well, Freddy, and
you doing good, doing good. When Laurie mentioned about the
phone calls, oh, I got a bunch of them a
couple of weeks ago, pretending that they're from Social Security,
Medicare gonna tell me about you know your Medicare card
(24:47):
has expired. I click up good, and then I hit
the my.
Speaker 9 (24:56):
Car block.
Speaker 4 (24:57):
Well, but you do need to start answering if you
want to be paid on this stuff. Now, start answering
the phone and just ask them not to call. Say
I know this call has be recorded, do not call
me again. Put me on the do not call list.
Speaker 12 (25:10):
So you do have to answer the phone, Okay, Because
when you said that number, I'm like, I got to
get that. I got to because I have been getting
a bunch of them pretending that they're from Social Security, Medicare.
Speaker 4 (25:19):
And all of this terrible.
Speaker 13 (25:21):
Yep.
Speaker 12 (25:21):
But my question is my cousin son called me and
we were talking about the Medicare Vantage plan and he
had asked me just a couple of weeks ago, he said,
social Security deduct money from your plan if you have
the advantage care. I said no, no, He said, well, moms.
(25:43):
They then took two hundred and ten dollars out of
her check, and I'm like, oh god, I said, I
hope she didn't get penalized for going on that on
the television.
Speaker 4 (25:54):
Sounds like I told him.
Speaker 12 (25:57):
I said, I'm gonna call the agent that's down here
and see if we can locate somebody in Illinois around
the ZIGN area to help her get this advantaged medicare plan.
Speaker 4 (26:10):
Right, we have agents, and we have agents in Illinois,
so she's in good shape. Okay, so call me or
text me the information.
Speaker 12 (26:20):
Okay, yeah, okay, I sure will.
Speaker 14 (26:23):
I appreciate it.
Speaker 12 (26:25):
When he told me that, I said, two hundred and
ten dollars, he said, yeah, that's what I said, Oh
my god, No, she didn't know she did. And I
said when did this happen? He said, I think for
this month. He said, I'm not for sure.
Speaker 4 (26:36):
And I'm like, oh no, you know that breaks my heart.
That breaks my heart, but that's why we do this.
Speaker 10 (26:41):
Yeah.
Speaker 7 (26:41):
So so Laurie, give listening and get out your phone
number again.
Speaker 4 (26:45):
Okay. It's nine zero one three zero.
Speaker 12 (26:48):
One seven, okay, and I'm gonna pass it on to
him and have him call you.
Speaker 4 (26:54):
Sounds good.
Speaker 10 (26:54):
Thank you very thank you so much.
Speaker 12 (26:56):
Y'all have a great day, stay safe and may let's
say cool.
Speaker 6 (27:01):
Yes it is Freddy you two by bye bye.
Speaker 7 (27:04):
Hi McKinley.
Speaker 10 (27:07):
What are you doing.
Speaker 7 (27:08):
I'm doing well in you.
Speaker 14 (27:10):
I'm doing great to you and your guests. Y'all have
a good having a good day.
Speaker 15 (27:14):
Yes, sir, we are all right.
Speaker 14 (27:17):
I had a question.
Speaker 10 (27:18):
I want to know.
Speaker 14 (27:19):
If you're on a gilt back program, Uh, can you
get joined in like the over the counter benefits and
the grocery benefits and all that.
Speaker 4 (27:29):
Well, it just it's based on the plan that you have.
Some of the plans do have, uh you know that
the give back and they have the additional benefits. But
it's just based on the carrier. So we just have
to look and see what you have doing needs assessment
and go from there.
Speaker 14 (27:46):
Okay, But every plan, every company that I speak will
once I tell them that they that I have the
gilt back plan, they will be They tell me that
I wouldn't be edgble for the gift back plan and
the debt and over the camp.
Speaker 4 (28:01):
Well, we just have to look at it because I
just don't know what that's about. But let us look
at it. We're right for most of the carriers, uh,
and so we can we can definitely do a comparison
to see what you have and what your needs are
and we can get you situated.
Speaker 14 (28:19):
Okay. So I need to reach out to you on
your number that you gave given our.
Speaker 4 (28:23):
Five three sixty three four six.
Speaker 7 (28:26):
That's the that's the that's the office number.
Speaker 6 (28:29):
And if you wanted to go over there, McKinley, they're
located at twenty seven fifty Colony Park Drive and it's
off of American Way.
Speaker 14 (28:38):
Bill, you would beat that phone number again from me.
Speaker 6 (28:40):
It's nine zero one four five three six three four six.
Speaker 1 (28:51):
Okay, that's nine oh one four or five three six
three four six, yes, sir, alrighty bell, all right, thank
you all very much for that useful and helpful information.
Speaker 7 (29:03):
You're welcome, Ackinley, thank you, thank you all this well.
Speaker 14 (29:07):
I have a great day you too.
Speaker 7 (29:08):
Bye bye. W U d I A hi little daddy.
Speaker 10 (29:13):
Hey Ben, what's up with the day?
Speaker 4 (29:14):
You billy?
Speaker 10 (29:17):
Right? Take this down? I said, been with Lord. Call
call Lord to the TV, call Lord.
Speaker 7 (29:28):
Don't call the TV. Well, you ain't want to call
the TV.
Speaker 10 (29:33):
I ain't gonna call the TV. I called Lord in person. Whatever,
I love you too, roll you like kid pos. I
ain't chunking up because that's one thing that I don't do.
I won't do no fucking that for no fact. He
may if I got a caution for Lord, look, I'll
(29:54):
tend to give it a term sixty five and a
few months. And you told me to come you, right,
I will come to see you.
Speaker 4 (30:01):
That's exactly right.
Speaker 10 (30:03):
You got the address, not not that I would work
to almost like in the idea, and I would come
and see Okay, uh uh my question of did I
been in a bachelor pen house for about twenty some years?
I liked by little spot where I say that, but
I wanted I wanted to can upgrade h study getting
(30:25):
the house. I wanted to know, Uh, but it got
to be at the same kind of income bracket that
I'm paying my little rent.
Speaker 7 (30:33):
Look, daddy, little daddy, you know, Laurie doesn't do housing.
Speaker 4 (30:38):
We do have a resource though, glad he asked that.
Speaker 7 (30:41):
Okay, I was gonna talk.
Speaker 4 (30:42):
About that today, Ben, look at, I got the information
for you. The So the building that we purchased was
our own, uh presently on by United Housing. So we
have a contact there that says that they're doing all
of that. Did they have these homes that can match
(31:02):
what you're paying now? Brand new homes?
Speaker 6 (31:05):
And she, uh, well, lordy, I have I have United
Housing on on the show. So they come on and talk,
They come on and tell all that information about houses.
Speaker 4 (31:16):
Good good.
Speaker 10 (31:17):
I won't I want to upgrade a penhouse. I don't
want no happ.
Speaker 9 (31:24):
Well, ain't bail, yes, sir, uh Bailuh it's like this,
you know, Uh got told Just see when I turned
this by, I got to get all of my loop
and I woke my loop and them FoST old me
and I worked pot that loop up there and that
I forget.
Speaker 10 (31:41):
It down because they old me. I'm already. I just
want to get that loop what they old me, bib look,
I want to get back yot. I don't know.
Speaker 7 (31:49):
Let you go, Okay, get your shots out.
Speaker 10 (31:52):
Hey, Bail, did you tell your church? Remember I put
her in the thing?
Speaker 7 (31:56):
Oh she wasn't fair yesterday.
Speaker 10 (31:59):
You know I told you.
Speaker 7 (32:01):
Okay, come on, get your shout out so Laura can
finish telling us.
Speaker 10 (32:04):
About I'm the only person you.
Speaker 7 (32:10):
I'm a Russian. Because it's not open conversation. If it's open.
Speaker 6 (32:13):
Conversation, a lot of people, lot of people, get your
shouts out.
Speaker 10 (32:18):
Bell if I'm going all the way up to him
and get my mama shout, I love my mama, Mama.
All they is they, that's all I hear. Ben. If
I want to get your mama shut out to even
though you're acting giant with a little fast, I am giant.
If I won't get I love Bill, you know, I
(32:44):
won't get my bees and bee saying that loves me.
I love them back. I see them all they they
would I be especially walking downtown. Their look one good
when I want to push in the single because then
you got to sit in my words this more. Somebody
keep a laugh our help. There's that black circle to
(33:04):
gather your talk sport. They would always go be into
sea go. I have good with you two, loveday you two.
Speaker 6 (33:13):
Little Dad wait to meet you right, Laurie. I have
an email for you, and it says, Laurie, I am.
Speaker 7 (33:20):
Sixty four, sixty four, five years old, sixty four.
Speaker 6 (33:26):
Okay, and a veteran that uses the VA only out
of necessity because my insurance at work is so expensive whenever.
Speaker 15 (33:36):
I use it.
Speaker 6 (33:37):
But the Memphis VA is by far the worst I
have ever used and would like to discontinue using it
as soon as possible. When can I apply for Medicare?
When will the I will be eligible to use it?
Will I be able to get different doctors? And finally,
will I need all of those extra supplement parts if
(33:58):
I use Medicare in instead of the VA.
Speaker 4 (34:01):
Yes, yes, and yes. So you're gonna actually get your
Medicare card three months before your birthday. So there's something
called an ICEP, your initial enrollment period. So your ICEP
is three months before the month of and three months
after that you have to make a decision as to
(34:22):
what you're gonna do about your Medicare. But yes, your
card is gonna come in the mail three months before
you turn sixty five. So once it comes, we want
you to accept your Part B because most vegs will say, well, hey,
I use the VA and it is credible coverage, and
so they won't select Part B. So with your situation,
(34:44):
please select Part B. And then once you have A
and B, hey, you're free to get a plan. That's
going to be pretty exciting because the monthly premium will
be zero. So along with A lot of additional benefits,
so app So the first step for you, sir, is
to get your Medicare card in hand. It's three months
(35:05):
before your birthday, so be looking out for it and
then accept your Part B and then once you have
Part B, call me and we will take it from there.
So it's pretty exciting for you.
Speaker 6 (35:16):
So so so it's okay for veterans and you always
say to you they can call you if they need
more information.
Speaker 4 (35:22):
Absolutely, this is a plea and a shout out to
all vets. Thank you for your service to our country.
And I want to say this, every carrier, almost almost
every carrier on the market has a plan for vets. Okay, specifically,
I almost got tongue specifically for VET. There is a
plan for you that couples with the VA, so you're
(35:46):
gonna be in good shape. There was a time, BEB
that we couldn't touch a veteran on Try Care for Life.
Oh so now there are two types of vets. There's
a V a champ or Champ VA VET type of veteran,
and then there's a Try Care for Like both of
those titles we can work with now, so there's a
(36:08):
plan for you, sir, it's going to be. I think
it's going to be some good news for you. So
once you get your Medicare card, which is the red,
white and blue card, once you get that, call me
and we'll take it from there. I got you from there.
Speaker 6 (36:23):
Okay, all right? And Melanie came back. Laurie, she said,
do you have the do not Call list phone number?
Probably can google it.
Speaker 4 (36:32):
Let's google it. I can google it.
Speaker 10 (36:35):
No, I do not.
Speaker 4 (36:38):
It is the do not Call Registry.
Speaker 6 (36:40):
Yeah, and you know I have one here will I
will text it to Melanie because it is I have
a do not Call list by the Tennessee Regulatory Authority.
I have that number which is eight seven seven eight
seven two seventy thirty.
Speaker 4 (36:57):
That's good.
Speaker 6 (36:57):
Eight seven seven eight seventy two seventy thirty. And Melanie,
I will email you back this number, so you will
you will have that as well, and I will do that.
Speaker 7 (37:12):
Tony wanted to.
Speaker 6 (37:14):
Know, Lorie, for at your services your company, do seniors
pay out of pocket up front for your services? Oh?
Speaker 4 (37:23):
Good question, Tony. Nothing, you pay nothing. The carriers give
us a little gas money for coming out and taking carrier.
Speaker 7 (37:33):
I like how you said it, a little gas money so.
Speaker 4 (37:36):
We definitely have to love what we do. And of
course y'all know how I got into this business. And
for the new listeners, it was because someone wrote my
mother into the wrong plan, and the one time that
she traveled over to for City, Arkansas, and that's twenty
five minutes from her home, which would take a senior
(37:57):
almost an hour to get there, they wouldn't hear her.
And so I really had an issue with the provider
and an issue with the person who came to her
home and wrote her out of the plan, which put
me in the field. So I'm on the warpath for seniors.
To have the right networks, you need to be in
network with the doctors that you are already seeing. Now,
(38:19):
like the gentleman saying, you know, I want to get
away from this. So if that is the case, certainly
there is a network that we can get you connected to.
But the average senior has been seeing this doctor for
a while and they want to keep them. And you
should have the right to keep your doctors, not some
fly by night person coming to your front door and saying, hey,
I want to talk to you about your medicare No,
(38:41):
you have a local agency right here in town that
you can trust. And we're all over the place. We're
in twenty five states, BEV. So just call us because
we could probably be in your state, certainly in Arkansas, Tennessee, Mississippi, Louisiana, Georgia, Texas,
so all of those places around. I mean, we've got Florida.
(39:04):
You know, We've got a good bit of agents saturated
in those areas. So listen, pick up the phone. That's
the first thing. That's a big step. You know that
we have commercials that are gonna be running during the
annual and Roman period. But I see a lot of
commercials running every day that seniors are picking up that
phone and just calling away. Well, bab I'm asking you
(39:28):
today to stop that, you know, pick up the phone
and call your local agency so that we can help you. Listen, BEB.
Johnson is not gonna let Laurie Swanna can do anything
that's going to hurt our babies, and listen, I'm not
gonna do anything to hurt you because I wouldn't have
wanted anyone to do my mother like that. That's why
(39:49):
I'm here. Let me be the resource for your family.
Allow us to be the resource for your mom and dad.
Speaker 7 (39:56):
Good.
Speaker 6 (39:57):
We are talking with Laurie Swinnegan today. She is here, Yes,
she is to answer all your questions.
Speaker 4 (40:07):
She's not on the TV. She's with me.
Speaker 6 (40:14):
Nine zero one five three five, nine three four two
eight hundred five zero three nine three four two or
eight three three five three five nine three four two,
or you can email your question like our listeners. Thank
you for emailing. Bev Johnson at iHeartMedia dot com. Bev
(40:35):
Johnson at iHeartMedia dot com.
Speaker 7 (40:39):
You're listening to double you d I A.
Speaker 11 (41:01):
You're listening to Tennessee Radio Hall of Famer Bev Johnson
on w d I A.
Speaker 7 (41:24):
I mean I'm telling everyone see and talking everyone. Welcome back.
Speaker 6 (41:42):
We are talking with Laurie Swan again, the CEO of
the Benefit Solutions Group. Laurie back to our phone lines
to talk with Leela. Hi, Leila, Hi, Bail, how are
you doing well today?
Speaker 7 (41:55):
And yourself?
Speaker 12 (41:57):
I'm okay, Bail, okay in my sisto, we'll good morning
to your gifts.
Speaker 4 (42:02):
Hey, miss Leela.
Speaker 10 (42:04):
All right, me and my sister, we was wondering about
this sigma.
Speaker 8 (42:10):
Is that the same as medicare or medicaid.
Speaker 4 (42:13):
It's a carrier, it's one of the carriers. What were
you wondering about it?
Speaker 6 (42:18):
Okay?
Speaker 12 (42:20):
Were uh they send us something like we was a
bronze hmm.
Speaker 4 (42:25):
It's definitely something we need to take a look at
now because I just don't trust a lot of meal
coming to you all, So don't do anything until we
look at it. Let us look at it.
Speaker 13 (42:36):
Okay, at Colony Drive.
Speaker 4 (42:39):
Yes, two seven five zero, Colony Park Drive.
Speaker 6 (42:43):
Okay, thank you.
Speaker 10 (42:44):
We could just come down there because we don't stay farn.
Speaker 6 (42:46):
Oh yeah, Oh, Laurie, tell her, tell her miss Leila
your office always so they'll know.
Speaker 4 (42:51):
Yeah, so office hours are typically nine to nine to five,
but the agents are in the field. So do me
a favor, miss Leila and text me your information, and
then let's set up a time so that I can
be there because I'll be there after this show, but
I definitely want to make sure i'm there when you come.
Speaker 12 (43:10):
Okay, So I'm gonna get with my fist. Okay, we'll
find the address, but we know it's a Colony Drive, Colony.
Speaker 6 (43:18):
Park Drive, offer American Way, miss Leland, Okay, across from
w d A. No, No, we're where they're down the street,
right the street. Yeah, we're off of American Way. But
there you remember where miss Legal, the old Mall of
Memphis used to be.
Speaker 7 (43:39):
Yes, it's in that area, in that little area.
Speaker 6 (43:43):
Okay, okay, yeah, yeah, it's in that area that it's
not far it's not far from I think that street
is Cherry Lord.
Speaker 4 (43:52):
Yeah, it's Cherry Road, Cherry Road. And yes, yes, make
a left right there coming from if you're coming past
the mall area, may a left on Cherry Road. Now,
if you're coming Forget, well, it's going to be a
right right on Cherry Road. But it's Colony Park Drive.
Speaker 15 (44:14):
Okay, we should we we should find it.
Speaker 10 (44:16):
You should find it.
Speaker 4 (44:17):
So do your favorite. Write my number down now so
you can call me if you get lost.
Speaker 15 (44:21):
Okay, let me see. I think we get two of
the numbers y'all gave us earlier.
Speaker 7 (44:27):
That's right, Okay, good good, miss Lee.
Speaker 16 (44:32):
Thank you, have a good day, you too, Bye bye.
Speaker 7 (44:36):
I love that.
Speaker 6 (44:37):
Unforgetful. I'm doing well today. Unforget another one of your favorites.
Speaker 4 (44:45):
Bell.
Speaker 8 (44:47):
You know something, missus John saying your gift you do
some wonderful public service than.
Speaker 15 (44:57):
You are.
Speaker 8 (44:57):
I don't even know what's going on because I just
pick up the to call you.
Speaker 7 (45:03):
So, what's you guess about what we're talking about?
Speaker 6 (45:08):
Your benefits for Medicaid, Medicare, Medicaid advantage, Medicare. We're talking
about that.
Speaker 7 (45:16):
Unforgetful, you have a question, yes, ma'am, okay, you know.
Speaker 8 (45:25):
When it comes to benefits and stuff, certain benefits I
don't use. I just wonder why can't that benefit be
you know, money part of it can be turned over
to the other benefits.
Speaker 4 (45:37):
That's a good question. And listen, you you really bring
up something that's a trigger for most seniors because the
plans had started actually doing the over the counter. Well
how about some of the senior housing places have started
counting the over the counter as income and using it
(46:00):
to increase their rent. So that's that's really something. So
you definitely don't need a plan that's going to give
you that type of benefit because I mean, you know, well,
first of all, CMS is not going to allow it.
But you don't need it because these housing complexes have
started to kind of get in on this Medicare vaniness
(46:21):
thing and they're they're considering it as an increase in
your income.
Speaker 8 (46:26):
Well that's a that's a great thing, you know, because
certain benefits I get. I use tended to bill. I mean,
you know that money can also be used. It's out
of money, right, we pay into it all our life.
Why can't we at least one third or one fourth,
or half or some of that money if it's a
(46:49):
benefit that you don't.
Speaker 4 (46:50):
You well, sometimes if you're using it for groceries, that
he is kind of put money back into your pocket
because that's an apple you don't have to buy. That's
some orange juice you don't have to buy. So it works.
The Medicare advantage plan is certainly works, but I think
we missed the true intent of it. Your Part B
covers eighty percent of your healthcare, so instead of you
(47:13):
having to pay that twenty percent. Now, let's think about
this the impact, the depth of it, instead of you
having to pay twenty percent of a hospital bill. I
know because I was just in the hospital a few
months ago for two and a half days and it
was thirty thousand dollars. Whoa thirty thousand dollars? Now I
have insurance. But just think about an individual who says
(47:37):
I just want my Part A and B and they're
responsible for that twenty percent. That's six thousand dollars that
I would have been responsible for out of pocket. Well,
that's what this plan is doing for you, So let's
look at that first. So it's saving you that twenty percent.
So we always kind of, you know, get off on
this tangent of benefits. Why this benefit not this benefit? Well,
(48:00):
even if the plan offered no benefits, just the fact
that it's covering the twenty percent is huge plus your cops.
So I think we're spoiled because when we go to
the doctor's office, we're paying zero. Well, that doctor's office
visit was probably about three or four hundred dollars. So
(48:22):
then we go to a specialist, we're paying twenty five
dollars for a copay. Well, that specialist visit could have
been up in upwards of one thousand dollars, two thousand dollars,
So we're forgetting that. This Medicare Advantage plan not only
does it remove your Part A deductible of sixteen hundred dollars,
it removes your Part B deductible of two forty So
(48:45):
that's eighteen hundred dollars it just removed from you. Then
it comes in and kicks the twenty percent in that
your Part B does not cover. And so that is
so significant that we have to get back to the
need of the thing, like, what is this plan really
going to do for me? We got to get our benefits.
(49:06):
It's just offered extra stuff. And I'm gonna tell you
why it offers the extra benefits. It's because our emergency rooms.
We are breaking the backs of our emergency rooms, because
when we have a simple cold, we'll go to the
emergency room instead of going to a provider office. And
so what the plans are doing is kicking in and
(49:28):
offering all this stuff. You know, you can go get
your healthy groceries, you can go and get all your
preventive services. So the plan is actually you know, helping
you to stay healthy, versus us saying, you know that benefit,
I don't use that. I don't do that. So you know,
I want you to understand, you know how how great
(49:48):
you know just having a plan is what it does
for you.
Speaker 16 (49:52):
Yeah, but you know when you say about that code situation,
now it's done been secure and being sorry, you know,
because you really most people know their own body, you know.
So if someone basically just have a code and they
feel like it's something worse, I don't have no, you know,
(50:14):
no problem with that, right, but.
Speaker 4 (50:16):
That that's what I'm saying. They need to go to
their PCP versus going to the emergency room. That is
what the plans are trying to get seniors to do
at this point. Like, you need to definitely get connected
to a PCP. So that's why, you know, when we're
sharing the information, we're making sure you stay with your PCP,
the one that you like, so that we can keep
(50:36):
you healthy. The plan is to keep you healthy, not
allowed or not, you know, jump in when you're really,
really sick. Now, we want to keep you healthy.
Speaker 8 (50:46):
Have you ever went to a PCP PGP which is.
Speaker 7 (50:51):
Your primary your prime your private doctor?
Speaker 11 (50:54):
A doctor?
Speaker 8 (50:55):
Yeah, and the man?
Speaker 10 (50:57):
Do you have to wait?
Speaker 8 (50:58):
It's just as bad as majen.
Speaker 4 (51:00):
No, you better not be waiting. That means you need
another primary care physician. That's unacceptable.
Speaker 10 (51:09):
Went over there, popular club.
Speaker 8 (51:10):
I had waited almost two hours.
Speaker 4 (51:13):
No, no, that's not acceptable.
Speaker 7 (51:16):
All right, okay, thank you, I forgetful.
Speaker 8 (51:19):
You're welcome back.
Speaker 7 (51:20):
Bye bye w D I a high caller.
Speaker 13 (51:25):
Hello, how you are.
Speaker 6 (51:28):
Doing?
Speaker 7 (51:28):
What's up? What's up? Bird legs? The birthday girl Legs?
Speaker 10 (51:36):
Are you?
Speaker 7 (51:37):
Are you still celebrating.
Speaker 10 (51:39):
I am, I'm a listening, all right, that's all.
Speaker 7 (51:45):
That's all we need to know.
Speaker 13 (51:47):
All right, all right, Lord, yes.
Speaker 4 (51:50):
Ma'am, I'm so glad to hear your voice. Bird Legs.
You always make me happy.
Speaker 10 (51:55):
Thank you.
Speaker 13 (51:55):
I appreciate that.
Speaker 6 (51:57):
God, you know what.
Speaker 13 (51:57):
I'm just.
Speaker 6 (52:00):
I don't know how that bird Legs.
Speaker 4 (52:03):
I said it on the radio. I said.
Speaker 13 (52:10):
I did, But that's much of one of those times
I was.
Speaker 6 (52:13):
Tied up.
Speaker 4 (52:16):
Entangled, right, Okay, Now.
Speaker 13 (52:23):
You said you're not gonna make it a change, is
just you don't have to do anything. But I realized
I never carried a red, white and blue car, but
perhaps and the plan that I have, I don't need
the red, white and blue car.
Speaker 10 (52:35):
Correct, Okay.
Speaker 13 (52:38):
So I looked at the God I saw it in
there and that Jake was out. Okay, So I'm good.
Speaker 10 (52:42):
I'm good.
Speaker 7 (52:43):
You're good.
Speaker 4 (52:45):
But you know what, definitely, definitely reach out. Let's connect
during the annual and Roman period because I don't know
what's going on with some of these carriers. This a
p will find out some bird Legs, but it's going
to be interesting, particularly in in Mississippi. But you're in Tennessee.
So once we get the news here for Tennessee, then
(53:07):
then I'm definitely gonna be on the show talking about it.
But right now, we have a significant amount of carriers
that are flat out leaving the areas. So I'm waiting
on your your person's big announcement. So let's just stay tuned.
Speaker 13 (53:23):
And I can agree with that because I have one
specialist that I see and when I looked at the office,
the three positions that have left, three, wow, that left
and one and one on was mine. But he went
on to take care of his back.
Speaker 7 (53:39):
Yes, ma'am, Yes, ma'am.
Speaker 13 (53:40):
I love you, I love you, I love you. I'm
John was carried on Saturday, right after my birthday of congratulation.
It's always I'm hey, I like.
Speaker 7 (54:08):
YouTube legs. Be safe out there. Bye bye w D
I a high caller.
Speaker 10 (54:15):
Hey Brin, how you doing this morning?
Speaker 7 (54:17):
Hey, big Hebrew?
Speaker 10 (54:20):
Yes, I have a question.
Speaker 7 (54:23):
Laura, Laurie, Yes, Laurie, Laury.
Speaker 10 (54:27):
How you doing, Laura?
Speaker 15 (54:28):
I'm a big Hebrew.
Speaker 4 (54:29):
Please you need to virtually.
Speaker 10 (54:32):
Oh thank you.
Speaker 15 (54:34):
I'm I'm on Social Security disability and I was hearing
I want to be calls a little while ago. When
people call you and they want you to change over
your coverage and this and that and all that and
just hang up. What were you saying.
Speaker 10 (54:52):
You said you need to answer that call. Yes, can
you say the door over that part again?
Speaker 4 (54:56):
Yes, you need to answer the phone. And once they
get their little bill, because they're not gonna let you
interrupt the mamas. But once they're finished, you say, ma'am,
put me, ma'm mercer, put me on your do not
call lists, do not call me again, and then you
hang up. But you have to say it because if
(55:17):
you don't say it, you just keep on, you know,
hanging up. They're gonna keep calling and it's gonna be
more and more and more, particularly during the annual Roman season.
So you got to stop the calls now. And we
also said get on that do not call registry. There's
a national registry that you get on. I'm telling you
I got it.
Speaker 7 (55:36):
I got paid.
Speaker 4 (55:38):
I should have saved the stubs. I could so show it.
I couldn't believe I got that much. But yeah, get
on that registry.
Speaker 10 (55:47):
This out.
Speaker 15 (55:47):
You just seen something or three minutes ago about carriers
leaving the area. Explain that you're talking about I have
I have a medicate. Part of the NB, the Red
WAYE Blue Car and also have United health Care. So
are you talking about healthcare area or you're.
Speaker 4 (56:05):
Talking about so no, no, no, no, let me say
yes to United health Care because I don't believe they're
one of them. But the news will come out. There's
news that there's news that's circulating that some of the
carriers are going to believe in our beloved areas. Mississippi
is one of them. I mean, they're gonna take a hit.
(56:26):
So we stay tuned, Just stay tuned to the BEV
Johnson Show. I'm on here every month. We'll probably give
out our dates at a later time, but yeah, October
the first, for sure, I will know. So I want
a million listeners on this line with BEB Johnson or
October the first, I will have the news. But in Mississippi,
(56:49):
we have carriers that are completely exiting the market, meaning
they won't have a plan. So these people who say
I'm fine with my plan, I don't want you know,
I don't want to review. I don't want you to
do anything to me. You're going to need to be
able to trust someone because you will not have a
plan by the end of December. So really everybody needs
(57:13):
to check in with the Benefits Solutions group so that
we can tell you whether or not that's going to
happen to you. It's very serious. Now, this is not
a sales pitch. It's none of that, because I would
not be on a national station trying to trick people.
Speaker 15 (57:29):
This is so serious.
Speaker 4 (57:32):
Tell your friends, tell your you know, everybody that's got
a Medicare card, they need to check in. And if
you're fine, we have no reason to try to move
you to another plan. But if you're not, we need
to help you. And actually, those people who are going
to be affected, they are going to start receiving letters
(57:53):
in the mail, So start checking your mail because that
plan is going to say we're exiting your market. You
will no longer have a plan, and you need to
sign up for another plan. And at that moment, you know, yes, yes, sir,
you know.
Speaker 10 (58:09):
I need interrupt people.
Speaker 15 (58:10):
But it's like, like my mentality a lot of times
for the past several months has been like, well, look
I get.
Speaker 10 (58:18):
Two fifty months in the over the calendar.
Speaker 15 (58:20):
Okay, so I can get my alcohol anything of that nature,
and some food. Okay, I'm good.
Speaker 10 (58:28):
I got a health benefit.
Speaker 15 (58:29):
I can go to the new y and work out.
When I want to work out, I don't pay any codains.
So my mentality is like I leave well enough alone.
I'm good less it's more, you know. But what you're
telling me though, right now, in this climate, I need
to be opening up that nail.
Speaker 10 (58:45):
I need to be doing these kind.
Speaker 15 (58:47):
Of things so much change.
Speaker 4 (58:49):
You need to get life so.
Speaker 6 (58:53):
Much today you welcome bye bye, good calls and questions today, Laura,
as we get ready to wrap up, and last things
you'd like to say to our listeners this day.
Speaker 4 (59:04):
Yes, So I just want to say again that we're
at a new location. It's twenty seven fifty Colony Park Drive,
twenty seven fifty Colony Park Drive. That's Memphis, Tennessee, three
eight one one eight. We are in over twenty five states.
So wherever you are, call us on those numbers that
(59:26):
we listed, I'll say it again, is nine zero one
four five three six three four six or nine oh
one three zero one seventy four eleven. So call us
ask the questions. There's getting ready to be a storm
out there, y'all. So we want to be the ones
that's going to be your resource. I want to get
(59:47):
you the information that you're gonna need to make a
decision to either stay where you are, get you a
plan that's going to fit you, or you know, be
able to kind of navigate the information that's coming your way,
because it is coming. There are plans getting ready to
exit the area. There are plans all over the country,
(01:00:08):
so it's going to be pretty serious. So I don't
want you to go to the doctor's office and you
don't have anything. I just went through some of that,
so I don't want you to have that feeling where
you're going there, you don't remember where your card is,
all that good stuff. So we just want to get
you prepared for what's to come. So BEV. It's been
a great day. I think your Lord.
Speaker 7 (01:00:29):
You are so welcome, Laurie.
Speaker 6 (01:00:30):
As always, it's a pleasure because you give out good
information for our seniors. Thank you. Lourie's wanting the CEO
of the Benefits Solutions Group nine zero one four five
three sixty three four six nine zero one four five
three sixty three four six see you next.
Speaker 4 (01:00:48):
Time, Lauren.
Speaker 6 (01:00:49):
You BEV.
Speaker 7 (01:00:50):
Yes, you're welcome.
Speaker 6 (01:00:52):
Stand by y'all as we share more information next coming
up right here on double I A.
Speaker 11 (01:01:10):
Whether you're in Arkansas, Tennessee, or Mississippi on Facebook, Twitter,
or Instagram. Thank you for listening to The Bev Johnson
Show on w d I A Memphis
Memphis probably presents the Beam Johnson Show.
Speaker 2 (00:08):
Let me say bathe first, let me you say She's
gone memphistop gain a. No matter of the problem, she
(00:31):
can have sol the.
Speaker 3 (00:34):
Phone and the normans your mind.
Speaker 2 (00:38):
She understand Jimmy in the hair by challing you to
just keep the thing, went.
Speaker 4 (00:49):
Around picking up the Dunting Show.
Speaker 5 (00:52):
Got this outing hay you can hear every day your
d I hate well.
Speaker 2 (01:03):
Bell got me a missed king.
Speaker 6 (01:48):
Good morning, good morning, good morning, and welcome in to
w d I A The BEV Johnson Show. It is
in adeed a pleasure that I have you with us
once again on this Monday, August twenty six, twenty twenty four.
Speaker 7 (02:05):
Enjoy this fabulous day to day. Get ready to.
Speaker 6 (02:08):
Put your ears on as we ask the expert. Our
expert is Laurie Sweegan, CEO of the Benefits Solutions Group,
to help you with all your Medicaid benefits. So get
ready to talk. F nine zero one five three five
nine three four two five three five nine three four
(02:34):
two eight hundred five zero three nine three four two
eight hundred five zero three nine three four two eight
three three five three five nine three four two eight
three three five, three five nine three four two will
get you in to.
Speaker 5 (02:56):
Me.
Speaker 6 (02:59):
And if this day, this day, Monday August twenty six,
twenty twenty four, is your birthday like Dimitria Davis Blunt. Yeah,
that's from her parents, her children and her friends, all
(03:21):
who love her. Gonna die, says, that's my bonus daughter,
Dimitria Davis Blunt.
Speaker 7 (03:27):
Happy birthday, sister.
Speaker 6 (03:29):
Happy birthday to all of you all out there who
may be celebrating a birthday on this day. We say,
go out, y'all, go out and celebrate your life. You're better,
You're better. When we come back, we'll talk with Glory
(03:53):
Sworn again, other Benefit Solutions Group and me Bev Johnson.
Speaker 7 (04:00):
On the Bev Johnson Show on w d I.
Speaker 6 (04:04):
A good morning and welcome back to w d I
(05:08):
a The Bev Johnson Show. It is in adda pleasure
to have you with us once again on this Monday,
August twenty six, twenty twenty four. Enjoyed this fabulous day
to day. As I said earlier, she is back in
the back in the house. I hear she's back in
(05:30):
the house, my girl. The CEO of the.
Speaker 7 (05:33):
Benefits Solutions Group, Laurie Swanna.
Speaker 4 (05:36):
Yes, Good morning, Laurie. How Maria Fev I'm doing fabulous.
Speaker 7 (05:41):
You look fabulous, sister.
Speaker 4 (05:42):
What's going on with you? You know what's coming up
and your en roman period.
Speaker 5 (05:48):
So I'm just.
Speaker 4 (05:49):
Excited to be here.
Speaker 6 (05:51):
The last time we talked, Laurie, and I gotta ask
you that didn't you all complete the moves?
Speaker 4 (05:58):
Yes, we did. Ben, we had a very successful transition
with the Chamber of Commerce, who had a ribbon cutting
at our new location. So I want to make sure
everyone understands that we are no longer downtown at the
five twenty five North Main location. Been there for several
years and we had a good run. But now we
(06:18):
have our own space and it's seventy two hundred square
feet of resources to help seniors bev So we've got
some good things coming up for our seniors in the marketplace.
So I'm excited about what God is doing for us.
I have to have to put him first.
Speaker 7 (06:36):
Yeah you do, Hey, that's who you put first. Put first.
So I'm glad you all are finished with the move
and you're working.
Speaker 4 (06:42):
Yes, there had to be one hundred or one hundred
and fifty two hundred people at the ribbon cutting, so
the community knows about us. We're gonna actually start doing
the pantries over there. So I've got some good stuff
up my sleeves now. So stay tuned, stay connected to
the Benefit Solutions Group because Bell, of course, we'll be
talking later about the annual and Roman period that's coming
(07:05):
up on us.
Speaker 8 (07:07):
Uh.
Speaker 4 (07:07):
This is almost September, and so we have less than
two months and we'll be back in the swing of things.
But I know we want to start this thing off
right right, we do.
Speaker 6 (07:17):
And I'm so glad you're here because I had got
a call last week Laurie from one of my listeners,
and she said, I need Laurie's number because my cousin
got messed up. She did what Laurie said, don't call
the TV. I said, Oh no, she said, she.
Speaker 4 (07:36):
Called the TV.
Speaker 7 (07:38):
She got missed.
Speaker 4 (07:40):
And listen, Bell, you make it. You know, I say it.
I have to say it myself. Don't call the TV,
she said.
Speaker 7 (07:51):
Said Laurie that her cousin got messed up for something.
Speaker 4 (07:54):
Oh my god, they will take money out of your
account before you're even able to call the bank to
get it reversed. And of course you know how the
bank process is. It will take them, you know, several
weeks to get your money back to you. But if
you say yes, you know when you call in, you
know they are not going to be checking all of
(08:15):
your providers to make sure your providers are in network.
They're just not gonna do it. And here's the other thing.
When you make that phone call and you get enrolled
with them over the phone, guess what, you never get
to talk to that person ever again. And so your healthcare,
ma'am and sir, if I can say anything today, you matter,
(08:37):
You matter, and your health is everything. You know, I
had a little about myself and you know health is
better than wealth any day, Yes it is. Health is
nothing or wealth is nothing without health. And so our
health is everything. And you don't want to be the
one that gets to your provider office and you're not
(08:58):
able to see them because one has written you into
the wrong plan, into the wrong network. So do me
a favor, ma'am, sir. Don't call anyone else. Call the
Benefit Solutions Group, someone that you trust, someone that's been
here right here with the community for the last what
bev two three years now? Yeah, you have, yeah, And
(09:18):
so I want to, you know, just empower our seniors
this annual Roman period even starting now, bev to give
us a call because there are so many changes coming up,
and I started talking about them a couple of months ago,
but even more importantly now because the plans are starting
to kind of come out and we see what's happening
(09:41):
with the Centers for Medicare and Medicaid Services CMS. You
can actually go on there and read up on some
of the stuff if you're sculled enough. But if you
want a synopsis of what that says about what's going
to happen with you, miss sor mister senior, or what's
going to happen to you you daughter or son. You know,
(10:02):
with parents that you're the caregiver for, you need to
call us. We're not a high powered sales team that's
going to try to write you out of your plan,
because what's most important to me is that you have
the information and the accurate information.
Speaker 6 (10:20):
And right now, so our listeners, Laurie should if they're confused,
if they don't know understand what's going on, they don't
understand their benefits, this is the time to call your office.
Speaker 4 (10:34):
Yes, yes, the time is now, so that you're situated.
You know, once that time comes, we can tell you
whether or not. Hey, if you're good where you are,
guess what you stay there? Because for every person bev
that we're able to help, there is another person out
there that's going to tell two or three people about
the Benefits Solutions Group. So if we're telling you you
(10:55):
know you're good where you are, Hey, word of mouth
gets around. As a matter of fact, I was just
a church, New Life and Christ pastor landa pastor Kevin.
Very good congregation there. But how about one of the
members walked out yesterday and said, listen, I want you.
I've been trying to get in touch with you. I
heard you on the Bed Show, and I want you
(11:15):
to write my sister, help my sister. But then last
night she called me again and said, hey, I have
an aunt that I'd like for you to help. So again,
where a mouth beats anything. So we're not gonna pressure
you into getting into a plan that may not service
your need. So call us, let us give you an
education on what's about to happen to you.
Speaker 9 (11:37):
And and.
Speaker 6 (11:39):
So when they hear and I always like to go
back to this because this is crucial, Laurie, and you
always say, call you know we laugh and jokes say
don't call the TV.
Speaker 7 (11:51):
But because you.
Speaker 6 (11:52):
All are a local office, yes that that people can
call here and even they can come in and see
your agents who are there.
Speaker 4 (12:02):
Yes, yes, and bev. I'll start here. So we moved
to the new location. It's big enough. There are individual
rooms there, so there is enough to fit two hundred
people down there at the same time and service you.
We have at least two hundred agents so that they
can service you. They can come to your home. You
(12:23):
can come to the new location at twenty seven point
fifty Colony Park Drive. Again, write that down. It's two
seven five zero Colony Park Drive. That's off of American
Way and get well. So listen, we're in the heart
of the community. You know, we're not going way out
(12:43):
so you can't get to us. It's on a bus route.
You can come and see us Monday through Friday. Hey,
if you want to make an appointment, I'll see you
on a Saturday. So make it your business. This AEP
to get in there to see a local agent. Why
do you want a local agent because if you have
questions because this thing changes bad. So seniors are going
(13:05):
to start I'll just do it. Seniors are going to
start receiving letters about carriers exiting their market. There is
a huge carrier in Mississippi that's exiting their chronic plan.
There's one of the carriers is going to be losing
in one county five thousand members and you're not going
(13:29):
to have a plan. And so I don't care if
you've had this plan three five years. This is the
year for someone to check your plan to see if
it's still going to be on the market. There is
another carrier that's losing fifty thousand members. So this AEP
and you're in Roman Perier is actually going to be
(13:50):
the largest plan change year in the history of Medicare.
They're anticipating over a million seniors being impact and changing
their plans this year. And so if you have questions
about your plan, there is only one agency that you
can trust and that is the Benefit Solutions Group. And
(14:12):
I'm standing on business on that one. Be a call
holl the Benefit Solutions Group. Can I throw the number
out there?
Speaker 8 (14:18):
Bell?
Speaker 7 (14:18):
Why don't you do that now, Laurie?
Speaker 4 (14:20):
Yes, it's a nine zero one four five three six
three four six nine oh one four five three six
three four six and listen. If you can't get that line,
because we did have some issues with AT and T
and porting that number over, I'll throw my cell number out,
but don't call me at four.
Speaker 7 (14:38):
And the more it's I know, that's right.
Speaker 4 (14:41):
It's nine zero one three zero one seven four one one.
So that's my cell phone number. If you can't get
that number at four five three sixty three four six.
Because we just made the transition and they are porting
numbers over, we have a new call center going up actually,
and when you hear from the Benefits Luci's group, then
(15:03):
you can talk to those folks, so they're actually poorting
numbers over to them as well. So if you can't
reach the four five three six three four six number,
please call nine oh one three zero one seventy four eleven.
Speaker 6 (15:17):
Sounds good, and let me ask it. Well, I'm looking
at my email and let me say this. If you can't,
here's the number to call me. Laurie is in studio.
You can you can ask her questions. Nine zero one
five three five nine three four two or eight hundred
five zero three nine three four two eight three three
(15:41):
five three five nine three four two.
Speaker 7 (15:44):
That's the number to call Lauria is in the studio.
Speaker 6 (15:47):
Or if you can't call and you'd like to email me,
my email is Bev Johnson at iHeartMedia dot com. Bev
Johnson at iHeartMedia dot com and that will get your
questions into me. And Laurie saying that I have an
(16:07):
email and from Melanie, she says, ask Lauri, Bev Laurie,
how can I get rid of these people acting like
they're calling from medicare every time I can?
Speaker 7 (16:21):
How can I get rid of these scammers? Meloani Wow?
Speaker 4 (16:25):
Simple answer, answer the phone and say do not call
me again. Put me on your do not call this.
The second part of that answer is go to the
website that do Not Call Registry and put your number,
every number that you have that you do not want
to be bothered on, put it on that registry because
(16:46):
you will be paid for it. I actually got a
check in the mail for fifteen hundred What why because
of the people that were calling told not to call
me and they kept calling. Yes, wow, but you have
to get read. But you have to register for yourself,
registered on that do not Call registry and you have
to answer the phone. See a lot of people ignore
(17:08):
the calls or they hang up on the phone, right, no, no, no,
go through you know their little spiel. Never say yes yes,
and then say ma'am, put me on your do not
call list, and if they keep calling, they're gonna be
fine for it. Wow, because those calls are being recorded.
Speaker 7 (17:26):
Yeah, yes, yeah, wow. Okay, thank you Meloy.
Speaker 6 (17:29):
That was a good question for people. Yes, so when
we're talking, well, I know I had this other question. So, Laurie,
I know you talk about we get ready for the AEP. Yes,
can you sign up before that begins?
Speaker 4 (17:44):
You can? But what so the annuine romant period is
something different than what's going on now. Okay, so right
now you can sign up based on a special election
period and SEP. So if you qualify for one of
those SEPs, which ninety five plus do, because they're gonna
(18:06):
be chronic conditions, like well, we don't even consider this
a chronic condition, but you know anything with your heart diabetes,
I don't consider that a chronic condition. But hey, that's
a part of the chronic condition.
Speaker 10 (18:19):
Yeah.
Speaker 4 (18:20):
So and then the new plans that are going to
be well, I can't talk about the new plans. What
am I doing here? But what's out now is a
chronic condition, and it deals with diabetes and heart failure.
So if you had anything going on with your heart
or and you're taking meds for it or diabetes, then
you're going to qualify for a chronic plan. That's a
plan at this moment that you can write year round.
(18:43):
If you have moved out of the service area, that
we can write.
Speaker 7 (18:47):
You if you what do you mean the service area?
Speaker 4 (18:50):
I'm glad you said that.
Speaker 7 (18:52):
People When you say that, people want to know if
I live in.
Speaker 4 (18:55):
Wheatley, Arkansas, and I move over here to Memphis, Tennessee. Gotcha,
then you have to change plan because there are different
plans offered based on states. Okay, So then the other
thing is if you lose your Medicaid. Now, so many
people have lost their Medicaid they don't even realize it.
So that is absolutely another reason to have a conversation
(19:18):
with the Benefit Solutions Group because you don't know if
you had it or not. You know a lot of people,
you know, they say, bev you know I don't qualify
for it. Well, yeah, you do qualify for extra help
if your resources are fifteen hundred dollars per month or less.
And see a lot of people are not making that
and don't even realize that they can get some help
(19:41):
and so bev. That's kind of why I come here
every month to make sure we're getting the word out.
We want to be educators to our singings. We're senior
market advisors so that you can have the information that
is going to be critical for you to sustain through
this volatile mar The market has changing so much bad
(20:02):
and there are so many things that are getting ready
to be released and come down the pipeline for singers.
I want to help you, like we cannot help you
if you don't make the call, So start making the calls.
You got a call, and starting October first, we will
be able to talk about new plans.
Speaker 7 (20:21):
Okay, so that's October, yes, OK So.
Speaker 4 (20:25):
That's going to be a big day. So tell your
friends you all want to tune into the Bed Johnson
Show the first. I don't know what day am I coming.
Speaker 7 (20:33):
To in October.
Speaker 4 (20:36):
October that's going to be a big day. That's going
to be a big day because the new plans will
be coming out. I can talk about them on the show,
and I want to tell them to you so that.
Speaker 6 (20:49):
You know what you have coming October first, am I yes, yes, yes, yes,
that's a Tuesday.
Speaker 4 (20:56):
Yes, So October the first is exciting. Hey, all your
friends listen. I wanted to have a million seniors on
the line listening to the Bell of Johnson Show on
October the first. Start making your calls. Now, I know
that there are people coming down from other states.
Speaker 2 (21:14):
Bay.
Speaker 4 (21:15):
I've heard that there is some guy that comes to
the library here calls him tell medicare Joe or something,
and he's coming out of Atlanta. Okay, well that's not
a good thing either, because you know, you want to
go local so that you can come right into our office,
so that you can say, Laurie, come over to my home.
(21:35):
We have questions because we will come to your homes.
We can meet you at the library, we can do whatever.
But it's always good to have a local agent. We
may even be able to meet you at the provider office.
So just give us a call nine oh one four
or five three six three four six, and I'll do this.
I'll put my number out there once again, just in
(21:55):
case you can't get the other number. It's nine zero one,
three zero one seventy four eleven.
Speaker 6 (22:01):
Bev all right, if you've just tuned in this day,
we are talking with Laurie Swangen, who is the c
e O of the Benefits Solutions Group. If you have
a question about your benefits and we're talking about Medicaid,
Medicare and trying to need know what what's a B
(22:23):
C D if you know, Lauri, Hey, if you're you're unsure,
this is the time to call nine zero one five
three five nine three four two eight hundred five zero
three nine three four two eight three three five three
five nine three four two and you can do like Melanie.
(22:45):
If you can't get in, email me your question for
Laurie at Bev Johnson at iHeartMedia dot com and I'll
get your question to Laurie. You're listening to the Bev
Johnson Show on Double You d I A.
Speaker 11 (23:14):
Don't go away. The Bev Johnson Show returns after these messages.
Speaker 3 (23:48):
Working hard to bring you outa day now selling.
Speaker 7 (24:14):
Good morning and welcome back.
Speaker 6 (24:15):
We are talking with the CEO of the Benefits Solutions
Group or Swanage.
Speaker 7 (24:20):
It is in the house, Laurie. We're going to our
phone lines to talk to summer of our listeners.
Speaker 12 (24:26):
What's up, Freddy, Hey, damn, how you doing this afternoon,
and your guests, I'm doing well, doing well, Freddy, and
you doing good, doing good. When Laurie mentioned about the
phone calls, oh, I got a bunch of them a
couple of weeks ago, pretending that they're from Social Security,
Medicare gonna tell me about you know your Medicare card
(24:47):
has expired. I click up good, and then I hit
the my.
Speaker 9 (24:56):
Car block.
Speaker 4 (24:57):
Well, but you do need to start answering if you
want to be paid on this stuff. Now, start answering
the phone and just ask them not to call. Say
I know this call has be recorded, do not call
me again. Put me on the do not call list.
Speaker 12 (25:10):
So you do have to answer the phone, Okay, Because
when you said that number, I'm like, I got to
get that. I got to because I have been getting
a bunch of them pretending that they're from Social Security, Medicare.
Speaker 4 (25:19):
And all of this terrible.
Speaker 13 (25:21):
Yep.
Speaker 12 (25:21):
But my question is my cousin son called me and
we were talking about the Medicare Vantage plan and he
had asked me just a couple of weeks ago, he said,
social Security deduct money from your plan if you have
the advantage care. I said no, no, He said, well, moms.
(25:43):
They then took two hundred and ten dollars out of
her check, and I'm like, oh god, I said, I
hope she didn't get penalized for going on that on
the television.
Speaker 4 (25:54):
Sounds like I told him.
Speaker 12 (25:57):
I said, I'm gonna call the agent that's down here
and see if we can locate somebody in Illinois around
the ZIGN area to help her get this advantaged medicare plan.
Speaker 4 (26:10):
Right, we have agents, and we have agents in Illinois,
so she's in good shape. Okay, so call me or
text me the information.
Speaker 12 (26:20):
Okay, yeah, okay, I sure will.
Speaker 14 (26:23):
I appreciate it.
Speaker 12 (26:25):
When he told me that, I said, two hundred and
ten dollars, he said, yeah, that's what I said, Oh
my god, No, she didn't know she did. And I
said when did this happen? He said, I think for
this month. He said, I'm not for sure.
Speaker 4 (26:36):
And I'm like, oh no, you know that breaks my heart.
That breaks my heart, but that's why we do this.
Speaker 10 (26:41):
Yeah.
Speaker 7 (26:41):
So so Laurie, give listening and get out your phone
number again.
Speaker 4 (26:45):
Okay. It's nine zero one three zero.
Speaker 12 (26:48):
One seven, okay, and I'm gonna pass it on to
him and have him call you.
Speaker 4 (26:54):
Sounds good.
Speaker 10 (26:54):
Thank you very thank you so much.
Speaker 12 (26:56):
Y'all have a great day, stay safe and may let's
say cool.
Speaker 6 (27:01):
Yes it is Freddy you two by bye bye.
Speaker 7 (27:04):
Hi McKinley.
Speaker 10 (27:07):
What are you doing.
Speaker 7 (27:08):
I'm doing well in you.
Speaker 14 (27:10):
I'm doing great to you and your guests. Y'all have
a good having a good day.
Speaker 15 (27:14):
Yes, sir, we are all right.
Speaker 14 (27:17):
I had a question.
Speaker 10 (27:18):
I want to know.
Speaker 14 (27:19):
If you're on a gilt back program, Uh, can you
get joined in like the over the counter benefits and
the grocery benefits and all that.
Speaker 4 (27:29):
Well, it just it's based on the plan that you have.
Some of the plans do have, uh you know that
the give back and they have the additional benefits. But
it's just based on the carrier. So we just have
to look and see what you have doing needs assessment
and go from there.
Speaker 14 (27:46):
Okay, But every plan, every company that I speak will
once I tell them that they that I have the
gilt back plan, they will be They tell me that
I wouldn't be edgble for the gift back plan and
the debt and over the camp.
Speaker 4 (28:01):
Well, we just have to look at it because I
just don't know what that's about. But let us look
at it. We're right for most of the carriers, uh,
and so we can we can definitely do a comparison
to see what you have and what your needs are
and we can get you situated.
Speaker 14 (28:19):
Okay. So I need to reach out to you on
your number that you gave given our.
Speaker 4 (28:23):
Five three sixty three four six.
Speaker 7 (28:26):
That's the that's the that's the office number.
Speaker 6 (28:29):
And if you wanted to go over there, McKinley, they're
located at twenty seven fifty Colony Park Drive and it's
off of American Way.
Speaker 14 (28:38):
Bill, you would beat that phone number again from me.
Speaker 6 (28:40):
It's nine zero one four five three six three four six.
Speaker 1 (28:51):
Okay, that's nine oh one four or five three six
three four six, yes, sir, alrighty bell, all right, thank
you all very much for that useful and helpful information.
Speaker 7 (29:03):
You're welcome, Ackinley, thank you, thank you all this well.
Speaker 14 (29:07):
I have a great day you too.
Speaker 7 (29:08):
Bye bye. W U d I A hi little daddy.
Speaker 10 (29:13):
Hey Ben, what's up with the day?
Speaker 4 (29:14):
You billy?
Speaker 10 (29:17):
Right? Take this down? I said, been with Lord. Call
call Lord to the TV, call Lord.
Speaker 7 (29:28):
Don't call the TV. Well, you ain't want to call
the TV.
Speaker 10 (29:33):
I ain't gonna call the TV. I called Lord in person. Whatever,
I love you too, roll you like kid pos. I
ain't chunking up because that's one thing that I don't do.
I won't do no fucking that for no fact. He
may if I got a caution for Lord, look, I'll
(29:54):
tend to give it a term sixty five and a
few months. And you told me to come you, right,
I will come to see you.
Speaker 4 (30:01):
That's exactly right.
Speaker 10 (30:03):
You got the address, not not that I would work
to almost like in the idea, and I would come
and see Okay, uh uh my question of did I
been in a bachelor pen house for about twenty some years?
I liked by little spot where I say that, but
I wanted I wanted to can upgrade h study getting
(30:25):
the house. I wanted to know, Uh, but it got
to be at the same kind of income bracket that
I'm paying my little rent.
Speaker 7 (30:33):
Look, daddy, little daddy, you know, Laurie doesn't do housing.
Speaker 4 (30:38):
We do have a resource though, glad he asked that.
Speaker 7 (30:41):
Okay, I was gonna talk.
Speaker 4 (30:42):
About that today, Ben, look at, I got the information
for you. The So the building that we purchased was
our own, uh presently on by United Housing. So we
have a contact there that says that they're doing all
of that. Did they have these homes that can match
(31:02):
what you're paying now? Brand new homes?
Speaker 6 (31:05):
And she, uh, well, lordy, I have I have United
Housing on on the show. So they come on and talk,
They come on and tell all that information about houses.
Speaker 4 (31:16):
Good good.
Speaker 10 (31:17):
I won't I want to upgrade a penhouse. I don't
want no happ.
Speaker 9 (31:24):
Well, ain't bail, yes, sir, uh Bailuh it's like this,
you know, Uh got told Just see when I turned
this by, I got to get all of my loop
and I woke my loop and them FoST old me
and I worked pot that loop up there and that
I forget.
Speaker 10 (31:41):
It down because they old me. I'm already. I just
want to get that loop what they old me, bib look,
I want to get back yot. I don't know.
Speaker 7 (31:49):
Let you go, Okay, get your shots out.
Speaker 10 (31:52):
Hey, Bail, did you tell your church? Remember I put
her in the thing?
Speaker 7 (31:56):
Oh she wasn't fair yesterday.
Speaker 10 (31:59):
You know I told you.
Speaker 7 (32:01):
Okay, come on, get your shout out so Laura can
finish telling us.
Speaker 10 (32:04):
About I'm the only person you.
Speaker 7 (32:10):
I'm a Russian. Because it's not open conversation. If it's open.
Speaker 6 (32:13):
Conversation, a lot of people, lot of people, get your
shouts out.
Speaker 10 (32:18):
Bell if I'm going all the way up to him
and get my mama shout, I love my mama, Mama.
All they is they, that's all I hear. Ben. If
I want to get your mama shut out to even
though you're acting giant with a little fast, I am giant.
If I won't get I love Bill, you know, I
(32:44):
won't get my bees and bee saying that loves me.
I love them back. I see them all they they
would I be especially walking downtown. Their look one good
when I want to push in the single because then
you got to sit in my words this more. Somebody
keep a laugh our help. There's that black circle to
(33:04):
gather your talk sport. They would always go be into
sea go. I have good with you two, loveday you two.
Speaker 6 (33:13):
Little Dad wait to meet you right, Laurie. I have
an email for you, and it says, Laurie, I am.
Speaker 7 (33:20):
Sixty four, sixty four, five years old, sixty four.
Speaker 6 (33:26):
Okay, and a veteran that uses the VA only out
of necessity because my insurance at work is so expensive whenever.
Speaker 15 (33:36):
I use it.
Speaker 6 (33:37):
But the Memphis VA is by far the worst I
have ever used and would like to discontinue using it
as soon as possible. When can I apply for Medicare?
When will the I will be eligible to use it?
Will I be able to get different doctors? And finally,
will I need all of those extra supplement parts if
(33:58):
I use Medicare in instead of the VA.
Speaker 4 (34:01):
Yes, yes, and yes. So you're gonna actually get your
Medicare card three months before your birthday. So there's something
called an ICEP, your initial enrollment period. So your ICEP
is three months before the month of and three months
after that you have to make a decision as to
(34:22):
what you're gonna do about your Medicare. But yes, your
card is gonna come in the mail three months before
you turn sixty five. So once it comes, we want
you to accept your Part B because most vegs will say, well, hey,
I use the VA and it is credible coverage, and
so they won't select Part B. So with your situation,
(34:44):
please select Part B. And then once you have A
and B, hey, you're free to get a plan. That's
going to be pretty exciting because the monthly premium will
be zero. So along with A lot of additional benefits,
so app So the first step for you, sir, is
to get your Medicare card in hand. It's three months
(35:05):
before your birthday, so be looking out for it and
then accept your Part B and then once you have
Part B, call me and we will take it from there.
So it's pretty exciting for you.
Speaker 6 (35:16):
So so so it's okay for veterans and you always
say to you they can call you if they need
more information.
Speaker 4 (35:22):
Absolutely, this is a plea and a shout out to
all vets. Thank you for your service to our country.
And I want to say this, every carrier, almost almost
every carrier on the market has a plan for vets. Okay, specifically,
I almost got tongue specifically for VET. There is a
plan for you that couples with the VA, so you're
(35:46):
gonna be in good shape. There was a time, BEB
that we couldn't touch a veteran on Try Care for Life.
Oh so now there are two types of vets. There's
a V a champ or Champ VA VET type of veteran,
and then there's a Try Care for Like both of
those titles we can work with now, so there's a
(36:08):
plan for you, sir, it's going to be. I think
it's going to be some good news for you. So
once you get your Medicare card, which is the red,
white and blue card, once you get that, call me
and we'll take it from there. I got you from there.
Speaker 6 (36:23):
Okay, all right? And Melanie came back. Laurie, she said,
do you have the do not Call list phone number?
Probably can google it.
Speaker 4 (36:32):
Let's google it. I can google it.
Speaker 10 (36:35):
No, I do not.
Speaker 4 (36:38):
It is the do not Call Registry.
Speaker 6 (36:40):
Yeah, and you know I have one here will I
will text it to Melanie because it is I have
a do not Call list by the Tennessee Regulatory Authority.
I have that number which is eight seven seven eight
seven two seventy thirty.
Speaker 4 (36:57):
That's good.
Speaker 6 (36:57):
Eight seven seven eight seventy two seventy thirty. And Melanie,
I will email you back this number, so you will
you will have that as well, and I will do that.
Speaker 7 (37:12):
Tony wanted to.
Speaker 6 (37:14):
Know, Lorie, for at your services your company, do seniors
pay out of pocket up front for your services? Oh?
Speaker 4 (37:23):
Good question, Tony. Nothing, you pay nothing. The carriers give
us a little gas money for coming out and taking carrier.
Speaker 7 (37:33):
I like how you said it, a little gas money so.
Speaker 4 (37:36):
We definitely have to love what we do. And of
course y'all know how I got into this business. And
for the new listeners, it was because someone wrote my
mother into the wrong plan, and the one time that
she traveled over to for City, Arkansas, and that's twenty
five minutes from her home, which would take a senior
(37:57):
almost an hour to get there, they wouldn't hear her.
And so I really had an issue with the provider
and an issue with the person who came to her
home and wrote her out of the plan, which put
me in the field. So I'm on the warpath for seniors.
To have the right networks, you need to be in
network with the doctors that you are already seeing. Now,
(38:19):
like the gentleman saying, you know, I want to get
away from this. So if that is the case, certainly
there is a network that we can get you connected to.
But the average senior has been seeing this doctor for
a while and they want to keep them. And you
should have the right to keep your doctors, not some
fly by night person coming to your front door and saying, hey,
I want to talk to you about your medicare No,
(38:41):
you have a local agency right here in town that
you can trust. And we're all over the place. We're
in twenty five states, BEV. So just call us because
we could probably be in your state, certainly in Arkansas, Tennessee, Mississippi, Louisiana, Georgia, Texas,
so all of those places around. I mean, we've got Florida.
(39:04):
You know, We've got a good bit of agents saturated
in those areas. So listen, pick up the phone. That's
the first thing. That's a big step. You know that
we have commercials that are gonna be running during the
annual and Roman period. But I see a lot of
commercials running every day that seniors are picking up that
phone and just calling away. Well, bab I'm asking you
(39:28):
today to stop that, you know, pick up the phone
and call your local agency so that we can help you. Listen, BEB.
Johnson is not gonna let Laurie Swanna can do anything
that's going to hurt our babies, and listen, I'm not
gonna do anything to hurt you because I wouldn't have
wanted anyone to do my mother like that. That's why
(39:49):
I'm here. Let me be the resource for your family.
Allow us to be the resource for your mom and dad.
Speaker 7 (39:56):
Good.
Speaker 6 (39:57):
We are talking with Laurie Swinnegan today. She is here, Yes,
she is to answer all your questions.
Speaker 4 (40:07):
She's not on the TV. She's with me.
Speaker 6 (40:14):
Nine zero one five three five, nine three four two
eight hundred five zero three nine three four two or
eight three three five three five nine three four two,
or you can email your question like our listeners. Thank
you for emailing. Bev Johnson at iHeartMedia dot com. Bev
(40:35):
Johnson at iHeartMedia dot com.
Speaker 7 (40:39):
You're listening to double you d I A.
Speaker 11 (41:01):
You're listening to Tennessee Radio Hall of Famer Bev Johnson
on w d I A.
Speaker 7 (41:24):
I mean I'm telling everyone see and talking everyone. Welcome back.
Speaker 6 (41:42):
We are talking with Laurie Swan again, the CEO of
the Benefit Solutions Group. Laurie back to our phone lines
to talk with Leela. Hi, Leila, Hi, Bail, how are
you doing well today?
Speaker 7 (41:55):
And yourself?
Speaker 12 (41:57):
I'm okay, Bail, okay in my sisto, we'll good morning
to your gifts.
Speaker 4 (42:02):
Hey, miss Leela.
Speaker 10 (42:04):
All right, me and my sister, we was wondering about
this sigma.
Speaker 8 (42:10):
Is that the same as medicare or medicaid.
Speaker 4 (42:13):
It's a carrier, it's one of the carriers. What were
you wondering about it?
Speaker 6 (42:18):
Okay?
Speaker 12 (42:20):
Were uh they send us something like we was a
bronze hmm.
Speaker 4 (42:25):
It's definitely something we need to take a look at
now because I just don't trust a lot of meal
coming to you all, So don't do anything until we
look at it. Let us look at it.
Speaker 13 (42:36):
Okay, at Colony Drive.
Speaker 4 (42:39):
Yes, two seven five zero, Colony Park Drive.
Speaker 6 (42:43):
Okay, thank you.
Speaker 10 (42:44):
We could just come down there because we don't stay farn.
Speaker 6 (42:46):
Oh yeah, Oh, Laurie, tell her, tell her miss Leila
your office always so they'll know.
Speaker 4 (42:51):
Yeah, so office hours are typically nine to nine to five,
but the agents are in the field. So do me
a favor, miss Leila and text me your information, and
then let's set up a time so that I can
be there because I'll be there after this show, but
I definitely want to make sure i'm there when you come.
Speaker 12 (43:10):
Okay, So I'm gonna get with my fist. Okay, we'll
find the address, but we know it's a Colony Drive, Colony.
Speaker 6 (43:18):
Park Drive, offer American Way, miss Leland, Okay, across from
w d A. No, No, we're where they're down the street,
right the street. Yeah, we're off of American Way. But
there you remember where miss Legal, the old Mall of
Memphis used to be.
Speaker 7 (43:39):
Yes, it's in that area, in that little area.
Speaker 6 (43:43):
Okay, okay, yeah, yeah, it's in that area that it's
not far it's not far from I think that street
is Cherry Lord.
Speaker 4 (43:52):
Yeah, it's Cherry Road, Cherry Road. And yes, yes, make
a left right there coming from if you're coming past
the mall area, may a left on Cherry Road. Now,
if you're coming Forget, well, it's going to be a
right right on Cherry Road. But it's Colony Park Drive.
Speaker 15 (44:14):
Okay, we should we we should find it.
Speaker 10 (44:16):
You should find it.
Speaker 4 (44:17):
So do your favorite. Write my number down now so
you can call me if you get lost.
Speaker 15 (44:21):
Okay, let me see. I think we get two of
the numbers y'all gave us earlier.
Speaker 7 (44:27):
That's right, Okay, good good, miss Lee.
Speaker 16 (44:32):
Thank you, have a good day, you too, Bye bye.
Speaker 7 (44:36):
I love that.
Speaker 6 (44:37):
Unforgetful. I'm doing well today. Unforget another one of your favorites.
Speaker 4 (44:45):
Bell.
Speaker 8 (44:47):
You know something, missus John saying your gift you do
some wonderful public service than.
Speaker 15 (44:57):
You are.
Speaker 8 (44:57):
I don't even know what's going on because I just
pick up the to call you.
Speaker 7 (45:03):
So, what's you guess about what we're talking about?
Speaker 6 (45:08):
Your benefits for Medicaid, Medicare, Medicaid advantage, Medicare. We're talking
about that.
Speaker 7 (45:16):
Unforgetful, you have a question, yes, ma'am, okay, you know.
Speaker 8 (45:25):
When it comes to benefits and stuff, certain benefits I
don't use. I just wonder why can't that benefit be
you know, money part of it can be turned over
to the other benefits.
Speaker 4 (45:37):
That's a good question. And listen, you you really bring
up something that's a trigger for most seniors because the
plans had started actually doing the over the counter. Well
how about some of the senior housing places have started
counting the over the counter as income and using it
(46:00):
to increase their rent. So that's that's really something. So
you definitely don't need a plan that's going to give
you that type of benefit because I mean, you know, well,
first of all, CMS is not going to allow it.
But you don't need it because these housing complexes have
started to kind of get in on this Medicare vaniness
(46:21):
thing and they're they're considering it as an increase in
your income.
Speaker 8 (46:26):
Well that's a that's a great thing, you know, because
certain benefits I get. I use tended to bill. I mean,
you know that money can also be used. It's out
of money, right, we pay into it all our life.
Why can't we at least one third or one fourth,
or half or some of that money if it's a
(46:49):
benefit that you don't.
Speaker 4 (46:50):
You well, sometimes if you're using it for groceries, that
he is kind of put money back into your pocket
because that's an apple you don't have to buy. That's
some orange juice you don't have to buy. So it works.
The Medicare advantage plan is certainly works, but I think
we missed the true intent of it. Your Part B
covers eighty percent of your healthcare, so instead of you
(47:13):
having to pay that twenty percent. Now, let's think about
this the impact, the depth of it, instead of you
having to pay twenty percent of a hospital bill. I
know because I was just in the hospital a few
months ago for two and a half days and it
was thirty thousand dollars. Whoa thirty thousand dollars? Now I
have insurance. But just think about an individual who says
(47:37):
I just want my Part A and B and they're
responsible for that twenty percent. That's six thousand dollars that
I would have been responsible for out of pocket. Well,
that's what this plan is doing for you, So let's
look at that first. So it's saving you that twenty percent.
So we always kind of, you know, get off on
this tangent of benefits. Why this benefit not this benefit? Well,
(48:00):
even if the plan offered no benefits, just the fact
that it's covering the twenty percent is huge plus your cops.
So I think we're spoiled because when we go to
the doctor's office, we're paying zero. Well, that doctor's office
visit was probably about three or four hundred dollars. So
(48:22):
then we go to a specialist, we're paying twenty five
dollars for a copay. Well, that specialist visit could have
been up in upwards of one thousand dollars, two thousand dollars,
So we're forgetting that. This Medicare Advantage plan not only
does it remove your Part A deductible of sixteen hundred dollars,
it removes your Part B deductible of two forty So
(48:45):
that's eighteen hundred dollars it just removed from you. Then
it comes in and kicks the twenty percent in that
your Part B does not cover. And so that is
so significant that we have to get back to the
need of the thing, like, what is this plan really
going to do for me? We got to get our benefits.
(49:06):
It's just offered extra stuff. And I'm gonna tell you
why it offers the extra benefits. It's because our emergency rooms.
We are breaking the backs of our emergency rooms, because
when we have a simple cold, we'll go to the
emergency room instead of going to a provider office. And
so what the plans are doing is kicking in and
(49:28):
offering all this stuff. You know, you can go get
your healthy groceries, you can go and get all your
preventive services. So the plan is actually you know, helping
you to stay healthy, versus us saying, you know that benefit,
I don't use that. I don't do that. So you know,
I want you to understand, you know how how great
(49:48):
you know just having a plan is what it does
for you.
Speaker 16 (49:52):
Yeah, but you know when you say about that code situation,
now it's done been secure and being sorry, you know,
because you really most people know their own body, you know.
So if someone basically just have a code and they
feel like it's something worse, I don't have no, you know,
(50:14):
no problem with that, right, but.
Speaker 4 (50:16):
That that's what I'm saying. They need to go to
their PCP versus going to the emergency room. That is
what the plans are trying to get seniors to do
at this point. Like, you need to definitely get connected
to a PCP. So that's why, you know, when we're
sharing the information, we're making sure you stay with your PCP,
the one that you like, so that we can keep
(50:36):
you healthy. The plan is to keep you healthy, not
allowed or not, you know, jump in when you're really,
really sick. Now, we want to keep you healthy.
Speaker 8 (50:46):
Have you ever went to a PCP PGP which is.
Speaker 7 (50:51):
Your primary your prime your private doctor?
Speaker 11 (50:54):
A doctor?
Speaker 8 (50:55):
Yeah, and the man?
Speaker 10 (50:57):
Do you have to wait?
Speaker 8 (50:58):
It's just as bad as majen.
Speaker 4 (51:00):
No, you better not be waiting. That means you need
another primary care physician. That's unacceptable.
Speaker 10 (51:09):
Went over there, popular club.
Speaker 8 (51:10):
I had waited almost two hours.
Speaker 4 (51:13):
No, no, that's not acceptable.
Speaker 7 (51:16):
All right, okay, thank you, I forgetful.
Speaker 8 (51:19):
You're welcome back.
Speaker 7 (51:20):
Bye bye w D I a high caller.
Speaker 13 (51:25):
Hello, how you are.
Speaker 6 (51:28):
Doing?
Speaker 7 (51:28):
What's up? What's up? Bird legs? The birthday girl Legs?
Speaker 10 (51:36):
Are you?
Speaker 7 (51:37):
Are you still celebrating.
Speaker 10 (51:39):
I am, I'm a listening, all right, that's all.
Speaker 7 (51:45):
That's all we need to know.
Speaker 13 (51:47):
All right, all right, Lord, yes.
Speaker 4 (51:50):
Ma'am, I'm so glad to hear your voice. Bird Legs.
You always make me happy.
Speaker 10 (51:55):
Thank you.
Speaker 13 (51:55):
I appreciate that.
Speaker 6 (51:57):
God, you know what.
Speaker 13 (51:57):
I'm just.
Speaker 6 (52:00):
I don't know how that bird Legs.
Speaker 4 (52:03):
I said it on the radio. I said.
Speaker 13 (52:10):
I did, But that's much of one of those times
I was.
Speaker 6 (52:13):
Tied up.
Speaker 4 (52:16):
Entangled, right, Okay, Now.
Speaker 13 (52:23):
You said you're not gonna make it a change, is
just you don't have to do anything. But I realized
I never carried a red, white and blue car, but
perhaps and the plan that I have, I don't need
the red, white and blue car.
Speaker 10 (52:35):
Correct, Okay.
Speaker 13 (52:38):
So I looked at the God I saw it in
there and that Jake was out. Okay, So I'm good.
Speaker 10 (52:42):
I'm good.
Speaker 7 (52:43):
You're good.
Speaker 4 (52:45):
But you know what, definitely, definitely reach out. Let's connect
during the annual and Roman period because I don't know
what's going on with some of these carriers. This a
p will find out some bird Legs, but it's going
to be interesting, particularly in in Mississippi. But you're in Tennessee.
So once we get the news here for Tennessee, then
(53:07):
then I'm definitely gonna be on the show talking about it.
But right now, we have a significant amount of carriers
that are flat out leaving the areas. So I'm waiting
on your your person's big announcement. So let's just stay tuned.
Speaker 13 (53:23):
And I can agree with that because I have one
specialist that I see and when I looked at the office,
the three positions that have left, three, wow, that left
and one and one on was mine. But he went
on to take care of his back.
Speaker 7 (53:39):
Yes, ma'am, Yes, ma'am.
Speaker 13 (53:40):
I love you, I love you, I love you. I'm
John was carried on Saturday, right after my birthday of congratulation.
It's always I'm hey, I like.
Speaker 7 (54:08):
YouTube legs. Be safe out there. Bye bye w D
I a high caller.
Speaker 10 (54:15):
Hey Brin, how you doing this morning?
Speaker 7 (54:17):
Hey, big Hebrew?
Speaker 10 (54:20):
Yes, I have a question.
Speaker 7 (54:23):
Laura, Laurie, Yes, Laurie, Laury.
Speaker 10 (54:27):
How you doing, Laura?
Speaker 15 (54:28):
I'm a big Hebrew.
Speaker 4 (54:29):
Please you need to virtually.
Speaker 10 (54:32):
Oh thank you.
Speaker 15 (54:34):
I'm I'm on Social Security disability and I was hearing
I want to be calls a little while ago. When
people call you and they want you to change over
your coverage and this and that and all that and
just hang up. What were you saying.
Speaker 10 (54:52):
You said you need to answer that call. Yes, can
you say the door over that part again?
Speaker 4 (54:56):
Yes, you need to answer the phone. And once they
get their little bill, because they're not gonna let you
interrupt the mamas. But once they're finished, you say, ma'am,
put me, ma'm mercer, put me on your do not
call lists, do not call me again, and then you
hang up. But you have to say it because if
(55:17):
you don't say it, you just keep on, you know,
hanging up. They're gonna keep calling and it's gonna be
more and more and more, particularly during the annual Roman season.
So you got to stop the calls now. And we
also said get on that do not call registry. There's
a national registry that you get on. I'm telling you
I got it.
Speaker 7 (55:36):
I got paid.
Speaker 4 (55:38):
I should have saved the stubs. I could so show it.
I couldn't believe I got that much. But yeah, get
on that registry.
Speaker 10 (55:47):
This out.
Speaker 15 (55:47):
You just seen something or three minutes ago about carriers
leaving the area. Explain that you're talking about I have
I have a medicate. Part of the NB, the Red
WAYE Blue Car and also have United health Care. So
are you talking about healthcare area or you're.
Speaker 4 (56:05):
Talking about so no, no, no, no, let me say
yes to United health Care because I don't believe they're
one of them. But the news will come out. There's
news that there's news that's circulating that some of the
carriers are going to believe in our beloved areas. Mississippi
is one of them. I mean, they're gonna take a hit.
(56:26):
So we stay tuned, Just stay tuned to the BEV
Johnson Show. I'm on here every month. We'll probably give
out our dates at a later time, but yeah, October
the first, for sure, I will know. So I want
a million listeners on this line with BEB Johnson or
October the first, I will have the news. But in Mississippi,
(56:49):
we have carriers that are completely exiting the market, meaning
they won't have a plan. So these people who say
I'm fine with my plan, I don't want you know,
I don't want to review. I don't want you to
do anything to me. You're going to need to be
able to trust someone because you will not have a
plan by the end of December. So really everybody needs
(57:13):
to check in with the Benefits Solutions group so that
we can tell you whether or not that's going to
happen to you. It's very serious. Now, this is not
a sales pitch. It's none of that, because I would
not be on a national station trying to trick people.
Speaker 15 (57:29):
This is so serious.
Speaker 4 (57:32):
Tell your friends, tell your you know, everybody that's got
a Medicare card, they need to check in. And if
you're fine, we have no reason to try to move
you to another plan. But if you're not, we need
to help you. And actually, those people who are going
to be affected, they are going to start receiving letters
(57:53):
in the mail, So start checking your mail because that
plan is going to say we're exiting your market. You
will no longer have a plan, and you need to
sign up for another plan. And at that moment, you know, yes, yes, sir,
you know.
Speaker 10 (58:09):
I need interrupt people.
Speaker 15 (58:10):
But it's like, like my mentality a lot of times
for the past several months has been like, well, look
I get.
Speaker 10 (58:18):
Two fifty months in the over the calendar.
Speaker 15 (58:20):
Okay, so I can get my alcohol anything of that nature,
and some food. Okay, I'm good.
Speaker 10 (58:28):
I got a health benefit.
Speaker 15 (58:29):
I can go to the new y and work out.
When I want to work out, I don't pay any codains.
So my mentality is like I leave well enough alone.
I'm good less it's more, you know. But what you're
telling me though, right now, in this climate, I need
to be opening up that nail.
Speaker 10 (58:45):
I need to be doing these kind.
Speaker 15 (58:47):
Of things so much change.
Speaker 4 (58:49):
You need to get life so.
Speaker 6 (58:53):
Much today you welcome bye bye, good calls and questions today, Laura,
as we get ready to wrap up, and last things
you'd like to say to our listeners this day.
Speaker 4 (59:04):
Yes, So I just want to say again that we're
at a new location. It's twenty seven fifty Colony Park Drive,
twenty seven fifty Colony Park Drive. That's Memphis, Tennessee, three
eight one one eight. We are in over twenty five states.
So wherever you are, call us on those numbers that
(59:26):
we listed, I'll say it again, is nine zero one
four five three six three four six or nine oh
one three zero one seventy four eleven. So call us
ask the questions. There's getting ready to be a storm
out there, y'all. So we want to be the ones
that's going to be your resource. I want to get
(59:47):
you the information that you're gonna need to make a
decision to either stay where you are, get you a
plan that's going to fit you, or you know, be
able to kind of navigate the information that's coming your way,
because it is coming. There are plans getting ready to
exit the area. There are plans all over the country,
(01:00:08):
so it's going to be pretty serious. So I don't
want you to go to the doctor's office and you
don't have anything. I just went through some of that,
so I don't want you to have that feeling where
you're going there, you don't remember where your card is,
all that good stuff. So we just want to get
you prepared for what's to come. So BEV. It's been
a great day. I think your Lord.
Speaker 7 (01:00:29):
You are so welcome, Laurie.
Speaker 6 (01:00:30):
As always, it's a pleasure because you give out good
information for our seniors. Thank you. Lourie's wanting the CEO
of the Benefits Solutions Group nine zero one four five
three sixty three four six nine zero one four five
three sixty three four six see you next.
Speaker 4 (01:00:48):
Time, Lauren.
Speaker 6 (01:00:49):
You BEV.
Speaker 7 (01:00:50):
Yes, you're welcome.
Speaker 6 (01:00:52):
Stand by y'all as we share more information next coming
up right here on double I A.
Speaker 11 (01:01:10):
Whether you're in Arkansas, Tennessee, or Mississippi on Facebook, Twitter,
or Instagram. Thank you for listening to The Bev Johnson
Show on w d I A Memphis
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