Lori Swanigan

Ask the Expert with Lori Swanigan CEO of The Benefits Solutions Group on The Bev Johnson on WDIA Radio.

Episode Transcript

Speaker 1 (00:02):
Don't.

Speaker 2 (00:03):
Memphis probably presents the Beam Johnson Show.

Speaker 3 (00:08):
Let me say, Beth.

Speaker 4 (00:13):
Me first, let me you say.

Speaker 3 (00:21):
She's gone emphist game alone. No matter of the problem
she can have.

Speaker 1 (00:32):
So all the phone norma your mind.

Speaker 5 (00:38):
She was there.

Speaker 3 (00:40):
Jimmy d in the hair by telling you to just.

Speaker 6 (00:44):
Keep the fing.

Speaker 5 (00:48):
Went arid picking up the duping show because got out in.

Speaker 3 (00:56):
Fun here every day you d I ain't.

Speaker 6 (01:02):
My bell, got me a missed king.

Speaker 4 (01:48):
Good morning, good morning, good morning, and welcome into w
d i A The Bev Johnson Show.

Speaker 3 (01:56):
I'm Bev.

Speaker 4 (01:57):
It is indeed a pleasure I have you with us
once again on this Tuesday, November twenty fifth, twenty twenty five.

Speaker 3 (02:07):
Enjoyed this fabulous day to day.

Speaker 4 (02:09):
Put your ears on as we spread the good news
once again. We will be talking with the c e
O of the Benefit Solutions Group.

Speaker 3 (02:21):
Laurie Swinnegan, will be talking with us.

Speaker 4 (02:25):
You know it's that AEP time annual enrollment period, so
you know what to do with that MEDICAI car, that red,
white and blue card. So when it's your turn to talk,
you can nine zero one five five nine three four
two eight hundred five zero three nine three four two
eight three three five three five nine three four to

(02:49):
two will.

Speaker 3 (02:50):
Get you in to me.

Speaker 4 (02:54):
And if this day, this, this, this, this here day,
Tuesday no Bember twenty fifth, twenty twenty five, is your birthday.
Happy birthday to each and every one of your out
there whom may be celebrating a birthday on this day.

(03:16):
You know what we say, Go out, y'all, go out
and celebrate your life. You better, you better. When we
come back, we'll talk with Laurie Swan again, the CEO
of the Benefits Solutions Group, and me Bev Johnson on

(03:38):
the Bev Johnson Show only on w d IA and

(04:49):
welcome back to wd i A. It is Tuesday, November
twenty fifth, twenty twenty five. Hope you enjoyed this day.
I know you're getting ready for Thanksgiving, so be careful
out there doing your little Thanksgiving shopping. Well, we are
going to the phone lines to talk with the c
O of the Benefits Solutions Group, Laurie Sunnigan.

Speaker 3 (05:13):
Good morning, Lourie.

Speaker 6 (05:16):
Good morning man. I'm happy to be back. Yes, I'm back,
I'm back.

Speaker 4 (05:20):
Yeah, you're back. Well, let me say it was good
seeing you Friday night. Thank you, Laurie, for the Benefit
Solutions Group and the Benefits Solutions Group stage.

Speaker 3 (05:29):
We had a good time. I hope you had a
good time, sister.

Speaker 5 (05:33):
Oh Bill, it was one of the best that I've
been to. I'm telling you that thing was full of energy,
so many amazing people.

Speaker 6 (05:42):
From the past. You know, it just made me kind
of nostalgic.

Speaker 5 (05:47):
That's when all the things were working right in the world,
when those people, you know, were at the height of
their careers. And I mean it was just so good
to see the Manhattan's moved the way they did at
their age.

Speaker 6 (06:00):
It was incredible. Bell, how good seeing you?

Speaker 5 (06:04):
You looked amazing, but us saying, look like he had
a custom SUITO. Stormy was beautiful of a new I mean,
I just had a great time. Bill, Thank you all
for making it so worthwhile.

Speaker 4 (06:18):
It was good and you know what, we got got
to see a lot of our listeners.

Speaker 3 (06:23):
Oh yeah, Laurie.

Speaker 4 (06:24):
And you know what, it was a good concert. It
was a good and I love you know the hometown
folks who performed.

Speaker 3 (06:31):
They were simply fabulous.

Speaker 6 (06:33):
Yes, Chick Rogers and all of them.

Speaker 7 (06:36):
Yeah.

Speaker 3 (06:36):
John Williams, Yes, it was great.

Speaker 4 (06:40):
Oh Johnny is bad, you know he came out looking
like rufus Thomas the mom I doubt.

Speaker 3 (06:46):
So we had a good time.

Speaker 4 (06:48):
And again, thank you the Benefit Solutions Group for helping
to make that help it happen. And you know, w
D we don't see seventy seven, you know a lot.
So that was this was wonderful that this radio station
is seventy seventy years old.

Speaker 6 (07:05):
So wow, Bell, that says us everything. That is everything.

Speaker 4 (07:09):
Wow it is it is well, Laurie, we we coming
down to the riot with this ae P and you
know what, Lord, I'm gonna say this, and I thought
about it.

Speaker 3 (07:19):
I thought about it last night. And we always say.

Speaker 4 (07:22):
Don't call the TV, call Laurie, but I want to
say this, Laurie, don't call the TV unless you see Laurie.
If you see Laurie on the TV, you call Laurie.

Speaker 3 (07:35):
Laurie been on the TV.

Speaker 6 (07:38):
I love it. I love it.

Speaker 5 (07:40):
Yeah, we've invested in our community, BEB, you know, as
we have with our heart.

Speaker 6 (07:45):
I just couldn't I say thank you enough for what
you have done. You know what we're doing through WRG.

Speaker 5 (07:50):
But but Bell, your show is, you know, it has
really made us a household name.

Speaker 6 (07:55):
And I just appreciate that.

Speaker 5 (07:57):
Thank you for entrusting even your career, your character in
what we do.

Speaker 6 (08:02):
And I want to do it right. I want to
make you proud. So thank you so much, Beb.

Speaker 4 (08:05):
Thank you, Thank you so Laurie. As we you know,
we're getting down to the wire. And when is that
last day for people to enroll?

Speaker 6 (08:15):
Oh my god, BEB is coming so fast. No, it's
December the seventh.

Speaker 5 (08:22):
Oh wo y'all, it's December the seventh, and we lose
no days.

Speaker 6 (08:28):
They counted from Sunday to Sunday.

Speaker 5 (08:30):
So listen, don't worry, even if it's on a Sunday,
call the Benefit Solutions Group.

Speaker 6 (08:36):
BEB. Can I go ahead and start throwing the number
out there?

Speaker 3 (08:39):
Go on, sister, it is nine zero.

Speaker 5 (08:42):
One four five three six three four six. Or listen,
stop by the office. We have a Medicare marathon coming
to bed December the first through December the seventh. I'm
telling you we're gonna stick this thing out, BEV. We're
gonna be up there from.

Speaker 6 (09:00):
Nine a m. To nine p m.

Speaker 5 (09:04):
At twenty seven fifty Colony Park Drive. Again, it's twenty
seven fifty Colony Park Drive. Get your mama, get your daddy, brother, sister, uncle,
and your cousin and come on in the benefits of
Lucia's group.

Speaker 6 (09:18):
We'll be waiting on you.

Speaker 5 (09:19):
I have some hot, hot soup for you. Come on
in to see us get your free health care reviews.
It doesn't cost you anything but a little time to
make sure you are in the right place at the
right time, so that when January the first comes, you
know you're off to the races in terms of your
health care. We don't know, Bell, from day to day

(09:42):
what is going to happen with our health.

Speaker 6 (09:44):
You wake up one morning you can't walk. You wake
up one morning you got anything going on.

Speaker 5 (09:49):
So we want to make sure that when that time comes,
you know the right cards to.

Speaker 6 (09:54):
Pull out of your wallet.

Speaker 5 (09:55):
You know exactly what insurance plan you have, and that
you're playing hasn't left the market like some of them have.
Bel I bet you Bell right now, there's a bunch
of seniors that are sitting with a card in their
wallets and their purses and their plan is not even
on the market anymore.

Speaker 3 (10:13):
Well yeah, well, let me tell you this.

Speaker 4 (10:17):
Excuse me, Laurie, and I wanted you to talk about
this because yesterday I had the Shelby County Trustee on
and she was talking about the different plans and she
named out too. I gotta get I have to get
one one and take a break. I'll get the paper.
But she named out Laurie about Hugh Mana and it
was somebody else and I have to give you that information,

(10:39):
that that that Regina was giving us. And I said,
oh lord, I gotta ask Laurie about that. But when
we take the break, I have to run to my
desk and get it. So but anyway, go on, Laurie.
I just want to because I wanted you to, you know,
since she had put those two names out, will yeah,
And she's a Shelby County and I have to get
that other name too.

Speaker 3 (10:58):
But keep on, Laurie talking. Maybe I'll run across there
and get that paper.

Speaker 6 (11:03):
You know I can, cause I can sure talk bif
I got a lot to say.

Speaker 4 (11:06):
This way going to talk, and I'm gonna run. I'm
gonna go to my desk real quick.

Speaker 6 (11:11):
Okay, So listen.

Speaker 5 (11:12):
So I'm telling you the the Inflation Reduction Act.

Speaker 6 (11:19):
You don't know what that is. Let me tell you
what it is.

Speaker 5 (11:21):
It is the act that caused the carriers which is
the Humanners, the Uniteds, the Sickness, the Blue Crosses, the ecna's,
the Wellcare is to eat the cost of prescription drugs
over a certain amount. So that amount this year is
twenty one hundred dollars. So think about a client that

(11:45):
has twenty five drugs.

Speaker 6 (11:47):
As a matter of fact, I.

Speaker 5 (11:48):
Just dealt with the client last night who actually has
twenty five drugs. So think about the cost, the overall
cost of what those drugs could be, would be will
be those drugs. When the cost of that actual drug
gets to be above twenty one hundred, it's gonna go

(12:09):
back to the carrier. And so because the that's for
one person, so because the carrier is gonna have to
eat so much of that cost. They have diminished a
lot of the things that you've been accustomed to. For example,
your dental plans are not as massive as they used
to be. The grocery cards not like they used to be.

(12:33):
As a matter of fact, most of the plans. If
you're gonna get groceries.

Speaker 6 (12:37):
You have to have a chronic condition.

Speaker 5 (12:41):
A chronic condition meaning diabetes, it means heart problems. So
you have to have some chronic condition to get the
groceries in most cases. So even with the chronic plans,
you know, they're not necessarily giving away You.

Speaker 6 (12:56):
Remember last year bad they were giving.

Speaker 3 (12:59):
Away gas car right, all of.

Speaker 5 (13:02):
These groceries were because of the cost that the carriers
are going to have to deal with. They have diminished
a lot of that. So a lot of people they
ever been calling in saying, now I want some more groceries,
or you know, they're doing over the counter, So there's
a difference in a little bit of over the count.
As a matter of fact, over the counter used to

(13:23):
be one hundred and fifty dollars a month and three
hundred dollars a month. Now it's sixty dollars a quarter,
or or some one of the carriers has twenty dollars
a quarter on it. So it has diminished significantly because
people have gotten away from what the true reason for

(13:45):
the Medicare vanage plans to begin with. So one is
part B covers eighty percent. We talk about this all
the time, and then there is this twenty percent that's
out there bare that you the customer, are gonna have
to take care of or you're going to get a
Medicare advantage plan or a Medicare supplement. So when I

(14:06):
say a Medicare supplement, it's going to have a letter
attached to it. So it's going to be a g supplement,
an INN supplement, So those are supplements, not something that's
going to supplement your income.

Speaker 6 (14:21):
So it's not that type of word. It's an insurance
word that.

Speaker 5 (14:25):
Says a true Medicare supplement, meaning it is going to
cover the same twenty percent that the Medicare Advantage plan
will cover.

Speaker 6 (14:35):
And here's the difference. With a Medicare advantage plan.

Speaker 5 (14:40):
You're going to have to pay copays, you'll have some
cost sharing unless we can get you qualified with the
Medicare Savings Program, which is Medicare LS.

Speaker 6 (14:50):
With a Medicare supplement, it covers the twenty percent, but.

Speaker 5 (14:54):
You're going to have to add a prescription drug plan.
And see, the Medicare advantage plan is going to be combo.
It's gonna be coupled with a prescription drug plan. But
the Medicare supplement you'll have to pay for every month.
It starts at one hundred and fifty dollars a month,
and you're gonna have to pay for a prescription drug

(15:15):
plan that can start anywhere between forty dollars up and
you don't get the extras. But that's for an individual
who is able to afford it. Also, with a true
Medicare supplement, it is going to increase twice a year.
So that's the difference a Medicare FANTIS plan. The premium

(15:37):
for most plans BAP is zero. The premium to the
copey to go and see your provider in most instances
is zero. If you go and see a specialist, it
can rane between fifteen dollars and forty five dollars or
fifty dollars.

Speaker 6 (15:54):
Some plans are fifty dollars.

Speaker 5 (15:55):
So when you have that type of those types of
dynamics in the landscape, you have to have a trusted
resource to help you make a decision.

Speaker 6 (16:08):
It's not based on what Laurie says.

Speaker 5 (16:10):
It's not based on what the trustee says, who thinks
she's an expert.

Speaker 6 (16:13):
It's not based on any of that. I'm telling you.
She sid Snippert and I've been.

Speaker 5 (16:18):
Doing this for twenty years, and I'm telling Bev, I
talked to a few people yesterday and they exhausted me trying.

Speaker 6 (16:27):
To move plans. BAB.

Speaker 5 (16:30):
I gave you my commitment that if they did not
need to move, that is what I shared. I showed them,
I did the comps. I showed them that here is
what's going to happen if you move.

Speaker 6 (16:41):
They still wanted to move.

Speaker 5 (16:43):
It was something bad that this year has been a
year of you know, people just wanting to change. Yeah,
and I gave you my word that if you did
not need to I'm in Hey, I'm.

Speaker 6 (16:53):
In the business of writing plans.

Speaker 5 (16:55):
And so if Laurie is saying stay where you are,
you must need to stay where you are. I've even
had a couple of people be able to say, well,
I just ask the other person, and it's like, that
is so different because of course they're gonna sell your plan,
because they are in the business of selling plans. I'm
in the business, Bell of helping my mom and my

(17:17):
dad and your mom and dad. Now is my mom
and dad. And so if I give you that advice,
I'm asking you to trust me, trust the expert. I've
been doing this for twenty years and I know what
I'm talking about.

Speaker 3 (17:32):
Bell, all right, So listen to Lord Reed.

Speaker 6 (17:39):
I'm not the teaching trustee.

Speaker 4 (17:43):
Well, when I come back, I'm gonna let you know, ok,
I hear you, trust but I'm gonna let you know
what the trustee said so you can tell us if
that was right or wrong. So hold on, Laurie where
I can't wait.

Speaker 3 (17:57):
We're gonna be gone.

Speaker 4 (17:58):
Y'all better tell your friends that's right. Tune in, tune
in case Laurie got see what the trustee had to say,
and I'm gonna tell you, Lourie what the trustee had
to say.

Speaker 3 (18:08):
So hold on, Laurie as we take this.

Speaker 4 (18:11):
We are talking to Laura Ree Swanigan, who is the
CEO of the Benefits Solutions Group. We are talking about
your Medicare plan Medicaid plans. Yeah, you need to know.
We're gonna talk more with Lourie. Five three five nine
three four two. That's area code nine zero one or

(18:33):
eight hundred and five zero three nine three four two
A three three five three five nine three four two
will get you in to me.

Speaker 3 (18:43):
Can't call.

Speaker 4 (18:44):
Email me your question at Bev Johnson at iHeartMedia dot com.
Bev Johnson at iHeartMedia dot com. You're listening to the
heart and soul of Memphis w D I A.

Speaker 1 (19:37):
Poe and the Lomaia Mind me in the head I'm
telling you to just keep the first.

Speaker 5 (19:52):
Round where I appear enough be joping shows he goes
they have got here?

Speaker 7 (19:58):
Who gets.

Speaker 4 (20:04):
And welcome back to Wu d i A the Hard
and Soul of Memphis.

Speaker 3 (20:08):
We're talking with the CEO of.

Speaker 4 (20:10):
The Benefits Solutions Group, Laurie Swan Again, Laurie, we're going
to our phone line to talk with Joanne.

Speaker 6 (20:17):
Hi. Joanne, Yes, hello.

Speaker 3 (20:20):
Hi, you have a question for Lourie.

Speaker 8 (20:22):
Yes, ma'am, and I want to ask Lori.

Speaker 5 (20:25):
I have received my letters from Human Gold Plus saying
that I'm good for the year.

Speaker 8 (20:30):
Aunt.

Speaker 9 (20:30):
I have also received my new card. So is that Maan?
I'm good with my Goal Plus.

Speaker 6 (20:36):
We're gonna be the steel checking Okay.

Speaker 4 (20:38):
So Humani Gold Plus you say you receive your letter
and and it's your new card and they say you
were good.

Speaker 8 (20:46):
Right, But I just heard something about somebody so Human
which might be one of the one one that listed.

Speaker 4 (20:50):
At Okay, Yeah, and I will get Lori back. She's
on the other phone because and we'll answer that question.
But thank you, Joanne. Yes, hang up and listen. Bye bye,
You're welcome, bye bye. Yeah, So, Laurie, Joanne asked the

(21:11):
question she said, she got our Humana Gold Plus. She
got a letter in the mail and says she was good,
and she got a new card. She wanted to know
she was she good. But before you answer that, Laurie,
let me let me tell you what the trustee said yesterday.

Speaker 3 (21:31):
So you need to know. Okay.

Speaker 4 (21:33):
So she was So she was talking about the Medicare
advantage updates.

Speaker 3 (21:37):
She said, this was an update, Laurie.

Speaker 4 (21:39):
She said, Medicare advantage beneficiaries are being penalized for using
the healthcare that they paid for, having spent decades luring
in rollies and collecting premiums. Number two and three in
the Medicare advantage market, Humana and CVS, respectively, are slashing benefits,

(22:05):
canceling plans with too many members who use their health benefits.
They are closing less profitable health plans that serve a
half a million or more seniors, forcing them to sign
up for other, more expensive or less generous coverage. Humanna

(22:26):
is set to leave thirteen markets around the country, affecting
five hundred and sixty thousand beneficiaries, or ten percent of
its plans members.

Speaker 3 (22:38):
They will now only offer coverage.

Speaker 4 (22:40):
In forty six states instead of forty eight. That's what
she said yesterday. Lourie, you there, Lorry, I don't know
if Laurie is did you hear me, Laurie lost? Lord

(23:02):
call me back if you can hear me, Laurie. I
don't know if Lord can hear me. Laurie, you're still there.
I think Laurid's gonna have to call me back. But
that's what the trustee said on yesterday, that those plans,
you know, they were slashing benefits. Okay, Laurie, I hope

(23:24):
you heard me. Okay, good, good, good. So what do
you say to that?

Speaker 6 (23:31):
Wow, finally he hit something on that.

Speaker 5 (23:34):
Okay, I say that. Okay, that's the thing that I
have been saying to sayers, that some plans have left
some market.

Speaker 3 (23:46):
Yeah.

Speaker 4 (23:47):
Well she named those two Humanna and CVS.

Speaker 6 (23:51):
Well you know I can't name names.

Speaker 3 (23:53):
Yeah, I know you can't name names, but I'm just
telling you what she said.

Speaker 6 (23:57):
Yeah, but well there wasn't there called the Benefit Solutions Group.

Speaker 3 (24:02):
That's right, so I can get y'all. Yeah.

Speaker 4 (24:05):
But but like you said, you had been telling that
they're slashing they're leaving some space, and that's what Regina
said yesterday.

Speaker 6 (24:14):
Yeah.

Speaker 5 (24:14):
But she's also the person that says a Medicare advantage
plan is not a part of Medicare when it is
the parts C and it comes with the party.

Speaker 6 (24:22):
So some of the things you know, you know she
but this one will you know? Okay, But I can say.

Speaker 5 (24:30):
What I can say is they are there are some
plans and it's just not that company. There are other
companies that have flat out abandoned our communities that needed
them the most.

Speaker 6 (24:45):
And so I'm saying to you.

Speaker 5 (24:47):
Ma'am, sir, mom, dad, you may be sitting with a
card with a plan your favorites that doesn't even exist
anymore because they left your area. So you need to
make the call.

Speaker 6 (25:01):
Bab.

Speaker 5 (25:01):
I'm glad you brought that up because that's even more
of a reason to make the call to make sure
your playing is correct and then if it is, you know,
I told you they have worn me out with me
telling them to stay.

Speaker 6 (25:13):
Where they are.

Speaker 3 (25:14):
Yeah, yeah, yeah.

Speaker 5 (25:16):
You know.

Speaker 6 (25:16):
If you're in a good place, you're gonna stay here.

Speaker 5 (25:18):
But you need to make the call. Call us now
pick up this. Oh right, the second December seventh is here,
and y'all, y'all know when January comes down, it's gonna
be different, So you need to make the call now
and get yourself situated.

Speaker 4 (25:35):
So you're saying that, So Lord, you're saying in January
something else will be happening or what they can't change.

Speaker 5 (25:44):
Yeah, well, some things are happening now that's going to
impact them in January. There's something else coming up in May,
stuff that you can't even talk about before it happens. Right,
But what we're saying now to them is December seventh
is on the way. And so if you would just
just make the call, because of course, there are things

(26:07):
that we can say to you individually.

Speaker 6 (26:10):
That we can't broadcast on the radio.

Speaker 5 (26:13):
So we can talk about your individual situation. You know,
about your doctors, about the hospitals. There are some hospitals
that are at odds with some of these carriers, so
the hospitals are kicking them out. Mississippi, you got some
things happening. You need to call Arkansas. You know that's
my that's my state. I'm from Brinkley, Arkansas, and there

(26:38):
are so many things happening with the hospital systems in Jonesboro,
Arkansas with Anya Baptists that you have got to call.

Speaker 6 (26:48):
You got to make the call. I know it's tough.

Speaker 5 (26:51):
I know, you think you know somebody's gonna try to
do a high pressure sell. It doesn't happen with us.
It absolutely does not happen. If you are okay where
you are, you're.

Speaker 6 (27:01):
Going to stay there. But call us now nine on
one four five three six, three four six.

Speaker 5 (27:06):
I have told all of my agents to get ready
to receive your calls.

Speaker 6 (27:10):
Don't mistake us for body. I'm gonna say it because
we've had a couple.

Speaker 3 (27:14):
Of people calling.

Speaker 6 (27:15):
Yes, So make sure you call the Benefit Solution the
Benefits not Benefit Solutions.

Speaker 5 (27:22):
But the Benefit Solutions Group at nine O one four
five three six three four six.

Speaker 6 (27:29):
Call us now, pick up the phone.

Speaker 5 (27:31):
Make sure you're okay where you are, and then you'll
be okay.

Speaker 6 (27:35):
When jaywhere it comes.

Speaker 5 (27:36):
You know, Bill, I was talking about that RP three
form that they're gonna have to fill out. It's a
prescription drug form where if you're drugs like like.

Speaker 6 (27:46):
That that famous carrier that they she mentioned.

Speaker 5 (27:50):
You know, they've got a deductible and of course you
know what a deductible is. They're deductible is six hundred
and fifteen dollars.

Speaker 3 (27:59):
Wow, yeah, and so on.

Speaker 5 (28:01):
Some of the tiers, and so before you get your drugs,
you know, at a level tier three, four or five,
you are gonna.

Speaker 6 (28:08):
Have to have this form because you're gonna have to
pay that deductible as well as for the drugs.

Speaker 5 (28:14):
So listen, listen, you have got to call us now
so we can help you work through some of that.
There are programs, you know, we can get them qualified
for low income subsidy that will get them some help
with their drugs.

Speaker 6 (28:27):
So there are several things that we can do.

Speaker 5 (28:30):
And now that I'm thinking about it, Pastors, preachers, pastors,
church members, if you are listening, you have got to
call us so that we can get to your church
get that form out.

Speaker 6 (28:43):
We don't even have to talk about a plan. I
want to get this prescription drug.

Speaker 5 (28:48):
Form out so that we can go ahead and get
these seniors fixed up for January.

Speaker 6 (28:54):
Band. We got to get in these churches.

Speaker 5 (28:57):
And I know that my agents have had some great relationship,
but I'm saying from a higher perspective on my level,
we got to get to these churches so that we
can get this informator. Please don't hold your your members
back thinking they're just trying to get a sell, you know,
a lot of people always say that and it's not
the case.

Speaker 6 (29:16):
It's not the case. We got to get to the churches.

Speaker 5 (29:20):
But bab it's another thing I want to talk about, Okay.

Speaker 6 (29:23):
And I said this on my Facebook page.

Speaker 5 (29:26):
So we had a we had a five hundred church
to giveaway at Tiger Lange, you know, I announced it
on this and it was It was a great experience,
It really was. I see a lot of people now
that are and I just want to say something to
the people who are doing these giveaways and asking for

(29:47):
these donations. We went to a pantry, it wasn't one
that I was sponsored, but we participated and they may
have had one hundred little bitty bags to give out,
and there was about thousand people in the.

Speaker 6 (30:01):
Line, you know, but they had gotten a copious amount
of donations. Listen, do the work out here, y'all. Do
the work. God is watching.

Speaker 5 (30:10):
Us as givers and feeders of the public.

Speaker 6 (30:13):
Don't don't you know, don't pull on the.

Speaker 5 (30:16):
Public for donations and then you show up with a
hundred bags and you know those lines are going to
be long. It's not fair. And Bev, I call it
out because I'm not one of them. Because I know
they will, you know, put everybody in that bucket. But
I want to say to the people who are on
these flyers, because it looks like everybody got their face

(30:37):
on a.

Speaker 6 (30:38):
Flyer, now do the work. Don't do not show up
for just photo ops.

Speaker 5 (30:44):
I mean they took the first ten cars and they
took a picture with this person and.

Speaker 6 (30:49):
Then they were off the scene.

Speaker 5 (30:50):
They were gone them and they're at trild Concubine and
they left the people that are setting that line for
over three hours to argue about their place in line,
only to get up there to the front to find
out there was somebody arrested on site.

Speaker 6 (31:06):
I mean, this is it's.

Speaker 5 (31:08):
Chaotic around something that should be so pure and have
so much value and so much purpose. And so I'm
asking all these people that's on the flyers on Facebook,
and I notice may be a black hour myself, but
I just wanted to be pure and because I don't
want to be a part of a clique or somebody
that says every time you look up scam, yes, because

(31:33):
they're getting these public donations.

Speaker 6 (31:36):
You're getting these.

Speaker 5 (31:36):
Public donations and you know you're not spending it, you know,
with what you're providing So I'm just saying, y'all, come
on now, us as givers, as you know, people that
are blessing people. God has blessed us to bless people.
Please be fair about it.

Speaker 6 (31:52):
You know, have purpose and value for what you do.

Speaker 5 (31:54):
Let's have integrity with what we do, even when we're
feeding the people. God, my heart is in and I
just don't I just don't want to be thrown in
that bucket.

Speaker 6 (32:03):
I'm not on the fly with anybody.

Speaker 5 (32:05):
I do my own thing and I do not beg
the public to make a donation for me. The blessed people,
I bless them out of my pocket or I connect with.

Speaker 6 (32:14):
The carriers to bless the people. So you know, let's
just have integrity with this. I had to say that today, Bell,
thank you for that.

Speaker 4 (32:22):
I know, you know sometimes you do. You do have
to get it off your heart, your mind, your chest,
and and and you do have to do that, Laurie,
because we know that we have especially during this time

(32:44):
of year when we're getting in the holiday season and
people need food and stuff, and so you have these
scammers and all these kind of people out there. You're
absolutely right, So I have no problem with you doing
that because people need to hear, because I know you
give your hard earned time and your money to a

(33:04):
lot of things. So yes, no, and people should be
you know, they should be fair. They should have gratitude,
you know, and not the greed. I said, gratitude, not
greed because this timing and then especially this year, Lourie,
when people were laid off their jobs. Just a few
weeks ago, people were not getting their SNAP benefits. Come on, y'all, right,

(33:29):
be fair with folks.

Speaker 5 (33:31):
Be fair, be fair, because I mean STAP benefits were reinstated,
but I bet that employment wasn't.

Speaker 6 (33:37):
So people are still jobless.

Speaker 5 (33:40):
Bad.

Speaker 6 (33:41):
I gave out.

Speaker 5 (33:42):
I bought some groceries just yesterday. I gave out some
turkeys just yesterday out of my own pocket because people
are still unemployed. Yes, and so don't hurt those people.

Speaker 6 (33:53):
You know, coming up and being in that line for
two and.

Speaker 5 (33:55):
Three hours a photo op for a photo, I said,
I could not wait to come back and say this
to the masses. Listen, do not include the Benefit Solutions
group in that group. Uh.

Speaker 6 (34:07):
We're giving out of our hearts. Uh. And I will
give the shirt off my back.

Speaker 5 (34:11):
This I want everybody, you know, just under the sound
of my voice, be fair and have integrity when we
are blessing God's people.

Speaker 4 (34:19):
Yeah, and and and uh and you're right, Laurie, please
do that, especially this time of year because you know,
you just think we're just at Thanksgiving. Think about what
folk's gonna do next month. We're getting ready for the
Christmas holiday season.

Speaker 5 (34:34):
So yeah, especially if the job market doesn't prove because
I mean, thousands of people have been laid off, including
federal employees, and they know they made a lot of money,
so you know us, you know, the the rumor of
you know, a two thousand dollars check. What is that
gonna do to a mortgage and a family of for

(34:54):
you know, So that's not gonna work. And so now
the people are gonna need us give her the people
who have been blessed.

Speaker 6 (35:01):
Yes, more than ever, Yes, more than ever. So let's
let's do it right. Let's just do it right, all right.

Speaker 3 (35:08):
And Laurie, no, Norman red Wing.

Speaker 4 (35:11):
I just got an email from Norman Norman and said said, Laurie,
I need you to look.

Speaker 3 (35:15):
At my medicaid and give me advice on what to do.

Speaker 4 (35:18):
So so so Norman, you know where to go.

Speaker 3 (35:23):
Black Tastic. I love it blacktastic.

Speaker 5 (35:27):
And and as congratulations on your award, Norman.

Speaker 4 (35:31):
Oh yeah, Norman, congratulations. You know what, Laurie, Norman was speechless.
Now we know Norman likes to talk, but that's but
but I have to tell y'all our listeners. We honored
Norman red Wing up for his community activism.

Speaker 3 (35:47):
And what he does in the community.

Speaker 4 (35:49):
And and and when I knew when I got in there, Laurie,
I saw Norman.

Speaker 3 (35:53):
I waved to him in there. And then when when
when they.

Speaker 4 (35:56):
When stand caught him on the stage, I said to Norman,
leave and Norman.

Speaker 3 (36:01):
Just said there and what Norman, it's you ish you.

Speaker 6 (36:05):
It took him a long time to go.

Speaker 4 (36:06):
But and Norman, he was just he was speechless. And
I love what Staying said, how you feeling blacktastic? And Norman,
Norman is a good guy. Norman does all he can
for the He does all he can for the community.
With the little he has, he does he does a
whole lot in one of the good guys.

Speaker 3 (36:26):
So congratulations Norman, you deserve that. Yeah.

Speaker 4 (36:29):
But he said, he said, he wants you to look
at his medicaid. So Norman, Laurie said, come on over
to the office. You know where that office is.

Speaker 6 (36:39):
That's right. I want to see you, Norman, Yeah, I
want to see you.

Speaker 4 (36:43):
So so Laurie, with this AEP. This is the annual
enrollment period. It is coming up for the dead line,
and next week is December, god bear.

Speaker 5 (36:55):
It, he is, and we will be back on your
show for two hours there December the second.

Speaker 3 (37:03):
That's right, that's right, that's that's the take.

Speaker 4 (37:08):
That's the takeover, because you takeover because you're gonna have
a lot of information again, and and for those two hours,
people can call in. So she's we're telling y'all, now
get your questions ready, look over over your plans and
what you have because Laurie, they may, like you know,
some people say they're confused.

Speaker 3 (37:28):
Right, oh yeah, and and like go back to Joe Anne.

Speaker 4 (37:33):
She said she had got her card or man or
whatever they and they said that she was okay and
new card. Plus so if they said she's okay, she's okay, Laurie.

Speaker 5 (37:43):
Or do you record here here is what makes you
okay or not, whether or not your doctor still accepts it.
You make sure that when you get that card, because
there are they are going to send you a new
card every year, but you make sure your doctor accepts it,
because a lot of doctors are dumping your favorite plans.

(38:06):
So make sure make sure in January twenty twenty six,
because I'm telling you you need to listen to me.
Twenty twenty six is gonna bring about a lot of
changes for our seniors.

Speaker 6 (38:19):
They're doing something called.

Speaker 5 (38:20):
An alignment now bed where if you've got one of
the MCOs that's a United Healthcare well Point or Blue
Cross bou Shield, if you've got their ten Care, you're
gonna have to have their Medicare advantage plan. So it
right now bed the way it stands is, if you've
got their ten Care, you can have anybody's a Medicare

(38:41):
advantage plan.

Speaker 6 (38:41):
You can have a Uniting.

Speaker 5 (38:43):
Healthcare car carrying that for your ten care, which is
your Medicaid. But you can choose a Blue Cross plan
for your Medicare advantage plan, or you know, or United
or a will Point or signa any of those. I'm
just de's a hypothetical. I'm not calling anybody out. So,
but the alignment when it happens, which has already started,

(39:05):
we thought it was gonna start twenty twenty six, but it.

Speaker 6 (39:08):
Has already started that if you've.

Speaker 5 (39:11):
Got one of those three United Healthcare, Blue Cross, Blue Shield,
or well Points ten care card, Now that's Medicaid. So
if you got their Medicaid card, you're going to have
to go back. That's a federal requirement, that's a CMS requirement.
You're gonna have to go back to their Medicare advantage plan.

(39:32):
It was supposed to start in twenty twenty six. I
was just on the line this morning and they said
it has already started and some of the companies are going.

Speaker 6 (39:41):
To automatically move you over. Now here's the the.

Speaker 5 (39:47):
I don't know what the word is there, but let
me tell you what's gonna happen. If they automatically moved
you over, you won't have a chance to check your doctors.
So if they they snatched you back to Blue Cross,
if they snap you back to United, they pull you
back to well Point, and you got a specialist that's not.

Speaker 6 (40:08):
In one of those, you're gonna lose them.

Speaker 5 (40:11):
And so if you've got any of those ten cares,
you need to be calling the Benefit Lutions Group so
we can talk through it now. So if I saw
a customer, a client with ten care for you know,
a United health Care. If I saw a customer at
that and they had a well point Medicare advantage plan,

(40:32):
why not talk about it now to see if we
can get the provider in network so that when you
move over, you keep your providers. So I'm saying, you're
gonna put yourself in a deficit if you don't make
the call. If you've got Medicaid, we need to talk
with you. If you've got the red, white and Blue card,
we need you. We needed to talk to you yesterday,

(40:52):
as a matter of fact, I needed to talk to.

Speaker 3 (40:54):
You the first.

Speaker 5 (40:55):
But certainly now like it is getting to a point
there where December seventh is rolling up on us very swiftly.
And I know that people, you know, they're procrastinators, And right.

Speaker 6 (41:10):
Now there's a little bit of a lull.

Speaker 5 (41:12):
Because people, you know, I guess they've called in or
they've done whatever they're gonna do, and they're trying to
make a decision as to you know, I guess I'm good.

Speaker 6 (41:21):
No, no, no, don't.

Speaker 5 (41:23):
Guess you're good. Because this year coming up like it's
like no other year. We were just talking about it
on the conference car, like this year has just been
full of.

Speaker 6 (41:35):
You know, some dynamics that we are not accustomed to.

Speaker 5 (41:38):
And I told the people on the call that I
have tried on the Bell Show to get our communities
not just in Memphis, not just Arkansas, not just Mississippi.
We're in California, We're in Florida, We're in Louisiana, We're
in Georgia, we are everywhere. I've tried to get you
all prepared for what's to come. And so without you

(42:02):
knowing what's to come, you.

Speaker 3 (42:04):
Better make the call.

Speaker 6 (42:07):
Let us have a conversation about it.

Speaker 5 (42:09):
Just call in and say, hey, you know, what is
that Laurie is talking about, sounding, you know, like she's
really concerned.

Speaker 6 (42:16):
I am concerned.

Speaker 5 (42:19):
And so I'm asking each of you, if you are listening,
if you've got people, I don't care what state, Chicago, Illinois,
we just left them. We just left one hundred and
sixty people from Chicago. We just left Louisiana. We got
to get the people to make the phone call Bell
because things are happening. And I'm so glad.

Speaker 6 (42:40):
You know what, me and I Trusty don't agree with much.

Speaker 5 (42:42):
Miss you do that thing out Ben, So I appreciate
that I got you.

Speaker 3 (42:53):
I got you.

Speaker 5 (42:54):
I appreciate that because I couldn't say it. But I
have been saying to you that these.

Speaker 6 (43:00):
Plans have left the market, and listen to this Bell.
You know how they picked it. They left the.

Speaker 5 (43:07):
Poorest markets, they left the markets with the sickest people.
And that's the thing that that drives me the most
to get into our markets and say I'm here, I'm
your resource, I can help you. And so why wouldn't
you go to a resource that costs you nothing. It's

(43:28):
not gonna cost you one time to pick up that
phone and ask for Laurie.

Speaker 6 (43:33):
When you see us on TV. A lady walked up
to me.

Speaker 5 (43:36):
I think she's over the magazine and she walked up
the Bell and she said, I'm sick of the in
you otiev And of course she had an advertisement for
me and her.

Speaker 6 (43:47):
Magazine, Wow.

Speaker 3 (43:53):
About. I know exactly who you're talking.

Speaker 6 (43:55):
About her album. I know that's my friend.

Speaker 3 (44:00):
I know you're talking about.

Speaker 6 (44:03):
Beb. You gotta get her off of me.

Speaker 3 (44:06):
I get it, I get it, okay.

Speaker 6 (44:09):
But anyway, listen, we have been investing.

Speaker 5 (44:12):
In our community that way Bell, because I want to
be visible, you know, I want to be in the
you know, on the front line helping guess what my community,
people who look like me, people who don't look like me,
people who don't sound like I want to help everyone
get to where they need to be because in twenty

(44:34):
twenty six and I want to say this bell, Okay,
you know what people say all the time.

Speaker 6 (44:40):
Let me run this by my daughter.

Speaker 5 (44:42):
I know that they may need to be, you know,
in the room when we have the discussion.

Speaker 6 (44:47):
They may need to be on the phone when.

Speaker 5 (44:49):
We have the discussion. But if they have not went
to school got their license. And by the way, I
own the school. So I own the oldest insurance school
in the Mid South. A plus severe is where everybody
has to come beil to get their insurance license. If

(45:11):
that doesn't tell you how endowed I am in this industry.

Speaker 6 (45:15):
So for me to sit in a room for twenty
to thirty minutes and wait for you to find your
daughter or your son, it's not reasonable because they won't know.
They don't understand the language. You know.

Speaker 5 (45:28):
Just like in the Medicare in you book when it
says the Medicare Advantage card would replace your Medicare, that
replace word is an insurance term.

Speaker 6 (45:40):
Bel Okay, it never replaces your Medicare.

Speaker 5 (45:45):
It tells you that if you have Parts A and
B with Medicare, that you don't have to show it.

Speaker 6 (45:53):
That's what it means.

Speaker 5 (45:55):
It does not mean that it can take your Part
A away because it took you forty quarters to get
that Part A. To earn that Part A, it took
you ten years to earn that Part A.

Speaker 6 (46:11):
So if you have Part A, they didn't give it
to you even when you turn sixty five. A lot
of people think it's an automatic. You have to.

Speaker 5 (46:21):
Schedule a meeting with Social Security. You cannot walk in
the building to Social Security. You've got to work through
some things. Now, they will also give you an option
to pay for Part A. So here's the bottom line. Two,
they took my medicare. It's not possible you earn Part

(46:42):
A and you pay for Part B. If you have
Part B, you are gonna pay that premium. Part b's premium.
By the way, Bell we thought it was going up
to two o six fifty. They brought it down three
dollars bad. That thing is twoh two ninety down. So
your Part B premium, that's some news. Your Part B

(47:05):
premium has now gone down to two hundred well, it
went up from one eighty five. That's what it is now.
It's one hundred and eighty five dollars.

Speaker 3 (47:13):
Now, okay, we thought.

Speaker 6 (47:15):
It was going up to two oh six fifty. It
is now two two ninety.

Speaker 5 (47:20):
So it's still a significant increase, especially for individuals on
a fixed income. It is a significant increase. But it's
going to be your Part B starting in January is
going to be two hundred and two.

Speaker 6 (47:35):
Dollars and ninety cents.

Speaker 5 (47:37):
So I hear somebody, I can hear you saying I
can't afford that. Let me help you. You can't afford
not to have it, because if you don't have it,
they're going to penalize you.

Speaker 6 (47:50):
It is a ten percent.

Speaker 5 (47:52):
Your over year penalty for not having Part B. So
a lot of people said, I can't pay for it.
I can't ford it. But if you come on in,
if you make the call, we may be able to
get you to a place to a program that qualifies
you to have.

Speaker 6 (48:08):
Your part be premium paid. But if you never make
a call, you'll never know. Come on, mom and daddy,
uncle and auntie, especially while you're eating that Thanksgiving turkey
and them chitlings. Now I know y'all fill eat chitling.

Speaker 5 (48:22):
Yeah, don't even trip they do, because I eat chittlers
once a year myself. So while you're older, little chitling,
make the call. We're working Thanksgiving. I promise you we're
gonna be asking the phone. So while you're with your
family members, you need to start the conversation. Listen, have
y'all gotten your medicare fixed up? With Laurie Swanigan. I'm

(48:43):
telling you, don't call nobody else. We are the best
in the business. And I'm gonna just say that now.
I know what I'm doing with the stuff. So I
want you to trust the experts and trust the fact
that when I say you need to stay where you are,
that you do. And listen, I gotta people from Brickley, Arkansas.
I'm coming to you, y'all. Don't don't give up on me.

(49:03):
I'll be there before the semi seven is over.

Speaker 6 (49:06):
I know this that they called in yesterday.

Speaker 4 (49:08):
Okay, So Laurie, before I go to the break, give
out that telephone number again and where you all are located.

Speaker 5 (49:14):
Yes, it is nine zero one four five three six
three four six Again that's nine oh one four five
three six' three four six. Bad i'm gonna throw it
out there one more time forget to say NINE o
one four five three six three four six or come

(49:35):
on in The Colony Park drive at twenty seven Fifty
Colony Park drive that's over there off Of American way
and get.

Speaker 6 (49:44):
Well twenty seven Fifty Colony Park.

Speaker 4 (49:47):
Drive all, Right, Laurie hold, On, Laurie i'm gonna take
this break and come back to you and answer some phone.
Calls next right here on The heart And soul Of
memphis w D I, a.

Speaker 10 (50:08):
It's The queen OF, talm your girlfriend and mine Them
johnson on.

Speaker 7 (50:14):
W D I.

Speaker 1 (50:15):
A you need know over the town working hard to

(50:51):
bring your hotaday nave seling play.

Speaker 3 (51:14):
And going to our phone lines to talk with. You
thank you for.

Speaker 7 (51:18):
Waiting hi, Caller Hello, Joe, yes, Sir, hello w D
I a high, Caller, Hello, hi how are?

Speaker 9 (51:34):
You my question is for the young.

Speaker 8 (51:37):
LADY i have a, plan which is a H hmo.

Speaker 6 (51:42):
PLAN i have, Medicare.

Speaker 8 (51:43):
OKAY i want to know what's the difference between an
HM o and A PPO. Hmo the Reason i'm acting
that BECAUSE i had AN hmo AND i wasn't really
a person that who got shick. Mnths but now THAT
i don't got, OLDER i find myself going to the you,
know doctor of the line and uh huh.

Speaker 9 (52:01):
HOSPITAL i just WHAT i want to know.

Speaker 3 (52:05):
Is the difference between the h M o and P.

Speaker 8 (52:07):
Po, yes, yeah did you pay more for a P
po OR i, mean, okay some.

Speaker 6 (52:14):
Doctors are not a network WITH.

Speaker 4 (52:15):
HMOs, okay, Okay i'll ASK lori. That thank you caller for.
Listening all, right.

Speaker 5 (52:25):
This is.

Speaker 9 (52:27):
Doa Do.

Speaker 6 (52:29):
Vall, well thank, you.

Speaker 3 (52:33):
Thank, You, Duvall bye, BYE, tc good, morning good MORNING.
TC i just.

Speaker 9 (52:42):
Want to say to all my veteran retirees like, myself
give Miss laurie a. CHANCE i promise you want to be.
Disappointed she is a very true. Person she's.

Speaker 4 (52:53):
Real, okay for all the veterans out, THERE i appreciate, YOU.

Speaker 9 (52:59):
Tc yeah, YEAH i would VERIFYED i thought there she
is the real. One, okay Happy?

Speaker 4 (53:07):
Thanksgiving, yeah, Okay, LAURIE i have two questions for, you. Okay, Well,
well first of, All duvall wanted to Know. Lourie he
said he has the PLAN Hmo, medicare but he wants
to know what's the difference between an h M.

Speaker 3 (53:24):
O and P P o do you pay?

Speaker 6 (53:27):
More that's a good.

Speaker 5 (53:29):
Question so AN hmo is a health maintenance. Organization with AN,
hmo there is a network of providers that you have
to stay. Within with a P, po you are allowed
to go in and out of. Network if you go
out of, network which is a preferred provider. Organization if

(53:50):
you if you go out of, network then you will pay.
More so a lot of people, think, bib here's a.
MYTH a lot of people, say you, know MY ppo is,
better but in what? Regard because even if you have A,
ppo the Doctor steele has to accept THE ppo.

Speaker 6 (54:08):
And he doesn't necesarily have to allow you in his.

Speaker 5 (54:10):
Office some doctors don't take Any medicare advantage plans.

Speaker 6 (54:14):
Whatsoever so it's still on a case by case.

Speaker 5 (54:18):
Basis, so, YEAH hmo is different from A, ppo MEANING
hmo within NETWORK, ppo you can go in and out of.

Speaker 3 (54:26):
Network, okay, okay. Good so that's the difference between THE
hmo and THE. Ppo.

Speaker 4 (54:36):
Okay AND tc called in and he, said, uh tell
all the veterans to go See lourie And laurie and
tell why the. Veterans, YEAH, tc because he, said you
have taken care of.

Speaker 3 (54:46):
Him you? Good so he's asking all the veterans to.

Speaker 5 (54:50):
Go, yes see, you every, vet under the sound of my,
voice if you know of a, vent if you've got try.

Speaker 6 (54:58):
Care THE va is no longer considered credible. Coverage they
are requiring you to get A PART. B it used
to be bad where if you were with THE, va
you only had to Have PART.

Speaker 5 (55:15):
A and since you're Getting PART. B, now since you're
gonna be required to Have PART, b why not get
a plan that's gonna give it's called a gift, back
that's going to give you something back on Your PART b.
Premium SO i, mean you're talking about missing nearly two
thousand dollars a year.

Speaker 6 (55:36):
In benefits if you don't get This veterans. Plan that's z.

Speaker 5 (55:41):
Role so the plan costs you. Nothing it's going to
give you something back on Your PART b, premium almost
all of. It and it's gonna offer you additional benefits
like the, vision the, dental all of that good, stuff
the over the.

Speaker 6 (55:58):
Counter so you need a call. Today if you are A,
vet AND i know.

Speaker 5 (56:02):
Vet's a Tough i'm fine WHERE i. AM i dare
you vet to call us and hear the good. News
i've got some good news for every veteran out. There
and thank YOU.

Speaker 6 (56:12):
TC i appreciate.

Speaker 4 (56:14):
That that's, good so good that number for those veterans
who are, Listening, lourie come.

Speaker 6 (56:19):
On they probably turning it off.

Speaker 5 (56:23):
Now it's nine on one four five three six three four.
Six we've got a couple of bets on our staff
and they are we talk About Rug thomas all the.
Time William fraser is really connected to THE. Ba let's
get these phones ringing. Vets let's call now nine oh
one four five three six three four. Six again that's

(56:45):
nine oh one four five three six three four.

Speaker 3 (56:49):
Six And.

Speaker 4 (56:50):
Laurie always with The Benefit Solutions, group you always usually
have some new good news or something that you are.

Speaker 3 (56:56):
Doing anything coming up, Special.

Speaker 6 (57:00):
Get The Medicare.

Speaker 5 (57:01):
MARATHON i told it a little bit, early But i'm
really excited about This medicare, MARATHON bev because we are
going to be there all day and all. Night we're
gonna be there from nine am starting On december the,
first and so for.

Speaker 6 (57:15):
Those, procrastinators we got something for.

Speaker 5 (57:19):
You we're gonna be there from nine am to nine
pm at twenty seven Fifty Colony Park. DRIVE i want
to see that office loaded we're gonna have a good.

Speaker 6 (57:29):
Time i'm gonna have my music.

Speaker 5 (57:31):
Going we're gonna have some little snacks for, you some
little goodie, bags and we're gonna talk about your. Plan
and if you're in good, shape you're gonna be in
and out of. There but, hey come on in to
twenty seven Fifty Colony Park. Drive is no telling What
i'll give you when you walk through that. DOOR i
want to see you now At december the first Through

(57:53):
december to.

Speaker 6 (57:54):
Seventh we're gonna take this thing on into the, seventh.
Y'all SO i want.

Speaker 5 (57:58):
You to get on that field with us and come on,
in you, know take you about fifteen to twenty, minutes and, hey,
Y'ALL i have the right.

Speaker 6 (58:06):
Plan you. KNOW i heard you talking about some plans
on the. Radio some of them are your favorite.

Speaker 5 (58:11):
Plans they have, changed SO i want to tell you
about it face to. Face because nothing is a cookie cutter.
SITUATION i can't get on the radio and, say, hey
everybody go with this.

Speaker 6 (58:23):
Planner everybody, goes you, know with this. One because we
write for nine.

Speaker 5 (58:27):
Carriers if that was the, CASE i would just write
for one carrier like most agents. Do why do agents
write for just one carrier because there are so many, modules,
bab there's so much, information there are so many exams
that we have to take to get, certificate to get
certified with each of these.

Speaker 6 (58:49):
Carriers so think we did.

Speaker 5 (58:50):
It nine, Times so that makes us nine times better
than an individual who just has one.

Speaker 6 (58:57):
Carrier if they go with one, carrier everybody they meet
is gonna go in that. Carrier that that is so.

Speaker 5 (59:03):
Unfair SO i want to make sure you understand that
we're here for. You we're gonna be There december the,
first nine am to nine pm Through december the, seventh
from nine am to nine.

Speaker 6 (59:17):
Pm we are also going to be on our phone.

Speaker 5 (59:20):
Lines now we're not gonna be open On Thanksgiving, day
but we're gonna be.

Speaker 6 (59:24):
On our phone. Line so if you're.

Speaker 5 (59:26):
Sitting around the table and y'all want to do a
speaker phone, call you want to put me on a
zoom guess WHAT i will take the zoom. CALL bev,
listen call on in to that the, hotline and let
us help you get yourself situated Before january the, first
bev oh.

Speaker 6 (59:45):
Oh, also, Yeah december the.

Speaker 5 (59:47):
Third we're having a blanket, giveaway a blanket Drive.

Speaker 6 (59:54):
December the third is soup and sox for.

Speaker 5 (59:57):
Singers december the third soup in socks and In Resource
fair at the office at twenty seven Fifty Colony Park
drive is at Resource, fair meaning we're gonna have other
vendors there helping, you giving you. Resources we may have
a band, There SO i want.

Speaker 6 (01:00:17):
You to come Out december the.

Speaker 5 (01:00:19):
Third, now that's that's in the middle of our Medicare a,
marathon so we're gonna be there. Anyway, yeah from nine
to nine am to nine, pm so you might as
well come and enjoy the festivities and let us do
a free healthcare. Review everything we do is for. You
don't owe me a. Dime if you want me to
come to.

Speaker 6 (01:00:37):
Your, HOME i. WILL i will grace you with my.
Presence i'll even Bring.

Speaker 5 (01:00:43):
GABE i know a lot of people they ask about
my son gay with his little handsome, self And i'm
just so blessed to have him in the business.

Speaker 6 (01:00:52):
Whipping i'll even Bring. Gaye so, listen call me A.

Speaker 5 (01:00:55):
Gabe, well come on out to your. Homes we will
meet you at the. Library i'll meet you At starbucks
and buy you a cup of. Coffee wherever is most
comfortable for. You SO i want you to call us
nine on one four five three six three four six
or stop by the office at twenty seven Fifty Colony Park.

(01:01:17):
Drive and thank you so, MUCH Beb.

Speaker 3 (01:01:19):
Johnson you, Welcome.

Speaker 4 (01:01:20):
LAURIE i appreciate you and all the good information that
you give us and looking forward.

Speaker 3 (01:01:25):
To next month for that. TAKEOVER Whoa, yes.

Speaker 5 (01:01:29):
Okay, bell have a good day and happy holidays to
your listeners and YOU, beb and.

Speaker 3 (01:01:34):
Happy holidays and Happy thanksgiving to, You.

Speaker 6 (01:01:37):
Laurie, yes, okay bye bye bye.

Speaker 4 (01:01:39):
Bye that Is laurie s one, again THE ceo of
The Benefits Solutions.

Speaker 3 (01:01:45):
Group let me give you that. Number Call laurie now
nine zero one.

Speaker 4 (01:01:51):
Four five three six three four six nine zero one
four five three six three four. Six she's located The
Benefits Solutions, group The Benefits Solutions, group twenty seven Fifty
Colony Park. Drive, yeah we are getting ready to go

(01:02:11):
to the other side of THE Bev Johnson. SHOW i
am going to open it up to, you open, conversation
get it off your, heart your mind and your. Chest
next with Me Bev johnson on THE Bev Johnson, show
only on w D.

Speaker 10 (01:02:33):
Ia whether you're In, Arkansas, tennessee Or mississippi On, Facebook,
twitter Or. Instagram thank you for listening to The Bev
Johnson show ON Doubda.

Speaker 2 (01:02:54):
Memphis the views and opinions discussed on The Bev Johnson
show are that of the hosts and callers and not
those of the staff and sponsors of w d I.

Speaker 11 (01:03:15):
A i want to thank you, CALLERS i want to

(01:03:49):
thank you listeners for joining us this day on The
Bev Johnson.

Speaker 3 (01:03:53):
Show we, do we really do appreciate.

Speaker 4 (01:03:58):
You so until, tomorrow please be, safe keep a cool, head,
y'all don't let anyone still your.

Speaker 3 (01:04:08):
Joy hope you all have a, happy Happy.

Speaker 4 (01:04:11):
Thanksgiving stay, safe And steve will, say keep your head
on a.

Speaker 3 (01:04:15):
Swivel have Your thanksgiving.

Speaker 4 (01:04:17):
Y'all until, Tomorrow I'm Bev, johnson and y'all keep the.

Speaker 3 (01:04:22):
Faith