June 26, 2025 • 43 mins
June Wallet Warning from the Shelby County Trustee is "SIM Swap Scams" says Shelby County Trustee Regina Morrison Newman on The Bev Johnson Show on WDIA Radio.
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Speaker 1 (00:03):
Memphis probably presents The Ben Johnson Show.
Speaker 2 (00:08):
Let me say, Bath I've gone, stop me fist. Let
me you say she's gone hemphistogain. No matter of the
(00:30):
problem she can have. So all the phone and the
normans your mind.
Speaker 3 (00:38):
She was there jim ding in the hair by.
Speaker 4 (00:43):
Challing you to just keep the fair, went around picking
out misdoting show, got out.
Speaker 2 (00:56):
Every fuck you can hear every day.
Speaker 3 (01:00):
Indeed, I ain't man, my bell got me a missed
up and gay.
Speaker 5 (02:47):
Good morning, good morning, good morning, and welcome in to
w d i A The BEB Johnson Show. I'm bed
good to have you here on this Thursday, June six,
twenty twenty five. Enjoyed this fabulous day to day. Get
ready to put your ears on this day. First hour,
(03:09):
we will be talking with our Shelby County Trustee, Regina
Marson Newman for this month's wallet warning. Second hour, men,
I want you to pay attention to second hour. We'll
be talking about prostate cancer. Yeah, it's men's health months,
so stick and stay for that. When it's your turn
(03:30):
to talk, you know you can nine zero one five
three five nine three four to two eight hundred five
zero three nine three four two eight three three five
three five nine three four.
Speaker 6 (03:47):
Two will get you in to me.
Speaker 5 (03:53):
And if this day, this this day, Thursday, June twenty six,
twenty twenty five, is your birthday. Happy birthday to each
and everybody y'all out there who may be celebrating a
birthday on this day. You know what I say, Go
(04:16):
out and celebrate your life. You better, You're better. When
we come back, we'll talk with our Shelby County Trustee
Regina Morrison Newman with June's Wallet Morning next with me
Bev Johnson on the Bev Johnson Show only on Double D.
Speaker 7 (04:43):
I A.
Speaker 5 (04:58):
Good morning and welcome back. We are bumping on Sun
the SAT. That's Wes Montgomery for my jazz lovers. Good
morning and welcome in the Double D. I A the
heart and soul of a Memphis and we are here
once again. As I said earlier, we'll put your ears
on get the great information.
Speaker 8 (05:18):
She's back in the house.
Speaker 5 (05:20):
Our Shelby County Trustee, Regina Marson Newman with this month's
June Wallet Warning.
Speaker 6 (05:29):
Good morning, Regina, morning, I'm great.
Speaker 3 (05:32):
How are you.
Speaker 8 (05:33):
I'm doing well today? You stand out of the heat.
Speaker 6 (05:35):
I'm trying. I'm trying.
Speaker 5 (05:38):
Yeah, it's warm for us out here. As I say
around here at Regina, I don't do hot I don't
do my ac working.
Speaker 9 (05:48):
And y'all just pray for our system down at our
office building, which is a little warm.
Speaker 6 (05:51):
You may want to come next week, okay, okay, okay,
So you let them know they're working on it. They're
working on it. Okay, good.
Speaker 5 (06:00):
Well, I am excited because you always give us the
good news when we're talking about scams. In this month's
wallet warning, Regina.
Speaker 6 (06:10):
Is what the simswap scam? This one's not good. Oh,
this one's really bad. Okay, okay.
Speaker 9 (06:19):
Because we all live by our our mobile phones, right right,
So did you know that somebody can take over your
phone and your phone number without you knowing? And would
you know it in time to stop them. This happened
to a friend and she was telling me about her
sister was standing at a bank and all of a
(06:40):
sudden the phone went blank and went black and went down,
and when it came back up, there was someone in
her phone changing her passwords. Wow, so she could see
them changing her passwords. So the quickest thing you can
do is go to your phone carrier office shut down
(07:01):
your phone if possible, all the way down, take the
bat reute, whatever you need to do, and go to
your your phone cell phone carrier office and see what
they can help you with. But it is bad because
once they're in your phone, they have everything. What are
we keep on our phone? Oh we got our our passwords,
all our apps, our account numbers that can look at
(07:21):
your bank everything. Because now a lot of what the
verification is is you put in your phone number and
they tendue a text and so someone else has got
a hold of it and there you go. So what
it's called sim swapping or sim hijacking because that's that
(07:43):
little card in your phone they call the SIM card. Okay,
it is not slowing down. So according to the Federal
Trade Commission, reports on this scam have jumped fort in
just two years, and losses now top one hundred million
annually in the US. In the last few months, there
have been numerous local reports to Better Business Bureau Scam
(08:05):
Tracker and including one from a Shelby County resident who
said that someone posed as her contacted her cell phone
carrier first by phone, then online chat, and transferred her
phone number to another SIM card so they pretended to
be her, and at that point the scammer has access
(08:25):
to everything in your phone, all your contacts, so they
can get them too, h messages, passwords, y'all don't want
anybody reading your message? No, you don't, you don't, you
do not, you do not, okay, And so literally everything
is accessible to the sim hijacker. So it is very
difficult and time consuming to straighten this out. So you
(08:47):
often lose access to your phone number.
Speaker 6 (08:49):
You gotta change it. You can tell you know how
bad that.
Speaker 9 (08:52):
Yeah, yeah, everybody knows how bad that is if they
have to change their number and all your contacts are
in there and you don't. We don't memorize people's number anybody,
We don't, don't. I don't know my best friend's phone
number because it's in my phone, right. But the scammers
act quickly, and by the time you get control back,
the damage may already be done. So here's what you
(09:13):
have to look out for. Your phone goes blank and
then comes back up and you no longer have access
to it, Shut it down, go to your your your
as fast as possible, or call them whoever carries is
your cell phone carrier. The second way is you get
a strange text and it says it's from your cell
phone carrier. It's real and it says your SIM card
(09:35):
has been updated. Well, you need to call them right
away because it wasn't you. Yeah, and then your phone
stops working. When you call your provider, they tell you
your number was transferred something you did not authorize, and
by the time you realize what's happened, they may already
be inside your accounts, clearing out your bank, whateverever.
Speaker 6 (09:57):
Apps you have on your phone. So how how do
we kind of fix this?
Speaker 9 (10:02):
Okay in advance hopefully, so all it takes for them
is a little personal information name, address, last four digit
social number, and then they've got your phone so that
when they ping you to make sure that you're the
direct correct person and verify your identity, somebody else is saying, oh, yeah,
it's me. So how to protect yourself. Add a pen
(10:24):
or a passcode to your wireless account and by that,
I'm not talking about the one you use to get
in your phone.
Speaker 6 (10:31):
Okay.
Speaker 9 (10:32):
So for example, if you set up an account at
AT and T for your mobile, then they're going to
ask you for a pin that you give them every
time you call.
Speaker 6 (10:43):
So that you know whether it's one.
Speaker 9 (10:45):
Two, three, four or whatever, a four digit number that
they're going to get from you when you call to
make sure it's you, so that they're not ding in
your phone that now somebody else may have control of.
So that's really what you want to do, is set
up that pen or that pass code with your cell
phone carrier so that nobody can call them and pretend
to be you. You have to have that number, okay,
(11:07):
and I'm not talking about the one on you know
your number you used to enter your phone and then
avoid using your phone number as your ID on all
your accounts. Oh okay, so we most of us and
most of the entries now are your email address, right,
(11:27):
but you have more control over if you use your
phone number. People have your phone number, yes, and so
avoid using your phone number. Change them to your email
address for your login and they get a good password. Okay,
Be careful what you share online because all the scammers
are out there calling all this data, data mining everything
(11:48):
you put out there. And so what's your grandmama's first
name and what's your mama's maiden name.
Speaker 6 (11:53):
It's all online.
Speaker 9 (11:54):
They can find it because you're on Facebook and tekknok
and whatever, and everybody's names are there, your address, your
zip code, your area code, all those things are there.
Scammers gather that up and they build an impersonation of you,
and so try to avoid that. It's particularly social media.
(12:15):
So those are the things you can do, but just
keep an eye out if it does happen, act quickly.
Speaker 6 (12:20):
Yeah, that's the thing. Act quickly.
Speaker 5 (12:23):
So again, this is the sim swap scam yep. And
again the people that's that little car that holds all
their in your name.
Speaker 9 (12:32):
And they do it remotely. So the other the other
advice I'm going to give is don't use public Wi
Fi if you can avoid it. So you go to
your favorite restaurant, you can get on the Wi fi.
Speaker 3 (12:42):
All right.
Speaker 6 (12:43):
I always turn my Wi Fi off.
Speaker 9 (12:45):
Okay, I turned my WiFi off when I'm wandering around
town because I still have yes from when I used
the public Wi Fi and the past weor'd still in
there and it'll just link up if you're in a
restaurant or whatever, right and so, or when I'm traveling
and so that you're not on the bank's WiFi, you're
not on the airport's WiFi, you're not well wherever you are,
(13:05):
you're just on your own cellular data. Uh, so you're
gonna run a little more data, but at the same time,
you're going to be much more secure and safer, Yeah,
from somebody being on public WiFi and hijacking into your phone.
And so they do call it simcard hijacking, okay, and
they just steal your number and everything that's in your phone.
Speaker 6 (13:25):
Not good, not good.
Speaker 5 (13:26):
And then again, as you said, Regina, then you have
to go to your carrier. Probably nine times of ten
do you have to get a brand new phone or
they can.
Speaker 6 (13:34):
You got to get a new phone number.
Speaker 9 (13:36):
You've got to change your all your accounts and call
how many apps do we have the I don't even
know how much happen on my phone that they could
get into. And so I've locked a bunch of them now,
So I got somebody told me this story, and I
just locked a bunch of my apps so that I
got to log in every time.
Speaker 6 (13:53):
But that's what it is.
Speaker 10 (13:55):
Yeah.
Speaker 3 (13:56):
Wow, wow.
Speaker 5 (13:57):
If you've just tuned in this day, we are talking
with our Shelby County Trustee, Regina Marison Newman. We are
talking about this month's wallet warning SIM swap scams that
can get into your mobile phone. Yes, oh my goodness,
mobile phone.
Speaker 8 (14:14):
If you have a question or two four.
Speaker 5 (14:16):
Regina, we invite you to call now nine zero one
five three five nine three four two eight hundred five
zero three nine three four two eight three three five
three five nine three four two will get you into us.
If you can't call, email me your question. Bev Johnson
(14:37):
at iHeartMedia dot com. Bev Johnson at iHeartMedia dot com.
You're listening to double d i A.
Speaker 11 (14:50):
Don't go away. The Bev Johnson Chill returns after these
messages the.
Speaker 3 (14:54):
Bev Jonson show you to Just Keeping shows.
Speaker 6 (15:38):
Good morning and welcome back to w d i A.
Speaker 5 (15:41):
We are talking with our Shelby County Trustee Regina Morris Newman.
We've been talking about this month's wallet warning, the sim
swap scams that's in your phone, and we've been talking
about that.
Speaker 6 (15:55):
That's the bad news.
Speaker 8 (15:56):
But always Regina brings us some good news in the house.
Speaker 6 (16:01):
I do try, I know you do you do? All right?
Speaker 9 (16:04):
We have a little consumer good news this month and
that is right. Aid drug store y'all familiar with Ride
eight had been sued in a class action lawsuit for
a data breach, and so this is a data breach
of the personal information of any customers that made purchases
(16:24):
between June sixth of twenty seventeen and July thirtieth of
twenty eighteen. So this is a while back lawsuit, but
the data was breached last June, a year ago. So
essentially right Aid has agreed to a settlement of all
the people in this lawsuit, which is probably two million.
(16:47):
It might affect two million people six point eight million
dollars and so they have over twelve hundred stores in
fifteen states and they've agreed to pay. So if you
were impacted, you probably got a letter from rite Aid
telling you how to make a claim or they already
(17:08):
know about you. If you made a purchase between June
sixth of twenty seventeen and July thirtieth of twenty eighteen,
and you didn't get a letter about this settlement, you
need to make a claim online before July seventh, So
that's in about a week and a half. Yes, so
the claim deadline is July seventh. If you just google
(17:29):
rite Aid data breach settlement, it should come up and
you can make your claim online and make sure that
you get a little piece of that if you made
purchases between those in that year there, so by all means,
go ahead and do that. If you have other out
of pocket expenses where that data breach actually caused you
to have the higher credit monitoring and all this kind
(17:50):
of stuff, you can put those expenses into. Otherwise you'll
just get the normal amount that you can get in
the in when it's all divvied up, depending on how
many claims they have. So that is a good, good
deal for everybody who was impacted by that, and so
hopefully you'll get a little piece of money.
Speaker 5 (18:06):
Yeah if you were Yeah, yeah, So again, it's the
right aid drug store.
Speaker 9 (18:12):
The right aid drugs is gonna be trying to go
to another one. This is the right aid one. And
you had to have made a purchase between June sixth
and twenty seventeen and July thirty, twenty eighteen. And of
course they probably know who all these folks are, but
they actually did not take steps is what the lawsuit allegis,
they did not take proper steps to secure your personal information,
(18:35):
and your name, address, birth date, and driver's license number escaped.
Speaker 6 (18:39):
Wow.
Speaker 9 (18:40):
So that's a lot of really good personal information that
shouldn't got out there, and so hopefully everybody who's entitled
to that will get their share.
Speaker 6 (18:49):
Okay, okay, that is some good news. That is some
good news. It's always good news when you get your share, it's.
Speaker 5 (18:55):
Always good news. And also, Regina and I had got
an email last week and one of my listeners said
they was thanking me for having you to tell about
the scams because she said she got scammed on one
of those that she hadn't known you know what to do.
(19:15):
So we appreciate you telling us about the scam, and
especially this new one with your phone.
Speaker 6 (19:20):
It is, we've got we've got another one.
Speaker 9 (19:23):
I wanted to mention because it's come up so quick
and I've already gotten texts three or four times, okay,
and that is somebody's texting you saying that you owe
a toll.
Speaker 2 (19:34):
Yeah.
Speaker 6 (19:34):
Yeah, have you got that?
Speaker 8 (19:35):
I've gotten that too, yes.
Speaker 9 (19:37):
And so this is like all of a sudden everywhere,
And I know Channel three did a big thing on it, right,
but so we didn't want to repeat it, but I'm
gonna still go ahead and put it out there. And
that is the first thing you'll notice at the top
of that text is that that's coming from another country.
So that's a key indicator that that it's got a
(19:59):
sixty read before the area code or whatever, it's coming
from another country. And also if you didn't travel through
to the state of Tennessee. And they have a hard
time hitting Tennesseeans because we don't have a lot of tolls.
Speaker 8 (20:10):
Yeah, we don't have tolls. I was telling somebody, we
don't have tolls here.
Speaker 9 (20:14):
Yep, we don't have any tolls. And so, uh, they've
gone to traffic violations. So now they're going to traffic
violations for Tennesseeans. But it's not coming from within the state,
and it's not even coming from within the country.
Speaker 6 (20:26):
So it is a scam. Do not click on anything,
Just delete right Because the first.
Speaker 5 (20:33):
Time I got it, I had just left the convention center,
so I'm thinking they said I didn't pay, Yes I did.
Then I kept reading. I said, wait a minute, of
the toll. It's not a toll, that's conventions and then
I kept I said no, and I deleted. And then
my niece called me and said, they said, oh, a
ticket to I said, kyat, it's a scam.
Speaker 8 (20:54):
Do not click. Don't be paying sending any money or anything.
Speaker 9 (20:58):
They almost got my husband because they one to him
and we did. When we go north to visit family,
there's a toll world and he said, did we not.
Speaker 6 (21:05):
Pay those tolls?
Speaker 3 (21:06):
I got this.
Speaker 6 (21:06):
It says my car has tolls on it. I said,
we didn't take your car. We only take my car.
So yeah, no, that's a scam. It's at sixty three
on the top for the country code. Come on.
Speaker 5 (21:21):
Yeah, so that's good to know. And you know, I
am so glad Regina that you you you come on
and let us know how to save our money. That's
that's what wallet warning is for. When you all started
doing yourself.
Speaker 6 (21:34):
Yeah, protect yourself, protect your money. They are faster than
the law. They are faster than the laws, have anything
else to do. They don't have anything else to do.
Speaker 9 (21:42):
And so we got to pass the word as fast
as possible so that you can protect yourself before they
start getting arrested.
Speaker 6 (21:49):
We hope happened something.
Speaker 5 (21:51):
And also last week I had a turning Ursula woods
on and some called off anyway, how you got mentioned
people now trying to taking property and say you owe
taxes and you don't owe taxes, and she was saying
it's a big scam. She said, you all call Regina's
office to see, you know, if your tax is okay.
Speaker 6 (22:14):
Yeah, you can just call us anytime. You don't have
to wait on the phone for an hour.
Speaker 5 (22:19):
Right.
Speaker 9 (22:19):
We get one hundred and sixty thousand calls a year, y'all,
and we answer ninety nine percent. I'm in thirty seconds.
So this is not something that's gonna take you all day,
like calling your insurance company or anything like that.
Speaker 6 (22:30):
I hate that.
Speaker 9 (22:31):
So that's why we do it this way. And so
every morning I get a phone report. And so if
you call us and say do I owe any taxes
to give your address, your your property address or your name,
my folks will look it up for you. You can
look it up online. It's real simple. Yeah, you can
do the same thing with City of Memphis taxes or
whichever city you're in. But we collect directly for basically
(22:56):
all of them if they're late, all seven cities, okay,
but for also current taxes Lakeland, Millington, and Arlington and Shelby.
So just just check it out, make sure that you're
not getting scammed. Uh, if you didn't pay something, and
they can work out a payment plan if you if
you missed something and you do actually owe something, they'll
(23:18):
work with you.
Speaker 6 (23:18):
And that's what we said.
Speaker 5 (23:20):
And I told her, I said, I said, well, Regina
always said that they have a payment plan, so no problem.
Speaker 8 (23:26):
Let me go get this phone call. Regina w d
I a high caller. Hey, Clyde, I'm gonna tell you
what is that, Clyde.
Speaker 12 (23:39):
These scams are sneaker and sleeker.
Speaker 6 (23:43):
Clyde. You know what you you are so right? You
had a scam on you, Clyde.
Speaker 12 (23:51):
They called me and said that.
Speaker 10 (23:54):
Well, they said they were from a law firm and
they said they would collecting overdress.
Speaker 7 (24:00):
Know that I hate.
Speaker 10 (24:03):
And I said, oh really but and I tell them
this and nothing, and I mean, they sound like they
they were real a law firm.
Speaker 12 (24:13):
They were, they were a long firm. And they said,
did you get the paperwork? I said, why aren't gotten
the paperwork? And uh but they said that, well we
represented and they said first seventh, Well I ain't never
had a counter first and I didn't hung the phone up.
Speaker 8 (24:34):
You do you right, Clyde?
Speaker 9 (24:35):
Yes, she had, And if you did have an account,
you still need to just hang in the phone up
and call first Tennessee and right right exactly.
Speaker 12 (24:46):
I'm not just want to tell people because I get
stuff on my phone from a snoop dog and dog,
and I don't want something from a title tivy that
I don't want something. I don't win something, ain't no,
I ain't no class or not right. And so I
just want to see people stop going on on the
website because.
Speaker 6 (25:06):
You know, right, don't click, yeah, please don't delete, delete, don't.
Speaker 9 (25:14):
Click because if you click on something, they can download
things to your phone computer.
Speaker 6 (25:19):
And thank you, yeah, thank you.
Speaker 5 (25:21):
As Reginia said, don't you delete it because if you
and you and I'm like Clyde Regina, I get all
this in you want this and you got this. Matter
of fact, last night was looking at my email and
they saying your cloud has something clicks.
Speaker 8 (25:36):
No delete exactly exactly something.
Speaker 6 (25:40):
It's always something.
Speaker 13 (25:41):
W D I a hi caller, good morning, my moments
people for African Vitor. How are you doing today, sister,
Good morning David.
Speaker 8 (25:49):
I'm doing well today.
Speaker 6 (25:51):
How about you? Brother?
Speaker 13 (25:52):
Oh girl, I don't have to I might have to
call somebody about this. He who can I call about this?
Heat to get good up?
Speaker 2 (26:02):
I don't have.
Speaker 3 (26:02):
Anything to do with that one. So you can't with that.
Speaker 13 (26:08):
I'd be in charge of that if I could, right,
I miss Newman.
Speaker 3 (26:13):
How you doing great?
Speaker 13 (26:15):
Ire we a, I'm doing I'm doing well. I'm like
my girl that I can't do heat. I'm set to
the baby.
Speaker 8 (26:24):
Yeah, I don't know how.
Speaker 6 (26:25):
I'm a spring baby.
Speaker 13 (26:26):
So I missed it. But anyway, and I gotta cut
the yard tomorrow, so my yard tomorrow.
Speaker 7 (26:32):
Yeah.
Speaker 13 (26:33):
But anyway, I always appreciate you coming on and and
giving us the safety. I just wanted to add a
few things in regards to what you said today. What
may be cheaper for people is to also if they
can't afford to switch from the cellular for Wi Fi,
maybe get a VPN that there are some that I
(26:55):
legit and free. I use Proton VPN, and it's free
until you use a certain amount of time, and then
you have then they have they charge you for VPN.
IS stands for Virtual Private network for those people who
don't know. Also, I don't know how many people I use.
Speaker 4 (27:16):
I use.
Speaker 7 (27:17):
I don't.
Speaker 13 (27:17):
I don't use a MAC. I use the other thing.
Speaker 14 (27:23):
I can't think of right now.
Speaker 13 (27:25):
Look, I ain't even want a freaking fauld. I just
got it because the bus.
Speaker 14 (27:30):
I have to use that for the app. I just
I missed my flip fault. I ain't gonna tell you
a lot, but Android Android. Yeah, so, but you can
also get virus protection on that as well. I got
bit descended on. I don't know how many people actually
do that and engage from that standpoint. And and last
(27:54):
you can also let's see, let's see virus detection. Oh,
two facts authentication. Yeah, I think that's that's very important
as well, and hopefully your service.
Speaker 13 (28:06):
Provider, whoever you're using, will allow that to be I'm
no imagine everybody every company now has that. Don't you
do what you think?
Speaker 9 (28:16):
I think it's being offered by everybody, but you know,
sometimes we just bypass it. Yeah, and and what you know,
But the issue is that the two factor identification is
going to be on your phone. Yeah, and so if
somebody gets in your phone, then you've lost control. But
all the all the suggestions are good. Any security that
(28:37):
you can have is a better thing. And uh so,
whether they're sending you an email or a text, uh
go with your email if possible, But whether they're sending
you an email or a text, to verify it to you.
All our our office stuff has the Microsoft Authenticator, so
you get a code on your phone to order to
(28:58):
log into the computer. And and that's very secure. But
it's that they are they are slick.
Speaker 13 (29:08):
Well, well, we used to say, and I haven't and
I you know, I've been around tech since people out
there since Doc three dot X. I've only been hacked
one time, which I wasn't trying to be hacked, and
another time when you were testing some security software. So
but the point is is that we we had, you know,
we said, there's two kinds of people out there. There's
(29:30):
those who have been hacked and those who will be hacked.
I think you should do everything you can to be
careful as she's she suggested, which were all good things,
but I think to the encryption only two fact authentication
can go to your email or somewhere else. So it'd
be nice if you can encrypt your phone to the
(29:51):
degree that it would make it harder. But these like,
as she said, you are to be afraid. These people
are good. They're really really good. And I'm afraid and
I know a little bit about what I'm doing. So anyway,
thanks for coming on appreciate all the great information.
Speaker 8 (30:05):
Thank you, thank you, David.
Speaker 5 (30:06):
Yeah, and and you just have to be be careful
and don't and as Regina, it says, don't click on
stuff if you know you haven't ordered anything or and
I know sometimes we get greety. We think we're gonna
get some money in. But but if you come on,
y'all just delete. And I know that it's it's hard, Regina,
(30:27):
for a lot of senior citizens as well. You know
they don't know all this new technology.
Speaker 6 (30:31):
Yep. Yeah, we gotta get the word out. Yeah, get
the word out. Get the word out. Yeah.
Speaker 15 (30:35):
W D I a hi caller, Good afternoon. How you doing.
Speaker 8 (30:40):
I'm doing well? Still morning, Freddie, I'm doing good morning.
Speaker 15 (30:44):
I'm sorry. Hey, I'm rushing today.
Speaker 16 (30:46):
How are you missed, Regina?
Speaker 6 (30:47):
I'm great, great, good.
Speaker 15 (30:50):
You talked about the scams. I got a good one
for you. Okay, I think it was last month when
you were on. I got a call from Day Did
I identify who they were? They recording said this message,
this message is solely intended for it, and they said
my brother in law's number. We weren't living down here
(31:10):
with my brother in law passed and he been gone
for some years. I politely blocked it. I want you
to know they called from another number. Yes, said the
same thing, same voice. This time they was asking for
my husband. Now he been gone some years too. I
blocked that number. They didn't stop. Oh wow called Yeah,
(31:32):
they called from another number. This message is solely intended
for my son. Click a block and I'm like, what.
Speaker 4 (31:42):
Is wrong with these people?
Speaker 6 (31:44):
The whole family?
Speaker 15 (31:45):
Yeah, And I'm like, okay. So when I had talked
to my son that day, I told him about it.
He said, Mom, I got the same number and they
said And I told him what they had said. He said,
that's the same thing they said on me, and I
politely blocked him. I said, these folks is getting outrageous
Wicky scams over and medicare scams. One guy called me
(32:11):
and asked me, gave me his name and everything, and
he said, I'm calling to see if you receive your
three hundred and thirty five dollars for your expense.
Speaker 9 (32:20):
And I'm like, what they're trying to sell you medical advantage?
That's their opening line?
Speaker 15 (32:26):
Yeah, yeah right, And I'm like, I'm not in the
rested clicker. He called back, why did you hang up
on me. I said, you didn't get the message. You
get it this tame clicker.
Speaker 6 (32:37):
Good for you, Freddy. Be careful out there.
Speaker 15 (32:39):
Freddy, Yes, ma'am with the landline phone, sell phone. We
got to be watchful because these scammers are scamming any
way they can to get money out of us that
were trying.
Speaker 6 (32:50):
To hold on to You're right, you're right, Thank you, Freddy.
Speaker 15 (32:54):
You welcome you too, y'all. Stay cool, Hey, I ain't
gonna stay cool, stay cold because it's hot.
Speaker 2 (32:59):
It is it is w D.
Speaker 5 (33:03):
I a high caller, So beautiful bell, Hey William, how
are you all right?
Speaker 10 (33:10):
And good morning to you.
Speaker 7 (33:11):
Guess the coursetion I have is you have an elderly
person that gets this scam call and they mentioned it
to you, and you say, hey, that's a scam, and
they say no, and you're trying to get them to
understand it's a scam, but they're so afraid that they
(33:32):
feel like they have to do do it. How can
I legally bypass that elderly person?
Speaker 9 (33:38):
Uh?
Speaker 10 (33:40):
And you know, in order to protect them by you know,
you know, changing information in their phone or whatever it is.
How can I legally protect them when they don't understand
they need to protection you a relative.
Speaker 9 (33:56):
Yes, I think I think we're stuck with because I
went through this with my mom, and I think we're
stuck with. You know, anybody can have a cell phone,
and if you have a cell phone, all these people
gonna be calling and text whatever. The worst part about
it is they do hit seniors more than anything else.
And they make it sound urgent. And that always was
(34:19):
was what got my mother is they made it sound urgent.
If you don't pay this right now, we're gonna do
this or whatever. And she and plus she just talked
to anybody.
Speaker 6 (34:29):
So I don't know.
Speaker 9 (34:31):
I mean, legally you'd have to take their phone away
some ways, because those calls are gonna come if they've
got a phone in these days, even if they still
got a land on it. Yeah, you're gonna get these calls,
particularly this medicare advantage, which we had to get my
mother off of three times before, you know, Yeah, because
she thought it was a good deal and she'd just
(34:52):
listened to them and by and go along and approve it.
Speaker 6 (34:55):
And and so it's it's.
Speaker 9 (35:00):
Unless you put them in a conservatorship or something like that,
and you're still going to have a problem with they
can go get a phone. Yeah, things still act for
themselves and get a phone. So as long as they've
got a cell phone, I think we're stuck with trying
to protect them the best way we know how. But
if you can encourage them just not to click until
(35:21):
you get a chance to check it out, mom, let
me check it out or whatever.
Speaker 6 (35:24):
And and no you don't want to do that, and
so and do all of that in love. Yes, yes,
our patient is possible. That's right, Thank you, William, Bye
bye w D I a high caller.
Speaker 17 (35:40):
Hello, my most beautiful Black African roles Tula Radio Hall
of Fying Princess Queen of wb AH Elaine Johnson, Hi, my.
Speaker 5 (35:56):
Steve, Steve, Regina just falling out. She's falling out, She's
falling out with you.
Speaker 13 (36:11):
Miss Newman.
Speaker 16 (36:12):
I didn't write it down this time, but thanks to day.
Because I'm getting a little older, I usually write it
down to be more than it. But I'm be quick.
I know you still got another guess, but I know
you touched.
Speaker 17 (36:22):
On the toes.
Speaker 16 (36:24):
First of all, we ain't got no toes around here nowhere,
well whatsoever. And then they started doing the drive license scam.
So uh, you know, I drive a truck for a
living and got commercial license, so that really scared me.
So I started to click on it and I showed
Amma said, that's a scam. It's been all on TV.
But let me just say this. I don't have a PayPal,
(36:45):
uh cash app, none of that stuff. But when I
go out, people use their phone so much it's crazy.
I can see people lately when they go to the
cash register, they paying their bills with their phone with
all this information. They put all this information on the phone.
Speaker 9 (37:01):
And on your phone, your demit cards on your phone
and just waving exactly exactly. And now I can't even
imagine how bad it would be if someone took the
impos right.
Speaker 16 (37:13):
Yeah, and me, you know, if I lose my phone,
I'd be lost because I lost it one time in
the rear yard and I didn't know the numbers to
the office I worked for. So what I did was
roll down all the numbers in my phone on like
a little uh two little cars and laminated them and
got about three or folk said that I keep them
with me. But some of these, some of this stuff
(37:34):
going on, people sit around all day, all day with
nothing to do on the computer, trying to figure out
how to steal your money, and they coming up with
brilliant ideas. But like I said, people they on their
phones all the time, putting all that information on their phone,
and it's just crazy. We were at Walmart the other
day and a lady was on her phone, put her
(37:55):
groceries in her car and left her purse in the basket.
And then the other day we want to I said, ma'am,
you leave me your person. Not too long ago, we
went to Walmart, got out of the car. It was
a purse just in the basket outside in the park lot.
We just rolled the basket back, you know, in the
store and gave him to them ladies. When you come out,
they check me or receipt. But people need to be
(38:15):
aware they surround us. They need to just put these
huban bell put these damn phones down, because it is
ridiculous how the sall pone the cell phone. It's just
it's important, but it's not important, you know, it's caused
the actions did get people killed. And then people stealing
your phones got all your information. And the first thing
they're gonna try to do is get in it, unlock it,
(38:37):
and steal all your information and just steal every damn
you got, bib. I know y'all trying to get out
of here, but know look, you're a blessing on the
God's said every time. But they have had good gifts
on the show anyway. But you're a blessing on the
gods send. I want you to keep coming on this
show and giving us this value of information because it's
just a lot of thieves.
Speaker 13 (38:55):
You know.
Speaker 16 (38:55):
I can understand. I got respect for people who do.
I just ain't got no respect for a thief. I
just really don't. Bill, miss my time. I love you.
They'll be careful, be safe, keep your head on the swivel,
watching around, and thank you living on one one more time.
Bill thanked Steve.
Speaker 6 (39:11):
That's right, thank you, Steve, right, thank you.
Speaker 5 (39:14):
And Regina, before you get out of here, I have
this email about property taxes, says Miss Regina. For Shelby
County taxes. The tax rate is now two and sixty
nine cent. Please ask Miss Newman, how do I calculate
the taxes on a three hundred and fifty K house
located in Shelby County.
Speaker 8 (39:34):
Not the city.
Speaker 9 (39:36):
Okay, well it doesn't matter where it's located. Okay, but
your so if.
Speaker 6 (39:41):
Your house is worth it, I'm gonna start one hundred thousand.
Speaker 7 (39:44):
Yeah.
Speaker 9 (39:44):
So if your house is worth one hundred thousand dollars,
that means your assessment is twenty five percent of that.
So your assessment is twenty five thousand dollars. And for
every hundred bucks, the tax rate is applied. So you
got two dollars and sixty nine cents. You are correct
new rate two dollars sixty nine cents. What that means though,
(40:05):
I know it looks like it went down a lot.
Speaker 6 (40:07):
Yeah, from three.
Speaker 9 (40:09):
Thirty nine all the way down to sixty nine, But
your assessments went up, So before I get to the
rest of the calculation, your bill gonna be about the same.
Speaker 6 (40:16):
As it was last year. Wow.
Speaker 9 (40:21):
And the whole rule of law in the state of
Tennessee is if you have a reappraisal in the county,
which we just had, and let's say the assessments go
up forty percent, the county is not allowed to get
more money than it got the year before, so it
requires a lower tax rate.
Speaker 6 (40:41):
Okay, So the two.
Speaker 9 (40:43):
Sixty nine brings us the same amount of money as
the three thirty nine used to Okay, that doesn't mean
that your bill is going to be exactly the same.
Maybe your assessment went up or down a little more
or less than the average. So you know, maybe the
average was thirty percent, yours went up thirty one, thought, okay,
we may have a little few more pennies to pay.
But and if went down, you have a few less
(41:04):
pennies to pay. But the bottom line is the county
gets the same amount of money.
Speaker 6 (41:08):
So if you got.
Speaker 9 (41:10):
You take your two sixty nine and you multiply it
times every one hundred bucks on your twenty five thousand
dollars assessment on one hundred thousand dollars house and in
your case, yours would be multiply three three times three
and a half times if it's three hundred and fifty thousand.
But if you have any questions about what that assessment is,
(41:31):
it's online right now, okay, so you know the assessor
has it and we will be loading it and then
your tax bills.
Speaker 6 (41:42):
Will hopefully show up online very shortly. We have to wait.
Speaker 9 (41:46):
The County Commission just set this on Monday night, okay,
and it was late if you weren't listening till after
eleven o'clock like I was there. Yeah, but so it
has to become final, So when it becomes final, we'll
put it online. But for right now, if you and
there's an explanation on our website already of how you
(42:07):
figure your tax okay, so feel free to go on
and do that. And if you have any questions, just
call one of our folks and they'll.
Speaker 6 (42:14):
Be okay for you.
Speaker 8 (42:15):
And again, the tax bill will be going out in August.
Speaker 6 (42:20):
It's there. You'll usually hit you in August. Okay.
Speaker 9 (42:23):
We try to get them out late July early August,
so they'll usually hit you in August, so hopefully that's
that's when they'll hit you again. But they will be
online before you actually get the bill in the mail.
And there will also be in the brochure this year
directions on how to sign up for the Register's Office
deed fraud program. Oh good, so in the brochure they'll
(42:44):
say that we're adding that so nobody can know that.
Speaker 5 (42:47):
Good always, Regina, good information you bring us good we
knowing we learned about these scams and these scammers.
Speaker 6 (42:55):
Look for Regina next month for July's wallet warning. I
will be here.
Speaker 1 (43:00):
Thank you, Ben and and sister you stay as pretty
since stay cool now, stay cold, as cool as possible,
I know' Shelby County Trustee Regina Morrison Newman.
Speaker 5 (43:14):
All right, y'all, we're getting ready to go to the
other side of the Bev Johnson Show right here on
w d i A.
Speaker 11 (43:24):
Whether you're in Arkansas, Tennessee, or Mississippi on Facebook, Twitter,
or Instagram, thank you for listening to the Bev Johnson
Show on do w DA, Memphis,
Memphis probably presents The Ben Johnson Show.
Speaker 2 (00:08):
Let me say, Bath I've gone, stop me fist. Let
me you say she's gone hemphistogain. No matter of the
(00:30):
problem she can have. So all the phone and the
normans your mind.
Speaker 3 (00:38):
She was there jim ding in the hair by.
Speaker 4 (00:43):
Challing you to just keep the fair, went around picking
out misdoting show, got out.
Speaker 2 (00:56):
Every fuck you can hear every day.
Speaker 3 (01:00):
Indeed, I ain't man, my bell got me a missed
up and gay.
Speaker 5 (02:47):
Good morning, good morning, good morning, and welcome in to
w d i A The BEB Johnson Show. I'm bed
good to have you here on this Thursday, June six,
twenty twenty five. Enjoyed this fabulous day to day. Get
ready to put your ears on this day. First hour,
(03:09):
we will be talking with our Shelby County Trustee, Regina
Marson Newman for this month's wallet warning. Second hour, men,
I want you to pay attention to second hour. We'll
be talking about prostate cancer. Yeah, it's men's health months,
so stick and stay for that. When it's your turn
(03:30):
to talk, you know you can nine zero one five
three five nine three four to two eight hundred five
zero three nine three four two eight three three five
three five nine three four.
Speaker 6 (03:47):
Two will get you in to me.
Speaker 5 (03:53):
And if this day, this this day, Thursday, June twenty six,
twenty twenty five, is your birthday. Happy birthday to each
and everybody y'all out there who may be celebrating a
birthday on this day. You know what I say, Go
(04:16):
out and celebrate your life. You better, You're better. When
we come back, we'll talk with our Shelby County Trustee
Regina Morrison Newman with June's Wallet Morning next with me
Bev Johnson on the Bev Johnson Show only on Double D.
Speaker 7 (04:43):
I A.
Speaker 5 (04:58):
Good morning and welcome back. We are bumping on Sun
the SAT. That's Wes Montgomery for my jazz lovers. Good
morning and welcome in the Double D. I A the
heart and soul of a Memphis and we are here
once again. As I said earlier, we'll put your ears
on get the great information.
Speaker 8 (05:18):
She's back in the house.
Speaker 5 (05:20):
Our Shelby County Trustee, Regina Marson Newman with this month's
June Wallet Warning.
Speaker 6 (05:29):
Good morning, Regina, morning, I'm great.
Speaker 3 (05:32):
How are you.
Speaker 8 (05:33):
I'm doing well today? You stand out of the heat.
Speaker 6 (05:35):
I'm trying. I'm trying.
Speaker 5 (05:38):
Yeah, it's warm for us out here. As I say
around here at Regina, I don't do hot I don't
do my ac working.
Speaker 9 (05:48):
And y'all just pray for our system down at our
office building, which is a little warm.
Speaker 6 (05:51):
You may want to come next week, okay, okay, okay,
So you let them know they're working on it. They're
working on it. Okay, good.
Speaker 5 (06:00):
Well, I am excited because you always give us the
good news when we're talking about scams. In this month's
wallet warning, Regina.
Speaker 6 (06:10):
Is what the simswap scam? This one's not good. Oh,
this one's really bad. Okay, okay.
Speaker 9 (06:19):
Because we all live by our our mobile phones, right right,
So did you know that somebody can take over your
phone and your phone number without you knowing? And would
you know it in time to stop them. This happened
to a friend and she was telling me about her
sister was standing at a bank and all of a
(06:40):
sudden the phone went blank and went black and went down,
and when it came back up, there was someone in
her phone changing her passwords. Wow, so she could see
them changing her passwords. So the quickest thing you can
do is go to your phone carrier office shut down
(07:01):
your phone if possible, all the way down, take the
bat reute, whatever you need to do, and go to
your your phone cell phone carrier office and see what
they can help you with. But it is bad because
once they're in your phone, they have everything. What are
we keep on our phone? Oh we got our our passwords,
all our apps, our account numbers that can look at
(07:21):
your bank everything. Because now a lot of what the
verification is is you put in your phone number and
they tendue a text and so someone else has got
a hold of it and there you go. So what
it's called sim swapping or sim hijacking because that's that
(07:43):
little card in your phone they call the SIM card. Okay,
it is not slowing down. So according to the Federal
Trade Commission, reports on this scam have jumped fort in
just two years, and losses now top one hundred million
annually in the US. In the last few months, there
have been numerous local reports to Better Business Bureau Scam
(08:05):
Tracker and including one from a Shelby County resident who
said that someone posed as her contacted her cell phone
carrier first by phone, then online chat, and transferred her
phone number to another SIM card so they pretended to
be her, and at that point the scammer has access
(08:25):
to everything in your phone, all your contacts, so they
can get them too, h messages, passwords, y'all don't want
anybody reading your message? No, you don't, you don't, you
do not, you do not, okay, And so literally everything
is accessible to the sim hijacker. So it is very
difficult and time consuming to straighten this out. So you
(08:47):
often lose access to your phone number.
Speaker 6 (08:49):
You gotta change it. You can tell you know how
bad that.
Speaker 9 (08:52):
Yeah, yeah, everybody knows how bad that is if they
have to change their number and all your contacts are
in there and you don't. We don't memorize people's number anybody,
We don't, don't. I don't know my best friend's phone
number because it's in my phone, right. But the scammers
act quickly, and by the time you get control back,
the damage may already be done. So here's what you
(09:13):
have to look out for. Your phone goes blank and
then comes back up and you no longer have access
to it, Shut it down, go to your your your
as fast as possible, or call them whoever carries is
your cell phone carrier. The second way is you get
a strange text and it says it's from your cell
phone carrier. It's real and it says your SIM card
(09:35):
has been updated. Well, you need to call them right
away because it wasn't you. Yeah, and then your phone
stops working. When you call your provider, they tell you
your number was transferred something you did not authorize, and
by the time you realize what's happened, they may already
be inside your accounts, clearing out your bank, whateverever.
Speaker 6 (09:57):
Apps you have on your phone. So how how do
we kind of fix this?
Speaker 9 (10:02):
Okay in advance hopefully, so all it takes for them
is a little personal information name, address, last four digit
social number, and then they've got your phone so that
when they ping you to make sure that you're the
direct correct person and verify your identity, somebody else is saying, oh, yeah,
it's me. So how to protect yourself. Add a pen
(10:24):
or a passcode to your wireless account and by that,
I'm not talking about the one you use to get
in your phone.
Speaker 6 (10:31):
Okay.
Speaker 9 (10:32):
So for example, if you set up an account at
AT and T for your mobile, then they're going to
ask you for a pin that you give them every
time you call.
Speaker 6 (10:43):
So that you know whether it's one.
Speaker 9 (10:45):
Two, three, four or whatever, a four digit number that
they're going to get from you when you call to
make sure it's you, so that they're not ding in
your phone that now somebody else may have control of.
So that's really what you want to do, is set
up that pen or that pass code with your cell
phone carrier so that nobody can call them and pretend
to be you. You have to have that number, okay,
(11:07):
and I'm not talking about the one on you know
your number you used to enter your phone and then
avoid using your phone number as your ID on all
your accounts. Oh okay, so we most of us and
most of the entries now are your email address, right,
(11:27):
but you have more control over if you use your
phone number. People have your phone number, yes, and so
avoid using your phone number. Change them to your email
address for your login and they get a good password. Okay,
Be careful what you share online because all the scammers
are out there calling all this data, data mining everything
(11:48):
you put out there. And so what's your grandmama's first
name and what's your mama's maiden name.
Speaker 6 (11:53):
It's all online.
Speaker 9 (11:54):
They can find it because you're on Facebook and tekknok
and whatever, and everybody's names are there, your address, your
zip code, your area code, all those things are there.
Scammers gather that up and they build an impersonation of you,
and so try to avoid that. It's particularly social media.
(12:15):
So those are the things you can do, but just
keep an eye out if it does happen, act quickly.
Speaker 6 (12:20):
Yeah, that's the thing. Act quickly.
Speaker 5 (12:23):
So again, this is the sim swap scam yep. And
again the people that's that little car that holds all
their in your name.
Speaker 9 (12:32):
And they do it remotely. So the other the other
advice I'm going to give is don't use public Wi
Fi if you can avoid it. So you go to
your favorite restaurant, you can get on the Wi fi.
Speaker 3 (12:42):
All right.
Speaker 6 (12:43):
I always turn my Wi Fi off.
Speaker 9 (12:45):
Okay, I turned my WiFi off when I'm wandering around
town because I still have yes from when I used
the public Wi Fi and the past weor'd still in
there and it'll just link up if you're in a
restaurant or whatever, right and so, or when I'm traveling
and so that you're not on the bank's WiFi, you're
not on the airport's WiFi, you're not well wherever you are,
(13:05):
you're just on your own cellular data. Uh, so you're
gonna run a little more data, but at the same time,
you're going to be much more secure and safer, Yeah,
from somebody being on public WiFi and hijacking into your phone.
And so they do call it simcard hijacking, okay, and
they just steal your number and everything that's in your phone.
Speaker 6 (13:25):
Not good, not good.
Speaker 5 (13:26):
And then again, as you said, Regina, then you have
to go to your carrier. Probably nine times of ten
do you have to get a brand new phone or
they can.
Speaker 6 (13:34):
You got to get a new phone number.
Speaker 9 (13:36):
You've got to change your all your accounts and call
how many apps do we have the I don't even
know how much happen on my phone that they could
get into. And so I've locked a bunch of them now,
So I got somebody told me this story, and I
just locked a bunch of my apps so that I
got to log in every time.
Speaker 6 (13:53):
But that's what it is.
Speaker 10 (13:55):
Yeah.
Speaker 3 (13:56):
Wow, wow.
Speaker 5 (13:57):
If you've just tuned in this day, we are talking
with our Shelby County Trustee, Regina Marison Newman. We are
talking about this month's wallet warning SIM swap scams that
can get into your mobile phone. Yes, oh my goodness,
mobile phone.
Speaker 8 (14:14):
If you have a question or two four.
Speaker 5 (14:16):
Regina, we invite you to call now nine zero one
five three five nine three four two eight hundred five
zero three nine three four two eight three three five
three five nine three four two will get you into us.
If you can't call, email me your question. Bev Johnson
(14:37):
at iHeartMedia dot com. Bev Johnson at iHeartMedia dot com.
You're listening to double d i A.
Speaker 11 (14:50):
Don't go away. The Bev Johnson Chill returns after these
messages the.
Speaker 3 (14:54):
Bev Jonson show you to Just Keeping shows.
Speaker 6 (15:38):
Good morning and welcome back to w d i A.
Speaker 5 (15:41):
We are talking with our Shelby County Trustee Regina Morris Newman.
We've been talking about this month's wallet warning, the sim
swap scams that's in your phone, and we've been talking
about that.
Speaker 6 (15:55):
That's the bad news.
Speaker 8 (15:56):
But always Regina brings us some good news in the house.
Speaker 6 (16:01):
I do try, I know you do you do? All right?
Speaker 9 (16:04):
We have a little consumer good news this month and
that is right. Aid drug store y'all familiar with Ride
eight had been sued in a class action lawsuit for
a data breach, and so this is a data breach
of the personal information of any customers that made purchases
(16:24):
between June sixth of twenty seventeen and July thirtieth of
twenty eighteen. So this is a while back lawsuit, but
the data was breached last June, a year ago. So
essentially right Aid has agreed to a settlement of all
the people in this lawsuit, which is probably two million.
(16:47):
It might affect two million people six point eight million
dollars and so they have over twelve hundred stores in
fifteen states and they've agreed to pay. So if you
were impacted, you probably got a letter from rite Aid
telling you how to make a claim or they already
(17:08):
know about you. If you made a purchase between June
sixth of twenty seventeen and July thirtieth of twenty eighteen,
and you didn't get a letter about this settlement, you
need to make a claim online before July seventh, So
that's in about a week and a half. Yes, so
the claim deadline is July seventh. If you just google
(17:29):
rite Aid data breach settlement, it should come up and
you can make your claim online and make sure that
you get a little piece of that if you made
purchases between those in that year there, so by all means,
go ahead and do that. If you have other out
of pocket expenses where that data breach actually caused you
to have the higher credit monitoring and all this kind
(17:50):
of stuff, you can put those expenses into. Otherwise you'll
just get the normal amount that you can get in
the in when it's all divvied up, depending on how
many claims they have. So that is a good, good
deal for everybody who was impacted by that, and so
hopefully you'll get a little piece of money.
Speaker 5 (18:06):
Yeah if you were Yeah, yeah, So again, it's the
right aid drug store.
Speaker 9 (18:12):
The right aid drugs is gonna be trying to go
to another one. This is the right aid one. And
you had to have made a purchase between June sixth
and twenty seventeen and July thirty, twenty eighteen. And of
course they probably know who all these folks are, but
they actually did not take steps is what the lawsuit allegis,
they did not take proper steps to secure your personal information,
(18:35):
and your name, address, birth date, and driver's license number escaped.
Speaker 6 (18:39):
Wow.
Speaker 9 (18:40):
So that's a lot of really good personal information that
shouldn't got out there, and so hopefully everybody who's entitled
to that will get their share.
Speaker 6 (18:49):
Okay, okay, that is some good news. That is some
good news. It's always good news when you get your share, it's.
Speaker 5 (18:55):
Always good news. And also, Regina and I had got
an email last week and one of my listeners said
they was thanking me for having you to tell about
the scams because she said she got scammed on one
of those that she hadn't known you know what to do.
(19:15):
So we appreciate you telling us about the scam, and
especially this new one with your phone.
Speaker 6 (19:20):
It is, we've got we've got another one.
Speaker 9 (19:23):
I wanted to mention because it's come up so quick
and I've already gotten texts three or four times, okay,
and that is somebody's texting you saying that you owe
a toll.
Speaker 2 (19:34):
Yeah.
Speaker 6 (19:34):
Yeah, have you got that?
Speaker 8 (19:35):
I've gotten that too, yes.
Speaker 9 (19:37):
And so this is like all of a sudden everywhere,
And I know Channel three did a big thing on it, right,
but so we didn't want to repeat it, but I'm
gonna still go ahead and put it out there. And
that is the first thing you'll notice at the top
of that text is that that's coming from another country.
So that's a key indicator that that it's got a
(19:59):
sixty read before the area code or whatever, it's coming
from another country. And also if you didn't travel through
to the state of Tennessee. And they have a hard
time hitting Tennesseeans because we don't have a lot of tolls.
Speaker 8 (20:10):
Yeah, we don't have tolls. I was telling somebody, we
don't have tolls here.
Speaker 9 (20:14):
Yep, we don't have any tolls. And so, uh, they've
gone to traffic violations. So now they're going to traffic
violations for Tennesseeans. But it's not coming from within the state,
and it's not even coming from within the country.
Speaker 6 (20:26):
So it is a scam. Do not click on anything,
Just delete right Because the first.
Speaker 5 (20:33):
Time I got it, I had just left the convention center,
so I'm thinking they said I didn't pay, Yes I did.
Then I kept reading. I said, wait a minute, of
the toll. It's not a toll, that's conventions and then
I kept I said no, and I deleted. And then
my niece called me and said, they said, oh, a
ticket to I said, kyat, it's a scam.
Speaker 8 (20:54):
Do not click. Don't be paying sending any money or anything.
Speaker 9 (20:58):
They almost got my husband because they one to him
and we did. When we go north to visit family,
there's a toll world and he said, did we not.
Speaker 6 (21:05):
Pay those tolls?
Speaker 3 (21:06):
I got this.
Speaker 6 (21:06):
It says my car has tolls on it. I said,
we didn't take your car. We only take my car.
So yeah, no, that's a scam. It's at sixty three
on the top for the country code. Come on.
Speaker 5 (21:21):
Yeah, so that's good to know. And you know, I
am so glad Regina that you you you come on
and let us know how to save our money. That's
that's what wallet warning is for. When you all started
doing yourself.
Speaker 6 (21:34):
Yeah, protect yourself, protect your money. They are faster than
the law. They are faster than the laws, have anything
else to do. They don't have anything else to do.
Speaker 9 (21:42):
And so we got to pass the word as fast
as possible so that you can protect yourself before they
start getting arrested.
Speaker 6 (21:49):
We hope happened something.
Speaker 5 (21:51):
And also last week I had a turning Ursula woods
on and some called off anyway, how you got mentioned
people now trying to taking property and say you owe
taxes and you don't owe taxes, and she was saying
it's a big scam. She said, you all call Regina's
office to see, you know, if your tax is okay.
Speaker 6 (22:14):
Yeah, you can just call us anytime. You don't have
to wait on the phone for an hour.
Speaker 5 (22:19):
Right.
Speaker 9 (22:19):
We get one hundred and sixty thousand calls a year, y'all,
and we answer ninety nine percent. I'm in thirty seconds.
So this is not something that's gonna take you all day,
like calling your insurance company or anything like that.
Speaker 6 (22:30):
I hate that.
Speaker 9 (22:31):
So that's why we do it this way. And so
every morning I get a phone report. And so if
you call us and say do I owe any taxes
to give your address, your your property address or your name,
my folks will look it up for you. You can
look it up online. It's real simple. Yeah, you can
do the same thing with City of Memphis taxes or
whichever city you're in. But we collect directly for basically
(22:56):
all of them if they're late, all seven cities, okay,
but for also current taxes Lakeland, Millington, and Arlington and Shelby.
So just just check it out, make sure that you're
not getting scammed. Uh, if you didn't pay something, and
they can work out a payment plan if you if
you missed something and you do actually owe something, they'll
(23:18):
work with you.
Speaker 6 (23:18):
And that's what we said.
Speaker 5 (23:20):
And I told her, I said, I said, well, Regina
always said that they have a payment plan, so no problem.
Speaker 8 (23:26):
Let me go get this phone call. Regina w d
I a high caller. Hey, Clyde, I'm gonna tell you
what is that, Clyde.
Speaker 12 (23:39):
These scams are sneaker and sleeker.
Speaker 6 (23:43):
Clyde. You know what you you are so right? You
had a scam on you, Clyde.
Speaker 12 (23:51):
They called me and said that.
Speaker 10 (23:54):
Well, they said they were from a law firm and
they said they would collecting overdress.
Speaker 7 (24:00):
Know that I hate.
Speaker 10 (24:03):
And I said, oh really but and I tell them
this and nothing, and I mean, they sound like they
they were real a law firm.
Speaker 12 (24:13):
They were, they were a long firm. And they said,
did you get the paperwork? I said, why aren't gotten
the paperwork? And uh but they said that, well we
represented and they said first seventh, Well I ain't never
had a counter first and I didn't hung the phone up.
Speaker 8 (24:34):
You do you right, Clyde?
Speaker 9 (24:35):
Yes, she had, And if you did have an account,
you still need to just hang in the phone up
and call first Tennessee and right right exactly.
Speaker 12 (24:46):
I'm not just want to tell people because I get
stuff on my phone from a snoop dog and dog,
and I don't want something from a title tivy that
I don't want something. I don't win something, ain't no,
I ain't no class or not right. And so I
just want to see people stop going on on the
website because.
Speaker 6 (25:06):
You know, right, don't click, yeah, please don't delete, delete, don't.
Speaker 9 (25:14):
Click because if you click on something, they can download
things to your phone computer.
Speaker 6 (25:19):
And thank you, yeah, thank you.
Speaker 5 (25:21):
As Reginia said, don't you delete it because if you
and you and I'm like Clyde Regina, I get all
this in you want this and you got this. Matter
of fact, last night was looking at my email and
they saying your cloud has something clicks.
Speaker 8 (25:36):
No delete exactly exactly something.
Speaker 6 (25:40):
It's always something.
Speaker 13 (25:41):
W D I a hi caller, good morning, my moments
people for African Vitor. How are you doing today, sister,
Good morning David.
Speaker 8 (25:49):
I'm doing well today.
Speaker 6 (25:51):
How about you? Brother?
Speaker 13 (25:52):
Oh girl, I don't have to I might have to
call somebody about this. He who can I call about this?
Heat to get good up?
Speaker 2 (26:02):
I don't have.
Speaker 3 (26:02):
Anything to do with that one. So you can't with that.
Speaker 13 (26:08):
I'd be in charge of that if I could, right,
I miss Newman.
Speaker 3 (26:13):
How you doing great?
Speaker 13 (26:15):
Ire we a, I'm doing I'm doing well. I'm like
my girl that I can't do heat. I'm set to
the baby.
Speaker 8 (26:24):
Yeah, I don't know how.
Speaker 6 (26:25):
I'm a spring baby.
Speaker 13 (26:26):
So I missed it. But anyway, and I gotta cut
the yard tomorrow, so my yard tomorrow.
Speaker 7 (26:32):
Yeah.
Speaker 13 (26:33):
But anyway, I always appreciate you coming on and and
giving us the safety. I just wanted to add a
few things in regards to what you said today. What
may be cheaper for people is to also if they
can't afford to switch from the cellular for Wi Fi,
maybe get a VPN that there are some that I
(26:55):
legit and free. I use Proton VPN, and it's free
until you use a certain amount of time, and then
you have then they have they charge you for VPN.
IS stands for Virtual Private network for those people who
don't know. Also, I don't know how many people I use.
Speaker 4 (27:16):
I use.
Speaker 7 (27:17):
I don't.
Speaker 13 (27:17):
I don't use a MAC. I use the other thing.
Speaker 14 (27:23):
I can't think of right now.
Speaker 13 (27:25):
Look, I ain't even want a freaking fauld. I just
got it because the bus.
Speaker 14 (27:30):
I have to use that for the app. I just
I missed my flip fault. I ain't gonna tell you
a lot, but Android Android. Yeah, so, but you can
also get virus protection on that as well. I got
bit descended on. I don't know how many people actually
do that and engage from that standpoint. And and last
(27:54):
you can also let's see, let's see virus detection. Oh,
two facts authentication. Yeah, I think that's that's very important
as well, and hopefully your service.
Speaker 13 (28:06):
Provider, whoever you're using, will allow that to be I'm
no imagine everybody every company now has that. Don't you
do what you think?
Speaker 9 (28:16):
I think it's being offered by everybody, but you know,
sometimes we just bypass it. Yeah, and and what you know,
But the issue is that the two factor identification is
going to be on your phone. Yeah, and so if
somebody gets in your phone, then you've lost control. But
all the all the suggestions are good. Any security that
(28:37):
you can have is a better thing. And uh so,
whether they're sending you an email or a text, uh
go with your email if possible, But whether they're sending
you an email or a text, to verify it to you.
All our our office stuff has the Microsoft Authenticator, so
you get a code on your phone to order to
(28:58):
log into the computer. And and that's very secure. But
it's that they are they are slick.
Speaker 13 (29:08):
Well, well, we used to say, and I haven't and
I you know, I've been around tech since people out
there since Doc three dot X. I've only been hacked
one time, which I wasn't trying to be hacked, and
another time when you were testing some security software. So
but the point is is that we we had, you know,
we said, there's two kinds of people out there. There's
(29:30):
those who have been hacked and those who will be hacked.
I think you should do everything you can to be
careful as she's she suggested, which were all good things,
but I think to the encryption only two fact authentication
can go to your email or somewhere else. So it'd
be nice if you can encrypt your phone to the
(29:51):
degree that it would make it harder. But these like,
as she said, you are to be afraid. These people
are good. They're really really good. And I'm afraid and
I know a little bit about what I'm doing. So anyway,
thanks for coming on appreciate all the great information.
Speaker 8 (30:05):
Thank you, thank you, David.
Speaker 5 (30:06):
Yeah, and and you just have to be be careful
and don't and as Regina, it says, don't click on
stuff if you know you haven't ordered anything or and
I know sometimes we get greety. We think we're gonna
get some money in. But but if you come on,
y'all just delete. And I know that it's it's hard, Regina,
(30:27):
for a lot of senior citizens as well. You know
they don't know all this new technology.
Speaker 6 (30:31):
Yep. Yeah, we gotta get the word out. Yeah, get
the word out. Get the word out. Yeah.
Speaker 15 (30:35):
W D I a hi caller, Good afternoon. How you doing.
Speaker 8 (30:40):
I'm doing well? Still morning, Freddie, I'm doing good morning.
Speaker 15 (30:44):
I'm sorry. Hey, I'm rushing today.
Speaker 16 (30:46):
How are you missed, Regina?
Speaker 6 (30:47):
I'm great, great, good.
Speaker 15 (30:50):
You talked about the scams. I got a good one
for you. Okay, I think it was last month when
you were on. I got a call from Day Did
I identify who they were? They recording said this message,
this message is solely intended for it, and they said
my brother in law's number. We weren't living down here
(31:10):
with my brother in law passed and he been gone
for some years. I politely blocked it. I want you
to know they called from another number. Yes, said the
same thing, same voice. This time they was asking for
my husband. Now he been gone some years too. I
blocked that number. They didn't stop. Oh wow called Yeah,
(31:32):
they called from another number. This message is solely intended
for my son. Click a block and I'm like, what.
Speaker 4 (31:42):
Is wrong with these people?
Speaker 6 (31:44):
The whole family?
Speaker 15 (31:45):
Yeah, And I'm like, okay. So when I had talked
to my son that day, I told him about it.
He said, Mom, I got the same number and they
said And I told him what they had said. He said,
that's the same thing they said on me, and I
politely blocked him. I said, these folks is getting outrageous
Wicky scams over and medicare scams. One guy called me
(32:11):
and asked me, gave me his name and everything, and
he said, I'm calling to see if you receive your
three hundred and thirty five dollars for your expense.
Speaker 9 (32:20):
And I'm like, what they're trying to sell you medical advantage?
That's their opening line?
Speaker 15 (32:26):
Yeah, yeah right, And I'm like, I'm not in the
rested clicker. He called back, why did you hang up
on me. I said, you didn't get the message. You
get it this tame clicker.
Speaker 6 (32:37):
Good for you, Freddy. Be careful out there.
Speaker 15 (32:39):
Freddy, Yes, ma'am with the landline phone, sell phone. We
got to be watchful because these scammers are scamming any
way they can to get money out of us that
were trying.
Speaker 6 (32:50):
To hold on to You're right, you're right, Thank you, Freddy.
Speaker 15 (32:54):
You welcome you too, y'all. Stay cool, Hey, I ain't
gonna stay cool, stay cold because it's hot.
Speaker 2 (32:59):
It is it is w D.
Speaker 5 (33:03):
I a high caller, So beautiful bell, Hey William, how
are you all right?
Speaker 10 (33:10):
And good morning to you.
Speaker 7 (33:11):
Guess the coursetion I have is you have an elderly
person that gets this scam call and they mentioned it
to you, and you say, hey, that's a scam, and
they say no, and you're trying to get them to
understand it's a scam, but they're so afraid that they
(33:32):
feel like they have to do do it. How can
I legally bypass that elderly person?
Speaker 9 (33:38):
Uh?
Speaker 10 (33:40):
And you know, in order to protect them by you know,
you know, changing information in their phone or whatever it is.
How can I legally protect them when they don't understand
they need to protection you a relative.
Speaker 9 (33:56):
Yes, I think I think we're stuck with because I
went through this with my mom, and I think we're
stuck with. You know, anybody can have a cell phone,
and if you have a cell phone, all these people
gonna be calling and text whatever. The worst part about
it is they do hit seniors more than anything else.
And they make it sound urgent. And that always was
(34:19):
was what got my mother is they made it sound urgent.
If you don't pay this right now, we're gonna do
this or whatever. And she and plus she just talked
to anybody.
Speaker 6 (34:29):
So I don't know.
Speaker 9 (34:31):
I mean, legally you'd have to take their phone away
some ways, because those calls are gonna come if they've
got a phone in these days, even if they still
got a land on it. Yeah, you're gonna get these calls,
particularly this medicare advantage, which we had to get my
mother off of three times before, you know, Yeah, because
she thought it was a good deal and she'd just
(34:52):
listened to them and by and go along and approve it.
Speaker 6 (34:55):
And and so it's it's.
Speaker 9 (35:00):
Unless you put them in a conservatorship or something like that,
and you're still going to have a problem with they
can go get a phone. Yeah, things still act for
themselves and get a phone. So as long as they've
got a cell phone, I think we're stuck with trying
to protect them the best way we know how. But
if you can encourage them just not to click until
(35:21):
you get a chance to check it out, mom, let
me check it out or whatever.
Speaker 6 (35:24):
And and no you don't want to do that, and
so and do all of that in love. Yes, yes,
our patient is possible. That's right, Thank you, William, Bye
bye w D I a high caller.
Speaker 17 (35:40):
Hello, my most beautiful Black African roles Tula Radio Hall
of Fying Princess Queen of wb AH Elaine Johnson, Hi, my.
Speaker 5 (35:56):
Steve, Steve, Regina just falling out. She's falling out, She's
falling out with you.
Speaker 13 (36:11):
Miss Newman.
Speaker 16 (36:12):
I didn't write it down this time, but thanks to day.
Because I'm getting a little older, I usually write it
down to be more than it. But I'm be quick.
I know you still got another guess, but I know
you touched.
Speaker 17 (36:22):
On the toes.
Speaker 16 (36:24):
First of all, we ain't got no toes around here nowhere,
well whatsoever. And then they started doing the drive license scam.
So uh, you know, I drive a truck for a
living and got commercial license, so that really scared me.
So I started to click on it and I showed
Amma said, that's a scam. It's been all on TV.
But let me just say this. I don't have a PayPal,
(36:45):
uh cash app, none of that stuff. But when I
go out, people use their phone so much it's crazy.
I can see people lately when they go to the
cash register, they paying their bills with their phone with
all this information. They put all this information on the phone.
Speaker 9 (37:01):
And on your phone, your demit cards on your phone
and just waving exactly exactly. And now I can't even
imagine how bad it would be if someone took the
impos right.
Speaker 16 (37:13):
Yeah, and me, you know, if I lose my phone,
I'd be lost because I lost it one time in
the rear yard and I didn't know the numbers to
the office I worked for. So what I did was
roll down all the numbers in my phone on like
a little uh two little cars and laminated them and
got about three or folk said that I keep them
with me. But some of these, some of this stuff
(37:34):
going on, people sit around all day, all day with
nothing to do on the computer, trying to figure out
how to steal your money, and they coming up with
brilliant ideas. But like I said, people they on their
phones all the time, putting all that information on their phone,
and it's just crazy. We were at Walmart the other
day and a lady was on her phone, put her
(37:55):
groceries in her car and left her purse in the basket.
And then the other day we want to I said, ma'am,
you leave me your person. Not too long ago, we
went to Walmart, got out of the car. It was
a purse just in the basket outside in the park lot.
We just rolled the basket back, you know, in the
store and gave him to them ladies. When you come out,
they check me or receipt. But people need to be
(38:15):
aware they surround us. They need to just put these
huban bell put these damn phones down, because it is
ridiculous how the sall pone the cell phone. It's just
it's important, but it's not important, you know, it's caused
the actions did get people killed. And then people stealing
your phones got all your information. And the first thing
they're gonna try to do is get in it, unlock it,
(38:37):
and steal all your information and just steal every damn
you got, bib. I know y'all trying to get out
of here, but know look, you're a blessing on the
God's said every time. But they have had good gifts
on the show anyway. But you're a blessing on the
gods send. I want you to keep coming on this
show and giving us this value of information because it's
just a lot of thieves.
Speaker 13 (38:55):
You know.
Speaker 16 (38:55):
I can understand. I got respect for people who do.
I just ain't got no respect for a thief. I
just really don't. Bill, miss my time. I love you.
They'll be careful, be safe, keep your head on the swivel,
watching around, and thank you living on one one more time.
Bill thanked Steve.
Speaker 6 (39:11):
That's right, thank you, Steve, right, thank you.
Speaker 5 (39:14):
And Regina, before you get out of here, I have
this email about property taxes, says Miss Regina. For Shelby
County taxes. The tax rate is now two and sixty
nine cent. Please ask Miss Newman, how do I calculate
the taxes on a three hundred and fifty K house
located in Shelby County.
Speaker 8 (39:34):
Not the city.
Speaker 9 (39:36):
Okay, well it doesn't matter where it's located. Okay, but
your so if.
Speaker 6 (39:41):
Your house is worth it, I'm gonna start one hundred thousand.
Speaker 7 (39:44):
Yeah.
Speaker 9 (39:44):
So if your house is worth one hundred thousand dollars,
that means your assessment is twenty five percent of that.
So your assessment is twenty five thousand dollars. And for
every hundred bucks, the tax rate is applied. So you
got two dollars and sixty nine cents. You are correct
new rate two dollars sixty nine cents. What that means though,
(40:05):
I know it looks like it went down a lot.
Speaker 6 (40:07):
Yeah, from three.
Speaker 9 (40:09):
Thirty nine all the way down to sixty nine, But
your assessments went up, So before I get to the
rest of the calculation, your bill gonna be about the same.
Speaker 6 (40:16):
As it was last year. Wow.
Speaker 9 (40:21):
And the whole rule of law in the state of
Tennessee is if you have a reappraisal in the county,
which we just had, and let's say the assessments go
up forty percent, the county is not allowed to get
more money than it got the year before, so it
requires a lower tax rate.
Speaker 6 (40:41):
Okay, So the two.
Speaker 9 (40:43):
Sixty nine brings us the same amount of money as
the three thirty nine used to Okay, that doesn't mean
that your bill is going to be exactly the same.
Maybe your assessment went up or down a little more
or less than the average. So you know, maybe the
average was thirty percent, yours went up thirty one, thought, okay,
we may have a little few more pennies to pay.
But and if went down, you have a few less
(41:04):
pennies to pay. But the bottom line is the county
gets the same amount of money.
Speaker 6 (41:08):
So if you got.
Speaker 9 (41:10):
You take your two sixty nine and you multiply it
times every one hundred bucks on your twenty five thousand
dollars assessment on one hundred thousand dollars house and in
your case, yours would be multiply three three times three
and a half times if it's three hundred and fifty thousand.
But if you have any questions about what that assessment is,
(41:31):
it's online right now, okay, so you know the assessor
has it and we will be loading it and then
your tax bills.
Speaker 6 (41:42):
Will hopefully show up online very shortly. We have to wait.
Speaker 9 (41:46):
The County Commission just set this on Monday night, okay,
and it was late if you weren't listening till after
eleven o'clock like I was there. Yeah, but so it
has to become final, So when it becomes final, we'll
put it online. But for right now, if you and
there's an explanation on our website already of how you
(42:07):
figure your tax okay, so feel free to go on
and do that. And if you have any questions, just
call one of our folks and they'll.
Speaker 6 (42:14):
Be okay for you.
Speaker 8 (42:15):
And again, the tax bill will be going out in August.
Speaker 6 (42:20):
It's there. You'll usually hit you in August. Okay.
Speaker 9 (42:23):
We try to get them out late July early August,
so they'll usually hit you in August, so hopefully that's
that's when they'll hit you again. But they will be
online before you actually get the bill in the mail.
And there will also be in the brochure this year
directions on how to sign up for the Register's Office
deed fraud program. Oh good, so in the brochure they'll
(42:44):
say that we're adding that so nobody can know that.
Speaker 5 (42:47):
Good always, Regina, good information you bring us good we
knowing we learned about these scams and these scammers.
Speaker 6 (42:55):
Look for Regina next month for July's wallet warning. I
will be here.
Speaker 1 (43:00):
Thank you, Ben and and sister you stay as pretty
since stay cool now, stay cold, as cool as possible,
I know' Shelby County Trustee Regina Morrison Newman.
Speaker 5 (43:14):
All right, y'all, we're getting ready to go to the
other side of the Bev Johnson Show right here on
w d i A.
Speaker 11 (43:24):
Whether you're in Arkansas, Tennessee, or Mississippi on Facebook, Twitter,
or Instagram, thank you for listening to the Bev Johnson
Show on do w DA, Memphis,
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