May 17, 2023 • 13 mins
Hartford Federal Credit Union Gives Back to Connecticut
Hear our interview with Ed Danek, Jr. CPA CCE, President & CEO, Hartford Federal Credit Union.
Hartford Federal Credit Union (HFCU), now in its 62nd year serving local communities and coming off record-breaking 2022 operating results, announced today it is launching Hartford Federal Credit Union Gives 2023, a community giving initiative. This is a $250,000 charitable initiative providing donations to designated charities with missions of helping those in need.
Hear our interview with Ed Danek, Jr. CPA CCE, President & CEO, Hartford Federal Credit Union.
Hartford Federal Credit Union (HFCU), now in its 62nd year serving local communities and coming off record-breaking 2022 operating results, announced today it is launching Hartford Federal Credit Union Gives 2023, a community giving initiative. This is a $250,000 charitable initiative providing donations to designated charities with missions of helping those in need.
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
(00:00):
I heard communities, thank you somuch for joining us. I'm Renee Denino
now joined in studio by Ed Dannik, who's the president and CEO of Hartford
Federal Credit Union. Thank you somuch for joining us today. Thank you.
I'm delighted to be here so firstand foremost we've had credit unions on
before, but you guys really meansomething special to the communities you serve.
So tell us all about your FederalCredit Union and what you do and how
(00:24):
you help. Yeah. Hartford FederalCredit Union is a full service financial institution
serve in Hartford, Taland in MiddlesexCounties, and we have branches in Hartford,
West Simsbury, South Windsor, andStafford Springs. We were chartered in
nineteen sixty one. Our product,services and business model are built on providing
members with value and one on onepersonalized service, and those color values are
(00:48):
resonating and our business is flourishing andit's not terribly complicated, but it does
require some discipline and that has propelledour record earnings and put us in the
position to fund Hartford Federal Credit Uniongives twenty twenty three and Hartford Federal Credit
Union gives twenty twenty three is acharitable giving initiative through which we are donating
(01:11):
two hundred and fifty thousand dollars tolocal organizations that provide basic services to people
of modest means. We're talking foodbanks, fuel banks, We're talking homeless
shelters, fatherhood programs, battered womenshelters to name a few, and we're
just pleased to be part of thesolution. Do these organizations have to be
(01:32):
a part of the Hartford Federal CreditUnion or are they nominated in or how
are they chosen? No, theydon't have to be these organizations, most
of them aren't associated with the CreditUnion any way, shape or form.
So the way we select them is, first of all, the organization must
provide an essential service to people ofmodest means, and the our donation should
(01:55):
have an immediate impact on those inneed. They have to have a low
expense structure to maximize the benefits ofour donations. They have to be local
within our service area, which isHartford, Talent and Middlesex counties, and
they have to have in need aswell. These donations are not going to
sit in anybody's endowment right well,and I know a lot of the nonprofits
(02:17):
you work with, and we'll gothrough some of them that have already been
very blessed to receive some of thesedonations. Operation Fuel, Malta House,
the Village. These are organizations thathave all been on this program. They
can make five hundred dollars go sofar, they can make a thousand dollars
go so far because of what theydo and how they serve and the size
(02:38):
that they are. I mean,Operation feels a little bit different because it's
statewide and they help provide fuel assistanceand energy assistance and such, but they
know how to make a dollar goso far. So the fact that you're
picking organizations that are grassroots right inthe communities that they serve, it's helping
thousands of people. So talk aboutthe impact of the dollar amounts that you're
(03:00):
awarding these specific charities and how thatmakes you feel to give back to the
communities you serve, Well, itmakes us feel amazing, It makes us
well, we're blessed to be ina position to do so. And you're
absolutely right about being able to leverageleverage the donations tour food banks. One
of the things that I had learnedis that through their connections with food Share.
(03:21):
They're able to leverage the donations becausemost of the food banks have access
to wholesale purchasing prices. So whenwe give ten thousand dollars to a food
bank, they can leverage that intotwenty sometimes even twenty five thousand dollars worth
of food. So when you thinkoverall, we're going to be given two
hundred and fifty thousand dollars a lotof that to food banks and are able
(03:42):
to leverage it, the impact isfar greater than you even might imagine.
So we try and find situations wherethat money can be leveraged and we can
help as many people as possible.So you touched on it at the top
of our conversation, but maybe gointo a little bit more detail on how
this program was born and why itwas so important for you, Because honestly,
(04:02):
you could just have stayed the HartfordFederal Credit Union, right, you
could just run your business and bea part of the community that way.
Sometimes with the Little League teams orwho knows what I mean, you took
it to another level. Yeah,you know something. And the way it
came about was we had record twentytwo net income and that the giving reflects
(04:25):
our core values and it's part ofwho we are and it's part of being
a good corporate citizen. And youknow, at a time when other institutions
are being bailed out or even failing, we're doing so well that we're giving
money away. And like I said, we're pleased to be in a position
to be able to do it.And it was born, I think in
(04:46):
December, and I was walking intoa board meeting and I was reflecting on
what an amazing year that we had, and just ad live in a board
meeting, I pitched it. Isaid, you know, we're having record
earnings. Do we really need tomake this much money? Or can we
take two hundred and fifty thousand dollarsand donate it to our communities to help
people of modest means? And theboard immediately embraced it. I have on
(05:09):
it. Yeah, I have anamazing board of directors, but not wonderful.
It was just a fleeting thought asI was walking into the December board
meeting and everybody said let's do it. So you were you were in the
holiday spirit? I was, Butagain, it's Hartford Federal Credit Union.
We are a good corporate citizen.But we've never been able to do it
at this scale, and we werefortunate enough to have such a good year
(05:31):
in twenty twenty two that we wereable to do it. And it's in
our DNA and we're just blessed tobe able to do it. And obviously
you mentioned this as well now inyour sixty second year of service to the
community. And when we say HartfordFederal Credit Unions, it's not onledge as
the Harvard area, but it's it'ssome surrounding towns. And are there any
special criteria to become a member withyou, whether it's a business or a
(05:55):
personal Yeah, anybody who lives,works, worships or a ten school and
Hartford Town or Middlesex counties is eligiblefor membership. Okay, it's as simple
as that. I mean, Iwas hoping for a little bit of a
longer answer because we have some timeto fill, but maybe you not can
just chat at but no, youmake it very simple. But you know,
I think it also makes people feelbetter about, you know, having
(06:18):
a relationship with your establishment because theyknow that they're a part of something that
is a part of what they believeor who they may support. From people
to Pat's right, military or whomever. The charities that you're you're helping to
keep their mission alive, giving avoice to basically, I mean, like
you said, with a food pantry, ten thousand dollars is just it's raining
(06:40):
down money for them. With that, right, I mean, that's incredible.
But also there's so far you said, up to about eleven that you've
been able to hand out some someof these earnings too. So far,
that's correct, We've given to elevenseparate charities a total of ninety five thousand
dollars. Wow. Between now andthe end of the year, we'll be
giving another one hundred and fifty fivethousand dollars. But you know something that
(07:00):
the feedback or the response that we'vegotten from some of the charities. Let
me give you an example. Sothere was one there was one food bank,
and I had my administrative assistant justcall them and let them know that
we'd be donating ten thousand dollars.I wish I could have heard that.
The response on the end of line, it was amazing. And the woman
who was the director of the particularfood bank, she got emotional, she
(07:24):
began crying, and I was sayingto my to my admin. I said,
well, is everything okay? Andshe said, you know, she
was sitting there and they had enoughfood for about half a day, for
about half a day, and shewas sitting there and she had absolutely no
idea where she was going to getthe money to fulfill their their responsibilities and
(07:45):
help the people. And she said, she was sitting there, the phone
rang and she was going to getten thousand dollars and it was yes,
yeah, absolutely, you know,in this day and age, and I
don't want to get too philosophical withyou, but I think you know,
as as a leader in the community, right, you know, you watch
the headlines, you see the news, and you can be overwhelmed by some
(08:07):
of the negativity, right, youcan be overwhelmed by some of the heartbreaking
headlines. We forget that there arestories like this, yes, and we
need to keep reminding people that actuallythere's more stories like this. There's good
people here in Connecticut doing great thingsfor their neighbors and their community organizations.
And it's nice to be able tohighlight you and your team, right,
(08:28):
and your board who went along withyou. So obviously they're happy with you,
right, They're like, this isgreat, So you know, I
just I love being able to sharethese types of stories, and I want
you to go ahead and give givea little shout out to all the charities
that you've helped so far. AndI know you've got more to do,
but but let's let's talk about theones that you've helped so far. You
know, they're all amazing charities thatJones see Dalber Food Bank, that's our
(08:52):
friends over at Saint Francis Hospital,South Windsor Food and Fuel Bank, Simsbury
Food Pantry, Safe Net Ministries that'sout in Stafford Springs, the Newington Food
Bank, the Village for Families inChowren. They've got an amazing fatherhood engagement
services program over at the Hartford runby Gallo Rodriguez. We got My Sister's
Place in Hartford. Another great charity, Windsor Fuel Bank, Multi House of
(09:18):
Care, Operation Fuel. They're allamazing charities. They all have low expense
structures and they all provide immediate needto people in need and of modest means.
Well, I mean I can speakon just a few of those personally
having connections with many of those thatyou mentioned, especially like let's let's talk
about the Village let's talk about OperationFuel, let's talk about My Sister's Place.
(09:41):
Those are organizations that have been notedat one time or another or still
have that four star Charity star,that Navigator star saying that they know their
expensive are lean, their overhead costsare lean, and so most of what
you're donating, if not all,in some cases, are going directly back
into the communities that they server,the programs that are built to help specific
(10:01):
needs within You know their communities andtheir mission statements. So those are great
organizations that you have picked out.I know you said you have more to
do by the end of this year. Have they already been chosen? Is
there an opportunity for a charity listeningright now to get it them this year?
Or is this something that you thinkyou'll repeat next year if you have
(10:22):
another great year, And if so, how can a charity be recognized?
Yeah, two very good questions.We hope to be in a position to
be able to repeat it next year. I trust that we will, either
at this level or some level,but we we've It's just felt so good
to be able to help people,right because you know, more than any
time that I can remember that themiddle class is getting squeezed. You know,
(10:45):
we've had recessions in the past andit really hasn't hit the middle class
as hard or even the upper middleclass. But we're seeing that now because
everywhere you turn. You go tothe gas pump, you're paying more.
You go to the supermarket, you'repaying more. You've got you've got a
son and daughter in college, you'repaying more. And the middle class,
and even to a degree, theupper middle class is getting squeeze. So
(11:07):
I think, you know, Ithink we've got some more work to do.
As far as organizations. Yeah,well, you can go to our
website. If you're in our servicearea, which is Hartford, Tolland or
Middlesex counties. If you provide anessential service, if you've got a low
expense structure, um and and you'regoing to put the money to you're going
to help people immediately. Sure,we'll consider and you're you're more than welcome
(11:30):
to write us a letter or sendus an email to our website and we'll
certainly consider it. What is yourwebsite so we can direct to Hartford FCU
dot com. That's Hartford FCU asin Federal Credit Union dot com and I'll
have all the links live at mycommunity access dot com and also links to
all the charities that you have servedas to give them a little extra a
little extra boost there. But youknow, it's really needs to have a
(11:52):
conversation about doing some good in theConnecticut community. And we appreciate everything that
you do. And you know whatyou said your comments about the middle clas
maybe even the upper middle class,it affects everybody because those are typically and
traditionally the two classes that give themost back. It's usually we find that
the middle class people are far morecharitable. Maybe they can't give the million
(12:13):
dollars, but they're out there givingto multiple charities. And I've had a
lot of people on this program saywe're not getting those donations like we used
to, and not because they don'twant to. But people have to take
care of their families, right,They have to serve their families and their
lifestyle and pay their bills as well. So people are said, like two
or three charities, it's not downa one charity that they're they're donating to.
(12:35):
So it affects us all, youknow, absolutely, and we're seeing
a discretionary income in the middle classand upper middle class we're seeing it evaporate
because the inflation is or the wagesaren't keeping up with the inflation that people
are experiencing. And I just wantto say say one other thing real quickly,
is we're just one example of manyfine organizations out there who are doing
(12:58):
the same thing. I mean,we're not, We're not alone that We've
got plenty of company and um,like I said, we're not the solution,
but what we are, we're notthat you're not the problem. You're
not maybe the hundred us of thesolution, but you are working your way
towards the solution. We're doing thebest weekend. I think you're doing a
really great job. It's really niceand refreshing to have you here in our
(13:20):
studio. If you want more informationabout today's program or the charities we spoke
about, please visit my community accessdot com. It was great having you
in studio today. Thank you,thank you. It's my pleasure
I heard communities, thank you somuch for joining us. I'm Renee Denino
now joined in studio by Ed Dannik, who's the president and CEO of Hartford
Federal Credit Union. Thank you somuch for joining us today. Thank you.
I'm delighted to be here so firstand foremost we've had credit unions on
before, but you guys really meansomething special to the communities you serve.
So tell us all about your FederalCredit Union and what you do and how
(00:24):
you help. Yeah. Hartford FederalCredit Union is a full service financial institution
serve in Hartford, Taland in MiddlesexCounties, and we have branches in Hartford,
West Simsbury, South Windsor, andStafford Springs. We were chartered in
nineteen sixty one. Our product,services and business model are built on providing
members with value and one on onepersonalized service, and those color values are
(00:48):
resonating and our business is flourishing andit's not terribly complicated, but it does
require some discipline and that has propelledour record earnings and put us in the
position to fund Hartford Federal Credit Uniongives twenty twenty three and Hartford Federal Credit
Union gives twenty twenty three is acharitable giving initiative through which we are donating
(01:11):
two hundred and fifty thousand dollars tolocal organizations that provide basic services to people
of modest means. We're talking foodbanks, fuel banks, We're talking homeless
shelters, fatherhood programs, battered womenshelters to name a few, and we're
just pleased to be part of thesolution. Do these organizations have to be
(01:32):
a part of the Hartford Federal CreditUnion or are they nominated in or how
are they chosen? No, theydon't have to be these organizations, most
of them aren't associated with the CreditUnion any way, shape or form.
So the way we select them is, first of all, the organization must
provide an essential service to people ofmodest means, and the our donation should
(01:55):
have an immediate impact on those inneed. They have to have a low
expense structure to maximize the benefits ofour donations. They have to be local
within our service area, which isHartford, Talent and Middlesex counties, and
they have to have in need aswell. These donations are not going to
sit in anybody's endowment right well,and I know a lot of the nonprofits
(02:17):
you work with, and we'll gothrough some of them that have already been
very blessed to receive some of thesedonations. Operation Fuel, Malta House,
the Village. These are organizations thathave all been on this program. They
can make five hundred dollars go sofar, they can make a thousand dollars
go so far because of what theydo and how they serve and the size
(02:38):
that they are. I mean,Operation feels a little bit different because it's
statewide and they help provide fuel assistanceand energy assistance and such, but they
know how to make a dollar goso far. So the fact that you're
picking organizations that are grassroots right inthe communities that they serve, it's helping
thousands of people. So talk aboutthe impact of the dollar amounts that you're
(03:00):
awarding these specific charities and how thatmakes you feel to give back to the
communities you serve, Well, itmakes us feel amazing, It makes us
well, we're blessed to be ina position to do so. And you're
absolutely right about being able to leverageleverage the donations tour food banks. One
of the things that I had learnedis that through their connections with food Share.
(03:21):
They're able to leverage the donations becausemost of the food banks have access
to wholesale purchasing prices. So whenwe give ten thousand dollars to a food
bank, they can leverage that intotwenty sometimes even twenty five thousand dollars worth
of food. So when you thinkoverall, we're going to be given two
hundred and fifty thousand dollars a lotof that to food banks and are able
(03:42):
to leverage it, the impact isfar greater than you even might imagine.
So we try and find situations wherethat money can be leveraged and we can
help as many people as possible.So you touched on it at the top
of our conversation, but maybe gointo a little bit more detail on how
this program was born and why itwas so important for you, Because honestly,
(04:02):
you could just have stayed the HartfordFederal Credit Union, right, you
could just run your business and bea part of the community that way.
Sometimes with the Little League teams orwho knows what I mean, you took
it to another level. Yeah,you know something. And the way it
came about was we had record twentytwo net income and that the giving reflects
(04:25):
our core values and it's part ofwho we are and it's part of being
a good corporate citizen. And youknow, at a time when other institutions
are being bailed out or even failing, we're doing so well that we're giving
money away. And like I said, we're pleased to be in a position
to be able to do it.And it was born, I think in
(04:46):
December, and I was walking intoa board meeting and I was reflecting on
what an amazing year that we had, and just ad live in a board
meeting, I pitched it. Isaid, you know, we're having record
earnings. Do we really need tomake this much money? Or can we
take two hundred and fifty thousand dollarsand donate it to our communities to help
people of modest means? And theboard immediately embraced it. I have on
(05:09):
it. Yeah, I have anamazing board of directors, but not wonderful.
It was just a fleeting thought asI was walking into the December board
meeting and everybody said let's do it. So you were you were in the
holiday spirit? I was, Butagain, it's Hartford Federal Credit Union.
We are a good corporate citizen.But we've never been able to do it
at this scale, and we werefortunate enough to have such a good year
(05:31):
in twenty twenty two that we wereable to do it. And it's in
our DNA and we're just blessed tobe able to do it. And obviously
you mentioned this as well now inyour sixty second year of service to the
community. And when we say HartfordFederal Credit Unions, it's not onledge as
the Harvard area, but it's it'ssome surrounding towns. And are there any
special criteria to become a member withyou, whether it's a business or a
(05:55):
personal Yeah, anybody who lives,works, worships or a ten school and
Hartford Town or Middlesex counties is eligiblefor membership. Okay, it's as simple
as that. I mean, Iwas hoping for a little bit of a
longer answer because we have some timeto fill, but maybe you not can
just chat at but no, youmake it very simple. But you know,
I think it also makes people feelbetter about, you know, having
(06:18):
a relationship with your establishment because theyknow that they're a part of something that
is a part of what they believeor who they may support. From people
to Pat's right, military or whomever. The charities that you're you're helping to
keep their mission alive, giving avoice to basically, I mean, like
you said, with a food pantry, ten thousand dollars is just it's raining
(06:40):
down money for them. With that, right, I mean, that's incredible.
But also there's so far you said, up to about eleven that you've
been able to hand out some someof these earnings too. So far,
that's correct, We've given to elevenseparate charities a total of ninety five thousand
dollars. Wow. Between now andthe end of the year, we'll be
giving another one hundred and fifty fivethousand dollars. But you know something that
(07:00):
the feedback or the response that we'vegotten from some of the charities. Let
me give you an example. Sothere was one there was one food bank,
and I had my administrative assistant justcall them and let them know that
we'd be donating ten thousand dollars.I wish I could have heard that.
The response on the end of line, it was amazing. And the woman
who was the director of the particularfood bank, she got emotional, she
(07:24):
began crying, and I was sayingto my to my admin. I said,
well, is everything okay? Andshe said, you know, she
was sitting there and they had enoughfood for about half a day, for
about half a day, and shewas sitting there and she had absolutely no
idea where she was going to getthe money to fulfill their their responsibilities and
(07:45):
help the people. And she said, she was sitting there, the phone
rang and she was going to getten thousand dollars and it was yes,
yeah, absolutely, you know,in this day and age, and I
don't want to get too philosophical withyou, but I think you know,
as as a leader in the community, right, you know, you watch
the headlines, you see the news, and you can be overwhelmed by some
(08:07):
of the negativity, right, youcan be overwhelmed by some of the heartbreaking
headlines. We forget that there arestories like this, yes, and we
need to keep reminding people that actuallythere's more stories like this. There's good
people here in Connecticut doing great thingsfor their neighbors and their community organizations.
And it's nice to be able tohighlight you and your team, right,
(08:28):
and your board who went along withyou. So obviously they're happy with you,
right, They're like, this isgreat, So you know, I
just I love being able to sharethese types of stories, and I want
you to go ahead and give givea little shout out to all the charities
that you've helped so far. AndI know you've got more to do,
but but let's let's talk about theones that you've helped so far. You
know, they're all amazing charities thatJones see Dalber Food Bank, that's our
(08:52):
friends over at Saint Francis Hospital,South Windsor Food and Fuel Bank, Simsbury
Food Pantry, Safe Net Ministries that'sout in Stafford Springs, the Newington Food
Bank, the Village for Families inChowren. They've got an amazing fatherhood engagement
services program over at the Hartford runby Gallo Rodriguez. We got My Sister's
Place in Hartford. Another great charity, Windsor Fuel Bank, Multi House of
(09:18):
Care, Operation Fuel. They're allamazing charities. They all have low expense
structures and they all provide immediate needto people in need and of modest means.
Well, I mean I can speakon just a few of those personally
having connections with many of those thatyou mentioned, especially like let's let's talk
about the Village let's talk about OperationFuel, let's talk about My Sister's Place.
(09:41):
Those are organizations that have been notedat one time or another or still
have that four star Charity star,that Navigator star saying that they know their
expensive are lean, their overhead costsare lean, and so most of what
you're donating, if not all,in some cases, are going directly back
into the communities that they server,the programs that are built to help specific
(10:01):
needs within You know their communities andtheir mission statements. So those are great
organizations that you have picked out.I know you said you have more to
do by the end of this year. Have they already been chosen? Is
there an opportunity for a charity listeningright now to get it them this year?
Or is this something that you thinkyou'll repeat next year if you have
(10:22):
another great year, And if so, how can a charity be recognized?
Yeah, two very good questions.We hope to be in a position to
be able to repeat it next year. I trust that we will, either
at this level or some level,but we we've It's just felt so good
to be able to help people,right because you know, more than any
time that I can remember that themiddle class is getting squeezed. You know,
(10:45):
we've had recessions in the past andit really hasn't hit the middle class
as hard or even the upper middleclass. But we're seeing that now because
everywhere you turn. You go tothe gas pump, you're paying more.
You go to the supermarket, you'repaying more. You've got you've got a
son and daughter in college, you'repaying more. And the middle class,
and even to a degree, theupper middle class is getting squeeze. So
(11:07):
I think, you know, Ithink we've got some more work to do.
As far as organizations. Yeah,well, you can go to our
website. If you're in our servicearea, which is Hartford, Tolland or
Middlesex counties. If you provide anessential service, if you've got a low
expense structure, um and and you'regoing to put the money to you're going
to help people immediately. Sure,we'll consider and you're you're more than welcome
(11:30):
to write us a letter or sendus an email to our website and we'll
certainly consider it. What is yourwebsite so we can direct to Hartford FCU
dot com. That's Hartford FCU asin Federal Credit Union dot com and I'll
have all the links live at mycommunity access dot com and also links to
all the charities that you have servedas to give them a little extra a
little extra boost there. But youknow, it's really needs to have a
(11:52):
conversation about doing some good in theConnecticut community. And we appreciate everything that
you do. And you know whatyou said your comments about the middle clas
maybe even the upper middle class,it affects everybody because those are typically and
traditionally the two classes that give themost back. It's usually we find that
the middle class people are far morecharitable. Maybe they can't give the million
(12:13):
dollars, but they're out there givingto multiple charities. And I've had a
lot of people on this program saywe're not getting those donations like we used
to, and not because they don'twant to. But people have to take
care of their families, right,They have to serve their families and their
lifestyle and pay their bills as well. So people are said, like two
or three charities, it's not downa one charity that they're they're donating to.
(12:35):
So it affects us all, youknow, absolutely, and we're seeing
a discretionary income in the middle classand upper middle class we're seeing it evaporate
because the inflation is or the wagesaren't keeping up with the inflation that people
are experiencing. And I just wantto say say one other thing real quickly,
is we're just one example of manyfine organizations out there who are doing
(12:58):
the same thing. I mean,we're not, We're not alone that We've
got plenty of company and um,like I said, we're not the solution,
but what we are, we're notthat you're not the problem. You're
not maybe the hundred us of thesolution, but you are working your way
towards the solution. We're doing thebest weekend. I think you're doing a
really great job. It's really niceand refreshing to have you here in our
(13:20):
studio. If you want more informationabout today's program or the charities we spoke
about, please visit my community accessdot com. It was great having you
in studio today. Thank you,thank you. It's my pleasure
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Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.