Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Good morning, and welcome to borrowed in sold. If you
woke up this morning and could not wait to turn
it on the radio on your Sunday morning and hear
Gusty's voice, you are going to be disappointed. I apologize.
Gusty's out today. It's Brad Smith from Cross Country Mortgage Hosting.
But I do have another great agent from the Gusty
(00:20):
Gillis Group team. I'm Isaac Marvin with us here today,
so he's gonna help me host this and get us
through today. So appreciate all y'all listening in. Isac, how's
it going, buddy, It's going pretty good, going, pretty good,
good good. I know you've been I know you were
here one other time when you maybe when you were
first starting.
Speaker 2 (00:36):
Gusty actually pulled me out here. I think it might
have been my second or third day with you.
Speaker 1 (00:41):
Yeah, that's what I thought.
Speaker 2 (00:43):
And so kind of just being thrown like straight to
the straight to the mic was a little scary at first. Yeah,
you know, still warming up.
Speaker 1 (00:49):
Well, yeah, so we're gonna circle back to Isaac because
he has been in here before, but again he was
two or three days on the team. It was real
early on, so we're gonna get a update from him
just on everything that he's seen in things have changed
and stuff on the second segment. Uh, but so we're
we'll get some market updates then. But you know, we're
gonna start off today. We're gonna jump right in. We've
got it. We've got some awesome open houses that that
(01:10):
the Gusty Gillis group we're gonna be hosting this afternoon.
We're gonna work through those, we're gonna get into the
mortgage game. We're gonna do our normal kind of flow
and it should be a great show today. So we've
got some good stuff going on. And and it's May.
So it's you know what it's it's made the Fourth.
May the Fourth be with you. I didn't realize until
I just said it. That's a big thing in it, John,
(01:30):
the huge thing. Yeah, made the Fourth be with you,
all right, which means we've got the fifth lurking. Also,
I've never.
Speaker 3 (01:36):
Seen so much that's Revenge of the Fifth.
Speaker 1 (01:39):
See I'm not but I only knew the one and
now I'd get it now. But I'm not a huge
star Wars.
Speaker 4 (01:45):
So well that's not really cannon Fith, It's not I
I only go four, five, and six, you know, one, two, three,
and seventy eight nine.
Speaker 3 (01:51):
I don't really consider them part of the cannon.
Speaker 1 (01:52):
Well or not. I mean, you can't go backwards.
Speaker 3 (01:55):
No, no, you can't.
Speaker 4 (01:56):
You can't do a prequel and then a sequel after
the pre well, it just.
Speaker 1 (02:00):
Makes I'm so confused about all of it. So anyway,
it's not not on that tangent. But the other thing
I've noticed I've never seen such a build up and
lead up in stores for Cinco to Mayo than I
have this year. Is that is it just my imagination?
Like I mean, I feel like I've seen more limes
and coronas and and and uh mariachi and all kinds
of stuff in publics and stuff like for I feel
(02:20):
like for like longer than I ever have of like
this big sink of to Mayo build up.
Speaker 4 (02:24):
They're trying to get all that in under the tariff,
you know, before the tariff runs up the cost of
and so forth. Yeah, so you know you got to Corona.
I mean, think about the tariff that on Corona's coming
in from Mexico.
Speaker 1 (02:34):
Yeah, and all that stuff coming in, So yeah, it
makes perfect sense. I really haven't thought about that yet
I was just like, I was like, God, they've got
some big production for sink of to my The reason
I think of Sinkle to Mica is my wife's birthday,
Sinkle to Mayo. So that's like, I'm like, notice all that.
So anyway, so yep, yeah, all good, all right, sorry,
that's uh, that's that's that's two minutes and fifty something
seconds of just random thought on different things. So here
(02:55):
we go. We're gonna jump in now real quick. I'll
give the rules the mortage game for any of you
that are your first time listeners, and we will. I'll
I would give a list price of some open houses
they have coming today. I'll give a potential down payment
that a buyer may make on that property. Isaac and
John will have to then figure out the loan amount
and then give us their best guess on the thirty
(03:16):
or fixed monthly payment principal and interest only. We don't
worry about the scrows word about eoa's rn't worry email
of that principal on interest, thirty year fixed monthly payment
after I give you the down payment. All right, all right,
let's roll into this. I'm gonna try to do a
better job reading off the properties today than what they've
got going on than I did last time. I've done
a little bit more studying on my sheets and knowing
(03:36):
where everything is. So we'll see if it goes in smoother.
If not, I apologize. These are all open. These are
all open today and they are awesome houses. So the
first property we've got up is five thirteen fifty ninth
Streets South, Birmingham, Alabama. All right, this is a three bedroom,
two bath home. It's fourteen hundred and sixty square feet.
(03:58):
It's in the Avondale Score Avondale Elementary School system. This
is a it's remodeled bungalow. It's in the heart of
Crestwood Is. It is gorgeous. It's been remodeled. It kind
of still has that historic charm of when it was
originally built, but it's been all cleaned up updated. It
is a gorgeous house. This this this property is actually
(04:21):
listed by Ashley Stags and it will be hope open
today from eleven to one eleven to one today at
five thirteen fifty ninth Street South in Birmingham. You all
check it out. It's a it's an awesome looking house.
It's really cool. It's got that kind of craftsman charm
that been updated. It's it's really cool house. Go check
(04:41):
it out, all right. The list price for this home,
this house could possibly be yours if you offer this,
and heck, you know, they may get multiple offers on
this thing. This is a great area in a really
cool house. List price is three hundred and fifteen thousand,
three hundred and fifteen thousand. We've got a buyer going
to put twenty eighty percent down, twenty percent down, and
(05:03):
with Gussie not being here in Isaac being the guest,
we will start with John.
Speaker 4 (05:07):
Put me on the spot here, twenty percent down, three
fifteen So that's gonna be like what we're putting out
of sixty two that sixty three thousand dollars on that.
So it's a hefty down payment. Uh So therefore you're
financing somewhere around.
Speaker 3 (05:21):
Two sixty ish. So I'm gonna say.
Speaker 4 (05:26):
Seventeen hundred dollars, seventeen hundred, it's my best guess, just
making sure I go seventeen hundred from John. I don't
like when you question it like that. It couldn't possibly
be even more. That was a literally I did not
hear you. I may have said it now, but I
didn't at first the first time.
Speaker 2 (05:43):
That was yeah, And I actually really do appreciate the
math there for the down payment. So honestly, I'm probably
gonna go fourteen fifty.
Speaker 1 (05:56):
Probably gonna go fourteen fifty. Are you gonna go fourteen fifty?
Speaker 2 (05:59):
I'm going to go fourteen fifty.
Speaker 1 (06:00):
The actual payment was sixteen hundred and thirty four dollars.
John gets round one.
Speaker 3 (06:06):
I love these when gusties aren't here because I have
a chance of actually winning.
Speaker 1 (06:10):
Hey, we had we had collin studio last week and
it was just funny. Like I guess, one of the
things I didn't lay out very well for our game
purposes in studio was don't use a calculator. So he
was over there using a calculator.
Speaker 2 (06:24):
I appreciate it.
Speaker 1 (06:25):
Yeah, Well, John did the math in his head for
you out loud, so you got, you got, you got
kind of the loan amountain. I was doing that out.
Speaker 4 (06:30):
Loud just to everyone else could check me to make
sure I was, you know, carrying the one and all.
Speaker 1 (06:34):
I did try to keep everything even tens down the
down payment, so we can at least we can not
me doing squarely three percent and five percent. That really
throw thro everybody off, all right, next property up? Next
property is uh what one zero four to seven THO
forty seven ten forty seven Springfield Drive, ten forty seven.
However you want to say, it's ten forty seven Springfield Drive.
(06:56):
It's in Chelsea. It is is an awesome house. It
is three bedrooms, two baths, fifteen hundred and fifty two
square feet. It's in Chelsea Park Elementary School, Chelsea School Systems.
It is awesome. It's been well maintained, it's moving ready,
very very highly sought out Chelsea Park community. It's a
(07:16):
one level fresh pain on both inside and out. It's
got a very modern field. It's got an updated kitchen. U.
This is a truly a great home in Chelsea, which
I know is booming right now. Coach again. It'll be
open today from two to four again, and this is up.
This is Ashley Stag's listing as well, but again two
(07:38):
to four today open house, ten forty seven Springfield Drive, Chelsea, Alabama.
Go check it out. The list price on this one
is three hundred and twenty one thousand, nine hundred dollars
three twenty one nine is a list price. We're gonna
put ten percent down this time, ten percent down on
(07:58):
three twenty one nine, Isaac, you get to go first
this time.
Speaker 2 (08:05):
I would probably say a rough estimate for the down payment,
but I'm not going to do that to myself.
Speaker 3 (08:10):
Um, just move the desmin point over one place.
Speaker 1 (08:14):
Thirty two nine thirteen thirty two thousand, nineteen hundred is your.
Speaker 2 (08:20):
Death and this is for a fixed rate of thirty years.
Speaker 1 (08:27):
Thirty years monthly payment. No s craz We're not. We're
about taxes and insurance. We're just we're about the principal
and interest.
Speaker 2 (08:35):
I think it will be eighteen fifty.
Speaker 1 (08:37):
Eighteen fifty, Isaac. With the shot in the dark.
Speaker 3 (08:40):
It's a pretty specific shot in the dark.
Speaker 1 (08:42):
Yeah, I know.
Speaker 3 (08:42):
So it's just a little bit more than the last house.
Speaker 4 (08:44):
But the end, the down payment is less than the
last house, so yes, got to be higher. The last
one was seventeen hundred, so this has got to be higher.
I'm going to go a little higher than eighteen.
Speaker 3 (08:53):
I'm going to go.
Speaker 4 (08:55):
Nineteen fifty five, the year that that Marty went back
in time.
Speaker 1 (08:59):
I was thinking, come about back to the future earlier today.
That is awesome. I love it. Listen, that's one of
my favorite movies of all time. All right, But to
get back on task, the actual payment was one thousand,
eight hundred and seventy nine dollars. Isaac gets around two.
Speaker 4 (09:13):
So the doc went back to there and back to
future three where I was eighteen eighty five eighteen the.
Speaker 1 (09:18):
Okay, yep, I was seeing about bout the Future one
and two earlier because I was thinking about when they
go to the future. I was actually like, thought about
bring up to dayuse Like the one thing they've missed
so far is the cars still aren't flying consistently.
Speaker 3 (09:28):
Well, we have drones, but yeah.
Speaker 1 (09:30):
You're not riding in them. You're not. You know where
we're going with they don't need roads, you know, and
everybody's flying around.
Speaker 2 (09:35):
In their cars.
Speaker 3 (09:35):
All right. They were off on that one, but they got.
Speaker 1 (09:36):
Everything else has been pretty also.
Speaker 4 (09:38):
The whole Like everyone had a fax machine in their house,
we don't have that.
Speaker 1 (09:42):
Well, no, they did not see how tiny all of
our things could get, or how it could all float
in a cloud. Yeah, they weren't ready for that. So
we've made up a lot of ground on that part
of it. All right. Sorry, that was a reference that
I actually under I got.
Speaker 3 (09:55):
So anytime we can talk back.
Speaker 1 (09:57):
Usually John, Usually John's over my head with his references
on eights and I'm like, I don't remember any of that,
but I bring up once for movies from now on,
bring bring up back to the future, and you get me,
get me fired up, all right? So next property is uh,
I'm having trouble soon. The address it's tiny, it's tiny,
and it lurry. Well, you'll it's six hundred oak More Drive.
(10:20):
So the two zeros and the six started. I couldn't
tell if it was an aid or anyways. It's six
hundred oak More Drive. Gustie's website too, so it's awesome.
Gussy's website. You'll bet to find it. It's it's six
hundred oak More Drive. Homewood, Alabama. Listen, Homewood is booming
right now. When I'm I know, I know Gussie lives
over there. I'll live over there. I mean when I
when I say it, I mean like I go down
just taking my kids to school, I'll see a for
(10:42):
sale sign or a coming sudent sign, a for sale sign,
and then within about a day or two of for
sale signs under contract or salt it is. It is
so if you if you're looking at getting the Homewood,
this is a purchase price you cannot miss. I actually
drove by this house the other day and didn't realize
that it was Gussy Toross all the sign in the yard.
It is in West Homewood. It is a really it
(11:02):
isn't a great location near Patriot Park. It is. This
is actually one of Gussie's listenings. It's a four bedroom,
two bath, it's total fifteen hundred and sixty seven square feet. Again,
that's in Homewood school systems hall Kent Elementary, so it's
on the West Homewood side hal Ken Elementary. It is.
I mean, I can get into all the things on
this one, but it's it's it's you just got to
(11:24):
see it because you can get into Homewood at hall
Kent and a great location on a one level home
on a on a on a pretty big I know
it's a big locks. I drive by. It's about point
three eight acres a lot in Homewood is a big lot.
And the list price on this thing is four hundred
and fifty thousand. So you can get into Homewood right
now in a four bedroom, three bath, four bedroom, two bath,
(11:47):
sixteen almost almost sixteen hundred square feet for under five
hundred thousand. That's awesome. So that house is going to
be open today. It's new, it's live, it's open today
two to four. I believe Gussy is actually going to
be there at this one.
Speaker 2 (11:59):
It's also that one will actually be hosted by me, so.
Speaker 1 (12:02):
Isaac's hosting it.
Speaker 3 (12:04):
I read the lead.
Speaker 1 (12:05):
Let's Gussie, Yeah, will be there today, all right, So
that's my bad. It's gonna be there. I didn't have
the notes on who was hosting some the open houses.
Gussie's listening. Isa It's gonna be there helping him out
and hosting it. It is a is awesome. And again,
four hundred and fifty thousand dollars in home with four
fifty at six hundred Oak More Drive in homew With, Alabama.
All right, the list price in this one is four
(12:25):
hundred and fifty thousand dollars, four hundred and fifty thousand.
We're gonna put twenty percent down this time, twenty percent down.
We're back to John. I feel like just this one
should be pretty easy to get the down payment. Also,
it's just kind of double.
Speaker 3 (12:38):
Yeah, so it just ninety thousand dollars. Okay, there you
go that So otherwise.
Speaker 4 (12:41):
Three hundred, so it's gonna be even even later and
a later date that Marty went back or forward.
Speaker 1 (12:48):
In time, yeah, way forward.
Speaker 3 (12:52):
Yeah, I'm gonna say.
Speaker 4 (12:53):
I'm gonna say this is this is gonna be at
least twenty fifteen.
Speaker 1 (12:57):
At least twenty fifteen, at least twenty fifteen.
Speaker 2 (12:59):
Oh.
Speaker 4 (12:59):
I meant to press that music by the way, Oh
you're good. I was too busy doing math actually pressed it.
Speaker 1 (13:05):
Right, what you got, Isaac?
Speaker 2 (13:10):
I think this is gonna be twenty two fifty.
Speaker 1 (13:13):
Twenty two fifty. I'm gonna tell you right now, Isaac's
putting your little run against the guest on in Jeopardy John.
It was twenty three hundred and thirty four. Isaac gets
round two.
Speaker 3 (13:25):
In fairness, I was trying to get it. I was
trying to pick a date that.
Speaker 4 (13:27):
Martychie and I just couldn't go that far in the future.
Speaker 1 (13:31):
Well, that's why I said it'd be way in the future,
like you know, because I was there looking at her
like it'd be I forgot. I almost accidentally gave you
the hint because I was like, it's gonna be way
in the Future Center and thinking like they didn't go
to twenty three hundred like in my head.
Speaker 2 (13:41):
Well, actually, last time I was here, I was here
with obviously Gusty and John Michael. Yeah, this is who
I was playing against. Last time I didn't win a
single point. So last round was actually my first point ever.
Speaker 1 (13:52):
Yeah, there you go.
Speaker 4 (13:52):
Hey got two points now in his career game in
the Morgan. How many more houses do we have?
Speaker 1 (13:57):
One? But I tried it out, but I have I
have a tiebreaker ready, I don't I don't ever go
into it. Just four we got it. We gotta have
a tie breaker, all right, But Isaac can keep a
tie breaker from happening, all right. Five thirteen Next property,
five thirteen rock Terrace Way in Helena, Alabama. This is
Helena Elementary School, Helena School Systems. It is five thirteen
(14:19):
rock Terrace Way in Helena. Another just super cool house
in a great location. I mean, these listenings today and
all of the g three Gusty Golis Group properties that
you can also go check out at Gustygillisgroup dot com
or give them a call two zero five five four
two nineteen ninety six to check out. But all these
have been amazing locations and really some of the awesome
(14:41):
sales prices. So this is open, gonna be open today
at five thirteen Rock Terrace Way in Helena. This one
is GOT twenty so it's basically twenty five hundred square feet.
Is a two level home. It's a thous a little
over one thousand, thousand and sixty six on the main level,
fourteen forty five upstairs. It's five bedrooms, five bedrooms, three
(15:04):
full baths, two stories. It's in the Creekview Subdivision. Two
car garage in got a big four yer French doors.
This thing is awesome. Go check it out in Helena,
five thirteen Rock Tairs Way. This home is listed by
Carla Dilaberto. But today if you go out there, you're
(15:25):
gonna get to see Tony McDaniels. Tony's hosting today out
at five thirteen Rock Terais Away, Helena. Y'all go see it,
Go check out the house, go talk to Tony. Tony's
great and he's been part of the TEAMAIL for maybe
a month or two, and he gets after it. He's
been huge, helped to a lot of the team members.
When I see them in the office. And some of
the communications I see through the group me an emails,
(15:45):
So go check them out. See them in Helena five
thirteen rock taires Away. The list price on this one
four fifty four nine, So four fifty four nine is
the purchase price for almost twenty five hundred or a
little over twenty five hundred, two thousand, five hundred eleven
square feet in Helena, with five bedrooms, three baths. That
(16:06):
it's a great looking house. Go see Tony today. The
list price four to fifty four fifty four nine, four
to fifty four nine. A lot of house for the money,
A lot of house for the money in a great area.
Helena is awesome. So four fifty four fifty four nine,
ten percent down, ten percent down. We are back to
Isaac leading off.
Speaker 2 (16:28):
Mmm, I'm gonna go.
Speaker 1 (16:35):
Twenty eight hundred, twenty eight hundred, and.
Speaker 4 (16:42):
I'm thinking, you know, I'm thinking that I could overshoot it,
so I don't want to do that because the last
one was for fifty, but that was twenty down.
Speaker 3 (16:51):
This is ten down. I'm gonna go a little lower
than that. I'm gonna go twenty.
Speaker 1 (16:56):
Six fifty twenty six fifty. John Mounts the actual payment
was two thousand, six hundred and fifty five dollars.
Speaker 3 (17:06):
Wow, all right, I'm still in the game.
Speaker 1 (17:07):
All right, we've got a tie breaker.
Speaker 3 (17:13):
Now you're gonna have to make something up.
Speaker 1 (17:14):
I guess well, this is an easy way for me
to do the tiebreakers.
Speaker 3 (17:17):
Sell my own house or something like.
Speaker 1 (17:18):
They just tell your own house, we're gonna do something.
Youredical house this may. This is always more fun for me.
It's more fun than Gussie's here because it really throws
him off because he's pretty dolled in on thirty year fixed.
But here's what we're gonna do. Same property, four hundred
and fifty four, nine ten percent down, everything's the same.
We're gonna do a fifteen year m boy fifteen year
and this person wants to pay it off quicker. They
(17:40):
don't want to pay the mortgage guy like me more Interesting,
they have to. They're putting on a fifteen year fixed amortization,
so we're not on thirty year fixing more for the
tiebreakers two to two For the win fifteen year m
it'll be higher than the last payment, y'all. Just in
case you needed it, I got that one, all right, John,
you get to go first.
Speaker 3 (18:00):
Okay, So, but it's not gonna be double.
Speaker 4 (18:02):
It's not gonna be double even though it's half the time,
it's not gonna be double the previous payment. It's so
it's not going to be like, say, five thousand a month.
So I don't know, how about how about four thousand
a months?
Speaker 1 (18:13):
Four thousand a month? What you got, Isaac?
Speaker 2 (18:18):
I really like the strategy on that. Guess now.
Speaker 4 (18:22):
The only strategy you have to employ now is was
I too high or you want to go high or
lower than me?
Speaker 2 (18:27):
That's basically fifteen years. I mean you're cutting time and half.
I think it will be somewhere around thirty seven hundred.
Speaker 1 (18:43):
Three thousand, three hundred and thirty three dollars. Isaac wins today. Well,
you it pays to pay that extra seven hundred dollars
a month in a payment.
Speaker 3 (18:53):
I guess that is that is the moral of the story.
Speaker 1 (18:56):
Yeah, I mean, your your payments gonna be seven hundred
and forty dollars a month higher, but you're gonna pay
off in half the I mean, that's the thing. It's
not as high as you think it would be. Mean
it's higher, but I mean fifteen years, it pays to
save and do it that way anyways, all right, those
are awesome. Real quick, I'm gonna run through. We are
way behind on the first break. I'll tell you what.
Let's go ahead and go to break John, and we'll
come back and go over a couple of properties that
went live. We'll talk about some shout outs, and then
(19:17):
we will wrap it up. I apologize we went along
on this first break, but we will be back shortly
at Bought, borrowed and sold. Welcome back to Borrowed in Soul.
This is brad Smith with a cross country mortgage. You
can check me out a bradsmith loans dot com. Gusty
(19:37):
is out today, but I have Isaac Marvin with the
Gusty Gulis group here with me. Isaac has won the
mortgage game in the previous segment, in a segment that
I let get off the rails and went super long.
That's what happens when you get me instead of Gusty.
We just all of a sudden just start talking for
twenty minutes straight on the.
Speaker 3 (19:52):
Clock at all.
Speaker 2 (19:53):
No.
Speaker 1 (19:53):
I sorry, worried about back to the future and everything else,
so I forget that the things actually running and I'm
not just hanging out all right. So a couple of
new things. We got a couple of properties that went
live this past week. So one of them is eleven
twelve elm Avenue in Terrant It is Terrance School Systems
sixty thousand dollars. Has been a great one for some
(20:14):
of it. Wants to fix it up, rental, all kinds
of good options. This is Graham Reeesburg's listing, So give
Graham a shout again. You can go find any of
these at Gustygulisgroup dot com or you can give them
a call at two zero five five four two nineteen
ninety six. The next one that's going live, and this
pat in the past week is twenty four to seventy
three Hampstead Drive in Birmingham. It's Bright Park Elementary School.
(20:37):
It's clay Chalkville Middle School, clay Chalkville High School. It's
this is a h this is a townhouse one hundred
and ten thousand dollars, two bedtero and two bath. It's
a total of right over about one thousand square feet.
Great opportunity to get in the clay Chalkville area. They've
got a couple more coming soons that they'll be paying
attention to and we may be be hable to mention
(20:58):
on next week's show when Gusty is back. A couple
of VIP buyer needs real quick. Need something thirty minutes
or less from Liberty Park main level living all one
level up to five hundred and fifty thousand, Vestavia or
close to Homewood four bedroom, two baths seventeen hundred square
feet up to six hundred and fifteen thousand, and then
Homewood or Bluff Park three two up to four hundred
(21:20):
and twenty thousand. All right, so reach out to the
Gusty Gillis group. Grammary's Bird's got a couple of the
Vestavia and Homewood Bluff Park ones are Grammary's Birds, so
you can give him a shout. John Riddle has the
buyer looking for thirty minutes less outside of Liberty Park.
We did not have any reviews to go over today.
And I know there were some contracts. I just don't
have them because that's not in my world. And I
(21:41):
just didn't get the copy of how many contracts past week.
But I know it's been successful. I've been on a
lot of text matches, a lot of groups seeing everything
going on. Everything's been humming real quick, real quick. Market
update rates have been pretty flat over the past week
two weeks. Everything's kind of hinged on wait and see
what's gonna be preer post tariff. You know, I'm telling people,
you know, we're you'll under seven percent of the thirty
(22:01):
of your fix. We're kind of floating upper upper sixes.
Just kind of depends on different criterias and lot amounts.
And that doesn't mean you can't get something in the
low fives, doesn't mean you'm not going to something closer
to eight, depending on the property crew scores, investment property,
primary residence, all those little things go into it. But
race have been settling pretty flat, the national average in
that high sixes. Again, it's it's it's a lot of
(22:23):
waiting on this job reports that are coming up to
see if it's softening, which we feel like it may be,
but it could be picking up with tariffs and stuff
not coming over from imports. So there's a lot of
there's a lot of a lot of balls in the
air that are holding this market hostage right now with
stocks and bonds. So so we're gonna keep monitoring it.
And I know y'all get tired of hearing me say
the same thing. But it's it's it's always, it's always
on a similar calendar, on the calendar days of what
(22:45):
reports we're looking for. All right, we've got about a
minute a half left of the show. Real quick, I'm
gonna pitch it to Isaac. I just want to like
kind to see like from when you're when you were
here from the beginning, like starting off as an apprentice.
Now you've got your real estate license and and got
all that going. You're you're working, I think you get
you've had contracts, you've got other stuff going. Kind of
give us a quick update on what what's happening, kind
(23:05):
of in that you're little in your world since since
since you were here the last time.
Speaker 2 (23:09):
Well, I believe I got my my full license. I
was on a temporary license in first of November, okay,
and I ended up you know, completing everything and I'm
now officially have my full license. Had a contract last
year right before the new year started, and I actually
have two under contract right now.
Speaker 1 (23:30):
That's awesome.
Speaker 2 (23:32):
Some really good buyers. But even like stuff that I'm seeing,
like that Hoover Homewood area is selling r it's awesome.
It's awesome, But honestly, a market that doesn't really get
talked about a lot is the Hayden area. I had
a house out there. I would like to say place
it on the market, you know, couple couple of days
we were had ten.
Speaker 1 (23:53):
It's a great My wife's actually from there and so
we used to go up there some and she actually
when I when I met her, had her first house,
her house was up there. Like it's it is a
beauty full area and great, great place to be. Well,
we'll get you back in here and get some more
updates and kind of keep following along with your kind
of journey in this world. So we appreciate y'all borrowed
and sold to be back next Sunday. Thank y'all,
Good morning, and welcome to borrowed in sold. If you
woke up this morning and could not wait to turn
it on the radio on your Sunday morning and hear
Gusty's voice, you are going to be disappointed. I apologize.
Gusty's out today. It's Brad Smith from Cross Country Mortgage Hosting.
But I do have another great agent from the Gusty
(00:20):
Gillis Group team. I'm Isaac Marvin with us here today,
so he's gonna help me host this and get us
through today. So appreciate all y'all listening in. Isac, how's
it going, buddy, It's going pretty good, going, pretty good,
good good. I know you've been I know you were
here one other time when you maybe when you were
first starting.
Speaker 2 (00:36):
Gusty actually pulled me out here. I think it might
have been my second or third day with you.
Speaker 1 (00:41):
Yeah, that's what I thought.
Speaker 2 (00:43):
And so kind of just being thrown like straight to
the straight to the mic was a little scary at first. Yeah,
you know, still warming up.
Speaker 1 (00:49):
Well, yeah, so we're gonna circle back to Isaac because
he has been in here before, but again he was
two or three days on the team. It was real
early on, so we're gonna get a update from him
just on everything that he's seen in things have changed
and stuff on the second segment. Uh, but so we're
we'll get some market updates then. But you know, we're
gonna start off today. We're gonna jump right in. We've
got it. We've got some awesome open houses that that
(01:10):
the Gusty Gillis group we're gonna be hosting this afternoon.
We're gonna work through those, we're gonna get into the
mortgage game. We're gonna do our normal kind of flow
and it should be a great show today. So we've
got some good stuff going on. And and it's May.
So it's you know what it's it's made the Fourth.
May the Fourth be with you. I didn't realize until
I just said it. That's a big thing in it, John,
(01:30):
the huge thing. Yeah, made the Fourth be with you,
all right, which means we've got the fifth lurking. Also,
I've never.
Speaker 3 (01:36):
Seen so much that's Revenge of the Fifth.
Speaker 1 (01:39):
See I'm not but I only knew the one and
now I'd get it now. But I'm not a huge
star Wars.
Speaker 4 (01:45):
So well that's not really cannon Fith, It's not I
I only go four, five, and six, you know, one, two, three,
and seventy eight nine.
Speaker 3 (01:51):
I don't really consider them part of the cannon.
Speaker 1 (01:52):
Well or not. I mean, you can't go backwards.
Speaker 3 (01:55):
No, no, you can't.
Speaker 4 (01:56):
You can't do a prequel and then a sequel after
the pre well, it just.
Speaker 1 (02:00):
Makes I'm so confused about all of it. So anyway,
it's not not on that tangent. But the other thing
I've noticed I've never seen such a build up and
lead up in stores for Cinco to Mayo than I
have this year. Is that is it just my imagination?
Like I mean, I feel like I've seen more limes
and coronas and and and uh mariachi and all kinds
of stuff in publics and stuff like for I feel
(02:20):
like for like longer than I ever have of like
this big sink of to Mayo build up.
Speaker 4 (02:24):
They're trying to get all that in under the tariff,
you know, before the tariff runs up the cost of
and so forth. Yeah, so you know you got to Corona.
I mean, think about the tariff that on Corona's coming
in from Mexico.
Speaker 1 (02:34):
Yeah, and all that stuff coming in, So yeah, it
makes perfect sense. I really haven't thought about that yet
I was just like, I was like, God, they've got
some big production for sink of to my The reason
I think of Sinkle to Mica is my wife's birthday,
Sinkle to Mayo. So that's like, I'm like, notice all that.
So anyway, so yep, yeah, all good, all right, sorry,
that's uh, that's that's that's two minutes and fifty something
seconds of just random thought on different things. So here
(02:55):
we go. We're gonna jump in now real quick. I'll
give the rules the mortage game for any of you
that are your first time listeners, and we will. I'll
I would give a list price of some open houses
they have coming today. I'll give a potential down payment
that a buyer may make on that property. Isaac and
John will have to then figure out the loan amount
and then give us their best guess on the thirty
(03:16):
or fixed monthly payment principal and interest only. We don't
worry about the scrows word about eoa's rn't worry email
of that principal on interest, thirty year fixed monthly payment
after I give you the down payment. All right, all right,
let's roll into this. I'm gonna try to do a
better job reading off the properties today than what they've
got going on than I did last time. I've done
a little bit more studying on my sheets and knowing
(03:36):
where everything is. So we'll see if it goes in smoother.
If not, I apologize. These are all open. These are
all open today and they are awesome houses. So the
first property we've got up is five thirteen fifty ninth
Streets South, Birmingham, Alabama. All right, this is a three bedroom,
two bath home. It's fourteen hundred and sixty square feet.
(03:58):
It's in the Avondale Score Avondale Elementary School system. This
is a it's remodeled bungalow. It's in the heart of
Crestwood Is. It is gorgeous. It's been remodeled. It kind
of still has that historic charm of when it was
originally built, but it's been all cleaned up updated. It
is a gorgeous house. This this this property is actually
(04:21):
listed by Ashley Stags and it will be hope open
today from eleven to one eleven to one today at
five thirteen fifty ninth Street South in Birmingham. You all
check it out. It's a it's an awesome looking house.
It's really cool. It's got that kind of craftsman charm
that been updated. It's it's really cool house. Go check
(04:41):
it out, all right. The list price for this home,
this house could possibly be yours if you offer this,
and heck, you know, they may get multiple offers on
this thing. This is a great area in a really
cool house. List price is three hundred and fifteen thousand,
three hundred and fifteen thousand. We've got a buyer going
to put twenty eighty percent down, twenty percent down, and
(05:03):
with Gussie not being here in Isaac being the guest,
we will start with John.
Speaker 4 (05:07):
Put me on the spot here, twenty percent down, three
fifteen So that's gonna be like what we're putting out
of sixty two that sixty three thousand dollars on that.
So it's a hefty down payment. Uh So therefore you're
financing somewhere around.
Speaker 3 (05:21):
Two sixty ish. So I'm gonna say.
Speaker 4 (05:26):
Seventeen hundred dollars, seventeen hundred, it's my best guess, just
making sure I go seventeen hundred from John. I don't
like when you question it like that. It couldn't possibly
be even more. That was a literally I did not
hear you. I may have said it now, but I
didn't at first the first time.
Speaker 2 (05:43):
That was yeah, And I actually really do appreciate the
math there for the down payment. So honestly, I'm probably
gonna go fourteen fifty.
Speaker 1 (05:56):
Probably gonna go fourteen fifty. Are you gonna go fourteen fifty?
Speaker 2 (05:59):
I'm going to go fourteen fifty.
Speaker 1 (06:00):
The actual payment was sixteen hundred and thirty four dollars.
John gets round one.
Speaker 3 (06:06):
I love these when gusties aren't here because I have
a chance of actually winning.
Speaker 1 (06:10):
Hey, we had we had collin studio last week and
it was just funny. Like I guess, one of the
things I didn't lay out very well for our game
purposes in studio was don't use a calculator. So he
was over there using a calculator.
Speaker 2 (06:24):
I appreciate it.
Speaker 1 (06:25):
Yeah, Well, John did the math in his head for
you out loud, so you got, you got, you got
kind of the loan amountain. I was doing that out.
Speaker 4 (06:30):
Loud just to everyone else could check me to make
sure I was, you know, carrying the one and all.
Speaker 1 (06:34):
I did try to keep everything even tens down the
down payment, so we can at least we can not
me doing squarely three percent and five percent. That really
throw thro everybody off, all right, next property up? Next
property is uh what one zero four to seven THO
forty seven ten forty seven Springfield Drive, ten forty seven.
However you want to say, it's ten forty seven Springfield Drive.
(06:56):
It's in Chelsea. It is is an awesome house. It
is three bedrooms, two baths, fifteen hundred and fifty two
square feet. It's in Chelsea Park Elementary School, Chelsea School Systems.
It is awesome. It's been well maintained, it's moving ready,
very very highly sought out Chelsea Park community. It's a
(07:16):
one level fresh pain on both inside and out. It's
got a very modern field. It's got an updated kitchen. U.
This is a truly a great home in Chelsea, which
I know is booming right now. Coach again. It'll be
open today from two to four again, and this is up.
This is Ashley Stag's listing as well, but again two
(07:38):
to four today open house, ten forty seven Springfield Drive, Chelsea, Alabama.
Go check it out. The list price on this one
is three hundred and twenty one thousand, nine hundred dollars
three twenty one nine is a list price. We're gonna
put ten percent down this time, ten percent down on
(07:58):
three twenty one nine, Isaac, you get to go first
this time.
Speaker 2 (08:05):
I would probably say a rough estimate for the down payment,
but I'm not going to do that to myself.
Speaker 3 (08:10):
Um, just move the desmin point over one place.
Speaker 1 (08:14):
Thirty two nine thirteen thirty two thousand, nineteen hundred is your.
Speaker 2 (08:20):
Death and this is for a fixed rate of thirty years.
Speaker 1 (08:27):
Thirty years monthly payment. No s craz We're not. We're
about taxes and insurance. We're just we're about the principal
and interest.
Speaker 2 (08:35):
I think it will be eighteen fifty.
Speaker 1 (08:37):
Eighteen fifty, Isaac. With the shot in the dark.
Speaker 3 (08:40):
It's a pretty specific shot in the dark.
Speaker 1 (08:42):
Yeah, I know.
Speaker 3 (08:42):
So it's just a little bit more than the last house.
Speaker 4 (08:44):
But the end, the down payment is less than the
last house, so yes, got to be higher. The last
one was seventeen hundred, so this has got to be higher.
I'm going to go a little higher than eighteen.
Speaker 3 (08:53):
I'm going to go.
Speaker 4 (08:55):
Nineteen fifty five, the year that that Marty went back
in time.
Speaker 1 (08:59):
I was thinking, come about back to the future earlier today.
That is awesome. I love it. Listen, that's one of
my favorite movies of all time. All right, But to
get back on task, the actual payment was one thousand,
eight hundred and seventy nine dollars. Isaac gets around two.
Speaker 4 (09:13):
So the doc went back to there and back to
future three where I was eighteen eighty five eighteen the.
Speaker 1 (09:18):
Okay, yep, I was seeing about bout the Future one
and two earlier because I was thinking about when they
go to the future. I was actually like, thought about
bring up to dayuse Like the one thing they've missed
so far is the cars still aren't flying consistently.
Speaker 3 (09:28):
Well, we have drones, but yeah.
Speaker 1 (09:30):
You're not riding in them. You're not. You know where
we're going with they don't need roads, you know, and
everybody's flying around.
Speaker 2 (09:35):
In their cars.
Speaker 3 (09:35):
All right. They were off on that one, but they got.
Speaker 1 (09:36):
Everything else has been pretty also.
Speaker 4 (09:38):
The whole Like everyone had a fax machine in their house,
we don't have that.
Speaker 1 (09:42):
Well, no, they did not see how tiny all of
our things could get, or how it could all float
in a cloud. Yeah, they weren't ready for that. So
we've made up a lot of ground on that part
of it. All right. Sorry, that was a reference that
I actually under I got.
Speaker 3 (09:55):
So anytime we can talk back.
Speaker 1 (09:57):
Usually John, Usually John's over my head with his references
on eights and I'm like, I don't remember any of that,
but I bring up once for movies from now on,
bring bring up back to the future, and you get me,
get me fired up, all right? So next property is uh,
I'm having trouble soon. The address it's tiny, it's tiny,
and it lurry. Well, you'll it's six hundred oak More Drive.
(10:20):
So the two zeros and the six started. I couldn't
tell if it was an aid or anyways. It's six
hundred oak More Drive. Gustie's website too, so it's awesome.
Gussy's website. You'll bet to find it. It's it's six
hundred oak More Drive. Homewood, Alabama. Listen, Homewood is booming
right now. When I'm I know, I know Gussie lives
over there. I'll live over there. I mean when I
when I say it, I mean like I go down
just taking my kids to school, I'll see a for
(10:42):
sale sign or a coming sudent sign, a for sale sign,
and then within about a day or two of for
sale signs under contract or salt it is. It is
so if you if you're looking at getting the Homewood,
this is a purchase price you cannot miss. I actually
drove by this house the other day and didn't realize
that it was Gussy Toross all the sign in the yard.
It is in West Homewood. It is a really it
(11:02):
isn't a great location near Patriot Park. It is. This
is actually one of Gussie's listenings. It's a four bedroom,
two bath, it's total fifteen hundred and sixty seven square feet. Again,
that's in Homewood school systems hall Kent Elementary, so it's
on the West Homewood side hal Ken Elementary. It is.
I mean, I can get into all the things on
this one, but it's it's it's you just got to
(11:24):
see it because you can get into Homewood at hall
Kent and a great location on a one level home
on a on a on a pretty big I know
it's a big locks. I drive by. It's about point
three eight acres a lot in Homewood is a big lot.
And the list price on this thing is four hundred
and fifty thousand. So you can get into Homewood right
now in a four bedroom, three bath, four bedroom, two bath,
(11:47):
sixteen almost almost sixteen hundred square feet for under five
hundred thousand. That's awesome. So that house is going to
be open today. It's new, it's live, it's open today
two to four. I believe Gussy is actually going to
be there at this one.
Speaker 2 (11:59):
It's also that one will actually be hosted by me, so.
Speaker 1 (12:02):
Isaac's hosting it.
Speaker 3 (12:04):
I read the lead.
Speaker 1 (12:05):
Let's Gussie, Yeah, will be there today, all right, So
that's my bad. It's gonna be there. I didn't have
the notes on who was hosting some the open houses.
Gussie's listening. Isa It's gonna be there helping him out
and hosting it. It is a is awesome. And again,
four hundred and fifty thousand dollars in home with four
fifty at six hundred Oak More Drive in homew With, Alabama.
All right, the list price in this one is four
(12:25):
hundred and fifty thousand dollars, four hundred and fifty thousand.
We're gonna put twenty percent down this time, twenty percent down.
We're back to John. I feel like just this one
should be pretty easy to get the down payment. Also,
it's just kind of double.
Speaker 3 (12:38):
Yeah, so it just ninety thousand dollars. Okay, there you
go that So otherwise.
Speaker 4 (12:41):
Three hundred, so it's gonna be even even later and
a later date that Marty went back or forward.
Speaker 1 (12:48):
In time, yeah, way forward.
Speaker 3 (12:52):
Yeah, I'm gonna say.
Speaker 4 (12:53):
I'm gonna say this is this is gonna be at
least twenty fifteen.
Speaker 1 (12:57):
At least twenty fifteen, at least twenty fifteen.
Speaker 2 (12:59):
Oh.
Speaker 4 (12:59):
I meant to press that music by the way, Oh
you're good. I was too busy doing math actually pressed it.
Speaker 1 (13:05):
Right, what you got, Isaac?
Speaker 2 (13:10):
I think this is gonna be twenty two fifty.
Speaker 1 (13:13):
Twenty two fifty. I'm gonna tell you right now, Isaac's
putting your little run against the guest on in Jeopardy John.
It was twenty three hundred and thirty four. Isaac gets
round two.
Speaker 3 (13:25):
In fairness, I was trying to get it. I was
trying to pick a date that.
Speaker 4 (13:27):
Martychie and I just couldn't go that far in the future.
Speaker 1 (13:31):
Well, that's why I said it'd be way in the future,
like you know, because I was there looking at her
like it'd be I forgot. I almost accidentally gave you
the hint because I was like, it's gonna be way
in the Future Center and thinking like they didn't go
to twenty three hundred like in my head.
Speaker 2 (13:41):
Well, actually, last time I was here, I was here
with obviously Gusty and John Michael. Yeah, this is who
I was playing against. Last time I didn't win a
single point. So last round was actually my first point ever.
Speaker 1 (13:52):
Yeah, there you go.
Speaker 4 (13:52):
Hey got two points now in his career game in
the Morgan. How many more houses do we have?
Speaker 1 (13:57):
One? But I tried it out, but I have I
have a tiebreaker ready, I don't I don't ever go
into it. Just four we got it. We gotta have
a tie breaker, all right, But Isaac can keep a
tie breaker from happening, all right. Five thirteen Next property,
five thirteen rock Terrace Way in Helena, Alabama. This is
Helena Elementary School, Helena School Systems. It is five thirteen
(14:19):
rock Terrace Way in Helena. Another just super cool house
in a great location. I mean, these listenings today and
all of the g three Gusty Golis Group properties that
you can also go check out at Gustygillisgroup dot com
or give them a call two zero five five four
two nineteen ninety six to check out. But all these
have been amazing locations and really some of the awesome
(14:41):
sales prices. So this is open, gonna be open today
at five thirteen Rock Terrace Way in Helena. This one
is GOT twenty so it's basically twenty five hundred square feet.
Is a two level home. It's a thous a little
over one thousand, thousand and sixty six on the main level,
fourteen forty five upstairs. It's five bedrooms, five bedrooms, three
(15:04):
full baths, two stories. It's in the Creekview Subdivision. Two
car garage in got a big four yer French doors.
This thing is awesome. Go check it out in Helena,
five thirteen Rock Tairs Way. This home is listed by
Carla Dilaberto. But today if you go out there, you're
(15:25):
gonna get to see Tony McDaniels. Tony's hosting today out
at five thirteen Rock Terais Away, Helena. Y'all go see it,
Go check out the house, go talk to Tony. Tony's
great and he's been part of the TEAMAIL for maybe
a month or two, and he gets after it. He's
been huge, helped to a lot of the team members.
When I see them in the office. And some of
the communications I see through the group me an emails,
(15:45):
So go check them out. See them in Helena five
thirteen rock taires Away. The list price on this one
four fifty four nine, So four fifty four nine is
the purchase price for almost twenty five hundred or a
little over twenty five hundred, two thousand, five hundred eleven
square feet in Helena, with five bedrooms, three baths. That
(16:06):
it's a great looking house. Go see Tony today. The
list price four to fifty four fifty four nine, four
to fifty four nine. A lot of house for the money,
A lot of house for the money in a great area.
Helena is awesome. So four fifty four fifty four nine,
ten percent down, ten percent down. We are back to
Isaac leading off.
Speaker 2 (16:28):
Mmm, I'm gonna go.
Speaker 1 (16:35):
Twenty eight hundred, twenty eight hundred, and.
Speaker 4 (16:42):
I'm thinking, you know, I'm thinking that I could overshoot it,
so I don't want to do that because the last
one was for fifty, but that was twenty down.
Speaker 3 (16:51):
This is ten down. I'm gonna go a little lower
than that. I'm gonna go twenty.
Speaker 1 (16:56):
Six fifty twenty six fifty. John Mounts the actual payment
was two thousand, six hundred and fifty five dollars.
Speaker 3 (17:06):
Wow, all right, I'm still in the game.
Speaker 1 (17:07):
All right, we've got a tie breaker.
Speaker 3 (17:13):
Now you're gonna have to make something up.
Speaker 1 (17:14):
I guess well, this is an easy way for me
to do the tiebreakers.
Speaker 3 (17:17):
Sell my own house or something like.
Speaker 1 (17:18):
They just tell your own house, we're gonna do something.
Youredical house this may. This is always more fun for me.
It's more fun than Gussie's here because it really throws
him off because he's pretty dolled in on thirty year fixed.
But here's what we're gonna do. Same property, four hundred
and fifty four, nine ten percent down, everything's the same.
We're gonna do a fifteen year m boy fifteen year
and this person wants to pay it off quicker. They
(17:40):
don't want to pay the mortgage guy like me more Interesting,
they have to. They're putting on a fifteen year fixed amortization,
so we're not on thirty year fixing more for the
tiebreakers two to two For the win fifteen year m
it'll be higher than the last payment, y'all. Just in
case you needed it, I got that one, all right, John,
you get to go first.
Speaker 3 (18:00):
Okay, So, but it's not gonna be double.
Speaker 4 (18:02):
It's not gonna be double even though it's half the time,
it's not gonna be double the previous payment. It's so
it's not going to be like, say, five thousand a month.
So I don't know, how about how about four thousand
a months?
Speaker 1 (18:13):
Four thousand a month? What you got, Isaac?
Speaker 2 (18:18):
I really like the strategy on that. Guess now.
Speaker 4 (18:22):
The only strategy you have to employ now is was
I too high or you want to go high or
lower than me?
Speaker 2 (18:27):
That's basically fifteen years. I mean you're cutting time and half.
I think it will be somewhere around thirty seven hundred.
Speaker 1 (18:43):
Three thousand, three hundred and thirty three dollars. Isaac wins today. Well,
you it pays to pay that extra seven hundred dollars
a month in a payment.
Speaker 3 (18:53):
I guess that is that is the moral of the story.
Speaker 1 (18:56):
Yeah, I mean, your your payments gonna be seven hundred
and forty dollars a month higher, but you're gonna pay
off in half the I mean, that's the thing. It's
not as high as you think it would be. Mean
it's higher, but I mean fifteen years, it pays to
save and do it that way anyways, all right, those
are awesome. Real quick, I'm gonna run through. We are
way behind on the first break. I'll tell you what.
Let's go ahead and go to break John, and we'll
come back and go over a couple of properties that
went live. We'll talk about some shout outs, and then
(19:17):
we will wrap it up. I apologize we went along
on this first break, but we will be back shortly
at Bought, borrowed and sold. Welcome back to Borrowed in Soul.
This is brad Smith with a cross country mortgage. You
can check me out a bradsmith loans dot com. Gusty
(19:37):
is out today, but I have Isaac Marvin with the
Gusty Gulis group here with me. Isaac has won the
mortgage game in the previous segment, in a segment that
I let get off the rails and went super long.
That's what happens when you get me instead of Gusty.
We just all of a sudden just start talking for
twenty minutes straight on the.
Speaker 3 (19:52):
Clock at all.
Speaker 2 (19:53):
No.
Speaker 1 (19:53):
I sorry, worried about back to the future and everything else,
so I forget that the things actually running and I'm
not just hanging out all right. So a couple of
new things. We got a couple of properties that went
live this past week. So one of them is eleven
twelve elm Avenue in Terrant It is Terrance School Systems
sixty thousand dollars. Has been a great one for some
(20:14):
of it. Wants to fix it up, rental, all kinds
of good options. This is Graham Reeesburg's listing, So give
Graham a shout again. You can go find any of
these at Gustygulisgroup dot com or you can give them
a call at two zero five five four two nineteen
ninety six. The next one that's going live, and this
pat in the past week is twenty four to seventy
three Hampstead Drive in Birmingham. It's Bright Park Elementary School.
(20:37):
It's clay Chalkville Middle School, clay Chalkville High School. It's
this is a h this is a townhouse one hundred
and ten thousand dollars, two bedtero and two bath. It's
a total of right over about one thousand square feet.
Great opportunity to get in the clay Chalkville area. They've
got a couple more coming soons that they'll be paying
attention to and we may be be hable to mention
(20:58):
on next week's show when Gusty is back. A couple
of VIP buyer needs real quick. Need something thirty minutes
or less from Liberty Park main level living all one
level up to five hundred and fifty thousand, Vestavia or
close to Homewood four bedroom, two baths seventeen hundred square
feet up to six hundred and fifteen thousand, and then
Homewood or Bluff Park three two up to four hundred
(21:20):
and twenty thousand. All right, so reach out to the
Gusty Gillis group. Grammary's Bird's got a couple of the
Vestavia and Homewood Bluff Park ones are Grammary's Birds, so
you can give him a shout. John Riddle has the
buyer looking for thirty minutes less outside of Liberty Park.
We did not have any reviews to go over today.
And I know there were some contracts. I just don't
have them because that's not in my world. And I
(21:41):
just didn't get the copy of how many contracts past week.
But I know it's been successful. I've been on a
lot of text matches, a lot of groups seeing everything
going on. Everything's been humming real quick, real quick. Market
update rates have been pretty flat over the past week
two weeks. Everything's kind of hinged on wait and see
what's gonna be preer post tariff. You know, I'm telling people,
you know, we're you'll under seven percent of the thirty
(22:01):
of your fix. We're kind of floating upper upper sixes.
Just kind of depends on different criterias and lot amounts.
And that doesn't mean you can't get something in the
low fives, doesn't mean you'm not going to something closer
to eight, depending on the property crew scores, investment property,
primary residence, all those little things go into it. But
race have been settling pretty flat, the national average in
that high sixes. Again, it's it's it's a lot of
(22:23):
waiting on this job reports that are coming up to
see if it's softening, which we feel like it may be,
but it could be picking up with tariffs and stuff
not coming over from imports. So there's a lot of
there's a lot of a lot of balls in the
air that are holding this market hostage right now with
stocks and bonds. So so we're gonna keep monitoring it.
And I know y'all get tired of hearing me say
the same thing. But it's it's it's always, it's always
on a similar calendar, on the calendar days of what
(22:45):
reports we're looking for. All right, we've got about a
minute a half left of the show. Real quick, I'm
gonna pitch it to Isaac. I just want to like
kind to see like from when you're when you were
here from the beginning, like starting off as an apprentice.
Now you've got your real estate license and and got
all that going. You're you're working, I think you get
you've had contracts, you've got other stuff going. Kind of
give us a quick update on what what's happening, kind
(23:05):
of in that you're little in your world since since
since you were here the last time.
Speaker 2 (23:09):
Well, I believe I got my my full license. I
was on a temporary license in first of November, okay,
and I ended up you know, completing everything and I'm
now officially have my full license. Had a contract last
year right before the new year started, and I actually
have two under contract right now.
Speaker 1 (23:30):
That's awesome.
Speaker 2 (23:32):
Some really good buyers. But even like stuff that I'm seeing,
like that Hoover Homewood area is selling r it's awesome.
It's awesome, But honestly, a market that doesn't really get
talked about a lot is the Hayden area. I had
a house out there. I would like to say place
it on the market, you know, couple couple of days
we were had ten.
Speaker 1 (23:53):
It's a great My wife's actually from there and so
we used to go up there some and she actually
when I when I met her, had her first house,
her house was up there. Like it's it is a
beauty full area and great, great place to be. Well,
we'll get you back in here and get some more
updates and kind of keep following along with your kind
of journey in this world. So we appreciate y'all borrowed
and sold to be back next Sunday. Thank y'all,
Popular Podcasts
Las Culturistas with Matt Rogers and Bowen Yang
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com