Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Good morning, Welcome to Borrowed and Sold. You may can
tell by now this is not Gusty Gillis. Gusty is
out of town this week and I am holding down
the fort. This is Brad Smith with Cross Country Mortgage.
I'm happy to be here today in Gusty's absence. There
is a member of the Gusty Gullis group team here.
(00:22):
I'm gonna help out and kind of bring y'all some
good content as we work through this. And so we'll
bring him in now, mister Walker Gant, how are you? Walker?
Doing wonderful? How are you Brad Man. I'm doing good.
I'm doing good. It's Master's weekend. There's all kinds of
good stuff going on, and that normally means the real
estate market is hot and going strong, so I know
(00:45):
you've probably been seeing it. It's amazing the amount of
traction we're getting, and even in this uncertain markets. As
far as what we're seeing on your nasdacs and your
bonds and treasuries and ten year treasuries and all that stuff,
which I'll get into in a little bit, but as
far as people looking to maybe list their houses or
buy houses, it seems like it's going pretty well. What
(01:05):
do you think?
Speaker 2 (01:06):
I agree?
Speaker 3 (01:07):
I think, you know, obviously with it being the spring season,
you know, people are getting ramped up for the summertime,
so definitely a lot more buyers getting into the market.
So if you, you know, were sitting on a house
and you're thinking about is right now the right time
to kind of get the ball rolling on putting that
house up on the market, I think it was definitely
worth a conversation with the realator to see, you know,
(01:29):
what your options are and where everything is at, because
right now is the time.
Speaker 1 (01:34):
I mean, it's booming in. Like you know, we were
talking about it off earlier and we'll get into it
a little bit later, but just the amount of multiple offers,
we're seeing, the different stuff of what people are doing
after over asking price. You know, this is just very
still a very desirable area to be in. People don't
want to leave, and people are coming in from everywhere,
so it's great. It's awesome for our local economy in
(01:56):
local real estate, and it just brings a lot of
in just to everywhere. So I'm excited about everything going on.
I hope everybody listening is excited and either whether you're
looking to buy a house, sell a house, just cured
about the curious about the market, or or got somebody
else you're thinking of or trying to say, maybe I
want to get into investment properties or whatever you're listening for.
(02:16):
We we're glad you're here. We hope you get find
this information. Well maybe it gets you off the fence
or and have somebody else get off the fence just
to kind of decide to do something different with their
real estate stuff. But so anyways, any of for your
real estate needs, just reminder, do not forget to go
to Gustygoulisgroup dot com and go out there and thought
some information and go look through listings. Everything's there. You
(02:38):
can also give them a call anytime at two zero
five five four two nineteen ninety six. And again that's
Gustyguleisgroup dot com. All right, So now we're gonna go
do We're gonna do the mortgage game. The Gusty Gulist
Group has some awesome open houses today. We're gonna run
through those. I'm gonna go through the listings today which
is a little different, and give the purchase price. Then
(02:59):
I'll also give the on payment and then John Mounts
are a steading producer and Walker will guess the thirty
of your fixed mortgage payment principal interest only, and then
we will closest one wins. We've got four today, so
we could end up with a tie and I always
love doing it coming up with a tie breaker. So
maybe they'll maybe they'll be able to keep me there.
So all right, first property up, all right, This one
(03:21):
is twenty six twenty five Galen Street here in Birmingham, Alabama.
It's in the subdivision of Grayson Valley. It's got three bedrooms,
one and a half baths. This one's gonna actually be
open today on from two to four. Go see Brianna
Green's gonna be hosting. It's a great it's a great house.
It's zone, it's clay Chalkville Schools, it's a bright Park Elementary.
(03:46):
It's just a great, great probably a great house and
a great price for what you get. I mean you're
talking about you know, decent light size. It's all all
looks really good. So anyways, for this one right here again,
see Branda Green from two to four today. The purchase
price is one hundred and eighty five thousand dollars. List
(04:07):
price is one eighty five thousand.
Speaker 3 (04:09):
All right, let me tell you a little thing extra.
I guess that's my listing. So it's right the end,
right the end, at the end of a cul de sac,
so you know you don't have any through traffic. It's
got a above ground pool in the backyard, new roof
twenty twenty, new furnace twenty sixteen. The pool has got
a new liner, sand and pump in twenty twenty four,
(04:30):
dishwashers brand new and twenty four. It's got a nice
little sunroom that's right outside the kitchen that you can
look out into the pool. It's got a nice sized backyard,
and then the showers, the you know shower tub in sir,
and that is fresh from twenty twenty four as well.
Speaker 1 (04:46):
So it's amazing. I mean, that's a great, great price.
You're talking a little over thirteen hundred square feet. Just
just a great location, great property. Again, that's one hundred
and eighty five thousand. Walker's the agent brand will be
hosting it this weekend or today from two to four.
All right, let's go now, all right then, now got
transition back to me. One hundred and eighty five thousand
(05:07):
dollars list price potential buyer, ten percent down, ten percent down.
I'll tell you what. We're gonna let John Mounts go first,
since he's he's he's more versed in this game.
Speaker 3 (05:23):
Yes, although you know I don't usually win, don't usually
go first, so don't yeah you three?
Speaker 2 (05:29):
Okay, So you said.
Speaker 1 (05:31):
Eight one hundred eighty five list price, ten percent down? Okay,
what is the thirty your fixed principal interest.
Speaker 2 (05:36):
Monthly financing, like one sixty two something like that. So
I'm gonna say, right at.
Speaker 3 (05:44):
Round numbers, one thousand bucks, thousand bucks for mister Mounts.
Speaker 1 (05:48):
All right, Walker, what you're thinking, I'm gonna go with
twelve hundred, twelve hundred the actual monthly payment one thousand,
seventy nine dollars. Mount friends wound one.
Speaker 2 (06:04):
I like these when Gusty isn't here once, that's what
we know we.
Speaker 1 (06:08):
Talk about it. He'll get your winning percentage up exactly.
It's like you get on those like temporary contracts and
in sports where you've got you go a couple of
weeks with the majors and then you go back to
the minors. It's kind of like anyway, sorry, all right,
off that tangent. All right, The next property up is
sixteen forty one old Springville Road, Center Point, Alabama. All right,
(06:31):
this is a four bedroom, two bath. It's in the
spring Lake of State subdivision. It's got a it's got
a one car garage. I believe on it. Walker's is
yours too? Ok ok, I got you?
Speaker 2 (06:45):
Okay.
Speaker 1 (06:46):
This is gonna be hosted today from two to four. Also,
Tony McDaniels, twelve hundred and seventy four living another. Let's
see you got some other living space that's attached. It's
a one story with little bit of a basement garage area.
The actual what else was I looking for here?
Speaker 2 (07:05):
Sorry?
Speaker 1 (07:06):
Y'all can tell this is not my normal, my normal.
All we need to know is the asking price, asking
price for the game. Listen, this is a great property
in Center Point Klay Chaukville Schools. Again. Again, that's sixteen
forty one old Springo Road, Center Point, Alabama. My list
price is two hundred and nineteen thousand dollars. Two hundred
nineteen thousand dollars. The down payment is five percent, five
(07:29):
percent down to nineteen list price. All right, Walker, you
get to go first, this time.
Speaker 3 (07:35):
To nineteen five percent down principal and interest I'm gonna
go with I'm gonna stay with my twelve hundred.
Speaker 1 (07:46):
Twelve hundred again for Walker, he went up a little bit,
so he's gonna keep the payments, saying because he was low,
got it, John, what are you think I'm.
Speaker 2 (07:53):
Gonna have a little higher.
Speaker 1 (07:54):
I'm gonna go a thirteen hundred thirteen hundred. The actual
payment was thirteen forty nine. John Mountain done round two.
Speaker 3 (08:02):
It's broadcasting. Doesn't work out, maybe I'll go into Yeah.
He say, hey, I've got I've got your job down,
I got your job ready to go. All right, you
can come over there and come to our office and
work and we'll get after it.
Speaker 1 (08:12):
All right. Next up, there's another home. It's gonna be
open today. Alita Pedra is gonna be out here hosting
today at thirty one seventeen Ashwood Road in Hueytown, Alabama.
All right, that's three thirty one seventeen Ashwood Road, Hueytown, Alabama.
This is open today from two to four. All right.
This is two thousand and seventy square feet. Okay. This
(08:35):
this is a mainly a one level house. Is it
is very pretty, it is. It's got all kinds of
cool features. It's all brick sits on a half acre lot.
It's got two separate driveways with two different entrances. The
first unit has three bedrooms, hardwood floors throughout, big cabinets,
(08:56):
cabinet space. This one, this one looks great again. That's
Elita Pedra today, Alita Pedro. Go see here two to
four thirty one seventeen Ashwood Road, Hueytown, Alabama. All right,
the list price on this one is two hundred and
forty six thousand dollars. Two hundred and forty six thousand dollars,
two thousand and seventy square feet, Huey Town Schools. Go
(09:17):
go check it out. Go see Eleida today and can
go check it out to forty six to the list price.
All right, we're gonna put five percent down again, five
percent down on a two hundred and forty six thousand
dollars list price. John Mounts, it is back to you.
Speaker 2 (09:33):
So we're going up.
Speaker 3 (09:34):
We're working our way out by working our way last
I said thirteen that was so even a little low.
Speaker 2 (09:38):
I believe it was yep. So I'm gonna say on
this guy.
Speaker 3 (09:44):
Fourteen ninety two, fourteen ninety ten yearum sell the Ocean
Blue that year.
Speaker 1 (09:50):
I actually do remember. I remember like it was yesterday.
Speaker 2 (09:53):
John. It was a long ride.
Speaker 1 (09:55):
It was a long ride.
Speaker 3 (09:56):
So you went fourteen ninety two. Yeah, I'm we'll go
with fifteen fifty.
Speaker 1 (10:02):
Fifteen fifty, all right. The actual payment was fifteen hundred
and fifteen dollars. John Mounts gets round three.
Speaker 3 (10:12):
My hair.
Speaker 1 (10:14):
I was doing some quick math in my head before
I announced. I was kind of dragging that one out, John,
Free today.
Speaker 2 (10:22):
Are we done? Now?
Speaker 1 (10:23):
We got one more?
Speaker 2 (10:23):
Tarn it?
Speaker 1 (10:24):
Well, here's it. Well we got one more. So you
go to automatically win the series. You just may not
get the sweeps. You're going for the You're going for
the sweep. Now, that's what I'm trying to all Right,
It's all right, So next one up again. This one's
going to be open to day from two to four
five thirteen fifty ninth Street South here in Birmingham. It's
in the Crestwood subdivision. It's fourteen hundred and sixty square feet. Again,
(10:49):
this is going to be open this afternoon. Let's see
who's going to Ashley Staggs is going to be there.
Ashley does a great job with all these old loved
going out and seeing it. It's a This is a
kind of a bungle in the heart of Crestwood. This
beautiful remodeled three bedroom, two bath bungalow nestled in the
highly sought after Crestwood neighborhood, updated modern comforts, still remains
(11:11):
in its historic charm. This is a really really cool
house in a great area. It is I mean, it
is awesome looking. I would definitely, you know, advise go
check it out. This Avondale School's Avondelementary Woodlawn High School
against fourteen hundred and sixty square feet. This is five
thirteen fifty ninth Street South, Birmingham, Alabama. This is in
(11:35):
the Crestwood subdivision, and it is really really cool looking
house and really like you can kind of feel that
that bungalow style from back in the day, but also
cleaned up and kind of fixed up with some modern amenities.
It's really cool. So go check it out today with Ashley.
We'll be there from two to four five thirteen fifty
ninth Street South. The list price on this one three
(11:56):
hundred and fifteen thousand dollars. Three hundred and fifteen thousand dollars,
all right, and then percent, and then the percent down
is going to be three percent, three percent on three
hundred and fifteen thousand. Yeap, first that that'd be for
a first time home buyer, possibly still going conventional three
percent down. I think this could be.
Speaker 3 (12:18):
Yeah, let's go with eighteen hundred, eighteen hundred for Walker,
that's my guess. I'm gonna go with a little higher
than that. So I'm gonna say I'm gonna say nineteen hundred.
The actual payment was nineteen eighty one. John with the
clean sweep today, I think that that actually calls for
(12:41):
a boom boom.
Speaker 2 (12:44):
I know it's not time for that, or no.
Speaker 1 (12:45):
It's not time. What We'll get there. We're almost there.
Speaker 2 (12:47):
I only have so many things I can play, so
I get it.
Speaker 1 (12:50):
I get it all good. Real quick, you know, I
want to give a shout out to some of the
folks on the from the Gusty Goillis group real quick.
I've got the list right here. They've had a active week.
They've had some contracts coming through. But of the agency,
so John Michael's uh, he's got two that came to
(13:10):
the contracts that have come through. Riley's got a contract,
Kyle's got a contract, Freda Willy is a contract, Isaac
had a contract, Alita had a contract, Carla had a contract,
and Katie had a contract all in this past week.
So that does a great job from the whole group
coming through. I know that that's I mean, that's just
that's just just awesome all the way around and just
getting after it against that time of year. So congratulations
(13:32):
on them getting contracts just real quick. There's a couple
of a couple of properties that are that have that
are that have come up that are new. Uh. One
of those is twenty two eight thirty four Charles Collier
Lane in Macallaugh. That list probably just three hundred and
fifteen nineteen hundred square feet. This is a really pretty house.
Again it's over in a Lakeview Elementary Brookwood High Schools.
(13:55):
This one's Ashley Stags again, so go check it out.
And then we've got another coming soon that we're looking
at getting on that's over in Chelsea, So reach out
to the Gusty Gullis Group and Ashley Stags again on
the listing agent. Reach out to Ashley if you're interested
in these properties. One thosy forty seven Springfield Drive in
Chelsea and at twenty to eight thirty four Charles call
(14:19):
your lane in macaullaugh. All right, you know what time
it is.
Speaker 2 (14:28):
That's right, it's testimonial time.
Speaker 1 (14:32):
All right, everyone, it was well, I was kind of
forgetting if I was in that time and I was
looking at the clock, and I just I screwed it up. Sorry, Gusty,
when you listen, when you're listening, Sorry about that. I'm
sure wherever you are and outside of the country, it's
it's streaming hot on your iHeart app today. All right,
I'm going to give a review of myself today. I
didn't give the review. I'm going to read the review
(14:53):
of myself today. Okay, all right. Thomas d wrote best
loan agent I've worked with pleas knowledgeable, caring and response
of excellent people skills and he cares more about helping
the client and turning a short run profit. Way to go,
Bradley highest marks. The great job, Brad. Congrats Brad on
another five star review. It's we're talking to the third person.
(15:17):
But there we go. All right, we're gonna wrap this
segment up. When we come back, we're gonnaind of talk
about some market updates. What we're seeing in rates, which
is this whole nother world. If if you let your
liz on the rock, you've kind of seen what the
markets have been doing, and we'll come back to you again.
Go to check out Gustygullisgroup dot com, give them a
shout to five five four two nineteen ninety six, and
we will be right back. Welcome back to bought, borrowed,
(15:41):
and sold. I am not Gusty Goulis, and I will
never be confused to be Gusty Goulis. Gusty Is is
quite the step above. I like to say I'm the
next man up. There's probably six or seven people between
the next person to get in here. So as always,
Brad Smith is a cross country mortgage so glad to
be here. Hey, we've talked about a couple of properties
(16:02):
they've got coming up some open houses today. They've got
all kinds of good properties at the gust To Goulis Group. Hey.
One way you can find out more information as you
can give them a call to zero five five four two,
nineteen ninety six, or you can go visit on the website.
Check out the properties they've got listed in some other stuff,
some featured stuff they've got on there. And you can
always go there at the Gustygoulisgroup dot com. If you're
(16:24):
in need for a mortgage, you're just kind of curious
what your current mortgage situation is, if you've got one,
if you don't, if you just kind of want to
kind of clean up your financial situation or kind of
get a figure out of how to kind of increase
your assets, or if you're just already know you're in
the market to look for a home, you can always
check me out at Bradsmith Loans dot com or you
can give me a shout on myself on at three
three four three two nine nine nine two nine. But
(16:44):
for the most part, Bradsmithlans dot com has all my
information and ways to reach me.
Speaker 2 (16:49):
All right.
Speaker 1 (16:50):
Last week on the show, we had a guest mister
Bob Sykes from the Sykes Barbecues. It's just or what
we had, well, sorry is Bob Sykes Barbecue. Van Sykes
was here with us in studio and from Bob Sykes Barbecue. Uh,
they are having their fourteenth annual Barbecue Blues coming up
(17:11):
on April the twenty sixth. This is it just sounded amazing.
It was a great interview. He had so much energy
some of the folks they've got coming out there for
this barbecue Blues for the fourteenth Annel Bob Sykes Barbecue Blues.
It's gonna be amazing. I think it's gonna be a
really cool day to go out and visit and see
some stuff and and here's some cool music from people
(17:32):
that are kind of you know that that travel all
over the world to do to do blues. That's it
to bartile Even Park Invessemer. Again to bartile Eving Park Invessemer.
I wanted to give a shout out back to that
one and kind of give a reminder that that was
coming up because he was so gracious to come on
and do the show last week with us, and it's
still coming up, so we probably have a couple more
reminders before before it happens. But I wanted to make
(17:53):
sure people were able to, you know, kind of ping
back to that and give a little bit refresher to
make sure you got on your calendars and plan on
being there. If you go to their website, you can
prepay for tickets ten dollars and I think at the
gates so there are fifteen. So anyways, go check it out.
On April twenty sixth. All Right, got a few little,
you know, mortgage updates and kind of craziness looming. H
(18:17):
I kind of referenced a little bit back in the
back in the last segment. But you know, you don't
have to be a financial advisor or even really watch
stock markets or even really pay that much attention to
it to know that the markets have been a little
crazy this past week we've had. It's been if you've
got a four oh one K and you've and you've
(18:39):
seen it, it's probably not been the greatest visual, you know.
So so I get that. And the weird thing that
we're in right now is and what's kind of crazy
is with all the tariff talk and then all the
back and forth kind of quote unquote trade wars. Not
to be fear, you know, fear everybody out there chicking
a little. The skuy's falling. But you know that's that's
(19:00):
the term. You see a lot. I mean, it has
got us and so many things are out of skew
or like not even in balance. And so part of
that is it's kind of like refreshing, like Okay, let
the dust subtle on and see where we are. The
short term right now, and again you know this is
just my opinion. You know, the short term right now
is just all the unknown. At some point it's going
(19:22):
to all level out and it's all going to kind
of get back in flux now, whether that means stocks
rebound or bonds and treasuries rebound, or the dollar strengthens
or whatnot, like all those things are going to get
balanced back out. You know, I feel real confident, But
now where each one is going to go, that's what
we don't know right now, And when a real weird.
This has just been really weird just because we're people
(19:46):
are pulling money out and this I'm going to get
back to this where this all comes back around. People
are pulling money out of the markets, but not putting
it somewhere else. So right now people are like just saying, hey,
I don't know what bonds or treasuries or stock are
going to do this. So a lot of times when
you see stocks going way down, people are pulling money
out of the stock market, but they're putting it somewhere else,
whether it's treasuries, bonds, or you know, into other things.
(20:10):
So it's not really leaving the market or right now
we've got both of them decreasing, and a lot of
that is just the tariff talk and not knowing like, Okay,
how's it going to impact the local businesses and economies,
how's it going to impact inflation? So you've got some
things that are fighting each other. So rates aren't didn't
get better this week, and stocks didn't get better this week,
and the dollar weekend this week, which are three things
(20:32):
that don't normally all happen in a negative way together
at the same time. So it's a little not unprecedented,
but it's it's just it's a little out of whack.
So again i'd say let the dust settle, figure it out.
But you know one thing that we can tell you when,
no matter what the markets have done, houses continue to appreciate. Right,
(20:53):
So if you're pulling your money out and you don't
know what to do with it, real estate right now
is still one of the safest best investments over the
test of time. And so that's where I'm kind of
tying all this back in. Now, you know what does
that look like? Hey, whether it's investment properties or or
you're looking at you know, up upsizing, downsizing, But then
(21:16):
you know you're you've been in your house and it's
already appreciated, and you sell it. What are you gonna
do with that money?
Speaker 2 (21:21):
Right?
Speaker 1 (21:21):
Do I put it back? You put it back, and
you put it back into more real estate. You can
you know, you can invest it, you know, I mean,
you can look at talk to your financial advisors. But
I mean, there's just so many moving parts right now,
between the tariff talk with Europe and right now really
ramped up on the China stuff and everything else. The
markets are just not sure what the short or long
term results are going to be, and so everything's in
(21:42):
kind of a holding pattern. And again this is moving
in light warp speed, so it can be you know,
we're we're broadcasting this on Sunday, Monday morning. Everybody may
you know, everything may have gone up just back up
game Busters market and so so just be patient with it.
But it is a lot of lot of nuts things
(22:03):
going on kind of in the market, in the news,
and so that's kind of my update. And I know
it's a little bit of a ramble, but it's just
it's it's hard to pin down because it's so many
you you know, you you fall these uh, big time
economists and people that focus on mortgages and stocks, and
you start you start reading and you look at what
they're projecting or saying about what's happened or what's going
(22:23):
to happen, and they don't freaking know, you know, and
that's that's that's the end, and nobody really ever knows.
But now you're hearing some more tone and uncertainty in
some of those things. And at the end, it's all good,
you know, I you know, it's you know, my wife
always it's fine, It's gonna be fine. It's fine, you know,
it's fine. So everybody, you know where everything's gonna be good.
(22:43):
But real estate to steal the safest way to go.
Speaker 3 (22:47):
No, And I agree. I think Birmingham is such a
great market because of that, and I think that's why
we have, you know, so many people whether they be
investors or just people looking to relocate. Birmingham is that
perfect market through Jefferson County and even in Ship County
because right now, I know, since I've been on the team,
this is the most buyers we've had looking in the
Shelby County area. So if you're you know, trying to
(23:08):
decide where in Alabama you're trying to live or you
need to, you know, pick up and move. This market
right here is where you need to be at no.
Speaker 1 (23:14):
Doubt, no doubt. Listen, I mean this, this flew by Walker.
Thank you so much. I got a little long winded
thear it again because it's kind of hard to pin down.
Just thank you so much for coming Gus. You should
be back next week. I hope to be back here
with him again. Go check them out at Gustygillisgroup dot
com or give them a shot at two zero five
five for two nineteen ninety six. As always, Sundays are
(23:36):
for borrowed and sold. So we look forward to talking
to you again next week. And I hope you've had
a great weekend and a great week. Thank y'all.
Speaker 3 (23:45):
See you, guys,
Good morning, Welcome to Borrowed and Sold. You may can
tell by now this is not Gusty Gillis. Gusty is
out of town this week and I am holding down
the fort. This is Brad Smith with Cross Country Mortgage.
I'm happy to be here today in Gusty's absence. There
is a member of the Gusty Gullis group team here.
(00:22):
I'm gonna help out and kind of bring y'all some
good content as we work through this. And so we'll
bring him in now, mister Walker Gant, how are you? Walker?
Doing wonderful? How are you Brad Man. I'm doing good.
I'm doing good. It's Master's weekend. There's all kinds of
good stuff going on, and that normally means the real
estate market is hot and going strong, so I know
(00:45):
you've probably been seeing it. It's amazing the amount of
traction we're getting, and even in this uncertain markets. As
far as what we're seeing on your nasdacs and your
bonds and treasuries and ten year treasuries and all that stuff,
which I'll get into in a little bit, but as
far as people looking to maybe list their houses or
buy houses, it seems like it's going pretty well. What
(01:05):
do you think?
Speaker 2 (01:06):
I agree?
Speaker 3 (01:07):
I think, you know, obviously with it being the spring season,
you know, people are getting ramped up for the summertime,
so definitely a lot more buyers getting into the market.
So if you, you know, were sitting on a house
and you're thinking about is right now the right time
to kind of get the ball rolling on putting that
house up on the market, I think it was definitely
worth a conversation with the realator to see, you know,
(01:29):
what your options are and where everything is at, because
right now is the time.
Speaker 1 (01:34):
I mean, it's booming in. Like you know, we were
talking about it off earlier and we'll get into it
a little bit later, but just the amount of multiple offers,
we're seeing, the different stuff of what people are doing
after over asking price. You know, this is just very
still a very desirable area to be in. People don't
want to leave, and people are coming in from everywhere,
so it's great. It's awesome for our local economy in
(01:56):
local real estate, and it just brings a lot of
in just to everywhere. So I'm excited about everything going on.
I hope everybody listening is excited and either whether you're
looking to buy a house, sell a house, just cured
about the curious about the market, or or got somebody
else you're thinking of or trying to say, maybe I
want to get into investment properties or whatever you're listening for.
(02:16):
We we're glad you're here. We hope you get find
this information. Well maybe it gets you off the fence
or and have somebody else get off the fence just
to kind of decide to do something different with their
real estate stuff. But so anyways, any of for your
real estate needs, just reminder, do not forget to go
to Gustygoulisgroup dot com and go out there and thought
some information and go look through listings. Everything's there. You
(02:38):
can also give them a call anytime at two zero
five five four two nineteen ninety six. And again that's
Gustyguleisgroup dot com. All right, So now we're gonna go
do We're gonna do the mortgage game. The Gusty Gulist
Group has some awesome open houses today. We're gonna run
through those. I'm gonna go through the listings today which
is a little different, and give the purchase price. Then
(02:59):
I'll also give the on payment and then John Mounts
are a steading producer and Walker will guess the thirty
of your fixed mortgage payment principal interest only, and then
we will closest one wins. We've got four today, so
we could end up with a tie and I always
love doing it coming up with a tie breaker. So
maybe they'll maybe they'll be able to keep me there.
So all right, first property up, all right, This one
(03:21):
is twenty six twenty five Galen Street here in Birmingham, Alabama.
It's in the subdivision of Grayson Valley. It's got three bedrooms,
one and a half baths. This one's gonna actually be
open today on from two to four. Go see Brianna
Green's gonna be hosting. It's a great it's a great house.
It's zone, it's clay Chalkville Schools, it's a bright Park Elementary.
(03:46):
It's just a great, great probably a great house and
a great price for what you get. I mean you're
talking about you know, decent light size. It's all all
looks really good. So anyways, for this one right here again,
see Branda Green from two to four today. The purchase
price is one hundred and eighty five thousand dollars. List
(04:07):
price is one eighty five thousand.
Speaker 3 (04:09):
All right, let me tell you a little thing extra.
I guess that's my listing. So it's right the end,
right the end, at the end of a cul de sac,
so you know you don't have any through traffic. It's
got a above ground pool in the backyard, new roof
twenty twenty, new furnace twenty sixteen. The pool has got
a new liner, sand and pump in twenty twenty four,
(04:30):
dishwashers brand new and twenty four. It's got a nice
little sunroom that's right outside the kitchen that you can
look out into the pool. It's got a nice sized backyard,
and then the showers, the you know shower tub in sir,
and that is fresh from twenty twenty four as well.
Speaker 1 (04:46):
So it's amazing. I mean, that's a great, great price.
You're talking a little over thirteen hundred square feet. Just
just a great location, great property. Again, that's one hundred
and eighty five thousand. Walker's the agent brand will be
hosting it this weekend or today from two to four.
All right, let's go now, all right then, now got
transition back to me. One hundred and eighty five thousand
(05:07):
dollars list price potential buyer, ten percent down, ten percent down.
I'll tell you what. We're gonna let John Mounts go first,
since he's he's he's more versed in this game.
Speaker 3 (05:23):
Yes, although you know I don't usually win, don't usually
go first, so don't yeah you three?
Speaker 2 (05:29):
Okay, So you said.
Speaker 1 (05:31):
Eight one hundred eighty five list price, ten percent down? Okay,
what is the thirty your fixed principal interest.
Speaker 2 (05:36):
Monthly financing, like one sixty two something like that. So
I'm gonna say, right at.
Speaker 3 (05:44):
Round numbers, one thousand bucks, thousand bucks for mister Mounts.
Speaker 1 (05:48):
All right, Walker, what you're thinking, I'm gonna go with
twelve hundred, twelve hundred the actual monthly payment one thousand,
seventy nine dollars. Mount friends wound one.
Speaker 2 (06:04):
I like these when Gusty isn't here once, that's what
we know we.
Speaker 1 (06:08):
Talk about it. He'll get your winning percentage up exactly.
It's like you get on those like temporary contracts and
in sports where you've got you go a couple of
weeks with the majors and then you go back to
the minors. It's kind of like anyway, sorry, all right,
off that tangent. All right, The next property up is
sixteen forty one old Springville Road, Center Point, Alabama. All right,
(06:31):
this is a four bedroom, two bath. It's in the
spring Lake of State subdivision. It's got a it's got
a one car garage. I believe on it. Walker's is
yours too? Ok ok, I got you?
Speaker 2 (06:45):
Okay.
Speaker 1 (06:46):
This is gonna be hosted today from two to four. Also,
Tony McDaniels, twelve hundred and seventy four living another. Let's
see you got some other living space that's attached. It's
a one story with little bit of a basement garage area.
The actual what else was I looking for here?
Speaker 2 (07:05):
Sorry?
Speaker 1 (07:06):
Y'all can tell this is not my normal, my normal.
All we need to know is the asking price, asking
price for the game. Listen, this is a great property
in Center Point Klay Chaukville Schools. Again. Again, that's sixteen
forty one old Springo Road, Center Point, Alabama. My list
price is two hundred and nineteen thousand dollars. Two hundred
nineteen thousand dollars. The down payment is five percent, five
(07:29):
percent down to nineteen list price. All right, Walker, you
get to go first, this time.
Speaker 3 (07:35):
To nineteen five percent down principal and interest I'm gonna
go with I'm gonna stay with my twelve hundred.
Speaker 1 (07:46):
Twelve hundred again for Walker, he went up a little bit,
so he's gonna keep the payments, saying because he was low,
got it, John, what are you think I'm.
Speaker 2 (07:53):
Gonna have a little higher.
Speaker 1 (07:54):
I'm gonna go a thirteen hundred thirteen hundred. The actual
payment was thirteen forty nine. John Mountain done round two.
Speaker 3 (08:02):
It's broadcasting. Doesn't work out, maybe I'll go into Yeah.
He say, hey, I've got I've got your job down,
I got your job ready to go. All right, you
can come over there and come to our office and
work and we'll get after it.
Speaker 1 (08:12):
All right. Next up, there's another home. It's gonna be
open today. Alita Pedra is gonna be out here hosting
today at thirty one seventeen Ashwood Road in Hueytown, Alabama.
All right, that's three thirty one seventeen Ashwood Road, Hueytown, Alabama.
This is open today from two to four. All right.
This is two thousand and seventy square feet. Okay. This
(08:35):
this is a mainly a one level house. Is it
is very pretty, it is. It's got all kinds of
cool features. It's all brick sits on a half acre lot.
It's got two separate driveways with two different entrances. The
first unit has three bedrooms, hardwood floors throughout, big cabinets,
(08:56):
cabinet space. This one, this one looks great again. That's
Elita Pedra today, Alita Pedro. Go see here two to
four thirty one seventeen Ashwood Road, Hueytown, Alabama. All right,
the list price on this one is two hundred and
forty six thousand dollars. Two hundred and forty six thousand dollars,
two thousand and seventy square feet, Huey Town Schools. Go
(09:17):
go check it out. Go see Eleida today and can
go check it out to forty six to the list price.
All right, we're gonna put five percent down again, five
percent down on a two hundred and forty six thousand
dollars list price. John Mounts, it is back to you.
Speaker 2 (09:33):
So we're going up.
Speaker 3 (09:34):
We're working our way out by working our way last
I said thirteen that was so even a little low.
Speaker 2 (09:38):
I believe it was yep. So I'm gonna say on
this guy.
Speaker 3 (09:44):
Fourteen ninety two, fourteen ninety ten yearum sell the Ocean
Blue that year.
Speaker 1 (09:50):
I actually do remember. I remember like it was yesterday.
Speaker 2 (09:53):
John. It was a long ride.
Speaker 1 (09:55):
It was a long ride.
Speaker 3 (09:56):
So you went fourteen ninety two. Yeah, I'm we'll go
with fifteen fifty.
Speaker 1 (10:02):
Fifteen fifty, all right. The actual payment was fifteen hundred
and fifteen dollars. John Mounts gets round three.
Speaker 3 (10:12):
My hair.
Speaker 1 (10:14):
I was doing some quick math in my head before
I announced. I was kind of dragging that one out, John,
Free today.
Speaker 2 (10:22):
Are we done? Now?
Speaker 1 (10:23):
We got one more?
Speaker 2 (10:23):
Tarn it?
Speaker 1 (10:24):
Well, here's it. Well we got one more. So you
go to automatically win the series. You just may not
get the sweeps. You're going for the You're going for
the sweep. Now, that's what I'm trying to all Right,
It's all right, So next one up again. This one's
going to be open to day from two to four
five thirteen fifty ninth Street South here in Birmingham. It's
in the Crestwood subdivision. It's fourteen hundred and sixty square feet. Again,
(10:49):
this is going to be open this afternoon. Let's see
who's going to Ashley Staggs is going to be there.
Ashley does a great job with all these old loved
going out and seeing it. It's a This is a
kind of a bungle in the heart of Crestwood. This
beautiful remodeled three bedroom, two bath bungalow nestled in the
highly sought after Crestwood neighborhood, updated modern comforts, still remains
(11:11):
in its historic charm. This is a really really cool
house in a great area. It is I mean, it
is awesome looking. I would definitely, you know, advise go
check it out. This Avondale School's Avondelementary Woodlawn High School
against fourteen hundred and sixty square feet. This is five
thirteen fifty ninth Street South, Birmingham, Alabama. This is in
(11:35):
the Crestwood subdivision, and it is really really cool looking
house and really like you can kind of feel that
that bungalow style from back in the day, but also
cleaned up and kind of fixed up with some modern amenities.
It's really cool. So go check it out today with Ashley.
We'll be there from two to four five thirteen fifty
ninth Street South. The list price on this one three
(11:56):
hundred and fifteen thousand dollars. Three hundred and fifteen thousand dollars,
all right, and then percent, and then the percent down
is going to be three percent, three percent on three
hundred and fifteen thousand. Yeap, first that that'd be for
a first time home buyer, possibly still going conventional three
percent down. I think this could be.
Speaker 3 (12:18):
Yeah, let's go with eighteen hundred, eighteen hundred for Walker,
that's my guess. I'm gonna go with a little higher
than that. So I'm gonna say I'm gonna say nineteen hundred.
The actual payment was nineteen eighty one. John with the
clean sweep today, I think that that actually calls for
(12:41):
a boom boom.
Speaker 2 (12:44):
I know it's not time for that, or no.
Speaker 1 (12:45):
It's not time. What We'll get there. We're almost there.
Speaker 2 (12:47):
I only have so many things I can play, so
I get it.
Speaker 1 (12:50):
I get it all good. Real quick, you know, I
want to give a shout out to some of the
folks on the from the Gusty Goillis group real quick.
I've got the list right here. They've had a active week.
They've had some contracts coming through. But of the agency,
so John Michael's uh, he's got two that came to
(13:10):
the contracts that have come through. Riley's got a contract,
Kyle's got a contract, Freda Willy is a contract, Isaac
had a contract, Alita had a contract, Carla had a contract,
and Katie had a contract all in this past week.
So that does a great job from the whole group
coming through. I know that that's I mean, that's just
that's just just awesome all the way around and just
getting after it against that time of year. So congratulations
(13:32):
on them getting contracts just real quick. There's a couple
of a couple of properties that are that have that
are that have come up that are new. Uh. One
of those is twenty two eight thirty four Charles Collier
Lane in Macallaugh. That list probably just three hundred and
fifteen nineteen hundred square feet. This is a really pretty house.
Again it's over in a Lakeview Elementary Brookwood High Schools.
(13:55):
This one's Ashley Stags again, so go check it out.
And then we've got another coming soon that we're looking
at getting on that's over in Chelsea, So reach out
to the Gusty Gullis Group and Ashley Stags again on
the listing agent. Reach out to Ashley if you're interested
in these properties. One thosy forty seven Springfield Drive in
Chelsea and at twenty to eight thirty four Charles call
(14:19):
your lane in macaullaugh. All right, you know what time
it is.
Speaker 2 (14:28):
That's right, it's testimonial time.
Speaker 1 (14:32):
All right, everyone, it was well, I was kind of
forgetting if I was in that time and I was
looking at the clock, and I just I screwed it up. Sorry, Gusty,
when you listen, when you're listening, Sorry about that. I'm
sure wherever you are and outside of the country, it's
it's streaming hot on your iHeart app today. All right,
I'm going to give a review of myself today. I
didn't give the review. I'm going to read the review
(14:53):
of myself today. Okay, all right. Thomas d wrote best
loan agent I've worked with pleas knowledgeable, caring and response
of excellent people skills and he cares more about helping
the client and turning a short run profit. Way to go,
Bradley highest marks. The great job, Brad. Congrats Brad on
another five star review. It's we're talking to the third person.
(15:17):
But there we go. All right, we're gonna wrap this
segment up. When we come back, we're gonnaind of talk
about some market updates. What we're seeing in rates, which
is this whole nother world. If if you let your
liz on the rock, you've kind of seen what the
markets have been doing, and we'll come back to you again.
Go to check out Gustygullisgroup dot com, give them a
shout to five five four two nineteen ninety six, and
we will be right back. Welcome back to bought, borrowed,
(15:41):
and sold. I am not Gusty Goulis, and I will
never be confused to be Gusty Goulis. Gusty Is is
quite the step above. I like to say I'm the
next man up. There's probably six or seven people between
the next person to get in here. So as always,
Brad Smith is a cross country mortgage so glad to
be here. Hey, we've talked about a couple of properties
(16:02):
they've got coming up some open houses today. They've got
all kinds of good properties at the gust To Goulis Group. Hey.
One way you can find out more information as you
can give them a call to zero five five four two,
nineteen ninety six, or you can go visit on the website.
Check out the properties they've got listed in some other stuff,
some featured stuff they've got on there. And you can
always go there at the Gustygoulisgroup dot com. If you're
(16:24):
in need for a mortgage, you're just kind of curious
what your current mortgage situation is, if you've got one,
if you don't, if you just kind of want to
kind of clean up your financial situation or kind of
get a figure out of how to kind of increase
your assets, or if you're just already know you're in
the market to look for a home, you can always
check me out at Bradsmith Loans dot com or you
can give me a shout on myself on at three
three four three two nine nine nine two nine. But
(16:44):
for the most part, Bradsmithlans dot com has all my
information and ways to reach me.
Speaker 2 (16:49):
All right.
Speaker 1 (16:50):
Last week on the show, we had a guest mister
Bob Sykes from the Sykes Barbecues. It's just or what
we had, well, sorry is Bob Sykes Barbecue. Van Sykes
was here with us in studio and from Bob Sykes Barbecue. Uh,
they are having their fourteenth annual Barbecue Blues coming up
(17:11):
on April the twenty sixth. This is it just sounded amazing.
It was a great interview. He had so much energy
some of the folks they've got coming out there for
this barbecue Blues for the fourteenth Annel Bob Sykes Barbecue Blues.
It's gonna be amazing. I think it's gonna be a
really cool day to go out and visit and see
some stuff and and here's some cool music from people
(17:32):
that are kind of you know that that travel all
over the world to do to do blues. That's it
to bartile Even Park Invessemer. Again to bartile Eving Park Invessemer.
I wanted to give a shout out back to that
one and kind of give a reminder that that was
coming up because he was so gracious to come on
and do the show last week with us, and it's
still coming up, so we probably have a couple more
reminders before before it happens. But I wanted to make
(17:53):
sure people were able to, you know, kind of ping
back to that and give a little bit refresher to
make sure you got on your calendars and plan on
being there. If you go to their website, you can
prepay for tickets ten dollars and I think at the
gates so there are fifteen. So anyways, go check it out.
On April twenty sixth. All Right, got a few little,
you know, mortgage updates and kind of craziness looming. H
(18:17):
I kind of referenced a little bit back in the
back in the last segment. But you know, you don't
have to be a financial advisor or even really watch
stock markets or even really pay that much attention to
it to know that the markets have been a little
crazy this past week we've had. It's been if you've
got a four oh one K and you've and you've
(18:39):
seen it, it's probably not been the greatest visual, you know.
So so I get that. And the weird thing that
we're in right now is and what's kind of crazy
is with all the tariff talk and then all the
back and forth kind of quote unquote trade wars. Not
to be fear, you know, fear everybody out there chicking
a little. The skuy's falling. But you know that's that's
(19:00):
the term. You see a lot. I mean, it has
got us and so many things are out of skew
or like not even in balance. And so part of
that is it's kind of like refreshing, like Okay, let
the dust subtle on and see where we are. The
short term right now, and again you know this is
just my opinion. You know, the short term right now
is just all the unknown. At some point it's going
(19:22):
to all level out and it's all going to kind
of get back in flux now, whether that means stocks
rebound or bonds and treasuries rebound, or the dollar strengthens
or whatnot, like all those things are going to get
balanced back out. You know, I feel real confident, But
now where each one is going to go, that's what
we don't know right now, And when a real weird.
This has just been really weird just because we're people
(19:46):
are pulling money out and this I'm going to get
back to this where this all comes back around. People
are pulling money out of the markets, but not putting
it somewhere else. So right now people are like just saying, hey,
I don't know what bonds or treasuries or stock are
going to do this. So a lot of times when
you see stocks going way down, people are pulling money
out of the stock market, but they're putting it somewhere else,
whether it's treasuries, bonds, or you know, into other things.
(20:10):
So it's not really leaving the market or right now
we've got both of them decreasing, and a lot of
that is just the tariff talk and not knowing like, Okay,
how's it going to impact the local businesses and economies,
how's it going to impact inflation? So you've got some
things that are fighting each other. So rates aren't didn't
get better this week, and stocks didn't get better this week,
and the dollar weekend this week, which are three things
(20:32):
that don't normally all happen in a negative way together
at the same time. So it's a little not unprecedented,
but it's it's just it's a little out of whack.
So again i'd say let the dust settle, figure it out.
But you know one thing that we can tell you when,
no matter what the markets have done, houses continue to appreciate. Right,
(20:53):
So if you're pulling your money out and you don't
know what to do with it, real estate right now
is still one of the safest best investments over the
test of time. And so that's where I'm kind of
tying all this back in. Now, you know what does
that look like? Hey, whether it's investment properties or or
you're looking at you know, up upsizing, downsizing, But then
(21:16):
you know you're you've been in your house and it's
already appreciated, and you sell it. What are you gonna
do with that money?
Speaker 2 (21:21):
Right?
Speaker 1 (21:21):
Do I put it back? You put it back, and
you put it back into more real estate. You can
you know, you can invest it, you know, I mean,
you can look at talk to your financial advisors. But
I mean, there's just so many moving parts right now,
between the tariff talk with Europe and right now really
ramped up on the China stuff and everything else. The
markets are just not sure what the short or long
term results are going to be, and so everything's in
(21:42):
kind of a holding pattern. And again this is moving
in light warp speed, so it can be you know,
we're we're broadcasting this on Sunday, Monday morning. Everybody may
you know, everything may have gone up just back up
game Busters market and so so just be patient with it.
But it is a lot of lot of nuts things
(22:03):
going on kind of in the market, in the news,
and so that's kind of my update. And I know
it's a little bit of a ramble, but it's just
it's it's hard to pin down because it's so many
you you know, you you fall these uh, big time
economists and people that focus on mortgages and stocks, and
you start you start reading and you look at what
they're projecting or saying about what's happened or what's going
(22:23):
to happen, and they don't freaking know, you know, and
that's that's that's the end, and nobody really ever knows.
But now you're hearing some more tone and uncertainty in
some of those things. And at the end, it's all good,
you know, I you know, it's you know, my wife
always it's fine, It's gonna be fine. It's fine, you know,
it's fine. So everybody, you know where everything's gonna be good.
(22:43):
But real estate to steal the safest way to go.
Speaker 3 (22:47):
No, And I agree. I think Birmingham is such a
great market because of that, and I think that's why
we have, you know, so many people whether they be
investors or just people looking to relocate. Birmingham is that
perfect market through Jefferson County and even in Ship County
because right now, I know, since I've been on the team,
this is the most buyers we've had looking in the
Shelby County area. So if you're you know, trying to
(23:08):
decide where in Alabama you're trying to live or you
need to, you know, pick up and move. This market
right here is where you need to be at no.
Speaker 1 (23:14):
Doubt, no doubt. Listen, I mean this, this flew by Walker.
Thank you so much. I got a little long winded
thear it again because it's kind of hard to pin down.
Just thank you so much for coming Gus. You should
be back next week. I hope to be back here
with him again. Go check them out at Gustygillisgroup dot
com or give them a shot at two zero five
five for two nineteen ninety six. As always, Sundays are
(23:36):
for borrowed and sold. So we look forward to talking
to you again next week. And I hope you've had
a great weekend and a great week. Thank y'all.
Speaker 3 (23:45):
See you, guys,
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!