Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
All right, welcome to ball Bart and Soul. Thanks so
much for joining us today. Uh we got Brad Smith
from Cross Country Mortgage bradsmithlones dot Com hanging out with
us as well. What's up, dude, how are you? I'm good.
I got some new head headsets, headphones, so I'm trying
to get used to it.
Speaker 2 (00:18):
I'm it looked good, yeah, mineor better, but I think
maybe I got your other ones they've kicked down to this.
Speaker 1 (00:23):
What's half?
Speaker 3 (00:24):
So yeah, Brad, you're you're wearing JT's headphones and JT's
wearing his old Producers headphones that he left behind when
he went to another station.
Speaker 2 (00:31):
This is the best this show sounded in my headphones.
Speaker 3 (00:33):
Those are quality headphones.
Speaker 2 (00:34):
See.
Speaker 1 (00:35):
That's why I'm like trying to figure this out.
Speaker 3 (00:37):
I'm like, man, those ones you're wearing, got your consumer
grade headphones, so.
Speaker 1 (00:40):
A man, I got professional grade. It does sound good,
doesn't it. I mean it's a we're live right music
to your ears?
Speaker 2 (00:50):
You know? Yeah for sure?
Speaker 1 (00:53):
Uh. Another exciting week in real estate. Yes, so I
had my Laura Perez, who who runs our closing department.
She sent me a message and you know, she's like
I usually ask like, hey, you know what's sort of
like weekly? How mean we putting under contract? You know,
(01:13):
all this kind of stuff. And she sent me a
list of our contracts over the last week and I
was like, Wow, that's that's that's a pretty darn good week.
Fourteen homes under contract this past week. So I got
some shout outs to do, Brad, that's a lot of
shout outs, all right. Tim Lance four homes under contracts
Graham Reysburg four homes under contract. T J Cunningham three
(01:37):
homes under contract, Katie Screvin two homes under contract, Brionna
Green two homes under contract, and then Tony McDaniels, Kyle Bedford,
and No Good. Yeah we know why, I said. Bedford,
Kyle Bedgood, and Jonathan Weaver all with homes under contract.
(01:59):
So man, what a week? Yeah yeah, so Riley would
on our team. Riley, congratulations on your new addition to
your family, and hope Ali is feeling good and baby
is feeling good. I saw a picture. I don't know
if they've put it on Facebook yet, but I saw
(02:20):
a picture and not a pretty cute little family.
Speaker 2 (02:24):
I bet I bet that's they've Anyways, I was just
thinking of the congratulations, and it kind of hit me
like I was thinking about that, you know, it was like, oh,
they had the baby on Wednesday, Yeah, Tuesday. I don't
know what day is Sunday, right, yeah, it is. Who
the heck knows at this point. So we'll do you
(02:45):
know that that's a touch on what we're seeing in
the market. We'll talk about what we're you know, in
the mortgage world, what we're seeing in the market on
our next segment. But I think we want to go
ahead and talk about, you know, our new listings are
open house. I want to go over two open houses
before we get the games started. Awesome, So but I
(03:06):
want you to tell the rules, and then I'm going
to tell about the open houses real quick, and then
I'll get going. Okay, sounds good to me. All right,
so we'll get the mortage game going. After the first
two open houses that Gusty goes over, he'll go give
us a description of kind of the properties they've got
that are listed listing agent kind of areas, all that
good stuff. But the most crucial piece that we need
for this game is the list price. So then Gussy
(03:27):
gives me the list price. I will then give he
and John a potential down payment that a ball may make,
and then they will go on to guess the thirty
year fixed monthly payment at principle interest only. Closest one wins,
no prices, right rules, up or down. You can go
a dollar cent more, whatever you want to do.
Speaker 1 (03:44):
There you go, all right, but you'll be viewed as
a jerk if you do. Yeah, but you'll win.
Speaker 2 (03:49):
You could, you could.
Speaker 1 (03:51):
I mean I had a heck of a comeback on
John last week, but he did, he did.
Speaker 2 (03:54):
I was sitting here trying to remember.
Speaker 1 (03:55):
I was like, it's like, oh, it was a I
was leading by two two and then I see, you
just got to never give up.
Speaker 2 (04:02):
If we I've one of these on the list, the
one that's a lot I've moved that I've got that
kind of a tie breaker.
Speaker 1 (04:08):
Okay, all right, that's cool. All right, Hey, I want
to talk about two open houses. One of them is
in Cresswood, one of them is in Chelsea. So today
between eleven and one go see Ashley Stags at five
one three fifty ninth Street South. This is a three bedroom,
(04:29):
two bath home for two nine nine in Cresswood. Fourteen
and sixty square feet. This is a nineteen twenty five
beautiful bungalow right there in Crestwood, super convenient to downtown
and all the breweries and all the things. So go
go check that out today between eleven and one. And
(04:50):
then also Ashley's she's being busy, She's being real busy.
From two to four today, she's gonna be in Chelsea,
so she's gonna drive from Cress to Chelsea ten forty
seven Springfield Drive in Chelsea Park. This one was built
in twenty fourteen, fifteen hundred and fifty two square feet,
three bedrooms and two baths, three hundred thousand.
Speaker 2 (05:13):
So that's awesome.
Speaker 1 (05:15):
All right, I do have Let's get the game going,
and I'll start with our first one, which is also
another open house.
Speaker 2 (05:23):
All right, let's do it.
Speaker 1 (05:24):
You ready, Okay, all right. I'm pretty proud of this
one because I flipped it myself. I didn't necessarily do
the work. I hired the people, but there's definitely a
lot of vision that was involved. Three sixty four five,
Acre wrote in Huey Town, come and see me this
afternoon from two to four. Yes, me live in the flesh.
It's like almost like a radio remote. Come and see
(05:48):
me at the open house today from two to four.
This one's three bedrooms, two baths, twelve hundred and thirty
two square feet and basically fully remodeled. New new roof,
new HVAC, new deck, new flooring, new interior paint, new
exterior paint. Did I see you post some countertops? Did
I see on social media? Yeah?
Speaker 3 (06:09):
It's nice. I was like, I'm gonna move there, all.
Speaker 1 (06:12):
Right, Come on, hey, come come and check it out
this afternoon two to four, two hundred and twenty five thousand,
two hundred and twenty five thousand for basically a brand
new home in Hittah.
Speaker 2 (06:24):
I love it. I love it all right. Two twenty
five purchase price yep, five percent down, okay, five percent down.
Getting the game started off, gusty. You get to go first, Okay,
all right, I'm gonna go with fourteen hundred. It feels
(06:47):
can't even rent something that's set's fourteen hundred.
Speaker 3 (06:51):
And it is a nice place. I'll tell you. I've
seen the video. I feel like that might be a
little high though. I'm gonna say thirteen fifty.
Speaker 2 (06:58):
Mmm, I'm gonna check my calculator.
Speaker 3 (07:03):
Are we that close? No, he's still gonna check his calculator.
Speaker 2 (07:07):
You're that far off?
Speaker 1 (07:08):
Oh my gosh.
Speaker 3 (07:10):
We can't both be that for we're in the same neighborhood.
Speaker 2 (07:12):
Yeah, you both are in the same neighborhood. That's why
I'm thinking I did something wrong. Hold on, we're within
U town and for some reason you're in mobile. All right,
the actual payment, what do we do? It was fourteen
and four dollars, So he messed up.
Speaker 3 (07:32):
Got to carry the one all right.
Speaker 1 (07:35):
Now, now we're an hour cooking.
Speaker 2 (07:37):
But don't you don't you? But I know that y'all
are that good that I knew that I must have
had some kind of user error when I was doing
it pre show.
Speaker 3 (07:44):
I would never think I'm that good.
Speaker 1 (07:46):
It's just called experience.
Speaker 2 (07:47):
Yeah, that's what I didn't say.
Speaker 1 (07:49):
John is probably more experienced than half the agents in
town just by producing the.
Speaker 2 (07:53):
Show, no doubt, no doubt.
Speaker 1 (07:57):
Hey, so you said you're gonna eight for the lot
the land loot to be last. Yeah, because it's I'll
be a different type of I'll come back to it.
Just remind me to come back. No, I've got it circled. Okay,
we've got a new listing in East Lake three one,
five eighty fifth Street South. This one has was fully
renovated a couple of years ago. Three bedrooms and one bath,
(08:18):
thirteen hundred and twenty three square feet, and we're asking
one hundred and fifty seven thousand. This was built in
nineteen fifty one and uh, just a real charming house
with all the updates. One fifty seven and this listing
is courtesy of Kyle Bedgoods. So, Kyle, congratulations on your
new listing. Double check my numbers this time. Okay, we're
(08:41):
all good.
Speaker 2 (08:42):
Okay, backwards three percent, down three percent.
Speaker 3 (08:49):
So I'm thinking somewhere around you're not financing very much.
I'm gonna say, right around the thousand dollars, let's go
ten ten, like it makes a difference.
Speaker 1 (09:04):
Ten ten, that's pretty good. I think he's on it.
I'm gonna go nine seventy nine.
Speaker 2 (09:15):
We're getting cloth. The actual payment was one thousand dollars.
Speaker 1 (09:19):
Oh my Josh, you see me get real quiet and
still over here.
Speaker 2 (09:25):
I was like like, no, I didn't look up, I
didn't blink and out, I didn't grunt, I didn't go John.
Speaker 1 (09:31):
If you would have just stayed with your gut, I
just froze over. You would have hit it on the money.
Speaker 2 (09:36):
I just froze. Good job, John, all right.
Speaker 1 (09:39):
Maybe I should have gone with a thousand bucks. That's time.
Speaker 3 (09:42):
I'm gonna quit.
Speaker 1 (09:42):
We all in my head, I think, Hey, our next
to you listening is in Odinville thirty five Jean Glenn Lane.
I wonder who Jeene Glenn? Is that?
Speaker 3 (09:50):
Brother John Glenn?
Speaker 1 (09:51):
Uh? Is it?
Speaker 3 (09:52):
Who did not? He was not the first one to
orbit the Earth?
Speaker 1 (09:54):
Built in two thousand and one on almost an acre lot,
four bedrooms, three bass, eighteen hundred and twenty six square
feet on the main level, another eight hundred and six
square feet finished in the basement. It's got a two
car garage. And this listing is courtesy of John Riddle.
Speaker 2 (10:12):
Right right right, three seventy list price three seventy six,
three six seventy got three sixty nine nine. Ten percent down, okay,
ten percent down. Gusty gets to go first. Okay, all right,
we're tied up one to one right now. It's been exciting.
Speaker 1 (10:38):
Let's see he said ten percent down, Yes, sir, okay,
I'm gonna go with twin two thousand, two hundred and
fifty dollars. Wait, actually I just didn't you did?
Speaker 2 (11:06):
It was what because you walked that out, so like
two thousand, two hundred and all.
Speaker 1 (11:11):
Right, John, what you think twenty four twenty four?
Speaker 2 (11:15):
Ooh, the actual payment was two thousand, one hundred and
eighty seven dollars. Gusty was within sixty three dollars.
Speaker 3 (11:23):
What as we go into the top of the fourth inning, Well,
we've got a new listing in the Bluff Park area
on Tyler Road, twenty three forty seven Tyler Road.
Speaker 2 (11:35):
Uh.
Speaker 1 (11:35):
This is on a half acre lot built in two
thousand and three. Four bedrooms, two bass, twenty twenty square
feet four twenty nine to nine for twenty nine nine.
This listing is courtesy of Kyle bed Good Kyle with
a double listing week all right.
Speaker 2 (11:53):
Or Kyle Bedford, however you knowing or Bedford? Yeah, Kyle
Bedgod's kidding. I'll bet good. Kyle Bedford, you know twenty
nine nine five percent down, five percent down, five percent
down to John.
Speaker 3 (12:05):
I think I know where this house is on Tyler Yeah.
I think I watched him.
Speaker 1 (12:09):
He said, you probably saw he probably was built in
two thousand and three.
Speaker 3 (12:12):
Okay, I didn't see him build it. Okay, it's been
there for a while, Okay. I still think I might know.
Speaker 1 (12:16):
What you probably see the sign because I drove by
the sign.
Speaker 3 (12:19):
I'm sure, I'm sure I do.
Speaker 1 (12:22):
I'm five percent down.
Speaker 2 (12:23):
Five percent down, four nine five percent down.
Speaker 1 (12:27):
Mm hmmm.
Speaker 3 (12:28):
I'm gonna say twenty twenty eight one hundred.
Speaker 1 (12:42):
Two thousand, five hundred and ninety nine dollars.
Speaker 2 (12:51):
The actual payment was two thousand, six hundred and eighty
three dollars. Gusty gets the round four to win three
to one.
Speaker 1 (12:58):
Yeah, we still have a lot to go over. Okay, yep, yeap,
thank you for the reminder. No, we've got We've got
a lot in the mcallaugh area, seventy three seventeen Low
Town Road, one acre lot for thirty thousand dollars one
acre lot. Go ahead and build your dream home in mccaulle.
I wasn't ready for low Town. Do you like that Lowtown?
(13:21):
This listing is courtesy of Isaac Marvin So Isaac, congratulations
on your new listing. Hey, we've got a couple of
homes that are going to be coming up. We've got
one coming up in the Chelsea area three oh one
Normandy Lane for six hundred and twenty thousand. We've also
got one coming up in the Caldwell Crossings neighborhood the
Sanctuary sector forty four eighty one Crossings Ridge, three bedrooms,
(13:47):
two bass, two car garage for four nineteen to nine.
This one also backs up to one of the one
of the lakes back there. So cool, pretty cool little place.
We've got a couple of by needs. We've got somebody
looking up to four hundred thousand in Homewood, Hoover or Pellam.
We've got somebody looking in let's see Helena or Pelham
(14:09):
up to two hundred and fifty thousand. We've got an
investor looking for three bedrooms, two baths up to one
hundred thousand. And I still have a few folks. I
did find one of them I got off my list
this past week that was looking up to six hundred.
But I've got a couple of people that are looking
in the million dollar range. Nice so in Edgewood School
(14:31):
District Edgewood Elementary School District. So if you have a
home that matches any of those descriptions, reach out to
us at Gustygoulisgroup dot com or call or text two
five five four to two nineteen ninety six. Hey, guess
what time it is? That's right, it's test cimonial time.
(14:52):
This one is for Graham. Graham Reeysburg helped me buy
my first home and was extremely helpful in walking me
through the process, promptly answered any questions that I had,
and helped search for a home that fit my needs.
I will definitely be using him again when it comes
time to sell and buy another home. So, Graham, or
(15:12):
thank you so much for the opportunity to represent y'all
on your new home. And then Graham, congratulations on another.
Speaker 2 (15:21):
Five star review.
Speaker 1 (15:24):
It's so fun?
Speaker 2 (15:25):
Did that one get SYNCD up? Too?
Speaker 3 (15:26):
Good?
Speaker 1 (15:26):
Like it?
Speaker 2 (15:27):
Almost like yeah, I a.
Speaker 1 (15:29):
Little bit, I'm gonna I'll make it better this time.
Speaker 2 (15:32):
Okay.
Speaker 1 (15:33):
TJ went on a journey with us throughout this process.
We hit some bumps in the road on a new build.
We went under contract with first, then went through two
other offers and walked away from all three before finding
our home. He was patient, kind, tenacious, and handled all
of my questions with grace. He is a breath of
fresh air and his attitude of sunshine on a cloudy day.
(15:55):
Look at that. I highly recommend working with TJ during
your home search. You will have the best expera So
glad he brought sunshine on a cloudy day. So congratulations
on your new place. And TJ, congratulations on another five
star review. Damn, look at that. Uh, thank you so much,
(16:15):
uh for listening to us on testimonial time. Next, we
got to go to break but we will when you
when you come back with us, we're gonna be talking
about what's going on in the mortgage world, what's going
on in the real estate world right here owned bolt By,
borrowed and sold. All right, welcome back to Bob bart
and sold. And uh, you know, another win for Gusty
(16:36):
over John. So sorry, John, so sorry. Yeah.
Speaker 3 (16:39):
I feel like I feel like like the what is
it in the Harlem Glowe? You're the Harlem Globe, Crodism,
the generals.
Speaker 1 (16:47):
I think I think I have a David versus Goliath.
Speaker 2 (16:50):
I think I think now the better thing for for
the kids these days are the Savannah bananas and the
party animals. So he's the Savanna bananas and you're the
party animals, no doubt, no doubt. When I think John,
I would like to get I would like to try them.
By the way, I know we were talking about last nights,
wasn't talking about it? All right, Brad, what has been
going on in the mortgage world? Brad Smith, By the way,
(17:11):
across the country mortgage bradsmithlans dot com.
Speaker 1 (17:14):
If you would like to go ahead and get your
UH prequalification going.
Speaker 2 (17:19):
Do it man. It is been busy phone calls or
rock and rolling. People are wanting to buy houses. People
are not as right sensitive as they once were as
far as just like again, like we've talked about, they're
just getting more used to like this being the norm
all kinds of crazy different stuff with the economy and
then with inflation reports and everything else, like I was
(17:42):
reading earlier, like the BLS who does a lot of
the inflation reports and job reports and different pricing stuff,
Like they're understaffed, so they're having to do guesswork on
a lot of prices on about thirty percent of what
they're pricing. They're guess pricing, really, and then we're judging
all of our inflation numbers and our economy based on it.
Speaker 1 (18:00):
Oh my gosh.
Speaker 2 (18:00):
They don't have enough people to go out and actually
do the checking and check getting the prices they normally
just because they're understaffed, so we're getting numbers that are
like twenty eight percent estimated guest prices to then judge
our inflation off of Holy so so so I mean
I got to do some more digging into it, but
like I was just one of those like this goes
back to saying, like we all know jobs are slow
(18:21):
and it's taking a lot longer to get rehired. We're
seeing that on jobs reports. People are staying in on
unemployed benefits longer, more people are applying. So we're seeing
all the numbers that are trending. Like we talked about
for rates to come down and you know, hopefully you
know not but in a recession state. And but but
then we're holding, we're holding the rest of the economy
(18:44):
and the rates dropping from the from the fed hostage
by inflation numbers that are being skewed or or basically
educatedly guessed higher than they've ever done before. So just
feels feels squarely feels off.
Speaker 1 (18:59):
Well, it does. It seems like there's at least when
in the buying and selling a houses world, that there
is a potential recession that's out there, right. I think
the interest rates might tell us a little bit different. Yeah,
but I think I think it's the people are moving.
Speaker 2 (19:13):
Yeah. Well, so from the housing side, that was really
more kind of going back on why rates aren't dropping.
The economy. The real estate economies are awesome, it's I mean,
it's booming like gamebusters. I think I think to get
the rates to come down is where we're kind of
going like, Okay, what are we what are we what
are we monitoring and watching on the economy? Off, all
(19:34):
of these things are being changed up because like the
actual like of the twelve of the twelve representative cities
on the FED, nine of them showed slow down growth,
slowing growth on their GDP nine of twelve of the
markets that are studied, So the economy is slowing down,
people are using more debt, more credit to buy just
every day needs. So I think it's all signs for
(19:57):
rates to keep coming down. But again I don't think
it's slowing us down on the mortgage side or the
real estate side at all. So still all still really
positive on our world and just looking forward to another
just getting this keeping this summer going. What about you,
I know.
Speaker 1 (20:11):
Y'all, yeah, yeah, I mean y'all listened a little bit earlier.
I mean, we had fourteen homes inner contract over the
past week.
Speaker 2 (20:18):
It's amazing.
Speaker 1 (20:19):
One of those is as one. I've been been searching
with some clients for the last couple of months in Edgewood.
I live in the Edgewood area, so you know, we
do a little bit in the Edgewood School district where
my boys go and so you know, so so I've
(20:39):
been on the hunt. Finally got one. So I was
pretty pumped about that, and so you know, and then
I've got activity, Like we had a listing last week,
was on the market for seven days. Got multiple offers
after seven days, so that was kind of unique, like
no activity. I mean we had activity. He would get
(21:00):
off the fence and then all of a sudden, bam,
I got multiple offers. So that was kind of unique.
I thought, I'm just I have been encouraging the people
that I've had conversations with just to hey, let's go
ahead and get on the market. I mean, the longer
that we are in a year, typically the less amount
of people that are out there the potential buyers of
(21:22):
the of the houses. So we've got some solid houses
that are going to be coming on the market that
we have people that are getting ready. And like I moved,
I moved one up that was probably about a month
early because they were ready, and I'm like, well, let's
let's go ahead and get it on the market, like
we don't have to wait for this and this to happen, Like,
let's let's move it.
Speaker 2 (21:43):
So we're I feel like, well, especially this time of year,
because you really because you I mean not saying that
you don't want to do it anytime of year. I
mean you're You're the life needs and changes happen no
matter what all the time, but you really want if
it's something you're thinking about doing and you're or you're
real close to doing it, you really want to beat
it before the school starts back in August. I mean,
(22:03):
to get your highest number of traffic to come through it,
in my opinion, So I mean that there's no reason
to wait any longer. If you've been thinking about it,
it's the time of year to do it. Yep, yep,
I agree.
Speaker 1 (22:16):
Well, I mean, I know you've been doing a bunch
of research on the on the rates, I mean, and
it's just all pretty much we're a tenth of a
point probably in the past week.
Speaker 2 (22:26):
Yeah, and like the two hundred day moving average and
the twenty five day moving average or are really close
to each other. It's still it goes up and bumps.
The two hundred day moving average comes right back down
to the twenty five day moving average and the one
hundred and fifty. You're just sitting in between. So it's
fighting between a very tight margin where it's kind of
settling in and saying, Okay, nothing really is going to
unless something earth shattering happens in the news world. We're
(22:47):
settling into somewhere in that high sixes low sevens right.
Speaker 1 (22:52):
Now, gotcha?
Speaker 2 (22:53):
And that's that We've been there. You know, I'm outlocked
one this week at six point six two five, So
had nation face, I mean, but still, I mean it
was it was straightforward, easygoing. So I mean, it's so
it's it's all good. It's it's good stuff. All right.
Speaker 1 (23:07):
Well, thanks for joining us today. I'd say, you know,
if if if real estate's kind of on the top
of your mind, or you know, you're just kind of
figuring out, hey, what what does make sense for me?
Go ahead and get pre qualified Bradsmith loans dot com.
If you want to start searching for houses or get
like an instant value on your home, you can go
to gustygoulisgroup dot com and uh we'd love to, uh
(23:30):
you know, have a conversation with you and build a
plan of action together and see if we'd be a
great fit to work with you. So thanks again for
joining us each and every Sunday right here on one
O five point five. We'll talk to you next time.
All right, welcome to ball Bart and Soul. Thanks so
much for joining us today. Uh we got Brad Smith
from Cross Country Mortgage bradsmithlones dot Com hanging out with
us as well. What's up, dude, how are you? I'm good.
I got some new head headsets, headphones, so I'm trying
to get used to it.
Speaker 2 (00:18):
I'm it looked good, yeah, mineor better, but I think
maybe I got your other ones they've kicked down to this.
Speaker 1 (00:23):
What's half?
Speaker 3 (00:24):
So yeah, Brad, you're you're wearing JT's headphones and JT's
wearing his old Producers headphones that he left behind when
he went to another station.
Speaker 2 (00:31):
This is the best this show sounded in my headphones.
Speaker 3 (00:33):
Those are quality headphones.
Speaker 2 (00:34):
See.
Speaker 1 (00:35):
That's why I'm like trying to figure this out.
Speaker 3 (00:37):
I'm like, man, those ones you're wearing, got your consumer
grade headphones, so.
Speaker 1 (00:40):
A man, I got professional grade. It does sound good,
doesn't it. I mean it's a we're live right music
to your ears?
Speaker 2 (00:50):
You know? Yeah for sure?
Speaker 1 (00:53):
Uh. Another exciting week in real estate. Yes, so I
had my Laura Perez, who who runs our closing department.
She sent me a message and you know, she's like
I usually ask like, hey, you know what's sort of
like weekly? How mean we putting under contract? You know,
(01:13):
all this kind of stuff. And she sent me a
list of our contracts over the last week and I
was like, Wow, that's that's that's a pretty darn good week.
Fourteen homes under contract this past week. So I got
some shout outs to do, Brad, that's a lot of
shout outs, all right. Tim Lance four homes under contracts
Graham Reysburg four homes under contract. T J Cunningham three
(01:37):
homes under contract, Katie Screvin two homes under contract, Brionna
Green two homes under contract, and then Tony McDaniels, Kyle Bedford,
and No Good. Yeah we know why, I said. Bedford,
Kyle Bedgood, and Jonathan Weaver all with homes under contract.
(01:59):
So man, what a week? Yeah yeah, so Riley would
on our team. Riley, congratulations on your new addition to
your family, and hope Ali is feeling good and baby
is feeling good. I saw a picture. I don't know
if they've put it on Facebook yet, but I saw
(02:20):
a picture and not a pretty cute little family.
Speaker 2 (02:24):
I bet I bet that's they've Anyways, I was just
thinking of the congratulations, and it kind of hit me
like I was thinking about that, you know, it was like, oh,
they had the baby on Wednesday, Yeah, Tuesday. I don't
know what day is Sunday, right, yeah, it is. Who
the heck knows at this point. So we'll do you
(02:45):
know that that's a touch on what we're seeing in
the market. We'll talk about what we're you know, in
the mortgage world, what we're seeing in the market on
our next segment. But I think we want to go
ahead and talk about, you know, our new listings are
open house. I want to go over two open houses
before we get the games started. Awesome, So but I
(03:06):
want you to tell the rules, and then I'm going
to tell about the open houses real quick, and then
I'll get going. Okay, sounds good to me. All right,
so we'll get the mortage game going. After the first
two open houses that Gusty goes over, he'll go give
us a description of kind of the properties they've got
that are listed listing agent kind of areas, all that
good stuff. But the most crucial piece that we need
for this game is the list price. So then Gussy
(03:27):
gives me the list price. I will then give he
and John a potential down payment that a ball may make,
and then they will go on to guess the thirty
year fixed monthly payment at principle interest only. Closest one wins,
no prices, right rules, up or down. You can go
a dollar cent more, whatever you want to do.
Speaker 1 (03:44):
There you go, all right, but you'll be viewed as
a jerk if you do. Yeah, but you'll win.
Speaker 2 (03:49):
You could, you could.
Speaker 1 (03:51):
I mean I had a heck of a comeback on
John last week, but he did, he did.
Speaker 2 (03:54):
I was sitting here trying to remember.
Speaker 1 (03:55):
I was like, it's like, oh, it was a I
was leading by two two and then I see, you
just got to never give up.
Speaker 2 (04:02):
If we I've one of these on the list, the
one that's a lot I've moved that I've got that
kind of a tie breaker.
Speaker 1 (04:08):
Okay, all right, that's cool. All right, Hey, I want
to talk about two open houses. One of them is
in Cresswood, one of them is in Chelsea. So today
between eleven and one go see Ashley Stags at five
one three fifty ninth Street South. This is a three bedroom,
(04:29):
two bath home for two nine nine in Cresswood. Fourteen
and sixty square feet. This is a nineteen twenty five
beautiful bungalow right there in Crestwood, super convenient to downtown
and all the breweries and all the things. So go
go check that out today between eleven and one. And
(04:50):
then also Ashley's she's being busy, She's being real busy.
From two to four today, she's gonna be in Chelsea,
so she's gonna drive from Cress to Chelsea ten forty
seven Springfield Drive in Chelsea Park. This one was built
in twenty fourteen, fifteen hundred and fifty two square feet,
three bedrooms and two baths, three hundred thousand.
Speaker 2 (05:13):
So that's awesome.
Speaker 1 (05:15):
All right, I do have Let's get the game going,
and I'll start with our first one, which is also
another open house.
Speaker 2 (05:23):
All right, let's do it.
Speaker 1 (05:24):
You ready, Okay, all right. I'm pretty proud of this
one because I flipped it myself. I didn't necessarily do
the work. I hired the people, but there's definitely a
lot of vision that was involved. Three sixty four five,
Acre wrote in Huey Town, come and see me this
afternoon from two to four. Yes, me live in the flesh.
It's like almost like a radio remote. Come and see
(05:48):
me at the open house today from two to four.
This one's three bedrooms, two baths, twelve hundred and thirty
two square feet and basically fully remodeled. New new roof,
new HVAC, new deck, new flooring, new interior paint, new
exterior paint. Did I see you post some countertops? Did
I see on social media? Yeah?
Speaker 3 (06:09):
It's nice. I was like, I'm gonna move there, all.
Speaker 1 (06:12):
Right, Come on, hey, come come and check it out
this afternoon two to four, two hundred and twenty five thousand,
two hundred and twenty five thousand for basically a brand
new home in Hittah.
Speaker 2 (06:24):
I love it. I love it all right. Two twenty
five purchase price yep, five percent down, okay, five percent down.
Getting the game started off, gusty. You get to go first, Okay,
all right, I'm gonna go with fourteen hundred. It feels
(06:47):
can't even rent something that's set's fourteen hundred.
Speaker 3 (06:51):
And it is a nice place. I'll tell you. I've
seen the video. I feel like that might be a
little high though. I'm gonna say thirteen fifty.
Speaker 2 (06:58):
Mmm, I'm gonna check my calculator.
Speaker 3 (07:03):
Are we that close? No, he's still gonna check his calculator.
Speaker 2 (07:07):
You're that far off?
Speaker 1 (07:08):
Oh my gosh.
Speaker 3 (07:10):
We can't both be that for we're in the same neighborhood.
Speaker 2 (07:12):
Yeah, you both are in the same neighborhood. That's why
I'm thinking I did something wrong. Hold on, we're within
U town and for some reason you're in mobile. All right,
the actual payment, what do we do? It was fourteen
and four dollars, So he messed up.
Speaker 3 (07:32):
Got to carry the one all right.
Speaker 1 (07:35):
Now, now we're an hour cooking.
Speaker 2 (07:37):
But don't you don't you? But I know that y'all
are that good that I knew that I must have
had some kind of user error when I was doing
it pre show.
Speaker 3 (07:44):
I would never think I'm that good.
Speaker 1 (07:46):
It's just called experience.
Speaker 2 (07:47):
Yeah, that's what I didn't say.
Speaker 1 (07:49):
John is probably more experienced than half the agents in
town just by producing the.
Speaker 2 (07:53):
Show, no doubt, no doubt.
Speaker 1 (07:57):
Hey, so you said you're gonna eight for the lot
the land loot to be last. Yeah, because it's I'll
be a different type of I'll come back to it.
Just remind me to come back. No, I've got it circled. Okay,
we've got a new listing in East Lake three one,
five eighty fifth Street South. This one has was fully
renovated a couple of years ago. Three bedrooms and one bath,
(08:18):
thirteen hundred and twenty three square feet, and we're asking
one hundred and fifty seven thousand. This was built in
nineteen fifty one and uh, just a real charming house
with all the updates. One fifty seven and this listing
is courtesy of Kyle Bedgoods. So, Kyle, congratulations on your
new listing. Double check my numbers this time. Okay, we're
(08:41):
all good.
Speaker 2 (08:42):
Okay, backwards three percent, down three percent.
Speaker 3 (08:49):
So I'm thinking somewhere around you're not financing very much.
I'm gonna say, right around the thousand dollars, let's go
ten ten, like it makes a difference.
Speaker 1 (09:04):
Ten ten, that's pretty good. I think he's on it.
I'm gonna go nine seventy nine.
Speaker 2 (09:15):
We're getting cloth. The actual payment was one thousand dollars.
Speaker 1 (09:19):
Oh my Josh, you see me get real quiet and
still over here.
Speaker 2 (09:25):
I was like like, no, I didn't look up, I
didn't blink and out, I didn't grunt, I didn't go John.
Speaker 1 (09:31):
If you would have just stayed with your gut, I
just froze over. You would have hit it on the money.
Speaker 2 (09:36):
I just froze. Good job, John, all right.
Speaker 1 (09:39):
Maybe I should have gone with a thousand bucks. That's time.
Speaker 3 (09:42):
I'm gonna quit.
Speaker 1 (09:42):
We all in my head, I think, Hey, our next
to you listening is in Odinville thirty five Jean Glenn Lane.
I wonder who Jeene Glenn? Is that?
Speaker 3 (09:50):
Brother John Glenn?
Speaker 1 (09:51):
Uh? Is it?
Speaker 3 (09:52):
Who did not? He was not the first one to
orbit the Earth?
Speaker 1 (09:54):
Built in two thousand and one on almost an acre lot,
four bedrooms, three bass, eighteen hundred and twenty six square
feet on the main level, another eight hundred and six
square feet finished in the basement. It's got a two
car garage. And this listing is courtesy of John Riddle.
Speaker 2 (10:12):
Right right right, three seventy list price three seventy six,
three six seventy got three sixty nine nine. Ten percent down, okay,
ten percent down. Gusty gets to go first. Okay, all right,
we're tied up one to one right now. It's been exciting.
Speaker 1 (10:38):
Let's see he said ten percent down, Yes, sir, okay,
I'm gonna go with twin two thousand, two hundred and
fifty dollars. Wait, actually I just didn't you did?
Speaker 2 (11:06):
It was what because you walked that out, so like
two thousand, two hundred and all.
Speaker 1 (11:11):
Right, John, what you think twenty four twenty four?
Speaker 2 (11:15):
Ooh, the actual payment was two thousand, one hundred and
eighty seven dollars. Gusty was within sixty three dollars.
Speaker 3 (11:23):
What as we go into the top of the fourth inning, Well,
we've got a new listing in the Bluff Park area
on Tyler Road, twenty three forty seven Tyler Road.
Speaker 2 (11:35):
Uh.
Speaker 1 (11:35):
This is on a half acre lot built in two
thousand and three. Four bedrooms, two bass, twenty twenty square
feet four twenty nine to nine for twenty nine nine.
This listing is courtesy of Kyle bed Good Kyle with
a double listing week all right.
Speaker 2 (11:53):
Or Kyle Bedford, however you knowing or Bedford? Yeah, Kyle
Bedgod's kidding. I'll bet good. Kyle Bedford, you know twenty
nine nine five percent down, five percent down, five percent
down to John.
Speaker 3 (12:05):
I think I know where this house is on Tyler Yeah.
I think I watched him.
Speaker 1 (12:09):
He said, you probably saw he probably was built in
two thousand and three.
Speaker 3 (12:12):
Okay, I didn't see him build it. Okay, it's been
there for a while, Okay. I still think I might know.
Speaker 1 (12:16):
What you probably see the sign because I drove by
the sign.
Speaker 3 (12:19):
I'm sure, I'm sure I do.
Speaker 1 (12:22):
I'm five percent down.
Speaker 2 (12:23):
Five percent down, four nine five percent down.
Speaker 1 (12:27):
Mm hmmm.
Speaker 3 (12:28):
I'm gonna say twenty twenty eight one hundred.
Speaker 1 (12:42):
Two thousand, five hundred and ninety nine dollars.
Speaker 2 (12:51):
The actual payment was two thousand, six hundred and eighty
three dollars. Gusty gets the round four to win three
to one.
Speaker 1 (12:58):
Yeah, we still have a lot to go over. Okay, yep, yeap,
thank you for the reminder. No, we've got We've got
a lot in the mcallaugh area, seventy three seventeen Low
Town Road, one acre lot for thirty thousand dollars one
acre lot. Go ahead and build your dream home in mccaulle.
I wasn't ready for low Town. Do you like that Lowtown?
(13:21):
This listing is courtesy of Isaac Marvin So Isaac, congratulations
on your new listing. Hey, we've got a couple of
homes that are going to be coming up. We've got
one coming up in the Chelsea area three oh one
Normandy Lane for six hundred and twenty thousand. We've also
got one coming up in the Caldwell Crossings neighborhood the
Sanctuary sector forty four eighty one Crossings Ridge, three bedrooms,
(13:47):
two bass, two car garage for four nineteen to nine.
This one also backs up to one of the one
of the lakes back there. So cool, pretty cool little place.
We've got a couple of by needs. We've got somebody
looking up to four hundred thousand in Homewood, Hoover or Pellam.
We've got somebody looking in let's see Helena or Pelham
(14:09):
up to two hundred and fifty thousand. We've got an
investor looking for three bedrooms, two baths up to one
hundred thousand. And I still have a few folks. I
did find one of them I got off my list
this past week that was looking up to six hundred.
But I've got a couple of people that are looking
in the million dollar range. Nice so in Edgewood School
(14:31):
District Edgewood Elementary School District. So if you have a
home that matches any of those descriptions, reach out to
us at Gustygoulisgroup dot com or call or text two
five five four to two nineteen ninety six. Hey, guess
what time it is? That's right, it's test cimonial time.
(14:52):
This one is for Graham. Graham Reeysburg helped me buy
my first home and was extremely helpful in walking me
through the process, promptly answered any questions that I had,
and helped search for a home that fit my needs.
I will definitely be using him again when it comes
time to sell and buy another home. So, Graham, or
(15:12):
thank you so much for the opportunity to represent y'all
on your new home. And then Graham, congratulations on another.
Speaker 2 (15:21):
Five star review.
Speaker 1 (15:24):
It's so fun?
Speaker 2 (15:25):
Did that one get SYNCD up? Too?
Speaker 3 (15:26):
Good?
Speaker 1 (15:26):
Like it?
Speaker 2 (15:27):
Almost like yeah, I a.
Speaker 1 (15:29):
Little bit, I'm gonna I'll make it better this time.
Speaker 2 (15:32):
Okay.
Speaker 1 (15:33):
TJ went on a journey with us throughout this process.
We hit some bumps in the road on a new build.
We went under contract with first, then went through two
other offers and walked away from all three before finding
our home. He was patient, kind, tenacious, and handled all
of my questions with grace. He is a breath of
fresh air and his attitude of sunshine on a cloudy day.
(15:55):
Look at that. I highly recommend working with TJ during
your home search. You will have the best expera So
glad he brought sunshine on a cloudy day. So congratulations
on your new place. And TJ, congratulations on another five
star review. Damn, look at that. Uh, thank you so much,
(16:15):
uh for listening to us on testimonial time. Next, we
got to go to break but we will when you
when you come back with us, we're gonna be talking
about what's going on in the mortgage world, what's going
on in the real estate world right here owned bolt By,
borrowed and sold. All right, welcome back to Bob bart
and sold. And uh, you know, another win for Gusty
(16:36):
over John. So sorry, John, so sorry. Yeah.
Speaker 3 (16:39):
I feel like I feel like like the what is
it in the Harlem Glowe? You're the Harlem Globe, Crodism,
the generals.
Speaker 1 (16:47):
I think I think I have a David versus Goliath.
Speaker 2 (16:50):
I think I think now the better thing for for
the kids these days are the Savannah bananas and the
party animals. So he's the Savanna bananas and you're the
party animals, no doubt, no doubt. When I think John,
I would like to get I would like to try them.
By the way, I know we were talking about last nights,
wasn't talking about it? All right, Brad, what has been
going on in the mortgage world? Brad Smith, By the way,
(17:11):
across the country mortgage bradsmithlans dot com.
Speaker 1 (17:14):
If you would like to go ahead and get your
UH prequalification going.
Speaker 2 (17:19):
Do it man. It is been busy phone calls or
rock and rolling. People are wanting to buy houses. People
are not as right sensitive as they once were as
far as just like again, like we've talked about, they're
just getting more used to like this being the norm
all kinds of crazy different stuff with the economy and
then with inflation reports and everything else, like I was
(17:42):
reading earlier, like the BLS who does a lot of
the inflation reports and job reports and different pricing stuff,
Like they're understaffed, so they're having to do guesswork on
a lot of prices on about thirty percent of what
they're pricing. They're guess pricing, really, and then we're judging
all of our inflation numbers and our economy based on it.
Speaker 1 (18:00):
Oh my gosh.
Speaker 2 (18:00):
They don't have enough people to go out and actually
do the checking and check getting the prices they normally
just because they're understaffed, so we're getting numbers that are
like twenty eight percent estimated guest prices to then judge
our inflation off of Holy so so so I mean
I got to do some more digging into it, but
like I was just one of those like this goes
back to saying, like we all know jobs are slow
(18:21):
and it's taking a lot longer to get rehired. We're
seeing that on jobs reports. People are staying in on
unemployed benefits longer, more people are applying. So we're seeing
all the numbers that are trending. Like we talked about
for rates to come down and you know, hopefully you
know not but in a recession state. And but but
then we're holding, we're holding the rest of the economy
(18:44):
and the rates dropping from the from the fed hostage
by inflation numbers that are being skewed or or basically
educatedly guessed higher than they've ever done before. So just
feels feels squarely feels off.
Speaker 1 (18:59):
Well, it does. It seems like there's at least when
in the buying and selling a houses world, that there
is a potential recession that's out there, right. I think
the interest rates might tell us a little bit different. Yeah,
but I think I think it's the people are moving.
Speaker 2 (19:13):
Yeah. Well, so from the housing side, that was really
more kind of going back on why rates aren't dropping.
The economy. The real estate economies are awesome, it's I mean,
it's booming like gamebusters. I think I think to get
the rates to come down is where we're kind of
going like, Okay, what are we what are we what
are we monitoring and watching on the economy? Off, all
(19:34):
of these things are being changed up because like the
actual like of the twelve of the twelve representative cities
on the FED, nine of them showed slow down growth,
slowing growth on their GDP nine of twelve of the
markets that are studied, So the economy is slowing down,
people are using more debt, more credit to buy just
every day needs. So I think it's all signs for
(19:57):
rates to keep coming down. But again I don't think
it's slowing us down on the mortgage side or the
real estate side at all. So still all still really
positive on our world and just looking forward to another
just getting this keeping this summer going. What about you,
I know.
Speaker 1 (20:11):
Y'all, yeah, yeah, I mean y'all listened a little bit earlier.
I mean, we had fourteen homes inner contract over the
past week.
Speaker 2 (20:18):
It's amazing.
Speaker 1 (20:19):
One of those is as one. I've been been searching
with some clients for the last couple of months in Edgewood.
I live in the Edgewood area, so you know, we
do a little bit in the Edgewood School district where
my boys go and so you know, so so I've
(20:39):
been on the hunt. Finally got one. So I was
pretty pumped about that, and so you know, and then
I've got activity, Like we had a listing last week,
was on the market for seven days. Got multiple offers
after seven days, so that was kind of unique, like
no activity. I mean we had activity. He would get
(21:00):
off the fence and then all of a sudden, bam,
I got multiple offers. So that was kind of unique.
I thought, I'm just I have been encouraging the people
that I've had conversations with just to hey, let's go
ahead and get on the market. I mean, the longer
that we are in a year, typically the less amount
of people that are out there the potential buyers of
(21:22):
the of the houses. So we've got some solid houses
that are going to be coming on the market that
we have people that are getting ready. And like I moved,
I moved one up that was probably about a month
early because they were ready, and I'm like, well, let's
let's go ahead and get it on the market, like
we don't have to wait for this and this to happen, Like,
let's let's move it.
Speaker 2 (21:43):
So we're I feel like, well, especially this time of year,
because you really because you I mean not saying that
you don't want to do it anytime of year. I
mean you're You're the life needs and changes happen no
matter what all the time, but you really want if
it's something you're thinking about doing and you're or you're
real close to doing it, you really want to beat
it before the school starts back in August. I mean,
(22:03):
to get your highest number of traffic to come through it,
in my opinion, So I mean that there's no reason
to wait any longer. If you've been thinking about it,
it's the time of year to do it. Yep, yep,
I agree.
Speaker 1 (22:16):
Well, I mean, I know you've been doing a bunch
of research on the on the rates, I mean, and
it's just all pretty much we're a tenth of a
point probably in the past week.
Speaker 2 (22:26):
Yeah, and like the two hundred day moving average and
the twenty five day moving average or are really close
to each other. It's still it goes up and bumps.
The two hundred day moving average comes right back down
to the twenty five day moving average and the one
hundred and fifty. You're just sitting in between. So it's
fighting between a very tight margin where it's kind of
settling in and saying, Okay, nothing really is going to
unless something earth shattering happens in the news world. We're
(22:47):
settling into somewhere in that high sixes low sevens right.
Speaker 1 (22:52):
Now, gotcha?
Speaker 2 (22:53):
And that's that We've been there. You know, I'm outlocked
one this week at six point six two five, So
had nation face, I mean, but still, I mean it
was it was straightforward, easygoing. So I mean, it's so
it's it's all good. It's it's good stuff. All right.
Speaker 1 (23:07):
Well, thanks for joining us today. I'd say, you know,
if if if real estate's kind of on the top
of your mind, or you know, you're just kind of
figuring out, hey, what what does make sense for me?
Go ahead and get pre qualified Bradsmith loans dot com.
If you want to start searching for houses or get
like an instant value on your home, you can go
to gustygoulisgroup dot com and uh we'd love to, uh
(23:30):
you know, have a conversation with you and build a
plan of action together and see if we'd be a
great fit to work with you. So thanks again for
joining us each and every Sunday right here on one
O five point five. We'll talk to you next time.
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