Let's Talk with Stephen Carter 11.17.2025

Episode Transcript

Speaker 1 (00:00):
Good Morning's let's talk with Stephen Carter, coming to you
from iHeartRadio wcc F fifteen eighty one hundred point nine.

Speaker 2 (00:07):
You can always carry us with you.

Speaker 1 (00:08):
Go to the iHeart app sign it up eleven thirty
evenoon on every Monday, write here on the iHeart channels.
So with let's talk, you talk about rotary things, We
talk about community things, and we talk about things around
the world, what's going on in different tips that we
can possibly give you safety, health, whatever the case may be.
And I think we've got a call her on the
line right now. Good morning, next, good morning, How are

(00:31):
you good?

Speaker 2 (00:32):
Next at you buddy? How you doing it is?

Speaker 3 (00:35):
I'm doing just fine.

Speaker 2 (00:36):
Thanks for asking. Well, that's good good.

Speaker 1 (00:38):
You know, we're getting close to actually to Thanksgiving right now,
aren't we, because it's today's November seventeenth and today, and
you know every day is a gift, right so we're
in unwrapped today. See what's happening. So we'd start a
little differently today. We want to start right off with
Nick and Cia Carter insurance and tell us about what's
going on in insurance. And it's interesting for folks right now.

Speaker 3 (01:03):
Well, you know, first we got to always say it.
When this hurricane season ends November thirtieth, right, even though
we're getting later into the year, to keep your eye
on the tropics, make sure that you still have all
your preparations and all of that. But the biggest thing
that starts to happen this time of year is family gatherings,

(01:24):
right and people getting together having a good time. And
what we really want people to start putting on the
forefront of their minds is, you know, as we talked
about with hurricanes, be prepared, take your time, do all
that stuff. But even with the holidays, when we're getting
into this time period when people start decorating their houses,
they start having those family get together so people are

(01:45):
coming over safety, and some of those things seem to
hit the back burner because the relatives have come into town, right,
and you want to have that good time. You want
to have fun, you want to show them around, you
want to do all those things, but you want to
be while you're doing it. And what we're talking about is,
especially with Thanksgiving right around the corner, and I'll remind

(02:06):
people again next week as well, is what happens when
you deep fry a turkey too close to your house, right,
and you don't know what you're doing, you could have
some really bad consequences. So if you're going to have
those family gatherings, make sure that you follow all the
safety procedures that you can. If you're going to deep
pry that turkey, make sure that it's far away from

(02:27):
your house. You know, you don't want to have an
accident that then makes something even worse happen, right, and
then you're having to fix and file claims and call
people and then find out at that point, because you
haven't done an insurance review, that you may not have
coverage for something, right, So try to be safe on
the forefront versus having to be reactive after something happens.

(02:52):
And then as we get closer to Christmas and even
through holidays, I know people some people really adhere to
we haven't passed ex holiday. I'm not going to celebrate
the next one, right, but there are already other people
who have the Halloween, they've they've decked out their houses,
they did all of those things. Those are probably the
same people that are going to deck their house out
for Thanksgiving or they've started doing the lights and everything

(03:14):
for the outside for Christmas. You know, well, seeing those
movies where those guys stick forty two plugging into one
electrical circuit and you know they flipped the switch and
everything seems to be good for like that tenth of
a second and then something shorts out. Right, Well, that's
the best case scenario is you trip a breaker and
your lights don't turn on. Worst case is something shorts

(03:36):
out causes an electrical issue, which they may cause a
fire or something inside your house. The same thing with
the turkey, keeping it away from your house. Don't overload
your circuits, use the everything that they're in the manner
of which they're supposed to be used. Coming up for
the holidays, and stay safe so you have fun and
you get to celebrate those holidays instead of having to
pick up pieces after a claim. Right, So this time

(03:59):
of year, it's really just about safety, keeping people presence
of mind. And then with that too, we are going
to start seeing the changing of the license plates, right
the people coming back down from up north. Maybe not
for Thanksgiving, closer to Christmas, maybe into the new year,
but those license plates are going to start to change,

(04:19):
and our roadways are going to get a little bit
more congested. People are going to take their time because
they don't necessarily know where they're going, they're on vacation,
they're looking around and it's just that time of year.
Add an extra a few minutes into your travel time.
And then also too, what do we always say, make
sure you have that uninsured motors coverage on your auto insurance.

(04:41):
So going forward, if you haven't done that, taking us
up on that offer to do that free insurance review,
make sure that you have uninsured motors coverage on your
auto policy, especially going into high times. If you are
traveling across country, you don't know what other states requirements
are for insurance. You also don't know what percentages or

(05:02):
who's insured or how those processes work, right, So you
want to make sure that your stuff is protected and
you know what you have before you go out of town.

Speaker 2 (05:12):
So talk about the turkeys a little bit.

Speaker 1 (05:14):
I think people don't understand they do the turkey is
like that, what happens to cause an explosion there?

Speaker 3 (05:22):
Well, there's a few things that tend to occur. One
is if the turkey is still frozen. You don't want
to do a frozen turkey. There's expansion issues and that
type of thing. You know, you've got to keep your
food temperature safe and cold. But you don't want to
necessarily drop a frozen bird into boiling hot oil. That
right off the bat is going to cause a lot

(05:43):
of issues. The other thing, too, is the amount of
oil that people put into those burners and those fryers.
If you put too much oil in that bird weighs
however many pounds that you're putting in there, and is
that whatever size that you're putting in there, that is
going to place oil right So, if you're going to

(06:03):
put that turkey into boiling hot oil, make sure that
you don't put in too much oil because when you
put that burd in, it's going to just just by displacement,
lift that oil over the side. It's going to catch
on fire and it's going to go, you know, from
fun time to worse time. Same thing with the frozen turkeys.

Speaker 2 (06:23):
Those are going to.

Speaker 3 (06:24):
Pop water and oil. They don't make. Frozen turkeys have
frozen moisture, frozen liquid inside of it, and it's not
going to turn out well when you drop those days.

Speaker 1 (06:34):
Okay, sounds like very good safety tips, and we want
to make sure that because we're going to keep you
safe and happy for Thanksgiving and also on the other
holidays that are fast approaching. As we get to that point,
and we appreciate you calling in and call us again.
We'll talk to you next Monday. Right here, and let's
talk with Stephen Carter. That's Nick Carter at CI Carter Insurance.

(06:55):
Thanks for calling in, Nick.

Speaker 2 (06:55):
Have a great day, buddy, absolutely, thank you. Have a
good one. All right.

Speaker 1 (07:01):
So, as we're talking about the holidays and what's going
on with that, we know we talk about Rotor and
let's talk about Charlotte Harbor Roadering and where they meet at.
They meet on Tuesday mornings seven thirty to eight thirty
am at the I Hoop Restaurant in Port Charlotte, seventeen
eighty nine, Tamiami Trial. So if you'd like to check
out a meeting see perhaps you'd like to get involved
with roading at Charlotte Harbor roadrid That's when they meet

(07:23):
Tuesday morning, seven thirty to eight thirty Ihop Restaurant, Port Charlotte.
That's every Tuesday, so you can check that out. If
you want an evening meeting, you can go to the
Rotary Club at Wallen Park. They meet the second and
fourth Wednesdays, at Downtown Wallen Park at the Capstan Financial
Consulting Offices in downtown Wallam Park, and that's a second

(07:45):
and fourth Wednesdays from six pm to seven pm. Always
have great speakers coming in and good interesting topics. You know,
obviously as of late with Hurricane Melissa and all that
took place, you know through the islands, and that there
will be a lot of ways that you can if
you haven't already, that you'll be able to donate and

(08:07):
help the people down in Jamaica and in all the
areas down in the Islands that are certainly going to
be needing help for a long time. So if you
need information on some of that in a disaster relief
and how you can make a donation too, if you
have any questions about that for Rotary and that, give
me a call at nine four one four eight four
four three four one and we'll see if we can
point you in the right direction on that and getting

(08:29):
you to help with that like everybody is doing at
this time of the holiday season. Also is the time
that you're going to be seeing coming up in about
a week when the bell ringing season starts for Salvation Army.
Now we start right after Thanksgiving, so you'll see all
of us out there for rotary clubs and all the

(08:49):
other clubs and non profits and churches and all the
folks that volunteer to ring the bell. If you have
never volunteered to ring the bell, I invite you to
give that a try.

Speaker 2 (08:58):
You will.

Speaker 1 (08:59):
You will get so much out of it, and you'll
want to do it again after you do it the
first time, because you know, we've been doing it for
like thirty years down here, and it's it's it's a
great time. You meet a lot of good, good people
and get to talk to people, and you raise money
to help that helps people all year round. With the
Salvation Army, they do the most good all year round
because it's not it's programs that last throughout the year.

(09:21):
It's not just the holidays is and it's all the
way around. When they're doing the you know, youth programs
for the kids, and they'll do senior programs at the
free mills at Salvation Arema on Thursdays for lunch. They
have church services there. They have counseling there to help
you and if you're not on you're lucky. You need
some help that way. So those are all a lot

(09:42):
of great things going off the Salvation Army what they
do year round, so but the bell rings a huge
part of that. And what you drop into that red
tittle means a lot and raises a lot of money
that helps people throughout the year. And that's what it's
all about, to give. And the more you give, the
more you're going to get. That's the way it works.
So that's bell ringing. If you want to sign up

(10:02):
to Bill bell ringer and volunteer to do that, you
can do it individual or and get a group together.
But give them a call at sixteen nine three one
oh seven and tell them you'd like to.

Speaker 2 (10:13):
Be a bell ringer.

Speaker 1 (10:14):
You can also go on our website, but I want
to just give them a call and get signed up.
See what's the location you can be at and ring
the bell and you should have a great time and
a very fulfilling time you do that, and we certainly
appreciate it if you do that. The other project that
they do at this time of the year is the
Angel Tree project and that you can get get an

(10:34):
angel for a child that would that you're in be
giving a gift to during the holiday season and you
can look at that angel and that will tell you
you know their age and boy girl age, and it
tells you about something they may want to have on
there for Christmas. And you can take a look at
that and get them a gift and leave it unwrapped,

(10:55):
new gift and drop that off the Salvation Army with
your angel and you can help them out that way too.
You want to make make sure that there's no little
kid out there that doesn't have something under the Christmas
Tree for Christmas. So that comes with it. So bell ringing,
Salvation Army and as a volunteer, and the Angel Tree
program vitally important programs there this time of the year
for the Salvation. So we know everybody always helps out.

(11:16):
So remember that's fast coming. I know today's swhere. Ever
seven days we'll be talking about it again. That goes
bell ringing. They ring all the way up to when
it comes to Christmas Eve. They don't ring on Sundays,
but they ring the other six days. So you'll see
rotary members out there and you'll see all your friends
and neighbors probably out there ringing the bell. So joinment
be a volunteer bell ringer for the Salvation Army. You

(11:38):
greatly appreciate it. As I mentioned the clubs where they
meet at. Also they also do some things when it
comes to the farmer's markets see Charlotte Harbor Rotary Farmer's
Market over on Saturdays and Ponta Gorda. You can go
over and check them out. They should have somebody over there.
And the Farmer's Market downtown Wilham Park on Sundays for

(11:59):
the Rotor Club at Home Park and you can check
them out. And as late, like we just recently finished
doing was the the Turkey tree that we did for
the well Well and Park Rotary Club that was raising
the funds to buy turkeys and all the fiictions to
go with health and folks during Thanksgiving, which as I

(12:21):
mentioned is approaching because that ended on the fifteenth and
that stuff was delivered over So that's going to be
the way that works. The folks who bought the Public's
Gift card, they could buy the turkey yards. They could
just go online and do that and sign up for
incriments like twenty five fifteen and the dollars went up
to do that. So what that does. It goes to

(12:43):
that or went to the Thanksgiving Tree campaign. And then
when you get your gift card for that you can
take and drop it off to well And Park Welcome
Center Mercado.

Speaker 2 (12:55):
That's what they did.

Speaker 1 (12:56):
They dropped it off there this and then we went
out and purchased it. The turkey has got them to
the fifteenth and the sixteenth and then they'll be taken
in delivering those out so they'll get a turkey, they'll
get the fixings for a nice meal because of that.
And we appreciate everybody that helps support the Thankshiving Tree
campaign for the RHETORICLB at William Park and help it

(13:16):
out the will And Park Welcome Center as we work
together as partners with them this year to raise money
to do that and help those folks for Thanksgiving dinners.
And we really do appreciate all the generosity of folks
out there and the people that participated in that program
and helped out. So that was very, very big. So
I always ask for a trivia question. This is this

(13:39):
is going to be not just a trivia question. It's
going to see this test tests are actually our now
it's a history a little bit. When we're talking about
Thanksgiving coming up right, Yeah, okay, we know you know
I'll be talking it's more about it this weekend for
the next show, before the actual Thanksgiving. But when we
talk about how it came about, interesting story, how it

(14:00):
became a national holiday.

Speaker 2 (14:02):
You have any idea what that is?

Speaker 1 (14:05):
Uh?

Speaker 4 (14:05):
No, was it after the war? Well, World War one
maybe or before that?

Speaker 2 (14:11):
Actually?

Speaker 4 (14:12):
How long has it been a holiday?

Speaker 1 (14:14):
Abraham Lincoln declared a national hall?

Speaker 4 (14:17):
Oh okay, so we're going way back, way back.

Speaker 1 (14:19):
And what Basically, there was a lady that a lot
of people may never have heard of, but her name
was Sarah Joseph hale h a La Hill, and she
labored and lobbied for quite a while to get this
in Congress to have it become a national holiday.

Speaker 4 (14:35):
I'm thankful she did.

Speaker 1 (14:36):
And Abraham Lincoln actually did it, so that that was
pretty amazing. And I you know, most folks you've asked
in history if they knew who that who that person was,
and who the lady was. And I believe she also
she wrote the song Mary had a Little Lamb and
had done some other things. But I thought that was
quite interesting. I had no idea that was the case,
but that was her name, Sarah Joseph Hill, and she

(14:57):
is credited really with getting Thanksgiving to be turned in
and declared to be a national holiday. Quite interesting how
that came about. So, but Thanksgiving is always a very
interesting holiday. So when you think the first parade was
for Thanksgiving.

Speaker 4 (15:18):
Mace's Thanksgiving Parade, I want to say in the twenties sometime.

Speaker 1 (15:24):
Well that's true, there actually was one before it, but
what we all know of, you know, for the macy
Stated head the very first one was in nineteen twenty
four and it featured live animals from the Central Park
Zoo as a matter of factor.

Speaker 2 (15:39):
In the wow.

Speaker 1 (15:40):
You didn't have any big balloons in New York. They
had bears, elephants, camels, donkeys, and you had your costume
employees from the people that worked for Macy's at the time.
And that was really the very first And then obviously
you had Sanda bringing up the of the parade and
that was the first one from macy He's back then

(16:00):
in nineteen twenty four. But you know, everybody thinks of
the holidays, you think about you know, the Macy's jay
Parade is kicking things off, like you correlate the start
of the holiday season with you hear the bell ringing
at a store, you know, it's coming on Christmas time, right,
and it's during that season, so I mean all those things. Now,
when you see what the Macyja Parade's turned in, it's
pretty amazing stuff. When you see balloons of you know

(16:24):
that are a couple of stories tall, and all the
other stuff that are out there, and the floats and
they had some floats back them, and nothing to the
extreme obviously they have now, but it's pretty amazing stuff.
And you see that how long that's lasted. I've always
wanted to go to that and never quite made it
to it, so it'd be interesting, be interesting to see it.
So that is our little tidbit leading up as some
of the stuff we'll be talking about Thanksgiving and what

(16:46):
is coming up and how that works. So the other
would be this one. This has to do food and
people eating Thanksgiving. Right, what's a very important thing that
we all all take for granted. Now that's out there.
If you're in a hurry and you want it, you'd
like the cooks out you're in and have it real quick.

Speaker 2 (17:06):
And you're in a hurry, what do you do?

Speaker 1 (17:08):
Mike Way, So you got to have a something to
cook and they're like, what maybe a pre packed frozen
dinner preps.

Speaker 2 (17:19):
Okay, all right, like a TV dinner? How about that?

Speaker 4 (17:21):
Right?

Speaker 1 (17:22):
All right, so let's talk about that. Interesting enough. Nineteen
fifty three, the way it came up with for what
you know now as your first TV dinners. Basically, they
were Thanksgiving leftovers from Swanson's and they decided, well, what
can we do with some of the leftover turkey and
all this stuff? So they decided to put together a
turkey mill. It ended up being with turkey, corn bread, dressing,

(17:45):
green peas, gravy and uh, you know, your sweet potatoes
and so forth, and the veggie in it, and they
put it together.

Speaker 2 (17:54):
Now, no dessert.

Speaker 1 (17:56):
That came, Yeah, it came a little later on. That's
how it started, though, with the very first one in
nineteen fifty three, and they sold for ninety eight cents.

Speaker 4 (18:06):
Wow.

Speaker 1 (18:06):
They sold ten million of them that first time, the
first time I was selling them. And that's what really
started the frozen food industry today, was that from Swanson's
doing that for left time.

Speaker 4 (18:16):
And do you remember how they used to be too.
You couldn't use a microwave in those days because it
was in a.

Speaker 1 (18:20):
Tenfoil tenfoil thing. Yeah, exactly. You did it in the oven,
exactly right.

Speaker 2 (18:26):
Yeah, quite unique.

Speaker 4 (18:28):
I was there. I did it.

Speaker 2 (18:29):
I was a kid and I was a little I
TV dinners a lot when I got married. Great.

Speaker 1 (18:33):
Yeah, so I mean, just get the Hungry Man one
that you had two things in it and then gave
you a little more. When I was working nights and
stuff in the factory back in the day and I
was a kid, you know, yeah, those were good. They
were I don't know about the most healthy, but they
were filling them pretty good, and a heck a lot
of them. Quick other question for you Thanksgiving. Benjamin Franklin

(18:55):
was kind of contanctroous. Sometimes we came up with some
great things and sayings and the things that did in
his life. But you know, he really didn't want the
eagle to be the the gold to be the national bird.
What what do you think he wanted to be?

Speaker 4 (19:14):
Maybe I don't know.

Speaker 1 (19:15):
Venture in Franklin he lobbied to have the turkey be
the national bird because he felt that the official bird
should have a better character about it, and he just
didn't think the turkey was that. He thought that, uh,
the turkey was would be a better representation. Obviously, he didn't.
He didn't get that, but that was weird thinking.

Speaker 4 (19:36):
I mean, the bald the bald eagles is a majestic
except bird that flies, you know, sores high above. Yeah.

Speaker 1 (19:45):
Yeah, So when I said that, you know, when I'm
reading that, I thought, that's a pretty interesting fact. Nobody
knows about it. I don't think anybody. So I think
Ben was wrong on a one that was pretty interesting.

Speaker 4 (19:57):
So it was a jive turkey.

Speaker 2 (20:01):
Yeah, buddy, So that's happening with that.

Speaker 1 (20:04):
So if we were going to talk about this one saying,
let's talk about the four way tests, what would you
say for Oh, come on, let's go of the things.

Speaker 2 (20:12):
Is it the truth the time?

Speaker 4 (20:14):
And then this might not be in order? Is it
the truth? Is it beneficial to all concerned? Is it
fair to all concerned? And will let build good will
and good relationships?

Speaker 2 (20:25):
Pretty close?

Speaker 4 (20:26):
Okay?

Speaker 1 (20:26):
Okay, yeah, of the things we think doing says that
the truth is fair to all concern, will build well,
good will and better friendships, and we'll be beneficial to
all concerned. Very good, yeah, good job. Yeah all right,
So today time is going quick, So we want to
talk to you if you want to volunteer to ring
the bell with Salvation Arm.

Speaker 2 (20:43):
You can do that.

Speaker 1 (20:43):
Give them a call sixteen nine three one oh seven.
If you want to get an angel tree, get that
and get the gifts for the child so they don't
have nothing under the tree. I want to make sure
they have a gift for the holidays. You can go
to one of the rotary clubs you're talking about. Charlotte
Harbor Rotary meetings on the Tuesdays from seven thirty to
eight thirty am at I Hop Restaurant in Port Charlotte.

(21:06):
And it's every Tuesday, and that's seven thirty to eight
thirty am. If you want to evening meeting, check out
the Roader Club at Welland Park. They meet the second
fourth Wednesdays from six to seven pm at caps Ham
Financial Consulting Offices, downtown Wall Park.

Speaker 2 (21:19):
If you need a.

Speaker 1 (21:21):
Question or need some answers to questions or something you'd
like to know about road other things of that nature,
give me a call it six to uh four nine
four one for a four four three four one. It
is kind of early this morning, and uh give me
a call nine four one for a four four three
four one, and you can answer those questions for and
we answer them for Rotoring all the different things that

(21:43):
we do obviously with Thanksgiving coming up into different things happening,
and we'd certainly want to make sure that everybody gets
uh gets a gift under that tree and has taken
care of for the holidays, because that is what it
certainly what it is all about and this time of
the year. So when you're talking those things that you
can do and you can help out, and you can
help out year round. So those are really the things

(22:05):
that you know, we talk about all the different things
that we do throughout the year at Rotary and obviously
right now with the disaster relief and the poor folks
that we're still praying for all the folks and they're
recovering down through the islands and the devastating storm for
Hurricane Melissa, and if you'd like to make a donation
to that or to one of the many areas out there,

(22:27):
but if it's for a Rotary disaster, if you can
give me a call it nine four one four eight
four four three four one and we can get you
point it in the right direction. There need help for
a long time and it's a devastating hurricane that went
through and for them and their recovery, so we certainly
want you to keep them in your thoughts and prayers
when it comes to that. So a lot of things

(22:48):
going on as we lead into Thanksgiving, but with that family,
friends and being thankful, and we'll be talking more about
that and obviously the next show because that's going to
be on that Monday, which would be the TWE twenty
fourth as we lead right into Thanksgiving. So this time
of the year, it's the time to be grateful and
thankful because we know that we live in the best
country in the world. No we're not perfect, but we

(23:10):
are I think the best country out there and the
best one going. And it's because of great people that
donate and care and take care of each other and
they lend a hand and do the best they can
to every day. And that's really what it's all about
because we know I think one of the main things
you can be taught as a youngster being brought up
is treat people the way you want to be treated.

(23:33):
You can always reach out, lend your hand, help somebody,
ask them how they're doing. Make sure you think that
person that's served in the service or that's served in
one of the whether it's in law enforcement, the fire
and rescue, all those things, the vital services that are
so important to keep us safe in the service, and

(23:56):
just tell them thank you for their service because they
certainly they have given a lot and sacrifice for us
to all be free and talk and center and talk
about talk about Thanksgiving and Rotary and different things coming up.
So you know, have a question, give me a call
nine four one forty four four three four when we
can talk about the Rotary, other upcoming events and what's
going on. Tick us on the iHeart app to you

(24:18):
can go to that.

Speaker 2 (24:18):
It's free. Sign up. It's eleven thirty to the noon.

Speaker 1 (24:20):
Let's talk with Stephen Carter and we're right here on
iHeart Leo stations at one hundred point nine FM and
w CCF fifteen eighty am. When we talk to you
next Monday, right here, let's talk with Stephen Carter. Thanks
for listening.

Speaker 2 (24:32):
Have a great day.