April 14, 2025 • 8 mins
Jim Everson speaks about Care Patrol with Boots and Joe Schmitz!
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Jim Everson in a house from care Patrol. What's the
phone number again?
Speaker 2 (00:03):
It's easy, easy, easy, Yeah, it's quite simple. Six one
four eight eight safe.
Speaker 3 (00:06):
And if you're looking for, you know, an advisor to
help you, similar to what Joe does with Peak retirement,
and it helps.
Speaker 2 (00:12):
Them, you know, you know, manage your money.
Speaker 3 (00:14):
And I can help families when they're needing, have a
crisis or need a plan, you know, find safer senior
living office.
Speaker 4 (00:19):
So it's it's coincidental though, you guys came together today
because I think about the forty year old person. Okay,
they have some decent amount of money in a bank
saved up.
Speaker 1 (00:28):
They're going to be old.
Speaker 4 (00:30):
I can promise you that twenty five years from now
they're going to be sixty five years old. And one
thing we can all agree on. When you were in
high school time was like are But now that I'm
fifty six, man, a week blows by, I mean a
day will It'll be midnight before I know it.
Speaker 1 (00:48):
Today it never used to be that way.
Speaker 4 (00:51):
So my point is now more than ever, you need
to invest with you so when it gets to you,
you have the proper money so you can live the
rest of your life in peace.
Speaker 3 (01:00):
The whole thing is is just keeping your health. I mean,
if you can keep your you know, keep your legs
and keep in shape. Right obviously, you know you can
delay things. But you know, if you know, you know,
there's only probably a third of the people I'm talking
to that may ever need you know, senior living options.
But you know the ones I'm talking to right now
that you know know that mom or dad isn't safe
at home or they have a loved one, you know,
(01:21):
wherever in the United States, we can help them because
we have care patrol throughout the country, but you know,
we cover the Columbus care patrol market. And if someone
needs help, I mean, you know, it's a lot easier
to you know, pick up the phone and talk to me.
Speaker 2 (01:33):
And I'm the easy button. I'm the fast pass.
Speaker 3 (01:35):
You know, you talk to me, I can put a
plan together and if you need it now or if
you need it in you know, a year from now.
I mean, it's it's just put a plan together so
you have it.
Speaker 4 (01:43):
And so wait, with that being said, do you if
someone's well off, do you touch that avenue and say, hey,
let's start talking about your life after your health or
your or you just need to retire and downsize.
Speaker 5 (01:57):
Do you put money aside for that? Yeah, I mean
we definitely plan for it. I mean a lot of
people think of like long term care insurance for those needs.
But right now, if anyone's looked into that, it's pretty expensive.
And we haven't offered a product or recommended a product
to a client for probably five years now. It used
to be really attractive, So if someone has a policy
currently from a while back, it's probably been a great
(02:17):
opportunity for him to have. But nowadays it's just may
not make as much sense. And that's not a recommendation.
You know, people need to do their own research, but
that's just what we've seen with the clients we work with.
So but you got to plan for it because I think, Jim,
it's like, what a seventy percent chance that someone's going
to need long term care?
Speaker 3 (02:33):
Yeah, at some point they will, I mean if they
live long enough. You know, if your health, the clients
and no one has that you know, crystal ball knowing
when it's going to happen, but you know inevitably, you know,
you want to have your ducks in a row and
have a plan in place if it happens.
Speaker 5 (02:46):
Yeah, and what do you see in the costs is
jim for you know, those types of arrangements.
Speaker 3 (02:51):
It's a pretty broad question. But at the same time,
I'm on an average. If you're just needing light care
and you know, in an apartment and you're at a
community as you know, you know, you're gonna probably be
in the fifty five hundred range. Wow, it can be
a lot higher.
Speaker 1 (03:04):
And food and.
Speaker 3 (03:05):
Everything, Yeah, that's taking care of everything. You know, you're
not no longer paying proper tax at your house because.
Speaker 2 (03:10):
You're no longer there, You're right not.
Speaker 3 (03:11):
Having to pay for And that's the thing you look at.
If you're doing home care, you're spending you know, forty
dollars an hour for someone to come in, and after
eight hours a day for a month, you're almost you're above.
Speaker 2 (03:22):
What you'd be spending out of community.
Speaker 3 (03:23):
So, you know, I get everyone wants to stay in
their home, but you know, there's a point when if
your mom or dad or your loved one is by
themselves and isolated, you know, let's find a community that's
thriving where kind of like your uncle Jerry, you know,
a thrive it's your own you know own apartment, you
have no worries about worrying about you know, your roof leaking,
and you know your next meal and.
Speaker 1 (03:44):
Well it's called on the front desk.
Speaker 2 (03:45):
And the other thing.
Speaker 3 (03:46):
Yeah, the other part is is you can you know,
have socialization and activities. So it's not the you know,
you know years ago you're going to a nursing home
and the memory of Yeah, and it's institutionalized. Oh, there's
a lot of there's over one hundred unities here in
central Ohio, so using care patrol or free resource. But
more importantly, we can help guide you in pinpoint and
(04:07):
and you know we're just a phone call away and
we can put a plan together quickly if you need
it or you know, we'll well well in that'st a
half hour with you and talk with you.
Speaker 1 (04:15):
Let's take scoop. Scoop, what do you got for us? Brother?
You got a question?
Speaker 6 (04:19):
Blockbuster? If your own Blockbuster, you're that's zero web not.
Speaker 5 (04:23):
I hope you have a be kind and Rewind, no experience,
be kind and Rewind.
Speaker 6 (04:27):
Your daughter should put your ditor, should nothing else? A
CD for three and a half four percent that's the minimum.
And that way you can wear at least three four
hundred dollars a year for that. That's pretty safe in
the treasury. Could use the money for one thing, and
and and what I do as far as my healthcare, well,
the first thing a person can do is get their
weight down to normal. Don't be fat for one thing.
That's the key. Don't smoke, don't do a lot of drinking.
(04:48):
And what I do. I have a street girl house
by once a week, I give her twenty bucks. A yea,
pulls weeds like poison baby, get some my roof to
fix a shingle. I give my personal twenty bucks. You know,
if you had a spare room in your house, person
can live with you for free rent, and that'd be
a lot cheaper than actually, you know, going to some
place and you're paying ten thousand dollars a month, so
you might figure some college chap. Tell your check book, well, no,
(05:10):
you got you can have. You know, your kids, you
watch your money, but you can you know lots, tell
me live with you like a spare room and to
do little small things, to do your laundry something for
free rent. That's a good day for a young person
going to college. Yeah, they might. You may have to
keep changing every once in a while, but that would
be a lot cheaper than paying ten thousand dollars a
month for that. So and also, uh, because everybody lost
so much money in the stock market, that's that's a
(05:31):
good thing because now nobody has any money, So prices
should come down because inventory will stock up roll high
now because no one can afford a new camp er.
So maybe the price would have to come down because
they can't sell them. They'd rather sell them at a
reduced price, as was the laying the people off so high.
Speaker 1 (05:47):
Right there you go, yep, all right, your.
Speaker 4 (05:50):
Stuffs at the moose by the way from a few
weeks ago. I don't know if you picked it up.
Speaker 6 (05:53):
I got it. I was there last night. Thanks many, all.
Speaker 1 (05:56):
Right, Scoops are a big old moosey guy, carry o.
Speaker 2 (06:00):
But that he sounds the same on the radio.
Speaker 1 (06:03):
As he does. It's buddy, he he's singing along right there,
go get a word in head wise, but it is
it is.
Speaker 4 (06:09):
I don't know if it was ever easy, because you know,
everybody says back in the day when I get that,
but I look at when my great grandpa got put
in a rest home and we my mom searched all
over and we end up sticking him in.
Speaker 1 (06:20):
It's like a prison up and weird.
Speaker 2 (06:22):
This place was terrible Eastern Ohio. There's a lot more limited.
Speaker 4 (06:26):
Yeah, he was ninety two years old and his health
went away really fast. He had black lung from the
coal mine and what have you. But but back in
those days, I guess you didn't plan. Now you have
the avenues to you, guys that will plan for them
and help them and get you over the next life.
Speaker 1 (06:45):
I do.
Speaker 4 (06:46):
We live in a world of now now, now, now now,
and me, me, me, me me. But the problem is
then mom goes down.
Speaker 1 (06:52):
What do you do? First thing you do is how
much money mom has? Then you go, now, what do
I do?
Speaker 4 (06:57):
Then you get online, and then they start wearing you
out and you don't get then get stuck where if
they call you guys.
Speaker 3 (07:02):
It's a dawning task. I mean, if you do it
on your own, and God love you of it, you
know it's kind of you. You're rolling dice on just
trying to figure out if you're going to the right place,
because you know, using an advisor, we're going to filter
out everything and exclude the communities. Aren't a fit you know,
if you become a two person assist, there's probably sixty
seventy percent of the communities that won't take you.
Speaker 1 (07:22):
So could you two work together.
Speaker 4 (07:23):
So say that situation came up and you go, hey,
this guy, come to Joe and say, this guy's got
three hundred grand I need him to make this much
month to live at this location.
Speaker 1 (07:33):
Can you do something like that?
Speaker 5 (07:34):
So we actually Jim actually was just in our office
presenting in our education center in front of a full
crowd there. And you know, our clients are looking at
this because they love the added service. I mean exactly
what Jim's saying is why they work with us. They
want to trust a team, right that can handle and
understand the situation better than them. And what our clients
always say is I don't know what I don't know.
(07:54):
That's why they go to the experts. And so sure,
where Jim can really help our clients, who are you know,
in their fifties and sixties, is helping them even for
their family. Right, they may not need it right now,
but what about their parents or their aunts and uncles
are their loved ones. And so that's where Jim can
really add some help because most of the time. Right now,
it's the kids who are responsible for this. There are
(08:15):
kids who are responsible for helping their parents get the helps.
Speaker 4 (08:17):
That's where you know we go to a break, we'll
get back, We'll get back again.
Speaker 1 (08:20):
If you have any questions.
Speaker 4 (08:21):
Seven nine three nineteen fifty seven, we have two experts
in here, and I know everything. We've talked about everyone's
wheels returning right now. So six one four, seven nine
three nineteen fifty seven is a magic number.
Speaker 1 (08:30):
This is rob and Indian Boots. She's not here.
Jim Everson in a house from care Patrol. What's the
phone number again?
Speaker 2 (00:03):
It's easy, easy, easy, Yeah, it's quite simple. Six one
four eight eight safe.
Speaker 3 (00:06):
And if you're looking for, you know, an advisor to
help you, similar to what Joe does with Peak retirement,
and it helps.
Speaker 2 (00:12):
Them, you know, you know, manage your money.
Speaker 3 (00:14):
And I can help families when they're needing, have a
crisis or need a plan, you know, find safer senior
living office.
Speaker 4 (00:19):
So it's it's coincidental though, you guys came together today
because I think about the forty year old person. Okay,
they have some decent amount of money in a bank
saved up.
Speaker 1 (00:28):
They're going to be old.
Speaker 4 (00:30):
I can promise you that twenty five years from now
they're going to be sixty five years old. And one
thing we can all agree on. When you were in
high school time was like are But now that I'm
fifty six, man, a week blows by, I mean a
day will It'll be midnight before I know it.
Speaker 1 (00:48):
Today it never used to be that way.
Speaker 4 (00:51):
So my point is now more than ever, you need
to invest with you so when it gets to you,
you have the proper money so you can live the
rest of your life in peace.
Speaker 3 (01:00):
The whole thing is is just keeping your health. I mean,
if you can keep your you know, keep your legs
and keep in shape. Right obviously, you know you can
delay things. But you know, if you know, you know,
there's only probably a third of the people I'm talking
to that may ever need you know, senior living options.
But you know the ones I'm talking to right now
that you know know that mom or dad isn't safe
at home or they have a loved one, you know,
(01:21):
wherever in the United States, we can help them because
we have care patrol throughout the country, but you know,
we cover the Columbus care patrol market. And if someone
needs help, I mean, you know, it's a lot easier
to you know, pick up the phone and talk to me.
Speaker 2 (01:33):
And I'm the easy button. I'm the fast pass.
Speaker 3 (01:35):
You know, you talk to me, I can put a
plan together and if you need it now or if
you need it in you know, a year from now.
I mean, it's it's just put a plan together so
you have it.
Speaker 4 (01:43):
And so wait, with that being said, do you if
someone's well off, do you touch that avenue and say, hey,
let's start talking about your life after your health or
your or you just need to retire and downsize.
Speaker 5 (01:57):
Do you put money aside for that? Yeah, I mean
we definitely plan for it. I mean a lot of
people think of like long term care insurance for those needs.
But right now, if anyone's looked into that, it's pretty expensive.
And we haven't offered a product or recommended a product
to a client for probably five years now. It used
to be really attractive, So if someone has a policy
currently from a while back, it's probably been a great
(02:17):
opportunity for him to have. But nowadays it's just may
not make as much sense. And that's not a recommendation.
You know, people need to do their own research, but
that's just what we've seen with the clients we work with.
So but you got to plan for it because I think, Jim,
it's like, what a seventy percent chance that someone's going
to need long term care?
Speaker 3 (02:33):
Yeah, at some point they will, I mean if they
live long enough. You know, if your health, the clients
and no one has that you know, crystal ball knowing
when it's going to happen, but you know inevitably, you know,
you want to have your ducks in a row and
have a plan in place if it happens.
Speaker 5 (02:46):
Yeah, and what do you see in the costs is
jim for you know, those types of arrangements.
Speaker 3 (02:51):
It's a pretty broad question. But at the same time,
I'm on an average. If you're just needing light care
and you know, in an apartment and you're at a
community as you know, you know, you're gonna probably be
in the fifty five hundred range. Wow, it can be
a lot higher.
Speaker 1 (03:04):
And food and.
Speaker 3 (03:05):
Everything, Yeah, that's taking care of everything. You know, you're
not no longer paying proper tax at your house because.
Speaker 2 (03:10):
You're no longer there, You're right not.
Speaker 3 (03:11):
Having to pay for And that's the thing you look at.
If you're doing home care, you're spending you know, forty
dollars an hour for someone to come in, and after
eight hours a day for a month, you're almost you're above.
Speaker 2 (03:22):
What you'd be spending out of community.
Speaker 3 (03:23):
So, you know, I get everyone wants to stay in
their home, but you know, there's a point when if
your mom or dad or your loved one is by
themselves and isolated, you know, let's find a community that's
thriving where kind of like your uncle Jerry, you know,
a thrive it's your own you know own apartment, you
have no worries about worrying about you know, your roof leaking,
and you know your next meal and.
Speaker 1 (03:44):
Well it's called on the front desk.
Speaker 2 (03:45):
And the other thing.
Speaker 3 (03:46):
Yeah, the other part is is you can you know,
have socialization and activities. So it's not the you know,
you know years ago you're going to a nursing home
and the memory of Yeah, and it's institutionalized. Oh, there's
a lot of there's over one hundred unities here in
central Ohio, so using care patrol or free resource. But
more importantly, we can help guide you in pinpoint and
(04:07):
and you know we're just a phone call away and
we can put a plan together quickly if you need
it or you know, we'll well well in that'st a
half hour with you and talk with you.
Speaker 1 (04:15):
Let's take scoop. Scoop, what do you got for us? Brother?
You got a question?
Speaker 6 (04:19):
Blockbuster? If your own Blockbuster, you're that's zero web not.
Speaker 5 (04:23):
I hope you have a be kind and Rewind, no experience,
be kind and Rewind.
Speaker 6 (04:27):
Your daughter should put your ditor, should nothing else? A
CD for three and a half four percent that's the minimum.
And that way you can wear at least three four
hundred dollars a year for that. That's pretty safe in
the treasury. Could use the money for one thing, and
and and what I do as far as my healthcare, well,
the first thing a person can do is get their
weight down to normal. Don't be fat for one thing.
That's the key. Don't smoke, don't do a lot of drinking.
(04:48):
And what I do. I have a street girl house
by once a week, I give her twenty bucks. A yea,
pulls weeds like poison baby, get some my roof to
fix a shingle. I give my personal twenty bucks. You know,
if you had a spare room in your house, person
can live with you for free rent, and that'd be
a lot cheaper than actually, you know, going to some
place and you're paying ten thousand dollars a month, so
you might figure some college chap. Tell your check book, well, no,
(05:10):
you got you can have. You know, your kids, you
watch your money, but you can you know lots, tell
me live with you like a spare room and to
do little small things, to do your laundry something for
free rent. That's a good day for a young person
going to college. Yeah, they might. You may have to
keep changing every once in a while, but that would
be a lot cheaper than paying ten thousand dollars a
month for that. So and also, uh, because everybody lost
so much money in the stock market, that's that's a
(05:31):
good thing because now nobody has any money, So prices
should come down because inventory will stock up roll high
now because no one can afford a new camp er.
So maybe the price would have to come down because
they can't sell them. They'd rather sell them at a
reduced price, as was the laying the people off so high.
Speaker 1 (05:47):
Right there you go, yep, all right, your.
Speaker 4 (05:50):
Stuffs at the moose by the way from a few
weeks ago. I don't know if you picked it up.
Speaker 6 (05:53):
I got it. I was there last night. Thanks many, all.
Speaker 1 (05:56):
Right, Scoops are a big old moosey guy, carry o.
Speaker 2 (06:00):
But that he sounds the same on the radio.
Speaker 1 (06:03):
As he does. It's buddy, he he's singing along right there,
go get a word in head wise, but it is
it is.
Speaker 4 (06:09):
I don't know if it was ever easy, because you know,
everybody says back in the day when I get that,
but I look at when my great grandpa got put
in a rest home and we my mom searched all
over and we end up sticking him in.
Speaker 1 (06:20):
It's like a prison up and weird.
Speaker 2 (06:22):
This place was terrible Eastern Ohio. There's a lot more limited.
Speaker 4 (06:26):
Yeah, he was ninety two years old and his health
went away really fast. He had black lung from the
coal mine and what have you. But but back in
those days, I guess you didn't plan. Now you have
the avenues to you, guys that will plan for them
and help them and get you over the next life.
Speaker 1 (06:45):
I do.
Speaker 4 (06:46):
We live in a world of now now, now, now now,
and me, me, me, me me. But the problem is
then mom goes down.
Speaker 1 (06:52):
What do you do? First thing you do is how
much money mom has? Then you go, now, what do
I do?
Speaker 4 (06:57):
Then you get online, and then they start wearing you
out and you don't get then get stuck where if
they call you guys.
Speaker 3 (07:02):
It's a dawning task. I mean, if you do it
on your own, and God love you of it, you
know it's kind of you. You're rolling dice on just
trying to figure out if you're going to the right place,
because you know, using an advisor, we're going to filter
out everything and exclude the communities. Aren't a fit you know,
if you become a two person assist, there's probably sixty
seventy percent of the communities that won't take you.
Speaker 1 (07:22):
So could you two work together.
Speaker 4 (07:23):
So say that situation came up and you go, hey,
this guy, come to Joe and say, this guy's got
three hundred grand I need him to make this much
month to live at this location.
Speaker 1 (07:33):
Can you do something like that?
Speaker 5 (07:34):
So we actually Jim actually was just in our office
presenting in our education center in front of a full
crowd there. And you know, our clients are looking at
this because they love the added service. I mean exactly
what Jim's saying is why they work with us. They
want to trust a team, right that can handle and
understand the situation better than them. And what our clients
always say is I don't know what I don't know.
(07:54):
That's why they go to the experts. And so sure,
where Jim can really help our clients, who are you know,
in their fifties and sixties, is helping them even for
their family. Right, they may not need it right now,
but what about their parents or their aunts and uncles
are their loved ones. And so that's where Jim can
really add some help because most of the time. Right now,
it's the kids who are responsible for this. There are
(08:15):
kids who are responsible for helping their parents get the helps.
Speaker 4 (08:17):
That's where you know we go to a break, we'll
get back, We'll get back again.
Speaker 1 (08:20):
If you have any questions.
Speaker 4 (08:21):
Seven nine three nineteen fifty seven, we have two experts
in here, and I know everything. We've talked about everyone's
wheels returning right now. So six one four, seven nine
three nineteen fifty seven is a magic number.
Speaker 1 (08:30):
This is rob and Indian Boots. She's not here.
Popular Podcasts
Fudd Around And Find Out
UConn basketball star Azzi Fudd brings her championship swag to iHeart Women’s Sports with Fudd Around and Find Out, a weekly podcast that takes fans along for the ride as Azzi spends her final year of college trying to reclaim the National Championship and prepare to be a first round WNBA draft pick. Ever wonder what it’s like to be a world-class athlete in the public spotlight while still managing schoolwork, friendships and family time? It’s time to Fudd Around and Find Out!
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
24/7 News: The Latest
The latest news in 4 minutes updated every hour, every day.