October 12, 2025 • 10 mins
Boots and Joe Schmitz from Peak Retirement Planning discuss more about taxes!
Mark as Played
Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:04):
All right, man, We're covering a lot of good stuff today.
So I hope everybody's tuning in and enjoying all this
great information. And this is hard talk. I get it,
and a lot of us don't want to face a
lot of things. No one, No one has a skipping
their step to invest, No one has a skipping her
step to put mom in the assisted living. No one
has a skip buying life insurance. There's not I've got
(00:25):
a lot of life insurances, but I've never walked out
of state farm or whatever. I'm like, cool, and I
get it. But you guys do make it exciting. You
are very personable. And some of the things we talked about.
So what's new with the new the new beautiful bills?
Speaker 2 (00:37):
That what we're calling one big beautiful bill, One big
beautiful bill. We've all seen the news on it.
Speaker 3 (00:41):
I know.
Speaker 4 (00:42):
We're just talking about social Security. So Trump's big thing
was make so Security tax free. Well he wasn't able
to do that, but something he did do was he
added the bonus deduction for those sixty five or or
and what is that? So this is an extra six
thousand dollars deduction on our taxes for peop who are
that age or older. Now there's an income restriction, so
(01:03):
not everyone is eligible. If you make too much money,
you won't be.
Speaker 2 (01:06):
Able to dose.
Speaker 3 (01:06):
What's the line.
Speaker 4 (01:07):
I think it's two hundred and that's let me look
it up here real quick. So one hundred and seventy
five thousand is when you're completely phased out of it.
I think if that's I think that's if you're you're married. No,
that's a single filer. Okay, single file I think marriage
to fifty, So.
Speaker 3 (01:22):
Six thousand dollars.
Speaker 1 (01:23):
In other words, break that down in their words, a
guy makes one hundred and fifty grand a year.
Speaker 3 (01:27):
Yep.
Speaker 2 (01:27):
So let's start.
Speaker 4 (01:28):
Let's back it up even from the very beginning. So
everyone has the standard deduction. So that's about you know,
just over thirty thousand dollars that they always get tax free.
So boots, if you said, hey, I'm selling cars, I
only made thirty thousand dollars this year, you pay.
Speaker 3 (01:42):
No taxes at what age? Sixty five?
Speaker 2 (01:45):
Any age anyone gets a standard reduction.
Speaker 4 (01:47):
So you are you're thirty years old. Back in the day,
you made thirty thousand selling cars. In today's age, you
would pay no taxes on that money. What, Yes, that's
a standard.
Speaker 3 (01:57):
I never made that little so I know that.
Speaker 2 (02:00):
But anyway, so that's.
Speaker 4 (02:00):
Why majority of people pay no taxes in retirement is
because their income is below the standard deduction. Okay, okay,
so when you are when you are over sixty five,
you also get a sixteen hundred dollars deduction. So that's
just for being over sixty five. So now you get
so the actual deductions thirty one thousand, five hundred for standard,
(02:21):
you get an extra sixteen hundred, and then you also
get an extra six thousand on top of that due
to the bonus deduction that we're talking about.
Speaker 3 (02:29):
So what's the book A bad boy for that?
Speaker 4 (02:32):
So basically the idea is that married couple over sixty
five can have up to about forty seven thousand dollars
what of income that's tax free and that's what.
Speaker 2 (02:42):
Makes nothing fortrand net. Yeah, so that would be yep.
Speaker 4 (02:46):
So if you had forty seven grand that just comes
to you gross gross, then you would not.
Speaker 2 (02:50):
Have to pay federal taxes on that.
Speaker 3 (02:51):
You have to pay state.
Speaker 2 (02:53):
Yeah, but it's gonna be not much. So that's how
that would work from a federal standpoint.
Speaker 3 (02:58):
Wow.
Speaker 4 (02:59):
And so so the bonus deduction is able to keep
most Social Security amounts tax free. So if we go
back to nineteen eighty five, solid security used to be
tax free. So Boots, you go a file for your
your your soci Security check that comes into you, You
get all of it. You don't have to worry about
any government coming out.
Speaker 3 (03:15):
Who did that? Well, who made that stupid bit?
Speaker 2 (03:18):
Who was nineteen eighty five? Who was that?
Speaker 3 (03:20):
I would have been Reagan?
Speaker 2 (03:21):
I think yeah, I think so. But anyway, so.
Speaker 5 (03:24):
When it comes back to your book, I hate taxes, right,
they do hate taxes?
Speaker 2 (03:27):
So how do we pay our fair share? And not anyone?
Speaker 3 (03:29):
What are idiot in d C said let's go after
those people in tax nine.
Speaker 2 (03:33):
I don't want to. I don't want to blame anyone here.
I want to think about the system. The system is
set up. I want poorly terrible, I mean, think about it.
Speaker 4 (03:40):
When SO security started in nineteen thirty five or whenever
it was started, the average age with people that you
know when they passed away was what sixty sixty five
and it paid out at sixty two, and so not
many people got a check.
Speaker 2 (03:55):
Now, how long are people living eighty eight eighty even.
Speaker 1 (03:58):
And then you know what the average I know, I've
got a handful of buddies that are in great shaping
and in their late seventies.
Speaker 4 (04:04):
Yeah, so that but also there's not as many people
working and paying into so Security anymore.
Speaker 3 (04:08):
Yeah.
Speaker 4 (04:09):
So there used to be forty people paying into it
for one retiree. Now there's less than three people paying
into it for one retirement.
Speaker 3 (04:16):
And all the funds are its contested.
Speaker 4 (04:19):
So because of that is why changes have to be made.
And obviously that's why we also learned as a country
because we have unfunded liabilities with that also for medicare
as well as in trouble, and we like to spend
some money, you know.
Speaker 3 (04:30):
Oh yeah, so.
Speaker 4 (04:32):
That's kind of what's in But you know, this is
something that this bonus deduction is going to help those
who are receiving Social Security that are sixty five or order.
Speaker 1 (04:39):
Well, I mean that can benefit the way you say
that that makes for fact, the cars General Motors forward
they had all those many many workers back in the
sixties and seventies are all retired now.
Speaker 2 (04:49):
Yeah.
Speaker 1 (04:49):
Now Ford and GM don't make near the cars they
used to make with the amount of employees. Now they're
paying in all the retirement that's why they're in financial nightmare,
it seems like.
Speaker 4 (04:58):
So here's something that people can and do with this
bonus deduction to take advantage of it is maybe look
to take some money out of their retirement accounts to
make sure they fill up that forty seven thousand if
they're married.
Speaker 1 (05:11):
Also, so if you're live, so say you're a greeter
to department store, yeah, and you're making fifteen bucks an
hour yep, and you don't you make twenty five grand
of year part time. You can then pool some of
the investments they did from you in tax free.
Speaker 4 (05:24):
Because you're going up to that, you can take out
twenty two thousand tax free, whereas if you maybe wait
a couple of years, then you're going to potentially have
to pay taxes on it.
Speaker 2 (05:31):
So this is only good until twenty twenty eight deduction.
Speaker 3 (05:34):
People don't know that.
Speaker 1 (05:35):
I never knew that, yeah, and why would I that old?
But there's people listening right now.
Speaker 3 (05:40):
That's awesome.
Speaker 4 (05:40):
They can gift it to their kids, right, and then
if they don't want to take the money out, they
can do something called a roth conversion where they move
the money to a roth ira ray so they pay
the tax as accounts as income, but it can still
grow tax free in investment move.
Speaker 3 (05:53):
But you're not paying income because you're not over that number.
Speaker 4 (05:56):
Yep, you would just be subject to income tax. But
you're in a zero percent.
Speaker 3 (06:00):
Impressed hope home is.
Speaker 5 (06:04):
And that's you know a lot of families we help
aren't even in that scenario. I mean, I think that's
the part. You know a lot of people families don't plan.
So you know, I think this is a message, you know,
for all the children right now to talk to Joe
because you know they can put a plan together, so
thirty years from now, they're structured right and Joe's help
them structure it. You know, when I'm working with families
(06:25):
that aren't in that, they haven't structured it and they're
living I say, paycheck to paycheck, they have some assets.
You know, we still can help. And that's where you know,
carecaitl can guide you to at least navigate to settle
into the right community to you know, have all the
care that they need, and more importantly, get them into
a safe environment where they're going to be safe.
Speaker 1 (06:45):
Does it surprise you, Joe, how many people ask you
like that situation. I don't think a lot of people
know that. I really don't think they do.
Speaker 4 (06:51):
Most people don't. I mean, it's very rare that people
actually know these type of details.
Speaker 3 (06:56):
It's sad to me.
Speaker 4 (06:57):
I mean, no, it was never taught. No one's really interested.
Most people always worked a full time job doing what
they're a specialist.
Speaker 3 (07:03):
Hoping it would pan out over time.
Speaker 4 (07:05):
Yeah, And we always tell people that's why it's important
to find a trusted team.
Speaker 2 (07:09):
And we also get a lot of people who.
Speaker 4 (07:10):
Come to us who are more DIY so they know
this stuff, but they're afraid if something happens to them
to make sure their spouse is good to go.
Speaker 1 (07:17):
So what would you recommend a thirty two year old
guy or girl right now to come see you and
do what?
Speaker 4 (07:22):
Yeah, I mean we mostly work with those who are
fifties and sixties, okay, but you know we do have
you know, another niche for those who are high income,
younger professional.
Speaker 3 (07:29):
There's a lot of people in Franklin County make a
lot of money.
Speaker 4 (07:32):
Yeah, So the more money you make, the more opportunities
you have to plan. If you have less saved, then
you know you're not gonna have as many opportunities at
your fingertips. You know, there's some things that we talked
about today, but you're not gonna be able to you know,
you're probably not gonna have any big tax problems or
any big concerns.
Speaker 1 (07:48):
A guy that I know of was in a bad
motorcycle accident. Thank god, he's okay, but he got a
big check.
Speaker 3 (07:55):
What do you.
Speaker 1 (07:56):
When someone comes to you and he is get a
two hundred and fifty thousand dollars check I've heard.
Speaker 3 (08:00):
I mean there's some people out there. You get a
big check.
Speaker 2 (08:02):
We hope they don't spend it before they see it.
Speaker 3 (08:04):
I hope they come to give it to you. What
you the first thing? Here, here's Johnny Hardy Rider.
Speaker 1 (08:09):
He's an accountant, but he's a bad boone knife carrying
party rider. Because his wife's got too thin of leather
on the back.
Speaker 3 (08:17):
He gets hit by a guy and he had good insurance.
Speaker 1 (08:19):
He gets a big settlement because he had some major injuries,
but he had made it. What should he do walk
in and say, here's my two hundred and fifty grand.
Speaker 3 (08:27):
You'll coach him through it.
Speaker 4 (08:28):
Yes, absolutely, But you know most people when they get those,
they just go spend it most found money inheritances or
you know, settlements are just spent. But what we would
tell him is, hey, make sure you have a plan
with this. You know, when are we going to need
this money? Is this going to be for future? Is
there any big expenses upcoming we're going to use this for.
Is there any large debts that we need to look
at potentially paying off? So right, you know, just looking
at the full situation. You know, we don't really have
(08:49):
any cookie cutter approaches for someone to say you feel mouth,
that's awesome, all about the situations feel good.
Speaker 1 (08:55):
I mean, make no mistake anything that you do when
you dealing with the public. They want you to be
their friend and they want to trust you. And I
think both you gentlemen bring that to the table.
Speaker 3 (09:03):
I really do.
Speaker 2 (09:04):
Yeah, I'm thinking of what you said. It is like
most people don't know this stuff.
Speaker 3 (09:06):
They don't You.
Speaker 4 (09:07):
Got to find someone that you can trust, gonna you know,
have that fiduciary due to act in your best interest,
but truly do what's Yeah, Joe.
Speaker 5 (09:13):
With the peak retirement, I mean, you know you get
on you know, you hear the radio all the time
here and when promoting their own services as financial planners.
What makes you guys stand out. What's the difference with
peak performance? Yeah, I mean we have peak yeah, peak retirement.
Speaker 4 (09:25):
I mean we have a specific niche that we serve
those interneer retirement fifties sixties premierily. And you know, we
specialize in that one stop shop approach. So like we
have the CPA, we help clients facilitate a state plenty
of documents. We help more with medicare. So we always
joke with clients and say we'll do everything except shovel
you know, the snow on your driveway and cut your grass.
Speaker 3 (09:43):
You probably do that if it was really necessarily.
Speaker 2 (09:45):
Well that's what we have boots for us.
Speaker 3 (09:46):
Yeah.
Speaker 1 (09:47):
You know what if he's a veteran and he can't
do it and you hear about it, I will give
my truck and I'll shovel this right away.
Speaker 3 (09:51):
I would do that in a minute. That's what's about. Well,
we got rivea coming up next. It's all about OSU football.
Speaker 1 (09:56):
How much do you know about our buck eyes because
it's time here to That's all we do in this
town is buck eyes, buck Eyes, Bluckuy's weather murder on
the West side. Back to Buckeyes, Sameway, we want you
to call in seven nine three nineteen fifty seven.
Speaker 3 (10:07):
I don't know who won last week. Jill won last week,
so Jill get ready.
Speaker 1 (10:12):
But even if I think everyone is, our previous champions
are welcome to call in. Seven nine three nineteen fifty seven.
I'm Damn Boots. This is Rob Mindian Boots, always protected
by the undefeated. American May Tattle tale from the Harlem
Bank Studios on News Radio sixty ten WTV in
All right, man, We're covering a lot of good stuff today.
So I hope everybody's tuning in and enjoying all this
great information. And this is hard talk. I get it,
and a lot of us don't want to face a
lot of things. No one, No one has a skipping
their step to invest, No one has a skipping her
step to put mom in the assisted living. No one
has a skip buying life insurance. There's not I've got
(00:25):
a lot of life insurances, but I've never walked out
of state farm or whatever. I'm like, cool, and I
get it. But you guys do make it exciting. You
are very personable. And some of the things we talked about.
So what's new with the new the new beautiful bills?
Speaker 2 (00:37):
That what we're calling one big beautiful bill, One big
beautiful bill. We've all seen the news on it.
Speaker 3 (00:41):
I know.
Speaker 4 (00:42):
We're just talking about social Security. So Trump's big thing
was make so Security tax free. Well he wasn't able
to do that, but something he did do was he
added the bonus deduction for those sixty five or or
and what is that? So this is an extra six
thousand dollars deduction on our taxes for peop who are
that age or older. Now there's an income restriction, so
(01:03):
not everyone is eligible. If you make too much money,
you won't be.
Speaker 2 (01:06):
Able to dose.
Speaker 3 (01:06):
What's the line.
Speaker 4 (01:07):
I think it's two hundred and that's let me look
it up here real quick. So one hundred and seventy
five thousand is when you're completely phased out of it.
I think if that's I think that's if you're you're married. No,
that's a single filer. Okay, single file I think marriage
to fifty, So.
Speaker 3 (01:22):
Six thousand dollars.
Speaker 1 (01:23):
In other words, break that down in their words, a
guy makes one hundred and fifty grand a year.
Speaker 3 (01:27):
Yep.
Speaker 2 (01:27):
So let's start.
Speaker 4 (01:28):
Let's back it up even from the very beginning. So
everyone has the standard deduction. So that's about you know,
just over thirty thousand dollars that they always get tax free.
So boots, if you said, hey, I'm selling cars, I
only made thirty thousand dollars this year, you pay.
Speaker 3 (01:42):
No taxes at what age? Sixty five?
Speaker 2 (01:45):
Any age anyone gets a standard reduction.
Speaker 4 (01:47):
So you are you're thirty years old. Back in the day,
you made thirty thousand selling cars. In today's age, you
would pay no taxes on that money. What, Yes, that's
a standard.
Speaker 3 (01:57):
I never made that little so I know that.
Speaker 2 (02:00):
But anyway, so that's.
Speaker 4 (02:00):
Why majority of people pay no taxes in retirement is
because their income is below the standard deduction. Okay, okay,
so when you are when you are over sixty five,
you also get a sixteen hundred dollars deduction. So that's
just for being over sixty five. So now you get
so the actual deductions thirty one thousand, five hundred for standard,
(02:21):
you get an extra sixteen hundred, and then you also
get an extra six thousand on top of that due
to the bonus deduction that we're talking about.
Speaker 3 (02:29):
So what's the book A bad boy for that?
Speaker 4 (02:32):
So basically the idea is that married couple over sixty
five can have up to about forty seven thousand dollars
what of income that's tax free and that's what.
Speaker 2 (02:42):
Makes nothing fortrand net. Yeah, so that would be yep.
Speaker 4 (02:46):
So if you had forty seven grand that just comes
to you gross gross, then you would not.
Speaker 2 (02:50):
Have to pay federal taxes on that.
Speaker 3 (02:51):
You have to pay state.
Speaker 2 (02:53):
Yeah, but it's gonna be not much. So that's how
that would work from a federal standpoint.
Speaker 3 (02:58):
Wow.
Speaker 4 (02:59):
And so so the bonus deduction is able to keep
most Social Security amounts tax free. So if we go
back to nineteen eighty five, solid security used to be
tax free. So Boots, you go a file for your
your your soci Security check that comes into you, You
get all of it. You don't have to worry about
any government coming out.
Speaker 3 (03:15):
Who did that? Well, who made that stupid bit?
Speaker 2 (03:18):
Who was nineteen eighty five? Who was that?
Speaker 3 (03:20):
I would have been Reagan?
Speaker 2 (03:21):
I think yeah, I think so. But anyway, so.
Speaker 5 (03:24):
When it comes back to your book, I hate taxes, right,
they do hate taxes?
Speaker 2 (03:27):
So how do we pay our fair share? And not anyone?
Speaker 3 (03:29):
What are idiot in d C said let's go after
those people in tax nine.
Speaker 2 (03:33):
I don't want to. I don't want to blame anyone here.
I want to think about the system. The system is
set up. I want poorly terrible, I mean, think about it.
Speaker 4 (03:40):
When SO security started in nineteen thirty five or whenever
it was started, the average age with people that you
know when they passed away was what sixty sixty five
and it paid out at sixty two, and so not
many people got a check.
Speaker 2 (03:55):
Now, how long are people living eighty eight eighty even.
Speaker 1 (03:58):
And then you know what the average I know, I've
got a handful of buddies that are in great shaping
and in their late seventies.
Speaker 4 (04:04):
Yeah, so that but also there's not as many people
working and paying into so Security anymore.
Speaker 3 (04:08):
Yeah.
Speaker 4 (04:09):
So there used to be forty people paying into it
for one retiree. Now there's less than three people paying
into it for one retirement.
Speaker 3 (04:16):
And all the funds are its contested.
Speaker 4 (04:19):
So because of that is why changes have to be made.
And obviously that's why we also learned as a country
because we have unfunded liabilities with that also for medicare
as well as in trouble, and we like to spend
some money, you know.
Speaker 3 (04:30):
Oh yeah, so.
Speaker 4 (04:32):
That's kind of what's in But you know, this is
something that this bonus deduction is going to help those
who are receiving Social Security that are sixty five or order.
Speaker 1 (04:39):
Well, I mean that can benefit the way you say
that that makes for fact, the cars General Motors forward
they had all those many many workers back in the
sixties and seventies are all retired now.
Speaker 2 (04:49):
Yeah.
Speaker 1 (04:49):
Now Ford and GM don't make near the cars they
used to make with the amount of employees. Now they're
paying in all the retirement that's why they're in financial nightmare,
it seems like.
Speaker 4 (04:58):
So here's something that people can and do with this
bonus deduction to take advantage of it is maybe look
to take some money out of their retirement accounts to
make sure they fill up that forty seven thousand if
they're married.
Speaker 1 (05:11):
Also, so if you're live, so say you're a greeter
to department store, yeah, and you're making fifteen bucks an
hour yep, and you don't you make twenty five grand
of year part time. You can then pool some of
the investments they did from you in tax free.
Speaker 4 (05:24):
Because you're going up to that, you can take out
twenty two thousand tax free, whereas if you maybe wait
a couple of years, then you're going to potentially have
to pay taxes on it.
Speaker 2 (05:31):
So this is only good until twenty twenty eight deduction.
Speaker 3 (05:34):
People don't know that.
Speaker 1 (05:35):
I never knew that, yeah, and why would I that old?
But there's people listening right now.
Speaker 3 (05:40):
That's awesome.
Speaker 4 (05:40):
They can gift it to their kids, right, and then
if they don't want to take the money out, they
can do something called a roth conversion where they move
the money to a roth ira ray so they pay
the tax as accounts as income, but it can still
grow tax free in investment move.
Speaker 3 (05:53):
But you're not paying income because you're not over that number.
Speaker 4 (05:56):
Yep, you would just be subject to income tax. But
you're in a zero percent.
Speaker 3 (06:00):
Impressed hope home is.
Speaker 5 (06:04):
And that's you know a lot of families we help
aren't even in that scenario. I mean, I think that's
the part. You know a lot of people families don't plan.
So you know, I think this is a message, you know,
for all the children right now to talk to Joe
because you know they can put a plan together, so
thirty years from now, they're structured right and Joe's help
them structure it. You know, when I'm working with families
(06:25):
that aren't in that, they haven't structured it and they're
living I say, paycheck to paycheck, they have some assets.
You know, we still can help. And that's where you know,
carecaitl can guide you to at least navigate to settle
into the right community to you know, have all the
care that they need, and more importantly, get them into
a safe environment where they're going to be safe.
Speaker 1 (06:45):
Does it surprise you, Joe, how many people ask you
like that situation. I don't think a lot of people
know that. I really don't think they do.
Speaker 4 (06:51):
Most people don't. I mean, it's very rare that people
actually know these type of details.
Speaker 3 (06:56):
It's sad to me.
Speaker 4 (06:57):
I mean, no, it was never taught. No one's really interested.
Most people always worked a full time job doing what
they're a specialist.
Speaker 3 (07:03):
Hoping it would pan out over time.
Speaker 4 (07:05):
Yeah, And we always tell people that's why it's important
to find a trusted team.
Speaker 2 (07:09):
And we also get a lot of people who.
Speaker 4 (07:10):
Come to us who are more DIY so they know
this stuff, but they're afraid if something happens to them
to make sure their spouse is good to go.
Speaker 1 (07:17):
So what would you recommend a thirty two year old
guy or girl right now to come see you and
do what?
Speaker 4 (07:22):
Yeah, I mean we mostly work with those who are
fifties and sixties, okay, but you know we do have
you know, another niche for those who are high income,
younger professional.
Speaker 3 (07:29):
There's a lot of people in Franklin County make a
lot of money.
Speaker 4 (07:32):
Yeah, So the more money you make, the more opportunities
you have to plan. If you have less saved, then
you know you're not gonna have as many opportunities at
your fingertips. You know, there's some things that we talked
about today, but you're not gonna be able to you know,
you're probably not gonna have any big tax problems or
any big concerns.
Speaker 1 (07:48):
A guy that I know of was in a bad
motorcycle accident. Thank god, he's okay, but he got a
big check.
Speaker 3 (07:55):
What do you.
Speaker 1 (07:56):
When someone comes to you and he is get a
two hundred and fifty thousand dollars check I've heard.
Speaker 3 (08:00):
I mean there's some people out there. You get a
big check.
Speaker 2 (08:02):
We hope they don't spend it before they see it.
Speaker 3 (08:04):
I hope they come to give it to you. What
you the first thing? Here, here's Johnny Hardy Rider.
Speaker 1 (08:09):
He's an accountant, but he's a bad boone knife carrying
party rider. Because his wife's got too thin of leather
on the back.
Speaker 3 (08:17):
He gets hit by a guy and he had good insurance.
Speaker 1 (08:19):
He gets a big settlement because he had some major injuries,
but he had made it. What should he do walk
in and say, here's my two hundred and fifty grand.
Speaker 3 (08:27):
You'll coach him through it.
Speaker 4 (08:28):
Yes, absolutely, But you know most people when they get those,
they just go spend it most found money inheritances or
you know, settlements are just spent. But what we would
tell him is, hey, make sure you have a plan
with this. You know, when are we going to need
this money? Is this going to be for future? Is
there any big expenses upcoming we're going to use this for.
Is there any large debts that we need to look
at potentially paying off? So right, you know, just looking
at the full situation. You know, we don't really have
(08:49):
any cookie cutter approaches for someone to say you feel mouth,
that's awesome, all about the situations feel good.
Speaker 1 (08:55):
I mean, make no mistake anything that you do when
you dealing with the public. They want you to be
their friend and they want to trust you. And I
think both you gentlemen bring that to the table.
Speaker 3 (09:03):
I really do.
Speaker 2 (09:04):
Yeah, I'm thinking of what you said. It is like
most people don't know this stuff.
Speaker 3 (09:06):
They don't You.
Speaker 4 (09:07):
Got to find someone that you can trust, gonna you know,
have that fiduciary due to act in your best interest,
but truly do what's Yeah, Joe.
Speaker 5 (09:13):
With the peak retirement, I mean, you know you get
on you know, you hear the radio all the time
here and when promoting their own services as financial planners.
What makes you guys stand out. What's the difference with
peak performance? Yeah, I mean we have peak yeah, peak retirement.
Speaker 4 (09:25):
I mean we have a specific niche that we serve
those interneer retirement fifties sixties premierily. And you know, we
specialize in that one stop shop approach. So like we
have the CPA, we help clients facilitate a state plenty
of documents. We help more with medicare. So we always
joke with clients and say we'll do everything except shovel
you know, the snow on your driveway and cut your grass.
Speaker 3 (09:43):
You probably do that if it was really necessarily.
Speaker 2 (09:45):
Well that's what we have boots for us.
Speaker 3 (09:46):
Yeah.
Speaker 1 (09:47):
You know what if he's a veteran and he can't
do it and you hear about it, I will give
my truck and I'll shovel this right away.
Speaker 3 (09:51):
I would do that in a minute. That's what's about. Well,
we got rivea coming up next. It's all about OSU football.
Speaker 1 (09:56):
How much do you know about our buck eyes because
it's time here to That's all we do in this
town is buck eyes, buck Eyes, Bluckuy's weather murder on
the West side. Back to Buckeyes, Sameway, we want you
to call in seven nine three nineteen fifty seven.
Speaker 3 (10:07):
I don't know who won last week. Jill won last week,
so Jill get ready.
Speaker 1 (10:12):
But even if I think everyone is, our previous champions
are welcome to call in. Seven nine three nineteen fifty seven.
I'm Damn Boots. This is Rob Mindian Boots, always protected
by the undefeated. American May Tattle tale from the Harlem
Bank Studios on News Radio sixty ten WTV in
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
The Breakfast Club
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!