Episode Transcript
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Speaker 1 (00:07):
Good morning.
Speaker 2 (00:08):
It's eleven oh six here at NewsRadio WCCF, and welcome
to a wonderful Wednesday as we present real Estate Exposed
with Matthew Patterson is sponsored, of course by the Patterson Group.
By the way, if you hear something on the show today,
you're gonna learn a lot. We're gonna delve into the market.
We're gonna find out what's happening and whether you're buying
(00:29):
or selling. Chances are you're gonna hear something. You may
have some questions, so make sure you call the Patterson
Group at nine four one six eighty six hundred once again,
that's nine four one six eighty six hundred, or of course,
go to that awesome website. I was just checking it
out the other day, matt It's beautiful Matthew Patterson dot com. Now,
(00:50):
ladies and gentlemen, let's get to the show. Here's Matthew Patterson.
Speaker 3 (00:56):
Hello everyone, real Estate Exposed. We are exposing it all today.
That's right, exposing it all today. I've got a great
guest with us, Christina from okaneque Land and title Uh
we're gonna be talking to her coming up here soon
and uh find out what's the latest news. What's going
on in in the title world and with sales there also.
(01:21):
We're gonna talk about the market here first thing, and
then of course later in the show. Uh. And I've
got some other key stuff in in the middle here
to go through. But later in the show, we're gonna
be talking about our picks of the week, uh, new
properties coming to the market. One ones that have just
recently gone on. It's gonna be important for you, and
(01:42):
and the reason why, of course, because the market is changing,
which we're getting ready to get into. But it's gonna
be important that you're hearing about these sooner uh than then,
you know, let's say the previous you know, year and
a half uh, because if you are actively looking and
you have that home in mind, they're going a lot
faster now. So I have been waiting a very long
(02:05):
time to say that. So very excited, very excited. Now.
First piece of business is I have to give a
shout out to my daughter Everly, as I do often,
but this week she's on spring breaks. I hope she's listening.
Might not be because I know she's with the with
the fire department this morning. They're doing some stuff for
the kiddos and which again I love our first responders.
(02:27):
That is awesome. But if she is listening, I want
to say hi to her, and of course I love
her immensely, So Christina, before we get into title and
the market, here, how's that new baby?
Speaker 4 (02:43):
She is amazing. She's keeping me on my toes and
keeping me up that night.
Speaker 3 (02:50):
I was gonna say, how's asleep?
Speaker 4 (02:52):
Coffee is my best friend? Yes, let's just put it
that way.
Speaker 3 (02:54):
Yes, it is, all right, So let's talk about uh,
let's talk about the market here real quick. I'm going
to go over obviously, I've got our Charlotte County as
well as Northport, and then we're going to talk about
down south a little bit. So let's see here if
I can get my bearings all right, Charlotte County last week,
seven days, two hundred and eighty five new listings might
(03:18):
sound like a lot to you. Here's what really sounds great.
One hundred and eighty nine went under contract. So if
you're a seller out there there, that is very exciting
news to see. Those are increasing weekly. One hundred and
twenty nine closings. Love that. Now, let's talk about our
monthly report on that before we go down to our
(03:39):
Fort Myers Cape Quarrel. So what we're seeing here is
obviously January, a lot of homes came on the market,
very very common. We've spoke about that last week. But
also you know mid January we started seeing a lot
more activity, homes going under contract, more showings, more second showings,
(04:04):
very exciting stuff, and that trend has been continuing. I
know the last weekend. Our team had a great weekend
last week, the week before the week before that. Don't
get me wrong. Some some a little stronger than others
as far as activity and showings and contracts, but all
in all very great signs. So uh, if you are
(04:27):
a seller, that's that's you know, been considering when to
get it on. Now is definitely the time to get
it on. The buyers are active, and if you're buying,
just know, if there's that house you've been watching. We
talked about this last week with Shannon, if there's a
home that you've been watching. I get this call all
the time and they say, hey, I can't find online.
(04:49):
It disappeared. It's not on you know, whatever third party
side I was looking at. That's because it went under contract.
So you know, many times we watch it and we
kind of become numb to it, and we think it's
going to be there forever. If you like it, love it,
and want that house, then you better be really looking
at it and and getting moving on it, because it
(05:09):
may very well disappear on you. Now, let's talk about
Cape Coral, Capequarrel. Let's see here numbers a bit different. Obviously,
we get a lot of activity down there, as far
as you know the size of the area. How many
homes on the market this last month two seventy five
(05:30):
to three seventy five, sixteen hundred and sixty seven homes
two hundred and one close that month, ninety seven percent
of less price. But guess what, as we talk about
six months of inventories a balanced market, we're setting at
six point five eight there, so not bad at all.
Averages on market at seventy so a little less than here,
(05:52):
which by the way, here are our days on market
has come down considerably as well. We're down to eighty
six overall, eighty five a couple of months ago than
ninety four last month or I'm sorry two months ago
in this this past one eighty six. So we're seeing
that trend trend down, which makes sense with everything we're
(06:12):
we've been talking about what about let's go to Christina
here on this one, And I used to bring bring
her in on the second segment, but she's sitting here
and I got to have her wisdom. So first of all, welcome,
thank you, thank you for having me. Of course we
love having you. And uh, what are you seeing on
on your side of things? Are you seeing more activity? Yes,
(06:33):
so I'm not the only one selling houses, is what
you're talking.
Speaker 4 (06:36):
We are. Our closings have have picked up, you know,
quite a bit.
Speaker 3 (06:40):
You know how long I've dreamed of hearing that met
me too.
Speaker 4 (06:45):
We were we were, we were, you know, sitting around just.
Speaker 3 (06:49):
And now no you were twit on your thumbs. But
it felt that way. I mean, for you know, you
come out of we we come out of out of COVID,
and and it was just crazy. I mean, our hair
was on fire, trying to keep up with everybody. I know,
you guys, and you guys did a great job at
doing so. But it was busy.
Speaker 5 (07:09):
And I think it just feels that way for in
the in the title world, that because we're so used
to the fast pace and the craziness right all the transactions,
and then when it slows down, we're you know what,
it's like, what what what are we doing?
Speaker 3 (07:23):
I feel like a lot of times we kind of
run on the December field, you know, of of all
of a sudden, Hey, I need to buy a house.
I need it homesteaded, which means I got to own
it by by the end of the year. Can you
close this It starts off in four weeks, Yeah, no problem.
Can we get this done in three weeks? Can we
get this done in two? And then how about seven days?
Speaker 4 (07:42):
Yes?
Speaker 3 (07:43):
And and you're right, that's what we're used to at times,
so it's great to have some of that back.
Speaker 4 (07:50):
Yes, it is. It feels wonderful, all right.
Speaker 3 (07:53):
So we're gonna go into the first break, and then
when we come back and we talk about the local events,
then we're get right into who it was Christina, and
then she's got some other information in the title world.
What's going on? So stick around, we'll see on the
other side.
Speaker 2 (08:07):
And you're listening to Real Estate Exposed on news radio
WCCF above.
Speaker 6 (08:12):
And b it's kind of become a lost art, but
it's that exact same extra effort coupled with experience and
strategy that sells homes, and nobody knows that better than
Matthew Patterson and the Patterson Group at Keller Williams Peace
River Partners. Take Jeff and Kay.
Speaker 1 (08:27):
They needed to.
Speaker 6 (08:28):
Sell their home in Port Charlotte, and because they were
living in another state, they needed to work with someone
they could trust to handle all the details. Sure Enough,
Shelley from the Patterson Group went above and beyond, even
taking on special repair requests from the new buyers, keeping
a watchful line to make sure everything was handled correctly.
Jeff and k like so many others, now recommend the
Patterson Group to their friends and family. Take it from me,
(08:50):
Todd Matthews. Matt's the only one I would trust to
sell my home. Find out more, including the market value
of your home at Matthew Patterson dot com. Then start
packing cause you will be moving your home.
Speaker 7 (09:04):
Sale is done when you call Matthew Patterson go to
Matthewpatters dot com.
Speaker 8 (09:11):
It's the little things that make a big difference. That's
the motto of Oak and ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink Land and Title,
(09:31):
you aren't just a customer your family. Call today at
nine four one five zero zero five five zero nine
or online at oakandinctitle dot com.
Speaker 2 (09:41):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rape crisis, hospital response, and victim advocacy.
This organization has helped thousands of people providing shelter support
and count Donate or a volunteer today. Call nine four
(10:03):
one six nine five four nine nine or donate item
sat there Reuse Store Kenilworth Boulevard, Port Charlotte.
Speaker 9 (10:12):
HI.
Speaker 10 (10:12):
This is Celine Dion asking you to help put an
end to premature birth. I share the concerns and fears
of every parent, knowing that more than one million babies
around the world die every year simply because they didn't
get enough time to grow. Let's work together for stronger,
healthier babies. Visit Facebook dot com slash world Premature Today
(10:37):
to find out how you can make a difference. Thank
you for caring.
Speaker 7 (10:43):
Your home sale is down when you call Matthew Patterson.
Speaker 9 (10:47):
Go to Matthew Patterson dot.
Speaker 11 (10:50):
Com, God's property, and welcome back to real Estate Exposed
here at NewsRadio WCCF.
Speaker 2 (11:06):
Once again, don't forget the phone number nine four one
six one eighty six hundred for the Patterson Group. You
can call if you ever have a question at any time.
Well not three in the morning, but kenya.
Speaker 9 (11:20):
Yeah, yeah, you.
Speaker 1 (11:21):
Can call it three morning message.
Speaker 3 (11:22):
Yeah, we're not gonna answer that being called three anymore.
Speaker 2 (11:24):
Okay, so that for what six eighty six hundred, or
of course, while going to the website at Matthew Patterson
dot com, let's get back to more real estate exposed.
Speaker 3 (11:35):
All right, welcome back. Let's talk a bit about the
events going on. What's happening around here. I can tell
you what's not going to be happening this weekend is
snow That is correct, because we live in Paradise.
Speaker 1 (11:49):
Oh we have a special on snowblowers at our store.
Oh do yeah. Oh, somebody got out the PA the
other day.
Speaker 3 (11:55):
That better be a real good deal, That's all I'm saying.
All right, set, I hope I never have to touch
one again Saturday and Sunday, the twenty second and twenty
third from ten to four, the twenty first Annual Arts
and Craft Festival Gilcrestpark and Mission is free. So why
would you not come? Race spring training? If you've been
(12:16):
on seven seventy six, you know it's back. I know
it's back because I got a plan extra time to
get to appointments from the traffic Wednesday, which is two day,
one oh five. So as soon as you get done
listening to the show, you can get in the car
head over there, and they are playing the Pirates Versus
(12:37):
the Braves Sunday. I'm sorry today Versus Pirates Friday one
oh five, Versus Braves Sunday one oh five versus the
Red Sox. So three games for you there Downtown Pontagorda
farmers Market. We love the farmers Market, love supporting it.
Saturdays eight to twelve and you will probably see my
(12:58):
daughter shopping for something stuffy or something special. Guests today
Christina with Okanik, welcome back.
Speaker 4 (13:06):
Thank you so much, happy to be here.
Speaker 3 (13:09):
Well, title world, Yeah, talk to us. And then I've
got some more articles too. I tell you we've got
some stuff on some some programs helping cover to elevate
your homes, you know, construction stuff. But I want to
get into title, very very important stuff. So tell me
(13:30):
what you're seeing.
Speaker 5 (13:31):
Yeah, so right now in the title world, we are
seeing scammers harnessing.
Speaker 3 (13:37):
AI, scammers using a who would think such a thing?
Speaker 5 (13:41):
Yeah, and it's it's there's a study that it's estimated
that AI could cause US fraud losses to grow about
thirty two percent each year moving forward, reaching about forty
billion by twenty twenty seven.
Speaker 4 (13:56):
That's that's how big.
Speaker 3 (14:00):
First, let's you know, break this down because I mean,
maybe you know you're doing things with what you've always
done it you don't know what AI is. It's artificial intelligence, correct.
So this is where we're seeing photos show up that
you know, I famous people and then manipulating these photos
to look like something else. Voice stuff that now is
(14:21):
so realistic as as well as I know lately or
like he was talking about, you know, hey, you know
these texts about your toll, your toll you know. So
now AI is making it really really dangerous as far
as it's very easy to be scammed because it's so realistic.
Speaker 4 (14:41):
Yes, and they're doing they're doing videos.
Speaker 3 (14:43):
Now, give me an example.
Speaker 5 (14:46):
So there's like I guess there's algorithms that that this
these AI tools are doing to where they can they
can take a photo of someone and plug it into
a program, right and make that person look like they are.
Speaker 4 (15:01):
Alive, like blinking, actually speaking.
Speaker 3 (15:04):
Yeah.
Speaker 5 (15:05):
So you know, one of the things real estate agents
will will do is if they get like a seller
that's you know, a foreign seller there's vacant land, and
they want to make sure it's not a fraudulent seller.
Sometimes they'll they'll ask to get on a video. So
these scammers are now making.
Speaker 3 (15:19):
They're making the videos. So now when we ask them
to get on a video, whether that's not only no problem.
Speaker 4 (15:24):
Yeah, sure we'll get on it.
Speaker 3 (15:25):
What do we do?
Speaker 1 (15:26):
I mean?
Speaker 3 (15:26):
And that's why I was going to ask, how is
it relating to to the title world and closings? Obviously
wire transfer fraud, you know what was going on before AI.
But I have to imagine you know, that's just made
it even easier for them and more more real. Yeah.
But you know, you when you mentioned that, you know,
(15:48):
we get a lot of calls and they just want
to email or they just want to text. Well, that's
our first red flag, right, But now you're saying, hey,
if we get on a video, that's hard to tell.
So what do we do? How do you ask? How
do you continue to help people.
Speaker 5 (16:01):
There so you can spot you can spot it, you know,
especially in the videos if you look for inconsistencies and
blinking patterns.
Speaker 4 (16:08):
That's one of the things that AI.
Speaker 3 (16:12):
Is you can it still shows up until they perfect that.
Speaker 5 (16:16):
Yes, that's still showing up now as that and then
lip movements, reflections like shadows, skin texture, and hair like
it doesn't look like.
Speaker 4 (16:26):
It's doesn't look the same, doesn't look the same.
Speaker 5 (16:28):
So those are the signs of a video if if
you get on a video, you know, with someone same.
Speaker 4 (16:33):
And I'm talking about this too for sellers.
Speaker 5 (16:35):
It's like there's some there's some you know, scammers posing
to be real estate agents, you know. So I'm speaking
about this too for our to protect our sellers and
buyers so that you.
Speaker 3 (16:48):
Know, well, that's why i'd use the Patterson Group because
that's why we stand real service, real people, real estate exactly.
We're real exactly.
Speaker 4 (16:55):
You can walk in my office exactly.
Speaker 5 (16:58):
So that's you know, that's why I'm bringing this up
because it's it's happening, and you have.
Speaker 4 (17:03):
To use your trusted, trusted you professionals Patterson group.
Speaker 3 (17:07):
And so are you getting a lot more calls of people, uh,
you know, say hey, can you check this out for me?
Speaker 4 (17:13):
Yes? Okay, I get calls about that. I get calls
and emails with IDs.
Speaker 3 (17:18):
Okay, they didn't be checked. We give us a fake passport.
Speaker 4 (17:22):
Mm hmm yep.
Speaker 5 (17:24):
So we we we look at those and look at
the inconsistencies in the in the i DS. We also
have you know, a vendor that we work with that
that certifies i DS that.
Speaker 3 (17:35):
If if okay, that's one.
Speaker 5 (17:37):
If there's something that we you know, we can't spot,
we we get them double checked.
Speaker 3 (17:41):
And okay, let's talk a bit about Uh, isn't this
important the title insurance?
Speaker 1 (17:48):
Yes?
Speaker 5 (17:48):
So yeah, title insurance protects you know, fraud, protects against fraud.
Speaker 3 (17:55):
So I mean, ultimately you hope not have to have it,
but or have to use it. You want that insurance
policy to make sure because I mean, this is getting
you know, harder and harder.
Speaker 10 (18:08):
You know.
Speaker 3 (18:08):
I I've had some that it's been closed for and
you know what, I meet with the seller and they say, listen,
we bought it x next time ago title search was done.
I don't see why we would do this again. And
it turns out we catch something in the previous policy
that was missed and and you know, of course there's
a claim put in and it's taken care of. But
(18:29):
without that pub without them having that title insurance, there'll
be no coverage correct. Okay, all right, talk about something positive,
because now I'm bummed because all.
Speaker 5 (18:39):
This fraud, you know, I would say, you know, something
positive is that you know, the the interest rates are
you know, gonna start coming down soon, and.
Speaker 3 (18:50):
Oh, you're gonna hang your hat on that one.
Speaker 5 (18:52):
Yeah, okay, you know when you when those rates come down,
you know, think about think about using oak in ink
to do that that closing for you.
Speaker 3 (19:01):
We'll close your refinance. Oh the refin I know we've
been waiting on them. I've got a lot of people
waiting to refinance. And I'm really it's going to be
glorious when it makes us to do so. And and
we're getting there, yeah for sure, and then your hair
will be on fire again running around and all the
ladies in the office closing, closing, closing, closing. Talk a
(19:23):
bit more about refinance. You know, what's it look like,
what do they need to do? Where do they start?
How do they know? When you know?
Speaker 5 (19:31):
So, I I recommend reaching out to us, reach out
to one of one of us at the at the office.
You can give us a call or send us an
email and we can work up a settlement statement for
you that breaks down what your costs would be and
what what we can save you because we can we
can save you, you know, hundreds of dollars for your
(19:53):
closing costs.
Speaker 3 (19:54):
Okay, love that. What kind of costs are involved? And
I don't mean dollar ounce just as far as categories. So,
you have a closing fee.
Speaker 5 (20:03):
You have your lenders, you have your lenders fees, which
your lender will will break all that down for you
on the on the front end with your on your
closing disclosure. And then with a title company, you have
your closing fee, you have your title search fee, and
you have your title insurance okay, and with giving us
a copy of your owner's policy of title insurance when
(20:24):
you purchase the property, that will save you money on
your closing costs for your refinance by giving us a
copy of your policy.
Speaker 3 (20:34):
Because of the reissue credit.
Speaker 4 (20:35):
Because of the reissue credit.
Speaker 3 (20:36):
Yes, got it. I love savings, Yes.
Speaker 5 (20:39):
Yep, and we yeah, we uh, we'll make sure you're
taken care of and we'll give you a full scope
of you know what those costs are. You know, if
you're thinking about, you know, refinancing, when the time comes,
just reach out to us.
Speaker 3 (20:51):
Perfect. Can you wrap any of those fees into the refinance?
Yes you can, Okay, so that's important to know too.
So obviously, plan, plan and plan, that's what you know.
Of course, we talk with our clients about the more
time we have and we can put a plan together,
the better we can execute it and we can ultimately
save them money and which is like making money. So
(21:16):
you know, the earlier they get you know, they get
the numbers I get them from, they can plan for it.
I love this. What else on the refining?
Speaker 5 (21:25):
Same thing with a survey if you got when you
got your survey when you purchase the property, by giving
us a copy of your survey, which.
Speaker 3 (21:32):
If you did alone, you had to have one either
it was provided by the previous owner and it was
eligible to be used, or you had to get a
new one. How how long are we talking now that
those that those stay good.
Speaker 5 (21:46):
Well, you know, it all depends. We usually don't like
to use anything older than ten years.
Speaker 3 (21:52):
Okay, but I know it used to be twelve and
now I've been here in ten, So I just wanted
to make sure the expert I want to ask.
Speaker 5 (21:58):
Yeah, and sometimes we if you if you send me
a copy of it and it's a little older than
ten years, I can, you know, take a look at it,
and we can. You know, there's some exceptions that could
be made if you do have something that's a little.
Speaker 3 (22:09):
Old, especially if you haven't had a lot of changes, correct,
you know, if you've put sheds on and fences and
this and that. You know, sometimes you know, we just
have to get one. But still the cost and it
does not take a lot of time to get a
new survey. The small cost of the survey is a
fraction of what you're gonna you could save here monthly
(22:29):
and yearly on your payment. Right, So, very very important stuff.
All Right, we're gonna go into the next break, We're
gonna come back. We're gonna stay with Christina, and we're
gonna talk about some other topics I've got and don't
forget in the last emit we're gonna be talking about
our hot picks, our new listings, and some of those
are are not on the market yet, so you're gonna
be the first to know which You're gonna want to
(22:51):
be the first to know, so stick around. We'll see
you on the other side.
Speaker 6 (22:54):
One of the strongest indicators of customer satisfaction is repeat business,
and if you look closely at Matthew Patterson over five
hundred and forty five star Google reviews, you'll see that
same concept again and again and again. Ken, for example,
had numerous experience with the Patterson Group over the past
nine years, so when he needed to sell his home
in Northport, he reached out to the Patterson Group at
(23:14):
Keller Williams Peace River Partners. Once again, he wasn't disappointed.
Ken tells everybody and in complete confidence, if you're looking
for great results when selling your home, be sure to
contact the Patterson Group. I'm Todd Matthews and that is
the only one I'd trust personally.
Speaker 1 (23:29):
You should too.
Speaker 6 (23:30):
Matthew Us is the best marketing tools and technology in
the industry to sell your property for the most amount
of money in the least amount of time. Find out
more by calling nine four one six two one eighty
six hundred, or by going to Matthew Patterson dot com
and then start packing, cause you will be moving.
Speaker 7 (23:46):
Your home sales down when you call Matthew Patterson go
to Matthew Patterson dot com.
Speaker 8 (23:54):
It's the little things that make a big difference. That's
the motto of Oak and Ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink Land and Title,
(24:15):
you aren't just a customer your family. Call today at
nine four one five zero zero five five zero nine
or online at Oakandinctitle dot com.
Speaker 2 (24:24):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rape crisis hospital response, and victim advocacy.
This organization has helped thousands of people providing shelter support
and counseling. Donate or volunteer today Call nine four one
(24:47):
six three nine five four nine nine or donate items
at their reuse store Kennilworth Boulevard, Port, Charlotte.
Speaker 12 (24:56):
You can't buy a best tread. You can love them,
walk down, pet them, and care for them whether they
want you to or not. You can take a picture
or fifty. You can fly to the moon, travel the world,
or just stay in bed. You can't buy a best
friend like that, but you can't adopt one. There are
(25:19):
millions of pets waiting for a best friend just like you.
Help us save them all at best friends dot org.
Speaker 7 (25:25):
Your home sale is done when you call Matthew Patterson.
Speaker 9 (25:29):
Go to Matthew Patterson dot com.
Speaker 2 (25:41):
It's eleven thirty one here on real Estate Exposed, and
let's get back to Matthew Patterson and our very special guests.
Speaker 1 (25:49):
Christina from Opening.
Speaker 3 (25:50):
Eleven thirty one. Where's the time go? Right? Every day
it's been like this with it being busy here, the
day's half gone and then it's gone. So well, all right,
So we're with Okaniku from or I'm sorry, Chrisina from Okiniku.
Landon title and find out some great information on title.
At break we were talking a bit about obviously, in
(26:10):
the previous segment we talked about fraud and there's a
lot to it. So definitely reach out. And as I
say reach out, how do they get a hold of you?
Speaker 5 (26:19):
They could give us a call at our office nine
four one five zero zero five five zero nine, or
you can also send us an email to contact at
Oak and Ink Title dot com and the end is
spelled out. So contact at Oakdinc Title dot com and
one of us will get back to you same day.
Speaker 3 (26:40):
Perfect, okay, And if you didn't get that, if you're driving,
we will make sure to give that to you again
here at the end of this segment. So all right,
So at break we were talking about the fact that
I get the question. I know, I'm sure many other
agents get this question, who is possible for for title
(27:03):
in a deal? And the conversation you know that I
have is, you know, because they've heard all different things. Oh,
it's it's customary if you're in Charlotte County that that
the seller picks and pays, if you're in Sarasota County
or Lee County that the buyer picks and pays. The
reality is it's negotiable. Everything's negotiable. So what are you
seeing there? What do you have to add to that?
Speaker 4 (27:26):
So you are right, it is.
Speaker 5 (27:27):
It is negotiable, and I think the the important thing
is is you know, for sellers and buyers to know,
you know that it is negotiable, and make sure that
you know you're choosing a good title company, you know,
to represent the transaction because you know, you every title
company has closing fee, has title search fees. There's fees involved,
(27:51):
and and you know they're different.
Speaker 4 (27:54):
You know, those fees are different from place to place.
Speaker 3 (27:56):
And right, yeah, title insurance you usees see you know
fairly some similar, but there's a lot of other fees
that you will not see similar. And that's why you
you definitely want to do, you know, talk with Oak
and Ink and you want to get their pricing and
see where you can save there. But more importantly, you
get the you're getting a reputable company that provides absolutely
(28:18):
superf star service. So you know, with that, I always
point out the fact that it's about the net you know,
at the end of the day, you know, I mean,
you know, obviously we break it out on a net
sheet as far as okay at it, because it's based
off purchase price correct or sales price. However you want
to look at that, and so so we put that
(28:41):
amount on there for the title, which includes everything, and
then you know, let's just she's around number twenty five
hundred dollars. I think it's more. You know, in some
cases I would much rather if I'm purchasing, be able
to choose who's doing title and pay. But you know,
(29:02):
I can calculate all that in my offers. Same thing
on the on the cell side, you can calculate that
to make sure you're still netting the amount that you
want to net, but you're controlling who's doing the title.
In the closing, you want someone that you trust, that
you know is going to be here, that is you
know that has been here, has a good history, then
(29:22):
just going after a dollar amount in my opinion, right.
Speaker 5 (29:24):
And you want someone you know that that can pick
up the phone and actually speak to you and answer
your questions and and and communicate with you.
Speaker 3 (29:32):
That's one of the I'll go with stuff further. But
I'm from Indiana. Everyone knows, and no, I do not
know what's gonna happen with the Colts this year. Side note,
but I like I like face to face, belly to belly.
I like to be able to walk in shake somebody's
hand see them in person, steal some candy out of
(29:53):
their candy jar. And uh and and actually have you
know a conversation about what's going on, and know where
they're physically at. Yes, and and on top of that,
of course answer my calls or return them promptly very important.
Speaker 4 (30:08):
Oh yeah, and we do have a couple of candy
jars at our office.
Speaker 3 (30:12):
Oh I know, I've hit them both.
Speaker 4 (30:13):
So we have we have it.
Speaker 5 (30:17):
We have all the candy, chocolate and chips and sodas.
Speaker 4 (30:21):
So coffee.
Speaker 3 (30:23):
Yeah, because you have kids.
Speaker 5 (30:24):
You have to. Yeah, you've got the kids coming in
there sometimes after school doing their homework.
Speaker 1 (30:30):
Yep.
Speaker 3 (30:31):
But that's what I love. I love the family business.
Same with our team. And uh uh. Shelley and Shannon
were decorating this morning, well, hanging stuff this morning. You know,
we're back in our new office or our new old office,
and you know, so they're hanging stuff. And and Shelley,
I mean, as soon as one holiday is done, she's
(30:52):
decorating for the next, God bless her. And I just
love it. I love it. And I get the same
field when I walk into your office. So what else on.
Speaker 9 (31:01):
One?
Speaker 5 (31:02):
One another important thing that we that we also do
is we will check for permits.
Speaker 4 (31:09):
Tell me more on on our on the closings.
Speaker 3 (31:12):
So when I love this because especially coming out of
the storms and all the storms that we've had that
you know, guys, if you're listen, this is very very important.
Speaker 5 (31:23):
Yeah, So permits aren't something that are a part of
of title insurance that's not automatically covered. So there's some
places that you close that that do not do a
permit search. And we we absolutely will not do a
closing without without doing a.
Speaker 3 (31:38):
Permit or why is this so important to you?
Speaker 5 (31:40):
Because you could have open or expired permits for you know,
work that.
Speaker 3 (31:46):
Was done and then I lose hair as your agent.
When I come along and I'm listening to property, we
find this because we've got to go back, and I
have to tell you going back the further I have
to go back to the city or county and try
to fix you know, permits, reopened permits or if it's
an expire or permit, there's a lot to it.
Speaker 4 (32:02):
Yeah, it could be costly, the word.
Speaker 3 (32:03):
Certified letters and the further back I have we have
to go, the harder it.
Speaker 4 (32:08):
Is, and the work might not have been up to code.
Then you bought something.
Speaker 3 (32:13):
If that permits closed, then it's grandfathered in at the
code at the time because it's it's been signed off, correct.
I know, Yeah, very important. So I'm glad you make
that point. You schooled me on that years ago. I
thought all title companies that that was part of it,
and then I realized that did not. Also, there was
something else that you guys do as far as the
(32:35):
municipality is that right, Yeah.
Speaker 4 (32:38):
So we we do.
Speaker 5 (32:39):
We do a search within the municipality where their property
is located of any opener closed code violations, I mean
close obviously you want them to be closed, but the
report will tell us anything if there's any violations, because
that's not something that's a public record. So you want
to make sure that the municipality is check for permits,
(33:01):
code violations, outstanding water utility balances like in Cape Coral,
you know there's water utility balances can carry.
Speaker 4 (33:11):
Over to the new buyer.
Speaker 5 (33:12):
Yeah, so that's something that you know, we we make
sure that we are checking and we are collecting for
our at closing to make sure there's no issues.
Speaker 3 (33:21):
I guess stone on one of those years ago, That's
why I was smiling in Deep Creek, and it was
you know, here's what we have to remember. It started
off maybe it was long care, but but let's say
it's you know, it was forty dollars they were charging,
and then you know, like anything, they start adding the
interest on the fees and all of this. It was
a foreclosed home. And by the time, and by the way,
(33:45):
those stay because it was an associated stay with the property,
just as water does stays with the property. But electric,
you know, it goes with the person as far as
any outstanding bills. Right, forty three hundred dollars later for
cutting the grass to get rid of that lean so
very very important, can be very costly. And I could
(34:08):
be wrong here, but I think I think we're going
to be dealing with this for some time after all
these storms and a lot of contractors came in and
and God blessed the ones that came in, did a
great job, did things right. I love it. We needed it.
We didn't have enough people here. But the ones that
did not, I think we're going to find or the
ones that did things, you know, without getting the proper
(34:32):
stuff themselves. I think we're going to be dealing with
this issue for a long time, So we definitely do
everything we can to get ahead of that and make
sure that you are getting the property exactly the way
you're told. You know, what happened with it, the current condition,
so on and so forth. Right, so very very very important.
Speaker 5 (34:51):
What else, and it's something too that you know, a
seller can also on the front end with if they're
thinking about, you know, listing their property, they can get
with their local municipality and make sure that love it,
you know, do that work in advance so they know
there's no surprises once there's an accepted offer.
Speaker 4 (35:07):
To get prepared.
Speaker 3 (35:08):
Well and think about you know, you know, if I'm
a buyer out there, the concern I want to live here.
I've always wanted to live here, and now I'm ready
to buy something. But these storms happen and you're you know,
and a lot of them are getting misinformation depending on
where they're getting it from. I always say, it's like
playing that game when you're a kid with the cant
you know, and as you pass it down, you know,
(35:29):
it ends up coming out with something completely different. Sometimes
I get that and I'm like, okay, let's talk about
what you've heard. And you know, for instance, flood. There's
a lot going on there, and you know, so you
want to make sure you're getting that accurate information and
just think of the of the confidence that that's going
(35:50):
to put out there to potential buyers and and open
up more buyers that are interested in that property if
you've done that due diligence up front. I love that
say thing. You know, you can put inspection or you
can get an inspection on your home. You know, we
we can do prelisting inspections. We can also put in
our warranties on the home for the seller why they
(36:10):
still in the home, that covers them as well as
then we can offer one to a potential buyer. So
all of this helps.
Speaker 5 (36:18):
Oh yeah, it's definitely.
Speaker 4 (36:20):
It's all those items to be prepared.
Speaker 3 (36:24):
It's just all right. So since you hung your hat
on the three percent interest rate, that was a joke,
but you did say it just coming down. So you're
you are big into forecasting day for us? What is
going to happen coming up here? Are you going to
be busier?
Speaker 4 (36:41):
Yes?
Speaker 3 (36:41):
I think so. I think we're in for a ride here.
I do not see a post COVID as far as
it shooting up like that I feel like we've stabilized, which,
by the way, I have an article on that about
about stabilization in the market. I feel like that that
we let's see housing market levels as construction grows. University
(37:05):
of Florida report said Florida home prices and rents have stabilized,
but affordable housing shortages persist despite rising single and multi
family construction. I do feel like we've stabilized. I feel
like it's been a correction. And that's why we're seeing
six hundred some price reductions a week on average right now.
(37:27):
Is they are having to they are having to adjust
that and reposition on the market to where the market
is now. And that's great. That's great. So I hope
you are busy. I hope we are busy, and things
keep keep rocking along here. So coming up in the
(37:48):
next the next stagment, we're definitely gonna talk about our
hot picks I've got I've got open houses is to
go over as well as new listings come to the
market and some that are not on the market. So
stick around. We'll see you on the other side.
Speaker 2 (38:04):
Looking to buy your first home, curious about investing in
real estate, or just want to understand the market better well.
Now you can tune into Real Estate Exposed every Wednesday
at eleven am on NewsRadio WCCF. Join your host Matthew
Patterson as he dives deeply into the real estate market
right here in Charlotte and Sarasota County. Each week, Matt
(38:25):
uncovers industry secrets, breaks down market trends, and answers the
questions you've always wanted to ask about the real estate business.
Whether you're looking to buy, invest or just get insigner knowledge.
Speaker 1 (38:36):
This show is for you.
Speaker 2 (38:37):
That's Real Estate Exposed with Matthew Patterson Wednesday's at eleven
am on News radio WCCF.
Speaker 1 (38:43):
Don't miss it. Your step into the world of real
estate starts here. Don't miss out. This is your chance
to get ahead in the world of real estate. Your
next step towards success starts here.
Speaker 7 (38:54):
Your home sale is down, let me you call Matthew Patterson.
Speaker 9 (38:58):
Go to Matthew Patterson.
Speaker 8 (39:02):
It's the little things that make a big difference. That's
the motto of Oak and ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink Land and Title,
(39:22):
you aren't just a customer your family. Call today at
nine four one five zero zero five five zero nine
or online at oakandinctitle dot com.
Speaker 2 (39:32):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rape crisis, hospital response, and victim advocacy.
This organization has helped thousands of people, providing shelter support
and counseling. Donate or volunteer today Call nine four one
(39:54):
sixty nine five four nine nine or donate items at
their reuse store, Kenilworth Boulevard, Port Charlotte.
Speaker 13 (40:03):
Our veterans risked it all to protect our freedom. One
of the best ways to say thank you is to
volunteer to support them at a time and history where
kindness is a virtue. Volunteering at a therapy bag event,
teaching a craft class, or simply helping veterans at a
hospital means a lot. For over forty seven years, Help
(40:23):
Heal Veterans, a not for profit organization, with the support
of citizens like you, has created, manufactured and distributed therapeutic
art and crafts projects for our veterans and military at
no charge to them. As a National Veteran Service organization,
Help Heal Veterans supports VA hospitals, patients at home, and
(40:44):
our active military. Together, Help Heal Veterans and volunteers like
you have delivered over thirty two million therapy kits to
injured and recovering veterans. To volunteer or learn more, visit
heel vets dot org. That's Heal dot org.
Speaker 7 (41:03):
Your home sale is down, let me you call Matthew Patterson.
Go to Matthew Patterson dot com.
Speaker 2 (41:22):
Yes, we're coming down the home stretch right now. Coming up,
it's our hot listings of the week. We have more
with Christina, so let's get back to the program with
Matthew Patterson and real Estate Exposed.
Speaker 3 (41:33):
Well, we're gonna talk about some of these properties so
Christina can then go to work and get them closed
for us. Christina, how do they get a hold of you? Again?
I promised I'd.
Speaker 1 (41:42):
Let them know.
Speaker 5 (41:43):
Yeah, they can give us a call the office nine
four one five zero zero five five zero.
Speaker 4 (41:49):
Nine If you prefer email, you can email.
Speaker 5 (41:52):
Us at contact at Oakandinctitle dot com and the and
is spelled out to contact at Oak and Inc. Title
dot com and phone number nine four one five zero
zero five five zero nine.
Speaker 3 (42:06):
Okay, I'm gonna make it simpler on them, or go
to Matthew Patson dot com and we'll connect you. Yeah,
if you're driving, that's lot right down. Go to Matthew
Patson dot com or give us call to the office.
They can google us and yeah Google, then they'll see
those great reviews. Yes, okay, So I'm gonna switch it
up this week a little bit. I'm gonna talk about
open houses first, so I don't run short on them,
(42:28):
because we've got some great ones. Six' two to One
sturgeon that is In Charlotte park In Ponta. Gorda That's
saturday eleven to. One stop buying see gen there two
three four eighty Eight Almond Avenue. Sunday rob is gonna
be there from twelve to. Two and again you can
(42:48):
reach out to us if you don't get these and
we'll have them post it. Online six zero One Shreve.
Street this is At Banion, Point unit thirty two C
i spoke about it last. Week absolutely gorgeous water. Views.
Here you're on the top floor right in the center
of the intersecting. Canals just an absolute beautiful, view beautiful.
(43:09):
Condo so you're gonna want to see. This this Is
saturday eleven to. One. Uh stop by and See mike
there two to two eight One. Tolbert that Is saturday
eleven to.
Speaker 10 (43:22):
One.
Speaker 3 (43:23):
Uh we are gonna get you guys running. AROUND i
can see this right, now seventeen to eight Eight. Acapoco,
Uh unit four. Eleven this, IS i mean, again another gorgeous.
Condo sunday twelve to. Two stop out there and See.
Nicole you will definitely want to see this one four
(43:45):
two Two, Ravenswood sunday eleven to. One bella is going
to be hosting that. One and, UH i don't want
to get ahead of, myself but if she's anything Like,
JIN i Imagine jen and hers will have. Cookies uh
one two Two Colonial sunday twelve to. Two stop by
and see Carry that is over by The Port Charlotte
(44:07):
beach area off Of. Harbor and this home is just.
Amazing they had purchased it with us several years ago
and it is just an absolutely gorgeous. Home the, cabinetry the,
(44:27):
countertops of, flooring every every part of. It new, seawall,
which of, course then what do you. Get you get
a new, backyard beautiful pool, area and you literally go
down turn and you're out into the, harbor so very
very fast access. Access if you're a, boater you're gonna
want to see this. House, okay so now we're going
(44:50):
to go to some. Listings let's finish with One colonial
THAT i was just talking, about three, bedroom two, bath
private dock with lyft circle, drive a private, pool stainless steel,
Appliances LIKE i, said absolutely, gorgeous granite. COUNTERTOPS i have
not seen this color and design often because it's definitely
(45:11):
A level, one which is a very expensive stone vaulted,
ceilings split, bedroom introduced to the market at six hundred.
Thousand we spoke about the open house At ravenswood four
to two Ravens, wood three, bedroom two, bath two car, garage fully,
updated open floor, plan largely in n introduced to the
(45:34):
market at three hundred. Thousand by the, WAY i don't
THINK i mentioned On. Colonial we're introducing that to the
market at six, hundred so it is going to go
quick coming up soon in this. House i've been waiting
on this, house very very. Excited i'm going to make
a prediction this house doesn't make it on the market
pass two. Weeks it is built in two thousand and
(45:56):
six M Pontagorda, isles very close to my, office very,
fast fast out by water three two two with a
pool LIKE i, said built in two thousand and six
and square. FOOTAGE i want to tell you the exact correct.
Amount two thousand nine and twenty square feet under air
(46:19):
thirty seven twenty seven, total huge. Waterfall absolutely beautiful. Home
and it's going on the market at nine hundred and fifty,
thousand so you were gonna want to see this. House
it will not last next thirteen twenty Six Wesley. Drive
the ink is still wet on this. ONE i just
signed it yesterday. Again BEAUTIFUL pgi. Condo it is a corner,
(46:46):
unit has a has a. Dock uh lift has been,
damaged so we're taking that lift app, out but it's
ready to put another lift. In here's here's what's amazing
about this three, bedroom two bat the space and it's
eight teen hundred and sixty five square. Feet you, know
LIKE i, said corner, unit amazing, views fast out by
(47:07):
water and gorgeous floors in, it diagonal, set large, tile
and it's being introduced to the market probably in the next.
Week so you're going to reach out to. US i
want to reach out on that if you want to
want to get the info on. That and it's going
(47:28):
to the market at four hundred and fifty. Thousand next
we're going to one sixty Seven Moca, court three, bedroom two.
Bath this is In Deep. CREEK i Love Deep. Creek
two car garage with a family. Room this is a pool,
home oversized corner, lot beautiful kitchen with all your stainless,
appliances you, know your, pantry dual walk in. Closets it's
(47:52):
got a private en suite bathroom with split. Vanities the
roof was done in twenty twenty FOUR ac in twenty twenty.
Two resurfaced screen front Entry i'm, sorry twenty nineteen roof
twenty twenty FOUR, ac twenty twenty two pool resurface introduce
to the market at three seventy thirty two to Thirty Bay.
Ridgeway absolutely gorgeous three, bedroom two, bath two car garage
(48:16):
with a family room again pull home twenty twenty four
roof lake views very. IMPORTANT a lot of people are
wanting those those water, views vaulted, ceilings tile, throughout recessed pennant.
Lighting this is In, riverwood so you're definitely going to
give us a call about. This one thirty two Thirty
(48:39):
Bay ridgeway introduced to the market at five seventy five
and now we're going to four three two Three Mickeler.
Street it is three, bedroom two, bath two car garage
AND i Know zan's going to need me to speed
up here a little bit, oversize cornered a lot. Again
twenty twenty two roof her cane impact windows and, doors
(49:02):
WHICH i. Love you don't have to mess with the,
shutters gutters that have the guards on, them so again less,
maintenance you don't have to be cleaning them. Out irrigation,
system security. System the kitchen has all stainless, appliances granite,
countertops tile back, splash and an island in it with breakfast.
(49:22):
Bar it has just been the price has been improved
on it and reintroduced the market at three thirty. Five
mondovi thirty five Hundred Mondovi. Corps i've sold many of
these over the years AND i just love, them three,
bedroom two, baths one car. Garage you're close to everything
(49:44):
right there At Burnt Store, aisle sailboat, access second floor.
Villa this is a dock with a boat, lift so you,
know a very very intensive way to live In South
florida in a beautiful community with that boat and that dock.
Lift so it is you, know ten twenty two and
(50:06):
it is on the market for three hundred and fifteen
thousand and three zero Eight Salem avenue in Northwest, Port.
Charlotte this is in three three nine five, two three,
bedroom two. Bath this is introduced to the market three
hundred and thirty five, thousand and it is on The
it is waterfront one car Car, Port. Florida, room oversized,
(50:27):
Lot Saltwater, canal obviously menaced To Edgewater Public Boat. Ramp
it's got three storage sheds and a private wood. Dock
so again three hundred and thirty five, thousand you can
be in your home thirty six to Forty Eagle Pass.
Street this is In. Northport four bedroom if you're need
that extra, bedroom very. Important a lot of people working
(50:48):
from home or need that extra. Space four, bedroom two,
bath two car, garage brand new roof on. It it's
a it's a very spacious home and this one's on
the market wait for it three hundred and seventeen to.
Five so for three seventeen five you can be in
a four, bedroom two, back two car. Garage sign me.
Up twenty twenty. Five new roof on this h twenty
(51:12):
twenty four septic was serviced in, pump twenty twenty, four
water heater well twenty twenty four well, system solar attic
in the. Fan so it's going to keep that, cool
going to extend the life of your. Roof fifty AMP rv,
hookup irrigation, system fully fenced. Backyard next we're going To
Hayworth road two two sixty Two Hayworth. Road i've got
(51:33):
a three, bedroom one and a half, bath one car,
garage private. Pool the seller is offering wait for. It
we've talked about this many. TIMES i love. This sellers
offering a two to one buy down for potential. Buyer
very very very. Important updated, waterfront freshwater, canal twenty twenty four,
(51:55):
roof newer, appliances newer ac newly screen pool cage two
three nine to One Date. Street this is In James,
city three, bedroom two, back two car, garage fifty feet
of waterfront, age minutes to the open. WATER i just
love this. Area all stainless steel, appliances double even double, dishwasher,
(52:17):
bread taking, views a private dock with ten thousand pound boat,
lift twenty twenty three, roof twenty TWENTY hvac so you're air,
conditioning twenty twenty three water, heater pool, pump, pool cage,
homes wire, regenerate you're ready to go seven hundred. Thousand
you're in this with that kind of water, ACCESS i
just love. It, Okay i'm down to one. Minute i've
(52:40):
got others that give us a. Call we'll talk About
i've Got Creek, Drive, Turnberry Santa. Cruz there's a couple
OTHERS i want to, Mention kittiwake And Los alamos AND
pgi have just had improvements to their. PRICE i can
tell you these homes will not last long BECAUSE i
know the Interest i'm getting on. Them if you're looking
for that premium waterfront boat access, home you're going to
(53:03):
want to see these two. Houses so for, all for
those two and all the, others give me a call
at six one eighty six hundred and we will see
you next. Week
Good morning.
Speaker 2 (00:08):
It's eleven oh six here at NewsRadio WCCF, and welcome
to a wonderful Wednesday as we present real Estate Exposed
with Matthew Patterson is sponsored, of course by the Patterson Group.
By the way, if you hear something on the show today,
you're gonna learn a lot. We're gonna delve into the market.
We're gonna find out what's happening and whether you're buying
(00:29):
or selling. Chances are you're gonna hear something. You may
have some questions, so make sure you call the Patterson
Group at nine four one six eighty six hundred once again,
that's nine four one six eighty six hundred, or of course,
go to that awesome website. I was just checking it
out the other day, matt It's beautiful Matthew Patterson dot com. Now,
(00:50):
ladies and gentlemen, let's get to the show. Here's Matthew Patterson.
Speaker 3 (00:56):
Hello everyone, real Estate Exposed. We are exposing it all today.
That's right, exposing it all today. I've got a great
guest with us, Christina from okaneque Land and title Uh
we're gonna be talking to her coming up here soon
and uh find out what's the latest news. What's going
on in in the title world and with sales there also.
(01:21):
We're gonna talk about the market here first thing, and
then of course later in the show. Uh. And I've
got some other key stuff in in the middle here
to go through. But later in the show, we're gonna
be talking about our picks of the week, uh, new
properties coming to the market. One ones that have just
recently gone on. It's gonna be important for you, and
(01:42):
and the reason why, of course, because the market is changing,
which we're getting ready to get into. But it's gonna
be important that you're hearing about these sooner uh than then,
you know, let's say the previous you know, year and
a half uh, because if you are actively looking and
you have that home in mind, they're going a lot
faster now. So I have been waiting a very long
(02:05):
time to say that. So very excited, very excited. Now.
First piece of business is I have to give a
shout out to my daughter Everly, as I do often,
but this week she's on spring breaks. I hope she's listening.
Might not be because I know she's with the with
the fire department this morning. They're doing some stuff for
the kiddos and which again I love our first responders.
(02:27):
That is awesome. But if she is listening, I want
to say hi to her, and of course I love
her immensely, So Christina, before we get into title and
the market, here, how's that new baby?
Speaker 4 (02:43):
She is amazing. She's keeping me on my toes and
keeping me up that night.
Speaker 3 (02:50):
I was gonna say, how's asleep?
Speaker 4 (02:52):
Coffee is my best friend? Yes, let's just put it
that way.
Speaker 3 (02:54):
Yes, it is, all right, So let's talk about uh,
let's talk about the market here real quick. I'm going
to go over obviously, I've got our Charlotte County as
well as Northport, and then we're going to talk about
down south a little bit. So let's see here if
I can get my bearings all right, Charlotte County last week,
seven days, two hundred and eighty five new listings might
(03:18):
sound like a lot to you. Here's what really sounds great.
One hundred and eighty nine went under contract. So if
you're a seller out there there, that is very exciting
news to see. Those are increasing weekly. One hundred and
twenty nine closings. Love that. Now, let's talk about our
monthly report on that before we go down to our
(03:39):
Fort Myers Cape Quarrel. So what we're seeing here is
obviously January, a lot of homes came on the market,
very very common. We've spoke about that last week. But
also you know mid January we started seeing a lot
more activity, homes going under contract, more showings, more second showings,
(04:04):
very exciting stuff, and that trend has been continuing. I
know the last weekend. Our team had a great weekend
last week, the week before the week before that. Don't
get me wrong. Some some a little stronger than others
as far as activity and showings and contracts, but all
in all very great signs. So uh, if you are
(04:27):
a seller, that's that's you know, been considering when to
get it on. Now is definitely the time to get
it on. The buyers are active, and if you're buying,
just know, if there's that house you've been watching. We
talked about this last week with Shannon, if there's a
home that you've been watching. I get this call all
the time and they say, hey, I can't find online.
(04:49):
It disappeared. It's not on you know, whatever third party
side I was looking at. That's because it went under contract.
So you know, many times we watch it and we
kind of become numb to it, and we think it's
going to be there forever. If you like it, love it,
and want that house, then you better be really looking
at it and and getting moving on it, because it
(05:09):
may very well disappear on you. Now, let's talk about
Cape Coral, Capequarrel. Let's see here numbers a bit different. Obviously,
we get a lot of activity down there, as far
as you know the size of the area. How many
homes on the market this last month two seventy five
(05:30):
to three seventy five, sixteen hundred and sixty seven homes
two hundred and one close that month, ninety seven percent
of less price. But guess what, as we talk about
six months of inventories a balanced market, we're setting at
six point five eight there, so not bad at all.
Averages on market at seventy so a little less than here,
(05:52):
which by the way, here are our days on market
has come down considerably as well. We're down to eighty
six overall, eighty five a couple of months ago than
ninety four last month or I'm sorry two months ago
in this this past one eighty six. So we're seeing
that trend trend down, which makes sense with everything we're
(06:12):
we've been talking about what about let's go to Christina
here on this one, And I used to bring bring
her in on the second segment, but she's sitting here
and I got to have her wisdom. So first of all, welcome,
thank you, thank you for having me. Of course we
love having you. And uh, what are you seeing on
on your side of things? Are you seeing more activity? Yes,
(06:33):
so I'm not the only one selling houses, is what
you're talking.
Speaker 4 (06:36):
We are. Our closings have have picked up, you know,
quite a bit.
Speaker 3 (06:40):
You know how long I've dreamed of hearing that met
me too.
Speaker 4 (06:45):
We were we were, we were, you know, sitting around just.
Speaker 3 (06:49):
And now no you were twit on your thumbs. But
it felt that way. I mean, for you know, you
come out of we we come out of out of COVID,
and and it was just crazy. I mean, our hair
was on fire, trying to keep up with everybody. I know,
you guys, and you guys did a great job at
doing so. But it was busy.
Speaker 5 (07:09):
And I think it just feels that way for in
the in the title world, that because we're so used
to the fast pace and the craziness right all the transactions,
and then when it slows down, we're you know what,
it's like, what what what are we doing?
Speaker 3 (07:23):
I feel like a lot of times we kind of
run on the December field, you know, of of all
of a sudden, Hey, I need to buy a house.
I need it homesteaded, which means I got to own
it by by the end of the year. Can you
close this It starts off in four weeks, Yeah, no problem.
Can we get this done in three weeks? Can we
get this done in two? And then how about seven days?
Speaker 4 (07:42):
Yes?
Speaker 3 (07:43):
And and you're right, that's what we're used to at times,
so it's great to have some of that back.
Speaker 4 (07:50):
Yes, it is. It feels wonderful, all right.
Speaker 3 (07:53):
So we're gonna go into the first break, and then
when we come back and we talk about the local events,
then we're get right into who it was Christina, and
then she's got some other information in the title world.
What's going on? So stick around, we'll see on the
other side.
Speaker 2 (08:07):
And you're listening to Real Estate Exposed on news radio
WCCF above.
Speaker 6 (08:12):
And b it's kind of become a lost art, but
it's that exact same extra effort coupled with experience and
strategy that sells homes, and nobody knows that better than
Matthew Patterson and the Patterson Group at Keller Williams Peace
River Partners. Take Jeff and Kay.
Speaker 1 (08:27):
They needed to.
Speaker 6 (08:28):
Sell their home in Port Charlotte, and because they were
living in another state, they needed to work with someone
they could trust to handle all the details. Sure Enough,
Shelley from the Patterson Group went above and beyond, even
taking on special repair requests from the new buyers, keeping
a watchful line to make sure everything was handled correctly.
Jeff and k like so many others, now recommend the
Patterson Group to their friends and family. Take it from me,
(08:50):
Todd Matthews. Matt's the only one I would trust to
sell my home. Find out more, including the market value
of your home at Matthew Patterson dot com. Then start
packing cause you will be moving your home.
Speaker 7 (09:04):
Sale is done when you call Matthew Patterson go to
Matthewpatters dot com.
Speaker 8 (09:11):
It's the little things that make a big difference. That's
the motto of Oak and ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink Land and Title,
(09:31):
you aren't just a customer your family. Call today at
nine four one five zero zero five five zero nine
or online at oakandinctitle dot com.
Speaker 2 (09:41):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rape crisis, hospital response, and victim advocacy.
This organization has helped thousands of people providing shelter support
and count Donate or a volunteer today. Call nine four
(10:03):
one six nine five four nine nine or donate item
sat there Reuse Store Kenilworth Boulevard, Port Charlotte.
Speaker 9 (10:12):
HI.
Speaker 10 (10:12):
This is Celine Dion asking you to help put an
end to premature birth. I share the concerns and fears
of every parent, knowing that more than one million babies
around the world die every year simply because they didn't
get enough time to grow. Let's work together for stronger,
healthier babies. Visit Facebook dot com slash world Premature Today
(10:37):
to find out how you can make a difference. Thank
you for caring.
Speaker 7 (10:43):
Your home sale is down when you call Matthew Patterson.
Speaker 9 (10:47):
Go to Matthew Patterson dot.
Speaker 11 (10:50):
Com, God's property, and welcome back to real Estate Exposed
here at NewsRadio WCCF.
Speaker 2 (11:06):
Once again, don't forget the phone number nine four one
six one eighty six hundred for the Patterson Group. You
can call if you ever have a question at any time.
Well not three in the morning, but kenya.
Speaker 9 (11:20):
Yeah, yeah, you.
Speaker 1 (11:21):
Can call it three morning message.
Speaker 3 (11:22):
Yeah, we're not gonna answer that being called three anymore.
Speaker 2 (11:24):
Okay, so that for what six eighty six hundred, or
of course, while going to the website at Matthew Patterson
dot com, let's get back to more real estate exposed.
Speaker 3 (11:35):
All right, welcome back. Let's talk a bit about the
events going on. What's happening around here. I can tell
you what's not going to be happening this weekend is
snow That is correct, because we live in Paradise.
Speaker 1 (11:49):
Oh we have a special on snowblowers at our store.
Oh do yeah. Oh, somebody got out the PA the
other day.
Speaker 3 (11:55):
That better be a real good deal, That's all I'm saying.
All right, set, I hope I never have to touch
one again Saturday and Sunday, the twenty second and twenty
third from ten to four, the twenty first Annual Arts
and Craft Festival Gilcrestpark and Mission is free. So why
would you not come? Race spring training? If you've been
(12:16):
on seven seventy six, you know it's back. I know
it's back because I got a plan extra time to
get to appointments from the traffic Wednesday, which is two day,
one oh five. So as soon as you get done
listening to the show, you can get in the car
head over there, and they are playing the Pirates Versus
(12:37):
the Braves Sunday. I'm sorry today Versus Pirates Friday one
oh five, Versus Braves Sunday one oh five versus the
Red Sox. So three games for you there Downtown Pontagorda
farmers Market. We love the farmers Market, love supporting it.
Saturdays eight to twelve and you will probably see my
(12:58):
daughter shopping for something stuffy or something special. Guests today
Christina with Okanik, welcome back.
Speaker 4 (13:06):
Thank you so much, happy to be here.
Speaker 3 (13:09):
Well, title world, Yeah, talk to us. And then I've
got some more articles too. I tell you we've got
some stuff on some some programs helping cover to elevate
your homes, you know, construction stuff. But I want to
get into title, very very important stuff. So tell me
(13:30):
what you're seeing.
Speaker 5 (13:31):
Yeah, so right now in the title world, we are
seeing scammers harnessing.
Speaker 3 (13:37):
AI, scammers using a who would think such a thing?
Speaker 5 (13:41):
Yeah, and it's it's there's a study that it's estimated
that AI could cause US fraud losses to grow about
thirty two percent each year moving forward, reaching about forty
billion by twenty twenty seven.
Speaker 4 (13:56):
That's that's how big.
Speaker 3 (14:00):
First, let's you know, break this down because I mean,
maybe you know you're doing things with what you've always
done it you don't know what AI is. It's artificial intelligence, correct.
So this is where we're seeing photos show up that
you know, I famous people and then manipulating these photos
to look like something else. Voice stuff that now is
(14:21):
so realistic as as well as I know lately or
like he was talking about, you know, hey, you know
these texts about your toll, your toll you know. So
now AI is making it really really dangerous as far
as it's very easy to be scammed because it's so realistic.
Speaker 4 (14:41):
Yes, and they're doing they're doing videos.
Speaker 3 (14:43):
Now, give me an example.
Speaker 5 (14:46):
So there's like I guess there's algorithms that that this
these AI tools are doing to where they can they
can take a photo of someone and plug it into
a program, right and make that person look like they are.
Speaker 4 (15:01):
Alive, like blinking, actually speaking.
Speaker 3 (15:04):
Yeah.
Speaker 5 (15:05):
So you know, one of the things real estate agents
will will do is if they get like a seller
that's you know, a foreign seller there's vacant land, and
they want to make sure it's not a fraudulent seller.
Sometimes they'll they'll ask to get on a video. So
these scammers are now making.
Speaker 3 (15:19):
They're making the videos. So now when we ask them
to get on a video, whether that's not only no problem.
Speaker 4 (15:24):
Yeah, sure we'll get on it.
Speaker 3 (15:25):
What do we do?
Speaker 1 (15:26):
I mean?
Speaker 3 (15:26):
And that's why I was going to ask, how is
it relating to to the title world and closings? Obviously
wire transfer fraud, you know what was going on before AI.
But I have to imagine you know, that's just made
it even easier for them and more more real. Yeah.
But you know, you when you mentioned that, you know,
(15:48):
we get a lot of calls and they just want
to email or they just want to text. Well, that's
our first red flag, right, But now you're saying, hey,
if we get on a video, that's hard to tell.
So what do we do? How do you ask? How
do you continue to help people.
Speaker 5 (16:01):
There so you can spot you can spot it, you know,
especially in the videos if you look for inconsistencies and
blinking patterns.
Speaker 4 (16:08):
That's one of the things that AI.
Speaker 3 (16:12):
Is you can it still shows up until they perfect that.
Speaker 5 (16:16):
Yes, that's still showing up now as that and then
lip movements, reflections like shadows, skin texture, and hair like
it doesn't look like.
Speaker 4 (16:26):
It's doesn't look the same, doesn't look the same.
Speaker 5 (16:28):
So those are the signs of a video if if
you get on a video, you know, with someone same.
Speaker 4 (16:33):
And I'm talking about this too for sellers.
Speaker 5 (16:35):
It's like there's some there's some you know, scammers posing
to be real estate agents, you know. So I'm speaking
about this too for our to protect our sellers and
buyers so that you.
Speaker 3 (16:48):
Know, well, that's why i'd use the Patterson Group because
that's why we stand real service, real people, real estate exactly.
We're real exactly.
Speaker 4 (16:55):
You can walk in my office exactly.
Speaker 5 (16:58):
So that's you know, that's why I'm bringing this up
because it's it's happening, and you have.
Speaker 4 (17:03):
To use your trusted, trusted you professionals Patterson group.
Speaker 3 (17:07):
And so are you getting a lot more calls of people, uh,
you know, say hey, can you check this out for me?
Speaker 4 (17:13):
Yes? Okay, I get calls about that. I get calls
and emails with IDs.
Speaker 3 (17:18):
Okay, they didn't be checked. We give us a fake passport.
Speaker 4 (17:22):
Mm hmm yep.
Speaker 5 (17:24):
So we we we look at those and look at
the inconsistencies in the in the i DS. We also
have you know, a vendor that we work with that
that certifies i DS that.
Speaker 3 (17:35):
If if okay, that's one.
Speaker 5 (17:37):
If there's something that we you know, we can't spot,
we we get them double checked.
Speaker 3 (17:41):
And okay, let's talk a bit about Uh, isn't this
important the title insurance?
Speaker 1 (17:48):
Yes?
Speaker 5 (17:48):
So yeah, title insurance protects you know, fraud, protects against fraud.
Speaker 3 (17:55):
So I mean, ultimately you hope not have to have it,
but or have to use it. You want that insurance
policy to make sure because I mean, this is getting
you know, harder and harder.
Speaker 10 (18:08):
You know.
Speaker 3 (18:08):
I I've had some that it's been closed for and
you know what, I meet with the seller and they say, listen,
we bought it x next time ago title search was done.
I don't see why we would do this again. And
it turns out we catch something in the previous policy
that was missed and and you know, of course there's
a claim put in and it's taken care of. But
(18:29):
without that pub without them having that title insurance, there'll
be no coverage correct. Okay, all right, talk about something positive,
because now I'm bummed because all.
Speaker 5 (18:39):
This fraud, you know, I would say, you know, something
positive is that you know, the the interest rates are
you know, gonna start coming down soon, and.
Speaker 3 (18:50):
Oh, you're gonna hang your hat on that one.
Speaker 5 (18:52):
Yeah, okay, you know when you when those rates come down,
you know, think about think about using oak in ink
to do that that closing for you.
Speaker 3 (19:01):
We'll close your refinance. Oh the refin I know we've
been waiting on them. I've got a lot of people
waiting to refinance. And I'm really it's going to be
glorious when it makes us to do so. And and
we're getting there, yeah for sure, and then your hair
will be on fire again running around and all the
ladies in the office closing, closing, closing, closing. Talk a
(19:23):
bit more about refinance. You know, what's it look like,
what do they need to do? Where do they start?
How do they know? When you know?
Speaker 5 (19:31):
So, I I recommend reaching out to us, reach out
to one of one of us at the at the office.
You can give us a call or send us an
email and we can work up a settlement statement for
you that breaks down what your costs would be and
what what we can save you because we can we
can save you, you know, hundreds of dollars for your
(19:53):
closing costs.
Speaker 3 (19:54):
Okay, love that. What kind of costs are involved? And
I don't mean dollar ounce just as far as categories. So,
you have a closing fee.
Speaker 5 (20:03):
You have your lenders, you have your lenders fees, which
your lender will will break all that down for you
on the on the front end with your on your
closing disclosure. And then with a title company, you have
your closing fee, you have your title search fee, and
you have your title insurance okay, and with giving us
a copy of your owner's policy of title insurance when
(20:24):
you purchase the property, that will save you money on
your closing costs for your refinance by giving us a
copy of your policy.
Speaker 3 (20:34):
Because of the reissue credit.
Speaker 4 (20:35):
Because of the reissue credit.
Speaker 3 (20:36):
Yes, got it. I love savings, Yes.
Speaker 5 (20:39):
Yep, and we yeah, we uh, we'll make sure you're
taken care of and we'll give you a full scope
of you know what those costs are. You know, if
you're thinking about, you know, refinancing, when the time comes,
just reach out to us.
Speaker 3 (20:51):
Perfect. Can you wrap any of those fees into the refinance?
Yes you can, Okay, so that's important to know too.
So obviously, plan, plan and plan, that's what you know.
Of course, we talk with our clients about the more
time we have and we can put a plan together,
the better we can execute it and we can ultimately
save them money and which is like making money. So
(21:16):
you know, the earlier they get you know, they get
the numbers I get them from, they can plan for it.
I love this. What else on the refining?
Speaker 5 (21:25):
Same thing with a survey if you got when you
got your survey when you purchase the property, by giving
us a copy of your survey, which.
Speaker 3 (21:32):
If you did alone, you had to have one either
it was provided by the previous owner and it was
eligible to be used, or you had to get a
new one. How how long are we talking now that
those that those stay good.
Speaker 5 (21:46):
Well, you know, it all depends. We usually don't like
to use anything older than ten years.
Speaker 3 (21:52):
Okay, but I know it used to be twelve and
now I've been here in ten, So I just wanted
to make sure the expert I want to ask.
Speaker 5 (21:58):
Yeah, and sometimes we if you if you send me
a copy of it and it's a little older than
ten years, I can, you know, take a look at it,
and we can. You know, there's some exceptions that could
be made if you do have something that's a little.
Speaker 3 (22:09):
Old, especially if you haven't had a lot of changes, correct,
you know, if you've put sheds on and fences and
this and that. You know, sometimes you know, we just
have to get one. But still the cost and it
does not take a lot of time to get a
new survey. The small cost of the survey is a
fraction of what you're gonna you could save here monthly
(22:29):
and yearly on your payment. Right, So, very very important stuff.
All Right, we're gonna go into the next break, We're
gonna come back. We're gonna stay with Christina, and we're
gonna talk about some other topics I've got and don't
forget in the last emit we're gonna be talking about
our hot picks, our new listings, and some of those
are are not on the market yet, so you're gonna
be the first to know which You're gonna want to
(22:51):
be the first to know, so stick around. We'll see
you on the other side.
Speaker 6 (22:54):
One of the strongest indicators of customer satisfaction is repeat business,
and if you look closely at Matthew Patterson over five
hundred and forty five star Google reviews, you'll see that
same concept again and again and again. Ken, for example,
had numerous experience with the Patterson Group over the past
nine years, so when he needed to sell his home
in Northport, he reached out to the Patterson Group at
(23:14):
Keller Williams Peace River Partners. Once again, he wasn't disappointed.
Ken tells everybody and in complete confidence, if you're looking
for great results when selling your home, be sure to
contact the Patterson Group. I'm Todd Matthews and that is
the only one I'd trust personally.
Speaker 1 (23:29):
You should too.
Speaker 6 (23:30):
Matthew Us is the best marketing tools and technology in
the industry to sell your property for the most amount
of money in the least amount of time. Find out
more by calling nine four one six two one eighty
six hundred, or by going to Matthew Patterson dot com
and then start packing, cause you will be moving.
Speaker 7 (23:46):
Your home sales down when you call Matthew Patterson go
to Matthew Patterson dot com.
Speaker 8 (23:54):
It's the little things that make a big difference. That's
the motto of Oak and Ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink Land and Title,
(24:15):
you aren't just a customer your family. Call today at
nine four one five zero zero five five zero nine
or online at Oakandinctitle dot com.
Speaker 2 (24:24):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rape crisis hospital response, and victim advocacy.
This organization has helped thousands of people providing shelter support
and counseling. Donate or volunteer today Call nine four one
(24:47):
six three nine five four nine nine or donate items
at their reuse store Kennilworth Boulevard, Port, Charlotte.
Speaker 12 (24:56):
You can't buy a best tread. You can love them,
walk down, pet them, and care for them whether they
want you to or not. You can take a picture
or fifty. You can fly to the moon, travel the world,
or just stay in bed. You can't buy a best
friend like that, but you can't adopt one. There are
(25:19):
millions of pets waiting for a best friend just like you.
Help us save them all at best friends dot org.
Speaker 7 (25:25):
Your home sale is done when you call Matthew Patterson.
Speaker 9 (25:29):
Go to Matthew Patterson dot com.
Speaker 2 (25:41):
It's eleven thirty one here on real Estate Exposed, and
let's get back to Matthew Patterson and our very special guests.
Speaker 1 (25:49):
Christina from Opening.
Speaker 3 (25:50):
Eleven thirty one. Where's the time go? Right? Every day
it's been like this with it being busy here, the
day's half gone and then it's gone. So well, all right,
So we're with Okaniku from or I'm sorry, Chrisina from Okiniku.
Landon title and find out some great information on title.
At break we were talking a bit about obviously, in
(26:10):
the previous segment we talked about fraud and there's a
lot to it. So definitely reach out. And as I
say reach out, how do they get a hold of you?
Speaker 5 (26:19):
They could give us a call at our office nine
four one five zero zero five five zero nine, or
you can also send us an email to contact at
Oak and Ink Title dot com and the end is
spelled out. So contact at Oakdinc Title dot com and
one of us will get back to you same day.
Speaker 3 (26:40):
Perfect, okay, And if you didn't get that, if you're driving,
we will make sure to give that to you again
here at the end of this segment. So all right,
So at break we were talking about the fact that
I get the question. I know, I'm sure many other
agents get this question, who is possible for for title
(27:03):
in a deal? And the conversation you know that I
have is, you know, because they've heard all different things. Oh,
it's it's customary if you're in Charlotte County that that
the seller picks and pays, if you're in Sarasota County
or Lee County that the buyer picks and pays. The
reality is it's negotiable. Everything's negotiable. So what are you
seeing there? What do you have to add to that?
Speaker 4 (27:26):
So you are right, it is.
Speaker 5 (27:27):
It is negotiable, and I think the the important thing
is is you know, for sellers and buyers to know,
you know that it is negotiable, and make sure that
you know you're choosing a good title company, you know,
to represent the transaction because you know, you every title
company has closing fee, has title search fees. There's fees involved,
(27:51):
and and you know they're different.
Speaker 4 (27:54):
You know, those fees are different from place to place.
Speaker 3 (27:56):
And right, yeah, title insurance you usees see you know
fairly some similar, but there's a lot of other fees
that you will not see similar. And that's why you
you definitely want to do, you know, talk with Oak
and Ink and you want to get their pricing and
see where you can save there. But more importantly, you
get the you're getting a reputable company that provides absolutely
(28:18):
superf star service. So you know, with that, I always
point out the fact that it's about the net you know,
at the end of the day, you know, I mean,
you know, obviously we break it out on a net
sheet as far as okay at it, because it's based
off purchase price correct or sales price. However you want
to look at that, and so so we put that
(28:41):
amount on there for the title, which includes everything, and
then you know, let's just she's around number twenty five
hundred dollars. I think it's more. You know, in some
cases I would much rather if I'm purchasing, be able
to choose who's doing title and pay. But you know,
(29:02):
I can calculate all that in my offers. Same thing
on the on the cell side, you can calculate that
to make sure you're still netting the amount that you
want to net, but you're controlling who's doing the title.
In the closing, you want someone that you trust, that
you know is going to be here, that is you
know that has been here, has a good history, then
(29:22):
just going after a dollar amount in my opinion, right.
Speaker 5 (29:24):
And you want someone you know that that can pick
up the phone and actually speak to you and answer
your questions and and and communicate with you.
Speaker 3 (29:32):
That's one of the I'll go with stuff further. But
I'm from Indiana. Everyone knows, and no, I do not
know what's gonna happen with the Colts this year. Side note,
but I like I like face to face, belly to belly.
I like to be able to walk in shake somebody's
hand see them in person, steal some candy out of
(29:53):
their candy jar. And uh and and actually have you
know a conversation about what's going on, and know where
they're physically at. Yes, and and on top of that,
of course answer my calls or return them promptly very important.
Speaker 4 (30:08):
Oh yeah, and we do have a couple of candy
jars at our office.
Speaker 3 (30:12):
Oh I know, I've hit them both.
Speaker 4 (30:13):
So we have we have it.
Speaker 5 (30:17):
We have all the candy, chocolate and chips and sodas.
Speaker 4 (30:21):
So coffee.
Speaker 3 (30:23):
Yeah, because you have kids.
Speaker 5 (30:24):
You have to. Yeah, you've got the kids coming in
there sometimes after school doing their homework.
Speaker 1 (30:30):
Yep.
Speaker 3 (30:31):
But that's what I love. I love the family business.
Same with our team. And uh uh. Shelley and Shannon
were decorating this morning, well, hanging stuff this morning. You know,
we're back in our new office or our new old office,
and you know, so they're hanging stuff. And and Shelley,
I mean, as soon as one holiday is done, she's
(30:52):
decorating for the next, God bless her. And I just
love it. I love it. And I get the same
field when I walk into your office. So what else on.
Speaker 9 (31:01):
One?
Speaker 5 (31:02):
One another important thing that we that we also do
is we will check for permits.
Speaker 4 (31:09):
Tell me more on on our on the closings.
Speaker 3 (31:12):
So when I love this because especially coming out of
the storms and all the storms that we've had that
you know, guys, if you're listen, this is very very important.
Speaker 5 (31:23):
Yeah, So permits aren't something that are a part of
of title insurance that's not automatically covered. So there's some
places that you close that that do not do a
permit search. And we we absolutely will not do a
closing without without doing a.
Speaker 3 (31:38):
Permit or why is this so important to you?
Speaker 5 (31:40):
Because you could have open or expired permits for you know,
work that.
Speaker 3 (31:46):
Was done and then I lose hair as your agent.
When I come along and I'm listening to property, we
find this because we've got to go back, and I
have to tell you going back the further I have
to go back to the city or county and try
to fix you know, permits, reopened permits or if it's
an expire or permit, there's a lot to it.
Speaker 4 (32:02):
Yeah, it could be costly, the word.
Speaker 3 (32:03):
Certified letters and the further back I have we have
to go, the harder it.
Speaker 4 (32:08):
Is, and the work might not have been up to code.
Then you bought something.
Speaker 3 (32:13):
If that permits closed, then it's grandfathered in at the
code at the time because it's it's been signed off, correct.
I know, Yeah, very important. So I'm glad you make
that point. You schooled me on that years ago. I
thought all title companies that that was part of it,
and then I realized that did not. Also, there was
something else that you guys do as far as the
(32:35):
municipality is that right, Yeah.
Speaker 4 (32:38):
So we we do.
Speaker 5 (32:39):
We do a search within the municipality where their property
is located of any opener closed code violations, I mean
close obviously you want them to be closed, but the
report will tell us anything if there's any violations, because
that's not something that's a public record. So you want
to make sure that the municipality is check for permits,
(33:01):
code violations, outstanding water utility balances like in Cape Coral,
you know there's water utility balances can carry.
Speaker 4 (33:11):
Over to the new buyer.
Speaker 5 (33:12):
Yeah, so that's something that you know, we we make
sure that we are checking and we are collecting for
our at closing to make sure there's no issues.
Speaker 3 (33:21):
I guess stone on one of those years ago, That's
why I was smiling in Deep Creek, and it was
you know, here's what we have to remember. It started
off maybe it was long care, but but let's say
it's you know, it was forty dollars they were charging,
and then you know, like anything, they start adding the
interest on the fees and all of this. It was
a foreclosed home. And by the time, and by the way,
(33:45):
those stay because it was an associated stay with the property,
just as water does stays with the property. But electric,
you know, it goes with the person as far as
any outstanding bills. Right, forty three hundred dollars later for
cutting the grass to get rid of that lean so
very very important, can be very costly. And I could
(34:08):
be wrong here, but I think I think we're going
to be dealing with this for some time after all
these storms and a lot of contractors came in and
and God blessed the ones that came in, did a
great job, did things right. I love it. We needed it.
We didn't have enough people here. But the ones that
did not, I think we're going to find or the
ones that did things, you know, without getting the proper
(34:32):
stuff themselves. I think we're going to be dealing with
this issue for a long time, So we definitely do
everything we can to get ahead of that and make
sure that you are getting the property exactly the way
you're told. You know, what happened with it, the current condition,
so on and so forth. Right, so very very very important.
Speaker 5 (34:51):
What else, and it's something too that you know, a
seller can also on the front end with if they're
thinking about, you know, listing their property, they can get
with their local municipality and make sure that love it,
you know, do that work in advance so they know
there's no surprises once there's an accepted offer.
Speaker 4 (35:07):
To get prepared.
Speaker 3 (35:08):
Well and think about you know, you know, if I'm
a buyer out there, the concern I want to live here.
I've always wanted to live here, and now I'm ready
to buy something. But these storms happen and you're you know,
and a lot of them are getting misinformation depending on
where they're getting it from. I always say, it's like
playing that game when you're a kid with the cant
you know, and as you pass it down, you know,
(35:29):
it ends up coming out with something completely different. Sometimes
I get that and I'm like, okay, let's talk about
what you've heard. And you know, for instance, flood. There's
a lot going on there, and you know, so you
want to make sure you're getting that accurate information and
just think of the of the confidence that that's going
(35:50):
to put out there to potential buyers and and open
up more buyers that are interested in that property if
you've done that due diligence up front. I love that
say thing. You know, you can put inspection or you
can get an inspection on your home. You know, we
we can do prelisting inspections. We can also put in
our warranties on the home for the seller why they
(36:10):
still in the home, that covers them as well as
then we can offer one to a potential buyer. So
all of this helps.
Speaker 5 (36:18):
Oh yeah, it's definitely.
Speaker 4 (36:20):
It's all those items to be prepared.
Speaker 3 (36:24):
It's just all right. So since you hung your hat
on the three percent interest rate, that was a joke,
but you did say it just coming down. So you're
you are big into forecasting day for us? What is
going to happen coming up here? Are you going to
be busier?
Speaker 4 (36:41):
Yes?
Speaker 3 (36:41):
I think so. I think we're in for a ride here.
I do not see a post COVID as far as
it shooting up like that I feel like we've stabilized, which,
by the way, I have an article on that about
about stabilization in the market. I feel like that that
we let's see housing market levels as construction grows. University
(37:05):
of Florida report said Florida home prices and rents have stabilized,
but affordable housing shortages persist despite rising single and multi
family construction. I do feel like we've stabilized. I feel
like it's been a correction. And that's why we're seeing
six hundred some price reductions a week on average right now.
(37:27):
Is they are having to they are having to adjust
that and reposition on the market to where the market
is now. And that's great. That's great. So I hope
you are busy. I hope we are busy, and things
keep keep rocking along here. So coming up in the
(37:48):
next the next stagment, we're definitely gonna talk about our
hot picks I've got I've got open houses is to
go over as well as new listings come to the
market and some that are not on the market. So
stick around. We'll see you on the other side.
Speaker 2 (38:04):
Looking to buy your first home, curious about investing in
real estate, or just want to understand the market better well.
Now you can tune into Real Estate Exposed every Wednesday
at eleven am on NewsRadio WCCF. Join your host Matthew
Patterson as he dives deeply into the real estate market
right here in Charlotte and Sarasota County. Each week, Matt
(38:25):
uncovers industry secrets, breaks down market trends, and answers the
questions you've always wanted to ask about the real estate business.
Whether you're looking to buy, invest or just get insigner knowledge.
Speaker 1 (38:36):
This show is for you.
Speaker 2 (38:37):
That's Real Estate Exposed with Matthew Patterson Wednesday's at eleven
am on News radio WCCF.
Speaker 1 (38:43):
Don't miss it. Your step into the world of real
estate starts here. Don't miss out. This is your chance
to get ahead in the world of real estate. Your
next step towards success starts here.
Speaker 7 (38:54):
Your home sale is down, let me you call Matthew Patterson.
Speaker 9 (38:58):
Go to Matthew Patterson.
Speaker 8 (39:02):
It's the little things that make a big difference. That's
the motto of Oak and ink Land and Title Company.
Picture this a seamless, stress free closing where their expert
team will guide you through the closing process from start
to finish. They understand that every home purchase is unique.
That's why their personalized service insures your needs are met
with precision and care. At Oak and Ink Land and Title,
(39:22):
you aren't just a customer your family. Call today at
nine four one five zero zero five five zero nine
or online at oakandinctitle dot com.
Speaker 2 (39:32):
The local organization CARE, the Center for Abuse and Rape Emergencies,
needs your help. CARE provides twenty four hour hotline services,
twenty four hour rape crisis, hospital response, and victim advocacy.
This organization has helped thousands of people, providing shelter support
and counseling. Donate or volunteer today Call nine four one
(39:54):
sixty nine five four nine nine or donate items at
their reuse store, Kenilworth Boulevard, Port Charlotte.
Speaker 13 (40:03):
Our veterans risked it all to protect our freedom. One
of the best ways to say thank you is to
volunteer to support them at a time and history where
kindness is a virtue. Volunteering at a therapy bag event,
teaching a craft class, or simply helping veterans at a
hospital means a lot. For over forty seven years, Help
(40:23):
Heal Veterans, a not for profit organization, with the support
of citizens like you, has created, manufactured and distributed therapeutic
art and crafts projects for our veterans and military at
no charge to them. As a National Veteran Service organization,
Help Heal Veterans supports VA hospitals, patients at home, and
(40:44):
our active military. Together, Help Heal Veterans and volunteers like
you have delivered over thirty two million therapy kits to
injured and recovering veterans. To volunteer or learn more, visit
heel vets dot org. That's Heal dot org.
Speaker 7 (41:03):
Your home sale is down, let me you call Matthew Patterson.
Go to Matthew Patterson dot com.
Speaker 2 (41:22):
Yes, we're coming down the home stretch right now. Coming up,
it's our hot listings of the week. We have more
with Christina, so let's get back to the program with
Matthew Patterson and real Estate Exposed.
Speaker 3 (41:33):
Well, we're gonna talk about some of these properties so
Christina can then go to work and get them closed
for us. Christina, how do they get a hold of you? Again?
I promised I'd.
Speaker 1 (41:42):
Let them know.
Speaker 5 (41:43):
Yeah, they can give us a call the office nine
four one five zero zero five five zero.
Speaker 4 (41:49):
Nine If you prefer email, you can email.
Speaker 5 (41:52):
Us at contact at Oakandinctitle dot com and the and
is spelled out to contact at Oak and Inc. Title
dot com and phone number nine four one five zero
zero five five zero nine.
Speaker 3 (42:06):
Okay, I'm gonna make it simpler on them, or go
to Matthew Patson dot com and we'll connect you. Yeah,
if you're driving, that's lot right down. Go to Matthew
Patson dot com or give us call to the office.
They can google us and yeah Google, then they'll see
those great reviews. Yes, okay, So I'm gonna switch it
up this week a little bit. I'm gonna talk about
open houses first, so I don't run short on them,
(42:28):
because we've got some great ones. Six' two to One
sturgeon that is In Charlotte park In Ponta. Gorda That's
saturday eleven to. One stop buying see gen there two
three four eighty Eight Almond Avenue. Sunday rob is gonna
be there from twelve to. Two and again you can
(42:48):
reach out to us if you don't get these and
we'll have them post it. Online six zero One Shreve.
Street this is At Banion, Point unit thirty two C
i spoke about it last. Week absolutely gorgeous water. Views.
Here you're on the top floor right in the center
of the intersecting. Canals just an absolute beautiful, view beautiful.
(43:09):
Condo so you're gonna want to see. This this Is
saturday eleven to. One. Uh stop by and See mike
there two to two eight One. Tolbert that Is saturday
eleven to.
Speaker 10 (43:22):
One.
Speaker 3 (43:23):
Uh we are gonna get you guys running. AROUND i
can see this right, now seventeen to eight Eight. Acapoco,
Uh unit four. Eleven this, IS i mean, again another gorgeous.
Condo sunday twelve to. Two stop out there and See.
Nicole you will definitely want to see this one four
(43:45):
two Two, Ravenswood sunday eleven to. One bella is going
to be hosting that. One and, UH i don't want
to get ahead of, myself but if she's anything Like,
JIN i Imagine jen and hers will have. Cookies uh
one two Two Colonial sunday twelve to. Two stop by
and see Carry that is over by The Port Charlotte
(44:07):
beach area off Of. Harbor and this home is just.
Amazing they had purchased it with us several years ago
and it is just an absolutely gorgeous. Home the, cabinetry the,
(44:27):
countertops of, flooring every every part of. It new, seawall,
which of, course then what do you. Get you get
a new, backyard beautiful pool, area and you literally go
down turn and you're out into the, harbor so very
very fast access. Access if you're a, boater you're gonna
want to see this. House, okay so now we're going
(44:50):
to go to some. Listings let's finish with One colonial
THAT i was just talking, about three, bedroom two, bath
private dock with lyft circle, drive a private, pool stainless steel,
Appliances LIKE i, said absolutely, gorgeous granite. COUNTERTOPS i have
not seen this color and design often because it's definitely
(45:11):
A level, one which is a very expensive stone vaulted,
ceilings split, bedroom introduced to the market at six hundred.
Thousand we spoke about the open house At ravenswood four
to two Ravens, wood three, bedroom two, bath two car, garage fully,
updated open floor, plan largely in n introduced to the
(45:34):
market at three hundred. Thousand by the, WAY i don't
THINK i mentioned On. Colonial we're introducing that to the
market at six, hundred so it is going to go
quick coming up soon in this. House i've been waiting
on this, house very very. Excited i'm going to make
a prediction this house doesn't make it on the market
pass two. Weeks it is built in two thousand and
(45:56):
six M Pontagorda, isles very close to my, office very,
fast fast out by water three two two with a
pool LIKE i, said built in two thousand and six
and square. FOOTAGE i want to tell you the exact correct.
Amount two thousand nine and twenty square feet under air
(46:19):
thirty seven twenty seven, total huge. Waterfall absolutely beautiful. Home
and it's going on the market at nine hundred and fifty,
thousand so you were gonna want to see this. House
it will not last next thirteen twenty Six Wesley. Drive
the ink is still wet on this. ONE i just
signed it yesterday. Again BEAUTIFUL pgi. Condo it is a corner,
(46:46):
unit has a has a. Dock uh lift has been,
damaged so we're taking that lift app, out but it's
ready to put another lift. In here's here's what's amazing
about this three, bedroom two bat the space and it's
eight teen hundred and sixty five square. Feet you, know
LIKE i, said corner, unit amazing, views fast out by
(47:07):
water and gorgeous floors in, it diagonal, set large, tile
and it's being introduced to the market probably in the next.
Week so you're going to reach out to. US i
want to reach out on that if you want to
want to get the info on. That and it's going
(47:28):
to the market at four hundred and fifty. Thousand next
we're going to one sixty Seven Moca, court three, bedroom two.
Bath this is In Deep. CREEK i Love Deep. Creek
two car garage with a family. Room this is a pool,
home oversized corner, lot beautiful kitchen with all your stainless,
appliances you, know your, pantry dual walk in. Closets it's
(47:52):
got a private en suite bathroom with split. Vanities the
roof was done in twenty twenty FOUR ac in twenty twenty.
Two resurfaced screen front Entry i'm, sorry twenty nineteen roof
twenty twenty FOUR, ac twenty twenty two pool resurface introduce
to the market at three seventy thirty two to Thirty Bay.
Ridgeway absolutely gorgeous three, bedroom two, bath two car garage
(48:16):
with a family room again pull home twenty twenty four
roof lake views very. IMPORTANT a lot of people are
wanting those those water, views vaulted, ceilings tile, throughout recessed pennant.
Lighting this is In, riverwood so you're definitely going to
give us a call about. This one thirty two Thirty
(48:39):
Bay ridgeway introduced to the market at five seventy five
and now we're going to four three two Three Mickeler.
Street it is three, bedroom two, bath two car garage
AND i Know zan's going to need me to speed
up here a little bit, oversize cornered a lot. Again
twenty twenty two roof her cane impact windows and, doors
(49:02):
WHICH i. Love you don't have to mess with the,
shutters gutters that have the guards on, them so again less,
maintenance you don't have to be cleaning them. Out irrigation,
system security. System the kitchen has all stainless, appliances granite,
countertops tile back, splash and an island in it with breakfast.
(49:22):
Bar it has just been the price has been improved
on it and reintroduced the market at three thirty. Five
mondovi thirty five Hundred Mondovi. Corps i've sold many of
these over the years AND i just love, them three,
bedroom two, baths one car. Garage you're close to everything
(49:44):
right there At Burnt Store, aisle sailboat, access second floor.
Villa this is a dock with a boat, lift so you,
know a very very intensive way to live In South
florida in a beautiful community with that boat and that dock.
Lift so it is you, know ten twenty two and
(50:06):
it is on the market for three hundred and fifteen
thousand and three zero Eight Salem avenue in Northwest, Port.
Charlotte this is in three three nine five, two three,
bedroom two. Bath this is introduced to the market three
hundred and thirty five, thousand and it is on The
it is waterfront one car Car, Port. Florida, room oversized,
(50:27):
Lot Saltwater, canal obviously menaced To Edgewater Public Boat. Ramp
it's got three storage sheds and a private wood. Dock
so again three hundred and thirty five, thousand you can
be in your home thirty six to Forty Eagle Pass.
Street this is In. Northport four bedroom if you're need
that extra, bedroom very. Important a lot of people working
(50:48):
from home or need that extra. Space four, bedroom two,
bath two car, garage brand new roof on. It it's
a it's a very spacious home and this one's on
the market wait for it three hundred and seventeen to.
Five so for three seventeen five you can be in
a four, bedroom two, back two car. Garage sign me.
Up twenty twenty. Five new roof on this h twenty
(51:12):
twenty four septic was serviced in, pump twenty twenty, four
water heater well twenty twenty four well, system solar attic
in the. Fan so it's going to keep that, cool
going to extend the life of your. Roof fifty AMP rv,
hookup irrigation, system fully fenced. Backyard next we're going To
Hayworth road two two sixty Two Hayworth. Road i've got
(51:33):
a three, bedroom one and a half, bath one car,
garage private. Pool the seller is offering wait for. It
we've talked about this many. TIMES i love. This sellers
offering a two to one buy down for potential. Buyer
very very very. Important updated, waterfront freshwater, canal twenty twenty four,
(51:55):
roof newer, appliances newer ac newly screen pool cage two
three nine to One Date. Street this is In James,
city three, bedroom two, back two car, garage fifty feet
of waterfront, age minutes to the open. WATER i just
love this. Area all stainless steel, appliances double even double, dishwasher,
(52:17):
bread taking, views a private dock with ten thousand pound boat,
lift twenty twenty three, roof twenty TWENTY hvac so you're air,
conditioning twenty twenty three water, heater pool, pump, pool cage,
homes wire, regenerate you're ready to go seven hundred. Thousand
you're in this with that kind of water, ACCESS i
just love. It, Okay i'm down to one. Minute i've
(52:40):
got others that give us a. Call we'll talk About
i've Got Creek, Drive, Turnberry Santa. Cruz there's a couple
OTHERS i want to, Mention kittiwake And Los alamos AND
pgi have just had improvements to their. PRICE i can
tell you these homes will not last long BECAUSE i
know the Interest i'm getting on. Them if you're looking
for that premium waterfront boat access, home you're going to
(53:03):
want to see these two. Houses so for, all for
those two and all the, others give me a call
at six one eighty six hundred and we will see
you next. Week
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