2025 12-14 DAVID CARRIER PODCAST HOUR 1

Episode Transcript

Speaker 1 (00:00):
He served at the Pentagon as an army jag. He
graduated from Notre Dame and has two law degrees from
Boston University and Georgetown University. He's been practicing law for
over thirty years. He's your family's personal attorney. It's time
for the David Carrier Show.

Speaker 2 (00:20):
Hello, and welcome to the David Carrier Show. I'm David Carrier,
your family's personal attorney, and you have you know, here's
the thing with your family's personal attorney. That's sort of
a poetic license. If you understand. I mean, I'm here
for you. Call me and we'll answer your questions and
all the rest. But we do have one person who

(00:41):
sent me emails and actually confronted me about it that
I'm not her personal attorney. I'm like, well, yeah, or
her families. Yeah, I know. So when I say your
family's personal attorney, it's more of an aspirational thing. You
might say, where we kind of hope to be and
for thousands of peace, but of course we are. But

(01:02):
you know, give me a little give me a little
grace here. You know, it is the holiday season, so
you know, just a little poetic license. If you if
you don't, if you don't mind. So I'm David Carrier,
your family's personal attorney. If you take the poetic license
view of things, and you have found a place where

(01:23):
we talk about a state planning, elder law, real estate
and business law. So give us a call. Why don't
just six one six seven seven four twenty four twenty four.
That's sixty one six seven seven four twenty four to
twenty four. Will get your question, comment or concern, question,
comment or concern on the air. All you have to
do is give us a call at that number, and

(01:45):
we'd be more unhappy to more than happy to do
that for you. We also, uh, you know, what do
we do? We talk about anything else? So I kind
of feel like talking about And if you have, like
I say, a question, comment, or concern about some other
area law, you know, well, what the heck, we'll give it.
We'll give it the old college tribes. Surprising what you've

(02:06):
picked up over the uh you know, over the years,
and well you may be surprised too if you give
us a call at six one six seven seven four
twenty four twenty four to twenty four. Anyway, So how
are how is? How is state planning? Like automotive mechanics.

(02:29):
I mean like car fix and stuff. I don't mean uh,
I don't mean the guys who work on the cars.
I mean like like like the fixing of the fixing
of the automobiles. And you know, thank goodness, I do
have these sudden rushes of inspiration as the music is playing,
so so you know, I don't have to go directly

(02:51):
to the emails and start solving problems. Instead, we can
get philosophical if you wish, and then see here's my theory.
But if I, if I talk about this stuff, the
philosophical sort of thing, then you'll be more encouraged to
shut me up and call in with a question. And
that's easy to do. Six one six seven seven four

(03:13):
twenty four twenty four. That's sixty one six seven seven
four twenty four twenty four. See how easy that is.
Just just call in. You can shut me up anytime
you want. We also we also would direct you to
the website Davidcarrier Law dot com because that David Carrier
Law all one word, squish it all together, David Carrier Law,

(03:34):
no hyphens, no periods, no nothing in there. Dot com
and on Davidcarrier Law dot com is your very friendly
AI agent. It's not a AI assistant, whatever you wanna
call it. Give it a try. I really do encourage
people to give it a try. The now, it's not

(03:54):
legal advice. You understand that, right. So it's computers and
blah blah, trained on many years of radio shows and
years and years of newspaper columns and all kinds of
other stuff that we've been doing over the years. So
with any luck at all, it will sound somewhat similar
to the sorts of things that I've been saying, because

(04:17):
that's where it's drawing. That's the experience that is drawing from.
It's not hallucinating everything from all over the world, at
least not usually. We get the MD twenty twenty away
from it and stop doing that. So anyway, if you
go to the website and you can ask a question
you gave me, talk to it. We'll have a conversation
with you. And it started out, you know the story

(04:41):
about I've ever heard about the story about the singing
the singing dog. Ever, you know this Christmas time you
get the singing dogs again, you know, the barking the
Christmas carols and stuff like this. You see the AI agent,
the AI assistant on the website. Right, it's sort of
like this singing the singing dog, right, because with singing dogs,

(05:05):
it's not a matter of how well the dog sings,
but that it sings at all. Are you with me
on this, right? So we have somewhere a lower standard
my point, we have somewhat a lower standard for the
singing dog. But the key to this AI thing, and
it started off it was like, wow, that's better than
better than anything else I've ever seen. You know, I

(05:25):
was pretty you know, singing dog. But there it is.
You can actually make out that it's saying, you know,
whatever was falla la la lah. You know, you can
sort of make out what it's what it's going for there.
That's better than click click click and put in a
query and then you know it wants you're you know,

(05:47):
wants to give you a horoscope or something. I don't know.
The point is that in the six months or so
that we've been doing it, that we've had it on
the website, it has really gotten very converse. It's really
not bad. And I'm not saying don't call me, because
then I'd be I'd be lonely and it doesn't care.
But the point is that you can really get some

(06:10):
very useful information and where we keep adding functionality to it.
So there's some argument right now about whether you can
actually do this today, but in the near future you'll
be able to talk to it and find the right location,
you know, because we do these workshops, do our workshops
at all four locations. Looking to expand to Lancing. We

(06:34):
dipped our towing there a couple of years ago and
it was okay, but it wasn't what we wanted it
to be. But we're looking at that again. So you
can talk to the thing, find out when the workshops
are even sign up for a workshop, and we're not
quite there yet. We're not quite there yet, but we're

(06:55):
very close. We may be there already, but I'm not
promising that. So anyway, check out the AI, the AI assistant.
It will have a conversation with you. It will be
very useful in illuminating for you some of the you know,
some of the things that you would ask if you
if you really had to or but but you know,

(07:15):
you're just kind of curious about it. But you know,
dialing seven seven four, area code six one six seven
seven four twenty four, twenty four you know, it's so difficult,
but you could talk to the AI thing and it
can it can really help out with the you know,
with that information. So uh and and we're expanding it.

(07:36):
I mean right now we're we're working on a package
that you can get if you come to one of
the workshop. You got to come to the workshop and
you get the package. And what it is. It's twenty questions,
all right, and you talk with one of our paralegals
and we ask you the twenty questions. But it's worth
doing because what you get out of the what you
get out of it at the end of the day,

(07:57):
is a and again it's it's not legal advice. It's
not legal advice, but it's useful stuff. It is useful stuff.
So what you get is a analysis of your situation.
So you whatever you tell us, we use that as
the basis for it. Right. The second thing and just
kind of in general, sort of a risk thing. You know,

(08:19):
here's what your profile looks like, giving your age, giving
your possessions, investments, whatever. And it's not it's not investment
advice either, Okay, it's just kind of a conversation. The
second thing though, that that has been really helpful. We've
gotten some very good feedback on this is a guide
to talking to your kids about this stuff, okay, and

(08:43):
the the guide to telling your kids about you know,
because the kids think they're so much smarter than you
and you haven't done anything, et cetera, cetera. Maybe you haven't.
But what we're what we're trying to do with the
with this thing is give you a way to talk
to you're like, I say, to talk to the kids
about what it is you have done. Okay, So how

(09:07):
to have the conversation with the kids. And then the
third thing is, and this is very bold I think
on our part, but what the heck and what it is?
It's kind of a thing that you would take a
checklist that you would take to some other lawyer, right,
I mean, because we're crazy, I get that, but take

(09:28):
it to the law and it's things that we do
and it's like, well do you do these things? So
you make your own judgment. You make your own judgment
on that. You mean, for me say, over the years,
of course, that we do all kinds of things that
other people don't do. I believe that to be true.
I mean that's been my experience. But here, here's a checklist.

(09:48):
Ask them, you know, do you do these things? How
do you do these things? You know, what are you?
What are you thinking about on these issues? So it
gives you a way very difficult really to shop lawyers.
I mean, how do you know? And so people wind up,
well it worked for Uncle Charlie. I guess it'll work
and it's like, well, that's kind of a tough tough

(10:08):
thing to bet your entire life savings on, because that's
what you're doing with this state. You get that, with
a state planning, you're betting your life savings. Just a thought.
You've been listening to the David Carrier Show. I'm David Carrier,
your family's personal a turn.

Speaker 1 (10:26):
This hour of the David Carrier Show is pro bono,
so call in now at seven seven twenty four. This
is the David Carrier Show.

Speaker 2 (10:37):
Welcome back to the David Carrier Show. Meli kaliki maki
whatever that was. You know what that means. It means
get your estate planned done. That's the wise Hawaiian Christmas
Day way of saying, yeah, come to a workshop. Meli kaliki.
That's what khaliki means. Seminar our workshop Now come to

(10:57):
it anyway, you'll enjoy it. Six one, six, seven, twenty four,
twenty four. That's the number to call if you'd like
to get your question, comment or concern on the air. Now,
back in the day, some of you may know, faithful listeners,
know that back in the day I was. I have

(11:18):
four brothers and three sisters, right, so there's eight of
us plus me plus be Either's grandmother lived with us
as well, so I made eleven plus mom. We including
mom and dad, and so getting around was a difficulty,
except that we had the biggest station wagon before it
ever made, and that's what my father's preference was. And
then I had the nineteen fifty six we had in

(11:39):
nineteen fifty six Chevrolet that my mom had inherited from
her aunt. Are you with me on this? So I
grew up in the first sixteen years of my life.
You know, in order to go to church, in order
to do anything, get the whole family in, you had
to have the station Wagon plus the fifty six, the
Black Mariah as my mother would call it. Anyway, long

(11:59):
story short, when I'm sixteen years old, I inherited it,
Dad gave it to me. Now, it didn't have it had,
you know, big holes in the floorboards and fabrics showing
through the tires. The brakes didn't work particularly well, et cetera, cetera,
but there was enough room under the hood to sling
a hammock and sleep next to the engine if you know,
if you wanted to, which I didn't usually but sometimes.

(12:23):
And the point is that it was easy to work on. Okay,
So when I go to my dad and I say, Dad,
you know, you know you told me about pumping the brakes,
and I've been pumping the heck out of those things
and boy, it's still goes right to the floor. And
he goes, oh, yeah, I think you probably need a
master cylinder rebuild kit there. Yeah, they sell them at NAPA,
And so for eight dollars and change later, I had

(12:44):
myself a mass cylinder rebuild kit and figured out how
to fix brakes and then went, but Dad, the fabric
is showing through the tires. Oh yeah, you know, if
you go to the junk yard, you know, Chuck over
there will sell you some sell you some tires. You
can minute have rims. You don't even have to take
the tires off. Hey. Dad was a smart guy anyway,

(13:05):
So now I had tires and all the rest, and
you learn how to work on cars and this and that,
and you know, you kind of bet your life that
you did the breaks correctly, and you kind of bet
your life that the tires weren't going to pop. And
I figured out how to fiberglass the inside of the
car so the water didn't splash through every time. And
that's just you know, like I'm into the do it

(13:27):
yourself thing. Okay, So maybe I'm a little bit like you,
and I believe in doing it yourself if that's if
that's possible, and I'm willing to make some mistakes to
find out whether or not it is. So recently that's
where I'm coming from. But recently, I have a ten
year old Ford f one fifty. You know, followed my

(13:48):
father's footsteps as far as that goes. And you may
know I've got a fifty six Chevy station where I
got out front of the office and I got to
you know, this and that. And the thing is, I'm
very reluctant these days to drive the fifty six around
because it doesn't have you know, it's got a solid
steering column, right, I mean, that thing's going to go

(14:09):
right through. It's not going to collapse. And it doesn't
have airbags, and it's got the you know, the the
drum brakes, not disc brakes, and all the all those
all those kind of safety things, right, but still it's
easy to work on. And so the old truck, the
ten year old truck with you know, over one and
twenty thirty thousand miles on it, the I leave that

(14:32):
at the office, and so when somebody has to go
from the office has to go to one of the
other offices, whether it's up in Norton Shores or down
in Porters or over in Holland. Now we've got a
vehicle at the office that people can can borrow. They
don't have to use their own vehicle to go traps
in around. Plus it's a pickup truck, you know, you
can throw a bunch of stuff in there. So that's
all good, except that the deem things stopped working. It

(14:55):
just you know, and I got the you know, take
out my trust the code analyzer, and it's like, you know,
go take another nap, why don't you, Because I'm not
gonna tell you what's wrong with this thing. We have
it hold off to the dealership. The dealership of course,
and it was the it was the starter and so
you know, have you ever had something like that where

(15:17):
it's like, oh, this is mysterious, what's going wrong? I
better call the expert. And you call the expert and
it's like it's a starter motor. It's like a starter.
Come on, I've been changing starters since I'm in third grade.
No big deal. But anyway, we paid that to have
that done. But still one of the mirrors was smashed.

(15:38):
What else? Headlights didn't work on one side, and the
wipers only one wiper work, which turns out to be
a very common problem with that vintage of F one
fifty because you would not believe the linkages and stuff
that's in there. Anyway, long story short this and I
will I will actually make a So I fixed the mirror.

(16:03):
You know, I replaced the mirror. The I apparently have
to take power at half of the front of the
car to replace the headlight because it's that kind of headlight. Whatever.
You can't just replace the bulbs in the now. In
the usual F one fifty you can just replace the bulbs,
but I got the super duper one, so you can't
replace the bulbs. You got to replace the whole the
whole unit, and in order to replace the whole unit,

(16:25):
you have to like take the front of the car apart.
So okay, I'm working on that, but you know, here's
my point. I'm taking everything apart, taking off the cowling
and blah blah blah to get it the windshoe wipers,
to fix the windshoe wipers, because the linkage goes bad
on this. Everybody knows this, apparently except me, that the
linkage goes bad. So I'm taking it apart. And I

(16:47):
can still use the motor because I know the motor's good.
And of course I snap a bolt. Have you ever
done that? Have you ever? You know, you're taking something
apart and you know they didn't. It's pop metal in
the in the screw which should be stainless or something.
It should be good. The screws should be good, but
they're not. And you're you know, you get the first
one out and that was a little sticky, but you

(17:09):
can't you can't get your WD forty in there to
unfreeze it, and so you're you're wrenching on the other
thing and all of a sudden snap and it's like,
I know, that sound, and now you've got to buy
a new Now you've got to buy a new motor. Well,
when I get back, I'll complete this, this tale of
woe with a redemption arc to it, and relate it

(17:31):
somehow or other to a state planning because actually there's
almost a one to one, a one to one connection there.
If you can believe that. If you can't believe that,
give me a call six one six seven seven four
twenty four twenty four. That's sixty one six seven seven
four twenty four twenty four. I'm sure your story is
a hell of a lot more interesting than mine, So

(17:53):
let's hear yours. Uh. And in the meantime, of course,
you can go to the website talk to the AI agent.
He's probably more interesting that I am. And you can
even sign up for a workshop, which you know those
are those are actually pretty good too. So I'm David Carrier,
your family's personal attorney, and we have a new board guy.

(18:17):
So now is when the music comes in. You know,
I'm meet using Meloy Kolikinaki. There we go.

Speaker 1 (18:26):
David's got the how too you're looking for. Just call
seven seven twenty four twenty four. This is the David
Carrier Show.

Speaker 2 (18:36):
Wellcome back to the David Carrier Show. I'm David Carrier,
your family's personal attorney, except for that one lady who
keeps telling me I'm not anyway. Six one six seven
some four twenty four twenty four. That's the number to call.
Six one six seven some four twenty four twenty four.
How is this state planning? Like automobile maintenance, I'm gonna
tell you, things go wrong when you at least expect it.

(18:57):
You would think that when you wipers would be designed
so that the linkages weren't you know, a Rube Goldberg contraption,
that they actually worked, or that you could service them.
You could, you know, blop a little bit of grease
in there once in a while and keep them rolling.
You'd be wrong. So when you see an F one
fifty on the side of the road, you know, ten
year vintage thereabouts, and you think, gee, why aren't there

(19:20):
winchy wipers on in this blizzarding snowstorm or in this
pouring rain or tornado or whatever it is. The reason
is the linkages are all froze up because the the
little ball joints there, you know, the grease wears out
thins out whatever. Plus, even though it's under a plastic cowling,
I'm here to tell you, they rust like crazy. Plus
when you start taking the dang thing apart, right because

(19:43):
you get the other linkage that you ordered online, because
you're going to do it yourself, right, because you're no dummy.
You're not taking it to the dealership. Oh no, not you.
You're gonna be smart. And then you snap the bolt,
and now you got to buy the motor as well.
And then you put the whole thing together and you
try to get it back under the cowling, which of
course you can't do. So then you got to take
it all apart again, you know, while you're demonstrating to

(20:06):
your nearly eighteen year old son. See, son, this is
the way we do things. We're independent, we are self reliant.
We're gonna figure this one out. And as a matter
of fact, we did figure it out, and eventually we
had all stuff back under the hood. We got the
you know, we got the the control, you know thing
you would not believe, you would not look. As I've

(20:28):
indicated before, I've had these old cars, right, the fifty
six Chevy which ran in the winche wipers on the
on the old cars run off the vacuum in the carburetor,
and the vacuum in the carburetor is the air that
gets sucked in right and through the carburetor, and there's
a there's a hose that goes from that to the
air motor that flips the wind shoe wipers, which is

(20:51):
why when you take your foot off the gas, the
winche wipers go crazy. Right. And it's not a click
click click on the adjust the wind wipers, right, it's
a it's a smooth thing because it's an air motor
and what you're doing is you're you're affecting the amount
of air on the vacuum that gets pulled through the

(21:11):
carburetor to make the winche wipers go. Okay, it's different today,
it's all it's all freaking computerized. It's like a it's
like a twenty wire block that goes into the into
the motor. Well, you know you want uh, you want
interval wipes, right, and you want rain sensing and all
the rest of the stuff. So you know that's that's

(21:32):
what you get. Anyway, long story short, and and this
has been you know, one of those typical things, right
because it's all plastic cowling with these with these connectors, right,
and of course if you jiggle anything a little bit.
Now understand these connectors as well as everything else pretty

(21:53):
much has been exposed to ten Michigan winners now or
eleven depending when they build the name thing. And they're brittle,
I mean they're not as they're not as flexible. Remember
back in the day, you know when we I include
myself in this, when we were more flexible, right, and
nowadays we're bitter and brittle. Right. You bend this a

(22:16):
little bit and snap now, and then you go to
get the replacement. Oh my gosh, you know what one
of those little plastic thingies cost that holds the plastic
cowling on. You know what? That costs four dollars and
ninety nine cents. Unbelievable and you get two to a bag,
although it may only have been eight and change anyway,
so I don't care. It's a little plastic dingling there

(22:39):
that you put on the thing, and then the cowling
snaps down on top of it. And of course you're
in a sweat when you're pulling the thing off because
you don't know if you're breaking something, which you probably
are or if it's going to be okay this time
and you're gonna be able to put it back together again.
And then of course you get that off and you've
broken a couple of them. Damn, that's going to be expensive.

(22:59):
You know it is, because it's just a little plastic thingy.
And then you take off the motor and you snap
the dang bolt, you know, the screwing bolt that goes
into the housing that holds the motor. So okay, so
I thought the motor was good. The motor was good,
but now I got to buy another one because I
just snapped off a bolt in the housing. And yeah,

(23:22):
I could drill it out and then retap it, but
I'm getting old. I don't have that much time left,
and I want to get this thing done anyway, So,
you know, and we got the kid out there, you know,
and I always see, you know, working three dimensions, and
you got our plan, your work. And so the reason
we're taking it all apart is because I didn't do that.
I was an idiot. Yes, that's correct. So we do

(23:44):
this part and then we do that part, and okay,
so now we got the whole thing put back together again.
Now I'm going to get to my analogy to a
state plan. Back in the day, when you're doing a
fifty six, you know, you're doing the fifty six Chevy
routine there, right, there was plenty of room. You didn't
have the plastic snappy things, you know, the clips that
hold the stainless steel trim on or metal. Right, metal

(24:09):
good for us, and and you know you could see
what you were doing, you know, and it wasn't worth
that much anyway, right, I mean to me, it was
the sun, moon and the stars. But I mean, you know,
in general, but now you've got you know, three tons

(24:29):
of metal flying around, and you know you gotta be
careful with this stuff, and it's all more difficult, but
you eventually see yourself through it. Right, Eventually you get
through it, and you know you hate to go to
the dealership, but sometimes you got to go to the dealership. Okay, fine,
And in this analogy, I'm the dealership. Sorry anyway, long

(24:51):
story short. You get it all put back together again,
and it's like and you got those expensive clips in there,
and you got everything put back together, and now you
put the wind wipers on. And this is the easiest part,
isn't it. Isn't it. I mean, just you know, you
got to put the winche wiper arms back on the thing.
Do hickeys to go back and forth, you know that

(25:12):
go back and forth. You got to put the windshield
wiper arms on those things. And I got to tell
you after twenty minutes it was like, I'll do it tomorrow,
you know, because we're adjusting it, and then it jams
and you're afraid of burning out your brand new motor,
you know, because you jammed it because you didn't put
the winchye wiper arm correctly. Okay, And here's why that's
like a state planning. Let's assume you did everything right.

(25:34):
You got the trust, you got the will, you get
the power of attorney, but you're not gonna do But
let's assume you did. And let's assume it was done correctly, right,
and you managed, you know, and it took you all
day and you're not really sure, but you're hoping and
you know, Okay, hey, I put a lot of time
into this. I've been doing this for a long time,
you know, thinking with cars and whatnot. I can make

(25:55):
this work. And you do make it work. And when
you turn on the thing, the little things that hold
the win shoe wiper arms. They go back and forth
like they're supposed to, and you're thinking, glory, hallelujah. You know,
I'm the you know you remember that song. You know
we are the champions of the world. You know that's
singing in your head, and it's like yes, And then

(26:15):
you can't get the damn win shoe wiper arms on
correctly so that they flip flop, and then you just
kind of give it up as a bad job. And
that's why most trusts are not funded. Okay, that's why
most people who have a trust, and I mean ninety
plus percent are going to fail. They're gonna fail because
unlike the wind shoe wipers, like, I'll figure it out.

(26:37):
I will figure it out. I will get them on it,
won't you know, it's more of a hassle than it
should be. And maybe them, just two of us are
just tired and stupid last night, and so but we'll
get it. We'll get it done. You know, we will
figure it out and it will be okay. But that's
because if I if it's not okay, then when the

(26:59):
wintery Mays, which shows up around here all the time,
when that shows up. Where am I I got no
Win shoe wipers. It's very obvious to me that I
have no Win. I can't see where I'm going. I
can't figure that out. I'm a danger to myself and others. Right,
it's awful, and I know it's going to fail because
I'm failing as I'm doing it. Does that make sense, right?

(27:22):
That's the idea, whereas when people do these trusts and
they don't follow through on them. It's the easiest part
of it. Conceptually, it's the easiest part. Well, you just
put the other name on the thing. Conceptually, that's easy
making it actually work. So you're not binding up the
winche wiper arm because you put it in the wrong

(27:42):
place and you're not really sure about this and that
all the rest of that stuff. Right, that's it's the
easiest thing. It's the easiest conceptual part of it. But
if you get it wrong, if you get it wrong,
none of it's going to work and you might burn
out the part that you did get to work. Say
see how I'm bringing it all back? All right? It

(28:02):
kind of makes sense now, doesn't it, Or maybe it doesn't.
I don't know. Anyway, The point is the reason most
of the state planning fails. Now, I think there's a
failure of recognition of what's really going on. I'll cover
that in the next one. But with the windshe wipers
not working, it's pretty obvious. It's right in front of you.
You know it ain't working, right, Whereas when your trust

(28:24):
doesn't work, you don't really experience that. You know it
didn't you know, you know you didn't follow through. And
when we take a look at it, and when we
go over it with you, you'll you'll be, oh, yeah, oh,
I was supposed to do that, right, because you can't
observe it. You can't. You can't see it all right,

(28:45):
you can't. Can't. You don't know how bad it's going
to be because it ain't. It's not happening right now. Okay,
it's something in the future, is something that you cannot
very difficult to evaluate right now because you can't. You're
not going to experience it. So anyway, that's how come
fixing winchy wipers and getting your trust done and funded

(29:09):
is really very much exactly the same. You're welcome and
you can use that at your Christmas party and tell
that start you've been listening or not. You know, you
don't want to get thrown out. You've been listening to
the David Carrier Show on David Carrier, your family's personal attorney.

Speaker 1 (29:30):
David's perking and working and taking your calls. Now this
is the David Carrier Show.

Speaker 2 (29:39):
Welcome back to the David Carrier Show where the lovelight gleams.
Oh there, it is very true. Huh me. But we
will be broadcasting for Christmas. I mean, if it is
on Christmas, We've done that. I've actually done that over
the years because we are live and local. We're committed

(29:59):
to that. And if you're if you're my wife, you
think I should be committed, Well, what can you say?
Six one, six seven seven Argue with six one six
seven seven four twenty four twenty four. That's six one,
six seven seven four twenty four to twenty four will
get your question, comment or concern on the air. But

(30:20):
you see what I'm saying with that whole. I mean,
it was long analogy, but the idea is back in
the day when people didn't have so much, when long
term care wasn't such a big deal, wasn't breaking the
middle class, you know people, It wasn't the stakes were lower, okay,
and it was easier to fix things. It's difficult to

(30:42):
fix things. It's it's and it's you know, one of
the things people often say, Oh, it's so confusing, and
I do my very best. I really do to make
it as least confusing as I possibly can. But you know,
have someone explained quantum theory to you. It's different a cult.
It isn't so easy. And what we've got now, I mean,

(31:05):
I'm just saying, if you if you're a lawyer, right,
if you're a lawyer, which thank god you're not, but
if you were country blessings, if you were, we get bombarded.
At least I'm getting bombarded with all these ads to say,
ad estate planning, right, Like it's on Facebook, it's everywhere,

(31:28):
these ads to and emails and stuff. You know, Oh,
you can add a state planning to what you're doing.
And it's like I look at that and the pitch
is very much you don't understand how this stuff works,
so we'll do it for you. Really, really, who are
they talking to? It's like, you don't know how to

(31:52):
do a state planning, right, but we'll give you all
the forms you need and we'll do it for you.
We'll actually put the documents together for you. And it's
like and I look at that and I think, really
like if the if the person who did this for
now has a question, who are they supposed to go to? Right?

(32:16):
I mean like we get questions all the time. I mean,
this show notwithstanding six one, six, seven, twenty four, twenty
four if you have a question. But but the but
we do the trust reviews, you know, we do. Last
week we had our Christmas event, you know, over one
hundred folks, which was down. I mean, you know how

(32:37):
I can tell that we've got with the attendances down
at one of our events, you know, one of the
everybody come on to myer garden and let's hang out
and talk about stuff and have a good time and
look at the Christmas trees and all that, because we do,
you know, we do lunch and what have you, Okay,
And if we don't run out of food like quickly

(33:01):
then and we always warned the caterers, But if we
don't run out of food quickly, then you know, then
the attendance is not as what it should be in
my opinion. And you think I'm saying my clients are
big eaters. Yeah, they're big eaters. Well you know what,
you know, they're healthy and they're they're vigorous, and it's like, hey,
I want my uh, I want my sliders, my skewers. Good.

(33:22):
But we actually had leftovers this time, which has never
happened in any event that we gave. It never happened.
Now I blame the weather, and okay, the weather is
to blame, and they didn't have school and all that,
so okay, so maybe that's it. But still in all,
we still have more than one hundred folks, and this
time they were actually leftovers. Unbelievable. And one of the

(33:44):
things that we do is I'll give a sort of
state of the union. Here's what's going on, here's what
we see going on with the state planning. But then
we'll take we'll take questions, and those questions go on
and on and on until the caterers say come and
get it or nothing for you, and or we're packing

(34:04):
it up and leaving. So that's usually when we cut
it off. But that's what that's what we do with
these events because people really do have a lot of
questions about this stuff. It isn't that easy. And to
the extent that you that you think it is. You're
living with a fifty six Chevy where you can kind
of figure out what's going on. It's probably just the
king hose that making your winchet wipers broke, or just

(34:27):
replace the whole name thing, or tear it apart, we
fix it, or have somebody else do it, because you
can't do that. You can't get those pieces parts anymore.
Long story short, right, the idea with the idea with
this whole thing is it's really important. You know, it's
probably more important now. I think it is more important
now that you get it right because the the well,

(34:52):
let's face it, it's partly your fault. Okay, here's the
deal question. Do you think that you have higher expectations
right of what your life is supposed to be like
than your grandparents? Did? Remember? Think about your grandparents. Now,

(35:14):
these aren't the people who fort World War Two. Those
were your parents, your grandparents. When the guys came back
from World War two. Here's a question for you. When
the guys from World War two, I'm not talking World
War World War two, your parents, what percentage of them,
what percentage had indoor plumbing? Indoor plumbing they come back

(35:36):
from you know, making the world safe for democracy, putting
down the hunt and all the rest of that stuff, right,
and what percentage had indoor plumbing. The answer is fifty
five percent. Forty five percent of the soldiers coming home
had to go to an outhouse. Okay, you think you
have little higher expectations right now, I think you do.

(35:59):
I think you do. And that's why estate planning has
gone from leaving something to the next generation. Right where
that was the focus of it. That's not the focus
anymore nowadays because the expectations. Your expectations are higher, and
you're living longer, and you're living healthier, and you're living

(36:21):
longer without dementia. That's another interesting that you just saw
this and you can I'm not really sure exactly how
to analyze it, but it looks like it looks like
people are getting dementia at earlier dementia is going down,
people are living longer without it. Now they're living longer,

(36:43):
which means that eventually we're going to get back to
the regular rates. But apparently and I it gets back
to hearing age, which I'll talk about in the next segment,
Like what a hearing aids have to do with dementia. Okay,
what the hearing aids have to do with dementia? I

(37:03):
mean I just saw I just heard a commercial where
they're saying, oh, you know, without hearing aids, you're going
to get dementia. I don't think that's what's going on.
I think what it is is if you don't have
hearing aids, you can't understand what's going on. But you
don't want to admit you can't understand what's going on
because you don't want to those goddamn hearing aids, right am?
I right? You know what the hearing aids and without

(37:27):
the hearing aige you're not suffering from dementia, but you
look like it. You look like it because you respond
inappropriately or you have to keep saying what and make
people repeat a whole bunch of times. Okay, So get
the hearing aids. Not because they have any magical relationship
to dementia. It just if you can't hear, it looks

(37:49):
like you got it, looks like you got the dementia.
You don't want that, Okay, that's a sideline. The point
is you have higher expectations of what you're gonna what
your life is going to be like, you have greater demands, okay,
and there's more out there, and it's more expensive because
the demand for care is very high, all the boomers,

(38:11):
and the supply of caregivers is very low. Plus your
kids aren't gonna do for you what you did for
your parents. That's why, like fixing a car, right, it's
more complex today than it used to be, because it
is the world is a more complex place. Right. I'm
not driving around in the fifty six Chevy anymore, and

(38:32):
when I do, I'm embarrassed to admit it, but it's like,
h well, I hope nobody crosses the center line. It
hits me, I'd be in big trouble in this, you know,
in this thing. So that's my point. As we progress,
you need more because you want more, because you should
have more because you work that hard for it. That's

(38:53):
what I think E've ben listening to the David Carrier Show.
I'm David Carrier, your family's personal attorney.