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June 21, 2025 • 54 mins
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Speaker 1 (00:31):
And now time for the Health and Wellness Show on
one O three point five FM and five sixty AMWVOC.
Coming up, we'll be talking to Larry Harris from Clastic Systems.
The goal is clean air. All that air that we're
breathing's gonna bring. He's gonna bring the receipts today, some
statistics on how much air we're breathing every day, and
how much of that air we're breathing contains particles, and

(00:54):
how many of those are not good for you. Okay,
So once we establish that, what do you do about it? Well,
we'll talk about that, uh stagflation concerns. Matthew Terry John
Farley preservation specialists. They'll be joining us this morning as
well on the program. But first up, let's get an
update from this guy right here. It is Matt Lyons
from Carefree Boat Clubs out of Lake Murray. Good morning to.

Speaker 2 (01:15):
You, sir, Good morning sir. How you been.

Speaker 1 (01:17):
I'm doing great, man, doing great.

Speaker 2 (01:19):
It's not raining, so that's a win.

Speaker 1 (01:21):
There's a win right there, right, But boy is it
it got hot quick?

Speaker 2 (01:26):
I gotta tell you. I now take the boat about
thirty feet anchor down and jump in the water. That's
been that's been my week.

Speaker 1 (01:33):
Right, we took we took a new boat out.

Speaker 3 (01:35):
You did.

Speaker 2 (01:36):
We took We don't have a name for it yet,
but you did take our new boat out. You were
the very after me. Now since we will probably we
will probably not be doing that.

Speaker 1 (01:45):
Okay, that's fine. Just an idea, just a thought. Uh yeah,
what a try tune.

Speaker 2 (01:52):
That one was a twenty three foot try tune with
a one fifty engine on it. So I call it
our It's it's kind of of our cruising around the
lake boat. It's got a Skei toe bar on it.
You can pull tubes, you can do things like that.
It goes, it goes great. It's a really good boat.
We just the other two brand new ones just hit
the water as well. So we've got three brand new

(02:13):
ones into the fleet that are replacing three similar boats
that were two seasons in. So it was time for
them to go find new homes and for us to
bring new ones in. So the members keep going out
on new boats, and we do a lot of that
to avoid maintenance issues and things like that. Right we
the worst thing for my business is to not have

(02:34):
a boat available on a Saturday. So We make a
point to keep them new, keep them maintained, keep them updated,
to keep our members out floating.

Speaker 1 (02:42):
Around mad don't hold onto boats very long.

Speaker 2 (02:45):
I don't. I don't.

Speaker 3 (02:46):
And we also don't get.

Speaker 1 (02:47):
Too attached to a boat out there, because then it'll
be around for real.

Speaker 2 (02:50):
What's funny is we do when we when we rotate
them out, we let the members know what's leaving, and
by that point they've been in the you know, the
boats have been in the club for one to two
you know, see. And people are like, you can't get
rid of the party Pelican. That's my favorite boat, And
I'm like, well, we're replacing it with a very similar
one that's got this added feature or this tweet. Because
we constantly are figuring out. Like the first year I started,

(03:12):
I did buy two trytoons that had one fifteens on them, right,
and I realized that's okay. But the minimum for Lake Murray,
in my opinion, is one fifty. And we learned that
getting two hundreds and two fifties members even like more
so we we do. We vary them up quite a bit.
The bulk of our try tunes have two hundreds on them.
A couple have two fifties and three of them now

(03:34):
have one fifties, so again a variety.

Speaker 1 (03:37):
It's kind of like watching Netflix. You know, you don't
every one of the series is going to be a
big yeat. Okay, it's gonna be gone and replaced with
something else.

Speaker 2 (03:42):
So well, we did just get rid of our our
center console because I wasn't real happy with the brand.
It was having a lot of electrical issues and things
like that, and I hate that. So we sold it
and I just replaced it with the brand new twenty
two foot center console that hit the waterday morning. It'll
be available for remembers this Tuesday.

Speaker 1 (04:03):
Okay. So if you own a boat right now, how
old is your boat? Okay, when's the last time you
actually took it out? When's the last time you paid
the taxes on the boat and the engine? When's the
last time you pay the insurance?

Speaker 4 (04:16):
Yeah?

Speaker 1 (04:16):
And how much did you pay for that boat? You
don't do a little ROI here, Yeah, I mean, and
I say this from experience. Yeah, and I have owned
three boats of course of our marriage.

Speaker 2 (04:26):
And there are people who love to own a boat
and will always own a boat and that's part of
their life. And I anything to get you out on
the water I'm happy with. But from a convenience and
a cost standpoint, joining a good boat club is absolutely
the way to go.

Speaker 1 (04:40):
I can. I can promise you this, and probably really
just did. Last summer alone. We were probably out on
one of your boats more than we had been out
on all three boats that we had ever owned.

Speaker 2 (04:53):
Because it makes it easy, right, All you will literally
have to do is show up at the dock. You
don't have to do anything else. And that really for
people these days that are busy, and many people are
extremely busy, not just work, family obligations, going back to
wherever they move from to see family. Their kids are
in three hundred different sports. And you know, it's hard

(05:14):
to carve out a day, which is what what you
have to carve out. If you own a boat, you've
got to carve out a day to go boating. If
you're a member of care Free Boat Club, you got
to carve out about an hour and you can be
on a boat.

Speaker 1 (05:27):
Yeah. Oh we I would venture to say it goes
and I I mean we're we're creatures a habit. You know,
we hop on your boat and we head over to
our little island. That we've claimed.

Speaker 2 (05:37):
Oh I don't know where that is.

Speaker 1 (05:39):
I'm going to tell you. Okay, you just next time
i'm out there, just hop on a GPS after.

Speaker 2 (05:45):
We do have a GPS tag so I could actually
find you. I can do that.

Speaker 1 (05:49):
We just go out there and we pull up and
we just relax. We did this past Sunday. I guess
it was. And I don't think we're ever out there more.
Typically we're out of more than two hours now. I
would never have even consider doing that when I own
my own boat. Yeah, you would not. You know, trailer
it and hault it out there and put it in
the lake and just spend two hours and then come

(06:10):
back and take it out again and go, well, that
might have been all the time you actually could spend
on the lake because you had to do all the other
stuff before and after.

Speaker 2 (06:18):
We see it all the time. I had a member
on Thursday morning reach out to me, just texted me
and said, Hey, my Friday just freed up. Can I
get a boat at nine point thirty tomorrow morning just
to be out till eleven thirty, Like literally his morning
freed up? And he's like, what am I going to do?
I could I don't know mow of the grass. I
could run errands, I could do all this stuff I
don't really want to do. Or I can just jump

(06:40):
on a boat. And literally we had plenty available. You know,
it was a Friday morning and I put him on
a boat. I know he likes out of the location.
I knew he wanted. Like we members that are part
of care Free and come out quite a bit. We
get to know what they like. We get to know
where they want to go out of. We get to
know what kind of boats they like. When I see
something reserved that's not the norm, I'll reach out to

(07:00):
the member and say, hey, you booked this boat out
of this location. That's not your norm. Did you make
a mistake and you need me to fix it, or
is that what you wanted this time because you were
meeting someone on that side of the lake, whatever the
case might.

Speaker 1 (07:12):
Be, and you got to mentioned locations. You have three
different places we do. We do run.

Speaker 2 (07:19):
We've got a Lake Murray Resort and then we've got
Fat Frogs Marina. Both have operating restaurants and bars and
people can hang out at and members can hang out at.
One has a beach club, and then we have a
Lakeside which is right next to Lakeside Restaurant, which used
to be Fisherman's warts Arles Fisherman's Warfing. Yep, we've got
five boats there right now. I believe we're going to

(07:39):
try to put one of the new trytoons there and
get up to six boats because members do like that.
It's a little bit more convenient. If you live in
downtown Lexington. You know, it's only ten minutes closer than
the Lake Murray Resort. But if you're if you've got
a small window of time, ten minutes matters. So we
we want to make sure we get people out as

(07:59):
much you can't. I expect by next season we'll have
a fourth location somewhere in that well. That's been my
goal right because right now, none of the locations are
super close to my house, and I'd like to get
something that's a little bit closer to my house. So
I'm looking in that kind of Northeast sector. The issuing
problem is on Lake Murray there's not a lot of marinas,

(08:21):
and you don't have a lot of options. And I
have competitors that are in locations, and some of them
you can't have a competing business and and so forth.
But so far, in two and a half years of
doing this, we figured out solutions, and I'll figure out
this solution. So come hell or high water, I will
put boats in the water convenient to everyone in the Midlands.

Speaker 1 (08:40):
Now, I'm just because I don't remember. We've been with
you guys since you first opened up shop. Correct, how
much has the fleet grown since then? Oh?

Speaker 2 (08:50):
Wait, when you joined was when we started, we had
six boats in the fleet. That's in my opinion, that
was to have a suitable boat club, you got to
start with boats. We are currently right now with the
four boats we just added in the last two weeks,
we are at thirty eight boats and four wave runners,

(09:11):
and we are still maintaining that four to one member
to boat ratio. And I believe we're going to continue
that route and that program for as long as I'm alive,
and then when I die, as long as my wife's alive,
and she's way healthier than me.

Speaker 1 (09:27):
So that's a woman thing for you right here exactly.
So here we are, man, We're almost to the end
of June already, I mean July fourth weekend, This is
right around the corner.

Speaker 2 (09:36):
And it's going to be a busy weekend. We've had
members that have reserved their boat for one of the days.
Some members love going out on the fireworks night. Some
members hate going out on the fireworks night. In that category, yeah, exactly,
and I've done it now two years and I don't
think I'm gonna do it this year. I really I'll
figure out where I can see him great from land

(09:58):
and maybe do that instead of take a boat out.
But our members can. We have a number of members
who are taking boats out, and we I want people
to treat the boat like it's their boat. If you
would take your boat out to watch the fireworks, take
a care free boat out to watch the fireworks.

Speaker 1 (10:14):
The Purple Martins July August.

Speaker 2 (10:18):
I believe.

Speaker 1 (10:18):
My wife keeps asking me that, yeah, we want to
get a bunch of the neighbors and head out again
this year.

Speaker 2 (10:22):
I believe you've got probably till mid July before they arrive. No, no,
they're here.

Speaker 1 (10:28):
Well they're here already, I believe, so yeah, Oh really, Okay,
I thought it was Oh.

Speaker 2 (10:32):
I believe they're here. I need to double check. I
could be wrong, but we have members who go out
to watch them, so there's some here for sure.

Speaker 1 (10:40):
Yeah, yeah, there's always some.

Speaker 2 (10:41):
Can we appreciate how many mosquitoes they eat?

Speaker 1 (10:44):
Thank you?

Speaker 2 (10:47):
What's funny is, uh, you know we we clean our
boats constantly, right, and.

Speaker 1 (10:51):
Well that's the other thing, by the way, when you
get back, you got to clean the boat.

Speaker 2 (10:54):
Ain't got to do anything, right Okay, yeah, you ain't
got to do anything. But we clean them constantly daily
and then we deep clean him about once a week
or so. And funny story the other day, my uh,
one of one of our team comes up and goes, hey, Matt,
we we found a new creature living on the boat.
And in my mind I'm kind of like, oh, this
isn't going to be good, Like what what found a

(11:14):
home on the boat? And it was a bat? Yeah,
we ended up letting it go kind of in the
woods because bats eat mosquitoes as well. But yeah, there
was a bat living underneath one of the seats. Like
we think it was during one of the storms that
found found a home anywhere it could to get out
of the storm, is what we think.

Speaker 1 (11:31):
But who knows.

Speaker 2 (11:33):
We're going to keep it a name it, but we've
already done that with a cat and four dogs that
we found, so yeah. At this point, I'm I may
start a animal rescue on Lake Murray, just because we
tend to keep finding creatures that need new homes.

Speaker 1 (11:49):
Business.

Speaker 2 (11:50):
It's a side business that won't make any money like
the rest of my businesses, but they'll be fun.

Speaker 1 (11:54):
It'll be fun. Now you are you to the point
yet where you're gonna be just saying, okay, that's enough
members for this season?

Speaker 2 (12:01):
Or July first, we go to full price and we're
not swinging any more deals. We're not motivated to get
new members. We won't turn a new member away, but
we're not really marketing, pushing, trying as of July first.
In our mind, that allows us to fully function properly
July and August, and that's really what we want to do.

Speaker 1 (12:24):
Okay, So a full price here in what about nine
ten days? I guess yep, July one.

Speaker 2 (12:31):
And full price is still a good deal. It's still
better than buying a boat, right well, right, yeah, but
we're like right now we're promoting I think forty percent
off the initiation fee, one hundred bucks off a month
on the monthly fee, and so forth. So it is
still a good time to come join and do it
in a cost effective manner.

Speaker 1 (12:49):
Come July.

Speaker 2 (12:50):
First, I want new members, but I'm just not motivated
because I don't want to throw off that member to
boat ratio and get a bunch of people in July,
and then I've got to buy another boat or two
or three, or whatever the case is. I tend to
buy too many boats, and at some point I have
to stop myself. It's it's a problem, Gary, it's a problem.

Speaker 1 (13:09):
I have the worst problems to have.

Speaker 2 (13:12):
I guess I'm making America great again, one bad decision
at a time.

Speaker 1 (13:17):
Pupping up the old economy. Now let's let's talk to
about there'll be just the lifestyle of the whole thing,
because again your concept is it's more than just you know,
going out there and hopping on a boat and enjoying
Lake Murray, which is plenty. Yeah, but you guys always
got something going on, especially at the at the Lake
Murray Resort.

Speaker 2 (13:36):
Yeah, we always do this. This past Thursday, we did
our member mingle, so we invited all the members out.
We bought food for everyone. We had surf Side Drinks
helped sponsor it, which meant they brought out a bunch
of vodka, lemonade, Strawberry vaka lemonade drinks and all that.
And then we had sting Ray boats, which we've purchased
four sting Rays this year. They came out with some

(13:59):
co branded wag that we gave out for free and
so forth. So we really this was the first time
I involved other companies in the mingles. Normally it's just
mean care Free. But I invited those two companies out
because quite frankly, I like them and I felt my
members would appreciate it as well, and it worked out great.
So we we do. We do things like that. We

(14:20):
also have the beach club there at Lake Murray Resort.
We just put the new water trampoline in on on Thursday.

Speaker 1 (14:27):
I didn't see that last weekend.

Speaker 2 (14:28):
Now we had a water slide that popped a hole
after you know, a lot of use, which water toys
are going to get abused, right, so that's it happens.
We're okay with that. The kayaks are holding up well,
so no issue with that. The paddle boards are holding
up well, no issue with those. But then we added
a new water trampoline with a slide off it. So yeah,

(14:50):
doing whatever we can to keep the world fun.

Speaker 1 (14:53):
And that that beach club is part of the membership,
right it is it get access to that. Yeah, private
beach club yep.

Speaker 2 (14:59):
The nor Nor public can buy a private beach club
pass for three hundred bucks a year, which I think
is super affordable. If you join care Free Boat Club,
you get that for free.

Speaker 1 (15:09):
There you go all rolled into one nice little package
right here.

Speaker 2 (15:11):
It's all about having fun on the water, whether that's
on the shore of the water, whether that's out on
a boat on the water, whether that's on a wave
runner on the water. It's really like I can't stress enough.
We moved down here three four years ago and said
we want to enjoy this lake. I think it's some
magazine just ranked at the number one sports recreation lake

(15:34):
in the country or something like that.

Speaker 1 (15:36):
I don't know.

Speaker 2 (15:36):
I don't know how true any of that is, and
I don't know how much you have to pay to
be called the best of anything. But it is a
pretty awesome lake to enjoy it, and oh yeah, absolutely,
this is all about finding ways to have fun on
the water.

Speaker 1 (15:49):
As always say, it's about time.

Speaker 2 (15:51):
It is about time, and we've created a world where
people have less and less of it, Like we we
can't create more so, it's just how you're gonna fill
what you got right and because you're trying to fill
it with a thousand different things and you're pulled in
so many different directions. Finding a way to get and

(16:12):
get out and enjoy what little time you have I
think is super valuable.

Speaker 1 (16:18):
And getting out the middle of the Lake Murray Aby
getting in with the only thing I would say in
my lifetime, the only thing I found that was more
getting away was years ago. I used to fly.

Speaker 2 (16:26):
Airplanes going nice.

Speaker 1 (16:28):
So when you do that, okay, especially if you're flying solo,
you're bite, nobody else is in the plane. You are
on your own, buddy, and it's like you're you're so
far removed from everything life has hit you with. Well,
let me know when being out of Lake Murray is
the next best thing.

Speaker 2 (16:40):
Let me know when you want to expand in the
Carefree Plane Club if you're willing to, if you're willing
to fly, and we can find a boat or find
to find a plane. I'm all in, man, I'm all in.

Speaker 1 (16:50):
We'll have a talk about it, Matt. Always good to say.
Carey Clubs of Lake Murray again, about another week and
a half or so to take advantage of the discounts.
How the folks reach you, guys, I'm sorry, how they
reach you?

Speaker 4 (17:00):
Oh?

Speaker 2 (17:01):
They can reach us at carefreeboats dot com. They could
call us at eight three three.

Speaker 4 (17:05):
Four boat four to four.

Speaker 1 (17:07):
All right, see you on the late.

Speaker 2 (17:08):
Thank you, sir. Hi, this is John Farling.

Speaker 3 (17:12):
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Speaker 5 (17:14):
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(17:49):
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(18:29):
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(19:07):
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Speaker 1 (19:34):
Welcome back to the Home Improving Show of the Midlands
on one O three point five FM and five sixty
AM WVOC. Good to have you along this Saturday morning.
My name is Gary David and we're now joined by
Larry Harris from Classic Systems. Good morning to you, my friend.

Speaker 4 (19:47):
Good morning Gary. Is a blessing to be here.

Speaker 1 (19:50):
There's hot Who is it hot? Yes, it is in
the airs. More than just hot. It contains things that
are sometimes just can't be good for you. And we're
here to talk some air facts this morning with you.

Speaker 4 (20:02):
That's exactly right. Something people don't realize is, according to
the American Lung Association, the average adult breathes into their
lungs two thousand gallons of air every twenty four hours,
and the pollution that they breathe into their lungs eighty
percent of it is polluted, dirty air, and the particles

(20:24):
are two point five microns small, so it can get
into the lungs and cause a lot of problems.

Speaker 1 (20:32):
Okay, let's rewind here just for a second. So every
twenty four hours we're breathing in two thousand gallons of air.

Speaker 4 (20:43):
That's enough to fill the small swimming pool.

Speaker 1 (20:45):
Well yeah, I was just thinking a small one. But yeah,
I mean that's a lot of air. Now, of that
two of those two thousand gallons, did you say.

Speaker 4 (20:53):
Eighty percent of it is particles that are particles that
are small, smaller to not settle out of the air.
And it's two point five microns, okay, So anything under
three microns is non settling, So they're just floating around
in the air. If you've ever seen a shaft of
sunlight coming in a window early in the morning, late

(21:16):
in afternoon, you see the little particles floating in the air.
Eighty percent of that's dead skin.

Speaker 1 (21:21):
It's good sells. Yeah, most of it yours. Yeah.

Speaker 4 (21:24):
So the average adult, according to doctor Larry Ireland at
Right State University, all these microns are smaller than three microns,
and we're breeding them into our lungs every twenty four hours.
And that's when I moved to Columbia, South Carolina in
sixty five. I had never had sinu sidus, a sinus problem,
but when I got here, I started having sinus problems.

Speaker 1 (21:47):
So I'm never I was never a math whiz, but
I'm just thinking that that statue just threw out there.
So twenty thousand gallons eighty percent with particles, So that's
about sixteen thousand gallons of particles with particles a day
in taking into your lungs.

Speaker 4 (22:07):
You know, that is truly a fact. And the sad
thing is people don't know what's causing the problems, but
it's what we're breathing into our lungs, and it's just
like a lot of allergies and sicknesses of what's floating
in the air. I did a mold inspection for a
client in Lincoln to North Carolina, and this gentleman actually

(22:29):
was tested and had aspergillous and penicillium in his blood
and that's because there were five I did air testing
in his home and he had five different toxic molds
floating in the air in his home. So it's what
we're breathing. Now, we actually have the natural solution to
endo air pollution. It is an air purifier that duplicates

(22:50):
what God does in the sunlight. Every day, the UVA,
B and C rays photoelectrically coming into the stratosphere creates
oza and I love to ask people a trivia question,
why is the sky blue? And when you're doing live radio,
people can call in and we can ask them if
they know the answer to that question, which most people

(23:11):
do not. A lot of people say it's the reflection
of the ocean. But actually the color of Ozone is blue,
and so that's why the sky is blue. And if
we can duplicate what nature does outside, we can eliminate
eighty percent of the dust in our home. And that's
what our air purefiers do.

Speaker 1 (23:31):
Otherwise, now, okay, you go outside, you're on your own.
You can't help there. But is I mean, do you
typically find or is there scientific evidence that says that. Well,
depending on where you live, of course, but you know
around this area here that for most people, the air
outside your home is better than the air inside your
home as far as what you're breathing.

Speaker 4 (23:52):
In, Yes, it is because nature takes care of that sea.
That lightning actually creates a thunderstorm light and creates six
thousand negative ions per cubic centimeters four thousand positive. So
if we can put all those negative and positive ions
in the air inside of your environment, we're removing all
of the particles continually, so you're not breathing them into

(24:16):
your lungs.

Speaker 1 (24:17):
So we need to bring Mother Nature indoors.

Speaker 4 (24:19):
Absolutely can't beat mother nature. And see, the sunlight creates ozone,
and ozone is three atoms of oxygen, and the third
atom desperately wants to separate from O two and it
does that by attaching to particles or solid matter like smoke.
And if you've ever seen a house on fire or

(24:40):
forest fire, the smoke will only go up about six
hundred seven hundred feet. Then the ozone starts to oxidize
it and get rid of it.

Speaker 1 (24:50):
So this is what you can duplicate inside your home
or absolute bliness of your school or whatever.

Speaker 4 (24:58):
We had a test done for some arteries that were
partially blocked, and the lady that did the scanning said,
you know, you look real familiar to me. And then
after we got to talking when she finished the scan
she said, I bought an air for from you twenty
years ago. So what a remarkable thing. We were so

(25:20):
blessed back in twenty two that we were on the
air and had we had hundreds of people that hurt
us on the radio, and we were blessed. We were
very fortunate to help people with airpuer fiers back then.
So that's our mission still all these years later. If
anybody has dogs, or birds, or and parents. We had

(25:43):
a client one time that had four parrots in a cage,
two dogs, and two cats. You can imagine what was
floating around in the air in that home. So we
put an airpuer of fire in her home and let
her try it three days and it eradicated.

Speaker 1 (25:57):
All that dust. So how does this work? Larre?

Speaker 4 (26:01):
Well, the air purefire has a little antenna that actually
creates the six thousand negative ionspetific centime to four thousand positives.

Speaker 1 (26:10):
It's recreating lightning inside your home.

Speaker 4 (26:13):
That's exactly right, and it goes out like a radio signal,
so it goes sixty feet in any direction, through walls,
under beds, in a closet, wherever the particles are. Then
it also has a UV light, and that ultraviolet light
creates a plasma of hydrogen peroxide, and it's been proven
in many studies that that will sterilize surfaces.

Speaker 1 (26:35):
Then you use that on a cup.

Speaker 4 (26:37):
Yeah, right, So it's a plasma of hydrogen peroxide airborne
and it settles on surfaces to sanitize the surfaces. And
then you've got the ozone, which oxidizes eighty percent of
the dust out of the environment.

Speaker 1 (26:52):
So job number one is to be able to trap
those particles and have them fall out. That's correct of
the of the of the air in your room.

Speaker 4 (27:04):
Get them out of your breathable airspace.

Speaker 1 (27:06):
So they fall down to the to the floor. Yeah.
And then part B then is that the ozone just evaporates.
It basically it oxidizes.

Speaker 4 (27:18):
The term oxidation is like when you put peroxide on
a cut. You see the bubbling effect that's oxidizing the
bacteria this on that surface, Wounan.

Speaker 1 (27:29):
So how is this different from let's say an air filter.

Speaker 4 (27:35):
Well, an air filter, they're they're fairly good, but they're
limited in their capability because you've got to bring all
of the air to that filter and it only has
the power to draw. It's got a fan that draws
air to the filter. And according to Azureray the American
Society of Refrigerating, Heating air Conditioning Engineers, you can only

(27:59):
get the air to that filter within three feet circumference
of that filter. So you can't get the air out
of the corner room because that's in dead airspace.

Speaker 1 (28:08):
So unless you're like sitting at a cubicle at an
office and you've got an air filter on your desk. Okay,
that may be doing something for you.

Speaker 4 (28:14):
There sounds like it'll only get three feet aside from that,
so if you had one right under your microphone, it's
only going to reach out three feet in any direction.
So this is bigger than three feet.

Speaker 1 (28:26):
Well, that seems to me like we've been sold to
build of goods all these years.

Speaker 4 (28:29):
Well, you know the interesting thing, and I don't understand
how you get by with advertising a filter as an
air pere fire because it is not. It's a filter
and it's going to draw the air to it to
be able to treat it. Now, these HEPA filters that
have a MIRV rating of eight or higher are very
effective to trap particles. But let's understand what happens.

Speaker 2 (28:52):
Gary.

Speaker 4 (28:52):
If you trap a lot of particles, heavy particles that
are larger than three microns, then you're going to contaminate
that filter, And if you don't change it every thirty days,
you've got contamination in your duckwork. So the best thing
to do is to use the most inexpensive filter you
can get and change it every thirty days. Their way,

(29:13):
you're protecting the airflow that's coming into your environment.

Speaker 1 (29:18):
Now, are there different model sizes options when it comes
to the purifiers that you sell.

Speaker 4 (29:24):
We have one I shared with this lady at the
medical center that we've got a small air purefier that
you and your Bridebault's only eight inches square. Is called
a pure Air fifteen hundred. It'll do fifteen hundred square
feet and it's only thirty ninety nine And the only
maintenance you have is the little LNCH screens on the
back of the machine. You can vacuum those off or

(29:47):
you can take them out and wash them with hot water.
So it's real easy maintenance.

Speaker 1 (29:52):
And it's as as mentioned, it's not big at all.
It's small. You can put anywhere.

Speaker 4 (29:58):
Yeah, it doesn't wait but about two so you can
move it around. I think you even said you had
an accident with an animal and you got rid of
the urinodors tremendously.

Speaker 1 (30:07):
That was phenomenal, and I knew to do that because
of our discussions, because of the little demonstration that you
showed me when we first bought it, which you show everybody,
and how in addition to getting those particles out of
the air though those smells like.

Speaker 4 (30:23):
That, it is truly a joy to show that demonstration.
We've got an acrylic box that we put a drop
of mental oil in a little heater and it fills
it up with smoke. Then we cut the ioniser on.
In less than sixty seconds, all that solid matter of
smoke is dissipated because we're putting negative positive charges on it.

(30:43):
Then we've got the ammonia test that we put household
ammonia on the opposite corner of two handkerchiefs and put
one corner in front of the air pure fire, the
other corner on top, and in sixty seconds that ammonia
odor is totally gone. So we've had so many rust trunks.
There used to be a chain they're no longer in business,
called Ryan's. They bought our air Pure fires for all

(31:07):
four hundred, over four hundred restaurants in the southeast to
eradicate cigarette smoke. We had a country club in Columbia
that had a problem with their restaurant next to the bar,
and there was cigar smokers in the bar, and of
course the ladies that were in the restaurant didn't like
to smell, so they purchased a larger air Pure fire

(31:28):
and it had eradicated all that cigar smoke.

Speaker 1 (31:32):
I would guess, you know, used car dealer for example,
they could benefit greatly from something like this.

Speaker 4 (31:39):
We've actually had some lounges and other facilities. We've even
got a medical center down their Myrtle Beach that bought
the Pure fifties to go in every office. And that
Pure fifty that's what you and your bride had in
the I think master bathroom where the little box was.
And so that little Puerre fifty will do three one

(32:00):
hundred and twenty five square feet. It's only fifty dollars
and it's very little maintenance. You just vacuum off the
grill on the back or the little hole in the
front where the ozone comes out.

Speaker 1 (32:11):
That one just plug it on an out at the
wall and plugs it to do its thing.

Speaker 4 (32:14):
We have we have a listener for your broadcast that
has a I guess a fairly large boat at Lake Murray.
And he said one of the problems with an enclosed
boat that you have bedrooms in or kitchen and everything
is this musky odors and mold. And he said that
Pure are fifty did a wonderful job on that boat.

(32:35):
So anybody that rents a boat or the guy that
has rental boats.

Speaker 3 (32:40):
At the lake.

Speaker 4 (32:41):
This is a great iron cabins that get rid of
the odor.

Speaker 1 (32:45):
Yeah, just just left here. Maybe he's maybe he's still
listening right now. If not, I'll bring it up to them. Yeah,
that's a terrific idea well. And then of course you
got a bigger unit for larger areas.

Speaker 4 (32:57):
Right the pure are three thousand. It's the cattle of
our line. It is the best machine that we've had,
and it does three thousand square feet.

Speaker 1 (33:06):
Does it do it the same way or does they
have extra bells and whistles or anything.

Speaker 4 (33:09):
Well, it does have a remote control that actually cuts
the lights off. We have a lot of clients that
don't like a lot of extra light in their bedroom
or in their den. So you've got a remote control
that removes cuts all the lights off, so the machine
still works it and then you can cut it back on.
You also have a remote control that controls the airflow.

(33:32):
You can put it on maximum airflow or you can
dial it down. It's very little noise. But then you
also have the purification settings. You can set it at
the square footage or we always recommend that you started
about five hundred square feet and then increase it. But
in my home, I love the smell of ozone. It
reminds me of the clean, fresh air after a thunderstorm,

(33:55):
or being in the mountains that waterfalls you smell that
clean air water falls, or at the ocean. See, ozone
is made by static electricity, and water rushing over the
rocks and waterfalls creates ozone. The ways that the beach
pounding on the surf creates static electricity makes ozone. So
it's a natural phenomenon that nature creates, and so we

(34:17):
can't beat nature.

Speaker 1 (34:19):
We try, now, we try.

Speaker 4 (34:22):
The great thing about these air purifiers is filterless technology.
All you have to do is clean the linch screen
on the back of the machine and the ozone plates
and another thing that's the lady at the medical center
said she didn't know where to buy ozone plates. Well,
I have ozone plates. She can get those from me
for any of the older machines or even the new machines.

(34:42):
So if you have a problem with finding ozone plates,
we can help you.

Speaker 1 (34:46):
I'm trying. Remember, gosh, we've had ours for it's probably
been ten years. Yeah, at least works like a charm.

Speaker 4 (34:54):
Hello Lujah. That's a blessing. So we're here to help
anybody that has allergies or indoor air quality problems, pits
that have dander, or birds that produce a lot of
bird daander that floats in the air. We can help
you by putting an air pure fire in there and
getting all that junk out of the air.

Speaker 1 (35:13):
All right, how do folks best reach you, my friend?

Speaker 4 (35:15):
The best way to get me is my cell phone
is aighth three six two six two seven four eight
eighth three six two six two seven four eight Larry Harris,
try fresh AirNow dot com. Good to see you, buddy,
Thank you have a blessed day.

Speaker 6 (35:30):
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(35:51):
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(36:14):
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Speaker 4 (36:31):
Good morning, this is Larry Harris with Classic Systems. I'm
a certified mold inspector. We can help you test the
air in your home ten minutes per sample, one sample inside,
one sample outside. If we do it in the morning,
we'll have the lab report that afternoon and then we
can discuss with you what protocols you need to take

(36:53):
to clean the air in your home, particularly if you
have coughing, sneezing rashes on your body. This could be
because of mole that's in the air. Let us come
do air testing for you. The fee is only seventy
five dollars per sample and we can get the lab
report back the same day, so you know if you

(37:13):
have any airborne issues in your home. This is Larry
Harris with Classic Systems eight three six two six two
seven four eight. Aight O three six two six two
seven four eight.

Speaker 1 (37:40):
We're back on the Health and Wellness Show, and thanks
for joining us this morning on one O three point
five FM and five sixty AM WVOC. I'm Gary David.
If you're just joining us, thanks so much. If you
missed the other partner show up until this point, you
can always catch out on the iHeartRadio app just look
for the Health and Welles Show WVOC. All right, now
it's the guys from preservation specialist Matthew Terry, John Farley, gentlemen,

(38:06):
Good morning, John, just mentioning to me during the break
that putting on his his meteor, I'll just hat there.
Today is the first full day of summer.

Speaker 3 (38:14):
Right, yeah, summer started yesterday.

Speaker 5 (38:16):
Yeah yeah, so this is it first full day, okay,
and it's all downhill from here.

Speaker 1 (38:22):
The days we've hit our peak. Everything is downhill from here, boy. Yeah,
I hit that peak twenty years ago. I'm that was.
We have talked this year on the program on numerous
occasions about about volatility, about uncertainty in the economic picture.

(38:47):
We all know the word inflation. We dealt with that
for a number of years. Now, it seems, it seems
at least the report, the most recent I guess reports
have shown inflation to slow. It seems like the grocery
store prices maybe maybe thanks to eggs that have come
down so much. So inflation we know all about. But

(39:10):
there's this other word that creeps into the conversation from
time to time, and it is creeping in right now,
and that is stagflation. So let's talk about, guys, stagflation,
what it is and what it means only to the economy,
but to to well what you guys specialize in retirement savings.

Speaker 7 (39:29):
Yeah, so so stackflation that certainly, I would say, something
that is concerning for the overall US economy if that
is to happen. And simply what stackflation is is a
period where we see little growth in the US economy,
but yet we continue to see inflation stay up. So

(39:50):
that just means simply things around US will continue to
cost more and more. But really, you know, I would
say the growth of the economy or the growth of
potentially investment, it's not going to be quite as much
as it had been in the past historically speaking. So
it's certainly something that is concerning. And whenever it comes

(40:10):
to people in retirement, if you think about it mostly
you know, I'm gonna say retirees is who it affects
the most. You know, you're more so on a what
I'm gonna call a fixed income stream in the sense
that you have Social Security coming in just because we're
in a period of inflation or stackflation, doesn't matter whatever
your Social Security says, they're going to pay you. Well,

(40:32):
that's going to be consistent whenever it comes to your pension.
If you're blessed to have one of those, again, that
is going to kind of be a fixed income stream
that is coming to you every single month. So if
things are continuing to go up around you, and maybe
some of the money that you have invested are not
growing quite as much as you you would like that

(40:52):
are in the stock market or the public bond market,
what are other things that you should be thinking about?
What are other areas that you should be planning for.
And that's where we like to sit down with our
clients and truly just educate them to say, well, what
are your options. So the first thing I'll mention is
in a period of potential stagflation, you want to be

(41:15):
thoughtful about your investment approach and your investment allocation. So,
for example, if things are continuing to cost more around us, well,
you also want to be in types of investments that
have historically performed very well in kind of inflationary periods.
So one of the prime examples would be real estate.

(41:37):
Real estate has proven and has the track record to
state as things go continue to cost more and more
around us, typically your physical asset is going to also
appreciate to to kind of keep pace with that. So
that is certainly one way that we are helping our
clients plan for a potential you know what is to come.

(41:59):
That's certainly that crystal ball is a little bit foggy
at the moment, but we're certainly doing our best to
plan for that. Another thing, and another strategy that we
certainly want to be having with our clients is that
you want to be mindful about your withdrawal approach that
you're taking from retirement. So as you're making withdrawals to
live that dream retirement scenario, you just want to make

(42:22):
sure that you're not taking out too much that it's
going to be a detriment to your overall situation. Let's
rewind the clock and and and put your put yourself
in a retiree shoe. Maybe in nineteen ninety nine, everything
is going along just fine, right, I mean, the stock
market is booming, everything is going really really well. Within
two thousand hit right, And if you were a tiree

(42:44):
in two thousand and there's a big downturn and you
you see a drastic decrease in your nest egg, well
you should have adapted and changed your withdrawal strategy, right
you You certainly don't want to.

Speaker 1 (42:57):
It's like you lost a job, absolutely bet your hours.
Good back here way, just got back whatever.

Speaker 7 (43:01):
Yeah, you're you're you're absolutely right, and you want to
be mindful about that. So yeah, So these are just
some of the few examples I'll give you this morning
to say, that's kind of how we're planning for and
talking about stackflation with our clients and.

Speaker 1 (43:12):
Stag flag for those who are still in the working world.
Stagflation has not only the higher prices, but also we
see job opportunities decline, right, and that and let me
ask you this too, because it's the other one of
the other words it floats about recession. And we've been
hearing that now for a couple of years. You know,
there's that rule of thumb about what is it three

(43:34):
consecutive quarters of down GDP growth or whatever. But but
last time that happened, they didn't call a recession. But
it's a weird thing. And to John that there's not
like some weird committee of a couple of economists out
there somewhere floating around who who who make the call
as to whether or it was a recession.

Speaker 3 (43:48):
Yeah, kind of happens fact instant replay.

Speaker 1 (43:50):
Uh you know, let's go to the booth. And sometimes
it's years later they say, oh yeah, you remember back when, yeah,
we were in a recession. Then oh yeah. So I mean,
you keep hearing that recession thing. But does it really
mean anything to us in real life?

Speaker 5 (44:03):
That's an excellent question, and I think that the I
think the big point is yes, because I remember, uh,
you know, we we have a chance to listen to
different economists and they they do different spins on that,
and yes, sometimes things are really obvious, like two thousand
and eight, right that you know you didn't all yeah,
But other times it's a lot more subtle. As you say,
and then and and you have these people who look

(44:25):
at the data, and they look at the data as
things are going along, and then they look after the
fact and they say, oh, yeah, this happened, right. So
so I think in all of this, I think going
back to Matthew's point is is it's important that you
have peace of mind for yourself and you know, for
where you are in terms of you know, when you're
talking about retirement stuff. Ray Dalio may no, okay, he

(44:49):
does this thing with this All Weather fund, you know,
and and his approach and we very much agree with this,
which is he's in a million different things. Maybe not
a million, but you know what I mean, he's in
all these different categories because what he's trying to do
is he's trying to set up a strategy so that
no matter what what's out there, you're good. You're okay,

(45:10):
you're in And in the case of our you know
who we work with retirees, you're good to go because
you have dividends coming from rent in certain real estate
or you have you know, and again it's not necessary
that you own that real estate exclusively and you're managing it,
you know, not like you have a rental house. I'm
talking about like investment property sort of stuff. So you know,

(45:30):
that's one example. You have things that are involved in
funds where you're collecting loan payments from people who are
for whom you have collateralized loans. Again, you're not issuing
those loans. You're just participating in these things.

Speaker 3 (45:44):
You know.

Speaker 5 (45:45):
So you have yes, you do have some stuff in
the stock market, but you also have things in dividend
producing stocks, and you know, so you're you're you're diversified
as opposed to just you know, just stocks or just bonds,
and you're diversified across the board such that really, this
the impact of a recession, should it come, should it not, whatever,

(46:09):
you may not notice it, or if you do, you
don't notice it as much.

Speaker 1 (46:13):
And you mentioned bonds. Both of you mentioned bonds, and
for a lot of people that are just in the markets,
they feel, and especially if they're in retirement, they feel, Okay,
that's a safe bet. You know, I'll get I'll get
a dividend. You know, I'm not worried about it. Yeah,
but there's been a lot of a lot of angst
here recently about the bond markets.

Speaker 5 (46:30):
Yeah, yeah, I mean, I mean, first of all, just
just a couple of things. If you look at the
if you look at the aggregate, you know, the total
bond market in the United States in the last twenty
five twenty four years, the annualized return, you know, the
average return is three percent or less. And then if
you factor in somebody managing that for you, that's two
percent or less. That's not keeping up with inflation.

Speaker 1 (46:50):
You can get a better return on the CD right.

Speaker 3 (46:52):
Now, that's no question. Yeah.

Speaker 5 (46:53):
Yeah, so that and that's not a bad option. I mean,
like there are a lot of people we work with
and we say, hey, here's the thing. You're in retirement.
If you're getting four percent, uh, and that's outpacing inflation
and there is zero risk, that's not a bad place
to be for a certain allocation of what you need.
Not a problem with that at all. Now, there are
other investments that can give you higher dividends. But yeah,

(47:15):
but back to your bond thing. Yeah, and this goes
to this whole you know, Historically, what people have done
is that the when in times when things were a
little bumpy, uh, the world came to the US to
buy US bonds, US government bonds and and usually in

(47:35):
the case like that, things are very stable. But that
you know, with the recent downgrade of of the US
credit worthiness, Yeah, that's changed some things. So yeah, yeah,
that that's that's got some people rattled.

Speaker 3 (47:49):
So yeah, yeah.

Speaker 1 (47:50):
And we also have i mean, other countries that are
they're trying their best to to to get us off
the you know, the US currency is the gold standard
kind of thing, right, that's right, This is a this
is an ongoing thing here. I don't know, I don't
know what does that mean to our retirement savings if
if they're successful in replacing US as the gold standard?

Speaker 7 (48:10):
You know, that is a that's a loaded question, Gary.
We have enough time to cover all of that.

Speaker 3 (48:17):
Do we have a philosopher in the house. Yeah?

Speaker 7 (48:20):
Yeah, But but you know what, what what I would say, Gary,
is the beautiful thing about our office and what we
do and the benefit that we're able to offer retirees
is that we're we're an independent firm, and what that
means is we are able to adapt, and we are
able to shift, and we are able to go wherever
is the most advantageous place to be. Uh and whatever

(48:41):
you know, future market, we may enter again the the
the uncertainty as the meter. I just may say that
it's a little bit cloudy at the moment.

Speaker 2 (48:49):
We don't we.

Speaker 7 (48:50):
Don't exactly know what what the future holds. But the
good news is is that being that we are an
independent firm and we can offer any and all investments
that are out there, We're gonna bring whatever is best
to our clients as a true fiduciary. And that's just,
uh again, one of the privileges of working with us.

Speaker 1 (49:06):
Just curious guys. I mean, you've been at this for
a long time now, and you've been with preservation specialists
for a long time. I mean have you have you
witnessed like major shifts and okay, our strategy is going
from here to way over here, It doesn't really happen.
I guess that extremely But I guess maybe on a
you know, over time, how often does that that that

(49:27):
outlook have to at least shift some to where you know,
things are warranting that okay, what we were doing, then
we need to do this now.

Speaker 5 (49:35):
I think it on a regular basis where we're we're
always looking at the situation and say what would be
the best And I would say there are but to
your point, you know, we're we're generally if if we're
generally not blowing up a strategy and then saying, you know,
going on to a different But but I would say,
we're definitely you know, changing course on a regular basis,

(49:59):
U you know, a bit you know, to say, Okay,
we want to wait a little more heavily in this area,
we want to get a little bit lighter in this area.
We definitely do that on a regular basis.

Speaker 1 (50:08):
And as am I saying, somebody of us making our
four to one case for exeat, we set it and
forget it.

Speaker 3 (50:13):
Yeah.

Speaker 5 (50:13):
Now now if you're twenty five, yeah, you set it
and forget it in aggressive growth stocks and let it ride,
you know. But but yeah, but once you get to
you know this this transition time sometime you know, five
to ten years before you retire, it certainly would be
a time to start transitioning into different types of investments

(50:35):
that that, and then you also take the pulse of
the person you say, okay, listen, here's the thing, and
I do this. You know, we do this all the time.
We said to somebody, Okay, here's you're going to retire,
and let's call it three years or five years, How
is it twenty percent? Pullback going to make you feel?
How is it twenty percent?

Speaker 3 (50:52):
You know?

Speaker 5 (50:53):
So it's kind of like one of these things, you know,
pilots off and say I'd rather be on the ground
and looking up at the sky and wishing or flying
than in a plane wishing.

Speaker 3 (51:01):
I were on the ground, right, you know what I mean?

Speaker 5 (51:03):
So so, and it's the kind of thing and you
have to ask people, you say, Okay, look at markets
are going to be up and down no matter what.
They will be up and down less and more in
certain times, and on and on. But the question is
there are other types of investments that we can get
you too that will be less up and down. Now,
you may forego some growth, okay, and growth is a

(51:23):
wonderful thing. But if you're shooting for growth all of
the time and you can that has that has risks
with it too. So so yeah, so it and it
also it depends on the person. But generally speaking, yes,
you want to shift as you get.

Speaker 1 (51:37):
Closer and my home run hitters often strike out. That's it, right, Yeah,
swinging for the fence. Yeah up, the gentry gonna actually
whip it three instead of thinking the safe play.

Speaker 3 (51:47):
Right, look at Swarber this year.

Speaker 5 (51:48):
I mean, Kyle Schwarver is just I mean he's like
the guy is the guy's a home run machine, but
he's also a striker even that's.

Speaker 1 (51:55):
Yeah, way it always goes right, Yeah, same thing applies here. Yeah,
and we got just about a minute or so, Lep.
I did want to go back to something you mentioned
collateralized loans, which brought by attention Matthew. You guys offer
and have have a have access to investments that if
you're in the in the public markets, you don't get to.
And you talk about some of these investments where yeah,

(52:16):
you're investigating companies and these are collateralized loans. I mean
if they go, you're getting your money absolutely, yeah. And
this is not something you can just get in the
public market.

Speaker 5 (52:27):
Right, as opposed to a bond where you know, almost
all bonds are non collateralized loans. You know, some company says,
you know, whatever the name of the company, they'll say,
we will pay you back, but there's no collateral to
back that. So we like, we like the collateralized loans stuff. Yeah, yeah,
because they're exactly what you said.

Speaker 1 (52:43):
Yeah, preservation specialists and in particular, Yeah, if you're it
doesn't matter what your age is. But boy, if you're
within about ten years of retirement either way, I think John,
you've said that that's that's the key area, right, Yeah,
you want to sit down in a conversation. How can
folks get a hold of you guys.

Speaker 2 (52:57):
Yeah, just give us a call.

Speaker 7 (52:58):
We'll be happy to sit down and chat at at
oh three non retire that's aightoh three non retire guys.

Speaker 1 (53:05):
Always good to see you, hey, Gary.

Speaker 3 (53:07):
Likewise, yep.

Speaker 1 (53:10):
The lawyers and staff at the Law Office of James
Snell are there to help those with injuries and workers'
compensation claims, car accidents on the job and other accidents
resulting in injuries. They want to help everyone resolve their
claim as quickly as possible, but they'll never recommend you
accept as settlement that's unfairly low. The Law Office of
James Snell recognized by AVA with a ten and an

(53:31):
eight plus rating with a Better Business Bureau. There's no
cost to speak to them. Insurance companies make their money
by denying and minimizing otherwise valid claims. The Law Office
of James Snell can help. They're not looking to try
to take every small mishap, but focus on real injuries
that deserve to be taken seriously. The Law Office of
James Snell. I'm Jim Snell. Contact me at Snell law

(53:52):
dot com. That's three l's spell law dot com. The
Law Office of James Snell since two thousand and four
with off. This is in Lexington and Columbia.
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