Episode Transcript
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(00:13):
And good morning again if you've beenhanging out with us for a while.
If not, well, good morningto you for the first time. It's
time for the Health of the Weldersshow on one of three point five FM
five sixty Amboc. And of course, as always any we're on Mother Earth
on the iHeart Radio app. Havingdownload of that, it's a free download.
Hag it out all right, Comingup, we're gonna talk about this
(00:35):
extreme extreme heat we've been suffering throughthe effect on our bodies, on our
muscles, the warning signs and suchand electro lights. When Aaron Plot will
join us from Massage Mechanics, we'lltalk about issues dealing with the law keeping
you safe when it comes to allthat with the attorney Gym Snell for the
loss of James Snell. But herewe go. Now, just what a
(00:58):
couple of weekends left in the monthof August, and dog on it if
the kids now all all the publicschools are back in session. The last
one to go back was original onethis past Wednesday, and I believe that
it won't be long here before uhwell, places like USC and Clemson started
crying up. Mike Brown, theowner of Molly Made joins us. You
(01:18):
live right around the campus area herein Columbia. Don't do all the craziness.
It's been a crazy week as asthe freshmen are moving back on campus.
Oh my, I remember those days. It's been a while, it's
been a long time at well,well my kids did that too, wasn't
that long ago. But for me, I actually never lived on campus.
(01:38):
Okay, I was one of thosewho worked their way through school on California
campus. Stuff man anyway, Soand so this is the change of seasons
now and for families of head kidsin the home, you know, all
summer long, probably making a bigold mass, making a stressing the parents
(02:00):
out, ready to get them backinto the classrooms. Yes, you were
telling me before the show started.You're you're getting a lot of calls from
those very same parents right about weare you know, not only you know,
uh, you know parents in thearea that sending their children back to
elementary school, high school, whateverit may be. We're also doing a
(02:20):
lot of uh, have a lotof usc parents calling us to get the
student housing ready for student movement,which is kind of kind of a shock.
But you know, parents would speaking, you would think, but we're
cleaning a lot of student housing.But we've really done a lot of work
just the past few weeks with parentsstressed out of their mind. You know,
(02:40):
a lot of things going on backfrom vacations. Got to get the
children ready to get back to school. It just cause us so much stress,
mental mental health issues for our parents. And the one thing that we
can do to help them alleviate thoseproblems is take the housekeeping off their table.
Let us come in and help themget everything back organized, cleaned,
(03:02):
and and it's a better mindset toget the children back to school and everything
back to regular routine. And don'tlook now, but I mean we are
one now, two weeks from collegefootball season, cracking up with the game
Cocks two weeks from today. That'samazing two weeks and a couple of days
for our Tiger fans out there.And you know, once that hits,
(03:23):
I mean, before you know,we're gonna be steamrolling into the holidays.
Now. I thought you were gonnasay, how many days still Christmas?
But yeah, I haven't started thecow down here. Yeah, yeah,
although the big retail stores have apparentlythey're full of Christmas. That's all right,
that's right. Yeah, So yeah, this would. We always think
of spring cleaning and stuff, butthis is probably a pretty busy time of
(03:45):
the year for you guy. Yeah, I man, we think you're right
spring cleaning, but we also thinkof fall cleaning. So we kind of
have those two, those two bigcleans of the year to get us all
organized to go into those holidays andfootball season. So why not start fresh,
get organized and cleaned, and you'llfeel so much better about it.
This is about mental health and wellness, and we know from psychological studies a
(04:09):
clean, neat house lowers your stresshormones and it just makes you feel better.
Yeah, we talked a couple ofweeks ago. My wife's she's a
clean freak, right and right boy, lover her for that? Yeah,
me, you know, not somuch. Just don't don't go look at
my office over here. But Ithink I mentioned this a few weeks back.
(04:30):
You know, I go to someoneelse's home and I walk in and
I'm like, Okay, I don'trealize how I walk back into my house.
What a difference it is and whatare right? It is a mental
stressor you know, being being aroundyou know, non clean environments, cluttered
environments as such, It can alsocall stress among family members. You know,
if if little Johnny hasn't cleaned uphis house, or he's leaving dirty
(04:54):
dishes and sink, or maybe thehusband comes home and he leaves a mess
when he was watching TV or watchingthe game, you know, that creates
you know, stress among the familymembers. Absolutely, I'm just curious here
because yeah, we're gonna again talklater on with Are And I mentioned about
the extreme heat we've been going throughhere, the effects you know, extreme
(05:15):
heat, And I noticed we're talkingto folks over the years on the program
that and I think we all knowthis that does things like it drives insects
indoors because they're trying to get awayfrom all that as well. And so
when you have heat like this andyou've got a non clean environment, I
mean you're really raising the risk forinfestations you are, and where we've seen
a lot of that over the pastfew months, a lot of insects that
(05:39):
I've gotten into the house, andit just becomes a problem if you're not
on a regular clean maintenance program.A lot of those pesting get into the
house and the last thing you wantedto do is you know, take hold,
start leaning eggs and then the problemgets out of hand and where you
may have to call a pest controlcompany. So just get on a regular
(06:00):
cleaning schedule like we do, weekly, bi weekly, monthly, and you
want to worry about those problems,So you get you get your choice of
how often you want to clean it. Do you do like we say,
we've got our moving move out cleansfor people moving locations, we've got our
special one time deep cleans, andthen on a regular maintenance schedule weekly,
we can come every other week,or we can even come monthly or customize
(06:21):
a clean that fits your schedule andwhat you may have specifically. I'm gonna
just guess here that all right,So if you're on a two week schedule,
your folks are probably getting out alot quicker than if you're on a
once a month schedule. That's correct. There's a cumul of effect, right
absolutely, And it's cheaper. Themore times we come, the less it's
(06:42):
expensive because just like you said,Gary, we don't have to we don't
have to spend as much time becausewe've got your house maintained right from the
get go, and what we callwe're just getting that new dirt. That's
collected over that past week. Nowthe process starts. I mean, I
guess for for everybody, whether youwant to buy weekly or once a month
schedule, whatever, I mean thatthat first visit is key, right,
(07:04):
absolutely absolutely so it all our processthat Molly made starts with schedule a free
in home estimate. Let us comein, you know, let's talk about
what are some areas that you reallywant special attention to, you know,
what, what can we do bestto help you in your situation and we'll
be able to price it there accordingly. And then you can pick from a
(07:26):
weekly schedule, a bi weekly ora monthly, and we'll price it all
out for you and we'll we'll fita budget for anybody. There's a whole
house need to be clean, Michael, you just picked the area's bathrooms,
kitchen stuff like that. Not atall. We we sometimes, uh with
some customers say we don't go upstairsvery often, so maybe let's just do
the upstairs once a month or everyother month, or maybe when we have
(07:47):
visitors come into town, maybe canyou hit those extra bed rooms so we
can customize it anyway that fits bestfor you. Very good? And when
when when it comes to that quoteagain, it's gonna be how many rooms
you clean. Obviously, I guessthe size of the home factors in and
well I guess maybe the condition ofthings when you first of all, it's
(08:09):
got to be a big factor too, right, it can be a big
factor. You know, we walkinto some houses that are look like they
just came off the shaping floor,and we have some houses that look like
they need to have a hazard teamcome out. So we have all those
and in between. So you know, we just want to make the customer
happy. In whatever situation they mayhave. We'll fit a plan for them.
(08:33):
You mentioned earlier about cleaned and organized. Okay, so we you know,
Molly, maybe okay, they're goingto clean my house. But organization
part of this too well, tosome degree. If it if it goes
to the extreme organization where we wanta professional organizer, we have relationships in
town to help you with that.You know, if you want to actually
(08:54):
uh special shelving or organizers for thingsin the kitchen or the toys or whatever
it may be. But yeah,we're gonna help you get everything that organized
and in place, you know,those countertops, get everything you know,
cleaned off situated. So we canreally disinfect and sanitize all those high touch
areas and surface areas, especially inthe bathrooms and kitchens. What are the
(09:18):
some of the I think we've talkedabout this before, but like when you
first go in for that deep clean, so we're thinking, all right,
so you're gonna come in, yougotta vacuum, we gotta dust the windows,
whatever, But there are other thingsthat we maybe typically don't think about.
What are some of those things?Well, the most common requests for
(09:41):
a deep cleaning the baseboards. Youknow, those are the tough ones nobody
wants to get on their hands andknees, and white bass boards. But
the Molly Made system, what welike to call it is top down cleaning.
So we start at the top wherethe wall meets the ceiling, where
those cobwebs and there's like those insectsstart to build, and then work our
way down any kind of molding allthe way to the baseboards. Number one,
(10:03):
get the window sills, get yourblinds, all those things that just
collect dust that we don't like toclean necessarily on a regular, uh you
know, routine. So you know, not only that, but then you
know the kitchens and bathrooms are areasthat may need some special attention. We
all have scope scumb build up,maybe some things rings around the toilets that
(10:24):
have built up, you know,so really get into those areas which may
take some extra time. Kitchens,you know, those ovens, refrigerators,
microwave ovens just can get dirty onus before we know it. We've got
a lot of built up dirt andthose appliances, so we want to make
sure we get all those done andthose deep first cleans, and then we
(10:45):
actually, I mean come out andI can just take everything out of a
refrigerator and clean all the shelves andsuch. We'll do that and a move
and move out clean. So ifthere is food in the refrigerator, we're
gonna need it. We're gonna needthe customer take that out. But tipically
gonna move and move out. We'regonna definitely do inside outside the refrigerator and
inside outside of all your drawers aswell. Yeah, these are and then
(11:07):
these are not things that need tobe done every time you show up.
That's right. That first time iskey, of course, that's right.
I keep I'm keeping getting stuck onthis organizational thing for some reason. I
don't know why. Because I'm justI'm envision. You've got to have situations,
although you gotta be careful, I'msupposing because you know that you don't
(11:30):
want to you want to call somebodyout on your slob no, right,
So they have to be tactful waysto go about and saying, you know,
hey, here's some ideas you mightwant to try. The mine could
work better for it. It couldbe I mean, you know, it's
it's really about I'd say, juststay on top of it. So you
know, there's some situations that ourteams that's because I'll be out of our
(11:52):
work scope to do. You know, if I come in and see,
you know, five hundred toys linein the middle of the living room,
those kind of things are kind ofbounced at our scope. But we can
certainly help you, you know,give you tips on how to do that.
If it becomes an extreme situation whereyou want to speak to professional organizers,
(12:13):
we can also help you with thattoo. So when when you come
in for the first time or anytime for them, or are there any
tips for homeowners or business owners forthat matter, that things that they should
be doing ahead of time to makethe process more efficient. Because the more
efficient it is, the more costeffective is going to be. Guess,
yeah, absolutely number one. Ifwe're coming in for one of those deep
(12:35):
cleans. If you have a selfcleaning oven, we asked our to turn
that on the night before. Thathelps loosen up all that built up you
know, cooking debris, and thenwe can come in and get it all
out for you. I would say, you know, prepping, you know,
any shelving that you have just pilesof things on the tape, on
the on the countertops. You know, as much as you can get that
(12:58):
off, it's going to be usmore efficient. So we can get in
there and really get that stuff,uh, sanitized and disinfected. Okay,
good, so Molly made and you'veyou are well. At some point time
I have to drop the moniker orthe new owner. Yes, yes I
am the new owner, but you'rethe new I'm just going, how did
you get involved with this? What? What? What? What attracted you
(13:18):
to this this business? Well?You know, I personally, I've always
liked to clean. I don't knowif that's really what got me into it,
but you know I was looking fora business and the home service area
I saw a need for this.Yeah, you know, so took a
shot at it, saw that theMolly made was available here in the Midlands.
And you know, I'm also proudto say I employ a lot of
(13:41):
good, hard working people in thearea, right and you know, it's
been a great experience so far.And again you've got people going into people's
homes, that's right, So I'msure they're all vetted and checked out.
Yeah, everything's insured and all ofthat, absolutely, And that's something we
see with some of the smaller cleaningcompanies. Nothing against them, but they
don't have necessarily a proper insurance andthat's one of the big differentiators with us.
(14:03):
So we have every insurance under thebook, everything from liabilities to workmen's
compensation to theft and damage insurance aswell. But all of our employees are
vetted, background checked and properly trainedand just show up with cleaning agents that
(14:24):
you're not going to find at thegrocery store. Absolutely, and that's another
differentiator. A lot of cleaning companiesthey do not bring their own supplies or
equipment. They watch the customer tosupply that. Yeah, so we do
bring our own supplies and our ownequipment, and you are correct area that
The supplies that we use are notfound on the retail store shelves. These
(14:48):
are hospital, great professional agents.The most important part is it kills every
imaginable disease on contact. We talkedabout I think a few weeks ago,
the dwell time for some of thelike the Mister cleans or the spick and
spans. In order to kill thosebacteria viruses effectively, they've got to dwell
ever thirty minutes. And there's nobodywho's going to have that agent wet and
(15:11):
dan for over thirty minutes, Soit's not effectively cleaning, right, and
you're still you're in out quick withit. Yeah, absolutely, all right,
Mike. Always good to see you, my friend Molly made And again
this is a kind of a busytime of the year for you guys.
It is at you know, wewant to keep you know, we ran
a special last time, our specialGary David Back to School Special, and
(15:35):
we had a lot of people callus about it. So great, let's
keep going. So we're gonna offerif you mentioned Gary, call our office
at eight O three seven three oneone two one two mentioned you heard us
on Gary Show, and we'll giveyou a fifty dollars off that first clean
we talked about beautiful, excellent.All right, Hey, y'all, don't
say an everything that for you.Mike. Good to see you, buddy.
(15:56):
Thanks Gary. We'll see you nexttime. If you can reach down
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Boat Club Boating without owning. It'sabout time we're back on the health of
Well in to show on one ofthree point five FM and five sixty AM
WVOC well unless you've spent the lastold couple of months vacationing, like you
(18:06):
know in Canada or something. You'reprobably feeling the effects of this extreme heat
that we've been dealing with. AndAaron Plot, now the owner massage Mechanics,
joins us with what that heat doesto our bodies? Eric, good
morning, Good morning Gary. Howare you doing. Yeah, I'm feeling
it, yeah all, yes,feeling a little worn out, a little
(18:30):
dehydrated. Yes, yeah, thatis that's pretty typical. We're lucky it's
not quite so late today, soit's not quite so hot yet. Yeah,
but it's going to get there.We'll get there, Yes, it
will. And we have gotten there. We certainly. I was surprised to
see. Oh, I guess itwas last this past Tuesday. That was
(18:51):
the first day all year long thatthe official airport temperature at least top to
one hundred degrees. Yeah, atleast the air temperature because we're not paying
attention. And yeah, I wasdriving around in the car and my car
kept saying like one oh two andthings like that, and I was like,
no, wait, you know,it was terrible, Like you get
out of the car and you can'thardly breathe, like you're you're trying to,
(19:15):
like you know, take of oursand the sweat. If you do
sweat, which hopefully you do,because if you don't, let me your
dehydrated. You need to drink somewater. But if you're you know,
the minute you sweat, it's likeevaporating, you know, which doesn't even
have time to cool your body,you know, which is a problem.
So of course about yeah, sincewe finally had one hundred plus the other
day, but all the matter iswhat it feels like on us in our
(19:37):
bodies, and it don't like awhole lot more. Yeah. Yeah,
they've been really really really bad lately, and you know, I feel for
people who you know, are inunder conditioned situations, like they don't really
have access to a lot of airconditioning or you know, areas where they
can go cool down, and andyou know, you feel for these kids
(20:00):
that are outside practicing sports and thingslike that. Thankfully, the school districts
are really really really good about,you know, monitoring the weather and making
sure like okay, they're going tobe inside running drills or inside doing films
or something like that. So Imean, they really do take really good
care of our student athletes. Butwell, unfortunately we've had some experiences where
(20:22):
that one in the case in thepast, so they've gotten right done works
to all that, Yeah you did. You mentioned this here and I mean
to sidetrack here, but but Iam curious because my wife and I have
this conversation from time to time,you know, back pre AC days.
I guess our bodies just got we'reacclimated to this kind of heat. And
there are maybe some folks, asyou mentioned that, maybe they don't have
(20:44):
access to you know, central areas. Such for somebody in that situation,
are their bodies? Is it usthat are sitting in the ac all day
long and just have a bigger effecton us than folks who don't. For
example, basically, are you moreacclimated because of or less act made it
because of your environment? The verysimple answer is yes, because Okay,
(21:06):
so say you work outside and you'rein this type of heat all the time,
and things like that, you're doingcertain things like pulling in a lot
more water, you know, takingfrequent breaks and shade things like that,
like you are unconsciously probably taking bettercare of yourself in the heat than like
you or I would who we spenda lot of time inside and so we
(21:29):
go out in the heat, We'rejust like, oh, it's high,
you know, and we just weget worn out a lot faster because your
body does acclimate, but even thatacclimation has its limits, and heat stroke,
you know, cramping, things likethat, fatigue, all these things
can happen. And when I sayfatigue, I mean extreme muscle fatigue where
(21:49):
like your muscles just kind of stop. You know, Breathing issues can happen
in extreme heat. You know,severe dehydration and obviously happen, and it
happens a lot faster than people thinkit does. And that's something that you
know, especially as parents of smallchildren and you know those are pregnant mamas
(22:12):
out there and everything, we needto like really keep an eye on that,
on that dehydration level because it happensvery quickly in children because they get
so engrossed in what they're doing,they don't really stop to tell you,
like, hey, I'm super thirsty, or you know, oh, you
know, something doesn't feel right.You know, they go, go,
go go, and then they passout from the heat and dehydration. You're
(22:33):
like, ohs are cut. Soyou know, some of the suns that
you can look at for dehydration justin this heat is you know, are
you sweating? And if you're notsweating, that's a problem because the main
thing about extreme heat and what itdoes to our bodies is it causes us
not to be able to regulate ourinternal body temperature, which is incredibly dangerous.
(23:00):
You know, your organs and everything, like everything operates in a homeostatic
plane. And when that HOMI isfacist, which is basically a balance.
When that balance gets interrupted either ahigher temp or even very low temps,
you know, you've got hyperthemia andyou've got hypothermia. You know. So
these things can cause a lot ofreally bad problems with your organs, with
(23:22):
your breathing, with your heart rate, with your you know, everything.
So sweating is a big indicator.If your kid is running around, or
if you're running around and you're noticingthat you're not sweating very much, that's
an indication that you definitely need tocool down. You need to get some
water into your system. And whenI say water, regular water is fine,
(23:44):
but eventually you're going to need toreplace electrolytes. And I bring those
into this conversation because that's really whatI wanted to touch on today because I
think people kind of don't really understandthe way electrolytes work in your system and
how important they are. We hearthat that we're all the time. I'm
not sure you hear any know exactlywhat electrolytes really are, how they work
(24:07):
at sport strengths, commercials. Youhear it in movies, you hear it
like all the time, you know, and you hear like, you know,
help people talk about it and stuff, but they don't really go into
what they are in their impacts.So what okay. Electrolytes they're minerals that
control important functions in your body,important physiologic functions in your body, and
(24:29):
imbalances occur when the minimal role levelsare either too high or too low.
They have to be evenly balanced foryour body to function properly, so severe
electrolyte imbalances can cause really bad,you know, severe problems like commas,
seizures, even cardiac arrest. Soit's really important to understand what they are
(24:52):
and where they are and how tomeasure them and balance them so they're present
in your blood, bodily fluids,and your urine. You can also bring
them into your system so you caningest them through certain foods, drinks,
and supplements. So everybody knows youcan go to the pharmacy and you can
get like, you know, calcium, you can get phosphates, you can
(25:15):
get potassium, you know, thingslike that in supplemental form. But there
are also you know, so you'vegot calcium chloride, magnesium, phosphate,
potassium, and sodium, and peoplealways say what's the most important one that
same question. Sodium is the mostimportant one because it controls your body's fluid
(25:38):
levels, so it controls the amountof fluid in your body at any given
time. Potassium, I would say, is almost is right up there next
to sodium. And the reason thatpotassium is kind of just as important as
sodium is because those two work togetherto not just regulate the fluids in your
system, but also to control musclecontraction and release. So it's what makes
(26:04):
your body move and it's what controlsthe fluids in your system, and the
fluids in your system are pretty muchthe most important thing in your body to
keep it functioning properly, So calciumchloride, magnesium, phosphate, potassium,
and sodium. So a loss ofyour body fluids is most often the cause
(26:26):
of an electrolyte violence. So thatcan happen after a few different things prolonged
vomiting, diarrhea, sweating. Thoseare all typically due to an illness or
even heat. Also, you couldget fluid gloss related to burns. Certain
medications people may be on, likediuretics, and then certain diseases like acuter
(26:52):
chronic kidney disease, heart flablems,heart disease, lung disorders. There are
a lot of different you know,kind of chronic disease is that can cause
an imbalance. And remember that imbalancedoesn't necessarily mean that your electrolytes are low.
Sometimes they can also be very high. So so elevated levels of an
electrolyte are indicated with the prefix hyperso. Hypercalcemia is a high level of
(27:19):
calcium in your blood, hypermagnesemia isa high level of magnesium, hypercoalmia is
potassium, and hypernatremia is high levelsof sodium. The depleted levels of an
electrolyte are indicated with hypero. Soright, so think like hypothermia. You
(27:41):
know that's you're super super coold,right, so very low body temperatures hypothmia,
so hypocalcinemia hypomagnesemia, hypocalenia, hyponatremia. These are all low, like
very measurably low levels going through these. I just want to touch on a
(28:02):
couple of them just to kind oftalk about what they specifically do. So
calcium, your body uses it tostabilize your blood pressure and to control skeletal
muscle contraction, so when your musclescontract, when you're using those muscles and
they contract, calcium is controlling that. It's also used to build strong bones
and teeth. So too much calciumin your blood is you know, bad,
(28:27):
usually caused by like para, hyperparathyroidism, tuberculosis, sarcodosis, kidney
disease, expensive use of ant acidsand calcium or vitamin D supplements, which
makes sense because if you're using awhole lot of that, then it's going
to build up, right, Sothat makes sense. And then medications like
(28:49):
lithium, theophiline and then certain typesof water pills can cause it to be
like a lot, you know,and then you know, you look at
the opposite of those to vitamin Ddeficiency, malabsorption issues, medications like chemotherapy,
osteoporosis drugs, certain diuretics, thosewould cause a lower level of calcium
(29:14):
in your system. So all thatto say, if you're on medications or
if you're you know, having certainchronic situations, you know, talk to
your doctor about your electrolytes. Talkto your doctor about these things. You
can get that tested through just asimple blood test. Okay, right,
So they can do a very simpleblood test to check these electrolyte levels,
(29:37):
and there's a standard of you know, where they should be according to your
you know, age and body massindex. So chloride is one that people
always forget about chlorides because you know, it's just not something you hear a
whole lot about, and it's necessaryfor maintaining you know, your proper balance
and bodies fluids. So it's righton there with sodium, just not as
(30:02):
I guess. Integral magnesium regulates afew different functions muscle contraction, heart rhythm,
and your nerve function. So oneof the things that I've always thought
was really interesting is when your musclestwitch. So if you ever had like
one of your eyes kind of startstwitching, yeah, that could be an
(30:25):
indication of a magnesium deficiency. Sothat's something you know, and that's kind
of cool. When you start tothink about it because you know, muscle
twitching and things that happens a lot, you know, and it happens frequently
when people have you know, beenexercising and things like that and you're in
your cool down period. Your musclesare just twitching like crazy, and it's
(30:45):
because you've probably depleted your magnesium duringthat workout. Also, their alcohol,
you can deplete your magnesium, sohigh uses of alcohol, almost abuse of
alcohol could do that. Binge drinkingmost definitely, things like that. You
(31:06):
know, Phosphate is balanced in yoursystem by your kidney's zones and you're intestines,
and that's necessary for a lot ofdifferent functions that are really interacted closely
with calcium, so it can causesome severe breathing difficulties. If it is
super high, it can cause kidneydisease, muscle injury, various different things.
(31:33):
Laxatives are, like excessive use oflaxative tends tend to be a good
or not good, but a thatcause hyper phosphate level. So shy of
a you know, actually going andsee your doctor getting a blood test,
are there are there really obvious signsthat you may be things you may be
(31:56):
experiencing that will tell you your electroclytesout of whack. Absolutely, So there
are some of the possible symptoms thatyou're going to notice are agitation, so
if you can't sit still, ifyou are just constantly like, you know,
you have to move, you haveto you know, dry mouth,
and excessive thirst, restlessness again,can't really sit still, confusion, difficulty
(32:23):
with cognition. Now, obviously that'sa sign of a lot of different things,
including heat strokes. But if it'salmost like brain fog, if you
have a lot of brain fog andyou're like, there's really no reason I
should have this, then that couldbe an electrolyte imbalance. Obviously, muscle
weakness, spasms, numbless numbness,entangling, fatigue, heart palpitations, nausea,
(32:49):
and vomiting, because both of thosethings will almost immediately cause and imbalance
a slow or a regular heart rateeither high like and when we say high
blood pressure, we're not talking likeone or two points up. We're talking
like high blood pressure or extremely lowblood pressure. Both of those could indicate
(33:09):
imbalances. And remember when we're sayingimbalances, we don't just mean super high
electrolytes or a lack of it couldbe an imbalance on either way, and
electrolytes can be imbalanced, like youknow, your calcium could be high and
your potassium could be low. Youknow, like it's not like a straight
across the board. They're all higher, they're all low. Well,
(33:31):
we had about we had about aminute left. We're gonna riune a time
here unfortunately, but quickly. Ofthe ways you can you know, replete
your body of these electrolytes, isthere one best way? Is it a
supplement, is it a drink orI would say ruts pomogranates have really high
levels of electrolytes in them. Sodoes orange juice. Everybody always thinks about,
(33:52):
like gatorade with sports drinks, orangejuice has the highest levels of electrolytes
in it. Also, you want, you know, unsweetened coconut is an
excellent way to do that. Obviously, supplements are a good way to boost
certain things. But you always wantto talk to your doctor, you know,
go ahead, go in talk tothem about your concerns if you have
(34:12):
any of those symptoms. Like Isaid, it's a very very simple test
that they're going to do. They'regoing to ask you some questions some lifeself
stuff. They may even have aphysical exam like almost like a stress test.
How do you do a little bitof physical activity and see how you're
doing. But your doctor is thenumber one line of defense against these electrolyte
imbalances. And the earlier you catchthem and the earlier you can correct them,
(34:35):
the faster you can make sure thatthere isn't severe or permanent damage like
everything else. Right at Aaron Plotbring it in again this week? Wow?
Uh And we didn't even mention amassage, did we? But mechanics?
So how can folks? Yeah,right, exactly, all right?
What's the best way to get ahold of you Air and Massage Mechanics.
(34:55):
You can call us at the officeeight h three five two Z sixteen nine
one, or you can go tothe website Massage Mechanics sc dot com.
You can check with all our informationout there or book your appointments there.
And because it's been so hot,I do want to go ahead and hit
this because it's mine mantra. Youshould be bringing in seventy two to one
(35:17):
hundred and four ounces of water aday at your max. One not four
is your max. You don't wantto go over that, and you don't
want to drink all of this atone time, spread it out, so
that's nine to thirteen cups eight ouncecups of water a day. All right,
Aaron, stay cool. You dothe same Gary stress pain, repetitive
(35:40):
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row three seven three one twelve twelve. That's eight z row three seven three
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one twelve twelve, or go toMollymade dot com. Hey I welcome you
back to the Health and Wellness Showon one of the three point five FM
and five sixty AM w voc as. Now we are joined by my friend
Jem Stop the law officer James.No, good morning, sorry, good
(37:52):
lad here getting hold up a footballseas. It's so close, right,
can't wait? And uh, youknow, I think it's gonna be.
Uh, there's a lot a lotto look forward to. You're not making
predictions, are all right? No? No, well, of course you
know I'm a I'm a Clemson fan, right yeah, so I'm sorry I
(38:14):
brought it up. So yeah,no, no, no, no other
other than the you know, no, I think you know, I think
it's I think it's gonna be.I think it's gonna be good. Good
for all area teams. We'll callit. Yeah, okay, let's just
hope the temperature will drop another fifteendegrees or so before I will tell you
this opening games. You know,I know Clemson got the Duke game coming
(38:36):
up, but typically September games arealways hot. Oh yeah, oh yeah,
and maybe hotter this year. Iknow we've ever seen anyway, it
won't stop and die hard, soright, like you, I don't know
that whole day long process. Anymoreolder I get, I'm oh my goshtay,
(38:57):
I'll watch on TV. But anyway, I igress stacking. Stacking our
topic today, stacking. Yes,just what what what is that? What
does that mean? That you know? And I'm the one to ask you
questions around here? What does thatmean? All right? So? So
so that that that's a that's aterm referred to the process of combining coverage
(39:23):
limits on multiple vehicles in under insuredor uninsured situations. And so let me
give an example. Okay, yeah, yeah, So first thing is that
And and although I'm certainly not aspokesperson for the insurance industry, I do
(39:46):
really recommend people examine their policies andmake sure that they have adequate coverage.
What most people don't do that,and they don't and and so the as
far as I can tell, thevast majority of people in South Carolina that
even have car insurance are driving aroundwith low liability limits. Right. They
(40:07):
call the insurance, you know,their insurance man up. They say,
give me the cheapest policy that keepsme illegal, and they will buy a
twenty five thousand dollars minimum liability policy. And what that means is that if
that person you know runs a redlight or you know, texts and and
and drives into you, and youknow sends you the hospital for weeks and
(40:31):
you miss you know, months ofwork and just have catastrophic type injuries,
all they have to do, alltheir insurance companies require to do is pay
twenty five thousand. Right, youcould you could have a million dollar case
and all they pay is twenty fiveSo in order to protect yourself from that
(40:52):
possibility, and again even if evenif you're not really hurt, you just
have you know, some eggs pains, go to the emergency room for diagnostic
testing, you know, have aCT scan and maybe miss you know,
a few days of work and havea routine follow up appointment. Even that
can exceed twenty five thousand dollars justthe medical bills. Right, So,
(41:14):
in order to protect yourself from thatpossibility, you can purchase what's called under
insured coverage, which is optional,not required, but if you do,
that means that your insurance company willstep in and and pay, either through
(41:34):
a settlement or a court award,above and beyond whatever the liability limits are
the other guy had, right,Okay, And that's and and is it
affordable. I'm trying to think.I'm trying, I'm trying to think what
it is. It's it's fairly affordable. It's fairly affordable. Yeah, yeah,
and and and and and I willtell you the vast majority of situations
(42:00):
involving non commercial vehicles where you know, we're able to help somebody get you
know, you know, well intosix figures are more out of a car
at case, right. Most ofthose, you know, are because we're
able to include the our clients underinsured, just because again, so few drivers
(42:21):
in South Carolina, especially the onesthat are gonna be driving around negligently and
recklessly, you know, carry abovethe minimum, so that's underinsured. And
then they also have a similar stylecoverage called uninsured. And that's when the
other driver doesn't have any coverage atall, right, okay, which which
(42:44):
is illegal, but plenty of peopleout there driving without coverage. And and
then, of course, all toooften what happens is, you know,
you're on the side of the roadwith the policeman, the other driver presents
an insurance card, the policeman putsit in the report, you get a
copy, and then you know,whenever you fall up with that insurance coming
later, you know, you gethome or whatever, you learn the policy
(43:07):
lapsed. No such coverage exists,No such coverage exists, So uninsured protects
you from that that possibility. Now, the way it works is if you
have multiple vehicles on the on thepolicy, you can add them together to
increase the total amount of underinsured oruninsured coverage you'd have. Right, Okay,
(43:31):
it's called stacking and and that's justsomething you know. So for example,
if you have you know, onehundred thousand dollars limits, right,
and you've got hundred thousand underinsured,and you have three cars on the policy,
that gives you the ability to actuallystack up the three hundred thousand dollars
(43:52):
and that doesn't affect the coverage,and other vehicles does does not. So
that that means if you get ina serious accident with somebody would say minimum
limits the limit there there, otherguy's insurance pays out the twenty five and
then you, uh, it's possiblethen to make the claim with your own
coverage to get up to an additionalthree hundred thousand. So so i'm i'm
(44:14):
I'm trying to figure out why theinsurance companies would allow that to happen or
do they have a choice. Well, I mean they're require they're required under
understated under law, you have tobribe the coverage and right, but that
yes, But how okay, wellbut I've got this other car that wasn't
involved in this. How can Iuse it's coverage that's also required to law?
And is that universal or that's that'sthat's the weird thing about insurance stuff
(44:37):
rights all coverage. It all dependson what state here, It depends on
what state. And of course I'mI'm in you know, I'm uh in
Lexington and Columbia, right, soyou know, helping South Khana people,
right, that's why it works here. That's that's how it works here.
You know, yes, some otherstates have real weird issues with with insurance
(44:57):
rules and laws. But I mean, stacking does can't exist outside of South
Khanta. But how it works indifferent states, you know, would depend
on that state's law. So howdoes this work? Jim? When going
back to the example, somebody uninsuredor underinsured hit you causes you know,
serious injury. They got their youknow, lowball limits, you know,
(45:19):
twenty five thousand dollars become anywhere closeto cover and what you need to cover.
Typically in that case, that's goingto be an individual who's got no
net worth anyway more than likely orvery little. But let's say they did.
Okay, right now, is yourinsurance company. Are they gonna tell
you, as the the attorney,you got to go after their net worth
their personal assets for us before we'regonna do anything. How does that work?
(45:42):
No? No, they will not, and actually and they won't,
so that coverage is still available,and you know, it's a it's a
rare situation. But I'll also mentionthis I've had, I have had that,
I have had that situation before,and I've act actually talk to people
before, right that have significant assetsand don't have enough liability insurance. And
(46:08):
so certainly folks that have you know, significant home equity or other assets you
know, also do need to makesure they have enough liability just an event
that they do cause a serious rack, right, Because yeah, as a
as a lawyer representing injured people,that's you know, uh, in in
(46:30):
catastrophic cases, I mean, I'mhiring specialized asset location services or doing asset
background checks looking for properties or otherthings that could be you know, used
to satisfy a judgment. Sure,and if if somebody's got significant assets,
you know, that could certainly bea reason not to settle with an insurance
(46:52):
company and just pursue them. Soyou have as an attorney, you have
that that you don't have to goout the insurance gume. You can go
after their personal assets instead. Isthat what you're saying correct? Really?
So? So yeah, so somebodysay, for example, yeah, has
minimum limits and then they you know, they cause you know, a million
dollars worth an images. You know, you can file the you know,
(47:16):
follow lawsuit the insurance companies on thehook for twenty five thousand. But then
if you get a court award inexcess, you can pursue it against their
personal assets as opposed to what we'retalking about using what you've also still get
your insurance. Okay, right,so you and beyond that, you know
(47:37):
that that million dollar home on LakeMurray is going to be on the line.
It could be on the line ofthe line. And I tell you
another another another thing that can alsobe done. And in South Carolina,
lawyers will talk about Tiger River letters, okay, And that's just a procedure
under state law where if you've givean insurance company a chance to settle a
(48:01):
case right within its policy limits.Right, and if an insurance company makes
an unreasonable basically denial of that settlementopportunity, right, and you end up
suing, going to court and gettinga verdict over the limits. Right.
(48:21):
That allows the policyholder whose insurance companybasically dropped the ball and didn't settled the
case right when they could have tothen have a claim against their insurance company
for whatever the excess verdict is.Okay, okay, all right, And
then what happens is we're talking aboutthe offending party, the offending party,
and then what happens is that offendingparty can then assign that claim over to
(48:52):
the injured party. Right. It'slegal process to do it, basically,
meaning you can in those situations haveget access to more funds than the liability
right limits, but it requires theirinsurance company to refuse to settle within the
limits, you know, in ain a set timeframe. And it's called
(49:14):
Tiger River layers. It's it's look, say, it's a little complicated.
You know, you can't really youcan't really throw this stuff on a thirty
second TV commercial or a billboard.But but lawyers that do this type of
work you know, regularly, aretypically constantly sending out Tiger River letters right
to insurance company. Is giving achance to settle within limits and time deadlines.
(49:34):
And then if the insurance company isyou know, unreasonably fails to settle
in to the detriment of their innpolicyholder, cyco law provides that mechanism to
go above and beyond the limits.So who in that case who represents the
offending party? You? Who's theattorney for the injured? Forty? Are
they get it hired? Our attorney, the insurance company still covers, the
(49:57):
insurance company still hires. Okay,you know what comes to mind in this
discussion again, as you say youyou you could have the maximum limits yes,
uh, and be involved in acatastrophic incident in which you were the
guilty party here and still wind upin a situation where an attorney could come
(50:20):
after your personal assets to to satisfya judgment. Personal umbrella protection insurance is
a no brainer in my book forpeople that have assets. It's absolutely should
be considered. And it is notthat expensive. I mean it's cheap,
it's cheat. I think I've paidtwenty five bucks a month for it.
Yeah, I think the I thinkthey require at least you know, my
(50:40):
understanding is the major companies require youto have purchased the maximum amount of auto
insurance first. Yeah, that makessense, and you know, and then
then that umbrella policy kicks in afterthe auto you know, your liability portion
pays. But absolutely, if peopleto have assets, they have to be
full covered because it's just again it'sit's not that expensive. And when things,
(51:05):
you know, things, you know, you get a real bad situation,
you know, you'd be often gladto have it. Absolutely, do
you come across the stackings we weretalking about it is this just one of
these rarity things in your practice allthe time. But it happens all the
time all the time. And andthe other thing, it's become a little
less common over the years. Butthey've also been situations where people haven't purchased
(51:32):
or haven't had included underinsured or uninsuredon their own policies right, and then
we've been able to challenge whether ornot the insurance company offered it to them,
right, because you your insurance coming, it's required to offer you the
coverage, right and uh. Andin situations where people weren't actually given a
(51:52):
meaningful chance to buy it. Youcan actually force the insurance companies to add
it on. How do you provethat though, or is the company they
yeah, they have to have athey have to have a I think it's
a form that would would be signedoff where people people wave the coverage.
But no, stacking is a regularoccurrence people that have significant injuries frequently.
(52:15):
That's a real important way to getthem to coverage. Right. And I'll
tell you what's what's always thinks kindof unfortunate. You know, people it's
volunteery coverage. You don't have topurchase it, but a lot of people
do, right, And then later, you know, they might get in
a catastrophic situation and and have sixfigures you know of of funds available they
(52:39):
could you know, recoup, andthen they worry about their insurance rates going
up. They say, I don'tknow if I want this quarter million dollars
because my rates will go ten dollarsa month. No. No, but
but you know, people should buyit and if you have a real serious
situation, that's what it's there for, all right. The law offs of
James Snell. Jim had to folkswho read y'all, okay uh pusiness online
(53:00):
at snowlaw dot com. That's threeills Snowlaw dot Com are eight zero three
three five nine three three zero one. Alright, good to see you,
brother, Thank you. The lawyersand staff at the Law Office of James
Snell are there to help those withinjuries and workers compensation claims, car accidents
on the job, and other accidentsresulting in injuries. They want to help
(53:21):
everyone resolve their claim as quickly aspossible, but they'll never recommend you accept
a settlement that's unfairly low. TheLaw Office of James Snell recognized by Alva
with AT ten and an eight plusrating with a Better Business Bureau. There's
no cost to speak to them.Insurance companies make their money by denying and
minimizing otherwise valid claims. The LawOffice of James Snell can help. They're
(53:42):
not looking to try to take everysmall mishap, but focus on real injuries
that deserve to be taken seriously.The Law Office of James Snell. I'm
Jim Snell. Contact me at SnellLaw dot com. That's three l's spell
Law dot com. The Law Officeof James Snell since two thousand four with
offices in Lexington and Columbia.