RegFi Podcast
Financial regulation will change more over the next decade than it has in the last 50 years. How will technological innovation – including the adoption of machine learning, generative AI, digital currencies, and other fintech solutions – shape financial regulation for the digital economy? Jerry Buckley is joined by Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton in hosting conversations with leading thinkers at the forefront of these changes, including regulators, legislators, financial services providers, data scientists, academics, opinion makers, consumer advocates and other market participants. RegFi is produced and published by the Alliance for Innovative Regulation (AIR).
Episodes
When people are forced to cross borders, their identity, education, employment and financial histories may not travel with them. In this episode of RegFi, Jerry Buckley and Sherry Safchuk speak with Civitas ID founder and Chairman Colin Walsh about breaking this "documentation wall." Walsh explains how Civitas ID is developing secure, portable digital credentials that can help displaced people prove who they are and access employme...
Public policy moves fast, and the information shaping it is scattered across legislation, regulatory actions, hearings, speeches and countless other sources. Kate Flocken, Co-Founder and CEO of Revere, joins RegFi Co-Hosts Jerry Buckley and Sherry Safchuk to explore how AI can help professionals find the signal in that noise. Kate explains how Revere is building a purpose-built public policy intelligence platform designed to surfac...
In her final episode as a RegFi co-host, Caroline Stapleton joins Jerry Buckley, Sasha Leonhardt and Sherry Safchuk to reflect on more than two years of conversations about the changing future of financial regulation. Caroline shares what she sees ahead as regulators respond to AI, automated decision-making and agentic commerce, including the evolving roles of state and federal policymakers. The group also explores questions of tru...
What if regulators could strengthen oversight without writing a new rule? In this episode of RegFi, co-hosts Jerry Buckley and Sasha Leonhardt examine a reported FDIC-backed initiative to create industry-led standards and independent certification for fintechs that partner with banks. They explore how the model could streamline third-party risk management, where its limits lie and whether market adoption could make it ...
AI regulation is taking shape across the U.S. — but states are taking markedly different approaches. In this episode of RegFi, co-hosts Jerry Buckley, Sherry Safchuk and Caroline Stapleton examine AI laws in Colorado, California, Texas and Utah and what they could mean for financial services. They explore requirements around automated decision-making, disclosures and human review, as well as key questions about whether emergi...
RegFi begins a new chapter at the Alliance for Innovative Regulation (AIR) with a conversation about the future of consumer finance. Jerry Buckley and co-host Sherry Safchuk join AIR Co-founder and CEO Jo Ann Barefoot to explore how agentic AI could help consumers protect their digital identities, counter increasingly sophisticated scams and make better financial decisions. They also examine the regulatory frameworks, ...
Steve Boms, Executive Director of FDATA North America, joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine the evolving public policy framework governing consumer financial data. Building on the history of open banking and consumer-permissioned data sharing, they discuss the future of the CFPB's Section 1033 rule, the ongoing debate over data access fees, and the operational, competitive and consumer protection issues ...
Orrick partner Joseph Kolar joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss the Executive Order on Promoting Access to Mortgage Credit and the regulatory reforms it could set in motion across the mortgage industry.
The conversation examines proposals to reduce mortgage origination costs, streamline TRID disclosure requirements, modernize servicing and appraisal rules, and encourage greater participation by bank...
Federal banking regulators have signaled a renewed openness to de novo bank applications, creating new opportunities for fintechs evaluating whether becoming a regulated financial institution aligns with their long-term strategy.
In the latest episode of RegFi, Jerry Buckley, Caroline Stapleton and Nathaniel Reisenburg discuss what it takes to secure a bank charter in today's environment. They examine regulator expectations around ...
American Fintech Council Chief Policy Officer Ian Moloney joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine why a growing number of fintech companies are pursuing bank charters. They discuss the evolution of bank-fintech partnerships, the factors driving renewed charter activity, and the business, regulatory and operational considerations fintechs must weigh when deciding whether to become regulated financial institu...
John Coleman, Orrick Partner and former CFPB Deputy General Counsel, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to examine the Consumer Financial Protection Bureau's authority to interpret, tailor and exempt requirements under the consumer financial protection laws within its jurisdiction. Prompted by the May 19 Executive Order directing federal financial regulators to modernize financial services regulation, they di...
Orrick partners Dan Ullman and Ben Hutten join RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the mechanics of tokenized deposits and the evolving regulatory framework surrounding digital payments. They discuss the FDIC's proposed treatment of tokenized deposits under the GENIUS Act, the infrastructure banks would need to support tokenized payment systems, interoperability challenges, and the implications for liquidity...
Marking RegFi's 100th episode, co-hosts Jerry Buckley, Sasha Leonhardt, Sherry Safchuk, and Caroline Stapleton revisit the thesis on which they launched the podcast in October 2023: that financial regulation, driven by technology, will change more in the next 10 years than it has over the previous 50.
When RegFi launched, generative AI was less than a year old, agentic AI was still on the horizon, the GENIUS Act had yet to be writt...
OpenLaws founder and CEO John Phamvan joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to examine how OpenLaws is building comprehensive, reliable, and continuously updated access to statutes, regulations, and other legal materials across federal and state jurisdictions. They discuss the challenges of sourcing and standardizing legal data at scale, the role of OpenLaws' API and emerging products in supporting legal, compliance...
Arthur Wilmar joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to examine the emerging role of tokenized deposits. They discuss recent developments that provide a regulatory pathway for tokenizing deposits and the broader environment for banks entering the space. The conversation compares the functions and regulation of cryptocurrencies, stablecoins and tokenized deposits, including the use of public vers...
Fincast founder Benjamin Schieken joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to discuss how AI-enabled technology can transform the mortgage shopping process by enabling consumers to compare loan options more effectively and introducing greater competition among lenders. This evolving digital approach considers not only APR, but also total transaction costs and the likely duration of the loan for an ...
In this episode, RegFi co-hosts Jerry Buckley and Sherry Safchuk are joined by Matt Van Buskirk, Hummingbird Regtech Co-Founder and CEO, Regulatory, to examine how AI is transforming anti-money laundering and fraud detection. They discuss how AI-driven tools are shifting compliance from manual data gathering to higher-value investigative work, the growing role of blockchain data in identifying illicit activity, and wh...
AEI's Paul Kupiec joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to analyze the potential impact of a proposed 10% cap on credit card balances. Kupiec, a highly respected commentator on financial markets, delves deeply into the economics of the credit card business and assesses what could change if such a cap were implemented. He also shares insights on the challenges facing the Federal Reserve as economic uncertainty and i...
In this RegFi episode co-hosts Jerry Buckley and Caroline Stapleton examine the evolving policy landscape governing AI in financial services. They discuss the federal government's push to avoid a patchwork of state AI laws and the extent to which existing consumer protection laws—such as ECOA, FCRA and UDAAP—can address AI-driven risks without new legislation. The conversation also highlights Treasury's newly released F...
Representative Bill Huizenga's draft bill to modernize the Gramm-Leach-Bliley Act could mark the most significant overhaul of U.S. financial privacy regulation in more than two decades.
In this episode of RegFi, co-hosts Jerry Buckley and Sherry Safchuk examine how the proposal would reshape the federal-state balance through broad preemption, introduce new data minimization standards, and expand consumer rights around access and de...
Popular Podcasts
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by Audiochuck Media Company.
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!