Episode 356: Anti-Budget Culture with Dana Miranda

Doree and Elise chat about Doree’s birthday party hosted by Elise where friends were made, trivia was played, and the string lights shone bright! 

Then, in the second episode of Money Month, Doree and Elise speak with Dana Miranda, a Certified Educator in Personal Finance (CEPF), personal finance journalist, and author of You Don’t Need A Budget. They discuss why budget culture is a parallel to diet culture, how having financial education doesn’t automatically level the playing field, and all the tenets of budget culture we have to unlearn in order to begin intuitive spending. 

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Chapters: 

*Time stamps are approximate and do not include ads

• 0:00  Intro & chitchat
• ~13:10 First ad break
• ~13:45 Dana’s self care practice
• ~16:00 Dana’s relationship with money
• ~17:00 How Dana got into finance journalism
• ~19:00 Why you don’t need a budget
• ~22:00 The parallel to budget culture
• ~24:00 What to do instead of budgeting
• ~25:00 Second ad break
• ~25:50 Breaking down the tenets of budget culture
• ~29:00 Challenging the idea of intuitive spending
• ~32:30 Money Maps
• ~36:30 Intuitive Spending with impulse control
• ~40:00 Why having more financial education doesn’t solve everything
• ~42:15 What should we be teaching our kids about money
• ~44:30 Listener questions
• ~45:00 how to learn to relax about money
• ~48:00 Practical tools to manage our money with grace
• ~52:00 Intention Zone

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