Helping Heroes Become Homeowners

Episode 20: The Impact of NAR's Latest Ruling on VA & First-Time Homebuyers in a Surging Market

In this compelling new episode of the Helping Heroes Become Homeowners Podcast, we dive deep into the recent National Association of Realtors (NAR) rulings and their profound impact on VA and first-time homebuyers. Joining us is Charles Vamadeva, a distinguished Founder & Broker at Patriot Pacific Financial Corp, ...

Welcome to Episode 19 of "Helping Heroes Become Homeowners," the podcast where we turn dreams of homeownership into reality, especially for our community's heroes. Hosted by the ever-insightful Richard Sarey, this week's episode takes a deep dive into the lucrative world of real estate. 🏡💼 Whether you're a seasoned investor or just getting your feet wet, Richard's insights and expert advice will open doors to new opportu...

🎙️ Calling all heroes on the path to homeownership! Join host Richard Sarey and guest expert Jason Binyon, Insurance Agent at Binyon Insurance Agency, in Episode 18 of "Helping Heroes Become Homeowners."

In this episode, "Welcome Home: Essential Tips for Veterans & First-Time Home Buyers," we're on a mission to empower our brave veterans and enthusiastic first-time buyers with the knowledge they need to make their home...

Welcome to "Helping Heroes Become Homeowners," the podcast dedicated to empowering our heroes with the tools and knowledge they need to achieve homeownership. In Episode 17, your host Richard Sarey sits down with JR Foreman, Founder and Senior Wealth Manager at Featured Wealth Management.

Hailing from the picturesque landscapes of Casper, Wyoming, JR Foreman's journey to success is nothing short of inspiring. A former stand...

Welcome to another inspiring episode of "Helping Heroes Become Homeowners," the podcast that empowers our everyday heroes on their journey to homeownership. I'm your host, Richard Sarey, and today, we have a special guest who brings 15 years of invaluable experience in the mortgage industry to our conversation.

Joining us is the dedicated and passionate real estate agent, Michelle Garfield, from Genesis Realty Group. Michel...

Welcome to Episode 15 of "Helping Heroes Become Homeowners" with your host Richard Sarey. In this insightful episode, Richard sits down with special guest Jason Binyon, a seasoned Farmers Insurance Agent. Together, they dive into the intricate world of homeowners insurance, offering invaluable insights and expert advice.

Navigating the complexities of homeowners insurance can be a daunting task, but fear not – Richard and J...

Welcome to "Helping Heroes Become Homeowners," the podcast that empowers our everyday heroes to navigate the journey of homeownership. I'm your host, Richard Sarey, and in Episode 14, we're diving deep into a crucial decision many prospective homeowners face: "Decoding the Dilemma - Purchase or Refinance for Your Home Sweet Home?"

Join me as I unravel the complexities of this decision, providing insights, expert advice, and...

Welcome to the 13th episode of the Helping Heroes Become Homeowners podcast! Your go-to destination for all things related to VA Home Loans! Whether you're a military service member, veteran, or simply interested in the ins and outs of VA Home Loans, we've got you covered.

In this episode, your host Richard Sarey, welcomes the husband-and-wife team of Robert and Stephanie Irvin, realtors at The Irvin Team at KW Central. Wit...

Welcome to the 12th episode of the Helping Heroes Become Homeowners podcast! Your go-to destination for all things related to VA Home Loans! Whether you're a military service member, veteran, or simply interested in the ins and outs of VA Home Loans, we've got you covered.

In this episode, your host Richard Sarey, welcomes Troy Sage, a real estate expert at Competitive Edge Realty, to share his insights, expertise, and the ...

Welcome to the 11th episode of the Helping Heroes Become Homeowners podcast! Your go-to destination for all things related to VA Home Loans! Whether you're a military service member, veteran, or simply interested in the ins and outs of VA Home Loans, we've got you covered.

In this episode, your very own host delves into the nuances of VA Home Loans, providing valuable insights, tips, and expert advice to help you navigate t...

Welcome to another enlightening episode of the "Helping Heroes Become Homeowners" podcast, your trusted companion on the journey to unlocking homeownership secrets for veterans and real estate professionals. Our seasoned host, Richard Sarey, with over 25 years of mortgage industry expertise, sits down with Trey Van de Bogart, Vice President of TPO GO, as they delve into the core principles and exceptional services that mak...

Welcome to another enlightening episode of the "Helping Heroes Become Homeowners" podcast, your trusted companion on the journey to unlocking homeownership secrets for veterans and real estate professionals. Our seasoned host, Richard Sarey, with over 25 years of mortgage industry expertise, sits down with Jami Kennedy, an adept VA Underwriter, for a deep dive into the underwriting sphere of VA home loans.

Jami meticulously...

Unlock the secrets to homeownership with VA loans! Join Richard and Donna in this engaging podcast episode, where you'll discover how to secure the best deal, qualify for loans, and navigate the real estate market. Get ready for expert insights, insider tips, and a clear path to your dream home. 

Donna spent nearly three decades specializing in Dallas real estate and cultivating meaningful relationships with her clien...

Are you a service member dreaming of owning your own home? 

We're delving deep into the world of VA home loans, your key to unlocking the doors of homeownership. Join us as we explore what a VA home loan is, who qualifies for this fantastic opportunity, and the substantial savings it can bring your way. We'll guide you through the Certificate of Eligibility process, demystify the appraisal process, and unveil cash-out...

Are you a veteran with a mortgage? Have you been making payments on time for the last 12 months? If so, you may qualify to refinance your VA loan and enjoy the many benefits this can offer! 

In this episode, Richard discusses the ins and outs of refinancing a VA loan, from the eligibility requirements to the potential savings you could enjoy. He explores how you can reduce your interest rate, lower your payments,...

Do you need help with the process of what each entity does in a VA home loan? 

This episode focuses on the VA loan application process and the additional information that may be required. Learn how to gather and provide complete details, submit all conditions left in underwriting, and prepare the closing disclosure.

Become a homeowner with your VA home loan entitlement!

[00:00 - 01:28] Opening Segment

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Do you want to know the golden ticket for veterans dreaming of homeownership? Dive deep into the unbeatable benefits of VA loans!

In this episode, Richard discusses the advantages of VA home loans. He'll talk about the lower interest rate than conventional loans, no down payment requirement, and higher approval rate than other loans. Richard will also cover the ability to buy a property with no money down and refinanc...

Are you a veteran looking to purchase a home but need help knowing where to start? 

Join Richard as he discusses the many advantages of VA loans and why veterans often overlook them. He dives into the myths that surround VA loans. He reveals why they have a lower denial rate than conventional or FHA loans, better portfolio performance with a lower default rate, and can often be cheaper for the veteran due to closing c...

Imagine securing your dream home, only to have the appraisal value come in lower than expected - it's a scenario that can spell disaster, or it can be a hurdle easily navigated if you're equipped with the right knowledge. 

In this episode, Richard dives deep into the importance of the VA appraisal process for veterans. He covers how it determines the home's sales price and that there is no difference between a VA appr...