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September 23, 2025 28 mins

What if your retirement plan is missing the one thing that could keep you from running out of money? In this episode, Ralph Short and Tim Short unpack the often-overlooked role of bonds in retirement planning and explore how shifting away from traditional pensions has reshaped financial security. They dive into the emotional weight of retirement fears, the importance of aligning financial tools with personal goals, and why a customized roadmap matters more than ever. With a focus on fiduciary responsibility and professional guidance, this conversation offers a grounded look at how to navigate retirement with clarity and confidence, without making promises, just perspective.

Join the Short's for the First Friday Happy Hour on October 3rd: Federal Employees-How to Maximize Your Benefits, register now at Welcome Home FP Events.

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