Neste episódio do Vamos a Contas, respondo a uma dúvida muito comum: quando há algum dinheiro de lado e ainda falta pagar o crédito à habitação, o que compensa mais: amortizar o empréstimo ou investir o valor?
O caso de hoje é concreto: um ouvinte deve 18.000 euros ao banco e tem um spread baixo. Será boa ideia livrar-se já da dívida, ou vale mais deixar o dinheiro a render noutro lado?
Explico como fazer as contas, quais os riscos e vantagens de cada opção, e em que situações amortizar é a melhor escolha — e quando pode ser um erro financeiro.
Ouça e descubra qual seria a decisão mais inteligente no seu caso.
See omnystudio.com/listener for privacy information.
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