Neste episódio do Vamos a Contas, respondo a uma dúvida que muitos investidores têm depois de dar os primeiros passos: “Já tenho PPR e ETFs, devo diversificar os meus investimentos ainda mais?”
A conversa parte da experiência real de um ouvinte que já diversificou entre poupança para a reforma e fundos de índice, mas quer perceber se vale a pena procurar novas opções como ações individuais, imobiliário, ouro, certificados ou obrigações.
Ouça o que deve considerar antes de ampliar o portefólio: objetivos, prazos, montante disponível, comissões e, sobretudo, o risco que cada pessoa está disposta a assumir. É um episódio essencial para quem sente que já começou a investir, mas ainda não sabe se está a fazer o suficiente — ou se já chegou onde devia e não deve arriscar mais.
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