Cover Your Assets

In this episode, Logan Marcus discusses the critical aspects of retirement planning, focusing on transforming savings into a reliable income stream.  She emphasizes the importance of having a tailored income plan that addresses various risks retirees face, such as longevity, market fluctuations, and healthcare costs. The conversation also covers strategies for Roth conversions, the benefits of Registered Index Linked Annuities...

This conversation delves into the intricacies of Roth conversions, emphasizing their strategic importance in retirement planning.  Logan and Don discuss the benefits of converting traditional retirement accounts to Roth IRAs, including tax-free growth and the absence of required minimum distributions. They highlight the significance of timing in making conversions, the potential pitfalls for certain income brackets, and the ro...

In this conversation, Logan Marcus and Don Spini discuss the intricacies of Roth conversions, including their benefits, timing strategies, and potential risks. They emphasize the importance of professional guidance in retirement planning, especially when navigating complex decisions like pension options and estate planning. The discussion also covers common myths about trusts and the significance of tax strategies in retirement, in...

In this conversation, Logan and Don discuss essential retirement strategies for individuals over 50, emphasizing the importance of reassessing risk, maximizing contributions, and understanding the balance between active and passive investing. They highlight the significance of creating a reliable income plan, utilizing catch-up contributions, and considering tax strategies like Roth conversions. The discussion also touches on the e...

Logan Marcus and Don Spini discuss the inevitability of financial mistakes and how to recover from them. They emphasize the importance of reframing mistakes as learning opportunities, the dangers of compounding regret, and strategies for financial resets. The discussion also covers building reliable income streams in retirement, the limitations of the traditional 4% withdrawal rule, and the necessity of estate planning for everyone...

Logan and Don discuss the importance of navigating market volatility as one approaches retirement. They emphasize the need for regular reviews of asset allocation, the significance of generating sustainable income, and the role of cash reserves. The discussion also covers the emotional aspects of investing, the complexities of Social Security benefits, and the necessity of comprehensive retirement planning.  Logan and Don clar...

Logan and Don discuss the fundamentals of investing, emphasizing the importance of starting early and understanding the risks associated with different investment vehicles. They explore concepts such as financial freedom, market timing, hybrid index strategies, diversification, and the roles of stocks, bonds, ETFs, and real estate in a well-rounded investment portfolio. The discussion highlights the need for a sustainable financial...

Logan Marcus and Don Spini discuss common mistakes in retirement planning, emphasizing the importance of avoiding market timing, understanding the risks of keeping cash, and the necessity of proper diversification. They also delve into the implications of the SECURE Act on inherited IRAs and the benefits of Roth conversions. The discussion highlights the need for strategic planning and professional guidance to navigate the complexi...

Logan and Don reveal common retirement planning missteps that baby boomers often make, emphasizing the importance of strategic IRA withdrawals, comprehensive tax strategies, and the need for income-generating assets. They highlight the significance of understanding longevity risk and the necessity of having a solid income plan to navigate market fluctuations. The discussion also covers Social Security benefits, housing market strat...

Logan and Don explain the strategic approach to withdrawal in retirement.  They also explain how they search for dangerous “red flags” when meeting with someone about their retirement.  These could include a lack of real downside protection and proper diversification.

Reach Logan and Don at 480-579-3954.

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Logan and Don talk about the emotional aspects of managing money during market volatility, the importance of having a fiduciary advisor, and the differences between active and passive management strategies. They also address rising healthcare costs in retirement, long-term care planning, and how to maximize contributions to a Simple IRA. The discussion emphasizes the need for a comprehensive retirement plan that considers various f...

In this conversation, Logan and Don discuss the critical aspects of estate planning, emphasizing its importance in asset distribution, minimizing family conflict, and ensuring healthcare decisions are made according to one's wishes. They address common misconceptions about trusts, the necessity of funding them, and the implications of not having a proper estate plan. The discussion also includes a special announcement regarding aff...

Logan and Don discuss the implications of tariffs on retirement planning, emphasizing the importance of understanding market volatility and investment strategies. They introduce the hybrid index strategy as a safe investment alternative that offers growth without market losses. They also delve into Roth conversions, tax strategies, and the fiduciary responsibilities of financial advisors.

Reach Logan and Don at 480-579-3954.

Sun V...

Logan and Don cover the critical importance of estate planning, debunking common myths surrounding it, and emphasizing that estate planning is essential for everyone, not just the wealthy.  Jon Floyd of Prospect Estate Planning joins in the estate planning conversation.  They explore the differences between wills and trusts, the necessity of updating estate plans, and the affordability of comprehensive estate planning ser...

Logan and Don discuss the critical importance of income planning for retirement, emphasizing the need for a sustainable income infrastructure that can support individuals throughout their retirement years. They explore various aspects of retirement income, including the significance of multiple income streams, the risks associated with 401k loans, and the implications of the Rule of 55. The discussion also covers the evaluation of ...

Logan and Don discuss the current volatility in the stock market, its psychological impact on investors, and the importance of having a solid retirement strategy. They emphasize the need for psychological conditioning to avoid panic selling during downturns and highlight the significance of diversification across different asset classes. The discussion also covers the intricacies of Roth 401k conversions and the rules surrounding i...

Logan discusses the complexities of annuities, focusing on their role in retirement planning.  She breaks down the different types of annuities, including fixed, variable, and indexed, highlighting their pros and cons. The discussion emphasizes the importance of understanding one's financial needs and the potential confusion surrounding annuities. Logan also addresses questions, providing insights on tax strategies and managin...

Logan and Don discuss common misconceptions about retirement, emphasizing that individuals can retire comfortably without a million dollars. They highlight the importance of customized retirement plans that address individual needs and concerns, particularly regarding longevity and income strategies. The discussion also includes practical advice for managing retirement funds and the significance of having a proactive advisor. Liste...