Dec, Dan & Dollars
Ever wondered what really goes on behind the scenes at a financial advice practice? Join Declan & Daniel — two seasoned financial advisers with a knack for straight talk — as they reveal the biggest money mistakes they see clients make — and the truth behind common financial myths. If you want to understand your finances better, make smarter decisions, and finally cut through the confusion, this is the podcast you’ve been waiting for. Honest, witty, and refreshingly practical, this podcast is your insider look at what really matters when it comes to smart money advice. Disclaimer: Declan Doolan, Daniel Albanes and Select Advice Group Pty Ltd are Authorised Representatives of Millennium3 Financial Services Pty Ltd (ABN 61 094 529 987, AFSL 244252). The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice.
Episodes
Dec sits down with Mel and Hunter from The Brokerage to walk through how brokers and financial planners can work side‑by‑side to build long‑term client relationships, secure funding when banks say no, and turn equity into a real wealth plan. They share real‑world stories across business lending, property development, and everyday homeowners trying to juggle renovations, school fees and rising house prices.
Mel and Hunter are back to talk about when it actually makes sense to scale a property or investment portfolio and how to do it without blowing up your cash flow. They cover equity, servicing, lease‑stock lending, and why property isn’t always the automatic next step just because your mate bought an investment property.
See omnystudio.com/listener for privacy information.
Mel and Hunter from The Brokerage join the show to unpack the current interest rate environment, why the cash rate and bank bill swap rate matter, and who is feeling the most pain from rising repayments right now. They walk through practical levers to pull with your existing lender, when to threaten to leave, and how refinancing and structuring your loans well can help you get ahead faster without sacrificing your broader financial...
In this episode we peel back the curtain on what advice actually is. We break down how a good adviser becomes your planner, sounding board and accountability partner over decades, helping you tick off bucket‑list goals, navigate crises like redundancy or illness, and avoid the shiny traps you hear about at barbecues and on socials. If you’ve ever thought “I don’t have enough money for advice” or &l...
This episode rips into the “smart” money moves Aussies swear by – credit cards, offsets, high income and tax hacks – and shows how they’re quietly keeping you broke. With real client stories and brutal honesty, we unpack how fear, FOMO and the wrong structures can cost you tens of thousands, and what to do instead before you blow it.
Calendly Link: https://calendly.com/dalbanes-selectadvicegroup/1...
We rip into the money “advice” Aussies are fed – from off‑the‑plan properties to blindly smashing the mortgage and trusting whatever’s trending on socials.
You’ll hear why the industry disappointed them so much they decided to do things differently, how simple foundations like super, insurance and a real plan can change your entire trajectory, and why waiting until “later” to get advice is ...
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