Element Wealth Radio with Jeremy Nelson

This conversation delves into the complexities of retirement spending, highlighting findings from a JPMorgan study on the spending behaviors of retirees. It discusses the common misconceptions about retirement spending, the importance of planning for the celebration phase, and the diverse spending patterns among retirees. The discussion emphasizes the significance of maximizing the early years of retirement, known as the go-go year...

When we talk about living on a fixed income, most retirees imagine tightening the belt and bracing for higher bills. But the reality is more nuanced. While some costs — like healthcare — may rise, others might drop or even disappear entirely. Think about it: no more commuting, fewer work clothes, and maybe even downsizing your home. Today, we’re diving into the financial ebb and flow of retirement expenses, so you...

We live life in stages—childhood, school, careers, raising families—and eventually, we reach the final frontier that most of us will experience: retirement.
Now, retirement doesn’t have to be scary or uncertain. With some solid planning and a little attention to detail, that road to retirement can actually be pretty smooth.

Reach out to Jeremy at 800-800-6073 or https://www.myelementwealth.com/

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In this episode of Element Wealth Radio, Jeremy Nelson discusses the positive outlook of retirees, with 72% reporting better-than-expected experiences. The conversation covers essential strategies retirees are employing, such as building multiple income streams, ensuring predictable income, consolidating retirement accounts, and maximizing contributions. Additionally, they address common retirement red flags, the importance of unde...

In this conversation, Jeremy Nelson and Gary Nolan discuss various economic indicators that can inform retirement and income planning. They explore unconventional signs of economic health, such as the lipstick index and consumer confidence, and delve into traditional metrics like GDP and the yield curve. The discussion transitions into retirement planning, highlighting common missteps retirees make, including timing IRA withdrawals...

In this episode of Element Wealth Radio, Gary Nolan and Jeremy Nelson discuss the current economic climate and its impact on financial planning. They emphasize the importance of maintaining a calm mindset during market volatility, strategies to combat inflation, and the role of cash in financial planning. The conversation also covers portfolio adjustments, tax efficiency strategies, and the unique challenges women face in retiremen...

In this conversation, Jeremy Nelson and Gary Nolan discuss common risky assumptions people make about retirement planning, including reliance on market performance, inflation, and family support. They emphasize the importance of understanding market risks and the potential benefits of strategic financial planning during downturns. The discussion also highlights the significance of working with trustworthy financial advisors who pri...

In this conversation, Jeremy Nelson and Gary Nolan discuss the challenges retirees face in navigating market turbulence and the importance of understanding Social Security benefits. They emphasize the need for proper financial planning, diversification, and the impact of timing on Social Security benefits. The discussion highlights the knowledge gap among pre-retirees regarding Social Security and the critical decisions that can af...

In this episode, Jeremy Nelson and Gary Nolan discuss the current economic climate, focusing on recession fears and their implications for retirees. They emphasize the importance of not panicking and reviewing financial plans to ensure security in retirement. The conversation also covers practical strategies for managing expenses, identifying hidden costs, and preparing for potential economic downturns. The hosts provide insights o...

In this conversation, Jeremy Nelson and Gary Nolan discuss various strategies for effective retirement planning, emphasizing the importance of tax efficiency, diversification, and the use of specific financial tools like index universal life insurance and income annuities. They explore the benefits of different retirement accounts, including traditional and Roth IRAs, and highlight smart financial moves such as utilizing health sav...

In this episode, Gary Nolan and Jeremy Nelson discuss the various challenges retirees face, including financial instability, healthcare costs, taxes, and inflation. They emphasize the importance of having a flexible retirement plan that can adapt to life's unexpected events. The conversation also explores how retirement planning rules have evolved over time, particularly the 4% rule and the $1 million magic number, highlighting the...

In this episode, Jeremy Nelson and Gary Nolan discuss the implications of tariffs on retirement planning, debunking common myths and clarifying how tariffs can affect prices, market volatility, and ultimately retirement funds. They explore the complexities of domestic industries impacted by tariffs and the long-term effects on retirement savings. The conversation then shifts to financial strategies involving Indexed Universal Life ...

In this episode of Element Wealth Radio, Gary Nolan and Jeremy Nelson discuss major economic headlines affecting retirees, including trade tensions and stock market volatility. They emphasize the importance of diversification and reassessing financial plans in light of these developments. The conversation also reflects on the changes in retirement planning since 1985, highlighting the need for careful budgeting and income strategie...

In this conversation, Jeremy Nelson and Gary Nolan discuss the multifaceted aspects of retirement planning, emphasizing that a successful retirement is not solely about financial security but also about maintaining social connections, finding purpose, and having a structured plan. They explore the psychological impacts of losing a paycheck, the importance of budgeting, and the need for active engagement in social activities. The di...

In this episode of Element Wealth Radio, Jeremy Nelson and Gary Nolan discuss the multifaceted aspects of retirement, including the loss of predictable income, the importance of budgeting, psychological shifts in identity, the impact of losing employer-sponsored benefits, and the need for a comprehensive retirement plan. They also delve into advanced tax strategies, particularly Roth conversions, to help retirees minimize their tax...

In this episode, Jeremy Nelson and Gary Nolan discuss essential strategies for retirement planning, emphasizing the importance of understanding personal expenses, preparing for healthcare costs, and having a solid withdrawal strategy. They draw parallels between modern retirement planning and historical practices, particularly focusing on lessons from Ancient Rome, including military pensions and the wealth of elites. The conversat...

The conversation explores the concept of 'Peak 65', a significant milestone where the highest number of Americans are turning 65, leading to implications for retirement planning, healthcare, and financial strategies. Jeremy Nelson shares key lessons learned from the Baby Boomer generation's retirement experiences, emphasizing the importance of early savings, diversification, and planning for healthcare costs. The discussion also hi...

This conversation delves into the concept of behavioral finance and its implications for retirement planning. Jeremy Nelson explains how emotions and psychological factors can lead to irrational financial decisions, particularly during market fluctuations. He emphasizes the importance of understanding these behaviors to make better investment choices and outlines practical strategies for managing emotions and staying on track with ...

In this conversation, Jeremy Nelson and Gary Nolan discuss the current retirement landscape in 2025, focusing on the challenges posed by inflation, interest rates, and geopolitical issues. They explore strategies for protecting retirement savings, emphasizing the importance of risk management, diversification, and emotional well-being in financial planning. The discussion also highlights the need for a balanced approach to investin...