Empower Your Retirement

How long will your retirement savings really last? Frank and Frankie Guida explore the myth of the “magic number” and reveals why your retirement plan must be as unique as you are. Learn how income sources, expenses, and smart strategies can help you make the most of your savings, avoid common pitfalls, and adapt to changing needs throughout retirement.

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What happens when a country music icon sits down to talk life, music, and the stories behind the hits? In this special episode, Frank and Kimberly Guida chat with Trisha Yearwood about her new holiday album, the secrets to a lasting marriage on the road, and the real story behind “How Do I Live.” Discover the moments that shaped her career and the magic of Christmas music.

Trisha Yearwood’s Christmastime album is ...

What if your retirement plan could save you hundreds of thousands in taxes? Frank and Frankie Guida break down essential year-end tax strategies and reveal how smart planning can transform your financial future. From tax loss harvesting to Roth conversions, learn how real clients optimized their portfolios and gained flexibility to retire sooner or live on more income. This episode delivers practical tips for making your money work...

Thinking about giving your kids or grandkids part of their inheritance now? Frank and Frankie Guida unpack the “giving while living” trend, revealing what you need to consider before making a big financial gift. Discover how a retirement roadmap can help you balance generosity with your own long-term security, and hear real stories of retirees navigating these decisions.

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Are annuities the missing piece in your retirement income puzzle? Frank and Frankie Guida break down the pros and cons of annuities, how they compare to traditional pensions, and strategies for bridging income gaps in retirement. Learn how flexibility, guaranteed income, and personalized planning can help you navigate the transition from paycheck to retirement. Real-life examples illustrate how annuities can fit into a broader fina...

What if your retirement plan is quietly putting your nest egg at risk? In this episode, Frank and Frankie Guida break down why popular 401k strategies like target date funds and the classic 60-40 rule may leave you exposed to market downturns. Discover overlooked options for reducing risk, boosting returns, and making smarter choices as you approach retirement. Real stories and practical analysis reveal how a risk and return review...

What keeps a legendary rock band energized after 50 years? Frank Guida sits down with Cheap Trick’s Robin Zander and Tom Peterson to uncover the stories behind their new album, “All Washed Up,” the origin of their iconic name, and the secrets to their enduring passion for music. Tune in for candid moments, laughs, and a glimpse into the band’s unstoppable spirit.

“Cheap Trick’s new album ALL WASH...

What happens to your 401(k) when you retire—and how do you avoid costly mistakes? This episode of Empower Your Retirement with Frank and Frankie Guida breaks down the crucial choices facing retirees: keep your savings in a 401(k) or roll it into an IRA? Discover the pros, cons, and tax implications of each move, plus real-life stories of risk, return, and how the right strategy can protect your hard-earned money. Get clear, p...

Are you overlooking the one factor that could drain your retirement savings? Frank and Frankie Guida reveal how even savvy retirees miss critical tax planning steps, sharing real stories of costly mistakes and strategies to keep more of your hard-earned money. Discover why tax efficiency matters and how the right guidance can transform your financial future.

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Did you know your “half birthday” could unlock powerful retirement options? Frank and Frankie Guida explore why age 59½ is a pivotal milestone for accessing retirement accounts and reducing risk. Discover strategies like in-service distributions, IRAs, and income annuities to safeguard your savings as you approach retirement. Real-life stories reveal how smart planning can replace lost income and protect your nes...

The holiday season is coming fast—and so are new rules that could impact your retirement savings. From pricey Christmas trees to major changes in 401k catch-up contributions, Frank and Frankie Guida break down what you need to know about Roth requirements, tax planning, and strategies to keep more of your hard-earned money. Learn how smart moves today can help flatten your tax curve and make retirement more rewarding.

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Can you afford to be wrong 40% of the time with your retirement savings? Frank and Frankie Guida reveal why guessing games and gut feelings don’t work for your financial future. Learn how risk and return analysis, portfolio design, and diversification can help you avoid costly mistakes. Hear real stories of retirees who discovered smarter ways to maximize income and minimize risk—without taking unnecessary chances. Find...

Are you planning for retirement but forgetting to plan your life? This episode explores how to align your financial strategy with your dreams, from travel and family time to buying that dream condo. Frank and Frankie Guida reveal why lifestyle goals matter as much as savings, and how personalized planning can turn your retirement vision into reality. Discover real client stories, practical scenarios, and the importance of updating ...

Can you really buy back years of your life with smart retirement planning? The team at A Better Way Financial shares real stories and strategies for reducing stress, retiring earlier, and living confidently. Discover how a personalized retirement roadmap can reveal your true income potential, help you retire sooner, and make the most of your savings—so you enjoy more time doing what you love.

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Why is turning 59½ a game-changer for your retirement strategy? Frank and Frankie Guida unpack the significance of this milestone, revealing how it lets you access your 401(k) and IRA without penalties and opens the door to more investment choices. They share real-life stories and explain how a risk and return analysis can help you understand your portfolio’s strengths, weaknesses, and options as you approach retiremen...

What do football and taxes have in common? Both can surprise you with unexpected losses! This episode explores how retirees often underestimate the impact of taxes on their savings, with real-life stories and strategies from the team at A Better Way Financial. Learn how state and federal taxes, required minimum distributions, Roth conversions, and charitable giving can shape your retirement—and discover how smart planning can...

Thinking about retiring as a business owner but not sure how to start? Frank and Frankie Guida explore real-world strategies for transitioning your business, minimizing taxes, and creating a succession plan that protects your legacy and your family. Learn how tools like deferred sales trusts and charitable remainder trusts can turn your life’s work into lasting retirement income—all while keeping more of what you’...

Could your retirement savings survive a market crash? In this episode, Frank and Frankie Guida explore how de-risking your portfolio before retirement can protect your future income. They break down real-life examples, explain risk tolerance, and share strategies for balancing growth with safety—so you’re not caught off guard when volatility strikes.

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When should you claim Social Security—and how does your spouse factor in? Frank and Frankie Guida break down the complexities of spousal benefits, timing strategies, and real-life scenarios that could impact your retirement income. From survivor benefits to portfolio coordination, they explore how couples can make smarter decisions about when and how to file. Plus, hear how one couple’s plan added over $500K in lifetime...