Retire ATL

Did you know turning 59½ could unlock new options for your 401(k)—and change your retirement strategy? This episode with Aaron Vincent & Matt Decker breaks down the hidden costs, limited choices, and tax planning opportunities inside employer retirement plans. Discover why in-service distributions matter, how fees and target date funds can eat into your savings, and why taxes—not travel or healthcare—ma...

What’s the real secret to building a retirement plan that fits your life? This episode introduces the team at Vincent Financial Group, exploring how personal goals, family stories, and forward-thinking tax strategies shape a truly customized retirement. Hosts Aaron Vincent and Matt Decker share candid insights on why understanding your “why” matters more than chasing numbers, and how planning for what you keep&mda...

What happens when complacency and missed second opinions collide with high-stakes financial decisions? This episode explores why procrastination can sabotage retirement plans, the real cost of ignoring long-term care, and how even celebrities like Kyle Busch can fall victim to risky investments. Matt Decker and the Vincent Financial team share candid stories, practical advice, and hard lessons learned from costly mistakes. Tune in ...

What if being “boring” with your money was the secret to a stress-free retirement? This episode with Matt Decker tackles the real impact of debt—good and bad—on your financial future, sharing stories of windfalls, mistakes, and the dangers of chasing flashy investments. Discover why understanding your true income needs, balancing growth with protection, and seeking trustworthy advice matter more than hitting...

What if the market’s record highs are just a “melt up” waiting to melt down? This episode unpacks the buzz behind soaring stock prices, the risks of following the crowd, and why portfolio “drift” could leave your retirement exposed. Aaron Vincent and Matt Decker break down the illusion of diversification, the hidden dangers of overweighting the Magnificent Seven stocks, and how a truly durable portfoli...

What if the biggest threat to your retirement isn’t the market, but the soaring cost of long-term care? This episode of Retire ATL dives into the realities of healthcare expenses, why premiums keep rising, and how a single long-term care event can derail even the best-laid plans. Aaron Vincent and Matt Decker break down the true costs, the odds you’ll need care, and creative ways to prepare—without sacrificing you...

Would you board a plane if the pilot said there’s a 40% chance of crashing? This episode exposes common tax myths, debunks outdated retirement rules, and warns against risky stock picking strategies. Aaron Vincent breaks down why decisive planning matters more than chasing “hot” investments, and how understanding taxes now can save headaches later. Learn what really keeps your retirement safe from costly mistakes.

Is your retirement plan built on assumptions that could cost you? This episode of Retire ATL with Aaron Vincent and Matt Decker unpacks the risks of procrastination, the impact of inflation and interest rate changes, and why blindly accepting pension payouts might leave money on the table. Discover how timing, market highs, and overlooked options can shape your financial future—and why it pays to challenge conventional wisdom...

Is your retirement plan missing a crucial piece—or are you just feeling the anxiety of year-end financial decisions? This episode breaks down the “bucket” strategy for managing taxes, dispels common myths about Roth conversions, and reveals why ignorance can be your most expensive mistake. Aaron Vincent and Matt Decker share practical ways to right-size your tax buckets, stress-test your plan, and tackle the psych...

What happens when an ex-wife calls for her ex-husband’s financial future? This episode dives into the complexities of legacy planning, the impact of “gray divorce,” and why decisive action beats inertia in retirement. Aaron Vincent and Matt Decker unpack the Secure Act’s tax surprises, beneficiary pitfalls, and the importance of timely income planning for families navigating change.

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How much risk should you really take with your retirement money? In this episode, Aaron Vincent and Matt Decker reveal the surprising truth about risk, income, and why “boring is a blessing” when it comes to your financial future. Discover the secrets behind pensions, annuities, and how the right income plan can help you retire with confidence—without rolling the dice on your dreams.

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What’s the real cost of retirement planning mistakes? Go behind the scenes of Vincent Financial’s educational seminar, where Aaron Vincent and Matt Decker reveal how tax strategies, income planning, and risk management can save retirees six figures—or more. Discover why most people miss out on critical tax-saving opportunities, and learn how the right plan can make all the difference for your future. Don’t a...

Are you stuck in the “one more year” trap? This episode with Aaron Vincent and Matt Decker reveals why delaying retirement can be risky, challenges the old 4% withdrawal rule, and explains why a personalized plan beats any one-size-fits-all formula. Discover how to transition from saving to spending with confidence, and why decisive action—rather than endless waiting—can make all the difference in your retir...

Is your portfolio riding high on tech stocks—and your emotions? In this episode of Retire ATL, Aaron Vincent and Matt Decker unpack the risks of overexposure to the “Magnificent Seven,” the emotional traps of market timing, and why “boring is a blessing” in retirement planning. With relatable analogies and candid insights, they explore how to balance growth and safety, manage FOMO, and build a portfoli...

What’s your “why” for retirement—and is your financial plan built to support it? In this episode, Aaron Vincent and Matt Decker share how understanding your goals and values is the foundation of a resilient retirement strategy. From tax planning (not just tax prep) to stress-testing your portfolio against life’s curveballs, they reveal how to turn financial planning into a lifestyle, not a short-term f...

Think Roth conversions are simple? Think again. In this episode of Retire ATL, Aaron Vincent and Matt Decker break down the real impact of Roth strategies, IRMAA brackets, and tax timing on your retirement. They share cautionary tales, explain why spending Roth dollars too early can backfire, and explore how cash value life insurance can offer tax-free growth. If you're nearing retirement or stuck in the “just one more y...

What’s the biggest regret in retirement? Not knowing your options. In this episode, Aaron Vincent and Matt Decker explore how procrastination, fear, and misinformation can sabotage your financial future. From missed savings opportunities to misunderstood annuities, they unpack how retirement income, tax strategy, and purposeful planning can transform retirement from a razor’s edge into a confident journey. Whether you'r...

What if the biggest threat to your retirement isn’t running out of money—but refusing to spend it? In this episode of Retire ATL, Aaron Vincent and Matt Decker explore the psychology behind spending fears, the transition from accumulation to distribution, and how tools like annuities can unlock financial freedom. With relatable stories and practical strategies, they reveal why decisiveness—not wealth—is...

Are hidden fees quietly draining your retirement savings? In this episode, Aaron Vincent and Matt Decker break down how mutual funds, target date funds, and layered advisory costs can erode your portfolio—often without you realizing it. Learn how a Portfolio X-Ray can reveal the true cost of your investments and whether you're getting the value you deserve. Plus, hear how one listener’s second opinion uncovered critical...