In this episode of Retire Smart Maryland Radio, hosts Prashant Sabapathi and Jon DeFeo discuss the critical importance of having a written retirement plan, debunk common myths surrounding retirement planning, and emphasize the risks of procrastination. They delve into healthcare costs, the necessity of estate planning, and the role of 401(k)s in retirement. The conversation also covers spending habits in retirement, tax strategies, and the benefits of Roth accounts and annuities. The hosts provide practical advice through various retirement scenarios, highlighting the need for a customized approach to retirement planning.
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