November 24, 2025 • 19 mins
The money talk heats up as financial expert Jini Thornton joins to break down smart holiday spending: setting budgets, avoiding impulse buys, and aligning finances with one’s personal values. Her insights help listeners prepare for the season without stress.
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Episode Transcript
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Speaker 1 (00:01):
The chance is when I say things this a solow,
God's using me. Don't sing with me right now. Lord,
I'm singing alone now, ma'am man with that mask, let
that mask work for you. I'm singing alone.
Speaker 2 (00:23):
No no, I.
Speaker 3 (00:28):
Aroun the Morning Show, Garrett has the tea and the
color the other day, Get Ray.
Speaker 4 (00:32):
Good morning, Ricky, Good morning America. Good morning to you.
It's Monday. A beautiful bill for there in the neighborhood.
Speaker 5 (00:38):
And here's what's happening in celebrity news, y'all, Ricky the divorce.
Speaker 4 (00:41):
It was announced on Friday, y'all.
Speaker 5 (00:43):
When I called Candy specifically to find out what was
going on, because I got a story regarding that, you know,
things happened to her and her marriage and stuff and whatever,
which Candy didn't return the call, but she made the
announcement on Friday, and you could hit it on Dave,
and it was sad Ricky. When I heard the news,
I cried because I love Candy and Todd Dearly.
Speaker 4 (01:06):
They're both, you know, good people. They've been real good
around me and.
Speaker 6 (01:10):
Always showed me nicety style this morning. Why you notice
my damn song right there?
Speaker 4 (01:17):
Yeah? And all we do that's all we do, y'all.
Speaker 5 (01:21):
And I feel Todd and Candy are not breaking up.
I feel this is a sham, y'all. I don't feel
that they're breaking up. I don't feel that the divorce
is real. I just feel that it's just something that
may be experiencing right now, because this is the deal
Todd and Candy, Honey. First of all, Candy acknowledged Toad
when she was receiving her award with Bravo the other day.
Speaker 4 (01:38):
She acknowledged him, and what have you didn't thank him?
Speaker 5 (01:40):
She say, could award you know belong to him just
as much because you know, they've done so much work together.
And then just the other day, Honey, Todd and Candy
were together celebrating their beautiful doughter Blaze's sixth birthday. After y'all,
this announcement was made after eleven years, they've been together
for eleven years. Who break up around Thanksgiving time? That's
around to be thankful. So I just cannot believe that
(02:01):
this is definitely happening. And you know they're sending the announcement.
You know, Candy, you know, confirmed the decision to file
for the divorce from Todd. You know, December twenty first,
after months of speculation. Now they are definitely gonna coparent
their kids together and something're gonna do, you know joint
cousin and Candy said, you know, with love and respect
that you know, the joint appearance, you know, with their
daughter's definitely it's there there. Now they're sending the couple
(02:25):
through a beautiful snow white theme party for Blaze y'all
for her birthday, honey, after the divorce was broken. So
I just find it funny that they are definitely gonna
be divorced and whatever. I just I just can't see that.
But you know, cause they seem to be a happy
couple together. You know, after all those tryass they may
have had together a couple, they have triads together. Don't
just break up, honey and just walk away. So I
(02:46):
just it's just hard for me to believe that. So
I just think that, you know, this may be the
scheme that Toard created. But Todd has something to say recently,
you know, he has something to say regarding you know,
all this man's that's going on that's out there.
Speaker 4 (03:02):
And here's what Todd had to say for y'all.
Speaker 7 (03:03):
Women who are bosses and have all of this money
and got this extra I understand the double standard, but
I think you also need to understand the man that
you're with, the man that you chose, and you're allowed
to choose you You can't be so mind my mind,
you know what I mean. You have to open up
within a reason. I'm not saying going by.
Speaker 8 (03:23):
No Bentley's and doing gumby, but you got to invest
in y'all, y'all future, and you gotta let your man
feel like a man in those scenarios.
Speaker 9 (03:34):
But well, I don't know, I think that's old. I
think that's old something that they he had said a
long time ago. Yeah, yeah, that's not recent with you know.
Speaker 2 (03:45):
After it's still kind of awkward, an awkward statement for
him to make, looking considering his situation. People would relate
that to him because he's the man in that exact scenario,
you know what I mean.
Speaker 6 (03:59):
So, I don't know, I.
Speaker 5 (04:00):
Mean, but so, but a woman should take care of
her man, no, I mean, you know, if she's a boss,
I mean, as he said or whatever.
Speaker 4 (04:08):
But I don't know.
Speaker 5 (04:08):
But nevertheless, I still feel that they love one another
and they're gonna with them, gonna be they're gonna co
parent the kids, so they're gonna have to still see
each other.
Speaker 4 (04:16):
Then what happens. So I think they're gonna be together forever.
Speaker 2 (04:18):
And I just think, Gin, it's possible for people to
break up and still remain cool. Oh really, yeah, I
mean it don't have Ricky, wouldn't you agree, like people
can break up and still some time remain.
Speaker 6 (04:30):
Cool, a wonderful friendship. Absolutely that happens.
Speaker 5 (04:33):
Yeah, well good, then we'll hopefully and prefer that happens
with them because we love Todd and Candy, we love
the whole family, Mama Joyce and on Berta and all
the other people and stuff. So I just think that,
you know, right now, they just need some cooling off time.
Speaker 4 (04:46):
You don't always break up because you hate the other person.
Speaker 2 (04:48):
Sometimes the marriage situation just right no longer works and
you have to have a different type of relationship.
Speaker 4 (04:55):
Oh really from that point on.
Speaker 6 (04:56):
Yeah.
Speaker 5 (04:57):
But while most people that break up hate each other,
they say they hate each other and what have you.
Speaker 4 (05:01):
But I don't agree with that with them.
Speaker 5 (05:02):
I just think they're gonna still be together eventually, and
they're gonna love one another, and they're gonna love.
Speaker 4 (05:07):
The kids and it's gonna all be a beautiful thing.
Speaker 5 (05:09):
So honey, So y'all just pump the brakes, honey, and
just thet candy in tard.
Speaker 4 (05:15):
Figure this out and work it out for the children.
All right, Moving on, honey.
Speaker 5 (05:21):
And under celebrity news, y'all, just while we praying, y'all,
let's continue to pray, y'all for me and thort y'all.
From Housewives and Potoma, y'all. They say she's still in jail.
They say she can't afford the bell.
Speaker 4 (05:36):
Carry you.
Speaker 10 (05:38):
You're a dirty You're so dirty.
Speaker 4 (05:42):
You are not you are dirty. No meal, y'all from
Real Housewives and Patana, We love meal.
Speaker 6 (05:48):
Honey.
Speaker 5 (05:49):
Mia is a sweet young lady. So dirty, they say, baby,
this girl still behind bass. I told her you're un
able to afford her bell. Now mea only sold alleged
eleven thousand dollars worth of furniture and they still got
this good in jail. She needs to be home because
we'll get out. Yeah, let's see horney. They say, man
failed to pay. She didn't pay the thousand dollars. I
(06:11):
don't know how much your bill is whatever, Then it's
too much for her to get out of jail.
Speaker 4 (06:17):
Why is that so damn I can pay that?
Speaker 3 (06:23):
They say the thing about it, if you ain't never
been to jail and you're not in the system, it's
gonna take about forty eight hours for them to put
you in the system for you to get out. Now,
if you go go to jail in a county that
that you're not in the system, you got to wait
for your you know, to get in the system in
order for you to get bailed out.
Speaker 6 (06:41):
I'm sure she could get bailed out. She's just not
in the system. What county she was.
Speaker 4 (06:45):
She like in Fulton County? Hell, the system.
Speaker 6 (06:49):
She's not in the system. She ain't went the shell.
Speaker 4 (06:51):
In Fulton, Fulton County. They still do all this stuff
on paper. They don't even have computers. Oh my god.
Speaker 5 (06:56):
Well that but they said, no body count they say.
Mia appeared visibly distressed and told the office that she
wanted the furniture return. She also claimed that that messages
were asking for the isle to be put back, calling
the situation it was better.
Speaker 4 (07:16):
It was yeah, yeah, they said, but mel honey.
Speaker 5 (07:20):
She previously now that she would not return The Real
Housewives Potomac, explaining that her family plan to start a
fresh start in Atlanta. But she didn't realize she was
gonna steal the furniture.
Speaker 4 (07:28):
And now they.
Speaker 5 (07:34):
They now Meal remained cuserated by the case continues to develop.
Speaker 11 (07:39):
So chickled wrong.
Speaker 4 (07:43):
I love Mia, She's a real sweet guy. I love me.
Speaker 12 (07:47):
We just got.
Speaker 4 (07:49):
She was just eleven thousand dollars the furniture. They say,
this girl was moving.
Speaker 6 (07:54):
Two end tables and the coffee table.
Speaker 5 (07:56):
And a coffee table hunting. But the thing is but
they say she was moving at night. You know how
thieves usually move at night.
Speaker 4 (08:02):
They I guess you figure.
Speaker 5 (08:03):
Moving at night, they ain't gonna see the preasure going
in the daytime. When those girls got made to their house,
honeyne house, they say, girl, we have the furnature. They say,
Neil took it. They say, honey, They say the landlord
(08:24):
is trying to collect that. Meal and her people abruptly
moved out in the middle of the night and furniture. Girl,
it's so bad in the middle of the night, and
removed furnture and a television that was already honey in
the juni before they moved in.
Speaker 4 (08:39):
We just gotta prayure. We love me.
Speaker 5 (08:43):
Girl, Honey. These girls there Potoma. They're talking about her
bad honey. Between Hune and Wendy. Baby, these two girls, honey,
miss Wendy and her fraud and Mea and her stealing girl.
Speaker 4 (08:52):
You can't try to keep up with people. You gotta
live your life the way you live.
Speaker 5 (08:55):
If you're living on a damn couch, girl lived on
the couch, don't try to live on a sofa.
Speaker 6 (08:59):
Hell so or take it.
Speaker 4 (09:05):
The colaude to day is one of my favorite color.
Speaker 5 (09:07):
My color today is giblet, giblet, giblet, giblet, gibbling on
the high you say gibbling on the lug, just say
greenish brown. That's your color for the day. And y'all
it's thanksgiving'll, so let's be thankful and keep everybody lift
up in prayer because right now is the time we
need to pray and be thankful for what we got.
So if your furniturege choice how to be thankful to
(09:27):
first you do have and not somebody else's.
Speaker 3 (09:32):
Y'all get it up again with all right, coming up
with what shrending, y'all is the biggest shopping season of
the year. How can you catch the best deals we got?
Our money experts you're not throwing this year to help us?
Got that coming up next week's mound of The Morning Show,
Alsh Ricks amount of Morning Show. It's officially the time
of the year when stores are filled with holiday decorations
(09:53):
and gifts are waiting to be purchased. With the rising
cost of living and many working with the limited income,
this special time of year, you know, can also be
discouraging time money expergend I throwing this back to help
us shop responsibly even with the pressure to buy be
on our means.
Speaker 6 (10:11):
You're not good morning, happy to have you. You're not a.
Speaker 12 (10:14):
Right good morning, Happy money Monday.
Speaker 6 (10:17):
Happy money Monday.
Speaker 3 (10:19):
And for our listeners who's been laid off experienced the
loss of resources this year, which a lot of people have,
how can they cope, you know and still celebrate this
holiday season?
Speaker 6 (10:30):
How can we support them?
Speaker 12 (10:33):
Well, Ricky, you know we've heard the numbers. Over a
million people have been laid off already this year, and
even the people who have not been laid off, people
are really feeling a pension. How expensive things are so
this holiday season. You know, it is okay if we
can just kind of reel things back. Sometimes we have
to change the rules and be flexible with that, not
(10:56):
feel guilty about it, not feeling depressed and sad about it.
A lot of us are going to need to pivot
this year to be able to celebrate, not just coping
and get through it, but really be able to celebrate
and enjoy our families. And for the rest of us
who have not been impacted, what a great time to
kind of check in with our family members to see
how we can pitch in a little bit more lead
(11:16):
the holiday season and kind of fill that gap for
some of our family members who have lost jobs this year.
Speaker 9 (11:24):
WELLJ and I, what are ways we can buy gifts
on a budget for our loved ones without breaking the bank.
Speaker 12 (11:31):
Well, you know, Brat, you said the right word, which
is budget. You know, budget is not a bad word.
People seem to hate that word. It's just some guidelines
and we all need some boundaries. So it's a good
time to say, hey, this is what I can afford easily, Brad.
The key word is easily. It's not going to stress
me out now, it's not going to stress me out later.
(11:53):
What can I afford easily? And then let's have some
conversations with our family members. If the holidays need to
look a little different. We may need to talk to
our spouses and our kids and say, hey, we're gonna
have to kind of pull it back a little bit
this year because our children need to know that sometimes
things can be different. And that's okay too. But please
stay within that budget. And that's whether you're hosting, buying, gifts, traveling,
(12:18):
whatever that is. Budget is a good word.
Speaker 10 (12:22):
I hear that, so, Jani, let's talk about Giving Tuesday,
the Tuesday after Thanksgiving. It's a big global day that
encourages people to do good. Number one, how can our
listeners participate in giving Tuesday? And also how can that
help you with your taxes for next year?
Speaker 11 (12:38):
Yeah?
Speaker 12 (12:39):
Great question, because you're right if you itemize. If you
itemize on your taxes, you can write off your charitable contribution.
But there's so much emphasis on spending and hanging out
and traveling. Let's not forget giving because we have so
many organizations that mean to us, whether it's a particular
church or college, or school or nonprofit. Please work that
(13:02):
into your budget this year to make sure you're giving.
I don't care if you can only give twenty dollars,
but it's really important that we make impact this year
on Giving Tuesday, because you know the economy is tight
on these on these nonprofits as well, they're really going
to need our support.
Speaker 5 (13:19):
So Jenna, how do our listeners protect themselves from fraud
and scammers this holiday season?
Speaker 12 (13:26):
Gary, listen, we know this is scammer season coming into
the holiday, so we need to be very smart. Please
be very careful with your passwords, be very careful about
cooking on new websites because you know we're getting emailed
and texted a bunch of stuff all of the time
right now. You can be careful with who you're donating to.
(13:49):
So if you want to check out an organization you
want to donate to, Charity Navigator or Charity Watch. Also
check on your elderly loved ones as well. They are
really being targeted it. And last, Gary, super important, please
be really intentional about looking at your credit card and
bank activity. I want to make sure you don't have
any crazy charges on there that you did not do.
Speaker 6 (14:11):
Yeah, and Gary, you're going to ask that question. You'd
be buying stuff from boosters? Yeah?
Speaker 3 (14:20):
Hey, what Blake Friday and Cyber Monday Cyber Monday deals?
Speaker 6 (14:25):
Can we take advantage of this year?
Speaker 12 (14:28):
You know what's kind of sad to me, Ricky, is
it's like they've announced the majority of the sales already.
You remember, we used to have this real big build
up for Black Friday. It's Friday all months already. So really,
the best thing to do right now is just really
pay attention to your favorite retailers. If you're looking for
something in particular, make sure you're doing some comparison shopping.
(14:51):
But we already know it's electronics is a big deal
right now. Bigger items, you know, like furniture, mattresses can
even go on sale right now, close toys, all of
that stuff. But yeah, most of the sales have been
announced already.
Speaker 6 (15:06):
And you know Walmarts rebox now what.
Speaker 4 (15:12):
Thanks not yet?
Speaker 9 (15:14):
Thanks for that, Ricky. What are the best apps on line?
What are the best appsent online? Tools for saving money
on purchases?
Speaker 12 (15:22):
Brad, The best thing to do right now is really
to follow your favorite store. So if you have a
store that you tend to shop at a lot, please
make sure that you download their app. The other thing
that you can do is you can install like a
browser extension like Honey, which will help you search for
coupon codes when you check out at your favorite store.
(15:45):
Other apps like Spetch or Ibata, those will allow you
to get cash back and points after uploading your receipts
from popular retailers. So really, at the end of the day,
follow your favorite stores and check out one of those
browser extent or apps.
Speaker 6 (16:01):
All right, every throwing the morning? So ay Thursday, befo
all a time of an alli? Are we owned with you?
Speaker 4 (16:05):
Not throwing?
Speaker 6 (16:06):
If you have any financial questions? Eight sixty six now
ricky eight sixty six nine? Are I sk a e
y you are?
Speaker 4 (16:12):
What are not doing?
Speaker 6 (16:12):
Good morning?
Speaker 11 (16:13):
My name is Gazelle. My husband and I have files
all of our taxes cards, but we did not make
estimate tact payments and we actually owe more than fifty
thousand dollars over the last few years.
Speaker 5 (16:28):
I just watch what options do we have?
Speaker 12 (16:32):
Hey, hey, good morning. A couple of things that I
would do. Number one, I want to make sure that
you are staying in constant communication with the I R S.
Please make payments now whatever amount that you actually can
afford to pay now if you can you if you
can get your balance under fifty thousand dollars, you can
(16:53):
absolutely apply for a payment plan with the I r
s where they're going to give you an automatic five
years to make payments. Now, I know you hear a
bunch of commercials on different people who can help. You
can call a couple of those companies, but don't sign
anything into your clear on exactly how they work.
Speaker 6 (17:11):
All right, Joe, good morning.
Speaker 11 (17:13):
How can a single female that's an empty nester be
able to save more money?
Speaker 12 (17:21):
Well, first of all, congratulations, I am high fiving you
through the radio. Oh my gosh, to finally get to
the point where them kids are grown and gone. A
couple of things that I do to help me. Say
number one, if you were used to paying the bills
specifically related to your kids or a car note that
you paid off, take that same amount and save that
amount now for that bill that you don't have to
(17:43):
pay anymore. What has worked for me is to put
that in a separate bank, smaller bank. I don't have
a debit card. Take that money, put it in a
separate bank, and make it automatic every single pay period,
So that way you can get the discipline and watch
that savings grow.
Speaker 11 (18:00):
Good morning, Good morning, Ricky and everyone I'm calling to ask.
I want to shop, but I also want to respectfully,
I participate in the blackout. Are there any minority owned
retailers that you recommend?
Speaker 12 (18:17):
Hey, good morning. First of all, thank you for bringing
this up. You know I should have talked about that
this morning. You know this is a nationally syndicated show.
So what I'm suggesting everybody do, please be very intentional
and look up the black owned businesses in your area
and support them this holiday season. So no matter where
(18:37):
you live, it is not that hard to do it.
Let's use our dollars wisely because we could really impact
these black owned businesses.
Speaker 4 (18:44):
All right, jot.
Speaker 6 (18:46):
You always tonight going good morning.
Speaker 11 (18:48):
Good morning.
Speaker 9 (18:50):
I wanted to know is it best to consolidate your
bills or to just file bankruptcy?
Speaker 12 (18:56):
Hey, good morning. You know that answer depends. Let me
tell you what I would do if it were me.
Number One, I would absolutely talk to a bankruptcy lawyer,
because you want to find out the process, how much
does it cost, what's involved, so that way you can
actually know how that works. Secondly, I would find out
what the processes and the cost to consolidate my bills,
(19:19):
so that way I'm actually now I can make a
decision based on real information, not based on how I feel,
So do your research. Then you will know what decision
to make.
Speaker 3 (19:30):
All right, Jana, let everybody thank you so much for
joining us, and let everybody know how they can follow
you on social media, how you could be how they
could get in touch with you, because I'm sure a
lot of people are going to be.
Speaker 6 (19:41):
Eating you up.
Speaker 12 (19:43):
Absolutely, you can reach out to me at Jeni Thornton.
That's j I N I t h O r N
t O N that's social media and my website and listen, happy, happy,
happy Thanksgiving to everybody that is
Speaker 4 (19:56):
Hey, thank you to not throwing y'all, all right,
The chance is when I say things this a solow,
God's using me. Don't sing with me right now. Lord,
I'm singing alone now, ma'am man with that mask, let
that mask work for you. I'm singing alone.
Speaker 2 (00:23):
No no, I.
Speaker 3 (00:28):
Aroun the Morning Show, Garrett has the tea and the
color the other day, Get Ray.
Speaker 4 (00:32):
Good morning, Ricky, Good morning America. Good morning to you.
It's Monday. A beautiful bill for there in the neighborhood.
Speaker 5 (00:38):
And here's what's happening in celebrity news, y'all, Ricky the divorce.
Speaker 4 (00:41):
It was announced on Friday, y'all.
Speaker 5 (00:43):
When I called Candy specifically to find out what was
going on, because I got a story regarding that, you know,
things happened to her and her marriage and stuff and whatever,
which Candy didn't return the call, but she made the
announcement on Friday, and you could hit it on Dave,
and it was sad Ricky. When I heard the news,
I cried because I love Candy and Todd Dearly.
Speaker 4 (01:06):
They're both, you know, good people. They've been real good
around me and.
Speaker 6 (01:10):
Always showed me nicety style this morning. Why you notice
my damn song right there?
Speaker 4 (01:17):
Yeah? And all we do that's all we do, y'all.
Speaker 5 (01:21):
And I feel Todd and Candy are not breaking up.
I feel this is a sham, y'all. I don't feel
that they're breaking up. I don't feel that the divorce
is real. I just feel that it's just something that
may be experiencing right now, because this is the deal
Todd and Candy, Honey. First of all, Candy acknowledged Toad
when she was receiving her award with Bravo the other day.
Speaker 4 (01:38):
She acknowledged him, and what have you didn't thank him?
Speaker 5 (01:40):
She say, could award you know belong to him just
as much because you know, they've done so much work together.
And then just the other day, Honey, Todd and Candy
were together celebrating their beautiful doughter Blaze's sixth birthday. After y'all,
this announcement was made after eleven years, they've been together
for eleven years. Who break up around Thanksgiving time? That's
around to be thankful. So I just cannot believe that
(02:01):
this is definitely happening. And you know they're sending the announcement.
You know, Candy, you know, confirmed the decision to file
for the divorce from Todd. You know, December twenty first,
after months of speculation. Now they are definitely gonna coparent
their kids together and something're gonna do, you know joint
cousin and Candy said, you know, with love and respect
that you know, the joint appearance, you know, with their
daughter's definitely it's there there. Now they're sending the couple
(02:25):
through a beautiful snow white theme party for Blaze y'all
for her birthday, honey, after the divorce was broken. So
I just find it funny that they are definitely gonna
be divorced and whatever. I just I just can't see that.
But you know, cause they seem to be a happy
couple together. You know, after all those tryass they may
have had together a couple, they have triads together. Don't
just break up, honey and just walk away. So I
(02:46):
just it's just hard for me to believe that. So
I just think that, you know, this may be the
scheme that Toard created. But Todd has something to say recently,
you know, he has something to say regarding you know,
all this man's that's going on that's out there.
Speaker 4 (03:02):
And here's what Todd had to say for y'all.
Speaker 7 (03:03):
Women who are bosses and have all of this money
and got this extra I understand the double standard, but
I think you also need to understand the man that
you're with, the man that you chose, and you're allowed
to choose you You can't be so mind my mind,
you know what I mean. You have to open up
within a reason. I'm not saying going by.
Speaker 8 (03:23):
No Bentley's and doing gumby, but you got to invest
in y'all, y'all future, and you gotta let your man
feel like a man in those scenarios.
Speaker 9 (03:34):
But well, I don't know, I think that's old. I
think that's old something that they he had said a
long time ago. Yeah, yeah, that's not recent with you know.
Speaker 2 (03:45):
After it's still kind of awkward, an awkward statement for
him to make, looking considering his situation. People would relate
that to him because he's the man in that exact scenario,
you know what I mean.
Speaker 6 (03:59):
So, I don't know, I.
Speaker 5 (04:00):
Mean, but so, but a woman should take care of
her man, no, I mean, you know, if she's a boss,
I mean, as he said or whatever.
Speaker 4 (04:08):
But I don't know.
Speaker 5 (04:08):
But nevertheless, I still feel that they love one another
and they're gonna with them, gonna be they're gonna co
parent the kids, so they're gonna have to still see
each other.
Speaker 4 (04:16):
Then what happens. So I think they're gonna be together forever.
Speaker 2 (04:18):
And I just think, Gin, it's possible for people to
break up and still remain cool. Oh really, yeah, I
mean it don't have Ricky, wouldn't you agree, like people
can break up and still some time remain.
Speaker 6 (04:30):
Cool, a wonderful friendship. Absolutely that happens.
Speaker 5 (04:33):
Yeah, well good, then we'll hopefully and prefer that happens
with them because we love Todd and Candy, we love
the whole family, Mama Joyce and on Berta and all
the other people and stuff. So I just think that,
you know, right now, they just need some cooling off time.
Speaker 4 (04:46):
You don't always break up because you hate the other person.
Speaker 2 (04:48):
Sometimes the marriage situation just right no longer works and
you have to have a different type of relationship.
Speaker 4 (04:55):
Oh really from that point on.
Speaker 6 (04:56):
Yeah.
Speaker 5 (04:57):
But while most people that break up hate each other,
they say they hate each other and what have you.
Speaker 4 (05:01):
But I don't agree with that with them.
Speaker 5 (05:02):
I just think they're gonna still be together eventually, and
they're gonna love one another, and they're gonna love.
Speaker 4 (05:07):
The kids and it's gonna all be a beautiful thing.
Speaker 5 (05:09):
So honey, So y'all just pump the brakes, honey, and
just thet candy in tard.
Speaker 4 (05:15):
Figure this out and work it out for the children.
All right, Moving on, honey.
Speaker 5 (05:21):
And under celebrity news, y'all, just while we praying, y'all,
let's continue to pray, y'all for me and thort y'all.
From Housewives and Potoma, y'all. They say she's still in jail.
They say she can't afford the bell.
Speaker 4 (05:36):
Carry you.
Speaker 10 (05:38):
You're a dirty You're so dirty.
Speaker 4 (05:42):
You are not you are dirty. No meal, y'all from
Real Housewives and Patana, We love meal.
Speaker 6 (05:48):
Honey.
Speaker 5 (05:49):
Mia is a sweet young lady. So dirty, they say, baby,
this girl still behind bass. I told her you're un
able to afford her bell. Now mea only sold alleged
eleven thousand dollars worth of furniture and they still got
this good in jail. She needs to be home because
we'll get out. Yeah, let's see horney. They say, man
failed to pay. She didn't pay the thousand dollars. I
(06:11):
don't know how much your bill is whatever, Then it's
too much for her to get out of jail.
Speaker 4 (06:17):
Why is that so damn I can pay that?
Speaker 3 (06:23):
They say the thing about it, if you ain't never
been to jail and you're not in the system, it's
gonna take about forty eight hours for them to put
you in the system for you to get out. Now,
if you go go to jail in a county that
that you're not in the system, you got to wait
for your you know, to get in the system in
order for you to get bailed out.
Speaker 6 (06:41):
I'm sure she could get bailed out. She's just not
in the system. What county she was.
Speaker 4 (06:45):
She like in Fulton County? Hell, the system.
Speaker 6 (06:49):
She's not in the system. She ain't went the shell.
Speaker 4 (06:51):
In Fulton, Fulton County. They still do all this stuff
on paper. They don't even have computers. Oh my god.
Speaker 5 (06:56):
Well that but they said, no body count they say.
Mia appeared visibly distressed and told the office that she
wanted the furniture return. She also claimed that that messages
were asking for the isle to be put back, calling
the situation it was better.
Speaker 4 (07:16):
It was yeah, yeah, they said, but mel honey.
Speaker 5 (07:20):
She previously now that she would not return The Real
Housewives Potomac, explaining that her family plan to start a
fresh start in Atlanta. But she didn't realize she was
gonna steal the furniture.
Speaker 4 (07:28):
And now they.
Speaker 5 (07:34):
They now Meal remained cuserated by the case continues to develop.
Speaker 11 (07:39):
So chickled wrong.
Speaker 4 (07:43):
I love Mia, She's a real sweet guy. I love me.
Speaker 12 (07:47):
We just got.
Speaker 4 (07:49):
She was just eleven thousand dollars the furniture. They say,
this girl was moving.
Speaker 6 (07:54):
Two end tables and the coffee table.
Speaker 5 (07:56):
And a coffee table hunting. But the thing is but
they say she was moving at night. You know how
thieves usually move at night.
Speaker 4 (08:02):
They I guess you figure.
Speaker 5 (08:03):
Moving at night, they ain't gonna see the preasure going
in the daytime. When those girls got made to their house,
honeyne house, they say, girl, we have the furnature. They say,
Neil took it. They say, honey, They say the landlord
(08:24):
is trying to collect that. Meal and her people abruptly
moved out in the middle of the night and furniture. Girl,
it's so bad in the middle of the night, and
removed furnture and a television that was already honey in
the juni before they moved in.
Speaker 4 (08:39):
We just gotta prayure. We love me.
Speaker 5 (08:43):
Girl, Honey. These girls there Potoma. They're talking about her
bad honey. Between Hune and Wendy. Baby, these two girls, honey,
miss Wendy and her fraud and Mea and her stealing girl.
Speaker 4 (08:52):
You can't try to keep up with people. You gotta
live your life the way you live.
Speaker 5 (08:55):
If you're living on a damn couch, girl lived on
the couch, don't try to live on a sofa.
Speaker 6 (08:59):
Hell so or take it.
Speaker 4 (09:05):
The colaude to day is one of my favorite color.
Speaker 5 (09:07):
My color today is giblet, giblet, giblet, giblet, gibbling on
the high you say gibbling on the lug, just say
greenish brown. That's your color for the day. And y'all
it's thanksgiving'll, so let's be thankful and keep everybody lift
up in prayer because right now is the time we
need to pray and be thankful for what we got.
So if your furniturege choice how to be thankful to
(09:27):
first you do have and not somebody else's.
Speaker 3 (09:32):
Y'all get it up again with all right, coming up
with what shrending, y'all is the biggest shopping season of
the year. How can you catch the best deals we got?
Our money experts you're not throwing this year to help us?
Got that coming up next week's mound of The Morning Show,
Alsh Ricks amount of Morning Show. It's officially the time
of the year when stores are filled with holiday decorations
(09:53):
and gifts are waiting to be purchased. With the rising
cost of living and many working with the limited income,
this special time of year, you know, can also be
discouraging time money expergend I throwing this back to help
us shop responsibly even with the pressure to buy be
on our means.
Speaker 6 (10:11):
You're not good morning, happy to have you. You're not a.
Speaker 12 (10:14):
Right good morning, Happy money Monday.
Speaker 6 (10:17):
Happy money Monday.
Speaker 3 (10:19):
And for our listeners who's been laid off experienced the
loss of resources this year, which a lot of people have,
how can they cope, you know and still celebrate this
holiday season?
Speaker 6 (10:30):
How can we support them?
Speaker 12 (10:33):
Well, Ricky, you know we've heard the numbers. Over a
million people have been laid off already this year, and
even the people who have not been laid off, people
are really feeling a pension. How expensive things are so
this holiday season. You know, it is okay if we
can just kind of reel things back. Sometimes we have
to change the rules and be flexible with that, not
(10:56):
feel guilty about it, not feeling depressed and sad about it.
A lot of us are going to need to pivot
this year to be able to celebrate, not just coping
and get through it, but really be able to celebrate
and enjoy our families. And for the rest of us
who have not been impacted, what a great time to
kind of check in with our family members to see
how we can pitch in a little bit more lead
(11:16):
the holiday season and kind of fill that gap for
some of our family members who have lost jobs this year.
Speaker 9 (11:24):
WELLJ and I, what are ways we can buy gifts
on a budget for our loved ones without breaking the bank.
Speaker 12 (11:31):
Well, you know, Brat, you said the right word, which
is budget. You know, budget is not a bad word.
People seem to hate that word. It's just some guidelines
and we all need some boundaries. So it's a good
time to say, hey, this is what I can afford easily, Brad.
The key word is easily. It's not going to stress
me out now, it's not going to stress me out later.
(11:53):
What can I afford easily? And then let's have some
conversations with our family members. If the holidays need to
look a little different. We may need to talk to
our spouses and our kids and say, hey, we're gonna
have to kind of pull it back a little bit
this year because our children need to know that sometimes
things can be different. And that's okay too. But please
stay within that budget. And that's whether you're hosting, buying, gifts, traveling,
(12:18):
whatever that is. Budget is a good word.
Speaker 10 (12:22):
I hear that, so, Jani, let's talk about Giving Tuesday,
the Tuesday after Thanksgiving. It's a big global day that
encourages people to do good. Number one, how can our
listeners participate in giving Tuesday? And also how can that
help you with your taxes for next year?
Speaker 11 (12:38):
Yeah?
Speaker 12 (12:39):
Great question, because you're right if you itemize. If you
itemize on your taxes, you can write off your charitable contribution.
But there's so much emphasis on spending and hanging out
and traveling. Let's not forget giving because we have so
many organizations that mean to us, whether it's a particular
church or college, or school or nonprofit. Please work that
(13:02):
into your budget this year to make sure you're giving.
I don't care if you can only give twenty dollars,
but it's really important that we make impact this year
on Giving Tuesday, because you know the economy is tight
on these on these nonprofits as well, they're really going
to need our support.
Speaker 5 (13:19):
So Jenna, how do our listeners protect themselves from fraud
and scammers this holiday season?
Speaker 12 (13:26):
Gary, listen, we know this is scammer season coming into
the holiday, so we need to be very smart. Please
be very careful with your passwords, be very careful about
cooking on new websites because you know we're getting emailed
and texted a bunch of stuff all of the time
right now. You can be careful with who you're donating to.
(13:49):
So if you want to check out an organization you
want to donate to, Charity Navigator or Charity Watch. Also
check on your elderly loved ones as well. They are
really being targeted it. And last, Gary, super important, please
be really intentional about looking at your credit card and
bank activity. I want to make sure you don't have
any crazy charges on there that you did not do.
Speaker 6 (14:11):
Yeah, and Gary, you're going to ask that question. You'd
be buying stuff from boosters? Yeah?
Speaker 3 (14:20):
Hey, what Blake Friday and Cyber Monday Cyber Monday deals?
Speaker 6 (14:25):
Can we take advantage of this year?
Speaker 12 (14:28):
You know what's kind of sad to me, Ricky, is
it's like they've announced the majority of the sales already.
You remember, we used to have this real big build
up for Black Friday. It's Friday all months already. So really,
the best thing to do right now is just really
pay attention to your favorite retailers. If you're looking for
something in particular, make sure you're doing some comparison shopping.
(14:51):
But we already know it's electronics is a big deal
right now. Bigger items, you know, like furniture, mattresses can
even go on sale right now, close toys, all of
that stuff. But yeah, most of the sales have been
announced already.
Speaker 6 (15:06):
And you know Walmarts rebox now what.
Speaker 4 (15:12):
Thanks not yet?
Speaker 9 (15:14):
Thanks for that, Ricky. What are the best apps on line?
What are the best appsent online? Tools for saving money
on purchases?
Speaker 12 (15:22):
Brad, The best thing to do right now is really
to follow your favorite store. So if you have a
store that you tend to shop at a lot, please
make sure that you download their app. The other thing
that you can do is you can install like a
browser extension like Honey, which will help you search for
coupon codes when you check out at your favorite store.
(15:45):
Other apps like Spetch or Ibata, those will allow you
to get cash back and points after uploading your receipts
from popular retailers. So really, at the end of the day,
follow your favorite stores and check out one of those
browser extent or apps.
Speaker 6 (16:01):
All right, every throwing the morning? So ay Thursday, befo
all a time of an alli? Are we owned with you?
Speaker 4 (16:05):
Not throwing?
Speaker 6 (16:06):
If you have any financial questions? Eight sixty six now
ricky eight sixty six nine? Are I sk a e
y you are?
Speaker 4 (16:12):
What are not doing?
Speaker 6 (16:12):
Good morning?
Speaker 11 (16:13):
My name is Gazelle. My husband and I have files
all of our taxes cards, but we did not make
estimate tact payments and we actually owe more than fifty
thousand dollars over the last few years.
Speaker 5 (16:28):
I just watch what options do we have?
Speaker 12 (16:32):
Hey, hey, good morning. A couple of things that I
would do. Number one, I want to make sure that
you are staying in constant communication with the I R S.
Please make payments now whatever amount that you actually can
afford to pay now if you can you if you
can get your balance under fifty thousand dollars, you can
(16:53):
absolutely apply for a payment plan with the I r
s where they're going to give you an automatic five
years to make payments. Now, I know you hear a
bunch of commercials on different people who can help. You
can call a couple of those companies, but don't sign
anything into your clear on exactly how they work.
Speaker 6 (17:11):
All right, Joe, good morning.
Speaker 11 (17:13):
How can a single female that's an empty nester be
able to save more money?
Speaker 12 (17:21):
Well, first of all, congratulations, I am high fiving you
through the radio. Oh my gosh, to finally get to
the point where them kids are grown and gone. A
couple of things that I do to help me. Say
number one, if you were used to paying the bills
specifically related to your kids or a car note that
you paid off, take that same amount and save that
amount now for that bill that you don't have to
(17:43):
pay anymore. What has worked for me is to put
that in a separate bank, smaller bank. I don't have
a debit card. Take that money, put it in a
separate bank, and make it automatic every single pay period,
So that way you can get the discipline and watch
that savings grow.
Speaker 11 (18:00):
Good morning, Good morning, Ricky and everyone I'm calling to ask.
I want to shop, but I also want to respectfully,
I participate in the blackout. Are there any minority owned
retailers that you recommend?
Speaker 12 (18:17):
Hey, good morning. First of all, thank you for bringing
this up. You know I should have talked about that
this morning. You know this is a nationally syndicated show.
So what I'm suggesting everybody do, please be very intentional
and look up the black owned businesses in your area
and support them this holiday season. So no matter where
(18:37):
you live, it is not that hard to do it.
Let's use our dollars wisely because we could really impact
these black owned businesses.
Speaker 4 (18:44):
All right, jot.
Speaker 6 (18:46):
You always tonight going good morning.
Speaker 11 (18:48):
Good morning.
Speaker 9 (18:50):
I wanted to know is it best to consolidate your
bills or to just file bankruptcy?
Speaker 12 (18:56):
Hey, good morning. You know that answer depends. Let me
tell you what I would do if it were me.
Number One, I would absolutely talk to a bankruptcy lawyer,
because you want to find out the process, how much
does it cost, what's involved, so that way you can
actually know how that works. Secondly, I would find out
what the processes and the cost to consolidate my bills,
(19:19):
so that way I'm actually now I can make a
decision based on real information, not based on how I feel,
So do your research. Then you will know what decision
to make.
Speaker 3 (19:30):
All right, Jana, let everybody thank you so much for
joining us, and let everybody know how they can follow
you on social media, how you could be how they
could get in touch with you, because I'm sure a
lot of people are going to be.
Speaker 6 (19:41):
Eating you up.
Speaker 12 (19:43):
Absolutely, you can reach out to me at Jeni Thornton.
That's j I N I t h O r N
t O N that's social media and my website and listen, happy, happy,
happy Thanksgiving to everybody that is
Speaker 4 (19:56):
Hey, thank you to not throwing y'all, all right,
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