Back to School

We’re back to school! We talk about DEVO and hellish car insurance! 

Episode Transcript

Speaker 1 (00:00):
Something went on here, something on there, And this time
on tn T it's back to school buds. We talk
about how awesome Devo is.

Speaker 2 (00:15):
And why was TD insurance the most painful part of
my car accident. It's all coming up right now on
tn T, he what the heck?

Speaker 1 (00:29):
What the hell is going on in summertime happens? And
it's back to school with T and T.

Speaker 2 (00:34):
I got my rhythm eg ready to go?

Speaker 1 (00:37):
Oh you do A? And I got my whole drum
set ready to go.

Speaker 2 (00:42):
I have my wooden frog from Hawaii ready.

Speaker 1 (00:46):
Okay, I have my zucchini and lemon.

Speaker 2 (00:58):
The hustlers across the street paving their driveway, so there
might be some beep beep in the background, just so you.

Speaker 1 (01:04):
Know, I hear you. Welcome back.

Speaker 2 (01:08):
So obviously we got summer fed, and most of it
was fun and a lot of it was great. You
were at the cottage.

Speaker 1 (01:17):
I went to some friends cottages. I did some rocking
and rolling, but I did some I saw some concerts.

Speaker 2 (01:26):
What concerts did you see? Uh?

Speaker 1 (01:30):
Devo at History that was awesome? And then I saw
Daniel Landwan Barry.

Speaker 2 (01:36):
Wait a second devout that. Yeah, how did you end
up going to Devo Divo.

Speaker 1 (01:44):
Well, the drummer Jeff Friedel is a bod and uh,
that's that's how I got in Basically. I I'm a
big fan of his drummond anyway, but he's been in
Devo for a bit, and I didn't know, Like I
knew Devo, but I didn't know Devo.

Speaker 2 (02:07):
Yeah, pretty good.

Speaker 1 (02:11):
It wasn't that, it was just the the because the
concert was kind of the the de evolution of the band,
So they started from their newest stuff to their first stuff.
So it was really a great concert if you weren't
fully into them and understood stood there the jams. But

(02:32):
not only did I forgot how many songs that are
memorable and amazing that they they they have, but the musicianship.
I forgot how complicated the the drums actually are in
that band.

Speaker 2 (02:47):
Wait, is Devo short for de evolution?

Speaker 1 (02:50):
Yeah, that's the whole deal. Yeah, there's a great new
Netflix documentary that they put out, and watched that because
it's a great example of what they are and what
they stood for. I didn't realize they were as politically
motivated as you know. I'd had no idea that they

(03:11):
were at Kent State, like the the shootings when the
federal police fired on the on the protesters they were
protesting at the time. Two of the kids that were
killed were friends of theirs, so that kind of fueled
their whole the de evolution of mankind that, you know,

(03:36):
just the what have we done? Where have we gone?
Kind of concept of and it's gotten more and more
real to this day.

Speaker 2 (03:45):
I had no idea.

Speaker 1 (03:46):
That was always their stance. And if it's interesting looking
back at all of their interviews, they were always very
kind of frank about how they felt in the world
and how how fucked up stuff was. And again, like
we've talked before about punk rock bands and like that,
that's a whole that's kind of the purest idea of that,

(04:09):
because even punk rock bands at the time are probably
like I don't know if the ones that were more
posers or some of the ones that were more kind
of this is, you know, it's supposed to be messy
and crazy. So they weren't really in I don't know
if accepted as a word, but they weren't punk rock

(04:29):
like that, but in the idea of stating your opinion
and being true to yourself and trying to do the
right thing, which is the truth of what punk is,
and it's sometimes the opposite of even what the laws say.

Speaker 2 (04:44):
They are crazy. So maybe Whippett was not the most
indicative of their kind of overall.

Speaker 1 (04:52):
Well it is because the video is kind of a
play on everything about kind of the chill bullshit at
the time. Like it's literally like they have a woman
getting her clothes whipped off and guys just like laughing
cowboys drinking beer in the video, Like it's it's really

(05:13):
mocking that whole idea and the song itself. So it's
just all the songs were kind of like very poignant
portrayals of of of in in a way kind of
like art like because they're a graphic design of Mark Mothersburrow,
like the way he portrayed art and and that kind

(05:36):
of interesting fifties little snippets of like you know, when
you open up an airplane and the how to of
how to get out of the plane, like those little
pictures like using those kind of that fifties lesson kind
of the way that that that that they portrayed like

(05:59):
a TiVo portray made themselves just the interesting the facets
of It's like they were like an onion in terms
of how creative they were. Not only is it the
music I had no idea complicated, but the artwork and
the message and just it's it's just a great, a
great band, one of the best bands in America has

(06:22):
had to offer.

Speaker 2 (06:23):
Crazy.

Speaker 1 (06:24):
So, yeah, the show was awesome. Analy's enjoyed it too,
and we got to go meet Jaff after the show
and the other guys were there, Mark and Bob and
just so I'm I'm just a huge fan now of them.
I just was kind of aware and now I'm super

(06:45):
fan crazy. Yeah, I even loved the Muse, Like I
really liked the music, whereas before I kind of dug it,
but now I know you can't crave it sometimes. Yeah,
like Gates of Steel's a jam Like that's a it's
a great song to just have come on on the
on the on the radio for in the in the garage,

(07:06):
chilling out.

Speaker 2 (07:07):
Set the table. As far as what, uh Daniel Landwall's
contribution to.

Speaker 1 (07:13):
Music, Yeah, well, I mean Daniel Landwall. I think he
started working with Brian Eno, like as an assistant and
then he's from the Hammer. I'm pretty sure he wrote
African Lion Safari that song, Wow, African Lion Safari, Like,
I think that was his contribution early as a writer,

(07:36):
I think, and if it's true, that's one of my
favorite stories. But and then like he he became an
incredible producer, like he did a Sledgehammer so by Peter Gabriel,
which you know, unbelievable, incredible from in your Eyes to
to Sledgehammer to Don't Give Up with Kate Bush right,

(08:05):
just incredible stuff. And then and then obviously the Joshua Tree,
like he had a huge, a huge part and parcel
with to do with their sound, especially on that I
think he was probably playing guitar as much as the
Edge was on that record. And yeah, and just his

(08:27):
influence as a guitar player because he starts, well he was.
He's kind of like a pedal steel guitarist that plays
guitar because he started playing pedal steel. He still plays
pedal steel a lot, but the way he plays guitar
is like a pedal steel, Like he has a cable

(08:48):
hooked up to the bottom of the guitar, so it
can I guess sustain the way a pedal steel might. Wow,
I'm not sure Colpeman was nice enough to hook me
up for seats and tickets and even to meet him
after and Annalie's got to hold his lass fifty six

(09:11):
less Paul, which was like a priceless guitar without even
having Daniel Landois in the picture. But then that guitar
apparently it's the the sister or brother to Neil Young's
Les Paul, like they were made the same batch, or
they're twins in a sense, I think, so, just the

(09:34):
history on that guitar alone. But yeah, just to see
Daniel get get it on his drummer, Jermaine's incredible. I
don't know what the bass player's name was, but they're
they're singing too like Jermaine and the bass players sing

(09:54):
like angels, and so yeah, it was great to see
him live in his element. But yeah, the recordings that
he's been on are legendary and he's probably one of
the most important pieces in modern music from Canada.

Speaker 2 (10:18):
You know, So did you do any did he do
any covers? Not that I knew of, but he did
you know the Maker and you know Jele Julie, which
is an incredible song, very sad song. Remember that jam

(10:38):
Like his first off kad it was a big hit
on much.

Speaker 1 (10:44):
It was all kind of going in and out of French,
so you would appreciate it. I think you could probably
rock it as a cover. Yeah, oh yeah, because it
swings in and out of French and it's about a
father that that has you know, has a is working

(11:06):
on in a kind of low situation and trying to
keep his family together and gets loses his job and
gets banged up and beats his wife and they leave.
Then he's alone and then he's just missing his wife.
Like it's sad sacks vibes, but it's you know, swinging

(11:27):
in between English and French. It's kind of I want
to listen to that, Yeah, for sure, definitely you might
recognize it when when you hear it.

Speaker 2 (11:37):
Well, I saw that he gave you some props.

Speaker 1 (11:41):
He's a bad Yeah.

Speaker 2 (11:43):
Daniel Lamball was like nice to always have other musicians
at the shows. Yes, that was nice. So what is
what's his wife? Like? Where does he live? What's he driving?

Speaker 1 (11:57):
I think from like so alone, he'd be rolling like
with whatever he wants, you would think, so yeah, yeah,
Joshua Tree, it was one of the best selling of
albums of all time.

Speaker 2 (12:11):
Yeah, it's a great record.

Speaker 1 (12:13):
Yeah, so I'm sure he's fine. He's did Bob Dylan
like No Mercy, which is one of my favorite Dylan records. Like,
there's some jams on that most of the time, is
one of my favorite songs ever. Willie Green's on that

(12:35):
on drums and there's an incredible guitar playing by Daniel
on that.

Speaker 2 (12:40):
Right, So he did all right?

Speaker 1 (12:42):
Did all right? Doing all right?

Speaker 2 (12:44):
Is he one of those guys? Does he live in Paris?

Speaker 1 (12:47):
Like?

Speaker 2 (12:47):
Is he that guy?

Speaker 1 (12:50):
Well, Uh, I don't know. He might have a place
somewhere there. I know he's got a great place in Toronto.
Beautiful studio. I'm sure he's got places around. Yeah.

Speaker 2 (13:03):
By the way, the paving across the street is like
when we were talking about hotels and they're doing construction
on a different floor.

Speaker 1 (13:11):
Yeah. And by the way, I just want to say
shout shout out to Noel Colepman for hooking us all
up again because he really gave us a great opportunity
to to to you know, see the gear and stuff
like that. That was awesome.

Speaker 2 (13:26):
How do you know him?

Speaker 1 (13:27):
But sorry, he's a bod from back to back in
the day he managed Alert the Medic way back, Remember
Alert the Medic I think they're an East Coast man
that you would know, and uh yeah, just kept in
touch because he's in the industry.

Speaker 2 (13:43):
You just known him from around. Yes, yeah, well it's
great to go see the live music. I can't remember
when we did our last episode because it's been several weeks.
Were we going to O'shegar we had been? I think you,
I think we had been already. Yeah, yes, I think
you went such a treat to see the live music,

(14:06):
that's for sure.

Speaker 1 (14:08):
And I, uh was there's Was there shows in your
town that you went to this summer?

Speaker 2 (14:15):
No, no, no.

Speaker 1 (14:20):
Oh no, oh see no what I saw? I saw
the rcals gave you a shout out. Yeah, but it
was for antigon Ish.

Speaker 2 (14:27):
I think right right, it was for New Glasgow.

Speaker 1 (14:30):
Glasgow.

Speaker 2 (14:30):
Max asked uh Ai if they had ever played in
New Glasgow before, and a I was like, nope, don't
think so. But so on stage that night he was like, hey,
we've never been here, and then people were like, yes
you have. Jay Rock was on stage with you last
time you were here. But as you would know better
than anybody, you come once you play on a ganesh,

(14:52):
you come again, you play truro, you come again you
play Halifax. Like, of course, after a while you'd be like,
have we played in Sydney? Remember?

Speaker 1 (15:00):
Yeah, But it's nice to see AI get it wrong
once in a while.

Speaker 2 (15:05):
It is nice to see AI get it wrong. I've
been trying to I'm kind of naive, but I've been
trying to flag it when I get emails from people
like wait a sec, I feel like that is maybe AI.
And I think people are trying to use it more
and sneak it in, don't you.

Speaker 1 (15:27):
Well, I don't really know.

Speaker 2 (15:31):
I'm dealing with maths on that level.

Speaker 1 (15:33):
Yeah, yeah, I don't think. I don't think so. But
I feel like it's like people do use it a lot,
Like I know people that like ask chat, GPT or
whatever everything I know what like, so I mean and
actually Anaal's was it like last year was accused of

(15:55):
her essay being chat, GPT or something and She's like like,
hold up a second here, and sent gave them all
the notes that she had written already, which were all
by herself, proving that there's no way that this is
and it was just like, hey, sorry, but isn't that

(16:16):
funny that like they're like they'll run a test and
I don't know what that if you start with it,
if you do it really well, there's like, hey, this
is fake.

Speaker 2 (16:25):
I wonder, And I also try to imagine if I
was in school now, would I try to make that
work for me? Like can can you change up a
few words here and there? Or I remember I wrote
a poem in grade eight. I think I told you,
and I had the word imagining it a whole bunch,
and my teacher was like, nice, try, But that's sort

(16:48):
of that concept of imagining has famously been done and
commemorated forever in song, So maybe take a different tack
or come up with something else. It wasn't plagiar of
the John Lennon song, but it was very much in
the same vein. So I wonder if it's it's easier
to write something or with chat GBT and dirty it

(17:15):
up then it used to be to like full on Plagiariyes,
but maybe maybe the like plagiarism software is better too.
If there's any there any phrases in your thing that
are like chat GBT, it gets flagged easier. I don't know.

Speaker 1 (17:32):
I think it's like, OK, anything that's creative seems to
be still not great in my opinion, like when like
when you see videos or you see like a storyline
or something that seems kind of like what have salad?
And musically especially but and I might even it might change,

(17:53):
but at this point it seems creative stuff isn't great.
But I mean in terms of like the the jobs
that where everybody was spending years of their life getting
like engineers and writing code and like stuff like that
is turning into like nothing. Now that's what's scary, Like

(18:16):
the tech jobs that people were spending a lot of
time to try and get and those ones are the
ones that are getting turned into nothing.

Speaker 2 (18:24):
So well, also, like I had a friend who works
in my industry tell me, like, if you have a
seventy page script and you say to chat GPT, can
you turn this into a twelve page treatment like summary?

Speaker 1 (18:40):
It can do that?

Speaker 2 (18:41):
Like do that, so he said, even if the draft's
not great, like let it take a whack at it
before you go through and punch it up like it's
it's kind of scary.

Speaker 1 (18:52):
It is because especially if you think about like for me,
not especially this is a small niche of the market,
but like engineers and like when they use software, what
pro tools has from the old days of tape and
cutting tape to get stuff to sound good to pro
tools not having to cut anything in that being faster.

(19:14):
Now it's like to get a mix, you're just pressing
a button with an AI engineer and it's like, you know,
it's it's not shit, but it's you know, but it's
not bad or whatever, you know what I mean. Like
eventually those kind of things, it's going to be a
push button to get what you want. It's like, well,

(19:36):
I couldn't get Mitch Mitchell's drum sounds on Electric Lady Land,
but maybe if I press this button in five years,
with the understanding of all the different minds and boards
and things that that they do testing on and understanding,
you might be able to get that sound from you know,

(19:58):
obviously having to use the right equipment, but that there
is that will probably be a thing. So in a
sense you can rely on those things of being a
little more to be more creative and faster, because I mean,
getting sounds is one of the hardest things to do
and long takes the longest time in studios. But if

(20:22):
that can happen quicker, I don't know it. It's just
that it's so bizarre because it's literally just taking out
experience and expertise out of the individual and putting it into.

Speaker 2 (20:34):
How do you do that? How do you find a
fat snare sound?

Speaker 1 (20:39):
Sorry, you're cracking up with tiny tiny bit there.

Speaker 2 (20:42):
How do you how do you find a snare sound?

Speaker 1 (20:48):
You you? Well, you get, you get hopefully you're in
a good room, and then you have a good mic,
and then you also need a good drummer. Right, So
if you if you have those three things, good MIC's,
a good room and a good drummer, you can do
whatever you want. But it's all about like that mic

(21:10):
becomes your ears in the room. So when you hit
the snare, it doesn't. You don't want it to compress
too much or clock out, or you know, when something
sounds obviously wrong, or you don't want it to be
not when you hit it that you don't hear anything.
So you want to have just enough evenness of the

(21:31):
crack of the drum with the body of the drum,
and then also some of the room, depending on what
you're going for. Sometimes people like a really closed quiet
snare drum sound and then that so that means you
have like the snare tuned lower and you put sometimes
like the old days, they would put their wallet on

(21:53):
the snare drum really, so it would kind of yeah,
they'd put that, like Steve Gadd famously would put his
wallet on the snare drum and because it was heavy
enough to stay there and they weren't playing loud enough
to move it off, right, but it would give give
a really nice kind of thick PLoP to the to
the snare drum. Yeah, And then obviously that's miked in

(22:17):
a room, and you know it's just very it's you're
playing a lot quieter in that situation.

Speaker 2 (22:24):
Is the idea to hopefully leave the drums as true
to the original sound that was recorded as possible or
is it very commonplace to add effects or echo or.

Speaker 1 (22:37):
It depends, like if you think about innovation, like dire
straits money for nothing, Like those drums are totally affected
in a great way, you know, whether it's Lynn drums
or compressions or whatever the hell they're doing to make
the big gated crazy tom sounds like that's that's cool,
or the big Tony thomps and Robert Palmer drums like

(23:01):
some like it hot like that that's the ones it's
like affected with big reverbs and stuff like. That's great,
Like it's cool. But I mean, I think a drum
always sounds best when it's naked. Just well, just honest,
Let whatever drum it is, it just sounds the best
when you have a nice mic and you hit it

(23:23):
hard enough to give it a nice body so you
can hear the wood and like for example, like when
I'm saying those, when you're playing lighter, like if you
want that fat kind of snare sound, you put a
big wallet on the snare and you don't hit like
drummers when they hit a snare generally hit the rim
in the middle of the drum at the same time,

(23:45):
so it's like the stick is flat when it hits
a drum, so it gives more of a like a
ring when with the with the rim. But if you're
playing quieter, you won't only hit the center of the
drum and it's more of like a different kind of strike.

Speaker 2 (24:00):
Take a break, but.

Speaker 1 (24:04):
All right, we're back.

Speaker 2 (24:06):
So we had a wonderful summer full of barbecues and
boat rides and swims. I worked really hard in the spring,
fought to take July and August pretty much off and
succeeded largely. I have a busy fall, so I really
wanted to make sure July and August were quality time.

(24:27):
So August twenty second, we are taking the girls to
dance camp in Dartmouth. We have this thing during the
school year that if they have five on time departures
for school, then Friday after school they get a Starby's
as a little reward, and it's kind of become this
nice thing that we look forward to.

Speaker 1 (24:45):
So nice, that's good.

Speaker 2 (24:48):
So we were getting even though it was summer, we
were getting. It was Friday afternoon. We thought, let's get
a Starby's for the drive to Dartmouth. It's about fifty minutes.
So we are third in line to get into a
traffic circle, but we are stopped because there are cars
going through the circle and the cars ahead of us
can't get in there. Just waiting, we hear the screech

(25:12):
of tires and get rear ended at high speed by
a half ton Dodge ram Our back windshields explodes, her
air bag went off. It propelled us into the car
ahead of us, which was a little Honda Civic. We
did considerable damage to it. It pushed us in it

(25:35):
pushed that civic into the car ahead of it, like
a Honda seerv styles. So as you do in that moment,
first thing is is everyone okay? Luckily we are driving
a big vehicle but still took I'm going to say
she was going seventy seventy five and we were stopped.

Speaker 3 (25:55):
Whoa.

Speaker 2 (25:56):
So the first thing you do in that moment is
take stock. Is everyone okay? Can everyone speak? Can everyone
get out of the vehicle, Let's retreat over to the curb.
It's sudden and scary. There was smoking our vehicle from
her airbag going off. There's so much uncertainty in that moment.
So the first thing is is everyone alive? Luckily? Yes

(26:19):
they are. This is it bears mentioning my fourth time
getting rear ended in two years, three times. My vehicle
has required significant repairs this time. So I'll tell the
story in order. So I noticed right away that the

(26:45):
woman behind the wheel didn't seem very responsive. I thought
it was in shock. There was a guy talking to
her who was like, you know what these things happen.
A fire truck arrived. They started to assess. It was
a busy Friday afternoon, so much traffic everywhere and it
was causing significant delays. It was right by a highway exit,

(27:05):
like impacting the highway, I'm sure, like kind of a
high risk situation, But most importantly we are okay. Some
stiff necks, some seat belt, neck burn, kind of things
I was worried about. The girls noticed that the driver
is kind of non responsive. I walked over to take
a picture of her license plate. Noticed it had expired

(27:27):
in twenty seventeen, and I said to her, you were
going way too fast because it wasn't a highway and
she hit us at a high rate of speed. She
did not respond. So checking in with the people ahead
of us, are you okay? Everyone seemed to be relatively okay.
Fire truck shows up, ambulance shows up, Police officers show

(27:49):
up and cuff her and take her away. So some
of what I know is what I witnessed, and some
is piecing together the pieces after it happened. Turns out
she had a bottle of vodka in her lap. Turns
out the truck was stolen. Turns out the license plate
that had expired in twenty seventeen was not the license

(28:11):
plate belonging to the truck. Like just like drag on
drag on bad decision, on bad decision, on whatever. So
first things first, get out of there. So we called
Carol's dad. He was able to come pick us up,

(28:33):
gave a stayment to the police, all this stuff. So
now we're in insurance land. We are with TD Insurance.
Let me say it again, TD Insurance, and I will
issue a formal apology if what I'm about to share
proves to be wrong or incorrect in some way. But

(28:56):
from my standpoint, this is how the experience went down.
You get assigned an insurance adjuster. And by the way,
I'm sure most of the people listening are like, well, yeah,
but these barnacles feast off the trusting underbelly of the

(29:17):
common person. So let's start with the very obvious fact
this was not our fault. We're minding our business. We
get hit by someone who's drunk driving in a stolen truck.
Not our fault. There's no debate about whether we had
any responsibility for this or not. So we get an

(29:38):
adjuster assigned to us. So it happens Friday afternoon. It's
Tuesday before we get in the rental car. We're lucky
enough to have another vehicle to drive, but most people don't.
So already it's five days in before we get a
rental car, and our policy suggests we get a vehicle
that's the same size as the one we were driving

(30:02):
that our local place didn't have one. This other guy
was like, I have one. It's a little more than
they've allotted for you. You have to clear it with
the adjuster. I called the adjuster was like, they found one.
It's a little more. She was like, absolutely not. Okay,
So I solved my own problem, got him to find
one that was the amount that they had per day

(30:23):
for us. I solved her problem and found a vehicle
for us. She was out of the office on a
personal matter. She had no trouble telling me. So the
next thing is what happens to our vehicle. I think
what you're hoping for in the scenario is that it's
a write off. It did not seem conceivable to me

(30:46):
that it's a big SUV. It didn't seem like like
our airbags didn't deploy because we're basically driving a tank.
But our hatch like rear tail gate was wrecked, the
rear windshield was done, the front grill was done. Don't
know about structural impact but people were saying, it's better

(31:12):
if they write it off, because if they fix it,
then when you go to sell it in a few years,
it shows up on your Carfax report that through no
fault of your own, it was in this accident and
it might impact whatever might nullify the warranty. Who knows
what it does. So she came back with the good
news that it was deemed unrepairable, which is like kind

(31:36):
of crazy. This big new vehicle is like because of
this incident. If you looked at it, you might not
think it was the write off, but they said it is.
So this is where the urgency kicks in. When we offer,
you make an offer for your vehicle, your rental car

(31:57):
coverage is done. You have to return the rental car today.
And I wrote her back and was like, what, but
we don't. We don't get a new vehicle till we
get the check, Like, what what do you mean we
have to return it today? She's like, check your policy,
you have to return it today. But okay. The second
thing is you need to go to the Pound, sign

(32:22):
a form authorizing them to move the vehicle, get your
personal effects on the plate, and sign the registration over
to us. Because we're only paying for it to be
stored there until tomorrow. So you're like, oh, okay, I'm
just trying to be pleasant to deal with and do

(32:43):
everything on my end. So the urgency is such that,
like as of tomorrow, you start paying for the vehicle
to be stored there. So in order to not do that,
we just need these three things. The lean letter, the whatever,
the registration. So I signed the registration and send it
over and the girls actually saw our vehicle being paraded

(33:05):
through town on the back of a tow truck because
it's going to salvage or whatever. So then come to
find out the offer that they made us is substantially
less then it's going to take to replace our vehicle.
In talking to the dealers who say this vehicle costs

(33:26):
X and they're offering you y, there's a huge gap.
Talk to other dealers, try to find kind of secondhand
ones that are sort of in our snack bracket. There's
nothing even close. But I think, and again I will
apologize if I'm wrong, but I think by signing the
registration that is me saying I accept the offer. So

(33:51):
suddenly we're out thirty thousand dollars between what they're giving
us and what it would take to replace the vehicle,
And the issue that I have with this Jair is
nowhere in our correspondence did it say any version of
by signing the registration over to us, you accept the

(34:15):
offer that we made. So in doing my research on
the internet, it says you don't have to accept. First
of all, you don't have to accept their suggestion that
the vehicle's right off. You can push back and say no,
it's not. I'd like to have it fixed. I don't
know why you would do that, but it's your right
as a consumer.

Speaker 1 (34:32):
Secondly, I just don't I understand how it's like how
it's not open and shut, having like Chris Farley literally
crashing in behind you like I control.

Speaker 2 (34:50):
I know. So the weird thing is like I never
get to see her or hear what happened to her?
Like the girls understandably are like is she still in jail?
I don't know, will she get her license back? I
don't know who is the truck stolen from? Not really sure.
But like I say, some of it is like Facebook sluthory.

Speaker 1 (35:11):
I know, but shouldn't they be worried about lawsuits and
treating everything with like kid gloves as opposed to be like, yeah,
I deal with it with everybody.

Speaker 2 (35:21):
Well, so here here's the here's the crazy thing. I
am guilty of trying to do exactly what my insurance
company says to be a bud. Yeah, and I might
have helped them screw me over because in my research
everything says their first offer will be a low ball.

(35:42):
You have the right to counter, you have the right
to push back. So here's if you zoom out, here's
the other greasy thing. JD Power and Associates, the third
party company. That's a sign to put a value on
our vehicle. The manu facturer of our vehicle has a
special deal on twenty twenty five this vehicles now, and

(36:08):
they don't actually have any available. So JD Power is like, well,
it's going to cost this much because this is their
promotion right now. But the manufacturer actually doesn't have any
so it's not possible to get that vehicle. So we'd
have to get a twenty twenty six version. It has
gone up six thousand dollars in price. Just grease upon

(36:30):
slime upon grease.

Speaker 1 (36:33):
Aw man, I just that's sad. Sorry to hear about that.
The whole thing sucks. Well, least nobody was hurt.

Speaker 2 (36:40):
Well, that's the thing, and it's like we are wired
to say, at least and it could have been worse
and everyone's fine, and that's the thing that matters the most.
But I think it's also possible to park that for
a moment. There are worse accidents around. Imagine if we'd
lost some Imagine if our dogs had been in the back.

(37:02):
Imagine if we were driving a car, not a big suv.
Imagine if we weren't there and she'd hit the civic
ahead of us, Like, could have been worse. We're so lucky,
we're so blessed, we have options. All that is true. However,
it seems insane to me that we're going to be
out tens of thousands of dollars for something we didn't cause. Yeah,

(37:29):
like that just seems crazy, and I think I think
what it does is it rings my bell and the
most basic that's not fair way.

Speaker 1 (37:40):
Also like what sounds sounds like a civil salad sandwich
with you and the other drivers to me.

Speaker 2 (37:46):
Well, the crazy thing is too we had to pay
a deductible Like what what? Why? So they they're going
to go after her the insurance companies all will. But
if she doesn't have insurance, and she was driving a
stolen truck, and she had a fake license plate on it,

(38:07):
like she's obviously not making the best to say, and
she had a bottle of vodka in her lap, you know,
So where where do they get the money from? It
just feels like, on the most basic level of all
the people that should get a knuckle rap, I feel
like we should be pretty far down. The thing and
the thing that I don't like, and I just said it,

(38:30):
but let me say it again, is that they capitalize
on the urgency, the uncertainty, and you being a bud
to help give them the information they need to close
the case. So I'm waiting for her you're supposed to
send I've learned a letter saying I categorically reject your offer.

(38:55):
I'm waiting for her to write back and say, oh, unfortunately,
because you signed the registration, it's done. But what maybe
they're underestimating is that I'm buddy from street sense and
I'm not just gonna make it go away or aw
shucks my way out of it. I'm going to use
every platform I have.

Speaker 1 (39:17):
Were the other cars as racked as yours or not
as much.

Speaker 2 (39:21):
Well the truck, the stolen truck certainly was ours, was
a big vehicle. The civic was a smaller vehicle, so
I would say it had probably irreparable damage as well.
But just a little checklist, buds, if you're in this situation,
you're allowed to reject their offer. You should expect that

(39:42):
their first offer is a low ball. You have to
refuse it. And obviously there are professionals who deal with
this stuff, like if it's serious enough, maybe get a lawyer,
but at least take a beat when they send you
you need to do this right away and research into whether,
in fact you do need to do this right.

Speaker 1 (40:02):
Away, because I would suggest to act right away, but
saying like, hold on a second, I'm I don't, I
don't want to, I don't accept this. That's I'm going
to figure this out first, apparently, because if you don't,
if you don't say anything, that's almost like saying something
as well.

Speaker 2 (40:21):
Exactly, And apparently I've learned there are words like whiplash
that are a red flag to an insurance company because
people trying to fake injuries often use that word because
it's sort of the word that everybody knows well.

Speaker 1 (40:34):
I mean, how do you not have whiplash from something
like that? I know?

Speaker 2 (40:40):
And the other thing is adrenaline in that moment kind
of carries you through a fair bit of it, and
the pain might come afterwards. So don't admit to being
one hundred percent fine until you give it a few
days to see, because sometimes the neck pain starts to
kick in and stuff, and yeah, this is the thing
we pay. It's like when there was a hurricane of

(41:01):
Pi and our cottage we lost our deck and whatever,
and again people all around me had it much much worse. However,
the insurance company is like, oh, yeah, if it comes
from the seer goes back there, you're not covered. So
they would say it came from the sea. I would

(41:22):
say it came from the sky. It was the water
and the wind that did the damage. But of course
they're always going to air on the side of not
our problem. Now Here is the last thing that I'll
say about it, which is I think part of the
reason insurance companies have to dig in and be extra
hard is because the number of incidents has gone through

(41:47):
the roof, and the number of incidents has gone through
the roof. I think because people are looking at their
phones like I'm seeing. We drive to Halifax. It's a
major highway, it's a nice sunny day. There's a car
upside down on its roof in the median.

Speaker 1 (42:02):
Come on, what you mean?

Speaker 2 (42:03):
Every every time?

Speaker 1 (42:05):
Come on? No way.

Speaker 2 (42:08):
The only reason for that is you're watching YouTube shorts
and you look up at the last minute and panics worth. Yikes,
people are tailgating. I like, people give me the finger
three times in the last couple of weeks. It might
have been because our rental head Ontario plates. And I
don't know if people out here are like man Upper Canada, whatever,

(42:31):
but uh, everybody put your phone down. Everybody lift your
head up. It's getting hectic out there.

Speaker 1 (42:42):
People gotta take it easy out there a little bit.

Speaker 2 (42:44):
People gotta take it easy. But also TD Insurance, I
feel like there should be some language that says, please note,
by signing the registration, you are agreeing to our offer
to settle the claim. There was no such language. Never
anywhere in our correspondence did it say any version of that.

(43:08):
It only said please do this within one business day,
Please return this today, Please get this signed today, Please
get your stuff today, because we're not paying for it
as of tomorrow.

Speaker 1 (43:18):
All right, now it's my rant right now, it's the
dirty dirty, the thirty dirty bank.

Speaker 2 (43:24):
Yeah. TD Insurance not saying, by the way, like I'm
sure there are people listening who are like, yeah, all
insurance companies do that. But here's here's what I wonder
for insurance adjusters. She probably did something that was great

(43:47):
at her job and in her company that would be
like nice work you ye, those people over.

Speaker 1 (43:55):
High five after get a bonus.

Speaker 2 (43:57):
But I can't imagine it feels very good good to
go to sleep at night knowing that you pulled the
wool over someone's eyes. Like I've sort of vacillated between
feeling like, oh man, I'm such an idiot. I can't
believe I fell for that, and giving myself grace and thinking,
how how would I know that?

Speaker 1 (44:19):
M hmm.

Speaker 2 (44:20):
I was just taking the steps that she said I
needed to take.

Speaker 1 (44:24):
Yeah, you'd let you think they sleep upside down, Yeah,
like bat in the cave, But they probably don't. They're
just going home and then they start yelling at somebody
in the house.

Speaker 2 (44:35):
And I have so much compassion for people doing hard jobs.
Insurance adjusters have, I think, on average, two hundred files
on their desk, And my guess is, if you see
some of the most horrible injustices ever, then maybe by comparison,

(44:56):
a fender bender doesn't seem like that big a deal. Yeah,
it's just the we pay insurance so that if this happens,
we get another vehicle the same as our vehicle, except
we're not going to be able to get another vehicle
the same as our vehicle for the amount that you're
giving us. That's all, which on paper is like, how

(45:18):
does that work?

Speaker 1 (45:21):
I don't know, man, that sucks. I don't know, man,
it's bullshit. It's bullshit. Hey, you know what, it's not bullshit?
What that meme with the ah the what that meme
that you posted with the ha the guy's coming over

(45:42):
to your barbecue site? Oh? Yeah, because that's so true.

Speaker 2 (45:51):
There's a Netflix has changed everything mister did bigger now
than it ever was on CBC, and Trailer Park just
keeps finding new life in every corner of the universe.
They did another season this summer, season thirteen.

Speaker 1 (46:14):
Yeah, really, like full season? Is it out yet?

Speaker 2 (46:19):
I don't think so?

Speaker 1 (46:20):
Okay, And that's on Netflix? And is it on Netflix?

Speaker 2 (46:26):
I don't think it is. I didn't see anywhere what
broadcaster it's going on, but I saw that the old
seasons are going up on Crave.

Speaker 1 (46:34):
That's right, makes sense. Yeah. Back in Canada.

Speaker 2 (46:39):
Yeah, so how's the back to school routine?

Speaker 1 (46:44):
Yeah, well, I mean it's changed actually because Anale's is
the only one left going to school, like high school.
She's in grade ten now, so she's going in. But
Jack is started at he's downtown at George Brown at doing.

Speaker 2 (47:08):
His plumbing crazy awesome.

Speaker 1 (47:10):
So that's cool. And John's just taking them innut. He's
doing a lot some stuff online work and doing a
lot of stuff on his own right now. But he's
still still meaning to get into go starting at York.
So but it's busy, crazy, it's a lot of driving around.

Speaker 2 (47:33):
Is Annily still at the Arts High School yep.

Speaker 1 (47:36):
And Jack being in the city, he's now at Tony's
his godfather, so he's down living in the city.

Speaker 2 (47:44):
Now what I was gonna ask how long it takes
to get back and forth he's living there.

Speaker 1 (47:49):
Yeah, so now he's living down four subway stops away,
so it's great, it's easy to get to. He's down there.

Speaker 2 (48:00):
So doing life.

Speaker 1 (48:02):
He can concentrate and yeah, it was. It was still
emotional though, to have the first kid leaving, even though
he's only downtown and he's coming back and he's with family,
but it was still it hit me. And and I
was like, Lisa comes out of the house and she's like,

(48:22):
what's going on. I'm like, ash, I'm crying. I was
literally blubbering just because Jack's leaving, and I just could
I could picture him as a little boy, you know,
and it's like crushing, you know, just the time passing,
that's all it is. The time passing is what made
me sad. And the fact that it's it is a transition,

(48:47):
like he's he's still not even eighteen yet, you know,
but he's he's moving to the next stage and he's
very eager and ambitious, and it's just it's beautiful to see.
But at the same time, it's like kills you because
it's like that little little boy that always wants to

(49:08):
play with you and wants your attention, is you know,
doing his own life and is very busy.

Speaker 2 (49:15):
Cats in the cradle.

Speaker 1 (49:16):
But oh yeah, it's tough, but it's great, great and tough.

Speaker 2 (49:24):
It's so smart to go into plumbing. Yes, can do
it anywhere you can do it residentially or commercially. So smart.

Speaker 1 (49:35):
Yeah, and just the vastness even if you think about
modern technology and AI taking jobs like AI is massive electricity,
So huge electricity, huge water, huge plumbing, All of those
things are going to be necessary for AI, you know,

(49:57):
like electricians and and plumbers and anybody who have an
idea on the technical side of the hard parts. I
guess the solid the real solid state ideas of technology
are never going to change, you know, whether it's huge
barges collecting data or however they do collect data, or

(50:19):
however they create AI. The electricity that's needed and the
cooling that's needed with water, it just all requires plumbing
and electric stuff.

Speaker 2 (50:31):
So is he coming home every weekend?

Speaker 1 (50:34):
Yeah, well he gets Yeah, he gets one day off
a week and so you know, some days, some days
we'll see him in the middle of the week, some
days we'll but we'll see him on the weekends. He's
got some friends that are down at Metro University too, awes,
So they're back and forth hanging out downtown like it's awesome.

(50:56):
He's right by Castloma, amazing, So that's beautiful right to
be walking to school by that every day.

Speaker 2 (51:06):
Wow, he's doing it.

Speaker 1 (51:08):
Mm hmm. Yeah, it's great. Everybody's busy with interests in life.

Speaker 2 (51:16):
Yeah, it's it started to uh sort of arise in
our house a little bit. How suddenly like course selection
and what do I want to do and how do
I reverse engineer giving myself the best shot at that? Like, man,
that happened fast.

Speaker 1 (51:34):
Yeah, now you guys are starting to have to thinking
about the like do you want like are you going
to be empty.

Speaker 2 (51:40):
Nest in it? I know?

Speaker 1 (51:41):
Are you? Are you? Are the kids going to be
moving away?

Speaker 2 (51:44):
Are we going to have another baby? What?

Speaker 1 (51:48):
It's like the total that's the Christmas the lifetime story.

Speaker 2 (51:54):
Yeah, that's not on the table.

Speaker 1 (51:57):
Three dogs and a baby.

Speaker 2 (51:59):
But you see how suddenly, like at one stage of
life you're like expand, grow, build, and then suddenly you're
like maybe downsize, reduce, simplify.

Speaker 1 (52:11):
I know, right, that's bizarre. The fact that it's like
two seconds ago you're trying to find a bigger place
for space and then all of a sudden, like the
people are starting to leave and yeah, so yeah.

Speaker 2 (52:26):
You're going to end up chasing them wherever they go.

Speaker 1 (52:29):
That's it. That's how it is it's like okay, and
then it's it becomes it starts all over again, right,
Like when you're a kid, if you're living in a
rural area like me, you don't want to be in
a rural area. You want to be somewhere where, especially
as a musician like I, wherever the most action is happening,
right so that that will happen, like you, and then

(52:53):
you did this decision like I've had enough with the
big cities. I'm going out to the country, and now
your kids are going to pull you back to the city.

Speaker 2 (53:00):
I now just not sure.

Speaker 1 (53:04):
I even remember talking about on the pod when we
first started about that whole thing of like liking the ruralness,
you know, and here we are, Oh we sure, but
but like it's also where, you know, where are they
going and if they if they're in the city and

(53:27):
it's possible to be there too, it's like, eh, maybe
that's not so bad, especially if you are, especially if
it's not a house and all the dealings with the house.

Speaker 2 (53:36):
Well, if all three to the boys moved downtown, would
you guys get a condo at Young and Bluer.

Speaker 1 (53:42):
No, No, I don't think Toronto. Toronto is so close everything.
Like that's like if you were living in the suburbs
of Halifax and you know what I mean, the girls
were wanted to do work jobs or going to school there.
Like the Go train is an hour from here downtown. Yeah,

(54:03):
so it's it's not a big deal. It's just getting
used to that. That that the options for transit, and
usually once you get used to them, you realize it's
a lot better than getting into a car.

Speaker 2 (54:14):
And sitting there.

Speaker 3 (54:16):
Oh no way downtown just going from like uh east
to west, like five blocks can take an hour and
a half, Like, forget about it.

Speaker 1 (54:29):
There's no no chance nowadays. Have you have you flown
into Toronto and like just had to do like a
little jaunt to two different places downtown and like sat
in a cab for like yeah, or an uber for
like days.

Speaker 2 (54:45):
I'll tell you something. That UP train is terrific.

Speaker 1 (54:49):
Yeah, it is good, unbelievable.

Speaker 2 (54:53):
Seventeen Union Station. You like.

Speaker 1 (55:00):
Eight dollars, one hundred and eighty dollars.

Speaker 2 (55:02):
I'm gonna tell you something, Jarre, I have looked forward
to little more than the John Candy documentary coming out
on October ten.

Speaker 1 (55:12):
Me too, Yeah, I can't wait that's gonna be a
cry fast.

Speaker 2 (55:17):
Yeah. The trailer is beautiful.

Speaker 1 (55:21):
All it takes is just seeing his face and you're done.

Speaker 2 (55:23):
I know, I know, and you hear. They someone recorded
a cover of every Time You Go Away and it's
playing in the trailer. Oh yeah, I can't wait.

Speaker 1 (55:36):
I yeah. Put him on all the money, I know,
Terry Fox and John candy all over the place.

Speaker 2 (55:44):
Imagine like loonies, tunis and candies. Yeah, five dollars coins, Yes,
how much candy you want for that?

Speaker 1 (55:50):
How about a tuny becomes a Terry and a candy
is like a five bucks or whatever.

Speaker 2 (55:56):
Oh I like it.

Speaker 1 (55:57):
Yeah, good chat, but good chat. But I