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November 26, 2025 16 mins

Are you ready to discover the hidden math behind retirement spending—and why guaranteed income changes everything? This episode explores how pension-like sources impact lifestyle, strategies for replacing your paycheck, and the crucial decisions around Social Security and Roth conversions. Learn why optimizing your income plan and understanding tax implications can make or break your retirement journey. Real stories and actionable insights help you navigate the complexities of financial planning, so you can retire with confidence and clarity.

Find out if you are on the right financial path to meet your retirement goals with a complimentary, quick 15-minute call with Aul Financial. Call 636-230-8824 or click here.

Hear the “The Aul Financial Hour” every Saturday at 10a and Sunday at 6p on KMOX News Radio 1120 and Saturdays at 6a and 4p on 97.1 FM Talk in St. Louis. And hear episodes of the podcast here: https://aulfinancialgroup.com/aul-media/ .

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