What does it really take to turn your savings into a steady retirement paycheck—and how do you avoid costly mistakes along the way? This episode of The Heart of Your Money with Joe Yocavitch explores the emotional and financial challenges of leaving the nine-to-five, why predictable income streams matter, and how hobbies and lifestyle choices impact your spending. Learn why diversification, transparency, and regular reviews are essential, and discover the risks of “set it and forget it” planning in a world that’s always changing.
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