August 6, 2025 • 29 mins
We welcome back to the program, Natasha Tillman from Premier America Credit Union, to talk about money! She talks bout the upcoming updated dividend for Premier Plus Checking, the increased bonus for Smart Spending Checking - $25 going to $100, and the Small Business Checking.
Next we speak with Master Barber Rodrick Brown. Over 22 years as a Master Barber and grooming innovator, Rodrick’s passion lies in using grooming as a tool to empower youth,
educate parents, and uplift the community.
See omnystudio.com/listener for privacy information.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
From your local Houston BMW Center Studios. Welcome to the
Public Affairs Podcast, addressing local issues that affect our nation
and shape our world. I'm your host, a KG Smooth.
Welcoming back on the program. They they might as well
just be a sponsor of this show as many times
that they have been on and educating us on the
(00:20):
financial front. And uh, this is the financial institution that
you know I do my business with. It is not
a bank. It is pre Mere America Credit Union. And
back on the Public Affairs Podcast with me is the
vice president of Contact Center for the Texas region, the
lovely Natasha Tillman. Welcome you, solo dolo this time.
Speaker 2 (00:44):
I am It's just me. We're busy. You're busy. Can't
pull them up, can't pull them out the branch, yes
me today listen.
Speaker 1 (00:50):
I I just saw y'all. Well I didn't see you.
You you weren't there. But I had went to make
a deposit and I just got to say, like, everybody's
just so happy and welcoming and treats you like a
human being and not a number. And it just made me,
(01:10):
I don't know, I was just smiling the whole time,
Like from the moment I walked in the door till
I left, Like, it's really a it's a real feel
good place for financial institution.
Speaker 2 (01:21):
And that's what it should be. It should be.
Speaker 3 (01:23):
You shouldn't walk in, you shouldn't be nervous, you shouldn't
be stuffy. It should be just that walk in and
we're home.
Speaker 1 (01:30):
Yeah. Yeah, the kids are out, families are heading the church.
So this would be the perfect time to educate some folks.
Can you explain to the ten year old that's listening
with their grandmama on their way to church, what is
(01:51):
a bank and what is a credit union? Oh?
Speaker 3 (01:55):
I love that, and I love that you were very
clear that we are a credit union and not a bank.
So we have a lot of the same products. So
when you think of okay, at ten, you need to
start saving your money, or you want to start getting
that debit card to make your swipes, you can get
that at either one. Right, you can get that at
a bank or you can get at a credit union.
(02:16):
The difference is when you put your money into the
credit union, we're more focused on what can we do
to make things better for you in your future. So
we're gonna take that money. We're gonna put it back
into you. So that way, when you come in and
maybe you went outside and you decided you're gonna cut
grass this summer. So when you bring those dollars in
and you put it into your account, guess what We're
(02:38):
going to turn around and say, you know what, you
keep building your money, We're gonna help you build it.
We're gonna give more money back to you. And then
if your mom or your grandparent decides to go ahead
and open up an account as well, we're gonna make
sure that our fees are lower. We don't have a
lot of fees, honestly, and the ones we do are
super low. If they need to go ahead and get
a loan to maybe help you get your loan, who knows,
(03:01):
then they aren't going to have to hurt in their
pockets to be able to help you grow and become
better in your future as well. So all about community,
all about gift back.
Speaker 1 (03:13):
That was perfect. Of course you have children. You have children,
so of course you could explain that that is now
for the adults that are still with a bank, I'm
telling you credit Union is the way to go. I've
shared this with you before, Natasha, like that was my
(03:34):
first my first checking account was with the credit Union
when I was a freshman in college. And so with
you all frequenting us and me, I was like, let
me go back to my origins.
Speaker 2 (03:48):
Yes, come on back home.
Speaker 1 (03:50):
So but you guys, y'all have something called smart spending
there at Premier America Credit Union with the Premiere Plus
check an account. Can you tell us about Premier America's
checking accounts and who exactly are they designed for?
Speaker 2 (04:06):
So that's a good question.
Speaker 3 (04:08):
We do have two, and like you said, one is
a smart Spending, one is a Premiere Plus. But it
really depends on what journey you're on. So we wanted
to make it easy. So the first one, which is
the smart Spending, it is it's no fee, no minimum balance,
no monthly service fee is on the account. You come in,
(04:28):
you deposit your money, You still going to get your
debit card, you can still get your online banking access,
but it's it's just that you won't necessarily earn any
dividends on that. So, like I said, so if we
have the kiddos that are starting in the summer or
maybe you have just started getting into banking, I mean,
there are a lot of people you would assume already
(04:49):
have accounts, and they might be in their mid twenties.
They haven't even open an account thirty to forty, So
this just might be where you're starting thirties and forties.
Speaker 2 (04:56):
Is he creatures?
Speaker 3 (04:57):
But I'm telling you, I talk to people people, and
a lot of the prepaid cards still have people in
a choke hold. I'm serious. And a lot of people
think they hear credit union and they think I have
to have credit credit.
Speaker 2 (05:09):
Yeah, be with a credit union.
Speaker 1 (05:11):
It's like, no, maybe you don't know, it's actually easier.
Speaker 2 (05:14):
You just need one dollar, that's it.
Speaker 1 (05:16):
I mean, like it's actually easier to join a credit
union versus being a client at a bank or I don't,
I don't know what what do banks call us?
Speaker 3 (05:29):
You're a customer? Where your members at a credit union?
At a bank, you're a customer.
Speaker 1 (05:33):
There we go. That's it right there. So with this
smart spending, what is that? What is what? What makes
it stand out? So?
Speaker 3 (05:45):
Like I said, with that one, it's just the ease
of getting into it and not having to worry about
I would say, like I said, minimum balances or fees
and any type of restrictions. Right, But then you have
the Premiere plus. Yes, and so that one be Let's
say you do, You've already maybe set a little bit
of money aside, and you want to actually start earning
some dividends on that. And I know I'm gonna say
(06:08):
this and people gonn be like, no, it's not, but
I promise that checking actually will earn you three point
seventy five percent on the checking, which is kind of
unheard of.
Speaker 1 (06:16):
Yeah, and that's why I can see.
Speaker 2 (06:19):
Your poor head got a little tight.
Speaker 1 (06:21):
Yeah.
Speaker 2 (06:21):
No, it's three point seventy five.
Speaker 3 (06:24):
And with that, like I said, you're going to earn
your dividends and those pay out monthly on your account.
Speaker 2 (06:30):
So that's it. Use your account, Yay, you get get
some dividends on it.
Speaker 1 (06:35):
So that's so.
Speaker 2 (06:36):
And still no and still no monthly service fee. Let's
be clear.
Speaker 1 (06:39):
Okay, So, because you know, one would think, or at
least how it's supposed to be if you have said
amount of money and said checking account when dealing with
a bank and it's sitting how it's supposed to make
you more money. Nowadays, that ain't happening. However, with a
(07:00):
credit union like Premier America credit Union, your money sits
there the more you put in, the more different you
are actually making money from your money.
Speaker 3 (07:11):
You're gonna make money from your money. And I will
say one of the things that I never forget when
our COO came on board about I think seven eight
years ago now, fees were just like a no go
for him. He was like, Nope, if it's a fee, nope,
take it out.
Speaker 2 (07:26):
Nope.
Speaker 3 (07:26):
We're not charging people to use their own money. So
if he's gonna make he's gonna make sure we're not
charging you, and then he's gonna make sure that your
money grows. That's always been his mission.
Speaker 1 (07:39):
Not to go left like too left. But if you
have the scholarship, if you don't mind sharing it. Like
the inception of financial institutions, like do you know that history.
Speaker 3 (07:56):
For the credit union? I can speak to the credit
union side. Ye, yes, So the reason that a credit.
Speaker 1 (08:03):
That's why that's why I yes financial institutions.
Speaker 3 (08:08):
Because I mean some came in a different way, so
I won't speak to them. But credit unions came about
because the average everyday person could not get an account
or could not get a loan from the traditional banks.
So what happened you had a group of people that said,
what are we going to do if something happens and
one of us needs help.
Speaker 2 (08:27):
So they put their money into a pool and it
sits there.
Speaker 3 (08:32):
And so when someone needs help, they go in, take
out the money that they need, and then they pay
it back. And so that is literally how a credit
union start and to this day, that's the exact same thing.
That's why we call everyone a member. When you come
and put your dollar, it goes into the pool. So
when you come back and you need to use it
(08:52):
and borrow it, it goes back out. And because we
don't have to make a whole bunch of stockholders have
b right, all the money that comes back into the
credit union.
Speaker 2 (09:03):
Yeah, we have to pay to keep the lights on.
Speaker 3 (09:05):
You got to pay the team, but we don't have
to give this off to any you know, high execut
and stockholders. We take that money, we give it back
to the members. So that's why you are able to
earn more on your checking account, earn more on a
money market, pay less on an auto loan.
Speaker 1 (09:20):
So work. It's just it's fabulous and it's terrific. It
really is wonderful and the way that you just explained it, like,
so it.
Speaker 3 (09:31):
Makes it make sense, right. It's very simple people. You
don't have to complicate it.
Speaker 1 (09:35):
It is very very simple, and thank you for that.
You're listening to the Public Affairs podcast. We're talking to
Natasha Tillman, who is the VP of Contact Center for
the Texas Region at Premiere America Credit Union, which is
where I do my financial business, if you will. They've
got the Premiere Plus checking account. Also this smart spending
(09:59):
which we just talk about, and they're very heavily involved
in the community. That's another thing that I love about
Premiere America that you all are involved in a community
as deeply as you are us here at Radio one Houston.
Same thing. So it all, you know, aligns up. So
(10:21):
you guys are helping small businesses because as we know,
since since the scam demic happened, like you know, small
black owned businesses where bowmen and still going, Black women
creating businesses is flourishing. Talk about can you tell us
about Premier America's small business checking and why I'd say
(10:42):
strong choice for the local business owner of course.
Speaker 3 (10:47):
And I don't want to sound like I am just
you know, beating a dead horse with it, but again,
our business checking accounts everything's set up and it's built
with the small business needs in mind. You know, it's
very straightforward, it's very flexible, and again you have no
monthly service fees, you have no maintenance fees. So it's
(11:09):
really convenient, especially like you said, because the small businesses
are a lot of them are still getting off the ground.
I know, they have their own expenses, their own overhead
costs that they're trying to deal with and manage. So
why would we turn around and then make it to
you or the money that you work so hard to make.
So we do offer the like I said, the checking accounts,
(11:30):
and we also have even the money markets that you're
able to put some of your savings into to continue
that to grow as well.
Speaker 1 (11:37):
Nice well, what types of businesses would benefit from Premier
America's business banking services.
Speaker 2 (11:45):
I mean you can go all ranges.
Speaker 3 (11:46):
You can go your sole proprietorships which are your DBAs,
you have your LLCs, you have your nonprofits on there,
you have your s core, so we really have all
options serve everyone. If your business is located within Harritson County,
then you are able to go ahead and open up
(12:09):
that business account, even if you're outside of Harris. We
do have ways to make sure that you are able
to establish that business account as well, but pretty simple
and personal services come in with your business docks now.
If you have any questions with it prior, I always
recommend to come because everybody when they go into establish
their docks with the county sometimes people get different ones
(12:30):
people aren't used to, especially if you're a new business owner.
Right you're getting I mean you're walking around a packet
that is huge, and you may not know what to
bring in. Feel free to give us a call and
we'll run through with you what you need to actually
bring in to there, or just bring your whole binder
in there and we'll work to the paperwork with you. Seriously,
I'm serious, I mean we have to. Most people don't know.
(12:50):
I mean, if you've never owned a business, that means
you've never opened a business account, So why would you
know what you need when you walk in?
Speaker 1 (12:58):
I mean, you're right, just don't. I don't know why.
I'm I don't know why. I'm a bit incredulous over that.
I guess because since you all are a credit union,
as you just explained, like it's a community thing, you know,
it's not you know, all corporate business and how they
(13:19):
just you know, treat the customer like a rag doll.
They just use the customer, you know. You know, So
that's why I'm bien in credit. Its like wow, like
you guys are sharing this scholarship for free, like it
ain't nothing attached to it, you know that for that
type of.
Speaker 3 (13:38):
Education, And that's what And I like that you said
education because that's what it is. We make a point
to educating. As you said, we go on the communities
and if you don't know, you can't do right. So
that is why we make a point to do that.
And that's but that's credit like I love. Of course
we're Premier America and we're here to promote Premier America.
But that's credit unions in general. It's people helping people.
(14:01):
That's that's all about.
Speaker 1 (14:02):
Yeah, that's definitely have been missing, especially when it comes
to money now because you know they we are both
the consumer and the product. That's crazy work. You know,
what is your like your personal philosophy or I don't know,
(14:29):
theory isn't the word I'm looking for. Yeah, probably philosophy
or how you see and treat money, like what do
you Yeah, what is your philosophy on money and how
one should treat it? So that's it.
Speaker 2 (14:49):
Is a little loaded.
Speaker 3 (14:50):
But I will say the way that I initially started
because a lot of it, of course came from my parents,
right and they were really big on save, save, And
if my dad's listening right now, I'm sorry I didn't
listen to you when I was younger, because if I
listened when I was younger, I probably had way more money,
you know, sitting in the bank right now, but a
credit union hah HAA sorry catch that. But what I
(15:15):
will say is that I like to focus a lot
with people with not just the savings part of it,
but with the credit aspect of it, because a lot
of people, yes we focus on savings, we do all
of those things, but if we're not building the credit
at the same time, when certain things happen and certain
things hit, sometimes that could wipe out your full savings
(15:38):
if you haven't already built your credit to be able
to go out and maybe get that credit card or
that personal loan to help with that needed expense at
the time and pay it back in increments. And I
think a lot of times we miss that boat that
I think you need to do it together and.
Speaker 2 (15:56):
Making sure that you also they in budget.
Speaker 3 (16:01):
Stop looking around, stop worrying about what everybody else has, stay.
Speaker 2 (16:06):
In your means.
Speaker 3 (16:08):
If you cannot turn around and make that purchase without
cringing and making the purchase, don't do it. You should
be able to go home and sleep after you make
the purchase. And if I have to worry about what
I'm gonna do after I make that purchase, then I
don't need that right now. Take some time, save it up,
and then get it when you're able to actually do so.
(16:30):
And then the same. As far as credit, people are
nervous about credit.
Speaker 2 (16:34):
They hear the bad about.
Speaker 3 (16:35):
The credit cards, and I get it because, unfortunately, if
you get the card and it's not explained to you,
and then you spend it up and you don't have
the means to pay it back.
Speaker 1 (16:48):
I don't like playing that video game.
Speaker 3 (16:49):
I don't it's it's rough. I don't like that video
it's rough, and it's worth the own say.
Speaker 2 (16:55):
Let me not wrong. But the whole credit system in.
Speaker 1 (17:00):
America, it's so predatorial.
Speaker 3 (17:03):
It's different, and so if you don't get in and
really learn it, it can hurt.
Speaker 1 (17:08):
Yeah, it can hurt because I mean, last time you
all were here and we talked about it, like I
I was great, I was excellent, you know, credit score.
Something happened and I'm you know, slow with it. And
then next thing I know, I'm like, holy mackerel, like
I'm almost out of the seven hundred club, like what
(17:33):
you know. And but I had to tell myself, like, well,
it took a little minute to get here, it might
take a little minute to get out, especially with the
rules and the tricks and all of this, so your
score won't do all of it. Like that's why I
say I don't like playing that video game. Like I
know that credit and what it means and its concept
(17:56):
has been around for ages. But this Fico credit score thing.
Speaker 2 (18:03):
Yeah, I don't know.
Speaker 1 (18:05):
I think it might have been you guys. It came
along in like nineteen eighty nine or something like that.
Speaker 3 (18:09):
Or I believe the seventies. I can't remember, David, I
know it was in the seventies. But yeah, And the
thing is, you can't. I don't think you ever fully
understand it. No matter how much you know that the tricks,
you'll never.
Speaker 2 (18:22):
Fully get it.
Speaker 1 (18:23):
You never fully get it.
Speaker 3 (18:24):
But it's one of those things that it's almost like
you have to know because yeah, yes, because unfortunately for
the communities and lack of community we served, if they
don't know it and you don't have the right.
Speaker 2 (18:37):
Credit, then of course what happens. You're the one that's
paying the most.
Speaker 3 (18:41):
But then also you're the one that can't afford it, right,
but now you.
Speaker 2 (18:44):
Have to pay double because just because exactly so, it's
a vicious cycle.
Speaker 3 (18:48):
So that's why I say you have to bring it
all in, say together, and that's why the education is
so important, so that you don't.
Speaker 1 (18:55):
Brother of these advanced payday loan scale.
Speaker 2 (19:00):
Joints break me out in the hives.
Speaker 1 (19:02):
Yeah, it's I mean, yeah, but you know, thank you
for that, you know, correlating credit and savings, because even
you made the light bulb in my head go off,
Like I mean, I was doing things right, but I
didn't put those two together like like how you did,
Like how you said your parents taught you no, So
(19:25):
thank you, thank you for everything. Oh look here we
thought we weren't gonna be able to talk for twenty minutes,
and here we are at twenty minutes.
Speaker 2 (19:31):
Did we really Okay?
Speaker 1 (19:34):
Look at us? Natasha Tillman from Premier America Credit Union,
the VP contact center for the Texas region. Log on
to the website.
Speaker 3 (19:44):
Yes, you can definitely visit us Premier America dot com
and you can also go in and compare both of
the checking accounts that I spoke of. You can view
the business account information. I think we even have checklists
on their for the business account. But also if you
have any questions, feel free to stop by the branch
ninety six to thirty West Timer and we love to
(20:06):
help you out.
Speaker 1 (20:07):
Yeah, for real and never really liked that, Natasha, Thank
you so much. This was fun.
Speaker 2 (20:11):
It is always a good time for sure.
Speaker 1 (20:12):
For sure. And to everyone listening to the podcast, we'll
be back after this. From your local Houston BMW Center Studios.
Welcome back to the Public Affairs podcast, addressing local issues
that affect our nation and shape our world. I'm your host,
KG Smooth. It is back to school time. Well, first
(20:33):
of all, it's stuff first out time, well it's actually
the second, the mom but a lot of back to
school stuff. It's you know, it's so I'm sorry kids,
sorry that your summer went away in a blink. But
a lot of back to school stuff going on. We
were part of a few of them yesterday and they
are more to come in the studio with me. Is
(20:56):
a Master the Barber. He was barber for some NFL players.
He is the former director of barbering at More Career College.
He's a twenty two year master Barbara Welcoming to the
public Affairs podcast The Master Barber. Rogeric Brown Welcome, Man.
Speaker 4 (21:17):
How you doing man, I'm glad to be here.
Speaker 1 (21:18):
Man, I'm wonderful. Man. How about you, man, Man, good
to see you. You too. Yeah, what's so funny? It
was when we Man, he was like, oh that's you,
Like he was on Ready to Love. I was like, yeah, yeah,
I was. I wasn't ready to love. And then we
were talking. I was saying how this month would make
(21:39):
five years since I filmed that show, and how I'm
still being recognized. So that's crazy. But no, Man, tell
us about yourself. Roger. Who is Roderick Brown?
Speaker 4 (21:50):
Man. Roger Brown is a new pioneer to Houston. Born
and raised in Mississippi. Really grew up and got my
walking shoes in the world, coming and becoming a man
in New Orleans and now I'm in Houston. Man, I
came to Houston to actually build a barber school, and
now I'm here doing that, doing that with my good
(22:10):
brother Jay Harris at Jay Harris Barbara Academy. And other
things about me, man, other than barbering, I'm an entrepreneur
of many kind. I've done a little real estate. I've
done a little things with trucking and trying to really
do this, do that, do those things again, and just
you know, just man, I like to play around a
little bit, man, but my main thing is barbaring. Yeah,
(22:33):
that's that's me all day.
Speaker 1 (22:34):
So when did you know that barbering was you know,
your passion, that was that was the thing that you
that was your calling, if.
Speaker 4 (22:40):
You will, I would say, around the age of eleven
eleven twelve, Man, I picked up a pair of clippers
and the first time I picked them up, I did
something with them, and my dad was impressed enough to
buy me two pair and Bill Mill barber shop in
the backyard.
Speaker 1 (22:54):
Yeah. Yeah, So how much was you charging for cuts
back then?
Speaker 4 (22:58):
Dollars? Two dollars, those were.
Speaker 1 (23:00):
The days, boy, mine dollar kitchen cut. Boy. Now it's
how these prices are egregious to me. But I also
get you know, what y'all do but like, I mean,
seventy dollars just for you to cut my hair. I
ain't getting a wash or okay, I ain't getting nothing extra.
I'm just getting the cut in the shape up, and
I'm paying seventy dollars, Like, can I get a wash
(23:22):
or something too? Like give me something.
Speaker 4 (23:25):
When you're not dealing with a master barber, you should
be coming to me with just seventy dollars. You get
your hair washed. Yeah, man, I mean when you go
to a barb but there's hopefully that's charging seventy dollars
one hundred dollars. I'm hoping that you're getting the Mercedes
being service a barbary. But you know, we got different
levels a barbering. You got the you got the Hyundai,
(23:47):
you got the camera, and then you know, you got
the Bends and you got the Bentley. I'm the Bends
and Bentley guy.
Speaker 1 (23:55):
So well, what about a Cadillac. I love a Cadillac, okay,
because I'm a Cadillac.
Speaker 4 (24:00):
Kind of like, man, that's the same as Evans.
Speaker 1 (24:02):
Oh, I know, I thought Kindiac was right there in
the middle. Oh, I'm in a bands category.
Speaker 4 (24:09):
Oh okay, if you pull over the lock you're gonna
get the same. You're gonna be justice in President, the
bands and the like. You know, it doesn't matter.
Speaker 1 (24:16):
So so you call yourself a master barber. What is
the difference between a regular barber that's been doing it
in a master barber? Is it like years or like.
Speaker 4 (24:25):
Well, not only years, it's just education education. I didn't
just stop training once I left school. I had training continuation.
I also have my bachelor's and my master's in barbering, continue.
Speaker 1 (24:37):
Education, a real master barber master.
Speaker 4 (24:40):
Oh yeah, I've gone to one hundreds of shows, taken
on different classes, learning different techniques. So anything that comes
through my door, I can do it from cut color facials,
you know, extractions.
Speaker 1 (24:53):
I do it all man, because I love the look
I look like how you got your beard, Like just
this whole fade with the something like that looks good.
I'm gonna be honest, I have not embraced these gray
hairs that have came in. I'm forever twenty seven in
my mind. And so when the saltan pepper starts coming
(25:15):
in or I take a picture and I see it,
I'm just like, ugh, like I can. And I never
thought that I would be this guy Roger. I never
thought that I would be this guy where I'm like, oh,
these pesky gray hairs. But for some brothers it looks
it looks great on them. I don't think it looks
good on me, or maybe how the grays are coming in, like,
(25:36):
ain't in a proper place to me that salt and
pepper look.
Speaker 4 (25:39):
You taking the wrong aspect from it.
Speaker 1 (25:42):
Man.
Speaker 4 (25:42):
When the great hairs come in, the thing of wisdom
and manhood, once it hits you, you got to embrace it.
You got it. It's just like you a new outfit
that you're afraid to wear, but it looks good on you.
You got to have the swag to pull it off.
The greay hairs is that's that man?
Speaker 1 (25:59):
Who?
Speaker 4 (26:00):
That's that man coming out? You got to embrace me
in and wear that thing and be proud of it.
And once you do that, man, see that that silver
coming through that man? I love that man.
Speaker 1 (26:09):
Yeah, I hope to get there, so.
Speaker 4 (26:12):
So embracing man, I'm trying.
Speaker 1 (26:15):
I'm trying to.
Speaker 4 (26:15):
I mean, you can see, yeah, I see you, you know,
you know, and it's cool.
Speaker 1 (26:20):
But if I'm on stage or something like, please know,
I'm taking the just Formend's joint and just a little
touch here, a little a little touch there.
Speaker 4 (26:29):
It's cool though, it's a part of the industry. It's
all about looking good. But you got to make it work. Okay,
it's all about looking good. Man enhancements are doing?
Speaker 1 (26:39):
Are you just relieve something with that statement right there?
You just relieved some things. You gotta make it look good.
Because my other brother said the same thing, like, nah,
like it could work. Maybe if you just do all
black here and leave that gray on the chin, like
how you know, Kevin hark I do like I was like, okay,
it is about to look Yeah, you're right. Okay, So
tell us about you're doing a practised school shin dig
(27:03):
for the kids. Yes, yeah, yeah, tell me tell me
about this exclusive back to school hair trends and grooming joint.
Speaker 4 (27:11):
Well, going going back to school, you know, you got
a lot of kids that that's gone all summer without
a haircut. They've they've you know a lot of kids
don't have those opportunities that or the money to afford
a haircut every week or every two weeks. So we
want to make sure we take that time to get
those kids in that's you know, in certain out I
don't want to say certain areas or whatever, because it
(27:31):
doesn't matter. It can hit anybody in any location because
times are hard. So what we do is try to
put back into those kids to motivate them by inspiring
them to make them look good. So when they go
back into those classrooms and going to those schools, they
feel good about themselves. And when you feel good about yourself,
you perform better. So that's you know, that's how we
(27:53):
have giving back, just you know, giving kids that inspiration
of feeling good about themselves, that good energy about themselves.
Speaker 1 (27:59):
For sure. No, it give us the meat. Who what when?
Speaker 4 (28:02):
Where we're going to do. We're going to do ours
at Jay Harris's Barber College is one twenty eight oh
five Colin Boulevard. We're going to do a career day
along with ours. It's going to be August nineteenth. If
you have some kids that want to come out, man,
we have some barber students that will be available to
take on some of those kids. As many as we
(28:25):
can we can do. We're not looking for an overflow
because we have living limited amount of students, but those
that we can do, we will, and those that we
can help we will.
Speaker 1 (28:37):
For sure, is there anything that they need to do
in particular, like is there like a pre registration or
do they just show up?
Speaker 4 (28:45):
No, it's a career day for those who are looking
for a career and barbering to you know, an opportunity
from the change their lifestyles in the new field. And
and if some of the kids come along they need
haircuts or whatever, we plan to plan to do that
advertising it right now. So just kind of look out
for it.
Speaker 1 (29:03):
Look out for and what's the date? What's the date
on that.
Speaker 4 (29:05):
J August nineteenth, August nineteenth, So save the date for
August nineteenth, and then for more information, where can they go?
Follow you on You can follow me on social media
or you can go to our accountcil on Instagram and Facebook.
Jim Harris Barbarer Academy.
Speaker 1 (29:20):
Jay Harris Barber Academy, the Master barber that is mister
Roderick Brown saved the date for August nineteenth for the
career what's it called him? Career day for a career
day as we get ready for back to school, man,
thank you for pulling up and yeah we're gonna talk
(29:42):
of off Mike man Roger Brown. Ladies and gentlemen, thank
you so much.
Speaker 4 (29:45):
Appreciate it, Man,
From your local Houston BMW Center Studios. Welcome to the
Public Affairs Podcast, addressing local issues that affect our nation
and shape our world. I'm your host, a KG Smooth.
Welcoming back on the program. They they might as well
just be a sponsor of this show as many times
that they have been on and educating us on the
(00:20):
financial front. And uh, this is the financial institution that
you know I do my business with. It is not
a bank. It is pre Mere America Credit Union. And
back on the Public Affairs Podcast with me is the
vice president of Contact Center for the Texas region, the
lovely Natasha Tillman. Welcome you, solo dolo this time.
Speaker 2 (00:44):
I am It's just me. We're busy. You're busy. Can't
pull them up, can't pull them out the branch, yes
me today listen.
Speaker 1 (00:50):
I I just saw y'all. Well I didn't see you.
You you weren't there. But I had went to make
a deposit and I just got to say, like, everybody's
just so happy and welcoming and treats you like a
human being and not a number. And it just made me,
(01:10):
I don't know, I was just smiling the whole time,
Like from the moment I walked in the door till
I left, Like, it's really a it's a real feel
good place for financial institution.
Speaker 2 (01:21):
And that's what it should be. It should be.
Speaker 3 (01:23):
You shouldn't walk in, you shouldn't be nervous, you shouldn't
be stuffy. It should be just that walk in and
we're home.
Speaker 1 (01:30):
Yeah. Yeah, the kids are out, families are heading the church.
So this would be the perfect time to educate some folks.
Can you explain to the ten year old that's listening
with their grandmama on their way to church, what is
(01:51):
a bank and what is a credit union? Oh?
Speaker 3 (01:55):
I love that, and I love that you were very
clear that we are a credit union and not a bank.
So we have a lot of the same products. So
when you think of okay, at ten, you need to
start saving your money, or you want to start getting
that debit card to make your swipes, you can get
that at either one. Right, you can get that at
a bank or you can get at a credit union.
(02:16):
The difference is when you put your money into the
credit union, we're more focused on what can we do
to make things better for you in your future. So
we're gonna take that money. We're gonna put it back
into you. So that way, when you come in and
maybe you went outside and you decided you're gonna cut
grass this summer. So when you bring those dollars in
and you put it into your account, guess what We're
(02:38):
going to turn around and say, you know what, you
keep building your money, We're gonna help you build it.
We're gonna give more money back to you. And then
if your mom or your grandparent decides to go ahead
and open up an account as well, we're gonna make
sure that our fees are lower. We don't have a
lot of fees, honestly, and the ones we do are
super low. If they need to go ahead and get
a loan to maybe help you get your loan, who knows,
(03:01):
then they aren't going to have to hurt in their
pockets to be able to help you grow and become
better in your future as well. So all about community,
all about gift back.
Speaker 1 (03:13):
That was perfect. Of course you have children. You have children,
so of course you could explain that that is now
for the adults that are still with a bank, I'm
telling you credit Union is the way to go. I've
shared this with you before, Natasha, like that was my
(03:34):
first my first checking account was with the credit Union
when I was a freshman in college. And so with
you all frequenting us and me, I was like, let
me go back to my origins.
Speaker 2 (03:48):
Yes, come on back home.
Speaker 1 (03:50):
So but you guys, y'all have something called smart spending
there at Premier America Credit Union with the Premiere Plus
check an account. Can you tell us about Premier America's
checking accounts and who exactly are they designed for?
Speaker 2 (04:06):
So that's a good question.
Speaker 3 (04:08):
We do have two, and like you said, one is
a smart Spending, one is a Premiere Plus. But it
really depends on what journey you're on. So we wanted
to make it easy. So the first one, which is
the smart Spending, it is it's no fee, no minimum balance,
no monthly service fee is on the account. You come in,
(04:28):
you deposit your money, You still going to get your
debit card, you can still get your online banking access,
but it's it's just that you won't necessarily earn any
dividends on that. So, like I said, so if we
have the kiddos that are starting in the summer or
maybe you have just started getting into banking, I mean,
there are a lot of people you would assume already
(04:49):
have accounts, and they might be in their mid twenties.
They haven't even open an account thirty to forty, So
this just might be where you're starting thirties and forties.
Speaker 2 (04:56):
Is he creatures?
Speaker 3 (04:57):
But I'm telling you, I talk to people people, and
a lot of the prepaid cards still have people in
a choke hold. I'm serious. And a lot of people
think they hear credit union and they think I have
to have credit credit.
Speaker 2 (05:09):
Yeah, be with a credit union.
Speaker 1 (05:11):
It's like, no, maybe you don't know, it's actually easier.
Speaker 2 (05:14):
You just need one dollar, that's it.
Speaker 1 (05:16):
I mean, like it's actually easier to join a credit
union versus being a client at a bank or I don't,
I don't know what what do banks call us?
Speaker 3 (05:29):
You're a customer? Where your members at a credit union?
At a bank, you're a customer.
Speaker 1 (05:33):
There we go. That's it right there. So with this
smart spending, what is that? What is what? What makes
it stand out? So?
Speaker 3 (05:45):
Like I said, with that one, it's just the ease
of getting into it and not having to worry about
I would say, like I said, minimum balances or fees
and any type of restrictions. Right, But then you have
the Premiere plus. Yes, and so that one be Let's
say you do, You've already maybe set a little bit
of money aside, and you want to actually start earning
some dividends on that. And I know I'm gonna say
(06:08):
this and people gonn be like, no, it's not, but
I promise that checking actually will earn you three point
seventy five percent on the checking, which is kind of
unheard of.
Speaker 1 (06:16):
Yeah, and that's why I can see.
Speaker 2 (06:19):
Your poor head got a little tight.
Speaker 1 (06:21):
Yeah.
Speaker 2 (06:21):
No, it's three point seventy five.
Speaker 3 (06:24):
And with that, like I said, you're going to earn
your dividends and those pay out monthly on your account.
Speaker 2 (06:30):
So that's it. Use your account, Yay, you get get
some dividends on it.
Speaker 1 (06:35):
So that's so.
Speaker 2 (06:36):
And still no and still no monthly service fee. Let's
be clear.
Speaker 1 (06:39):
Okay, So, because you know, one would think, or at
least how it's supposed to be if you have said
amount of money and said checking account when dealing with
a bank and it's sitting how it's supposed to make
you more money. Nowadays, that ain't happening. However, with a
(07:00):
credit union like Premier America credit Union, your money sits
there the more you put in, the more different you
are actually making money from your money.
Speaker 3 (07:11):
You're gonna make money from your money. And I will
say one of the things that I never forget when
our COO came on board about I think seven eight
years ago now, fees were just like a no go
for him. He was like, Nope, if it's a fee, nope,
take it out.
Speaker 2 (07:26):
Nope.
Speaker 3 (07:26):
We're not charging people to use their own money. So
if he's gonna make he's gonna make sure we're not
charging you, and then he's gonna make sure that your
money grows. That's always been his mission.
Speaker 1 (07:39):
Not to go left like too left. But if you
have the scholarship, if you don't mind sharing it. Like
the inception of financial institutions, like do you know that history.
Speaker 3 (07:56):
For the credit union? I can speak to the credit
union side. Ye, yes, So the reason that a credit.
Speaker 1 (08:03):
That's why that's why I yes financial institutions.
Speaker 3 (08:08):
Because I mean some came in a different way, so
I won't speak to them. But credit unions came about
because the average everyday person could not get an account
or could not get a loan from the traditional banks.
So what happened you had a group of people that said,
what are we going to do if something happens and
one of us needs help.
Speaker 2 (08:27):
So they put their money into a pool and it
sits there.
Speaker 3 (08:32):
And so when someone needs help, they go in, take
out the money that they need, and then they pay
it back. And so that is literally how a credit
union start and to this day, that's the exact same thing.
That's why we call everyone a member. When you come
and put your dollar, it goes into the pool. So
when you come back and you need to use it
(08:52):
and borrow it, it goes back out. And because we
don't have to make a whole bunch of stockholders have
b right, all the money that comes back into the
credit union.
Speaker 2 (09:03):
Yeah, we have to pay to keep the lights on.
Speaker 3 (09:05):
You got to pay the team, but we don't have
to give this off to any you know, high execut
and stockholders. We take that money, we give it back
to the members. So that's why you are able to
earn more on your checking account, earn more on a
money market, pay less on an auto loan.
Speaker 1 (09:20):
So work. It's just it's fabulous and it's terrific. It
really is wonderful and the way that you just explained it, like,
so it.
Speaker 3 (09:31):
Makes it make sense, right. It's very simple people. You
don't have to complicate it.
Speaker 1 (09:35):
It is very very simple, and thank you for that.
You're listening to the Public Affairs podcast. We're talking to
Natasha Tillman, who is the VP of Contact Center for
the Texas Region at Premiere America Credit Union, which is
where I do my financial business, if you will. They've
got the Premiere Plus checking account. Also this smart spending
(09:59):
which we just talk about, and they're very heavily involved
in the community. That's another thing that I love about
Premiere America that you all are involved in a community
as deeply as you are us here at Radio one Houston.
Same thing. So it all, you know, aligns up. So
(10:21):
you guys are helping small businesses because as we know,
since since the scam demic happened, like you know, small
black owned businesses where bowmen and still going, Black women
creating businesses is flourishing. Talk about can you tell us
about Premier America's small business checking and why I'd say
(10:42):
strong choice for the local business owner of course.
Speaker 3 (10:47):
And I don't want to sound like I am just
you know, beating a dead horse with it, but again,
our business checking accounts everything's set up and it's built
with the small business needs in mind. You know, it's
very straightforward, it's very flexible, and again you have no
monthly service fees, you have no maintenance fees. So it's
(11:09):
really convenient, especially like you said, because the small businesses
are a lot of them are still getting off the ground.
I know, they have their own expenses, their own overhead
costs that they're trying to deal with and manage. So
why would we turn around and then make it to
you or the money that you work so hard to make.
So we do offer the like I said, the checking accounts,
(11:30):
and we also have even the money markets that you're
able to put some of your savings into to continue
that to grow as well.
Speaker 1 (11:37):
Nice well, what types of businesses would benefit from Premier
America's business banking services.
Speaker 2 (11:45):
I mean you can go all ranges.
Speaker 3 (11:46):
You can go your sole proprietorships which are your DBAs,
you have your LLCs, you have your nonprofits on there,
you have your s core, so we really have all
options serve everyone. If your business is located within Harritson County,
then you are able to go ahead and open up
(12:09):
that business account, even if you're outside of Harris. We
do have ways to make sure that you are able
to establish that business account as well, but pretty simple
and personal services come in with your business docks now.
If you have any questions with it prior, I always
recommend to come because everybody when they go into establish
their docks with the county sometimes people get different ones
(12:30):
people aren't used to, especially if you're a new business owner.
Right you're getting I mean you're walking around a packet
that is huge, and you may not know what to
bring in. Feel free to give us a call and
we'll run through with you what you need to actually
bring in to there, or just bring your whole binder
in there and we'll work to the paperwork with you. Seriously,
I'm serious, I mean we have to. Most people don't know.
(12:50):
I mean, if you've never owned a business, that means
you've never opened a business account, So why would you
know what you need when you walk in?
Speaker 1 (12:58):
I mean, you're right, just don't. I don't know why.
I'm I don't know why. I'm a bit incredulous over that.
I guess because since you all are a credit union,
as you just explained, like it's a community thing, you know,
it's not you know, all corporate business and how they
(13:19):
just you know, treat the customer like a rag doll.
They just use the customer, you know. You know, So
that's why I'm bien in credit. Its like wow, like
you guys are sharing this scholarship for free, like it
ain't nothing attached to it, you know that for that
type of.
Speaker 3 (13:38):
Education, And that's what And I like that you said
education because that's what it is. We make a point
to educating. As you said, we go on the communities
and if you don't know, you can't do right. So
that is why we make a point to do that.
And that's but that's credit like I love. Of course
we're Premier America and we're here to promote Premier America.
But that's credit unions in general. It's people helping people.
(14:01):
That's that's all about.
Speaker 1 (14:02):
Yeah, that's definitely have been missing, especially when it comes
to money now because you know they we are both
the consumer and the product. That's crazy work. You know,
what is your like your personal philosophy or I don't know,
(14:29):
theory isn't the word I'm looking for. Yeah, probably philosophy
or how you see and treat money, like what do
you Yeah, what is your philosophy on money and how
one should treat it? So that's it.
Speaker 2 (14:49):
Is a little loaded.
Speaker 3 (14:50):
But I will say the way that I initially started
because a lot of it, of course came from my parents,
right and they were really big on save, save, And
if my dad's listening right now, I'm sorry I didn't
listen to you when I was younger, because if I
listened when I was younger, I probably had way more money,
you know, sitting in the bank right now, but a
credit union hah HAA sorry catch that. But what I
(15:15):
will say is that I like to focus a lot
with people with not just the savings part of it,
but with the credit aspect of it, because a lot
of people, yes we focus on savings, we do all
of those things, but if we're not building the credit
at the same time, when certain things happen and certain
things hit, sometimes that could wipe out your full savings
(15:38):
if you haven't already built your credit to be able
to go out and maybe get that credit card or
that personal loan to help with that needed expense at
the time and pay it back in increments. And I
think a lot of times we miss that boat that
I think you need to do it together and.
Speaker 2 (15:56):
Making sure that you also they in budget.
Speaker 3 (16:01):
Stop looking around, stop worrying about what everybody else has, stay.
Speaker 2 (16:06):
In your means.
Speaker 3 (16:08):
If you cannot turn around and make that purchase without
cringing and making the purchase, don't do it. You should
be able to go home and sleep after you make
the purchase. And if I have to worry about what
I'm gonna do after I make that purchase, then I
don't need that right now. Take some time, save it up,
and then get it when you're able to actually do so.
(16:30):
And then the same. As far as credit, people are
nervous about credit.
Speaker 2 (16:34):
They hear the bad about.
Speaker 3 (16:35):
The credit cards, and I get it because, unfortunately, if
you get the card and it's not explained to you,
and then you spend it up and you don't have
the means to pay it back.
Speaker 1 (16:48):
I don't like playing that video game.
Speaker 3 (16:49):
I don't it's it's rough. I don't like that video
it's rough, and it's worth the own say.
Speaker 2 (16:55):
Let me not wrong. But the whole credit system in.
Speaker 1 (17:00):
America, it's so predatorial.
Speaker 3 (17:03):
It's different, and so if you don't get in and
really learn it, it can hurt.
Speaker 1 (17:08):
Yeah, it can hurt because I mean, last time you
all were here and we talked about it, like I
I was great, I was excellent, you know, credit score.
Something happened and I'm you know, slow with it. And
then next thing I know, I'm like, holy mackerel, like
I'm almost out of the seven hundred club, like what
(17:33):
you know. And but I had to tell myself, like, well,
it took a little minute to get here, it might
take a little minute to get out, especially with the
rules and the tricks and all of this, so your
score won't do all of it. Like that's why I
say I don't like playing that video game. Like I
know that credit and what it means and its concept
(17:56):
has been around for ages. But this Fico credit score thing.
Speaker 2 (18:03):
Yeah, I don't know.
Speaker 1 (18:05):
I think it might have been you guys. It came
along in like nineteen eighty nine or something like that.
Speaker 3 (18:09):
Or I believe the seventies. I can't remember, David, I
know it was in the seventies. But yeah, And the
thing is, you can't. I don't think you ever fully
understand it. No matter how much you know that the tricks,
you'll never.
Speaker 2 (18:22):
Fully get it.
Speaker 1 (18:23):
You never fully get it.
Speaker 3 (18:24):
But it's one of those things that it's almost like
you have to know because yeah, yes, because unfortunately for
the communities and lack of community we served, if they
don't know it and you don't have the right.
Speaker 2 (18:37):
Credit, then of course what happens. You're the one that's
paying the most.
Speaker 3 (18:41):
But then also you're the one that can't afford it, right,
but now you.
Speaker 2 (18:44):
Have to pay double because just because exactly so, it's
a vicious cycle.
Speaker 3 (18:48):
So that's why I say you have to bring it
all in, say together, and that's why the education is
so important, so that you don't.
Speaker 1 (18:55):
Brother of these advanced payday loan scale.
Speaker 2 (19:00):
Joints break me out in the hives.
Speaker 1 (19:02):
Yeah, it's I mean, yeah, but you know, thank you
for that, you know, correlating credit and savings, because even
you made the light bulb in my head go off,
Like I mean, I was doing things right, but I
didn't put those two together like like how you did,
Like how you said your parents taught you no, So
(19:25):
thank you, thank you for everything. Oh look here we
thought we weren't gonna be able to talk for twenty minutes,
and here we are at twenty minutes.
Speaker 2 (19:31):
Did we really Okay?
Speaker 1 (19:34):
Look at us? Natasha Tillman from Premier America Credit Union,
the VP contact center for the Texas region. Log on
to the website.
Speaker 3 (19:44):
Yes, you can definitely visit us Premier America dot com
and you can also go in and compare both of
the checking accounts that I spoke of. You can view
the business account information. I think we even have checklists
on their for the business account. But also if you
have any questions, feel free to stop by the branch
ninety six to thirty West Timer and we love to
(20:06):
help you out.
Speaker 1 (20:07):
Yeah, for real and never really liked that, Natasha, Thank
you so much. This was fun.
Speaker 2 (20:11):
It is always a good time for sure.
Speaker 1 (20:12):
For sure. And to everyone listening to the podcast, we'll
be back after this. From your local Houston BMW Center Studios.
Welcome back to the Public Affairs podcast, addressing local issues
that affect our nation and shape our world. I'm your host,
KG Smooth. It is back to school time. Well, first
(20:33):
of all, it's stuff first out time, well it's actually
the second, the mom but a lot of back to
school stuff. It's you know, it's so I'm sorry kids,
sorry that your summer went away in a blink. But
a lot of back to school stuff going on. We
were part of a few of them yesterday and they
are more to come in the studio with me. Is
(20:56):
a Master the Barber. He was barber for some NFL players.
He is the former director of barbering at More Career College.
He's a twenty two year master Barbara Welcoming to the
public Affairs podcast The Master Barber. Rogeric Brown Welcome, Man.
Speaker 4 (21:17):
How you doing man, I'm glad to be here.
Speaker 1 (21:18):
Man, I'm wonderful. Man. How about you, man, Man, good
to see you. You too. Yeah, what's so funny? It
was when we Man, he was like, oh that's you,
Like he was on Ready to Love. I was like, yeah, yeah,
I was. I wasn't ready to love. And then we
were talking. I was saying how this month would make
(21:39):
five years since I filmed that show, and how I'm
still being recognized. So that's crazy. But no, Man, tell
us about yourself. Roger. Who is Roderick Brown?
Speaker 4 (21:50):
Man. Roger Brown is a new pioneer to Houston. Born
and raised in Mississippi. Really grew up and got my
walking shoes in the world, coming and becoming a man
in New Orleans and now I'm in Houston. Man, I
came to Houston to actually build a barber school, and
now I'm here doing that, doing that with my good
(22:10):
brother Jay Harris at Jay Harris Barbara Academy. And other
things about me, man, other than barbering, I'm an entrepreneur
of many kind. I've done a little real estate. I've
done a little things with trucking and trying to really
do this, do that, do those things again, and just
you know, just man, I like to play around a
little bit, man, but my main thing is barbaring. Yeah,
(22:33):
that's that's me all day.
Speaker 1 (22:34):
So when did you know that barbering was you know,
your passion, that was that was the thing that you
that was your calling, if.
Speaker 4 (22:40):
You will, I would say, around the age of eleven
eleven twelve, Man, I picked up a pair of clippers
and the first time I picked them up, I did
something with them, and my dad was impressed enough to
buy me two pair and Bill Mill barber shop in
the backyard.
Speaker 1 (22:54):
Yeah. Yeah, So how much was you charging for cuts
back then?
Speaker 4 (22:58):
Dollars? Two dollars, those were.
Speaker 1 (23:00):
The days, boy, mine dollar kitchen cut. Boy. Now it's
how these prices are egregious to me. But I also
get you know, what y'all do but like, I mean,
seventy dollars just for you to cut my hair. I
ain't getting a wash or okay, I ain't getting nothing extra.
I'm just getting the cut in the shape up, and
I'm paying seventy dollars, Like, can I get a wash
(23:22):
or something too? Like give me something.
Speaker 4 (23:25):
When you're not dealing with a master barber, you should
be coming to me with just seventy dollars. You get
your hair washed. Yeah, man, I mean when you go
to a barb but there's hopefully that's charging seventy dollars
one hundred dollars. I'm hoping that you're getting the Mercedes
being service a barbary. But you know, we got different
levels a barbering. You got the you got the Hyundai,
(23:47):
you got the camera, and then you know, you got
the Bends and you got the Bentley. I'm the Bends
and Bentley guy.
Speaker 1 (23:55):
So well, what about a Cadillac. I love a Cadillac, okay,
because I'm a Cadillac.
Speaker 4 (24:00):
Kind of like, man, that's the same as Evans.
Speaker 1 (24:02):
Oh, I know, I thought Kindiac was right there in
the middle. Oh, I'm in a bands category.
Speaker 4 (24:09):
Oh okay, if you pull over the lock you're gonna
get the same. You're gonna be justice in President, the
bands and the like. You know, it doesn't matter.
Speaker 1 (24:16):
So so you call yourself a master barber. What is
the difference between a regular barber that's been doing it
in a master barber? Is it like years or like.
Speaker 4 (24:25):
Well, not only years, it's just education education. I didn't
just stop training once I left school. I had training continuation.
I also have my bachelor's and my master's in barbering, continue.
Speaker 1 (24:37):
Education, a real master barber master.
Speaker 4 (24:40):
Oh yeah, I've gone to one hundreds of shows, taken
on different classes, learning different techniques. So anything that comes
through my door, I can do it from cut color facials,
you know, extractions.
Speaker 1 (24:53):
I do it all man, because I love the look
I look like how you got your beard, Like just
this whole fade with the something like that looks good.
I'm gonna be honest, I have not embraced these gray
hairs that have came in. I'm forever twenty seven in
my mind. And so when the saltan pepper starts coming
(25:15):
in or I take a picture and I see it,
I'm just like, ugh, like I can. And I never
thought that I would be this guy Roger. I never
thought that I would be this guy where I'm like, oh,
these pesky gray hairs. But for some brothers it looks
it looks great on them. I don't think it looks
good on me, or maybe how the grays are coming in, like,
(25:36):
ain't in a proper place to me that salt and
pepper look.
Speaker 4 (25:39):
You taking the wrong aspect from it.
Speaker 1 (25:42):
Man.
Speaker 4 (25:42):
When the great hairs come in, the thing of wisdom
and manhood, once it hits you, you got to embrace it.
You got it. It's just like you a new outfit
that you're afraid to wear, but it looks good on you.
You got to have the swag to pull it off.
The greay hairs is that's that man?
Speaker 1 (25:59):
Who?
Speaker 4 (26:00):
That's that man coming out? You got to embrace me
in and wear that thing and be proud of it.
And once you do that, man, see that that silver
coming through that man? I love that man.
Speaker 1 (26:09):
Yeah, I hope to get there, so.
Speaker 4 (26:12):
So embracing man, I'm trying.
Speaker 1 (26:15):
I'm trying to.
Speaker 4 (26:15):
I mean, you can see, yeah, I see you, you know,
you know, and it's cool.
Speaker 1 (26:20):
But if I'm on stage or something like, please know,
I'm taking the just Formend's joint and just a little
touch here, a little a little touch there.
Speaker 4 (26:29):
It's cool though, it's a part of the industry. It's
all about looking good. But you got to make it work. Okay,
it's all about looking good. Man enhancements are doing?
Speaker 1 (26:39):
Are you just relieve something with that statement right there?
You just relieved some things. You gotta make it look good.
Because my other brother said the same thing, like, nah,
like it could work. Maybe if you just do all
black here and leave that gray on the chin, like
how you know, Kevin hark I do like I was like, okay,
it is about to look Yeah, you're right. Okay, So
tell us about you're doing a practised school shin dig
(27:03):
for the kids. Yes, yeah, yeah, tell me tell me
about this exclusive back to school hair trends and grooming joint.
Speaker 4 (27:11):
Well, going going back to school, you know, you got
a lot of kids that that's gone all summer without
a haircut. They've they've you know a lot of kids
don't have those opportunities that or the money to afford
a haircut every week or every two weeks. So we
want to make sure we take that time to get
those kids in that's you know, in certain out I
don't want to say certain areas or whatever, because it
(27:31):
doesn't matter. It can hit anybody in any location because
times are hard. So what we do is try to
put back into those kids to motivate them by inspiring
them to make them look good. So when they go
back into those classrooms and going to those schools, they
feel good about themselves. And when you feel good about yourself,
you perform better. So that's you know, that's how we
(27:53):
have giving back, just you know, giving kids that inspiration
of feeling good about themselves, that good energy about themselves.
Speaker 1 (27:59):
For sure. No, it give us the meat. Who what when?
Speaker 4 (28:02):
Where we're going to do. We're going to do ours
at Jay Harris's Barber College is one twenty eight oh
five Colin Boulevard. We're going to do a career day
along with ours. It's going to be August nineteenth. If
you have some kids that want to come out, man,
we have some barber students that will be available to
take on some of those kids. As many as we
(28:25):
can we can do. We're not looking for an overflow
because we have living limited amount of students, but those
that we can do, we will, and those that we
can help we will.
Speaker 1 (28:37):
For sure, is there anything that they need to do
in particular, like is there like a pre registration or
do they just show up?
Speaker 4 (28:45):
No, it's a career day for those who are looking
for a career and barbering to you know, an opportunity
from the change their lifestyles in the new field. And
and if some of the kids come along they need
haircuts or whatever, we plan to plan to do that
advertising it right now. So just kind of look out
for it.
Speaker 1 (29:03):
Look out for and what's the date? What's the date
on that.
Speaker 4 (29:05):
J August nineteenth, August nineteenth, So save the date for
August nineteenth, and then for more information, where can they go?
Follow you on You can follow me on social media
or you can go to our accountcil on Instagram and Facebook.
Jim Harris Barbarer Academy.
Speaker 1 (29:20):
Jay Harris Barber Academy, the Master barber that is mister
Roderick Brown saved the date for August nineteenth for the
career what's it called him? Career day for a career
day as we get ready for back to school, man,
thank you for pulling up and yeah we're gonna talk
(29:42):
of off Mike man Roger Brown. Ladies and gentlemen, thank
you so much.
Speaker 4 (29:45):
Appreciate it, Man,
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