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October 21, 2025 23 mins

When the seasons change, should your retirement strategy shift too? In this episode, Brooks Bernhagen breaks down how interest rate changes, spending volatility, and overlooked financial “cavities” can impact your retirement plan. Discover why proactive income planning, regular portfolio checkups, and flexible withdrawal strategies are essential for navigating the unpredictable landscape of retirement—so you can adapt with confidence, not just react.

Listen to Brooks every Saturday at 7 a.m. on KOTA.

Ready to build your retirement plan? Visit https://brooksfg.com/ to connect with Brooks and his team today!

See omnystudio.com/listener for privacy information.

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