The Retirement Spectrum
“The Retirement Spectrum with Alan Cohen” is a true Philadelphia look at the issues of retirement. Alan was born and raised in Philly and even named his company after one of his favorite places in the world: The Spectrum. Alan calls himself “a recovering stockbroker” – after spending years helping people accumulate wealth, he is now focused on helping people protect, grow, and use that wealth in retirement. Our podcast topics range from understanding the stock market, advice on 401(k)s, Social Security, tax planning, and more. And you may hear a mention of Springsteen now and then as Alan has seen Bruce over 200 times! Retirement offers a vast array of ways to plan for and enjoy this exciting part of your life. It truly is a Retirement Spectrum.
Episodes
What does a “Rocky Balboa market” mean for your retirement? Alan Cohen unpacks May’s surprising market surge and what it could signal for the months ahead. He explores how retirees can stay resilient through volatility, the power of Roth conversions, and why guaranteed income might be your best defense. Plus, Alan shares real client stories and strategies to help you enjoy retirement without fear of running out of...
Retirement is not just about saving; it’s about creating a sustainable plan to thrive in your golden years. Alan Cohen goes through the most pressing retirement challenges, from managing risk in turbulent markets to securing guaranteed lifetime income. Topics include how to transition from accumulating wealth to distributing it wisely, understanding hidden portfolio fees, and building multiple income streams to outpace inflat...
Balancing financial security with the freedom to enjoy retirement is a challenge many face today. Alan Cohen explores strategies to create consistent income through a mix of Social Security, dividend-paying stocks, bonds, and annuities. Learn how to reduce volatility, manage tax considerations in retirement accounts, and consolidate investments for simplicity and growth. Alan also tackles important decisions like when to trigger So...
Retirement can be daunting, but planning can ease the transition. Alan Cohen discusses the importance of diversifying investments, managing taxes, and ensuring multiple income sources to confidently move into retirement. He highlights strategies to preserve assets against market volatility and inflation, emphasizing the necessity of playing defense with investments. Attendees of Alan's seminars learn valuable tips on avoiding commo...
The market is coming back, what does that mean for interest rates and how does it affect you? Do you need 1.8 million to retire? Do you need to beat the market? We introduce you to a guy who’s happy and not trying to do either one. When doing an IRA or 401(k) rollover, watch out for these mistakes.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for priva...
Retirement can be the most exciting part of your life, but it requires careful planning to avoid running out of money. Alan Cohen discusses strategies for generating multiple sources of income in retirement, including dividend-paying stocks, bonds, and annuities. He emphasizes the importance of playing defense with your investments. Discover how to replace your paycheck, whether through Social Security, pensions, or other income so...
Retirement planning is an essential part of financial stability. Alan Cohen discusses the importance of having a clear financial plan, including strategies for income generation from various sources such as dividends, bonds, and annuities. He emphasizes the significance of tax efficiency and managing expenses while splurging on health, family, travel, and charity. Cohen also addresses common pitfalls like underestimating expenses a...
Retirement can be both exhilarating and daunting. Alan Cohen delves into the key aspects of securing a comfortable retirement with a focus on protecting and growing your savings. From understanding Social Security timing to exploring protective growth investments, this episode provides essential strategies to navigate the financial complexities of retirement. Cohen emphasizes the importance of exercise, travel, and social interacti...
“Stay the course” isn’t very comforting if you are losing money and near retirement. What are your options? Building your retirement paycheck with dividend paying stocks. One financial talking head says to have MORE market risk in retirement. Why?
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
If you don’t like your recent market losses, how do you prevent it from happening again? Why this might be a great time for an IRA to Roth conversion. One group is spending freely in retirement. What’s their secret?
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
When the market starts to wobble, you’ll see all sorts of commercials to buy gold. Is gold something you should have in your portfolio? How much should you have and HOW should you buy it?
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
While Elon Musk is looking for waste and inefficient things in government with DOGE (Department of Government Efficiency), Alan Cohen goes through potential inefficiencies in your retirement.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
Alan Cohen takes you golfing and discusses how you can avoid a financial "blow up hole" when planning your retirement.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
Is there a "right time" to take your Social Security? Alan discusses the timing of benefits, the impact of health and family history, and strategies for maximizing retirement income.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
The Trump Tax Cuts and Job Act is set to expire at the end of 2025. Alan Cohen emphasizes the significance of taking advantage of current low tax rates and explains the process and benefits of converting traditional retirement accounts to Roth accounts.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
We discuss some of the ups and downs of a 60/40 portfolio.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
Taxes may be your biggest expense in retirement. Why would someone say, tax me more?
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
Moving money from your IRA or 401(k) to a Roth can be a good tax strategy for retirement. SHOULD you do it and WHEN should you do it? We discuss three reasons this might be a good time to consider it.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
Alan discusses the recent changes in the yield curve, explaining its implications for the economy and potential forecasts for recession and market crashes.
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
Nvidia has been the darling of the stock market…until something called Deep Seek popped up. Is Tech going to become more volatile and do you have too much in your 401(k)? Plus: Interest rates, where are we headed?
To learn more about Alan and the team at Spectrum Wealth Partners, go to www.spectrumwp.com.
See omnystudio.com/listener for privacy information.
Popular Podcasts
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy And Charlamagne Tha God!