The Truth About Money with Bruce Weinstein

In this conversation, Bruce Weinstein discusses the importance of creating sustainable income for retirement, emphasizing the need for adequate financial planning and the use of various investment products. He explains the role of actuarial science in understanding pension plans and how individuals can create their own private pension plans to ensure financial security in retirement.

Reach out to Bruce at (800) 796-9912 or&n...

Whether a serious correction is on the horizon or just another bump in the road, it pays
to know how market swings can impact your retirement. For those approaching
retirement — or already there — the market feels more personal. Your working years
are winding down, and you can’t afford major missteps. Today we’re unpacking how
asset allocation, emotional discipline, and a solid strategy can help ...

In this episode of 'The Truth About Money', Bruce Weinstein discusses the current financial landscape, focusing on the impact of AI on the stock market, the importance of income planning, and the role of insurance in retirement strategies. He emphasizes the need for individuals to integrate their financial assets into a comprehensive plan and addresses common concerns about financial institutions and market volatility. The conversa...

In this episode, Bruce and Jackie discuss the complexities of retirement income planning, emphasizing the importance of creating a dependable income stream without depleting savings too quickly. He explores various strategies, including the 4% rule, long-term care insurance, and the significance of layering income sources for stability. The conversation also addresses healthcare gaps for early retirees, the impact of family changes...

In this episode of the Truth About Money Show, Bruce Weinstein and Jackie Selby discuss the complexities of financial planning, focusing on retirement strategies, market volatility, long-term care insurance, stealth taxes, and the importance of having a solid financial advisor. They emphasize the need for proactive planning to navigate healthcare costs and the implications of RMDs on retirement income. The conversation also touches...

In this episode of the Truth About Money, Bruce Weinstein, and Jackie Selby discuss the evolving concept of retirement as a fresh start rather than an end. They emphasize the importance of shifting from an accumulation mindset to a distribution strategy, especially in light of current market valuations. The conversation covers essential topics such as planning for income streams, understanding long-term care, and navigating financi...

In this episode, Bruce Weinstein discusses the intricacies of retirement planning, emphasizing the importance of integrating various financial strategies to ensure a comfortable retirement. He highlights the significance of understanding taxes related to retirement accounts, managing lifestyle and inflation, and addressing long-term care and estate planning. Bruce provides insights on how to maximize income during retirement while ...

In this conversation, Jackie Selby and Bruce Weinstein discuss the often misunderstood financial realities of retirement, emphasizing the importance of proper planning for healthcare costs, taxes, and estate management. They explore the common misconception that expenses will decrease in retirement, highlighting the need for a comprehensive estate plan and strategies to ensure a reliable income stream. The discussion also covers th...

In this conversation,Jackie Selby and Bruce Weinstein discuss effective strategies for managing taxes and planning for retirement. They cover topics such as Roth conversions, Social Security benefits, the implications of annuities, and the importance of estate planning. The discussion emphasizes the need for consolidation of retirement accounts and the potential benefits of reverse mortgages. Throughout the conversation, they provi...

Required Minimum Distributions (RMDs) aren’t just about taking money out of your
retirement accounts—they can also trigger a domino effect. One you might not see
coming? Bigger Medicare premiums. Another? Less of your legacy reaching your heirs
the way you intended.
And here's the kicker: You can follow all the rules, never miss a deadline, and still end
up paying more in healthcare costs and taxes just b...

Retirement isn’t a finish line—it’s a launchpad. And like any big launch, timing and
preparation are everything. But let’s be honest… there’s a lot of noise out there. From
watercooler myths about taxes to one-size-fits-all rules about when to walk away, it's
easy to build your future on shaky assumptions.
Today, we’re breaking down two of the most important retirement question...

Kiplinger recently highlighted their “Golden Rules” for a richer retirement—principles
that mix time-tested financial wisdom with modern realities. The core ideas haven’t
changed: stay invested, protect your health, secure steady income, and live with
purpose. But in 2025’s unique economic climate, how we follow those rules matters
more than ever. Let’s unpack them—and turn &ldq...

Think of your annuity like a well‑worn roof on your home. It might still keep you dry, but
the materials have advanced, the warranties are better, and replacement could save
you money in the long run. The same is true for annuities. Many contracts purchased
before 2022 were built for a low‑rate environment—locking in payouts that felt fine then
but now lag far behind what’s available. In the past three years...

We’ve all heard that timeless advice: “Save your money and buy a house—you’ll be
fine.” That may have worked for previous generations, but retirement today looks a lot
different than it did for our parents and grandparents. From longer lifespans and rising
health care costs to market volatility and tax burdens, today’s retirees face a unique set
of challenges. In this segment, we&rsqu...

You’ve built your nest egg with care, but the way you draw down your savings can make
a huge difference in how long it lasts. Pulling from the wrong account at the wrong time
can trigger unnecessary taxes, push you into a higher bracket, or even raise your
Medicare premiums. So how do you create a tax-smart withdrawal plan that stretches
your money for decades?

Reach out to Bruce at (800) 796-9912 or 

https:/...

In the wake of the April 2025 market downturn triggered by new tariffs, many investors
questioned the resilience of the stock market. However, the subsequent recovery has
demonstrated the market's robustness. Today, we'll delve into ten reasons why
maintaining a stake in the stock market continues to be a wise strategy, especially for
those focused on long-term growth and financial stability.

Reach out to Bruce at (800)...

The road to retirement is no longer a straight line—it’s more like a winding trail with
some unexpected forks. So the question is: do you have the right guide? In this
segment, we’ll unpack what to look for in a trusted financial advisor—because the
stakes are high, and the decisions you make now will shape the next 20–30 years of
your life. Let’s talk about how to choose wisely, avoi...

Former Defense Secretary Donald Rumsfeld once said, “There are things we don’t know that we don’t know.” That statement is surprisingly relevant when it comes to preparing for retirement. Today, we’re pulling back the curtain on some of those blind spots—myths we assume are true—that could leave your financial future on shaky ground.

Reach out to Bruce at (800) 796-9912 or 

https://www...

Retirement is often envisioned as a well-orchestrated finale to a long career. However, for many, it arrives unexpectedly. According to the 2024 Retirement Confidence Survey, 58% of retirees retired earlier than expected, frequently due to health complications or employment disruptions . In this discussion, we'll delve into the challenges of sudden retirement and outline steps to regain control and confidence in your financial futu...