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August 26, 2025 22 mins

What if your retirement plan is missing the one thing that makes it truly yours?
In this episode of To Your Health and Wealth, Ron Ray explores the critical role of personalization in retirement planning. From navigating unexpected expenses to avoiding the “one more year” delay trap, Ron breaks down the real-life challenges that retirees face—and how to think ahead. He also shares insights on optimizing Social Security strategies and why a one-size-fits-all approach doesn’t cut it. Whether you're nearing retirement or just starting to plan, this episode offers a grounded look at how to make your financial future more secure and satisfying.

Find out more about Ron and the teams, as well as setting up a complimentary time to speak with them, by reaching out to Turning 65 Solutions and Homestead Family Wealth.

See omnystudio.com/listener for privacy information.

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