Your Retirement, Your Way
Retirement is meant to be a breeze, but planning for it is no laughing matter. It’s important to have everything you need in place so you can enjoy the retirement you want, not the one you settle for. Your Retirement, Your Way, the show from Gary Garland and Integrated Wealth Solutions, is the resource you need to plan your retirement with you in mind. Listen each week as Gary cuts through the jargon and gets to the heart of financial developments and shifts in the marketplace. Through Gary’s twenty-five years of experience, you’ll find the know-how and professional insight to help you make the best retirement decisions. After all, it’s your retirement – why not do it your way? For more information go to www.iwfamily.com
Episodes
Gary Garland and co-host Doug Turnbull talk about former NBA star Jeremy Lin’s mom’s big sacrifice from her 401(k) and why drawing from a retirement account early is a big risk. They also talk about finding the right time to convert a traditional IRA to a Roth and why an advisor can help determine that. They also discuss “First Fridays” in the Integrated Wealth Solutions office in Manalapan and how listeners...
Gary Garland and co-host Doug Turnbull discuss a major reason retirees re-enter the workforce: boredom. Gary explains how some simple questioning from an advisor can help someone in or near retirement make a decision best suited for them. He also talks about people that start working again because they do not have enough money and some ways he can help them come up with a better income plan.
Click here to schedule your fr...
Gary Garland and co-host Doug Turnbull discuss an 81-year-old waitress getting an unexpected six-figure gift and the things to watch for in any financial windfall. And they talk about the impact on small businesses, as thousands of Baby Boomers exit the workforce daily. Gary explains how an advisor can help as both money and retirement planning become more complicated and how handling these things on one’s own can be very cos...
Gary Garland and co-host Doug Turnbull laugh at a throwback Conan O’Brien bit that teases people for not buying certain high stocks. Gary shares how people can be proactive in their retirements and plan a few steps ahead, so people can feel like they missed out on less. Gary and Doug also chuckle at a couple’s fight over the thermostat and Gary relates that to couple’s who enter the Integrated Wealth Solutions off...
Gary Garland and co-host Doug Turnbull discuss the recent market volatility and the hive mindset that makes it worse. Gary discusses how even the volatility from these unusual tariffs has been seen before and why people should not overreact both mentally and with their funds. Gary also describes what his “First Friday” event on May 2nd and his dinner seminars on April 22nd and 23rd will be like.
Click here to sched...
Gary Garland and co-host Doug Turnbull discover the best kind of accounts in which to place “lazy money” while interest rates remain higher. Gary discusses how each person’s scenario determines the retirement plan that works best for them. He also discusses Bill Bengen’s “4% Rule” – and other conflicting ones – and why leaving too much money exposed to the market can be big trouble.
Gary Garland and co-host Doug Turnbull talk about tidying up and sprucing up portfolios. Gary shares the dangers and the missed opportunities in not updating one’s portfolio and how people are underserved by advisors that do not check in with their clients to do this. Gary also describes the difference between phase one and phase two retirement planning. And he shares about why overreacting to the current financial volatility...
Gary Garland and co-host Doug Turnbull talk about one widow’s long battle with a corporation to get her husband’s pension and the big mistake he made that caused this conflict. Gary also talks about the latest in the deaths of Gene Hackman and his wife and how their complicated wills are creating a mess. Gary leans on his 30+ years as an elder law attorney to share tips on guardianship, trusts, wills, and beneficiaries....
Gary Garland and co-host Doug Turnbull discuss how minimizing worry gave John Oates freedom, how to account for retiring at an unplanned age, and why every season is money-prep season. Gary discusses a New Jersey polar plunge for charity and also talks about “First Friday” events at IWS and his dinner seminars April 22nd and 23rd.
Click here to schedule your free conversation with Gary for a comprehensive review on tax ...
Gary Garland and co-host Doug Turnbull discuss how high interest rates have made annuity sales soar. Gary shares the situations that annuities work best for people and how he helps people find the right financial plan for their needs. He also discusses the fees in 401(K)s and comments on Daytona 500 winner William Byron’s lack of packing extra clothes in case he won the race.
Click here to schedule your free conversation...
Gary Garland and co-host Doug Turnbull talk about why annuities could be the canned goods of finances. Gary explains why they have had a bad reputation and why Integrated Wealth Solutions offers only certain kinds to people. Gary discusses how these annuities are more beneficial to people than others. Gary also discusses the idea of the economy this decade being compared to the 1920s and the events that could lead up to that being ...
Gary Garland and co-host Doug Turnbull discuss Gary’s taking “Your Retirement, Your Way” to radio on 92.7FM/1310AM WOBM on Sundays at 8am! Gary explains what we he will be able to do more of and encourages people to call Integrated Wealth Solutions at 732-838-4770 or email them at info@iwfamily.com with questions and show ideas. Gary also explains what IWS does for clients and how his decades as an attorney g...
Gary Garland and co-host Doug Turnbull discuss long-term care insurance and how it is not just for late-life care. Gary discusses the difference between this and life insurance and the staggering amount of money someone with long-term care insurance can save, instead of paying out-of-pocket. Gary also shares two very personal stories about this subject and about the many different options people have. And Gary shares about his rece...
Gary Garland and co-host Doug Turnbull discuss the ins and outs of annuities. Gary shares the ones he does not prefer and how they have given all annuities a bad rap. He also talks about the benefits of the two annuity types he recommends, how they can be an alternative to the bond market, and the situations where annuities make the most and least sense. Gary also recalls his recent trip to an event in Atlanta and meeting...
Gary Garland and co-host Doug Turnbull discuss the definitions and the differences between IRAs and Roth IRAs and the tax implications for both. Gary then breaks down how Roth conversions can help lower tax bills over time and how there are three different buckets of funds for retirees.
Ready to begin building your retirement plan? Visit Integrated Wealth Solutions to connect with Gary and his team today!
Gary Garland and co-host Doug Turnbull talk about required minimum distributions. Gary defines RMDs and shares the types of pre-tax accounts that have them. Gary also details the age that RMDs have to be taken and when that increases, along with what happens if the account value changes after the RMD value is determined. Gary also describes why Hanukkah falls so late in 2024.
Gary Garland and co-host Doug Turnbull discuss how the market has been reacting since Trump's election win and what to expect in the months ahead. Gary discusses the tax code and whether or not to brace for changes and what the market prefers out of Congress. Gary and Doug also have a laugh over a standup comedy bit about spreadsheets and Gary talks about his recent visits to Atlanta and other southern cities.
Gary Garland defines to co-host Doug Turnbull what structured notes are and the different kinds that people can buy. Gary explains their liquidity, the different kinds of risk, and how people can sometimes make money even when the market goes down. Gary also talks about celebrating Hanukkah and if he uses real menorahs, fake ones, or both.
Ready to begin building your retirement plan? Visit Integrated Wealth Solutions to connect wi...
Gary Garland and Doug Turnbull sift through the times that automating financial advisory duties makes sense and when the human touch is especially needed. Gary and Doug also talk about some of their worst grocery store impulse-buys.
Ready to begin building your retirement plan? Visit Integrated Wealth Solutions to connect with Gary and his team today!
See omnystudio.com/listener for privacy information.
Gary Garland and Doug Turnbull discuss the recent trend of customers buying gold bars in droves from Costco stores. Gary has a strong opinion on investing in gold and offers some alternate ideas for how people should invest and preserve their wealth. Gary also talks about being a soccer dad in the middle of fall.
Ready to begin building your retirement plan? Visit Integrated Wealth Solutions to connect with Gary and his team today!
Popular Podcasts
Ding dong! Join your culture consultants, Matt Rogers and Bowen Yang, on an unforgettable journey into the beating heart of CULTURE. Alongside sizzling special guests, they GET INTO the hottest pop-culture moments of the day and the formative cultural experiences that turned them into Culturistas. Produced by the Big Money Players Network and iHeartRadio.
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy And Charlamagne Tha God!
The Clay Travis and Buck Sexton Show. Clay Travis and Buck Sexton tackle the biggest stories in news, politics and current events with intelligence and humor. From the border crisis, to the madness of cancel culture and far-left missteps, Clay and Buck guide listeners through the latest headlines and hot topics with fun and entertaining conversations and opinions.