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October 7, 2025 15 mins
Một cú click để “mua trước, trả sau” có thể giúp bạn sở hữu món đồ yêu thích trong chớp mắt, nhưng đôi khi cũng khiến giấc mơ mua nhà phải… lùi lại vài năm. Nhiều người trẻ tại Úc rơi vào bẫy nợ mà không hề biết: chỉ cần trễ vài lần thanh toán, hồ sơ tín dụng đã bị ghi dấu. Và khi ngân hàng xem xét hồ sơ vay mua nhà, những “vết nứt nhỏ” ấy có thể khiến kế hoạch tài chính đổ vỡ.
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