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October 30, 2025 11 mins

It’s a critical week regarding the Affordable Care Act, which is at the center of the government shutdown impasse. “Window shopping" began for some people buying health insurance through the ACA – also known as Obamacare – giving enrollees estimates on how much their premiums could cost next year. 

Without the ACA tax credits that Democrats want to extend into 2026, many people could see big increases in their health care costs – 114%, on average, according to estimates by KFF, a nonprofit health policy think tank. 

While there’s still time for lawmakers to strike a deal on extending the subsidies, “the longer this goes on, the more damage there could be,” says Cynthia Cox, who conducts research on Obamacare for KFF.

This episode was produced by Michael Levitt, with audio engineering by Hannah Gluvna. It was edited by Ashley Brown, Diane Webber, and Nadia Lancy. Our executive producer is Sami Yenigun.


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