All the Hacks: Money, Points & Life
Never leave money on the table. This is your shortcut to upgrading your life, money and travel—all while spending less and saving more. Get tactical moves and deep dives into designing a life you’re excited about. Host Chris Hutchins is a life hacker who has saved millions by breaking down every aspect of life and looking to maximize happiness at the lowest cost. Chris and guests like Tim Ferriss, Tony Hawk, Codie Sanchez and Gary Vaynerchuk are here to deliver smart strategies you can plug into your own life—from a money hack that increases your net worth, to a routine change that boosts your productivity.
Episodes
September 17, 2025 • 71 mins
#246: Today we explore contrarian takes on budgeting, the 4% rule, retirement planning, and the risks of blindly investing in bonds. We also cover strategies for investing, spending, and rethinking how to use money with purpose.
Tyler Gardner is a personal finance creator, educator, and former portfolio manager who’s built a following by challenging conventional money wisdom. He's also the host of Your Money Guide on the Side.
...
Mark as Played
September 10, 2025 • 67 mins
#245: Ever wonder what points are really worth? I'll break down the different types of points, how to calculate their value, and the biggest mistakes people make along the way. You’ll also learn when cash back might be the smarter choice and my personal card strategy for maximizing credit card rewards.
Link to Full Show Notes: https://chrishutchins.com/what-are-your-points-worth
Partner Deals
Gelt: Skip the waitlist on pers...
Mark as Played
September 3, 2025 • 57 mins
#244: I'll explain how I saved over $10k on luxury hotels in Costa Rica and Carmel Valley using points, free nights, and elite perks. I’ll walk you through every step, from how to book with points, when to buy them on sale, how to stack hotel credits, which hotel programs give you upgrades and free breakfast, and more!
Link to Full Show Notes: https://chrishutchins.com/maximize-savings-costa-rica-carmel-valley
Partner Deals
...
Mark as Played
August 27, 2025 • 59 mins
#243: Discover smarter strategies to grow your wealth and create financial flexibility. We dive into when it makes sense to invest beyond retirement accounts, how to access savings early through Roth conversions and 72(t) distributions, ways to reduce taxes with HSAs, tax-advantaged accounts, and charity, and so much more.
Michael Kitces is the Head of Planning Strategy at Focus Partners Wealth, co-founder of XYPN and publisher ...
Mark as Played
August 20, 2025 • 63 mins
#242: Chris dives into the Capital One credit card lineup, breaking down earning structures for miles and cash back, exciting benefits, and redemption strategies. He also covers the best 2-card combo, transfer partners, important application rules, and more.
Link to Full Show Notes: https://chrishutchins.com/capital-one-credit-cards-miles-guide
Partner Deals
Superhuman: Free month of the fastest and best email with code ALL...
Mark as Played
August 13, 2025 • 56 mins
#241: We cover new credit cards, increased welcome bonuses, and major changes to existing cards and their benefits. Plus, learn how to rack up thousands of points through airline and hotel challenges and giveaways.
Link to Full Show Notes: https://chrishutchins.com/new-cards-increased-offers-points-challenges
Partner Deals
Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2
DeleteMe: 20%...
Mark as Played
August 6, 2025 • 87 mins
#240: Transferring points is one of the best ways to maximize your points, so today we share the top airline and hotel transfer partners. We also cover strategies to get the most out of your points, including how to leverage transfer bonuses, identify sweet spots, avoid common mistakes, and more.
Greg Davis-Kean is the founder of Frequent Miler, a blog dedicated to helping people maximize their travel rewards and loyalty program...
Mark as Played
#239: Why wait until you're 65? It's feasible for almost anyone to take a mini retirement and when done right, it can also fast-track your career and income. Learn how to plan one, negotiate time off, manage costs, avoid pitfalls, and make it work if you’re self-employed. Plus, we share tips for handling health insurance and other logistics during your mini-retirement.
Jillian Johnsrud is the author and host of Retire Often. She...
Mark as Played
July 23, 2025 • 54 mins
#238: Chris shares 18 tactics he’s used to get the best deals booking flights and hotels with points. Learn how to leverage flexibility, navigate transfer partners, use the right tools, identify “sweet spots,” avoid high fees, position flights, and so much more.
Link to Full Show Notes: https://chrishutchins.com/18-tactics-for-booking-award-travel
Partner Deals
MasterClass: Learn from the world's best with 15% off
Trust & W...
Mark as Played
July 16, 2025 • 60 mins
#237: Start living your rich life today regardless of your income. Learn how to spend without guilt, track the four key financial numbers that matter most, harness the power of decisiveness, and avoid the common traps that hold people back as their income grows.
Ramit Sethi is a personal finance expert and the NYT bestselling author of I Will Teach You to Be Rich. He hosts the popular Netflix show, How to Get Rich, and the Money...
Mark as Played
July 9, 2025 • 105 mins
#236: Chris reviews and ranks the full American Express lineup of 30+ cards. He also breaks down Membership Rewards, transfer partners, approval rules, card-linked offers, unique perks, and more.
Link to Full Show Notes: https://chrishutchins.com/amex-cards-membership-rewards-points
Partner Deals
Kick: 50% off your first year of self-driving bookkeeping w/ code CHRIS
DeleteMe: 20% off removing your personal info from the we...
Mark as Played
July 2, 2025 • 53 mins
#235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions.
Link to Full Show Notes: https://chrishutchins.com/10-step-money-allocation-framework
Partner Deals
Vuori: 20% off the most comfortable performance apparel I've ever ...
Mark as Played
June 28, 2025 • 23 mins
#234: In this bonus episode, Chris discusses the new Mesa Homeowners Card, some new big welcome bonuses, card and hotel program devaluations, two new points promotions, free summer activities and more.
Link to Full Show Notes: https://chrishutchins.com/card-news-promos-and-more-june-2025
Resources Mentioned
Mesa Homeowners Card 5,000 Point Offer (or code FCRGNB)
Amex Platinum: Up to 175k Bonus
Amex Gold: Up to 100k Bonu...
Mark as Played
June 25, 2025 • 63 mins
#233: Explore how different generations approach money and what they get right (and wrong) about saving, investing, spending, and building wealth. We dig into the psychology of money across generations and share practical lessons on homeownership, retirement, automation, points inflation, and more.
Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He runs the popular financial blog, A Wea...
Mark as Played
June 18, 2025 • 76 mins
#232: Chris reviews his current credit card lineup for 2025. He also covers how to evaluate new/existing cards, some card changes for 2025, new cards he's excited about, the best cards for each major spending category, and apps to manage all your cards.
Link to Full Show Notes: https://chrishutchins.com/whats-in-my-wallet-2025
Link to What's In My Wallet Blog Post: https://chrishutchins.com/blog/whats-in-my-wallet-for-2025/
...
Mark as Played
June 11, 2025 • 69 mins
#231: Chris shares his top 50 hacks, learnings and lessons from the past 230 episodes. Learn actionable strategies to level up your travel, wealth, points & miles, productivity, relationships, and so much more!
Link to Full Show Notes: https://chrishutchins.com/50-impactful-lessons-travel-money-life
Partner Deals
Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
NetSuite: Free KPI checklist ...
Mark as Played
#230: The Wealth Ladder is a new philosophy for thinking about money and in this episode you'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. We cover strategies to boost income, spend smarter with the 0.01% rule, avoid costly financial traps, evaluate new business opportunities, and achieve financial freedom.
Nick Maggiulli is a financial writer, data expert, and...
Mark as Played
May 28, 2025 • 65 mins
#229: Your gut is the engine of your entire body, so today we break down how to keep it running smoothly with practical, evidence-backed tips. We cover the gut’s powerful role in digestion, immunity, and brain health while challenging common misconceptions about reflux, probiotics, and more.
Dr. Robynne Chutkan is a board-certified integrative gastroenterologist, bestselling author, and founder of the Digestive Center for Wellne...
Mark as Played
May 21, 2025 • 57 mins
228: A deep dive into Citi’s credit card lineup. I've recently opened up a few Citi cards and am very excited about sharing the best Citi cards, how to maximize ThankYou Points, the best airline and hotel transfer partners, and how Citi’s best two-card combo stacks up against other major issuers.
Link to Full Show Notes: https://chrishutchins.com/citi-credit-cards-thank-you-points
Partner Deals
Thrive Market: 30% off your fi...
Mark as Played
May 14, 2025 • 68 mins
#227: An actionable 4-step framework to master points and miles while maximizing personal value. We cover high-yield earning strategies like paying processing fees, bulk ordering, and leveraging business expenses, plus tactics for scaling award travel for multiple people. We also explore alternate pathways to earn and redeem points without chasing “perfection.”
Devon Gimbel is the founder of Point Me to First Class, an education...
Mark as Played
Popular Podcasts
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
The official podcast of comedian Joe Rogan.
Join award-winning actor and social media madman Kyle MacLachlan on “What Are We Even Doing,” where he sits down with Millennial and Gen Z actors, musicians, artists, and content creators to share stories about the entertainment industry past, present, and future. Kyle and his guests will talk shop, compare notes on life, and generally be weird together. In a good way. Their conversations will resonate with listeners of any age whose interests lie in television & film, music, art, or pop culture.
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
The World's Most Dangerous Morning Show, The Breakfast Club, With DJ Envy, Jess Hilarious, And Charlamagne Tha God!