December 16, 2025 • 68 mins
Sam and Carolyn reached financial independence in their thirties through frugality, real estate investing, and building side hustles that generated $10,000 per month. Then they made a bold move—quitting their jobs and briefly relocating to Canada.
This Episode Covers:
How Sam and Carolyn house-hacked their way to a multi-property real estate portfolio
The unconventional side hustles that generated $10K monthly in additional income
Their complete financial strategy: savings rate, expense tracking, and investment allocation
The decision to quit their jobs and achieve full financial independence in their thirties
Why they moved to Canada and how universal healthcare and education factored into their FIRE plan
Navigating the challenges of early retirement and aligning goals as a couple
Building systems for long-term wealth preservation and flexible lifestyle design
Lessons learned and advice for aspiring FIRE seekers
Whether you're just starting your FIRE journey or looking for creative ways to accelerate your path to financial independence, Sam and Carolyn's story offers actionable strategies you can implement today.
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