How to Reach Coast FIRE (The Relaxed Way to Retire!)

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August 5, 2025 • 32 mins

Tired of the extreme saving grind? What if there was a way to front-load your retirement savings and then "coast" to financial independence without the stress? In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench break down Coast FI - the strategy that lets you stop aggressive saving in your 30s while still retiring comfortably at 65. Coast FI isn't about retiring early - it's about retiring the anxiety around retirement savings. Once you hit your Coast FI number, compound interest does the heavy lifting while you focus on living your life. This approach offers the perfect middle ground between traditional retirement planning and extreme FIRE strategies. This Episode Will Cover: How to calculate your personal Coast FI number Investment strategies that maximize compound growth The psychological freedom that comes with hitting Coast FI Real examples of Coast FI timelines and scenarios Why this might be the perfect FIRE strategy for most people And SO much more! 00:38 What is Coast FIRE 02:16 How to Achieve Coast FI 05:56 Calculate Your Coast FI Number 07:54 Coast Fire by Age 09:21 Passive Income and Coast Fire 19:52 Investment Strategies for Coast Fire 22:40 Investment Order of Operations 28:15 Connect with Scott and Mindy Learn more about your ad choices. Visit megaphone.fm/adchoices

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.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}How to Reach Coast FIRE (The Relaxed Way to Retire!)