The Property Couch

Got equity in one property and wondering if you can use it to buy two more?  

You're not alone! 

In this bonus snippet, Bryce and Ben answer a listener’s question about using equity as a deposit across multiple investment properties — and why the way you structure your loans can make or break your long-term strategy. 

For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure 

LISTEN TO THE...

Folks, this week we’re reporting LIVE from…BALI?! 🎉 

That’s right! We travelled to Indonesia with some amazing TPC community members to support the John Fawcett Foundation, where we witnessed firsthand the life-changing impact of their work restoring sight through cataract surgery.

Together, we raised an incredible $74,592.98, which funded 368 cataract surgeries, 1,901 patient screenings, 719 pairs of glasses, 12 prosthet...

In this bonus snippet, Bryce and Ben unpack one of the most common (and quietest) traps that can sabotage your financial freedom: lifestyle creep. 

If you’ve ever found yourself upgrading from budget wine to boutique wine… or wondering where your surplus went after a pay rise… this one’s for you. 

For the original episode, tune in here: Episode 194 | Seven Tips to Trap Your Surplus Cash 

LISTEN TO THE FIRST 20 EPISODES HERE >&...

Last week in Episode 548, we unpacked the hidden advantages of using a buyer’s agent — from accessing off-market purchases to negotiating like a pro. 

But this week? 

We’re lifting the lid on the other side of the coin.

Here's what we cover: 
👉 What are the cons of using a buyer’s agent? 
👉 What are the 6 hidden risks you need to know before you sign anything? 
👉 And how do you tell the difference between a true pr...

More and more Aussies are turning to rentvesting—renting where they want to live while investing where they can afford. 

But while rentvesting is a smart strategy for many, there’s a crucial piece of the puzzle most investors overlook: Have you set up your bank accounts and loan structure correctly? 

For the original episode, tune in here: Episode 237 | Q&A: Barefoot Investor or MoneySMARTS – What’s the Difference, Loan Structure...

Is a Buyer’s Agent worth it… or just another expense?  

In today’s episode, we’re unpacking one of the most misunderstood roles in the property game: The Buyer’s Agent. 

Following the cautionary tale from Jayson in episode 545, we’re diving deep into:

✅ What a buyer’s agent actually does (and what they shouldn’t be doing)
✅ Who needs one — and who probably doesn’t 
✅ How to tell if your buyer’s agent is working in your best in...

Our brand-new book How to Retire on $3,000 a Week – The Property Couch’s Playbook for Passive Property Investing hits stores TODAY!   

In this bonus episode, Bryce & Ben share some behind-the-scenes stories—including what inspired them to write another book (even after swearing the last one was their final!). 

Plus... find out how you can join them (and The Stig) LIVE in Sydney to celebrate:  thepropertycouch.com.au/dymocks 

How t...

What would you do if your investment property hadn’t moved in value in six years… but your gut said, “Just hang in there a bit longer”? 

In this week’s Q&A episode, we’re answering four big listener questions — and unpacking some of the trickiest real-life property dilemmas out there today:    

Here’s what we answer:  

🔹 Sam is stuck with a unit in Penrith that’s underperformed for years. Should he sell and start fresh — or is it...

The RBA has officially cut the cash rate by 25 basis points—and for the first time in over a year, we’re seeing meaningful rate relief reach borrowers. NAB was first to act, with all Big Four banks passing on the cut in full within an hour of the announcement. 

But with multiple more cuts predicted for the remainder of 2025… how low will rates actually go? 

💡 Thinking about refinancing or adjusting your loan strategy? Now is the per...

In Ep 546, Bryce is joined by returning guest Dave Robertson—Head of Property Wealth Planning at Empower Wealth—to dive deep into one of the scariest (and most common) traps in property investing: 

The Frankenstein Portfolio. 

These portfolios are stitched together from forums, free seminars, and flashy Finfluencer advice… 

but lack one crucial ingredient: a plan. 

👉 If you missed our intro to the concept, check out Ep 543: What Is a ...

In today’s bonus episode, Ben shares key highlights from his recent Talking Property Tax conversation with tax expert Julia Hartman—covering what smart investors need to know before 30 June. 

From HECS/HELP debt changes to interest prepayments, land tax rules, and advance rental payments on commercial property, this episode is your end-of-financial-year tax health check.  

For the original episode, tune in here: How to Boost Your Tax...

When long-time listener and four-property investor Jayson messaged Bryce on LinkedIn, we knew it was time to bring his story to the couch.

Why?

Because he’s lived through what most people won’t talk about: what happens when you trust a “top tier” buyer’s agent… and it all goes wrong.

In this raw, honest chat, Jayson reveals:
✅ The real story behind his borderless investing experience 
✅ What went wrong with not one—but THREE—p...

Today we dive into a topic many Aussies don't realise they're being exposed to until it's too late: the tactics used by property spruikers to pressure you into making a decision. 

From red sticker sold signs in display booths to "limited time only" offers and infomercial-style urgency, property spruikers know exactly how to create a sense of scarcity and FOMO. 

In this short and sharp bonus snippet, you'...

Folks, it’s Federal Election time! 🇦🇺🏠💥 
 
And in this special deep-dive episode, we're lifting the bonnet on the major parties' housing policies and asking the real question... 

Will they actually fix Australia’s housing affordability crisis... or just make it worse? 

Tune in to hear: 
✔️ The headline housing policies from both Labor and the Coalition 
✔️ The larger economic forces at play — supply, de...

It’s a question many Australians are quietly asking themselves: “Is it too late for me to buy property?” 

In this TPC Gold snippet, Ben and Bryce respond to a heartfelt listener question from Luke—who, at 46, is still renting with his wife and two teenage kids.  

With $80k in savings and a growing concern about renting into retirement, Luke wants to know if it’s worth taking on a $700K mortgage at this stage of life, or if it’s simpl...

Folks, one of the most common pieces of feedback we receive on the podcast is, “I wish I’d found you guys sooner.”  

The problem they're facing now? They’ve got the correct knowledge BUT they’ve built what we call a Frankenstein Portfolio.  

We’re talking about an impressive portfolio that looks great on the surface but, in reality, has very little growth.  

So how does it happen? 
✅ What are the most common traps that lead i...

When it comes to buying an existing apartment or unit, doing the right due diligence can save you from years of costly surprises. 

In this TPC Gold snippet, Bryce and Ben break down the must-do checks every buyer should know before purchasing a strata or medium-density property.  

For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment? 

LISTEN TO THE FIRST 20 EPISODES HERE >>...

As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax.  

Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992.  

This week’s episode is all about how to avoid accidentally handing thousands ove...

In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float. 

What is the Seven-Day Float? 
It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose. 

The best part? It works whether you’re a uni student, a parent managing a household, or the CEO of a big company. 

Why It Works...