The Property Couch

In a move that surprised many, the Reserve Bank held interest rates steady this month—choosing to wait and watch, despite growing expectations of another cut.    

So, what’s driving this decision and what does it mean for your financial future? 

💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT ...

5 legendary investors. 1 timeless lesson: play the long game. 

Feeling overwhelmed by hot tips, market noise or get-rich-quick strategies? 

This week, we’re pressing pause on the hype and learning from the best:
 📌 Warren Buffett – Patience & quality over everything 
 📌 Charlie Munger – Avoid dumb decisions 
 📌 Ray Dalio – Prepare, don’t predict 
 📌 Howard Marks – Risk comes first 
 📌 Peter Lynch – Inves...

Most Australians don’t realise their home could be harming their health—until it’s too late. 

In this bonus episode, Bryce chats with building biologist Raphael Siket and Amelia Lee from Undercover Architect about one of the most under-recognised health threats in our homes: mould. 

From erratic kids and persistent brain fog to full-blown respiratory issues, mould-related health effects are often misdiagnosed—or completely missed. Bu...

Most buyers think negotiation is about being the loudest in the room...  

But the truth?  

The best negotiators are calm, strategic, and silent at the right time. 

Especially with the rising tide, and as Ben says in today’s episode, changing market sentiment. We’re equipping you with the skills you need to negotiate through this next active market cycle. 

We’ll unpack:
💥 The mistakes most buyers make before the negotiation even s...

Buying off the plan can seem like an exciting—and convenient—way to secure your next investment property… but is it as safe as it sounds?  

In this bonus snippet, Bryce and Ben unpack what every investor really needs to know before signing on the dotted line.  

For the original episode, tune in here: Episode 240 | Is Now The Right Time to Buy a High Rise Apartment? 

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR M...

Charlie Munger once said that reading widely is the key to wisdom, and in this episode, we’re channelling that spirit. 📚  

What do elephants, electricity grids, and economic growth have in common? 🐘⚡ 

They’re all governed by scaling laws — and today, we’re diving into the groundbreaking work of Professor Geoffrey West to show you how biology, cities, and even companies follow predictable mathematical patterns as they grow. 

And here...

Got equity in one property and wondering if you can use it to buy two more?  

You're not alone! 

In this bonus snippet, Bryce and Ben answer a listener’s question about using equity as a deposit across multiple investment properties — and why the way you structure your loans can make or break your long-term strategy. 

For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure 

LISTEN TO THE...

Folks, this week we’re reporting LIVE from…BALI?! 🎉 

That’s right! We travelled to Indonesia with some amazing TPC community members to support the John Fawcett Foundation, where we witnessed firsthand the life-changing impact of their work restoring sight through cataract surgery.

Together, we raised an incredible $74,592.98, which funded 368 cataract surgeries, 1,901 patient screenings, 719 pairs of glasses, 12 prosthet...

In this bonus snippet, Bryce and Ben unpack one of the most common (and quietest) traps that can sabotage your financial freedom: lifestyle creep. 

If you’ve ever found yourself upgrading from budget wine to boutique wine… or wondering where your surplus went after a pay rise… this one’s for you. 

For the original episode, tune in here: Episode 194 | Seven Tips to Trap Your Surplus Cash 

LISTEN TO THE FIRST 20 EPISODES HERE >&...

Last week in Episode 548, we unpacked the hidden advantages of using a buyer’s agent — from accessing off-market purchases to negotiating like a pro. 

But this week? 

We’re lifting the lid on the other side of the coin.

Here's what we cover: 
👉 What are the cons of using a buyer’s agent? 
👉 What are the 6 hidden risks you need to know before you sign anything? 
👉 And how do you tell the difference between a true pr...

More and more Aussies are turning to rentvesting—renting where they want to live while investing where they can afford. 

But while rentvesting is a smart strategy for many, there’s a crucial piece of the puzzle most investors overlook: Have you set up your bank accounts and loan structure correctly? 

For the original episode, tune in here: Episode 237 | Q&A: Barefoot Investor or MoneySMARTS – What’s the Difference, Loan Structure...

Is a Buyer’s Agent worth it… or just another expense?  

In today’s episode, we’re unpacking one of the most misunderstood roles in the property game: The Buyer’s Agent. 

Following the cautionary tale from Jayson in episode 545, we’re diving deep into:

✅ What a buyer’s agent actually does (and what they shouldn’t be doing)
✅ Who needs one — and who probably doesn’t 
✅ How to tell if your buyer’s agent is working in your best in...

Our brand-new book How to Retire on $3,000 a Week – The Property Couch’s Playbook for Passive Property Investing hits stores TODAY!   

In this bonus episode, Bryce & Ben share some behind-the-scenes stories—including what inspired them to write another book (even after swearing the last one was their final!). 

Plus... find out how you can join them (and The Stig) LIVE in Sydney to celebrate:  thepropertycouch.com.au/dymocks 

How t...

What would you do if your investment property hadn’t moved in value in six years… but your gut said, “Just hang in there a bit longer”? 

In this week’s Q&A episode, we’re answering four big listener questions — and unpacking some of the trickiest real-life property dilemmas out there today:    

Here’s what we answer:  

🔹 Sam is stuck with a unit in Penrith that’s underperformed for years. Should he sell and start fresh — or is it...

The RBA has officially cut the cash rate by 25 basis points—and for the first time in over a year, we’re seeing meaningful rate relief reach borrowers. NAB was first to act, with all Big Four banks passing on the cut in full within an hour of the announcement. 

But with multiple more cuts predicted for the remainder of 2025… how low will rates actually go? 

💡 Thinking about refinancing or adjusting your loan strategy? Now is the per...

In Ep 546, Bryce is joined by returning guest Dave Robertson—Head of Property Wealth Planning at Empower Wealth—to dive deep into one of the scariest (and most common) traps in property investing: 

The Frankenstein Portfolio. 

These portfolios are stitched together from forums, free seminars, and flashy Finfluencer advice… 

but lack one crucial ingredient: a plan. 

👉 If you missed our intro to the concept, check out Ep 543: What Is a ...

In today’s bonus episode, Ben shares key highlights from his recent Talking Property Tax conversation with tax expert Julia Hartman—covering what smart investors need to know before 30 June. 

From HECS/HELP debt changes to interest prepayments, land tax rules, and advance rental payments on commercial property, this episode is your end-of-financial-year tax health check.  

For the original episode, tune in here: How to Boost Your Tax...

When long-time listener and four-property investor Jayson messaged Bryce on LinkedIn, we knew it was time to bring his story to the couch.

Why?

Because he’s lived through what most people won’t talk about: what happens when you trust a “top tier” buyer’s agent… and it all goes wrong.

In this raw, honest chat, Jayson reveals:
✅ The real story behind his borderless investing experience 
✅ What went wrong with not one—but THREE—p...

Today we dive into a topic many Aussies don't realise they're being exposed to until it's too late: the tactics used by property spruikers to pressure you into making a decision. 

From red sticker sold signs in display booths to "limited time only" offers and infomercial-style urgency, property spruikers know exactly how to create a sense of scarcity and FOMO. 

In this short and sharp bonus snippet, you'...