Discover how inflation, taxes, and longevity threaten retirement—and how Indexed Universal Life (IUL) can protect you. Doug Andrew and his team reveal why the old “Buy Term and Invest the Difference” advice fails, and how the “93 Million” principle works to preserve wealth with tax-free growth.
Learn why relying on the 4% rule, Social Security, or outdated strategies leaves you vulnerable. Instead, see how max-funded IULs outpace inflation, create predictable retirement income, and shield your savings from market downturns.
This episode reveals:
- Why inflation is the silent thief destroying middle-class retirement
- How a properly structured IUL beats BTID with tax-free growth
- Why longer life expectancy means new retirement strategies are critical
- The broken promise of Social Security and the 4% rule
Whether you want compound growth, inflation-proof strategies, or peace of mind for your family, this episode shows how the L.A.S.E.R. Fund framework can transform your future.
00:01:19 | Inflation news explained and why it matters for retirees
00:02:59 | How inflation erodes purchasing power in retirement
00:04:46 | Indexed Universal Life as an inflation hedge
00:06:19 | Why inflation and taxes eliminate the middle class
00:09:38 | Buy Term and Invest the Difference explained
00:12:44 | Hidden opportunity cost of term life insurance
00:15:28 | Why max-funded IUL outperforms tax-deferred accounts
00:19:02 | Doug Andrew: From BTID advocate to IUL strategist
00:24:15 | Rising life expectancy and retirement planning risks
00:29:07 | Why the 4% rule fails modern retirees
00:31:27 | Social Security insolvency and government strain
00:33:55 | Best financial firm? Focus on strategy, not company
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https://3dimensionalwealth.com/getstarted
Want to Learn More? Register For An Upcoming Event:
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Claim Your Free Copy of The L.A.S.E.R. Fund Book
Go to: https://www.laserfund.com
Are you an advisor interested in what we teach?
Go to: www.iulinsiderpro.com
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