Can Bankruptcy Really Wipe Out Student Loans and Taxes? Here’s What You Need to Know - Part 2 (Student Loans)

Episode Summary: In Part 2 of this two-part series, Oklahoma attorney Luke Homen breaks down the real story behind student loan discharge through bankruptcy. While the law itself hasn’t changed, the enforcement policies have shifted—making relief possible for more people than ever. Luke walks through the new attestation process, how the Department of Education evaluates cases, and why it’s now easier to settle without going to trial. If you or someone you know is burdened by federal student loans, this is essential listening.

Key Timestamps:

00:00 – Show Intro and Topic Overview 00:00 – What Changed in Student Loan Dischargeability 00:01 – The Role of Government Enforcement 00:02 – How Policy Shift Created a Path to Relief 00:03 – New Process Using Attestation Forms 00:04 – Predictability and Settlement vs. Trial 00:05 – Who Qualifies for Student Loan Discharge 00:06 – Private Loans and Ineligible Loans Explained 00:07 – Bankruptcy Filing Process and SLAPP Lawsuits 00:08 – How Long the Legal Process Takes 00:09 – Student Loan Relief While Waiting 00:10 – Why Bankruptcy Relief Is Case-by-Case 00:11 – Final Thoughts and Call to Action

About the Show:

All About Bankruptcy features straight talk from Oklahoma bankruptcy attorney Luke Homen, founder of ConvenientBankruptcy.com, where clients are empowered to erase debt and rebuild their lives without shame or confusion. The show delivers practical advice for people who want a genuine financial fresh start.

Learn More:

Visit convenientbankruptcy.com to get free resources or schedule a no-obligation consultation.