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July 21, 2025 9 mins

Buying a home in America has never felt harder. Prices are high, mortgage rates are up, and even renting can feel out of reach. In this episode of Brain Snacks, we break down why housing is so expensive — from zoning laws and the disappearance of starter homes to interest rates, rising insurance premiums, and property taxes. We also explore the policies and ideas that could help fix it. Whether you rent, own, or just want to understand what’s going on — this one’s for you.

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