Why Having Money to Start a Business Actually HURTS You (Broke Entrepreneurs Win)

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You don’t need money to start a business in 2025—you need mindset, skill, and creativity.

In this episode of Built Different, Tilmon Keaton and Sara Lovestyle break down how they built a profitable business with $0. That’s right—zero startup capital, no angel investors, no VC checks. Just strategy, grit, and execution.

 

Forget what you’ve heard about needing money to make money. This conversation will flip that idea on its head and give you a roadmap to start from scratch.

 

Whether you're a college grad, a laid-off employee, or someone with a big idea and no funding—this is the blueprint you’ve been waiting for.

 

🎯 What You’ll Learn in This Episode:

00:00 – Why Waiting for Investors Is a Trap

01:00 – $47K in a Month with No Capital

02:15 – Why Having Too Much Money Can Kill Creativity

03:30 – Innovation During Economic Downturns

04:15 – Why the AI Job Disruption Is Your Advantage

05:00 – How to Monetize Your Skillset Right Now

06:15 – Real-World Examples of Zero-Dollar Startups

07:40 – How Airbnb, Instacart & Slack Started from “Failure”

09:00 – What to Do if You Had to Start Over from Scratch

10:00 – Creating Proof of Concept with No Cash

11:00 – The Nike Story: Creativity Over Capital

13:00 – From Selling Candy to Closing Sales: A Mindset Shift

14:15 – Why Free Services Lea