In this special Credit Union Edition of the ByteWise Podcast, Daniela, Brian, and Glen are joined by Tom Costello, CEO of Upstreme, to unpack the future of the Automated Cybersecurity Examination Tool (ACET) and its impact on credit unions.
For years, ACET has been the standard tool for cybersecurity self-assessments, but with its foundation—the FFIEC’s Cybersecurity Assessment Tool (CAT)—now officially sunset, credit unions must prepare for what comes next.
What We Cover-
ACET’s Rise and Sunset: Why the tool was created, its limitations, and why regulators are moving away from it.
-
Alternative Frameworks: Deep dive into the top three contenders—NIST CSF 2.0, the CRI Profile, and the CIS Controls—and what each offer.
-
Credit Union Realities: Challenges for smaller institutions, including ISE framework considerations, resource constraints, and scaling expectations.
-
Transition Strategies: Practical advice on mapping from ACET to modern frameworks, avoiding common mistakes, and creating a smooth shift.
-
Bigger Picture: How technologies like AI and Zero Trust Architecture are reshaping InfoSec, and why now is the perfect moment for credit unions to reframe cyber risk conversations with boards and leadership.
-
Risk & Governance: Connecting frameworks to enterprise risk management, risk appetite, and governance functions—ensuring cyber strategy aligns with organizational strategy.
-
“All frameworks are wrong. Some of them are just more useful than others.” – Tom Costello
-
“The biggest mistake is doing nothing and sticking with ACET.” – Tom Costello
Popular Podcasts
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!
Cardiac Cowboys
The heart was always off-limits to surgeons. Cutting into it spelled instant death for the patient. That is, until a ragtag group of doctors scattered across the Midwest and Texas decided to throw out the rule book. Working in makeshift laboratories and home garages, using medical devices made from scavenged machine parts and beer tubes, these men and women invented the field of open heart surgery. Odds are, someone you know is alive because of them. So why has history left them behind? Presented by Chris Pine, CARDIAC COWBOYS tells the gripping true story behind the birth of heart surgery, and the young, Greatest Generation doctors who made it happen. For years, they competed and feuded, racing to be the first, the best, and the most prolific. Some appeared on the cover of Time Magazine, operated on kings and advised presidents. Others ended up disgraced, penniless, and convicted of felonies. Together, they ignited a revolution in medicine, and changed the world.
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.