Financing Your College Town Investment: What Parents & Buyers Must Know Before Buying Near Campus

Thinking about buying a property near campus? Whether it’s for your student to live in, a gameday getaway, or a smart long-term investment—how you finance it matters more than you think.

In this episode of The College Real Estate Coach, Vikki Grodner is joined by Tuscaloosa lending expert Lindsay Nance to break down the real financial strategies behind buying real estate in a college town.

🎓 Learn the ins and outs of financing options for:

• Parents buying for their students
• Buyers investing in short-term rentals
• Out-of-state investors considering Tuscaloosa or similar markets

They’ll cover everything you didn’t know to ask:

• ✅ Why the name on the loan really matters (and how to get your student on it)
• ✅ The difference between a primary residence, second home, and investment property—and what that means for down payments and interest rates
• ✅ What makes a condo “non-warrantable” and how it affects your loan
• ✅ How to offset mortgage costs by renting by the room (yes, it’s possible!)
• ✅ What local lenders know that national ones don’t (and why that matters for your deal)

💰 From FHA and VA to jumbo loans and creative financing, this episode is your college-town real estate financing crash course.

📍 If you're a parent tired of paying rent… or an investor eyeing college towns for cash flow and appreciation… this episode will give you the edge you need to buy smart.

🔔 Subscribe now to catch future episodes filled with expert tips, buyer strategies, and market insights tailored for college-town real estate.