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June 10, 2024 29 mins

(W4:D1) WHO AM I AND WHAT DO I WANT?

The only way to lower your expenses is to become intentional and do it with intention and purpose. You must first start with your why and follow it up with how you will keep the momentum. Reducing you spending won’t happen on its own. Let me ask you a few questions first, so you can build your foundation.

What is your why? Why do you want to lower your expenses? _____________________________________

 

What will you do if you can lower your expense? _______________________________________________

 

What would you be able to do with that money saved? __________________________________________

 

What are you willing to do to save this money? ________________________________________________

 

When would you like to start and would you like an end date? ____________________________________

 

Why an end date and do you feel you need one? _______________________________________________

 

What will motivate you to keep your promises/goals? ___________________________________________

 

What should be the consequences if you don’t keep your promises? ________________________________

 

Who is going to keep you accountable? _______________________________________________________

 

What will it mean to you if you hit your goals/keep promises? _____________________________________

 

How much money do you make monthly? _____________________________________________________

 

How much would you like to save? __________________________________________________________

 

Where will you start to cut your expenses? ____________________________________________________

Remember: Some rewards of being intentional: less stress, more freedom, money in your account, etc…

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