(W4:D1) WHO AM I AND WHAT DO I WANT?
The only way to lower your expenses is to become intentional and do it with intention and purpose. You must first start with your why and follow it up with how you will keep the momentum. Reducing you spending won’t happen on its own. Let me ask you a few questions first, so you can build your foundation.
What is your why? Why do you want to lower your expenses? _____________________________________
What will you do if you can lower your expense? _______________________________________________
What would you be able to do with that money saved? __________________________________________
What are you willing to do to save this money? ________________________________________________
When would you like to start and would you like an end date? ____________________________________
Why an end date and do you feel you need one? _______________________________________________
What will motivate you to keep your promises/goals? ___________________________________________
What should be the consequences if you don’t keep your promises? ________________________________
Who is going to keep you accountable? _______________________________________________________
What will it mean to you if you hit your goals/keep promises? _____________________________________
How much money do you make monthly? _____________________________________________________
How much would you like to save? __________________________________________________________
Where will you start to cut your expenses? ____________________________________________________
Remember: Some rewards of being intentional: less stress, more freedom, money in your account, etc…
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